CN108229142A - A kind of method and apparatus upgraded based on digital cash wallet terminal-pair wallet - Google Patents

A kind of method and apparatus upgraded based on digital cash wallet terminal-pair wallet Download PDF

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Publication number
CN108229142A
CN108229142A CN201711458940.5A CN201711458940A CN108229142A CN 108229142 A CN108229142 A CN 108229142A CN 201711458940 A CN201711458940 A CN 201711458940A CN 108229142 A CN108229142 A CN 108229142A
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wallet
service provider
digital cash
terminal
user
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CN108229142B (en
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姚前
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Digital Currency Institute of the Peoples Bank of China
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Digital Currency Institute of the Peoples Bank of China
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/51Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems at application loading time, e.g. accepting, rejecting, starting or inhibiting executable software based on integrity or source reliability
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00Arrangements for software engineering
    • G06F8/60Software deployment
    • G06F8/65Updates

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  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Hardware Design (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of method and apparatus upgraded based on digital cash wallet terminal-pair wallet, are related to field of computer technology.One specific embodiment of this method includes:Digital cash wallet terminal is in the case where receiving the upgrade request of user, upgrade request is sent to wallet service provider, upgrade request is verified by wallet service provider, and in the case where being verified to upgrade request, update information is returned to digital cash wallet terminal;Digital cash wallet terminal is sent to wallet service provider after user confirms update information, by upgrading provisioning instruction, and the upgrading to wallet is completed by wallet service provider.Which overcomes lacking in the prior art, wallet terminal-pair is upgraded itself and service system completes the technical issues of wallet upgrades corresponding update, and then reach the safe and reliable technique effect upgraded to wallet.

Description

A kind of method and apparatus upgraded based on digital cash wallet terminal-pair wallet
Technical field
The present invention relates to field of computer technology more particularly to one kind to be risen based on digital cash wallet terminal-pair wallet The method and apparatus of grade.
Background technology
In the digital economy epoch, scientific and technological fast development and quick evolution push the deep of social economy and Industry Model Variation.Especially in internet industry and field, innovative value and competitiveness, are constantly quickly expedited the emergence of caused by technology humanized power All kinds of innovative product forms and service ability.New round scientific and technical innovation and technology upgrading are fully under way, and industry transformation will be generated Profound influence.
At present, huge variation, various electronic money, virtual digit goods has occurred in the payment and settlement mode in global range Coin, digital cash product and its payment and settlement service emerge in an endless stream.Wherein, digital cash wallet is a kind of digital cash product, More safely and conveniently digital cash products application demand can be met in the digital economy epoch.
The currency wallet of the prior art has following three kinds of forms:
1st, the electronic or digitized wallet based on system of account, this kind of wallet are the extensions of Account Features, even An only entrance or medium for account access, this kind of wallet is not independent wallet, and is to rely on original account system System, therefore, the transaction that this kind of wallet is participated in, practical is the transaction of original Accounting system, i.e., this kind of wallet is not in itself It is practical to store any practical fund or assets, it is intended only as the front end displaying of background account system accounting data and function;
2nd, the stored value card of aggregate ingress accessed as bank card or other card medias, this kind of wallet is card function Cohesively managed, this kind of wallet does not have the operation of direct fund simultaneously and trading processing function, the realization of function also need to adjust With the network application function of some corresponding card, i.e., itself do not have practical wallet and the functions such as pay, but by the net of multiple cards Network payment inlet function is packaged, and is realized that single entrance accesses, is simplified the complexity of user Duo Ka operations;
3rd, private quasi- digital cash wallet, such as bit coin wallet, private quasi- digital cash are sent out based on block chain technology Exhibition, this kind of wallet is mainly used for preserving private key and sign to the quasi- digital cash of individual recorded on block chain Transaction, i.e. this kind of wallet are similar to address or key safe deposit box, without the store function to fund or assets;Meanwhile This kind of wallet is full energy matries, anyone can generate new wallet address and pass through private key and be transferred to digital asset Any address can not recover if the generation mistake that diverts the aim.The wallet address of this simplification or key safe deposit box, main work( It can be keeping key.
In process of the present invention is realized, inventor has found that at least there are the following problems in the prior art:
Existing account wallet relies on background account system, and wallet is not independent in itself, can not hold digital cash issuing machine The real digital cash of structure distribution, thus there is no the interaction between system and access mechanism with digital cash issuer, also, Existing account wallet excessively relies on the mechanisms such as wallet service provider or business bank, the safety of account wallet in terms of key management Aspect fails adequately using localizing safe practice there is also deficiency, account wallet terminal is carried out system upgrade when It waits, there are many difficulties.
Therefore, how itself to be upgraded based on wallet terminal-pair and wallet service provider registers with digital note issuance Mechanism carries out corresponding synchronized update according to wallet terminal upgrade, is a technical problem to be solved urgently.
Invention content
In view of this, the embodiment of the present invention provides a kind of side upgraded based on digital cash wallet terminal-pair wallet Method can solve to lack in the prior art wallet terminal-pair and itself be upgraded and wallet service provider and digital note issuance The technical issues of registration unit carries out corresponding synchronized update according to wallet terminal upgrade.
To achieve the above object, one side according to embodiments of the present invention provides a kind of based on digital cash wallet The method that terminal-pair wallet is upgraded.
A kind of method upgraded based on digital cash wallet terminal-pair wallet of the embodiment of the present invention is included:Digital goods Coin wallet terminal is sent to wallet service provider in the case where receiving the upgrade request of user, by upgrade request, is taken by wallet Business quotient verifies upgrade request, and in the case where being verified to upgrade request, is returned to digital cash wallet terminal Update information;Upgrading provisioning instruction is sent to by digital cash wallet terminal after user confirms update information Wallet service provider completes the upgrading to wallet by wallet service provider.
In one embodiment, digital cash wallet terminal of the invention is in the situation for the upgrade request for receiving user Under, upgrade request is sent to wallet service provider, upgrade request is verified by wallet service provider, and is tested to upgrade request In the case that card passes through, include to the step of digital cash wallet terminal return update information:Digital cash wallet terminal The upgrade request of user is sent to wallet service provider, the upgrade request of user is verified, and right by wallet service provider In the case that the upgrade request of user is verified, scalable project information is returned to digital cash wallet terminal;Digital cash Wallet terminal will be waited to rise in the case where receiving the project information to be upgraded selected from scalable project information by user Grade project information is sent to wallet service provider, and upgrade command is returned from wallet service provider to digital cash wallet terminal;Digital goods Upgrade command after coin wallet terminal confirms user is sent to wallet service provider, and the upgrading that wallet service provider confirms user refers to Order is verified, and in the case where being verified to the upgrade command that user confirms, is returned and is risen to digital cash wallet terminal Grade mount message.
In one embodiment, the present invention also wraps before it will upgrade the step of provisioning instruction is sent to wallet service provider It includes:Digital cash wallet terminal downloads upgrading bag data according to update information, then sends upgrading provisioning instruction and pays Wrap service provider.
In one embodiment, the step of present invention completes the upgrading to wallet by wallet service provider includes:Wallet takes Business quotient is updated itself according to upgrading provisioning instruction;Wallet service provider will upgrade provisioning instruction and be sent to digital cash distribution Registration unit so that digital cash issue registration unit according to upgrading provisioning instruction to digital note issuance registration unit itself into Row update.
To achieve the above object, another aspect according to embodiments of the present invention provides a kind of based on digital cash wallet The device that terminal-pair wallet is upgraded.
A kind of device upgraded based on digital cash wallet terminal-pair wallet of the embodiment of the present invention is included:At first Module is managed, in the case where receiving the upgrade request of user, upgrade request being sent to wallet service provider, is taken by wallet Business quotient verifies upgrade request, and in the case where being verified to upgrade request, is returned to digital cash wallet terminal Update information;After confirming update information in user, upgrading provisioning instruction is sent to for Second processing module Wallet service provider completes the upgrading to wallet by wallet service provider.
In one embodiment, first processing module of the invention is used for:The upgrade request of user is sent to wallet clothes Be engaged in quotient, the upgrade request of user is verified, and situation about being verified in the upgrade request to user by wallet service provider Under, return to scalable project information to digital cash wallet terminal;It is selected from scalable project information receiving by user In the case of the project information to be upgraded gone out, project information to be upgraded is sent to wallet service provider, from wallet service provider to number Word currency wallet terminal returns to upgrade command;Upgrade command after digital cash wallet terminal confirms user is sent to wallet clothes Be engaged in quotient, and the upgrade command that wallet service provider confirms user is verified, and is verified to the upgrade command that user confirms In the case of, return to update information to digital cash wallet terminal.
In one embodiment, the invention also includes authentication modules, are used for:Upgrade package number is downloaded according to update information According to, then will upgrading provisioning instruction be sent to wallet service provider.
In one embodiment, the invention also includes upgraded modules, are used for:Make wallet service provider according to upgrading provisioning instruction Wallet service provider is updated itself;Provisioning instruction will be upgraded by wallet service provider and be sent to digital cash distribution tell-table Structure carries out more digital note issuance registration unit itself according to upgrading provisioning instruction so that digital cash issues registration unit Newly.
To achieve the above object, in accordance with a further aspect of the present invention, a kind of computer readable storage medium is provided.
A kind of computer readable storage medium of the embodiment of the present invention, is stored thereon with computer program, which is characterized in that Realize that the present invention is based on the methods that digital cash wallet terminal-pair wallet is upgraded when program is executed by processor.
One embodiment in foregoing invention has the following advantages that or advantageous effect:Because using digital cash wallet is passed through Terminal and the interaction of wallet service provider, are sent to wallet service provider by upgrade request and verify, and it is complete to pass through wallet service provider The technological means of the upgrading of pairs of wallet, thus overcome lack in the prior art wallet terminal-pair itself upgraded and The technical issues of wallet service provider and digital note issuance registration unit carry out corresponding synchronized update according to wallet terminal upgrade, And then reach the safe and reliable technique effect upgraded to wallet;The present invention provides complete set in digital cash money Packet terminal, which carries out operation, can complete the whole process safety protecting mechanism of upgrading, being capable of the entire digital cash wallet of effective protection Operation and trading processing process, the protection abilities of existing stored value card are greatly improved.
Further effect adds hereinafter in conjunction with specific embodiment possessed by above-mentioned non-usual optional mode With explanation.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, the accompanying drawings in the following description is only some embodiments of the present invention, for For those of ordinary skill in the art, without creative efforts, other are can also be obtained according to these attached drawings Attached drawing.In the accompanying drawings:
Fig. 1 is the main of the method according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet The schematic diagram of flow;
Fig. 2 is the frame signal according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet Figure;
Fig. 3 is the main of the device according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet Module diagram.
Specific embodiment
It explains below in conjunction with attached drawing to the exemplary embodiment of the present invention, including the various of the embodiment of the present invention Details should think them only exemplary to help understanding.Therefore, those of ordinary skill in the art should recognize It arrives, various changes and modifications can be made to the embodiments described herein, without departing from scope and spirit of the present invention.Together For clarity and conciseness, the description to known function and structure is omitted in sample in following description.
Fig. 1 is the main of the method according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet The schematic diagram of flow, as shown in Figure 1, a kind of of the embodiment of the present invention is upgraded based on digital cash wallet terminal-pair wallet Method mainly includes the following steps:
Step S101:Digital cash wallet terminal sends out upgrade request in the case where receiving the upgrade request of user Wallet service provider is given, upgrade request is verified by wallet service provider, and in the case where being verified to upgrade request, Update information is returned to digital cash wallet terminal.User logs in local digital cash wallet terminal, Ran Houyou first User initiates upgrade request according to demand, finally by digital cash wallet terminal after the upgrade request for receiving user Wallet is upgraded.In order to ensure the security reliability of escalation process, need to verify the upgrade request of user, only It is verified, updating operation could be triggered.
Further, in some usage scenarios, in order to improve security reliability, it is also necessary to it is verified again, In the embodiment of the present invention, digital cash wallet terminal sends out upgrade request in the case where receiving the upgrade request of user Wallet service provider is given, upgrade request is verified by wallet service provider, and in the case where being verified to upgrade request, The step of returning to update information to digital cash wallet terminal includes:Digital cash wallet terminal is by the upgrade request of user Wallet service provider is sent to, the upgrade request of user is verified, and is tested in the upgrade request to user by wallet service provider In the case that card passes through, scalable project information is returned to digital cash wallet terminal;Digital cash wallet terminal is receiving In the case of the project information to be upgraded selected from scalable project information by user, project information to be upgraded is sent to Wallet service provider returns to upgrade command from wallet service provider to digital cash wallet terminal;Digital cash wallet terminal is by user Upgrade command after confirmation is sent to wallet service provider, and the upgrade command that wallet service provider confirms user is verified, and In the case of being verified to the upgrade command that user confirms, update information is returned to digital cash wallet terminal..It needs Illustrate, which can include two side's signatures/upgrading of updating protocol/wallet mark/certificate/original signature contract packet The information such as contract code Hash, the upgrade command after then digital cash wallet terminal confirms user is sent to wallet clothes Business quotient is verified and obtains update information.Namely in step S101, scalable project information, Ran Houjin have been got One step is confirmed by user, and the project information to be upgraded for needing to upgrade is selected from scalable project information, so as to root Corresponding project is upgraded according to project information to be upgraded.
Step S102:Digital cash wallet terminal is after user confirms update information, by upgrading provisioning instruction hair Wallet service provider is given, the upgrading to wallet is completed by wallet service provider.By step S101, project to be upgraded is defined Information, then determining upgrade command, and update information is defined according to the upgrade command that user confirms, in this step Upgrading bag data can be downloaded by update information, and then the upgrading to wallet is completed by upgrade package secretary.
In addition, after the update information for determining to need to upgrade, it is also necessary to be believed according to the update determined It ceases to obtain upgrading bag data, which is used to upgrade digital cash wallet terminal and to wallet service Quotient and digital note issuance registration unit are updated, specifically, in the step that will upgrade provisioning instruction and be sent to wallet service provider Before rapid, further include:Digital cash wallet terminal downloads upgrading bag data according to update information, and upgrading then is opened finger Order is sent to wallet service provider, and (the upgrading provisioning instruction is to carry the related fingerprint letter for the upgrading bag data for having downloaded installation Breath).Then the updating operation to wallet can be completed by wallet service provider, specifically, being completed by wallet service provider to money The step of upgrading of packet, includes:Wallet service provider is updated itself according to upgrading provisioning instruction;Wallet service provider will upgrade Provisioning instruction is sent to digital cash distribution registration unit, so that digital cash issues registration unit according to upgrading provisioning instruction pair Digital cash distribution registration unit itself is updated.
Fig. 2 is the frame signal according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet Figure.Before starting to make elaboration to the implementation steps of the present invention, it is also necessary to which noun involved in the present invention is made Description below:
The relevant technology of the present invention includes:Asymmetric encryption and hash algorithm.
TEE:It is present in mobile terminal device, the safety being isolated with the application in rich performing environment and rich performing environment Region by the combination of one group of hardware and software, ensures that various sensitive datas by safe transmission, storage, processing, ensure wherein Confidentiality, integrality and the data access authority end-by-end security that trusted application performs.The realization of TEE can be based on different Technology, composition mainly include:
System software layer:Make full use of the credibility of hardware resource (such as CPU, RAM, FLASH, spi bus), realize by The system performing environment of hardware isolated has the resource transfer ability that safety calculates and its affiliated various safety equipments are run, can Following function is provided:The various system services such as safe encryption and decryption, secure storage, trusted users interface, trusted identity certification;Ensure System and the safe key code system of application;With REE, SE, the secure communication mechanism of external equipment, and carry out it is corresponding access control System;Credible virtual layer is provided, can support multiple credible OS and deposits and runs.
Application software layer:Include the trusted application of various safety-related classes, such as fingerprint, payment, authentication should be resisted The application of the malicious acts such as information is stolen, distorted, is generally combined with corresponding REE applications, it is not only convenient but also safe to provide to the user User experience, trusted application under mechanism controls dispose based on.
Based on smart card techniques in terminal, various malicious attacks can be defendd on hardware and software view, it is each to run The application of kind high safety demand, overall goal are to ensure the high security of application.Itself general software and hardware resources are limited, can be with TEE is complementary to one another, and is provided function and is had more the application balanced with demand for security.Its composition mainly includes:
System software layer:Run a kind of card operating system that can verify that, predominantly application thereon provide safe encryption and decryption, The functions such as key storage;
Application software layer:Including security application, such as finance, public transport, social security, telecommunications application, apply in industry mechanism certainly The lower safety of TSM controls of body obtains and deployment.
For technical problem present in background technology, the digital cash wallet terminal in the present invention is passed through aiming at number More safely and conveniently the application demand of digital cash wallet terminal is proposed under Ji, combines financial infrastructure electricity Sonization and networking continuous improvement, communication technology advances bring significantly more efficient system to interconnect and integrate based on block chain The burgeoning digital metaplasia state of completely new digital cash and digital asset technical support such as gradually forms at a variety of driving factors.Therefore, number Word currency wallet terminal is the function branch in all directions such as a kind of completely new digital cash storage, operation, application service and integrated management The secure digital wallet of support.
The present invention is upgraded based on digital cash wallet terminal-pair wallet, it is therefore desirable to understand digital cash wallet Terminal following features:
1st, digital cash wallet terminal is the carrier of practical storage encryption digital cash, the number existing for encrypt in the form of word string Word currency is recorded in digital cash wallet terminal, and digital cash is actually really turned between digital cash wallet terminal It moves.
2nd, the practical number stored currency and currency transfer can be directly carried out between wallet of digital cash wallet terminal Changing entity wallet has essential distinction.
3rd, digital cash wallet terminal can not only support the secure storage to key and a series of safety certification functions, Carrier of the digital cash wallet terminal inherently as digital cash storage simultaneously, and Direct Digital currency can directly exist Actual transfer between wallet, thus can be regarded as including and improve key and the digital cash entity wallet of safety certification function.
To sum up, the basis of digital cash wallet terminal is the digital cash using encryption technology as core, thus different from base In the stored value card of system of account.Digital cash wallet terminal is it is emphasised that the wallet of terminal disposition rather than based on net simultaneously Front end displaying and operation interface except network core billing and accounting system, the terminal wallet be based on terminal operating environment (such as it is mobile eventually End etc.) provide local security module and operating system, provide entirely localization independent wallet operation and function support.Most Afterwards, digital cash wallet terminal must also meet the management requirement of digital cash issuer, and with existing account system into Row is got through, and realization is merged with financial infrastructure.Thus digital cash wallet is a kind of completely new design, has both been different from being based on The token wallet of the wallet of account, the valueless support this also different from similar bit coin and issuer's management, but it is true The number that traditional commodity money can just substituted, payment is being completed and support other financial and business demands, applied towards digital cash Word entity wallet.
As shown in Fig. 2, the present invention to carry out upgrading based on digital cash wallet terminal-pair wallet be user in digital cash In wallet terminal by terminal security module authentication after, run digital cash terminal wallet contract function execution module, so User initiates upgrade command by digital cash terminal wallet contract function execution module to wallet service provider again afterwards, passes through wallet Service provider's more new terminal wallet contract code, authentication center of synchronized update digital cash distribution registration unit relative recording etc., from And complete the process of wallet upgrading.Specific escalation process is divided into the following steps:
1st, user logs in the terminal operating system of local digital currency wallet.
2nd, terminal security module receives Client-initiated and performs wallet upgrade request, is then held to terminal wallet contract function Row module initiates the upgrade request.
3rd, terminal wallet contract function execution module is sent to the wallet service system of wallet service provider with wallet certificate The upgrade request of signature, wallet mark, wallet certificate and contract packet of signing two sides signature, to obtain upgrade information.
4th, the verification of wallet service system receives the two of upgrade request, wallet mark, wallet certificate and signature contract packet Side's signature.
5th, wallet service system checks whether wallet can upgrade.As not upgradeable, return not upgradeable to user and move back Go out to upgrade flow;It can such as upgrade, perform next step.
6th, wallet service system returns to scalable project information to terminal wallet contract function execution module.
7th, terminal wallet contract function execution module shows scalable project information to user.
8th, user selects project information to be upgraded from scalable project information.
9th, the item to be upgraded corresponding to the project information to be upgraded that terminal wallet contract function execution module selects user Mesh is signed, and the project to be upgraded signed is sent to wallet service system.
10th, it after the project to be upgraded that the verification of wallet service system receives, is sent out to terminal wallet contract function execution module The upgrade command that wallet service system was signed is sent (to include two sides of updating protocol/wallet mark/certificate/original signature contract packet The contract code Hash of signature/upgrading).
11st, the terminal wallet contract function execution module verification information such as upgrade command signing messages and wallet mark/certificate Afterwards, the upgrade command is sent to terminal security module.
12nd, terminal security module shows the recognizable information of the upgrade command received to user, and user is waited for confirm.
13rd, user confirms the recognizable information of upgrade command.
14th, terminal security module verification original signature contract packet signature uses the upgrade command that wallet service system was signed Wallet private key signature obtains the upgrade command of two side of band signature.
15th, the upgrade command that two side of band signs is sent to terminal wallet contract function execution module by terminal security module.
16th, the signing messages of terminal wallet contract function execution module verification upgrade command, if being verified, exits money Packet signature contract, and begin preparing for upgrading.
Whether the 17th, terminal security module check local wallet signature contract exits succeeds, and such as failure, notice user's signature closes Failure is about exited, wallet can not be upgraded;Such as success, next step is performed.
18th, terminal security module is invalid by the signature contract setting of former wallet, releases local key bindings.
19th, terminal security module sends signature upgrade instruction to wallet service system.
20th, wallet service system verification signature contract packet two sides signature, and generate update information (including:Wallet The upgrading contract package informatin to be signed [digital cash wallet mark/certificate/wallet actuating code cryptographic Hash] and liter of service provider's signature Grade contract code address).
21st, the update information that wallet service system was signed is sent to digital cash wallet end by wallet service system After security module, security module verification signature is held to pass through, show that update information can recognize that information to user, wait for user true Recognize.
22nd, after user confirms update information, terminal security module downloads the upgrading digital cash wallet needed for upgrading Contract actuating code, and locally-installed deployment, complete the upgrading to digital cash wallet terminal.
23rd, terminal security module calculates cryptographic Hash according to the actuating code of download and is wrapped with upgrading in contract package informatin to be signed The wallet actuating code cryptographic Hash contained is compared, and is verified whether identical.Verify simultaneously wallet mark/certificate whether with it is local before It stores identical, it is also necessary to verify the wallet service provider signature of update information.It is above-mentioned be verified after, terminal security module use Digital cash wallet private key signs to " the upgrading contract packet to be signed of wallet service provider signature ", finally obtains two side of band label The upgrading contract package informatin of name.To wallet service system send upgrading provisioning instruction (including:Upgrade command with two sides signature, Upgrading contract package informatin with two sides signature).
24th, two side's signing messages in wallet service system verification upgrading provisioning instruction, send out to digital cash core system Send upgrading provisioning instruction.
25th, digital cash core system receives and verifies two side's signing messages in upgrading provisioning instruction, so as to more fresh money Package informatin.
26th, digital cash core system sends upgrading provisioning instruction to the authentication center of wallet service provider.
27th, the authentication center of wallet service provider receives and verifies two side's signing messages in upgrading provisioning instruction, so as to more New wallet.
28th, the authentication center of the authentication center of wallet service provider to digital cash distribution registration unit sends upgrading and opens finger It enables.
29th, the authentication center of digital cash distribution registration unit receives and verifies two side's A.L.S.s in upgrading provisioning instruction Breath, so as to update wallet and digital cash is notified to issue Register's synchronized update wallet of registration unit.
30th, the authentication center of digital cash distribution registration unit returns to upgrading to the authentication center of wallet service provider and is registered as Work(notifies.
31st, the authentication center in wallet service provider returns to upgrading to digital cash core system and is registrated successfully notice.
32nd, digital cash core system returns to upgrading to wallet service system and is registrated successfully notice.
33rd, wallet service system returns to upgrading to terminal security module and is registrated successfully notice, and then terminal security module will The corresponding contract executable code of upgrading contract package informatin with two side's signing messages is set as executable, binds local key.
34th, digital cash wallet terminal security module upgrades successfully information, terminal operation system to terminal operating system return It unites and is shown to user and upgrade successfully information.
As described above, the precession effect of the present invention includes:Because using digital cash wallet terminal and wallet service is passed through Upgrade request is sent to wallet service provider and verified by the interaction of quotient, and passes through upgrading of the wallet service provider completion to wallet Technological means, so overcome lack in the prior art upgraded based on account wallet terminal-pair itself and wallet clothes Quotient and digital note issuance registration unit be engaged according to the technical issues of wallet terminal upgrade progress corresponding synchronized update, Jin Erda To the safe and reliable technique effect upgraded to wallet;The present invention provides complete set in digital cash wallet terminal The whole process safety protecting mechanism of upgrading can be completed by carrying out operation, be capable of the operation of the entire digital cash wallet of effective protection With trading processing process, the protection abilities of existing stored value card are greatly improved.
Fig. 3 is the main of the device according to embodiments of the present invention upgraded based on digital cash wallet terminal-pair wallet Module diagram.As shown in figure 3, a kind of dress upgraded based on digital cash wallet terminal-pair wallet of the embodiment of the present invention It puts and mainly includes:First processing module 301 and Second processing module 302, wherein:
First processing module 301, in the case where receiving the upgrade request of user, upgrade request being sent and is paid Service provider is wrapped, upgrade request is verified by wallet service provider, and in the case where being verified to upgrade request, to number Currency wallet terminal returns to update information;Second processing module 301, after confirming update information in user, Upgrading provisioning instruction is sent to wallet service provider, the upgrading to wallet is completed by wallet service provider.
Further, first processing module 301 of the invention is used for:The upgrade request of user is sent to wallet service Quotient verifies the upgrade request of user, and by wallet service provider in the case where the upgrade request to user is verified, Scalable project information is returned to digital cash wallet terminal;Receiving what is selected from scalable project information by user In the case of project information to be upgraded, project information to be upgraded is sent to wallet service provider, from wallet service provider to digital goods Coin wallet terminal returns to upgrade command;Upgrade command after digital cash wallet terminal confirms user is sent to wallet service Quotient, the upgrade command that wallet service provider confirms user verify, and the upgrade command that user confirms is being verified In the case of, return to update information to digital cash wallet terminal.
In one embodiment, it the invention also includes authentication module (not shown), is used for:According to update information Upgrading bag data is downloaded, upgrading provisioning instruction is then sent to wallet service provider.
In addition, the invention also includes upgraded module (not shown), it is used for:Wallet service provider is made to open finger according to upgrading Order itself is updated wallet service provider;Provisioning instruction will be upgraded by wallet service provider and be sent to digital cash distribution registration Mechanism carries out more digital note issuance registration unit itself according to upgrading provisioning instruction so that digital cash issues registration unit Newly.
Therefore, the present invention is because using by digital cash wallet terminal and the interaction of wallet service provider, by upgrade request It is sent to wallet service provider to be verified, and passes through the technological means for the upgrading that wallet service provider is completed to wallet, so overcoming Lack in the prior art and upgraded based on account wallet terminal-pair itself and wallet service provider and digital note issuance are stepped on Remember mechanism according to wallet terminal upgrade carry out corresponding synchronized update the technical issues of, and then reach it is safe and reliable to wallet into The technique effect of row upgrading;Carrying out operation in digital cash wallet terminal the present invention provides complete set can complete to rise Grade whole process safety protecting mechanism, can the operation of the entire digital cash wallet of effective protection and trading processing process, greatly Improve the protection abilities of existing stored value card.
Being described in module involved in the embodiment of the present invention can be realized by way of software, can also be by hard The mode of part is realized.Described module can also be set in the processor, for example, can be described as:A kind of processor packet Include first processing module and Second processing module.Wherein, the title of these modules is not formed under certain conditions to the module The restriction of itself.
As on the other hand, the present invention also provides a kind of computer-readable medium, which can be Included in equipment described in above-described embodiment;Can also be individualism, and without be incorporated the equipment in.Above-mentioned calculating Machine readable medium carries one or more program, when said one or multiple programs are performed by the equipment, makes The equipment is obtained to include:Upgrade request is sent to by digital cash wallet terminal in the case where receiving the upgrade request of user Wallet service provider verifies upgrade request by wallet service provider, and in the case where being verified to upgrade request, to number Word currency wallet terminal returns to update information;Digital cash wallet terminal, will after user confirms update information Upgrading provisioning instruction is sent to wallet service provider, and the upgrading to wallet is completed by wallet service provider.
Technical solution according to embodiments of the present invention, because using digital cash wallet terminal and wallet service provider is passed through Interaction, is sent to wallet service provider by upgrade request and verifies, and passes through the skill for the upgrading that wallet service provider is completed to wallet Art means are upgraded and wallet service provider so overcoming to lack in the prior art based on account wallet terminal-pair itself The technical issues of corresponding synchronized update is carried out according to wallet terminal upgrade with digital note issuance registration unit, and then reach peace The full technique effect reliably upgraded to wallet;It is carried out the present invention provides complete set in digital cash wallet terminal Operation can complete the whole process safety protecting mechanism of upgrading, be capable of the operation and friendship of the entire digital cash wallet of effective protection The protection abilities of existing stored value card are greatly improved in disposable process.
It will be appreciated by those skilled in the art that the accompanying drawings are only schematic diagrams of a preferred implementation scenario, module in attached drawing or Flow is not necessarily implemented necessary to the embodiment of the present invention.
It will be appreciated by those skilled in the art that the module in device in implement scene can be described according to implement scene into Row is distributed in the device of implement scene, can also be carried out respective change and is located at the one or more dresses for being different from this implement scene In putting.The module of above-mentioned implement scene can be merged into a module, can also be further split into multiple submodule.
The embodiments of the present invention are for illustration only, do not represent the quality of implement scene.
Disclosed above is only several specific implementation scenes of the embodiment of the present invention, and still, the embodiment of the present invention is not office It is limited to this, the changes that any person skilled in the art can think of should all fall into the business limitation range of the embodiment of the present invention.

Claims (9)

  1. A kind of 1. method upgraded based on digital cash wallet terminal-pair wallet, which is characterized in that including:
    Digital cash wallet terminal is sent to wallet clothes in the case where receiving the upgrade request of user, by the upgrade request Be engaged in quotient, the upgrade request is verified by the wallet service provider, and in situation about being verified to the upgrade request Under, return to update information to the digital cash wallet terminal;
    The digital cash wallet terminal is sent to institute after user confirms the update information, by upgrading provisioning instruction Wallet service provider is stated, the upgrading to wallet is completed by the wallet service provider.
  2. 2. according to the method described in claim 1, it is characterized in that, the digital cash wallet terminal is in the liter for receiving user In the case of grade request, the upgrade request is sent to wallet service provider, by the wallet service provider to the upgrade request It is verified, and in the case where being verified to the upgrade request, upgrading peace is returned to the digital cash wallet terminal The step of filling information includes:
    The upgrade request of the user is sent to the wallet service provider by the digital cash wallet terminal, is taken by the wallet Business quotient the upgrade request of the user is verified, and in the case where the upgrade request to the user is verified, to The digital cash wallet terminal returns to scalable project information;
    The digital cash wallet terminal is receiving the item to be upgraded selected from the scalable project information by user In the case of mesh information, the project information to be upgraded is sent to the wallet service provider, from the wallet service provider to institute It states digital cash wallet terminal and returns to upgrade command;
    Upgrade command after the digital cash wallet terminal confirms user is sent to the wallet service provider, the wallet clothes The upgrade command that business quotient confirms the user is verified, and the feelings being verified in the upgrade command confirmed to the user Under condition, update information is returned to the digital cash wallet terminal.
  3. 3. according to the method described in claim 1, it is characterized in that, it is sent to the wallet service provider provisioning instruction will be upgraded The step of before, further include:
    The digital cash wallet terminal downloads upgrading bag data according to the update information, then that the upgrading is open-minded Instruction is sent to the wallet service provider.
  4. 4. the according to the method described in claim 1, it is characterized in that, liter completed by the wallet service provider to wallet The step of grade, includes:
    The wallet service provider is updated itself according to the upgrading provisioning instruction;
    The upgrading provisioning instruction is sent to digital cash distribution registration unit by the wallet service provider, so that the number goods Coin issues registration unit and digital cash distribution registration unit itself is updated according to the upgrading provisioning instruction.
  5. 5. a kind of device upgraded based on digital cash wallet terminal-pair wallet, which is characterized in that including:
    First processing module, in the case where receiving the upgrade request of user, the upgrade request to be sent to wallet Service provider verifies the upgrade request by the wallet service provider, and in the feelings being verified to the upgrade request Under condition, update information is returned to the digital cash wallet terminal;
    Second processing module after confirming the update information in user, upgrading provisioning instruction is sent to described Wallet service provider completes the upgrading to wallet by the wallet service provider.
  6. 6. device according to claim 5, which is characterized in that the first processing module is used for:
    The upgrade request of the user is sent to the wallet service provider, by upgrading of the wallet service provider to the user Request is verified, and in the case where the upgrade request to the user is verified, to the digital cash wallet terminal Return to scalable project information;
    In the case where receiving the project information to be upgraded selected from the scalable project information by user, by described in Project information to be upgraded is sent to the wallet service provider, is returned from the wallet service provider to the digital cash wallet terminal Upgrade command;
    Upgrade command after the digital cash wallet terminal confirms user is sent to the wallet service provider, the wallet clothes The upgrade command that business quotient confirms the user is verified, and the feelings being verified in the upgrade command confirmed to the user Under condition, update information is returned to the digital cash wallet terminal.
  7. 7. device according to claim 5, which is characterized in that further include authentication module, be used for:
    Upgrading bag data is downloaded according to the update information, the upgrading provisioning instruction then is sent to the wallet takes Be engaged in quotient.
  8. 8. device according to claim 5, which is characterized in that further include upgraded module, be used for:
    The wallet service provider is made to be updated according to the upgrading provisioning instruction to the wallet service provider itself;
    The upgrading provisioning instruction is sent to by digital cash by the wallet service provider and issues registration unit, so that the number Word note issuance registration unit is updated digital cash distribution registration unit itself according to the upgrading provisioning instruction.
  9. 9. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is executed by processor Methods of the Shi Shixian as described in any in claim 1-4.
CN201711458940.5A 2017-12-28 2017-12-28 Method and device for upgrading wallet based on digital currency wallet terminal Active CN108229142B (en)

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