CN108229231A - A kind of POS inspection devices, system and method based on RFID - Google Patents

A kind of POS inspection devices, system and method based on RFID Download PDF

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Publication number
CN108229231A
CN108229231A CN201810004299.6A CN201810004299A CN108229231A CN 108229231 A CN108229231 A CN 108229231A CN 201810004299 A CN201810004299 A CN 201810004299A CN 108229231 A CN108229231 A CN 108229231A
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pos terminal
pos
rfid
information
transaction
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CN108229231B (en
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吴佳文
王伟权
胡兴源
张俊德
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • G06K17/0029Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device the arrangement being specially adapted for wireless interrogation of grouped or bundled articles tagged with wireless record carriers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems

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  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Health & Medical Sciences (AREA)
  • Toxicology (AREA)
  • Accounting & Taxation (AREA)
  • Electromagnetism (AREA)
  • General Health & Medical Sciences (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • General Engineering & Computer Science (AREA)
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  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The present invention provides a kind of POS inspection devices, system and method based on RFID, described device includes:RFID reading units and communication unit, the RFID reading units and communication unit are arranged in a shell;The RFID reading units, communicate for passing through RFID antenna with the RFID label tag being embedded in POS terminal, to read the POS terminal Transaction Information and POS terminal system information in RFID label tag;The POS terminal Transaction Information and POS terminal system information for wirelessly communicating with bank server, are sent to the bank server by the communication unit.

Description

A kind of POS inspection devices, system and method based on RFID
Technical field
The present invention relates to Electronic Finance apparatus fields, and RFID (Radio Frequency are based on more particularly to one kind Identification, radio frequency identification) POS (Point Of Sale, point-of-sale terminal) inspection device, system and method.
Background technology
Trade company's inspection is the important link that the acquirers such as bank manage trade company, it is therefore intended that takes precautions against and receives single business operation Risk promotes POS machine tool safe operation.Trade company's inspection general data has:POS machine has whether quantity is consistent with original registration;POS is It is no to be moved to other uses or transformation or installed equipment additional;Whether POS is in normal operating conditions;Cashier's operative skill is such as What;Whether invoices and vouchers, which are taken care of, meets regulation;Whether marketing method, product have significant change;Whether trade company's management state is normal; Whether cashier changes;How is cashier's operative skill;Trade company's ownership, responsible person's change conditions etc..At present, it is many to check Project is required for manually going to complete, and can not receive single background system acquirement docking acquisition data during scene inspection with bank and be divided Analysis causes trade company's inspection fairly time consuming laborious or even influences the normal business activities of trade company.Faced with this situation, it is also very desirable to New technological means auxiliary makes trade company's inspection intelligent as far as possible.
Invention content
There is some trade companies inspection project, be that can accuracy be improved by technological means, mitigate patrolman and trade company Workload.For example, with the relevant inspection project of POS terminal, technological means can be utilized to collect the current transaction of POS terminal Data, patrol carry out when, the real-time connection with bank backstage can be established, carry out data analysis so that some projects can It is automatically performed.
RFID technique is that non-contact bidirectional data transfers are carried out between reader and radio-frequency card using wireless radio frequency mode, To achieve the purpose that target identification and data exchange.Compared with traditional bar code, magnetic card and IC card, radio-frequency card has non-connect Touch, reading rate is fast, without abrasion, not affected by environment, long lifespan, be easy to use the characteristics of and with anti-collision function, can be together When handle multiple cards.At abroad, Radio Frequency Identification Technology has been widely used in industrial automation, business automation, traffic fortune The various fields such as defeated control management.RFID technique has also had a very big development at home at present, but not yet incite somebody to action RFID technique is applied to trade company's inspection field.
These characteristics based on RFID technique an embodiment of the present invention provides a kind of POS inspection devices based on RFID, are System and method.RFID technique can be applied in trade company's inspection system, it is used to record transaction and the system data of POS terminal, Again by reading equipment, acquisition Data Concurrent is sent to backstage and is analyzed so that trade company's inspection flow is optimized, and promotes trade company Inspection efficiency, reduces human input.
On the one hand, an embodiment of the present invention provides a kind of POS inspection devices based on RFID, described device includes: RFID Reading unit and communication unit, the RFID reading units and communication unit are arranged in a shell;
The RFID reading units, communicate for passing through RFID antenna with the RFID label tag being embedded in POS terminal, to read Take the POS terminal Transaction Information and POS terminal system information in RFID label tag;
The communication unit, for wirelessly communicating with bank server, by the POS terminal Transaction Information And POS terminal system information is sent to the bank server.
On the other hand, an embodiment of the present invention provides a kind of POS inspection systems based on RFID, the system comprises:Extremely Lack the POS inspection devices and one based on RFID as described in claim 1 of a POS terminal, at least a RFID label tag, at least one Bank server;Wherein, the RFID label tag is equal with the quantity of POS terminal;
The POS terminal is communicated by dedicated network with the bank server, and transaction request is sent on bank server Information and the trading processing result for receiving bank server return;The RFID label tag is embedded in the POS terminal;It is described POS terminal Transaction Information and POS terminal system information are written the RFID and marked by POS terminal for receiving bank's card transaction Label;
The POS inspection devices, communicate for passing through RFID antenna with the RFID label tag being embedded in POS terminal, to read Take the POS terminal Transaction Information and POS terminal system information in RFID label tag, and by the POS terminal transactions information and POS Terminal system information is sent to the bank server by wireless network;
The bank server, for the POS terminal Transaction Information and POS terminals sent according to the POS inspection devices System information generation inspection report.
The embodiment of the present invention additionally provides a kind of POS visiting methods based on RFID, the method includes:Using described POS inspection devices, reading are embedded the RFID label tag in POS terminal, to obtain the transaction letter of the POS terminal in the RFID label tag Breath and POS terminal system information;
The POS terminal Transaction Information and POS terminal system information are wirelessly sent into bank server;
The bank server is received to be reported according to the inspection that POS terminal Transaction Information and POS terminal system information generate And it shows.
On the other hand, the embodiment of the present invention additionally provides a kind of POS visiting methods based on RFID, the method includes:
Receive the POS terminal Transaction Information sent on POS inspection devices and POS terminal system information;
The number of trade company's business circumstance, verification POS terminal transaction success or failure is analyzed according to the POS terminal Transaction Information Amount, the quantity for counting POS terminal of patrolling, the turnover of each teller of statistics and trading volume, record do not meet the cabinet of working specification Member number;
Checking whether POS terminal system software release is correct, checks POS terminal according to the POS terminal system information is No violation installs other external equipments, checks whether POS terminal transaction location is consistent with the transaction place of backstage registration;
By according to the POS terminal Transaction Information analyze as a result, and according to the POS terminal system information analyze Obtained result is integrated, and generation inspection is reported and sends back POS inspection devices.
A kind of POS inspection devices, the system and method based on RFID that the embodiment of the present invention proposes, optimize traditional bank Acquirers is waited to carry out the flow of trade company's inspection, bank patrolman can read the friendship of POS terminal by POS inspection devices Easily and operation information, and pass through POS inspection devices and connect with bank background server, the trade company of understanding in real time whether occur telephone-moving, System is distorted, the contents such as the business circumstance of the behaviors such as illegal peripheral hardware and trade company and the qualification of business personnel are installed additional, so as to subtract The hand inspection link of Shaoshang family inspection, improves accuracy, obtains more detailed analysis data, reduces the work of patrolman Amount.
Description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, to embodiment or will show below There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention, for those of ordinary skill in the art, without creative efforts, can be with Other attached drawings are obtained according to these attached drawings.
Figure 1A, Figure 1B, Fig. 1 C, Fig. 1 D be respectively the POS inspection devices provided in an embodiment of the present invention based on RFID just View, rearview, sectional view and overall diagram;
Fig. 2 is the structure diagram of the POS inspection systems provided in an embodiment of the present invention based on RFID;
Fig. 3 is the structure diagram of POS terminal 10 provided in an embodiment of the present invention;
Fig. 4 is the structure diagram of bank server 40 provided in an embodiment of the present invention;
Fig. 5 is the flow diagram of the provided in an embodiment of the present invention one POS visiting methods based on RFID;
Fig. 6 is the flow diagram of another POS visiting methods based on RFID provided in an embodiment of the present invention;
Fig. 7 is the substantially work flow diagram of the POS inspection systems provided in an embodiment of the present invention based on RFID;
Fig. 8 is the substantially workflow that bank server end provided in an embodiment of the present invention handles POS terminal information.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, those of ordinary skill in the art are obtained every other without making creative work Embodiment shall fall within the protection scope of the present invention.
Figure 1A, Figure 1B, Fig. 1 C, Fig. 1 D be respectively the POS inspection devices provided in an embodiment of the present invention based on RFID just View, rearview, sectional view and overall diagram.By above four figure it is found that the POS inspections provided in an embodiment of the present invention based on RFID Device generallys include RFID reading units 1 and communication unit 2, and RFID reading units 1 and communication unit 2 are arranged on outside one In shell 3.
RFID reading units 1 are communicated by RFID antenna with the RFID label tag being embedded in POS terminal, carry out data friendship Mutually, the POS terminal Transaction Information and POS terminal system information in RFID label tag are read.Communication unit 2 is used to pass through wireless parties Formula communicates with bank server, and POS terminal Transaction Information and POS terminal system information are sent to bank server.Shell 3 For protecting the physical equipment inside POS inspection devices, there is Anti-dismantling and dismounting key destructing safety.
In one embodiment, above-mentioned POS inspection devices further include input unit 4, display unit 5, storage unit 6, Power supply unit 7 and main control chip 8.
Input unit 4 is the channel of user and the interaction of POS inspection devices, is mainly used for receiving information input by user.Example Such as, user can by IC card password built-in in the password of 4 typing POS inspection devices of input unit or POS type patrol terminals, It alternatively, can be with the password of typing POS terminal to read information.Also, user can also be according to system suggestion single by inputting Member 4 selects banking type and typing to complete information filled in needed for banking etc..Normally, input unit 4 Such as can be mechanical key or touch controlled key.
Display unit 5 is the channel that user obtains prompt message, user has been prompted to be operated accordingly, and user is recorded The data entered are shown, can also show the information that bank server returns.
Storage unit 6 is used to store POS terminal Transaction Information and the POS terminal system letter that RFID reading units 1 are read Breath.POS terminal Transaction Information includes bank card business dealing that POS terminal accepts (include successfully and failed transactions), teller's operation Each operating procedure of POS transaction etc..POS terminal system information includes the version of POS system software and upgrade details, POS machine The information such as the record of external equipment, the change in location of POS terminal are installed.
Power supply unit 7 by connect circuit for RFID reading units 1, communication unit 2, input unit 4, display unit 5, deposit Storage unit 6 and main control chip 8 provide supply of electric power.Normally, power supply unit 7 receives external power supply charging and solar recharging side Formula.
Main control chip 8 is the core component of POS inspection devices, and each hardware component is connected by the chip, main control chip It is mainly used for coordinating control RFID reading units 1, communication unit 2, input unit 4, display unit 5, storage unit 6 and power supply list The running of member 7.
In one embodiment, communication unit 2 can pass through GSM network, cdma network, GPRS network, 3G networks, 4G nets One or more modes in network, wireless WIFI communicate with bank server, can also through the above way with counterpart POS inspection devices establish network connection.
POS inspection devices provided in an embodiment of the present invention have following function:1) operation circle of patrolman is provided Face, patrolman select inspection function by it;2) the POS terminal information for reading storage in an rfid tag;3) it is and silver-colored Row server carries out data interaction, above send POS terminal information, and receives bank server and return to inspection analysis result;It 4) can be with Printer establishes connection, printing inspection analysis result.
The embodiment of the present invention additionally provides a kind of POS inspection systems based on RFID, and structure is as shown in Figure 2.The system Mainly include:An at least POS terminal 10, at least a RFID label tag 20, at least patrolling just like the POS shown in Figure 1A to Fig. 1 D fills Put 30 and a bank server 40.Wherein, RFID label tag 20 is equal with the quantity of POS terminal 10.
POS terminal 10 is referred to as point-of-sale terminal, refers to that the payment mechanisms such as bank accept silver for the installation of cooperation trade company The terminal of row card transaction.RFID label tag 20 is embedded in POS terminal 10, and POS terminal 20 is equipped with RFID read-write equipments and GPS moulds Block, RFID read-write device are used for POS terminal Transaction Information and POS terminal system information (the software and hardware letter comprising POS terminal Breath, the operating procedure of operator, transaction details, location information) it is written in RFID label tag 20.
POS terminal 10 is communicated with bank server 40 by dedicated network 60, and transaction request is sent on bank server 40 Information and the trading processing result for receiving the return of bank server 40.
Bank server 2 can be mainframe computer or medium and small computer, can accept POS terminals Transaction request, record the transaction details of POS terminal;The inspection request of POS inspection devices 30 can also be received, POS is obtained and patrols The POS terminal information sent on device 30 is looked into (including software and hardware information, the operating procedure of operator, transaction details, location information Deng);Furthermore it is also possible to analyze POS terminal information, inspection result data is formed, and inspection information result is returned to POS inspection devices 30.
POS inspection devices 30 can provide operation interface to patrolman, and patrolman is patrolled accordingly by interface selection Function is looked into, is communicated by RFID antenna with the RFID label tag 20 being embedded in POS terminal 10, reading is stored in RFID label tag 20 POS terminal information.It, can be by POS terminal Transaction Information when POS inspection devices 30 and bank server 40 carry out data interaction And POS terminal system information is sent to bank server 40 by wireless network 50, and the return for receiving bank server 40 is patrolled Look into analysis result.It is connected in addition, POS inspection devices can also be established with printer, printing inspection analysis result.
RIFD labels 20 refer to the RFID label tag of one POS terminal of unique mark, to prevent RFID label tag from illegally being removed, RFID label tag 20 is generally arranged inside POS terminal.RFID label tag 20 is stored including POS terminal software and hardware information, operator Operating procedure, the information such as position of transaction details and POS terminal.
Above-mentioned wireless network 50 can be wireless communication networks, Internet network etc., bank server 40 and POS Inspection device 30 carries out data interaction by it.Dedicated network 60 refer to telecom operators deployment telephone network, wireless GPRS, 3G or 4G communication networks, Internet network etc., POS terminal 10 and bank server 40 carry out data communication by it.GPS network Network 70 is that the GPS module of POS terminal 10 generates, and the location information of POS terminal can be obtained by it.
POS inspection devices, system and method provided in an embodiment of the present invention based on RFID, have the following advantages:1) make Bank is obtained when carrying out trade company's inspection, in POS machine has inspection item, realizes automation;2) POS terminals are in routine use In the process, trading situation, operator's operational circumstances and POS system information are recorded automatically, reduce the workload of manual record;3) After bank patrolman reads the RFID information of POS terminal by POS inspection devices, then connect with bank server, it is real-time right The Transaction Information and system information of POS terminal are analyzed, and greatly reduce the link of hand inspection, improve accuracy, pole The workload of big reduction patrolman;4) for acquirers such as banks, can solve trade company rapidly by POS inspection devices is No generation telephone-moving distorts system, installs the behaviors such as illegal peripheral hardware additional, carries out risk control to trade company in time;5) for trade company, pass through POS inspection devices generation analysis report, it will be appreciated that the operation sales situation of enterprise, understand POS tellers qualification and Contribution degree is conducive to trade company and carries on the work decision.
The structure diagram of POS terminal 10 is as shown in figure 3, it mainly includes:Transaction Information harvester 101, system letter Cease harvester 102 and RFID read-write device 103.
Transaction Information harvester 101 is mainly used for acquiring the Transaction Information of POS terminal 10, and Transaction Information refers to by merchandising Information collection module generates data, the bank card business dealing accepted including POS terminal (including Successful Transaction and failed transactions), teller Operate the information such as each operating procedure of POS transaction.
System information acquisition device 102 is used to acquire the system information of POS terminal 20, and system information refers to by system information The data of collection module generation are installed outer including the version of institute's installation system software in POS terminal and upgrade details, POS terminals The information such as the record of portion's equipment, the change in location of POS terminal.
RFID read-write device 103 is responsible for above-mentioned Transaction Information and system information RFID label tag 20 is written, so that POS is patrolled Device 30 is looked into read.
The structure diagram of bank server 40 is as shown in figure 4, it mainly includes:POS transaction analysis module 401, POS system information analysis module 402 and inspection report generation module 403.
POS transaction analysis module 401 receives the Transaction Information sent on POS inspection devices 30, according to Transaction Information, into Row analysis below:1) receiving bank's card transaction is counted, is compared with historical transaction record, obtain the operation feelings of trade company Condition;2) whether the quantity of the Successful Transaction of verification POS terminal processing is consistent with the quantity of bank backstage Successful Transaction, such as inconsistent Then generated error inventory;3) quantity of patrolled POS terminal is counted, checks whether the quantity registered with backstage is consistent, if not The consistent number for returning to non-type patrol terminal;4) it merchandises to POS terminal processing failure for statistical analysis, forms analysis report;5) The turnover and trading volume of each teller are counted, the transactional operation time is counted, and by model analysis, forms teller Scoring, in analysis result, record does not meet the teller number of working specification.After above-mentioned analysis is carried out, inspection result is converged Always.
POS system information analysis module 402 receives the system information sent on POS inspection devices 30, according to system information into Row analysis below:1) version and upgrade details of institute's installation system software in POS terminal are analyzed, is checked whether as right version, If being mounted with unauthorized version, recorded;2) record of analysis POS terminal installation external equipment, checks whether and pacifies in violation of rules and regulations Other external equipments are filled;3) the change in location information of POS terminal is analyzed, the position that inspection POS terminal was merchandised is whether with after The transaction place of platform registration is consistent, as inconsistent, is recorded.After above-mentioned inspection is carried out, inspection result is summarized.
The report generation module of patrolling 403 is by the POS transaction analysis module, point of POS system information analysis module Analysis result and inspection result are integrated, and generation inspection is reported and sends back POS inspection devices.
In one embodiment, bank server 40 further includes an anti-fraud analysis processing module 404, according to preset The data of POS terminal system information and POS terminal Transaction Information are input to the wind by the risk monitoring and control model of merchant fraud behavior In dangerous monitoring model, to the trade company of Matching Model condition, the model case for generating suspicious trade company's list and hit is saved in bank Server 40 concurrently send the management and control belonging to indicating risk mail to trade company to handle.
Substantially flow diagrams of the Fig. 5 for the provided in an embodiment of the present invention one POS visiting methods based on RFID, this method Mainly carried out in POS inspection devices one end.As shown in figure 5, this method mainly includes the following steps that:
Step 51, the RFID label tag 20 in POS terminal 10 is embedded using the reading of POS inspection devices 30, to obtain RFID POS terminal Transaction Information and POS terminal system information in label 20.
Step 52, POS terminal Transaction Information and POS terminal system information are wirelessly sent to bank server 40。
Step 53, the inspection that bank server 40 is generated according to POS terminal Transaction Information and POS terminal system information is received It reports and shows.
Flow diagrams of the Fig. 6 for another POS visiting methods based on RFID provided in an embodiment of the present invention, this method master It to be carried out in bank server one end.As shown in fig. 6, this method mainly includes the following steps that:
Step 61, the POS terminal Transaction Information sent on POS inspection devices 30 and POS terminal system information are received.
Step 62, trade company's business circumstance, verification POS terminal transaction success or failure are analyzed according to POS terminal Transaction Information Quantity, statistics patrol POS terminal quantity, count the turnover of each teller and trading volume, record do not meet working specification Teller number.
Step 63, it checks whether POS terminal system software release is correct according to POS terminal system information, check that POS is whole Whether other external equipments are installed in violation of rules and regulations, checks whether POS terminal transaction location is consistent with the transaction place of backstage registration in end.
When it is implemented, step 63 and step 62 are in no particular order, and it can be with step 63 before step 62, it can also two steps Suddenly it is carried out at the same time, the embodiment of the present invention is not intended to limit.
Step 64, by according to POS terminal Transaction Information analyze as a result, and according to POS terminal system information analyze Obtained result is integrated, and generation inspection is reported and sends back POS inspection devices.
Fig. 7 is the substantially work flow diagram of the POS inspection systems provided in an embodiment of the present invention based on RFID, is mainly included Following steps:
Step 71:POS terminal 10 records operating procedure and transaction results in real time in routine use.
Step 72:RFID label tag 20 is written in the information that POS terminal 10 is recorded.The information that POS terminal 10 records includes POS Bank card business dealing that terminal is accepted (include successfully and failed transactions), that teller operates each operating procedure of POS transaction, POS is whole The version and upgrade details of end system software, the record of POS terminal installation external equipment, POS terminal change in location information.
Step 73:POS patrolmans operate inspection device selection inspection function.
Step 74:POS inspection devices 30 read the RFID label tag 20 of POS terminal 10, and acquisition is stored in RFID labels 20 POS transaction and system information.
Step 75:POS inspection devices 30 connect bank server 40, by the POS transaction got and system information It is sent to bank server 40.
Step 76:Bank server 40 is analyzed and processed, and returns to inspection result.Concrete analysis content is shown in Fig. 8.
Step 77:Whether prompting prints, if selection "Yes", connects printer and printed;If selecting "No", only exist It is shown on the screen of POS inspection devices 30.
Fig. 8 is the substantially workflow that bank server end provided in an embodiment of the present invention handles POS terminal information, mainly Carry out analysis below:
Step 81:Analysis of the affairs of business;Receiving bank's card transaction is counted, is compared with historical trading situation, Obtain the business circumstance of trade company.
Step 82:Transaction error checking:The quantity for the Successful Transaction that verification POS terminal 10 is handled and bank backstage are successfully handed over Whether easy quantity is consistent, the generated error inventory if inconsistent.
Step 83:POS volume checks:The quantity of the patrolled POS terminal of statistics, checks and whether the quantity of backstage registration Unanimously, such as the inconsistent number for returning to POS terminal of not patrolling.
Step 84:Failure Causes Analysis:It is for statistical analysis to the failed transactions of the processing of POS terminal 10, form analysis report It accuses.
Step 85:Operator analyzes:The turnover and trading volume of each teller are counted, and to the transactional operation time It is counted, by model analysis, forms the scoring of teller.In analysis result, record does not meet the teller number of working specification.
Step 86:Software version is analyzed:The version and upgrade details of 10 installation system softwares of POS terminal are analyzed, is checked Whether it is right version, if being mounted with unauthorized version, is recorded.
Step 87:Hardware analysis:The record that POS terminal 10 installs external equipment is analyzed, checks whether and is mounted with surely in violation of rules and regulations Other external equipments.Inspection method is:The record of external equipment is installed according to POS terminal 10, by the type and type of external equipment Number with bank backstage setting conjunction rule external equipment type and model checked, if it does not match, in violation of rules and regulations install.
Step 88:Telephone-moving situation analysis:The change in location information of POS terminal 10 is analyzed, checks that POS terminal 10 is merchandised Whether the position crossed is consistent with the transaction place of backstage registration, as inconsistent, is recorded.
Step 89:Generation and return inspection report.After above step is analyzed, by all analysis results and check into Row is integrated, generation inspection report, and inspection report is sent back POS inspection devices 30.
POS inspection devices, system and method provided in an embodiment of the present invention based on RFID, have the following advantages:1) make Bank is obtained when carrying out trade company's inspection, in POS machine has inspection item, realizes automation;2) POS terminals are in routine use In the process, trading situation, operator's operational circumstances and POS system information are recorded automatically, reduce the workload of manual record;3) After bank patrolman reads the RFID information of POS terminal by POS inspection devices, then connect with bank server, it is real-time right The Transaction Information and system information of POS terminal are analyzed, and greatly reduce the link of hand inspection, improve accuracy, pole The workload of big reduction patrolman;4) for acquirers such as banks, can solve trade company rapidly by POS inspection devices is No generation telephone-moving distorts system, installs the behaviors such as illegal peripheral hardware additional, carries out risk control to trade company in time;5) for trade company, pass through POS inspection devices generation analysis report, it will be appreciated that the operation sales situation of enterprise, understand POS tellers qualification and Contribution degree is conducive to trade company and carries on the work decision.
It should be understood by those skilled in the art that, the embodiment of the present invention can be provided as method, system or computer program Product.Therefore, the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware can be used in the present invention Apply the form of example.Moreover, the computer for wherein including computer usable program code in one or more can be used in the present invention The computer program production that usable storage medium is implemented on (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) The form of product.
The present invention be with reference to according to the method for the embodiment of the present invention, the flow of equipment (system) and computer program product Figure and/or block diagram describe.It should be understood that it can be realized by computer program instructions every first-class in flowchart and/or the block diagram The combination of flow and/or box in journey and/or box and flowchart and/or the block diagram.These computer programs can be provided The processor of all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce A raw machine so that the instruction performed by computer or the processor of other programmable data processing devices is generated for real The device of function specified in present one flow of flow chart or one box of multiple flows and/or block diagram or multiple boxes.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works so that the instruction generation being stored in the computer-readable memory includes referring to Enable the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or The function of being specified in multiple boxes.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted Series of operation steps are performed on calculation machine or other programmable devices to generate computer implemented processing, so as in computer or The instruction offer performed on other programmable devices is used to implement in one flow of flow chart or multiple flows and/or block diagram one The step of function of being specified in a box or multiple boxes.
It applies specific embodiment in the present invention to be expounded the principle of the present invention and embodiment, above example Explanation be merely used to help understand the present invention method and its core concept;Meanwhile for those of ordinary skill in the art, Thought according to the present invention, there will be changes in specific embodiments and applications, in conclusion in this specification Appearance should not be construed as limiting the invention.

Claims (10)

1. a kind of POS inspection devices based on RFID, which is characterized in that described device includes:RFID reading units and communication unit Member, the RFID reading units and communication unit are arranged in a shell;
The RFID reading units, communicate for passing through RFID antenna with the RFID label tag being embedded in POS terminal, to read POS terminal Transaction Information and POS terminal system information in RFID label tag;
The communication unit, for wirelessly communicating with bank server, by the POS terminal Transaction Information and POS terminal system information is sent to the bank server.
2. the POS inspection devices according to claim 1 based on RFID, which is characterized in that described device further includes:Input Unit, display unit, storage unit, power supply unit and main control chip;
The input unit, for receiving information input by user;
The display unit, for showing in information that information input by user, prompt message and bank server return extremely Few one kind;
The storage unit, for storing POS terminal Transaction Information and the POS terminal system letter that the RFID unit is read Breath;
Said supply unit, for for the RFID reading units, communication unit, input unit, display unit, storage unit and Main control chip is powered;
The main control chip, for coordinating to control the RFID reading units, communication unit, input unit, display unit, storage The running of unit and power supply unit.
3. the POS inspection devices according to claim 1 based on RFID, which is characterized in that the communication unit passes through GSM One or more modes and bank server in network, cdma network, GPRS network, 3G network, 4G networks, wireless WIFI are led to Letter.
4. a kind of POS inspection systems based on RFID, which is characterized in that the system comprises:An at least POS terminal, at least one RFID label tag, at least one POS inspection devices and a bank server based on RFID as described in claim 1;Wherein, it is described RFID label tag is equal with the quantity of POS terminal;
The POS terminal is communicated by dedicated network with the bank server, and transaction request information is sent on bank server And receive the trading processing result of bank server return;The RFID label tag is embedded in the POS terminal;The POS is whole For receiving bank's card transaction the RFID label tag is written in POS terminal Transaction Information and POS terminal system information by end;
The POS inspection devices, communicate for passing through RFID antenna with the RFID label tag being embedded in POS terminal, to read POS terminal Transaction Information and POS terminal system information in RFID label tag, and by the POS terminal Transaction Information and POS terminal System information is sent to the bank server by wireless network;
The bank server, for the POS terminal Transaction Information and POS terminal system sent according to the POS inspection devices Information generation inspection report.
5. the POS inspection systems according to claim 4 based on RFID, which is characterized in that the POS terminal includes:It hands over Easy information collecting device, system information acquisition device and RFID read-write device;Wherein,
The Transaction Information harvester is used to acquire the Transaction Information of POS terminal;
The system information acquisition device is used to acquire the system information of POS terminal;
The RFID read-write device is used to the Transaction Information and the system information RFID label tag is written.
6. the POS inspection systems according to claim 4 based on RFID, which is characterized in that
The POS terminal Transaction Information includes:Bank card business dealing that POS terminal is accepted, teller operate the operation of POS terminal transaction Step;
The POS terminal system information includes:The version of institute's installation system software and upgrade details, POS terminal peace in POS terminal Fill the record of external equipment, the change in location information of POS terminal.
7. the POS inspection systems according to claim 4 based on RFID, which is characterized in that the bank server includes: POS transaction analysis module, POS system information analysis module and inspection report generation module;Wherein,
The POS transaction analysis module, for analyzing trade company's business circumstance, verification according to the POS terminal Transaction Information The quantity of POS terminal transaction success or failure, the quantity for counting POS terminal of patrolling, the turnover of each teller of statistics and transaction Amount, record do not meet the teller number of working specification;
The POS system information analysis module, for checking POS terminal system software version according to the POS terminal system information Whether this correct, checks POS terminal whether install in violation of rules and regulations other external equipments, check POS terminal transaction location whether with backstage The transaction place of registration is consistent;
The inspection report generation module, for by the POS transaction analysis module, POS system information analysis module Analysis result is integrated, and generation inspection is reported and sends back POS inspection devices.
8. the POS inspection systems according to claim 4 based on RFID, which is characterized in that the bank server also wraps It includes:Anti- fraud analysis processing module, for judge the POS terminal system information and POS terminal Transaction Information whether match it is pre- If merchant fraud behaviorist risk monitoring model condition;If it matches, generate the model case of suspicious trade company's list and hit and guarantor Bank server is stored to, and generates indicating risk message.
9. a kind of POS visiting methods based on RFID, which is characterized in that the method includes:
Using POS inspection devices described in claim 1, reading is embedded the RFID label tag in POS terminal, with described in acquisition POS terminal Transaction Information and POS terminal system information in RFID label tag;
The POS terminal Transaction Information and POS terminal system information are wirelessly sent into bank server;
The bank server is received to report and show according to the inspection that POS terminal Transaction Information and POS terminal system information generate Show.
10. a kind of POS visiting methods based on RFID, which is characterized in that the method includes:
Receive the POS terminal Transaction Information sent on POS inspection devices and POS terminal system information;
According to the POS terminal Transaction Information analyze trade company business circumstance, the quantity of verification POS terminal transaction success or failure, Statistics patrol POS terminal quantity, count the turnover of each teller and trading volume, record do not meet the teller of working specification Number;
It checks whether POS terminal system software release is correct according to the POS terminal system information, check whether POS terminal is disobeyed Rule install other external equipments, check whether POS terminal transaction location is consistent with the transaction place of backstage registration;
By according to the POS terminal Transaction Information analyze as a result, and according to the POS terminal system information analyzing to obtain Result integrated, generation inspection, which is reported, simultaneously sends back POS inspection devices.
CN201810004299.6A 2018-01-03 2018-01-03 RFID-based POS inspection device, system and method Active CN108229231B (en)

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