CN108122101A - A kind of Internet of Things payment cloud platform and its method of payment based on family's payment terminal - Google Patents

A kind of Internet of Things payment cloud platform and its method of payment based on family's payment terminal Download PDF

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Publication number
CN108122101A
CN108122101A CN201611099700.6A CN201611099700A CN108122101A CN 108122101 A CN108122101 A CN 108122101A CN 201611099700 A CN201611099700 A CN 201611099700A CN 108122101 A CN108122101 A CN 108122101A
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China
Prior art keywords
payment
family
user
card
terminal
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Chinese (zh)
Inventor
孙卓明
徐淑娇
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Ningbo Da Yun Business Service Co Ltd
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Ningbo Da Yun Business Service Co Ltd
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Priority to CN201611099700.6A priority Critical patent/CN108122101A/en
Publication of CN108122101A publication Critical patent/CN108122101A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of Internet of Things based on family's payment terminal to pay cloud platform, including family's payment terminal and payment cloud computing system.Family's payment terminal can bind the Payment Card of terminal user, provided for terminal user need not input account without card payment it is convenient, while can also utilize family's payment terminal All-in-One card-reading mode provide cCredit card payment.Family's payment terminal has connected and composed a completely payment system using family as basic unit by network and payment cloud computing system.This Internet of Things method of payment based on home terminal provides the item of payment selected by home terminal or the means of payment that Portable safety is provided for third-party E-commerce platform to the user.The present invention has the function of that integrated card reading and family's payment terminal of family's account system solve the present situation for lacking payment terminal in current family using be installed on family;It needs to remember and input account when solving the problems, such as to pay without card.Provide the method for payment of family convenient safety.

Description

A kind of Internet of Things payment cloud platform and its method of payment based on family's payment terminal
Technical field
The present invention relates to a kind of Internet of Things payment cloud platforms and its method of payment based on family's payment terminal.
Background technology
Payment terminal is positioned over the public places such as market, convenience store more at present, and user uses very inconvenient.
What Mobile banking faced is the limitation of mobile phone terminal and user's mechanism, can not also be completed in most of mobile phone terminals Very complicated transaction, especially with the relevant payment of eCommerce transaction process.
The mode that current payment system uses to swipe the card or input card account, propped up by the mode for then inputting password It pays, user is not in the case where swiping the card, it is necessary to remember that card account can be paid, since card number is mostly 16, be not easy to Memory, causes situation about can not be paid in the state of no card.
The content of the invention
Present invention aims at provide a kind of Internet of Things payment based on family's payment terminal for the defects of prior art Cloud platform and its method of payment.
The present invention to achieve the above object, adopts the following technical scheme that:
A kind of Internet of Things payment cloud platform based on family's payment terminal, it is characterised in that:It includes family's payment terminal With payment cloud computing system;
Family's payment terminal is connected with payment cloud computing system by network, passes through the reading of the All-in-One in terminal Card device and family account system form family's Payment System, while terminal provides code keyboard to the user and can be completed convenient for user Payment;Since terminal is located in family, since terminal is located in family, allow situation about being authorized in home terminal legitimate user Under, by multiple debit cards of home terminal legitimate user, credit card and can be used for payment other cards be bundled in family It on Accounting system, realizes and is paid without card, user can delete the card being bundled in family account system;User can also make simultaneously CCredit card payment is carried out with the unbound card in family's Accounting system;
The intelligent terminal that family's payment terminal is made of all-in-one card reader and family account system;
The family account system is one group of software and hardware cell being integrated in family's payment terminal;Include safe list Member, user's card information, user information and payment software;Safe unit ensures that user's card information, user information are added by safety Close storage, prevent information from being read, distorted and process of exchange in encrypted work;Payment software completes the flow of payment Control;
The payment cloud computing system provides privately owned cloud computing space for each family account system, is each family's account Family system provides independent account space, and family account system information is backed up in space, and the information of backup is paid eventually in family It is encrypted in end by family account system, backup information content can not be read in systems, occurred in family's payment terminal Account information can be restored to by high in the clouds in terminal during problem;The consumer behavior of home terminal is had recorded in space, is passed through These records can provide the services such as consumption statistic, consumption inquiry, bill for family's payment terminal;High in the clouds is paid eventually as family The escape way at end connects multiple financial payment systems, completes payment request;Simultaneously can with e-commerce system and other There is the system that payment requires to interact, complete payment process;Payment cloud computing system has addible built-in common payment The project such as business such as water rate, the electricity charge are supplied to user.
Preferably:Family's payment terminal is attached with payment cloud computing system by network;Pay cloud computing system It unites as the escape way of family's payment terminal, connects multiple financial payment systems, the card account information that according to payment when is selected, choosing Payment request is sent to corresponding financial payment systems, completes payment request by fixed different financial payment systems;In payment request It is further included in addition to comprising financial payment systems required information by the encrypted verification information of family account system safe unit, The validity that payment cloud computing system is asked by these credit-verification terminals prevents personation terminal payment;Pay cloud computing system System can receive the request for coming from e-commerce system and other systems for having payment to require, and then notify family's payment eventually End is paid, and the result of payment is notified requesting party.Payment cloud computing system has addible built-in common payment terms The mesh such as business such as water rate, the electricity charge are supplied to user.Built-in common item of payment list passes through network installation/update to family's branch It pays in terminal;Family account system, which can be read, shows that this list to user, allows user easily to pay common expense With;
A kind of Internet of Things method of payment based on home terminal, card comprise the following steps with family account system binding:
Step 1:User selects binding function in family's Accounting system;
Step 2:Family account system prompt user card punching, user card punching;Card information is sent to by family account system Pay cloud computing system;
Step 3:Pay whether cloud computing system verification card and terminal are to belong to same user.
Step 4:It is not not to bind, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password To payment cloud computing system, verified into next step;
Step 6:It tests close by binding card and terminal.
A kind of Internet of Things method of payment based on home terminal, card and family account system are unbinding including following steps Suddenly:
Step 1:User selects solution binding function in family's Accounting system;
Step 2:Family account system prompt user card punching, user card punching;Card information is sent to by family account system Pay cloud computing system;;
Step 3:Pay whether cloud computing system verification card is bound with terminal.
Step 4:It is not not solution binding, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password To payment cloud computing system, verified into next step;
Step 6:It tests close by releasing card and the binding of terminal.
A kind of Internet of Things method of payment based on home terminal, comprises the following steps:
Step 1.1:There is user to select the common item of payment to be paid;
Step 1.2:There is the payment request of e-commerce system and other systems for thering is payment to require;
Step 2:According to step 1.1, the service attribute of step 1.2 tells the amount of money for the payment to be carried out;
Step 3:If being paid without card, into no card payment flow, if not entrance cCredit card payment flow;
Step 4.1 completes no card payment flow;
Step 4.2 completes cCredit card payment flow.
It is as follows without card payment payment flow:
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Whether it is that fixation is deducted fees, if fixed fee enters step 3;Otherwise 4 are entered step;
Step 3:Display expense is to user, without confirming;Enter step 6;
Step 4:Display expense is prompted to confirm to user;
Step 5:User confirms, if user abandons, notice payment cloud computing system user abandons paying, if electronics Business system and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, into step Rapid 11;
Step 6:User is notified to choose the card of binding;
Step 7:User is notified to input password by code keyboard;
Step 8:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 9:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 10:Pay cloud computing system record payment result, if e-commerce system and other have payment will Result is informed requesting party by the request for the system asked, and notice family account system shows result of deducting fees;
Step 11:Terminate.
Its cCredit card payment flow is as follows:
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Display expense;
Step 3:User confirms;If user abandons, notice payment cloud computing system user abandons paying, if electronics Business system and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, into step Rapid 9
Step 4:Notify user card punching;
Step 5:User is notified to input password by code keyboard;;
Step 6:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 7:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 8:Pay cloud computing system record payment result, if e-commerce system and other have payment require The request of system result is informed into requesting party, notice family account system shows result of deducting fees;Enter step 9;
Step 9:Terminate.
The present invention solves the present situation of payment terminal in current family using the home terminal into family, utilizes safety The card of family account system binding user, having provided one to the user need not swipe the card, and can be carried out paying without remembering card number Easily payment approach, while the method for being compatible with traditional cCredit card payment again, family's payment terminal can obtain in space The common item of payment at family is taken, is fast selected for user.
Description of the drawings
Fig. 1 is invention schematic diagram;
Fig. 2 is family account system basic structure schematic diagram;
Fig. 3 is payment flow figure of the present invention;
Fig. 4 is no payment flow figure;
Fig. 5 is to have payment flow figure.
Specific embodiment
A kind of Internet of Things payment cloud platform based on home terminal as shown in Figure 1, it is characterised in that:It includes family's payment Terminal, non-contact payment card, payment cloud computing system;
Family's payment terminal forms family's payment terminal system of system with family account system.Family's payment terminal system One has been connected and composed completely using family as basic payment system by network and payment cloud computer.
Family's payment terminal is connected with payment cloud computing system by network, family's payment terminal and payment cloud computing system System is connected by network, forms family's Payment System by the card reader and family account system of the All-in-One in terminal, together When terminal provide code keyboard to the user and can complete to pay convenient for user;
The intelligent terminal that family's payment terminal is made of all-in-one card reader and family account system;
The family account system is one group of software and hardware cell being integrated in family's payment terminal;Include safe list Member, user's card information, user information and payment software;Safe unit ensures that user's card information, user information are added by safety Close storage, prevent information from being read, distorted and process of exchange in encrypted work;Payment software completes the flow of payment Control;
Fig. 2 is the basic structure of family account system.Include safe unit and user account information, user information, payment Software.
The payment cloud computing system provides privately owned cloud computing space for each family account system, is each family's account Family system provides independent account space, and family account system information is backed up in space, and the information of backup is paid eventually in family It is encrypted in end by family account system, backup information content can not be read in systems, occurred in family's payment terminal Account information can be restored to by high in the clouds in terminal during problem;The consumer behavior of home terminal is had recorded in space, is passed through These records can provide the services such as consumption statistic, consumption inquiry, bill for family's payment terminal;High in the clouds is paid eventually as family The escape way at end connects multiple financial payment systems, completes payment request;Simultaneously can with e-commerce system and other There is the system that payment requires to interact, complete payment process;Payment cloud computing system has addible built-in common payment The project such as business such as water rate, the electricity charge are supplied to user, and built-in common item of payment list passes through network installation/update to family In payment terminal;Family account system, which can be read, shows that this list to user, allows user easily to pay common Expense;
Since terminal is located in family, since terminal is located in family, allow what is authorized in home terminal legitimate user In the case of, by multiple debit cards of home terminal legitimate user, credit card and can be used for payment other cards be bundled in It in family account system, realizes and is paid without card, user can delete the card being bundled in family account system;User may be used also simultaneously The unbound card in family's Accounting system to be used to carry out cCredit card payment;
Card comprises the following steps with terminal binding:
Step 1:User selects binding function in family's Accounting system;
Step 2:Family account system prompt user card punching, user card punching;Card information is sent to by family account system Pay cloud computing system;
Step 3:Pay whether cloud computing system verification card and terminal are to belong to same user.
Step 4:It is not not to bind, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password To payment cloud computing system, verified into next step;
Step 6:It tests close by binding card and terminal.
Card with terminal is unbinding comprises the following steps:
Step 1:User selects solution binding function in family's Accounting system;
Step 2:Family account system prompt user card punching, user card punching;Card information is sent to by family account system Pay cloud computing system;;
Step 3:Pay whether cloud computing system verification card is bound with terminal.
Step 4:It is not not solution binding, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password To payment cloud computing system, verified into next step;
Step 6:It tests close by releasing card and the binding of terminal.
Family's payment terminal can obtain the common item of payment of user in space, fast be selected for user.User exists It can select to use the card with family account system binding during using terminal, realize and paid without card, can also use other cards Complete cCredit card payment.
Payment flow of the user in using terminal is as shown in Figure 3
Step 1.1:There is user to select the common item of payment to be paid;
Step 1.2:There is the payment request of e-commerce system and other systems for thering is payment to require;
Step 2:According to step 1.1, the service attribute of step 1.2 tells the amount of money for the payment to be carried out;
Step 3:If without card, into no card payment flow, if not entrance cCredit card payment flow;
Step 4.1 completes no card payment flow;
Step 4.2 completes cCredit card payment flow.
User carries out the flow without card payment in using terminal, as shown in Figure 4.
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Whether it is that fixation is deducted fees, if fixed fee enters step 3;Otherwise 4 are entered step;
Step 3:Display expense is to user, without confirming;Enter step 6;
Step 4:Display expense is prompted to confirm to user;
Step 5:User confirms, if user abandons, notice payment cloud computing system user abandons paying, if electronics Business system and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, into step Rapid 11;
Step 6:User is notified to choose the card of binding;
Step 7:User is notified to input password by code keyboard;
Step 8:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 9:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 10:Pay cloud computing system record payment result, if e-commerce system and other have payment will Result is informed requesting party by the request for the system asked, and notice family account system shows result of deducting fees;
Step 11:Terminate.
User is using the flow of home terminal progress cCredit card payment, as shown in Figure 5.
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Display expense;
Step 3:User confirms;If user abandons, notice payment cloud computing system user abandons paying, if electronics Business system and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, into step Rapid 9
Step 4:Notify user card punching;
Step 5:User is notified to input password by code keyboard;;
Step 6:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 7:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 8:Pay cloud computing system record payment result, if e-commerce system and other have payment require The request of system result is informed into requesting party, notice family account system shows result of deducting fees;Enter step 9;
Step 9:Terminate.

Claims (8)

1. a kind of Internet of Things payment cloud platform based on family's payment terminal, it is characterised in that:It include family's payment terminal and Pay cloud computing system;
Family's payment terminal includes code keyboard, all-in-one card reader and the integrated family account being in the payment terminal of front yard System is connected with payment cloud computing system by network;
The code keyboard is used to input user password;
The all-in-one card reader is used to read payment card information;
The family account system is one group of software and hardware cell being integrated in family's payment terminal;Comprising safe unit, User's card information, user information and payment software;Safe unit ensures that user's card information, user information are deposited by the encryption of safety Storage, prevent information from being read, distorted and process of exchange in encrypted work;Payment software completes the control of the flow of payment;
For binding, the realization of multiple Payment Cards is paid family's payment terminal without card or deletion is bundled on intelligent terminal Card carries out cCredit card payment using the unbound Payment Card on intelligent terminal;
The payment cloud computing system provides privately owned cloud computing space for each family account, is provided solely for each family account Vertical account space, family account system information are backed up in space, and the information of backup passes through family in family's payment terminal Accounting system is encrypted, and can not read backup information content in systems, and in family's payment terminal, account is believed when something goes wrong Breath is restored to by high in the clouds in terminal;The consumer behavior of home terminal is had recorded in space, family's branch is recorded as by these It pays terminal and the services such as consumption statistic, consumption inquiry, bill is provided;High in the clouds connects more as the escape way of family's payment terminal A financial payment systems are completed payment request, while are handed over e-commerce system and other systems for having payment to require Mutually, payment process is completed.
2. a kind of Internet of Things payment cloud platform based on home terminal according to claim 1, it is characterised in that:The branch It pays cloud computing system and connects multiple financial payment systems, according to the card account information selected when paying, select different finance branch Payment request is sent to corresponding financial payment systems, completes payment request by the system of paying;Except being propped up comprising finance in payment request It pays and is further included outside system required information by the encrypted verification information of family account system safe unit, pay cloud computing system The validity asked by these credit-verification terminals prevents personation terminal payment.
3. a kind of Internet of Things payment cloud platform based on home terminal according to claim 1 or 2, it is characterised in that:Institute Stating payment cloud computing system has addible built-in common family's item of payment to be supplied to user, the built-in common item of payment List is by network installation or update into family's payment terminal;Family account system, which is read, shows that this list to user, makes User can easily pay common expense.
4. a kind of Internet of Things method of payment based on family's payment terminal, comprises the following steps:
Step 1.1:The common item of payment to be paid is selected by user;
Step 1.2:By e-commerce system and other have payment require system payment request;
Step 2:According to step 1.1, the service attribute of step 1.2 tells the amount of money for the payment to be carried out;
Step 3:If being paid without card, into no card payment flow, paid using the Payment Card of binding;If not into Enter cCredit card payment flow;
Step 4.1 completes no card payment flow;
Step 4.2 completes cCredit card payment flow.
5. a kind of Internet of Things method of payment based on family's payment terminal according to claim 4, the Payment Card and family Front yard payment terminal binding comprises the following steps:
Step 1:User selects binding function in family's Accounting system;
Step 2:Family account system prompt user card punching;User card punching;Card information is sent to payment by family account system Cloud computing system;
Step 3:Pay whether cloud computing system verification card and terminal are to belong to same user;
Step 4:It is not not to bind, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password to branch Cloud computing system is paid, is verified into next step;
Step 6:It tests close by binding card and terminal.
6. a kind of Internet of Things method of payment based on family's payment terminal according to claim 5, the Payment Card and family Can be unbinding after the payment terminal binding of front yard, comprise the following steps:
Step 1:User selects solution binding function in family's Accounting system;
Step 2:Family account system prompt user card punching;User card punching;Card information is sent to payment by family account system Cloud computing system;;
Step 3:Pay whether cloud computing system verification card is bound with terminal.
Step 4:It is not not solution binding, is into next step;
Step 5:Password is inputted on the code keyboard that user provides in family's payment terminal, family account system sends password to branch Cloud computing system is paid, is verified into next step;
Step 6:It tests close by releasing card and the binding of terminal.
7. a kind of Internet of Things method of payment based on family's payment terminal according to claim 4, no card payment payment Flow is as follows:
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Whether it is that fixation is deducted fees, if fixed fee enters step 3;Otherwise 4 are entered step;
Step 3:Display expense is to user, without confirming;Enter step 6;
Step 4:Display expense is prompted to confirm to user;
Step 5:User confirms, if user abandons, notice payment cloud computing system user abandons paying, if e-commerce System and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, and enter step 11;
Step 6:User is notified to choose the card of binding;
Step 7:User is notified to input password by code keyboard;
Step 8:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 9:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 10:Pay cloud computing system record payment result, if e-commerce system and other have payment require Result is informed requesting party by the request of system, and notice family account system shows result of deducting fees;
Step 11:Terminate.
8. a kind of Internet of Things method of payment based on family's payment terminal according to claim 4, cCredit card payment flow It is as follows:
Step 1:User chooses the corresponding item of payment in family's Accounting system;
Step 2:Display expense;
Step 3:User confirms;If user abandons, notice payment cloud computing system user abandons paying, if e-commerce System and other request payment cloud computing systems for having the system for paying requirement inform that requesting party user abandons, and enter step 9
Step 4:Notify user card punching;
Step 5:User is notified to input password by code keyboard;;
Step 6:The transmission of family account system, which is deducted fees, asks to payment cloud computing system request payment;
Step 7:Payment request is sent to financial payment systems by payment cloud computing system, receives payment result;
Step 8:Pay cloud computing system record payment result, if e-commerce system and other have payment require be Result is informed requesting party by the request of system, and notice family account system shows result of deducting fees;Enter step 9;
Step 9:Terminate.
CN201611099700.6A 2016-11-28 2016-11-28 A kind of Internet of Things payment cloud platform and its method of payment based on family's payment terminal Pending CN108122101A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113159749A (en) * 2021-03-09 2021-07-23 北京极智数仓科技有限公司 Financial management method and service platform for smart home

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113159749A (en) * 2021-03-09 2021-07-23 北京极智数仓科技有限公司 Financial management method and service platform for smart home
CN113159749B (en) * 2021-03-09 2023-07-04 北京极智数仓科技有限公司 Financial management method and service platform for smart home

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