CN108038690A - Mode of payment, device and readable storage medium storing program for executing - Google Patents

Mode of payment, device and readable storage medium storing program for executing Download PDF

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Publication number
CN108038690A
CN108038690A CN201711244602.1A CN201711244602A CN108038690A CN 108038690 A CN108038690 A CN 108038690A CN 201711244602 A CN201711244602 A CN 201711244602A CN 108038690 A CN108038690 A CN 108038690A
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China
Prior art keywords
user
action
payment
account
inverted index
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CN201711244602.1A
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Chinese (zh)
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CN108038690B (en
Inventor
张水发
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Beijing Xiaomi Mobile Software Co Ltd
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Beijing Xiaomi Mobile Software Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Abstract

The disclosure is directed to a kind of mode of payment, device and readable storage medium storing program for executing.The mode of payment provided using the embodiment of the present disclosure, server is when receiving payment request, obtain the first motion images of user and the first password information of the user's input, then, according to first motion images, determine with the corresponding account of the first motion images, finally, when the encrypted message of first password information and the account matches, you can confirm payment.That is, during payment, user need to only perform the payment action created and the password for inputting account, you can realize payment operation without paying the bill by entities such as bank card and POS terminal or terminal devices.It can thus be avoided the drawbacks of user is because leaving behind bank card, mobile terminal, or businessman can not provide POS terminal and cause to pay the bill.

Description

Mode of payment, device and readable storage medium storing program for executing
Technical field
This disclosure relates to image processing field, more particularly to a kind of mode of payment, device and readable storage medium storing program for executing.
Background technology
With the development of science and technology and the popularization and application of terminal device, requirement of the people to payment method is higher and higher, instead of Traditional possibility needs to provide change for oneself or returns the cash payment mode of change, and people, which are more likely to one kind, need not provide for oneself or return The payment method of change, efficiently and easily to realize payment.Under this demand, the mode that bank card pays the bill and pays the bill online is met the tendency of And give birth to.
Bank card payment is needed by means of POS terminal (point of sale；Point-of-sale terminal), for example, shop, supermarket, Airport, hotel or any occasion for having POS terminal, user only needs bank card being inserted at POS terminal, and inputs the silver The password of row card can be completed to pay the bill.Online payment can be applied by Alipay, wechat and QQ etc., and the amount of money to be paid is given to business Family, for example, user opens the Alipay application in oneself terminal, scans the Quick Response Code of the Alipay account of paying party, you can search The amount of money to be paid and then is given to businessman, completes payment by rope to the Alipay account of the businessman.
Therefore, it need not provide or return change for oneself by the way of bank card is paid the bill and is paid the bill online, can be efficiently and easily Realize payment.
The content of the invention
To overcome problem present in correlation technique, the disclosure provides a kind of mode of payment, device and readable storage medium storing program for executing.
According to the first aspect of the embodiment of the present disclosure, there is provided a kind of mode of payment, including：
When receiving payment request, the first motion images of user and the first password letter input by user are obtained Breath；
Determine the corresponding account of action characterized with first motion images；
If the encrypted message of the first password information and the account matches, payment is confirmed.
Alternatively, the method further includes：
When receiving establishment action request, the image of the user and the account of the user are obtained；
The action that the user creates is identified from the image of the user；
When the action that the action created with the user conflicts being not present in the database, the dynamic of user's establishment is established Make the correspondence between the account of the user.
Alternatively, after the action that the user creates is identified in the image of the user, the method further includes：
Extract and be used for the newly-built characteristic information for characterizing the subgraph for the action that the user creates in the image of the user, And extract and be used to characterize the subgraph of each action in database and deposited characteristic information；
By N layers of multiway tree, obtain corresponding first inverted index table of the newly-built characteristic information and described deposited letter Corresponding second inverted index table is ceased, N is the integer more than or equal to 2；
If the index entry that first inverted index table includes is different from the index entry that second inverted index table includes, Determine that the action that the action created with the user conflicts is not present in database.
Alternatively, the method further includes：
If the index entry that first inverted index table includes is identical with the index entry that second inverted index table includes, Then increase by one layer on the N layers of multiway tree, to update first inverted index table and second inverted index table.
Alternatively, if the index that the index entry that first inverted index table includes includes with second inverted index table Item is identical, then increases by one layer on the N layers of multiway tree, to update first inverted index table and second inverted index Table, including：
If the index entry that first inverted index table includes is identical with the index entry that second inverted index table includes, Then according to two identical corresponding characteristic informations of inverted index table, determine that described two inverted index tables each correspond to Characteristic information common trait information and distinguishing characteristics information；
The common trait information is corresponding with the index entry that the last layer of the N layers of multiway tree is characterized；
On the last layer of the N layers of multiway tree increase by one layer, and by the distinguishing characteristics information and newly increase one The index entry that layer is characterized corresponds to, to update first inverted index table and second inverted index table.
Optionally it is determined that the corresponding account of action characterized with first motion images, including：
Extract the target signature information for the subgraph for being used for characterization action in first motion images；
By the N layers of multiway tree, corresponding 3rd inverted index table of the target signature information is obtained；
Determine that corresponding inverted index table acts for the first object of the 3rd inverted index table from the database；
Determine that the first object acts corresponding account.
Alternatively, the method further includes：
Determine the corresponding payment amount of action characterized with first motion images；
If the encrypted message of the first password information and the account matches, payment is confirmed, including：
When the encrypted message of the first password information and the account matches, determine that the payment request is asked Payment Amount whether be less than the payment amount；
When the Payment Amount is less than the payment amount, payment is confirmed.
Alternatively, the method further includes：
When obtaining adjustment payment amount request, the second motion images of the user and described input by user are obtained Second encrypted message；
Determine there is second target action identical with the action that second motion images are characterized in the database, And determine the corresponding account of second target action；
If second encrypted message and the encrypted message of the account match, the payment amount is adjusted.
Alternatively, the encrypted message of the account is the default biological information of the account；Please receiving payment When asking, the first password information input by user is obtained, including：
When receiving payment request, the biological information of the user is obtained；
If the encrypted message of the first password information and the account matches, payment is confirmed, including：
If the biological information of the user and the default biological information of the account match, confirm to pay Money.
According to the second aspect of the embodiment of the present disclosure, there is provided a kind of payment device, described device include：
First acquisition module, is configured as when receiving payment request, obtains the first motion images and the institute of user State first password information input by user；
First determining module, is configured to determine that the corresponding account of action characterized with first motion images；
First confirms module, if the encrypted message for being configured as the first password information and the account matches, Confirm payment.
Alternatively, described device further includes：
Second acquisition module, is configured as, when receiving establishment action request, obtaining image and the institute of the user State the account of user；
First identification module, is configured as identifying the action that the user creates from the image of the user；
First establishes module, is configured as that the action that the action created with the user conflicts is not present in the database When, establish the correspondence acted between the account of the user that the user creates.
Alternatively, described device further includes：
First extraction module, is used to characterize the action that the user creates in the image for being configured as extracting the user The newly-built characteristic information of subgraph, and extract and be used to characterize the subgraph of each action in database and deposited characteristic information；
3rd acquisition module, is configured as by N layers of multiway tree, obtains the newly-built characteristic information corresponding first and falls to arrange Concordance list and corresponding second inverted index table of the prestored message, N are the integer more than or equal to 2；
Second determining module, if being configured as index entry and described second row's of falling rope that first inverted index table includes It is different to draw the index entry that table includes, determines that the action that the action created with the user conflicts is not present in database.
Alternatively, described device further includes：
First update module, if being configured as index entry and described second row's of falling rope that first inverted index table includes It is identical to draw the index entry that table includes, then increases by one layer on the N layers of multiway tree, to update first inverted index table and institute State the second inverted index table.
Alternatively, first update module includes：
Determination sub-module, if being configured as index entry and second inverted index that first inverted index table includes The index entry that table includes is identical, then according to two identical corresponding characteristic informations of inverted index table, determines described two The common trait information and distinguishing characteristics information of a corresponding characteristic information of inverted index table；
First corresponds to submodule, is configured as the last layer of institute by the common trait information and the N layers of multiway tree The index entry of characterization corresponds to；
Second corresponds to submodule, is configured as on the last layer of the N layer multiway tree one layer of increase, and by the area Other characteristic information is corresponding with the one layer of index entry characterized newly increased, to update first inverted index table and described second Inverted index table.
Alternatively, first determining module includes：
Extracting sub-module, the target for being configured as extracting the subgraph for being used for characterization action in first motion images are special Reference ceases；
Acquisition submodule, is configured as by the N layers of multiway tree, obtains the target signature information the corresponding 3rd and falls Arrange concordance list；
First determination sub-module, is configured as determining that corresponding inverted index table falls for the described 3rd from the database Arrange the first object action of concordance list；
Second determination sub-module, is configured to determine that the first object acts corresponding account.
Alternatively, described device further includes：
3rd determining module, is configured to determine that the corresponding payment amount of action characterized with first motion images Degree；
Correspondingly, the first confirmation module includes：
3rd determination sub-module, is configured as matching in the encrypted message of the first password information and the account When, determine whether the requested Payment Amount of the payment request is less than the payment amount；
First confirms submodule, is configured as when the Payment Amount is less than the payment amount, confirms payment.
Alternatively, described device further includes：
4th acquisition module, is configured as, when obtaining adjustment payment amount request, obtaining the second action of the user Image and second encrypted message input by user；
4th determining module, is configured to determine that to exist in the database and is moved with what second motion images were characterized Make the second identical target action, and determine the corresponding account of second target action；
Amount module is adjusted, if being configured as second encrypted message and the encrypted message of the account matches, Adjust the payment amount.
Alternatively, the encrypted message of the account is the default biological information of the account；Described first obtains mould Block includes：
Acquisition submodule, is configured as, when receiving payment request, obtaining the biological information of the user；
Correspondingly, the first confirmation module includes：
Second confirms submodule, if being configured as the biological information of the user and the default biology spy of the account Information match is levied, then confirms payment.
According to the third aspect of the embodiment of the present disclosure, there is provided a kind of payment device, including：
Processor；
For storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
When receiving payment request, the first motion images of user and the first password letter input by user are obtained Breath；
Determine the corresponding account of action characterized with first motion images；
If the encrypted message of the first password information and the account matches, payment is confirmed.
According to the fourth aspect of the embodiment of the present disclosure, there is provided a kind of computer-readable recording medium, is stored thereon with calculating Machine programmed instruction, the programmed instruction realize a kind of step for mode of payment that disclosure first aspect is provided when being executed by processor Suddenly.
The technical scheme provided by this disclosed embodiment can include the following benefits：
The mode of payment provided using the embodiment of the present disclosure, server obtain the of user when receiving payment request One motion images and the first password information of the user's input, then, according to first motion images, determine with this first The corresponding account of motion images, finally, when the encrypted message of first password information and the account matches, you can confirm to pay Money.That is, during payment, user by entities such as bank card and POS terminal or terminal devices without being carried out Payment, need to only perform the payment action created and the password for inputting account, you can realize payment operation.Therefore, can keep away Exempt from user because leaving behind bank card, mobile terminal, or the drawbacks of businessman can not provide POS terminal and cause to pay the bill.
It should be appreciated that the general description and following detailed description of the above are only exemplary and explanatory, not The disclosure can be limited.
Brief description of the drawings
Attached drawing herein is merged in specification and forms the part of this specification, shows the implementation for meeting the disclosure Example, and be used to together with specification to explain the principle of the disclosure.
Fig. 1 is the flow chart of the method for the imparting action payment authority according to an exemplary embodiment.
Fig. 2 is another flow chart of the method for the imparting action payment authority according to an exemplary embodiment.
Fig. 3 is another flow chart of the method for the imparting action payment authority according to an exemplary embodiment.
Fig. 4 is a kind of flow chart of mode of payment according to an exemplary embodiment.
Fig. 5 is the flow chart for the step S42 that a kind of mode of payment according to an exemplary embodiment includes.
Fig. 6 is a kind of another flow chart of mode of payment according to an exemplary embodiment.
Fig. 7 is a kind of flow chart of the method for adjustment payment amount according to an exemplary embodiment.
Fig. 8 is a kind of another flow chart of mode of payment according to an exemplary embodiment.
Fig. 9 is a kind of block diagram of payment device according to an exemplary embodiment.
Figure 10 is a kind of block diagram of the device of imparting action payment authority according to an exemplary embodiment.
Figure 11 is a kind of another block diagram of the device of imparting action payment authority according to an exemplary embodiment.
Figure 12 is a kind of another block diagram of the device of imparting action payment authority according to an exemplary embodiment.
Figure 13 be according to an exemplary embodiment a kind of imparting action payment authority device in first renewal mould The block diagram of block.
Figure 14 is a kind of block diagram of the first determining module of payment device according to an exemplary embodiment.
Figure 15 is a kind of another block diagram of payment device according to an exemplary embodiment.
Figure 16 is a kind of block diagram of adjustment payment amount device according to an exemplary embodiment.
Figure 17 is a kind of another block diagram of payment device according to an exemplary embodiment.
Figure 18 is a kind of block diagram of payment device according to an exemplary embodiment.
Embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following description is related to During attached drawing, unless otherwise indicated, the same numbers in different attached drawings represent the same or similar key element.Following exemplary embodiment Described in embodiment do not represent all embodiments consistent with the disclosure.On the contrary, they be only with it is such as appended The example of the consistent apparatus and method of some aspects be described in detail in claims, the disclosure.
Under normal conditions, it is necessary to which user provides bank card and businessman provides POS terminal when user is paid the bill using bank card, It can just pay the bill, if user leaves behind bank card, or businessman can not provide POS terminal, will be unable to pay the bill.Similarly, When user is paid the bill by way of on-line payment, it is necessary to user install on the terminal device pay APP (such as：Alipay, wechat With QQ etc.) amount of money to be paid could be transferred in the account of businessman, if the non-carried terminal equipment of user, can not also pay the bill.
Therefore, when leaving behind bank card, terminal device in order to avoid user, the drawbacks of can not paying the bill so that Yong Huwu It need to can also complete to pay the bill by bank card, terminal device, the embodiment of the present disclosure provides a kind of mode of payment, when server obtains Action to user is consistent with the payment action created, and password input by user is corresponding with the payment action that this has been created When the password of account is consistent, you can confirm payment.In this way, user need not carry the entities such as bank card, terminal device, i.e., It can complete to pay the bill.The mode of payment provided below the embodiment of the present disclosure illustrates.
First, need to assign payment authority to action before payment, that is, establish between the action and the account of user Correspondence.Please refer to Fig.1, Fig. 1 is the flow of the method for the imparting action payment authority according to an exemplary embodiment Figure.As shown in Figure 1, the method for imparting action payment authority comprises the following steps.
In step s 11, when receiving establishment action request, the image of the user and the account of the user are obtained Family.
In step s 12, the action that the user creates is identified from the image of the user.
In step s 13, when the action that the action created with the user conflicts being not present in the database, described in foundation The correspondence acted between the account of the user that user creates.
In the embodiments of the present disclosure, action can include the change of facial expressions and acts and the change of limb action etc., usual feelings Under condition, therefore user, utilizes customized action according to the expression of itself or change, that is, reproducible action of limbs Realize payment.
Establishment action request refers to the request for creating payment action, and user can manually press pre-set Create action request button and send establishment action request to server, the pre-set establishment of phonetic entry can also be passed through and acted Ask password to be sent to server and create action request.
First, in step s 11, server can be triggered by pre-set establishment action request button, be received The establishment action request of user, can also be triggered by pre-set establishment action request password, receive the establishment of user Action request.When server receives the establishment action request of the user, the image of user and the account of the user can be obtained Family.Wherein, the image of user not only includes the image of the action for characterizing user's establishment, and the account of user refers in user During payment, the account for the amount of money for needing to pay the bill is paid.
Then, in step s 12, identified in the image of the user got the user create action, and In step S13, the action for the user's establishment that will identify that creates dynamic compared with the action in database in the user When action in work and database is different, it is believed that the action that the action created with the user conflicts is not present in the database, The correspondence between the action of the user's establishment and the account of the user is then established, that is to say, the action that user creates is assigned Payment authority has been given, wherein, the subgraphs of all actions for being used to pay the bill successfully created is stored with database.
Alternatively, after the correspondence acted between the account of the user that the user creates is established, use The action that family further can also create it assigns payment amount, when in other words performing action payment, the gold of payment Volume is no more than the payment amount.
Alternatively, please refer to Fig.2, Fig. 2 is the method for the imparting action payment authority according to an exemplary embodiment Another flow chart.As shown in Fig. 2, after step s 12, it is further comprising the steps of.
In step S14, extract and be used for the subgraph for characterizing the action that the user creates in the image of the user Newly-built characteristic information, and extract be used for the subgraph for characterizing each action in database deposited characteristic information.
In step S15, by N layers of multiway tree, obtain corresponding first inverted index table of the newly-built characteristic information with And corresponding second inverted index table of the prestored message, N are the integer more than or equal to 2.
In step s 16, if the index entry that first inverted index table includes includes with second inverted index table Index entry it is different, determine that the action that the action created with the user conflicts is not present in database.
Not only include the subgraph of the action of user's establishment in the image of user, also include and exist for characterizing user Create the scene subgraph during action.And in practical applications, user may carry out payment operation under different scenes, And be not limited to carry out payment operation under the scene characterized in the image of the user, it is therefore, dynamic what is created to user Make imparting authority for payment to prescribe a time limit, in order to reduce the workload of server, and meet that user carries out payment behaviour under different scenes The demand of work, only needs the subgraph for being used to characterize the action of user's establishment in the image of consideration the user in the embodiments of the present disclosure Picture, without considering the scene subgraph characterized in the image of the user.
In addition, database be by storage created successfully action subgraph characteristic information come store the establishment into The subgraph of the action of work(, wherein, each the action subgraph stored in database corresponds to one group of characteristic information, and different is dynamic Make one group of corresponding characteristic information to differ, in other words, each group of characteristic information is only used for one action subgraph of characterization Picture.
In the embodiments of the present disclosure, can be into after server identifies the action that the user creates in the image of user One step extracted in the image of the user for characterize the user establishment action subgraph newly-built characteristic information, and from Extract in database and to have deposited characteristic information for characterizing each action subgraph.
Illustratively, features described above information can be SIFT (Scale-invariant feature transform；Scale Invariant features are changed) characteristic information, SIFT feature information has size constancy, even if brightness of image and shooting angle become During change, the SIFT feature extracted still has certain stability.Therefore, in order to ensure extracted characteristic information from bat Take the photograph the influence of angle and brightness of image so that the environment when operation of payment can be from collection motion images influences, at this In open embodiment, when establishment acts, the son of the action for characterizing user's establishment can be extracted from the image of user The newly-built SIFT feature information of image.
Then, after characteristic information is extracted, N layers of multiway tree are established, the newly-built spy that will be extracted from the image of user Reference breath is mapped in N layer multiway tree, is obtained this and is created characteristic information corresponding first inverted index table, similarly, will be from The multigroup characteristic information of having deposited extracted in database is mapped in the N layers of multiway tree, is obtained corresponding with having deposited characteristic information Second inverted index table, wherein N are the integer more than or equal to 2.
Finally, index entry that the first inverted index table obtained above includes and the second inverted index table are included Index entry compares one by one, if the index entry that index entry and the second inverted index table that the first inverted index table includes include Differ, it is believed that the action that the action created with the user conflicts is not present in database, in other words, in database not The action was stored, and the action did not also establish correspondence with other accounts.And then step S13 can be performed, The correspondence between the action of the user's establishment and the account of user is established, that is, the action that the user creates is assigned and is paid Money authority.
Alternatively, please refer to Fig.3, Fig. 3 is the method for the imparting action payment authority according to an exemplary embodiment Another flow chart.As shown in figure 3, the method for imparting action payment authority is further comprising the steps of.
In step S17, if the index entry that first inverted index table includes includes with second inverted index table Index entry it is identical, then on the N layers of multiway tree increase by one layer, fallen with updating first inverted index table and described second Arrange concordance list.
Alternatively, step S17 comprises the following steps：
If the index entry that first inverted index table includes is identical with the index entry that second inverted index table includes, Then according to two identical corresponding characteristic informations of inverted index table, determine that described two inverted index tables each correspond to Characteristic information common trait information and distinguishing characteristics information；
The common trait information is corresponding with the index entry that the last layer of the N layers of multiway tree is characterized；
On the last layer of the N layers of multiway tree increase by one layer, and by the distinguishing characteristics information and newly increase one The index entry that layer is characterized corresponds to, to update first inverted index table and second inverted index table.
When the index entry that the first inverted index table includes is identical with the index entry that the second inverted index table includes, by two The corresponding characteristic information of identical inverted index table further segments, (i.e. newly-built to find out two identical characteristic informations Characteristic information and deposited characteristic information) between common trait information and distinguishing characteristics information, then, by common trait information It is corresponding with the index entry that the last layer of N layers of multiway tree is characterized, also, in order to characterize distinguishing characteristics information, in N layers of multiway tree The last layer on increase by one layer, it is and distinguishing characteristics information is corresponding with the one layer of index entry characterized newly increased, to update Two identical inverted index tables.
Illustratively, it is assumed that the action that user creates is one " right hand scissors hand " action, and existing in the database " left The action of hand shears knife hand ", the newly-built characteristic information of the action for characterizing user's establishment is mapped in two layers of multiway tree, is obtained The index entry that includes of the first inverted index table be：Hand, scissors hand, likewise, will deposit characteristic information is mapped to this more than two layers Pitch in tree, the index entry that the second obtained inverted index table includes also is：Hand, scissors hand, at this time, the first inverted index table includes Index entry it is identical with the index entry that the second inverted index table includes, then need to segment from the newly-built characteristic information extracted Go out to perform the finger for being somebody's turn to do " scissors hand " and belong to left-hand finger or right finger, meanwhile, increase on original layer of multiway tree One layer, three layers of multiway tree are obtained, and this is created characteristic information and has deposited characteristic information and is respectively mapped in three layers of multiway tree, Respectively obtain the first inverted index table after renewal and the second inverted index table after renewal, the first inverted index table after renewal Including index entry be：Hand, scissors hand, the right hand, the index entry that the second inverted index table after renewal includes are：Hand, scissors hand, Left hand, the then index entry that the second inverted index table after the index entry that includes of the first inverted index table and renewal after updating includes Differ.Thus by the action deposit database of " right hand scissors hand ", it is not present in database is determined and is created with the user After the action that the action built conflicts, step S13 is performed, the action that the user is created preserves in the database, and establishes and be somebody's turn to do Correspondence between the action of user's establishment and the account of user, that is, assign authority for payment to the action that the user creates Limit.
If the action that user creates next time is " right hand scissors hand ", characteristic information corresponding first is created accordingly The index entry that the second inverted index table includes in database after index entry that inverted index table includes and renewal be still it is identical, At this time, it can be created from this in characteristic information and segment out the angular dimension that two fingers of " right hand scissors hand " open, meanwhile, One layer is further added by the basis of three layers of multi-fork number, to update the first inverted index table and the second inverted index table again so that number The action that the action created according to being not present in storehouse with the user conflicts, then performs step S13, the action that the user is created Preserve in the database, and establish the correspondence between the action of the user's establishment and the account of user, that is, to the use The action that family creates assigns payment authority.
The method for assigning payment authority using the above-mentioned action to establishment, by the N layers of multiway tree, quick can obtain It is convenient to carry out Characteristic Contrast to the corresponding inverted index table of characteristic information.Meanwhile deposited in the action of establishment and database During action conflict, the method for increasing the number of plies on the N layers of multiway tree can be utilized, Conflicts management strategy is established, improves use The experience at family.
After payment action creates completion, user can realize paying for embodiment of the present disclosure offer by performing the action Money method.Please refer to Fig.4, Fig. 4 is a kind of flow chart of mode of payment according to an exemplary embodiment.As shown in figure 4, The mode of payment that the embodiment of the present disclosure provides, comprises the following steps.
In step S41, when receiving payment request, the first motion images and the user input of user are obtained First password information.
In step S42, the corresponding account of action characterized with first motion images is determined.
In step S43, if the encrypted message of the first password information and the account matches, payment is confirmed.
In the embodiments of the present disclosure, payment request refers to after the amount of money that user and businessman determine that needs are paid, will The amount of money that the needs are paid pays the request of businessman.Payment request can manually trigger pre-set payment request button To realize, can also be realized by the pre-set payment request password of phonetic entry.
When user wants payment, payment request can be sent, server may be sent when receiving the payment request One feedback signal, for prompting user to perform payment operation, that is to say, prompt user to perform what user was created Payment action is paid the bill, while server opens collection image model, to obtain the motion images of user, is known as the first action Image, meanwhile, prompt user to input payment password and obtain the password that user is inputted, referred to as first password information, and according to First motion images collected, are determined and the corresponding account of action characterized in first motion images.
If the encrypted message of first password information accessed by server and the account matches, illustrate the user The action of execution and the password of input, it is consistent to establish the action of correspondence and password with the account, shows the payment User and the user of the account belong to same person, or the user of the payment is carried out under the mandate of the user of the account Payment, so that in the case where ensureing account safety, pay the bill.
Therefore, the mode of payment provided using the embodiment of the present disclosure, server obtain user when receiving payment request The first motion images and the first password information input by user, then, according to first motion images, determine with The corresponding account of first motion images, finally, when the encrypted message of first password information and the account matches, you can Confirm payment.That is, during payment, user is without real by bank card and POS terminal, or terminal device etc. Body is paid the bill, and need to only perform the payment action created and the password for inputting account, you can realize payment operation.Therefore, Can be to avoid user because leaving behind bank card, mobile terminal, or businessman can not provide POS terminal and cause what can not be paid the bill Drawback.
Fig. 5 is refer to, Fig. 5 is the stream for the step S42 that a kind of mode of payment according to an exemplary embodiment includes Cheng Tu.As shown in figure 5, step S42 specifically includes following steps.
In step S421, the target signature letter for the subgraph for being used for characterization action in first motion images is extracted Breath.
In step S422, by the N layers of multiway tree, corresponding 3rd inverted index of the target signature information is obtained Table.
In step S423, determine corresponding inverted index table for the 3rd inverted index table from the database First object acts.
In step S424, determine that the first object acts corresponding account.
As it was noted above, database stores the action by storing the characteristic information acted for characterization, therefore, true During the corresponding account of the fixed action that is characterized with first motion images, need extract from first motion images first Target signature information for the subgraph for characterizing the action, and the target signature information is mapped in N layers of multiway tree, obtain The 3rd inverted index table corresponding with the target signature information.Then, determined from database and the 3rd inverted index table Including the identical inverted index table of index entry corresponding to first object action, first object action and in course of payment Action characterized in the first motion images of the user got is identical, finally, determines that the first object acts corresponding account Family, that is to say, establish the account of correspondence with the action when establishment is acted.
Fig. 6 is refer to, Fig. 6 is a kind of another flow chart of mode of payment according to an exemplary embodiment.Such as Fig. 6 Shown, the method is further comprising the steps of.
In step S44, the corresponding payment amount of action characterized with first motion images is determined.
Correspondingly, step S43 specifically includes following steps.
In step S431, when the encrypted message of the first password information and the account matches, determine described Whether the requested Payment Amount of payment request is less than the payment amount.
In step S432, when the Payment Amount is less than the payment amount, payment is confirmed.
During above-mentioned imparting acts payment authority, it can be that the action created sets a payment amount, limit The maximum dollar amount of payment.Therefore, after establishment acts successfully, the action is not only between account there are correspondence, also with paying There are correspondence surely for amount of money.The amount can be arranged to one by user when setting payment amount according to the custom of self-consumption A rational numerical value, does not both interfere with self-consumption, after the action and password leakage, itself will not be caused larger Economic loss.
In the embodiments of the present disclosure, server except the action for determining to be characterized with first motion images it is corresponding Outside whether account and first password information input by user match with the encrypted message of account, also need to determine dynamic with this Make corresponding payment amount, and when the first password information and the encrypted message of the account match, determine payment request Whether requested Payment Amount is less than the payment amount, when Payment Amount is less than the payment amount, confirms payment.If should When Payment Amount is more than the payment amount, then Payment Failed.In addition, after confirming to pay the bill, the corresponding payment amount of the action Degree can also be reduced accordingly, and the numerical value that amount reduces is identical with the numerical value of Payment Amount.
If when user carries out payment operation, since user knows the payment amount oneself set, normal conditions Under, be not in the situation that Payment Amount is more than the payment amount, so as to rapidly realize payment operation, if non-user When I carries out payment operation, due to not knowing the payment amount corresponding to the action, it is somebody's turn to do it is possible that Payment Amount is more than The situation of payment amount, in the case, Payment Failed, can reduce or even avoid the economic loss of user.
Fig. 7 is refer to, Fig. 7 is a kind of flow of the method for adjustment payment amount according to an exemplary embodiment Figure.As shown in fig. 7, it the described method comprises the following steps.
In step S71, when obtaining adjustment payment amount request, the second motion images and the institute of the user are obtained State the second encrypted message input by user.
In step S72, determine to exist in the database identical with the action that second motion images are characterized Second target action, and determine the corresponding account of second target action；
In step S73, if second encrypted message and the encrypted message of the account match, adjustment is described to pay Amount of money degree.
In the embodiments of the present disclosure, the payment amount corresponding to the account of user can be carried out according to the demand of user itself Adjustment, user can send by voice or manually and adjust payment amount request, and server enters when receiving the request Adjust payment amount pattern, in this mode, user need to perform corresponding to the account action and input the account it is close Code information, could obtain the authority of adjustment payment amount, after the authority of the adjustment payment amount is obtained, user is adjusted The operation of payment amount.
Specifically, when obtaining adjustment payment amount request, server obtains the second motion images and use of the user Second encrypted message of family input, and determine in database with the presence or absence of identical with the action that second motion images are characterized Second target action, specifically operates as it was noted above, details are not described herein again.Exist in database is determined second dynamic with this When making identical the second target action of action that image characterized, the corresponding account of the second target action is determined, if with When the second encrypted message and the encrypted message of the account of family input match, then user can obtain the power of adjustment payment amount Limit, you can be adjusted to payment amount.
Therefore, using the above method, user only need to after adjustment payment amount request is sent, perform the action that has created with And the password of input account corresponding with the action, you can obtain and adjust specified authority, can be adjusted according to the demand of itself Payment amount, facilitates user to realize payment operation, improves the experience of user.
Fig. 8 is refer to, Fig. 8 is a kind of another flow chart of mode of payment according to an exemplary embodiment.Such as Fig. 8 It is shown, when the encrypted message of the account is the default biological information of the account, paying receiving in step S41 When money is asked, the first password information input by user is obtained, including：
When receiving payment request, the biological information of the user is obtained.
Correspondingly, step S41 comprises the following steps.
In step S411, when receiving payment request, the first motion images of user and the user are obtained Biological information；
Correspondingly, step S43 specifically includes following steps.
In step S433, if the biological information of the user and the default biological information phase of the account Match somebody with somebody, then confirm payment.
In order to further ensure that the account safety of user, avoid because act and password leakage and caused by economic loss, During above-mentioned imparting action payment authority, server can not only store the characteristic information for characterization action, can be with Storage creation action user set by biological information (such as：Facial information etc.), wherein, the biology set by user Characteristic information can include the biological information of user, can also include other people biological information input by user. After action creates successfully, the action, the corresponding account of the action exist certain with pre-set biological information Correspondence, in other words, only biological information performs this with the people that pre-set biological information matches and moves When making, and inputting the password of the action corresponding account, payment, otherwise, Payment Failed just can confirm that.
In the embodiments of the present disclosure, when receiving payment request, it is first dynamic can not only to get user for server Make the target signature information for being used for the subgraph of characterization action in image, the biological information of the user can also be got, When first password information input by user matches with the encrypted message of the corresponding account of action, compare acquired user's Whether biological information matches with the default biological information of the account.If biological information and the institute of user The default biological information for stating account matches, then may further determine that, the artificial establishment action of the request requested for payment The people of user institute authority to pay.Therefore, may further ensure that the safety of account, avoid because act and password leakage and caused by Economic loss.
Fig. 9 is a kind of block diagram of payment device according to an exemplary embodiment.With reference to Fig. 9, the payment device 100 Including the first acquisition module 101, the first determining module 102 and first confirms module 103.
First acquisition module 101 is configured as when receiving payment request, obtain the first motion images of user with And the first password information input by user；
First determining module 102 is configured to determine that the corresponding account of action characterized with first motion images Family；
If the first confirmation module 103 is configured as the message in cipher manner of breathing of the first password information and the account Match somebody with somebody, then confirm payment.
Alternatively, Figure 10 is a kind of frame of the device of imparting action payment authority according to an exemplary embodiment Figure.As shown in Figure 10, the device 200 of imparting action payment authority further includes：
Second acquisition module 201, be configured as receive create action request when, obtain the user image and The account of the user；
First identification module 202, is configured as identifying the action that the user creates from the image of the user；
First establishes module 203, is configured as being not present in the database and is moved with what the action of user establishment conflicted When making, the correspondence acted between the account of the user that the user creates is established.
Alternatively, Figure 11 is a kind of the another of the device of imparting action payment authority according to an exemplary embodiment Block diagram.As shown in figure 11, the device 200 of the imparting action payment authority further includes：
First extraction module 204, be used in the image for being configured as extracting the user characterizing the user create it is dynamic The newly-built characteristic information of the subgraph of work, and the feature of having deposited for extracting the subgraph in database for characterizing each action is believed Breath；
3rd acquisition module 205, is configured as by N layers of multiway tree, obtains the newly-built characteristic information corresponding first Inverted index table and corresponding second inverted index table of the prestored message, N are the integer more than or equal to 2；
Second determining module 206, if the index entry for being configured as first inverted index table and including falls with described second The index entry that row's concordance list includes is different, determines that the action that the action created with the user conflicts is not present in database.
Alternatively, Figure 12 is a kind of the another of the device of imparting action payment authority according to an exemplary embodiment Block diagram.As shown in figure 12, the device 200 of the imparting action payment authority further includes：
First update module 207, if the index entry for being configured as first inverted index table and including falls with described second The index entry that row's concordance list includes is identical, then increases by one layer on the N layers of multiway tree, to update first inverted index table With second inverted index table.
Alternatively, Figure 13 be according to an exemplary embodiment a kind of imparting action payment authority device in first The block diagram of update module.As shown in figure 13, the first update module 207 includes：
Determination sub-module 2071, if being configured as index entry and described second row of falling that first inverted index table includes The index entry that concordance list includes is identical, then according to two identical corresponding characteristic informations of inverted index table, determines institute State the common trait information and distinguishing characteristics information of two corresponding characteristic informations of inverted index table；
First corresponds to submodule 2072, is configured as the last of the common trait information and the N layers of multiway tree The index entry that layer is characterized corresponds to；
Second corresponds to submodule 2073, is configured as on the last layer of the N layer multiway tree one layer of increase, and by institute It is corresponding with the one layer of index entry characterized newly increased to state distinguishing characteristics information, to update first inverted index table and described Second inverted index table.
Alternatively, Figure 14 is a kind of frame of the first determining module of payment device according to an exemplary embodiment Figure.As shown in figure 14, first determining module 102 includes：
Extracting sub-module 1021, is configured as extracting the mesh for the subgraph for being used for characterization action in first motion images Mark characteristic information；
Acquisition submodule 1022, is configured as by the N layers of multiway tree, obtains the target signature information corresponding Three inverted index tables；
First determination sub-module 1023, is configured as determining corresponding inverted index table for described the from the database The first object action of three inverted index tables；
Second determination sub-module 1024, is configured to determine that the first object acts corresponding account.
Alternatively, Figure 15 is a kind of another block diagram of payment device according to an exemplary embodiment.Such as Figure 15 institutes Show, the payment device 100 further includes：
3rd determining module 104, is configured to determine that corresponding pair of the action characterized with first motion images Amount of money degree；
Correspondingly, the first confirmation module 103 includes：
3rd determination sub-module 1031, is configured as the message in cipher manner of breathing in the first password information and the account Timing, determines whether the requested Payment Amount of the payment request is less than the payment amount；
First confirms submodule 1032, is configured as when the Payment Amount is less than the payment amount, confirms payment.
Alternatively, Figure 16 is a kind of block diagram of adjustment payment amount device according to an exemplary embodiment.Such as figure Shown in 16, the adjustment payment amount device 300 further includes：
4th acquisition module 301, is configured as when obtaining adjustment payment amount request, obtain the user second is dynamic Make image and second encrypted message input by user；
4th determining module 302, be configured to determine that in the database exist characterized with second motion images Identical the second target action of action, and determine the corresponding account of second target action；
Amount module 303 is adjusted, if being configured as second encrypted message and the encrypted message of the account matches, Then adjust the payment amount.
Alternatively, Figure 17 is a kind of another block diagram of payment device according to an exemplary embodiment.Such as Figure 17 institutes Show, when the encrypted message of the account is the default biological information of the account, the first acquisition module 101 includes：
Acquisition submodule 1011, is configured as, when receiving payment request, obtaining the biological information of the user；
Correspondingly, the first confirmation module 103 includes：
Second confirms submodule 1033, if being configured as the biological information of the user and the default life of the account Thing characteristic information matches, then confirms payment.
On the device in above-described embodiment, wherein modules perform the concrete mode of operation in related this method Embodiment in be described in detail, explanation will be not set forth in detail herein.
The disclosure also provides a kind of computer-readable recording medium, is stored thereon with computer program instructions, which refers to The step of mode of payment that the disclosure provides, is realized in order when being executed by processor.
Figure 18 is a kind of block diagram of payment device 800 according to an exemplary embodiment.For example, device 800 can be with It is mobile phone, computer, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices, body-building Equipment, personal digital assistant etc..
With reference to Figure 18, device 800 can include following one or more assemblies：Processing component 802, memory 804, electric power Component 806, multimedia component 808, audio component 810, the interface 812 of input/output (I/O), sensor component 814, and Communication component 816.
The integrated operation of the usual control device 800 of processing component 802, such as with display, call, data communication, phase The operation that machine operates and record operation is associated.Processing component 802 can refer to including one or more processors 820 to perform Order, to complete all or part of step of above-mentioned mode of payment.In addition, processing component 802 can include one or more modules, Easy to the interaction between processing component 802 and other assemblies.For example, processing component 802 can include multi-media module, with convenient Interaction between multimedia component 808 and processing component 802.
Memory 804 is configured as storing various types of data to support the operation in device 800.These data are shown Example includes the instruction of any application program or method for being operated on device 800, and contact data, telephone book data, disappears Breath, picture, video etc..Memory 804 can be by any kind of volatibility or non-volatile memory device or their group Close and realize, as static RAM (SRAM), electrically erasable programmable read-only memory (EEPROM) are erasable to compile Journey read-only storage (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash Device, disk or CD.
Electric power assembly 806 provides electric power for the various assemblies of device 800.Electric power assembly 806 can include power management system System, one or more power supplys, and other components associated with generating, managing and distributing electric power for device 800.
Multimedia component 808 is included in the screen of one output interface of offer between described device 800 and user.One In a little embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen Curtain may be implemented as touch-screen, to receive input signal from the user.Touch panel includes one or more touch sensings Device is to sense the gesture on touch, slip and touch panel.The touch sensor can not only sense touch or sliding action Border, but also detect and the duration and pressure associated with the touch or slide operation.In certain embodiments, more matchmakers Body component 808 includes a front camera and/or rear camera.When device 800 is in operator scheme, such as screening-mode or During video mode, front camera and/or rear camera can receive exterior multi-medium data.Each front camera and Rear camera can be a fixed optical lens system or have focusing and optical zoom capabilities.
Audio component 810 is configured as output and/or input audio signal.For example, audio component 810 includes a Mike Wind (MIC), when device 800 is in operator scheme, during such as call model, logging mode and speech recognition mode, microphone by with It is set to reception external audio signal.The received audio signal can be further stored in memory 804 or via communication set Part 816 is sent.In certain embodiments, audio component 810 further includes a loudspeaker, for exports audio signal.
I/O interfaces 812 provide interface between processing component 802 and peripheral interface module, and above-mentioned peripheral interface module can To be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and lock Determine button.
Sensor component 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented Estimate.For example, sensor component 814 can detect opening/closed mode of device 800, and the relative positioning of component, for example, it is described Component is the display and keypad of device 800, and sensor component 814 can be with 800 1 components of detection device 800 or device Position change, the existence or non-existence that user contacts with device 800,800 orientation of device or acceleration/deceleration and device 800 Temperature change.Sensor component 814 can include proximity sensor, be configured to detect without any physical contact Presence of nearby objects.Sensor component 814 can also include optical sensor, such as CMOS or ccd image sensor, for into As being used in application.In certain embodiments, which can also include acceleration transducer, gyro sensors Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device 800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary implementation In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel. In one exemplary embodiment, the communication component 816 further includes near-field communication (NFC) module, to promote junction service.Example Such as, in NFC module radio frequency identification (RFID) technology can be based on, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology, Bluetooth (BT) technology and other technologies are realized.
In the exemplary embodiment, device 800 can be believed by one or more application application-specific integrated circuit (ASIC), numeral Number processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for performing above-mentioned mode of payment.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instructing, example are additionally provided Such as include the memory 804 of instruction, above-metioned instruction can be performed by the processor 820 of device 800 to complete above-mentioned mode of payment.Example Such as, the non-transitorycomputer readable storage medium can be ROM, it is random access memory (RAM), CD-ROM, tape, soft Disk and optical data storage devices etc..
Those skilled in the art will readily occur to other embodiment party of the disclosure after considering specification and putting into practice the disclosure Case.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or adaptability Change follows the general principle of the disclosure and including the undocumented common knowledge in the art of the disclosure or usual skill Art means.Description and embodiments are considered only as exemplary, and the true scope and spirit of the disclosure are by following claim Point out.
It should be appreciated that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by appended claim.

Claims (20)

  1. A kind of 1. mode of payment, it is characterised in that including：
    When receiving payment request, the first motion images of user and the first password information input by user are obtained；
    Determine the corresponding account of action characterized with first motion images；
    If the encrypted message of the first password information and the account matches, payment is confirmed.
  2. 2. according to the method described in claim 1, it is characterized in that, the method further includes：
    When receiving establishment action request, the image of the user and the account of the user are obtained；
    The action that the user creates is identified from the image of the user；
    When the action that the action created with the user conflict being not present in the database, establish user establishment action and Correspondence between the account of the user.
  3. 3. according to the method described in claim 2, it is characterized in that, user's wound is identified in the image from the user After the action built, the method further includes：
    Extract and be used for the newly-built characteristic information for characterizing the subgraph for the action that the user creates in the image of the user, and carry The subgraph for being used to characterize each action in database is taken to deposit characteristic information；
    By N layers of multiway tree, corresponding first inverted index table of the newly-built characteristic information and the prestored message pair are obtained The second inverted index table answered, N are the integer more than or equal to 2；
    If the index entry that first inverted index table includes is different from the index entry that second inverted index table includes, determine The action that the action created with the user conflicts is not present in database.
  4. 4. according to the method described in claim 3, it is characterized in that, the method further includes：
    If the index entry that first inverted index table includes is identical with the index entry that second inverted index table includes, Increase by one layer on the N layers of multiway tree, to update first inverted index table and second inverted index table.
  5. 5. if according to the method described in claim 4, it is characterized in that, index entry that first inverted index table includes and institute It is identical to state the index entry that the second inverted index table includes, then increases by one layer on the N layers of multiway tree, is fallen with updating described first Concordance list and second inverted index table are arranged, including：
    If the index entry that first inverted index table includes is identical with the index entry that second inverted index table includes, root According to two identical corresponding characteristic informations of inverted index table, the corresponding spy of described two inverted index tables is determined The common trait information and distinguishing characteristics information of reference breath；
    The common trait information is corresponding with the index entry that the last layer of the N layers of multiway tree is characterized；
    Increase by one layer on the last layer of the N layers of multiway tree, and by the distinguishing characteristics information and one layer of institute newly increasing The index entry of characterization corresponds to, to update first inverted index table and second inverted index table.
  6. 6. according to the method described in claim 3, it is characterized in that, determine the action phase characterized with first motion images Corresponding account, including：
    Extract the target signature information for the subgraph for being used for characterization action in first motion images；
    By the N layers of multiway tree, corresponding 3rd inverted index table of the target signature information is obtained；
    Determine that corresponding inverted index table acts for the first object of the 3rd inverted index table from the database；
    Determine that the first object acts corresponding account.
  7. 7. according to the method described in claim 1, it is characterized in that, the method further includes：
    Determine the corresponding payment amount of action characterized with first motion images；
    If the encrypted message of the first password information and the account matches, payment is confirmed, including：
    When the encrypted message of the first password information and the account matches, requested pair of the payment request is determined Whether the money amount of money is less than the payment amount；
    When the Payment Amount is less than the payment amount, payment is confirmed.
  8. 8. according to the method described in claim 6, it is characterized in that, the method further includes：
    When obtaining adjustment payment amount request, the second motion images and described input by user second of the user are obtained Encrypted message；
    Determine there is second target action identical with the action that second motion images are characterized in the database, and really Determine the corresponding account of second target action；
    If second encrypted message and the encrypted message of the account match, the payment amount is adjusted.
  9. 9. according to the method described in claim 1, it is characterized in that, the encrypted message of the account is the default life of the account Thing characteristic information；When receiving payment request, the first password information input by user is obtained, including：
    When receiving payment request, the biological information of the user is obtained；
    If the encrypted message of the first password information and the account matches, payment is confirmed, including：
    If the biological information of the user and the default biological information of the account match, payment is confirmed.
  10. 10. a kind of payment device, it is characterised in that described device includes：
    First acquisition module, is configured as when receiving payment request, obtains the first motion images of user and the use The first password information of family input；
    First determining module, is configured to determine that the corresponding account of action characterized with first motion images；
    First confirms module, if the encrypted message for being configured as the first password information and the account matches, confirms Payment.
  11. 11. device according to claim 10, it is characterised in that described device further includes：
    Second acquisition module, is configured as, when receiving establishment action request, obtaining the image of the user and the use The account at family；
    First identification module, is configured as identifying the action that the user creates from the image of the user；
    First establishes module, when being configured as being not present the action to conflict with the action of user establishment in the database, builds The correspondence acted between the account of the user that the vertical user creates.
  12. 12. according to the devices described in claim 11, it is characterised in that described device further includes：
    First extraction module, the subgraph for characterizing the action that the user creates is used in the image for being configured as extracting the user The newly-built characteristic information of picture, and extract and be used to characterize the subgraph of each action in database and deposited characteristic information；
    3rd acquisition module, is configured as by N layers of multiway tree, obtains corresponding first inverted index of the newly-built characteristic information Table and corresponding second inverted index table of the prestored message, N are the integer more than or equal to 2；
    Second determining module, if being configured as index entry and second inverted index table that first inverted index table includes Including index entry it is different, determine that the action that the action created with the user conflicts is not present in database.
  13. 13. device according to claim 12, it is characterised in that described device further includes：
    First update module, if being configured as index entry and second inverted index table that first inverted index table includes Including index entry it is identical, then increase by one layer on the N layers of multiway tree, to update first inverted index table and described the Two inverted index tables.
  14. 14. device according to claim 13, it is characterised in that first update module includes：
    Determination sub-module, if being configured as index entry and the second inverted index table bag that first inverted index table includes The index entry included is identical, then according to two identical corresponding characteristic informations of inverted index table, determine it is described two fall Arrange the common trait information and distinguishing characteristics information of the corresponding characteristic information of concordance list；
    First corresponds to submodule, is configured as being characterized the common trait information and the last layer of the N layers of multiway tree Index entry correspond to；
    Second corresponds to submodule, is configured as increasing by one layer on the last layer of the N layers of multiway tree, and the difference is special Reference breath is corresponding with the one layer of index entry characterized newly increased, to update first inverted index table and described second row of falling Concordance list.
  15. 15. device according to claim 12, it is characterised in that first determining module includes：
    Extracting sub-module, is configured as extracting the target signature letter for the subgraph for being used for characterization action in first motion images Breath；
    Acquisition submodule, is configured as by the N layers of multiway tree, obtains the target signature information the corresponding 3rd and falls to arrange rope Draw table；
    First determination sub-module, is configured as determining corresponding inverted index table for the described 3rd row's of falling rope from the database Draw the first object action of table；
    Second determination sub-module, is configured to determine that the first object acts corresponding account.
  16. 16. device according to claim 10, it is characterised in that described device further includes：
    3rd determining module, is configured to determine that the corresponding payment amount of action characterized with first motion images；
    Correspondingly, the first confirmation module includes：
    3rd determination sub-module, is configured as when the encrypted message of the first password information and the account matches, really Whether the fixed requested Payment Amount of payment request is less than the payment amount；
    First confirms submodule, is configured as when the Payment Amount is less than the payment amount, confirms payment.
  17. 17. device according to claim 16, it is characterised in that described device further includes：
    4th acquisition module, is configured as, when obtaining adjustment payment amount request, obtaining the second motion images of the user And second encrypted message input by user；
    4th determining module, is configured to determine that the action phase for existing in the database and being characterized with second motion images The second same target action, and determine the corresponding account of second target action；
    Amount module is adjusted, if being configured as second encrypted message and the encrypted message of the account matches, is adjusted The payment amount.
  18. 18. device according to claim 10, it is characterised in that the encrypted message of the account is the default of the account Biological information；First acquisition module includes：
    Acquisition submodule, is configured as, when receiving payment request, obtaining the biological information of the user；
    Correspondingly, the first confirmation module includes：
    Second confirms submodule, believes if being configured as the biological information of the user with the default biological characteristic of the account Manner of breathing matches, then confirms payment.
  19. A kind of 19. payment device, it is characterised in that including：
    Processor；
    For storing the memory of processor-executable instruction；
    Wherein, the processor is configured as：
    When receiving payment request, the first motion images of user and the first password information input by user are obtained；
    Determine the corresponding account of action characterized with first motion images；
    If the encrypted message of the first password information and the account matches, payment is confirmed.
  20. 20. a kind of computer-readable recording medium, is stored thereon with computer program instructions, it is characterised in that the programmed instruction The step of method any one of claim 1-9 is realized when being executed by processor.
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