CN108009808A - The method for developing functions and device of group's account - Google Patents
The method for developing functions and device of group's account Download PDFInfo
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- CN108009808A CN108009808A CN201711213464.0A CN201711213464A CN108009808A CN 108009808 A CN108009808 A CN 108009808A CN 201711213464 A CN201711213464 A CN 201711213464A CN 108009808 A CN108009808 A CN 108009808A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
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Abstract
The present invention provides a kind of method for developing functions and device of group's account, it is related to network communication technology field.A kind of method for developing functions of group's account, includes the following steps：Group's fund account is set up for group；The operation information of the group members deposit fund of the group is gathered, the account balance of group's fund account accordingly increases.The present invention is by setting up group's fund account, group members can be stored in fund to the account, and when group needs foreign payment, group members can together determine the public purse account foreign payment using this group, the function of current group is extended, improves user experience.
Description
Technical field
The present invention relates to network communication technology field.
Background technology
With the development of computer technology, people increasingly get used to carrying out information interchange using computer network.Wherein,
Communication group becomes a kind of common instrument that people carry out information interchange, for example, in daily life, people often through
QQ groups, the communication group such as wechat group or microblogging good friend chats.
Group member often organizes some group activities, often produces the consumption of some groups during this, and group
The group members that consumption generally requires to participate in carry out individual and share.At present, after needing group's consumption that individual is shared to occur, generally by one
For position group members first on behalf of payment, other members repay the personal part that should bear according to spending amount to the person of checking again.This mode
The drawbacks of mainly have：One, other group members may not have enough small change.Two, it is easy to forget.Three, it is numerous to settle accounts constant and process
It is trivial.Four, after the uncertain group's consumption of multiple group members, book keeping operation is difficult with clearing.
Meanwhile with the development of online payment, in group's application of existing group, for the behavior of online payment, usually adopt
Use following manner：For example using the Alipay account of a group member in group as public purse account, so facilitate group
Personnel transfer accounts in cell phone software, and the foreign payment of group is naturally also the personal account foreign payment with this group member,
It is also to be paid by the conscious of this group member to inquire to obtain everybody accreditation before paying.Certainly due to being personal account,
Therefore supervision difficulty is big.Public purse available sources as group manually prompt to pay dues, it is necessary to take traditional method
Deng the inconvenience brought to group user.
The content of the invention
It is an object of the invention to：Overcome the deficiencies of the prior art and provide a kind of group's account method for developing functions and
Device.The present invention is by setting up group's fund account, and group members can be stored in fund to the account, when group needs foreign payment
When, group members can together determine the public purse account foreign payment using this group；Further, group members can be with
Group's fund account is managed and inquired about, the function of current group is extended, improves user experience.
To realize above-mentioned target, the present invention provides following technical solution.
A kind of method for developing functions of group's account, includes the following steps：Group's fund account is set up for group；Collection
The operation information of the group members deposit fund of the group, the account balance of group's fund account accordingly increase.
Further, the consumption information of group's fund account is gathered, obtains spending limit；Group's money is reduced according to spending limit
The account balance of golden account.
Preferably, after obtaining spending limit, step is further included,
Foregoing consumption information is sent to the group members of group；
After collecting the confirmation message that group members ratify foregoing consumption, judge that the consumption is effective；
For effective consumption, according to the account balance of spending limit reduction group fund account.
Further, when showing the account balance of group's fund account, the related group members involved by the remaining sum are shown, and
The share that related group members occupy in the remaining sum.
Further, the consumption information of group's fund account is gathered, judges the group members information involved in the consumption information；
The consumption information is sent to the foregoing group members being related to；
After gathering the confirmation message that foregoing group members ratify foregoing consumption, judge that the consumption is effective；
For effective consumption, according to the account balance of spending limit reduction group fund account.
Preferably, judge that the effective step of the consumption is,
Collection ratifies the group members of foregoing consumption and disapproves the quantity of the group members of foregoing consumption, calculates and ratifies foregoing disappear
The ratio of the group members of breath；
The ratio for calculating acquisition is compared with preset ratio threshold value；
When the ratio exceedes preset ratio threshold value, judge that the consumption is effective.
Further, the mode that group's fund account is consumed include share the means of payment, specify the means of payment or
Pay out the means of payment.
Further, the payment function of the operable group's fund account of any group members in the group；Collect group
During the delivery operation message of member, judge other group members that the delivery operation is not related to beyond the group members and pay amount not
During the fund possessed more than group members individual, pass through group's fund account and complete foregoing payment.
Further, when Sorry, your ticket has not enough value to be paid by the individual of group members, paid for first by group's fund account, and
For the personal bill for paying for the amount of money first and generating the group members；By the personal bill by e bill or entity bill send to
The group members.
Further, standard amount of money requirement after the personal remaining sum of group members is less than preset cost or consults less than group members
When, generation is ceased for the call letter of the group members, and the call letter is ceased and is sent by e bill or entity bill to the group
Member.
Further, the payment information and payment result of group's fund account are gathered, by the payment information and branch of group member
Result is paid to be recorded in the account information of group's fund account so that group members verify inquiry.
Further, for the group members in group, individual bankroll is set to inquire about entrance；Gather individual bankroll inquiry entrance
Message is triggered, exports the individual bankroll transaction record of the group members.
Further, the personal financial account binding of group's fund account and group members, can obtain the personal finance
Account is transferred to fund.
Present invention also offers a kind of group's account setup device, include the following steps：
Group establishes unit, to establish the group for including at least one group members；
Group's setting unit, connection group set up vertical unit, to the group for foundation, set up group's fund account；
Trade management unit, connection group setting unit, to gather the operation of the group members of group deposit fund
Message, the account balance of group's fund account accordingly increase.
Further, the trade management unit, additionally it is possible to obtain the amount of consumption after gathering the consumption information of group's fund account
Degree, the account balance of group's fund account is reduced according to spending limit.
The present invention is due to using above technical scheme, compared with prior art, for example and without limitation, having following
Advantage and good effect：By setting up group's fund account, any group members can be stored in fund to the account, when group needs
When wanting foreign payment, group members can together determine the public purse account foreign payment using this group；Further, group
Member can also be managed and inquire about to group's fund account, extends the function of current group, improves user experience.
Brief description of the drawings
Fig. 1 is the flow chart of the method for developing functions of group's account provided in an embodiment of the present invention.
Fig. 2 to Fig. 3 is the examples of interfaces figure provided in an embodiment of the present invention equipped with group's fund account entrance.
Fig. 4 to Fig. 8 is the example user interface figure of group's fund account provided in an embodiment of the present invention.
Fig. 9 is the function structure chart of group's account setup device provided in an embodiment of the present invention.
Figure label is as follows：
Group's account setup device 100, group establish unit 110, group's setting unit 120, trade management unit 130；
User interface 200, user's head portrait display field 210, cluster tool control 240, group list 241, group members 242,
Group's fund account entrance 243；
Contact group communication interaction interface 300, group identification display field 310, interactive information display field 320, interactive information is defeated
Lairage 330, group apply column 340, group members display field 350, group's fund account entrance 360；
Group's fund account main interface 400, group identification display field 410, group's account apply display field 420, group's account substantially
Other application display field 430, personal account application column 440, deposits inlet porting 441.
Embodiment
The method for developing functions and device of group's account provided by the invention are made below in conjunction with the drawings and specific embodiments
It is further described.It should be noted that the combination of the technical characteristic or technical characteristic described in following embodiments should not
When being considered isolated, they can be mutually combined so as to reach superior technique effect.In the attached drawing of following embodiments
In, the identical label that each attached drawing occurs represents identical feature or component, can be applied in different embodiments.
It should be noted that structure, ratio, size depicted in this specification institute accompanying drawings etc., only coordinating explanation
The revealed content of book, so that those skilled in the art understands and reads, is not limited to invent enforceable restriction bar
Part, the modification of any structure, the change of proportionate relationship or the adjustment of size, are not influencing the effect of invention can be generated and institute's energy
Under the purpose reached, it should all fall in the range of inventing revealed technology contents and can cover.The side of being preferable to carry out of the present invention
The scope of formula includes other realization, wherein order that is shown or discussing can not be pressed, including is pressed according to involved function
Basic mode at the same time or in the opposite order, carrys out perform function, this should be by the skill of the embodiment of the present invention technical field
Art personnel are understood.
Embodiment
Shown in Figure 1, a kind of method for developing functions of group's account, includes the following steps：
S100, group's fund account is set up for group.
The present invention is based on group's concept, and a group can have several group members, and group's fund account is set up for group
As public purse account, which can be a virtual fund account.By determining group's fund account
Unique corresponding account name (being preferably group's title) carrys out real reliable externally income fund and disburses funds.
New member can momentarily add group.According to the prior art, each group can also have one or several
Administrator, only administrator can manage group members and group's account.
After setting up group's fund account for group, group's fund account is accessed for ease of user, can be in means of communication
Main interface and/or group's interactive interface set group's fund account entrance.It is described even if being illustrated below by taking means of communication as an example
Even if means of communication can be QQ, wechat, LINE etc..
Shown in Figure 2, the instant communication UI 200 shows user's head portrait display field 210, and user's head portrait is shown
Show that the lower section of column 210 is search column and toolbar.First place in the toolbar is contact person's instrument control, when contact person's instrument control
After part is activated, user interface can export contacts list, and the information presented in contacts list can include the contact number of people
Picture, contact person's pet name etc..It is cluster tool control 240 after contact person's instrument control, after cluster tool control 240 is activated,
User interface can export the group list 241 shown in Fig. 2, and 242 information of group members, group members letter are presented in group list 241
Breath can include group's head portrait, group's pet name etc..In the present embodiment, the left side of group members 242 is provided with group's fund account entrance
243, group's fund account entrance 243 can be specifically a trigger control, when user triggers the control, you can into group
The group fund account page, it is shown in Figure 4.
Group's fund account entrance 360 can also be arranged in the communication interaction interface of group.It is shown in Figure 3, connection
It is that crowd's communication interaction interface 300 includes group identification display field 310, interactive information display field 320, interactive information input field 330,
Group applies column 340 and group members display field 350.Group is applied in column 340, is provided with the applications such as group's bulletin and group's file.Wherein, it is right
Answer group to announce region, can show group action message.Other functions of group's application of group communication interactive interface refer to existing
Communication group function in technology, details are not described herein.Group members display field 350 shows all group members of this group.
The lower section of group identification display field 310 is provided with group toolbar, including group's fund account entrance 360.Institute
It can be specifically a trigger control to state group's fund account entrance 360, when user triggers the control, you can into group's fund
The account page, it is shown in Figure 4.
S200, gathers the operation information of the group members deposit fund of the group, more than the account of group's fund account
Volume accordingly increases.
Preferably, for each group members of the group, the sub- account of two level can be set under group's fund account, often
A group members are correspondingly arranged a sub- account of independent two level to record the consumption information of individual.If some group members is to group
Fund account is stored in fund, and the remaining sum of group's fund account can accordingly increase, while the sub- account balance of its people also can phase
It should increase.It is unrestricted as an example, for example the group of certain QQ group is entitled " 2003 grades of physics ", then is provided with for the group
One group's fund account, the name on account of group's fund account is " 2003 grades of physics ", and the primary balance of the account is 0 yuan,
Group members Zhang San in the group is stored in 800 yuan of fund in some day to group's fund account 1000 yuan of fund of deposit, Li Si, then
The remaining sum of group's fund account is changed into 1800 yuan, and wherein Zhang San, the sub- account balance of the corresponding two level of Li Si are respectively 1000 yuan
With 800 yuan.Preferably, when showing the account balance of group's fund account, the related group members involved by the remaining sum are shown, and
The share that related group members occupy in the remaining sum.
In the present embodiment, which can also be into paying on line, and remaining sum can carry out phase according to spending limit
It should reduce.Specifically, the consumption information of collection group fund account, obtains spending limit；Group's money is reduced according to spending limit
The account balance of golden account.
To make the fund in group's fund account open and clear, it is preferred that when reducing account balance, first judge foregoing disappear
Whether expense is effectively to consume, and in the case of effectively consuming, reduces group's fund account.Specifically, after obtaining spending limit,
Foregoing consumption information is sent to the group members of group；After collecting the confirmation message that group members ratify foregoing consumption, judge that this disappears
Take effectively；For effective consumption, according to the account balance of spending limit reduction group fund account.
To improve group's account management efficiency, after the approval in-formation of group members is obtained, using the principle that the minority is subordinate to the majority.
Specifically, judge that the consumption effective manner is, collection ratify the group members of foregoing consumption with disapprove the group of foregoing consumption into
The quantity of member, calculates the ratio of the group members of approval aforementioned messages；The ratio for calculating acquisition is compared with preset ratio threshold value
It is right；When the ratio exceedes preset ratio threshold value, judge that the consumption is effective.
It is unrestricted as an example, for example group members are 80, preset ratio threshold value is arranged to 70%, then for a certain group
Body consumer behavior, when ratifying the member of consumption in group members more than 56, judges that foregoing group's consumption is effective, can pass through group
Group fund account pays above-mentioned group's consumption；The spending limit consumed according to foregoing group is reduced more than the account of group's fund account
Volume.
By using aforesaid way, the consumer behavior for being related to the common group's fund account of group members, only passes through
The confirmation of group members is crossed, can just be come into force to operation of its account balance adjustment with recording consumption information, it is possible to achieve group's fund
The fund of account is open and clear and avoids autocratic monopolization.
In another embodiment of the present embodiment, operate, obtain and the consumption for the consumption and payment of group's fund account
The approval of relevant group members, the group members for not being related to the consumption, without obtaining its approval in-formation.Specifically, adopt
The consumption information of cluster group fund account, judges the group members information involved in the consumption information；The consumption information is sent out
Send to the foregoing group members being related to；After gathering the confirmation message that foregoing group members ratify foregoing consumption, judge that the consumption is effective；Pin
To effective consumption, according to the account balance of spending limit reduction group fund account.
Aforesaid way is particularly suitable for few members in group and not all member produces the behavior that group consumes.As act
Example and have 80 group members in unrestricted such as foregoing " 2003 grades of physics " QQ groups, for certain group of activities, only group members
Zhang San, Li Si, Li Li, sough and participated in Zhang Yanwu people, this group's activity generates 500 yuan of spending limit, is passing through group
When fund account is paid, it have selected and only paid by above-mentioned 5 people.Then withhold 500 yuan, and be somebody's turn to do in group's fund account
500 yuan from above-mentioned group members Zhang San, Li Si, Li Li, sough and open in the gorgeous sub- account of corresponding two level and deduct, it is other to be not directed to this
Remaining sum in the sub- account of two level of the group members of secondary group's activity is constant.Since foregoing consumer behavior pertains only to above-mentioned group members, because
This can only gather the confirmation message that above-mentioned group members ratify foregoing consumption.
In the present embodiment, the mode that group's fund account is consumed can include：Share the means of payment, specify branch
The mode of paying pays out the means of payment.
In the present embodiment, the payment function of the operable group's fund account of any group members in the group.Pass through
Set any one group member to be operated to the various functions of group's fund account and be not only group's foundation
It is open and clear and avoid autocracy that person or group fund account opener could operate fund to realize group's fund account
Monopolization；Meanwhile the corresponding sub- account of two level is set for each group members under group's fund account, to avoid because any one
The confusion that a group member can operate group's fund account function and be likely to result in.
Specifically, when collecting the delivery operation message of group members, judge that the delivery operation is not related to beyond the group members
Other group members and when paying the fund that amount possesses no more than group members individual, completed by group's fund account foregoing
Pay, pay amount at this time and independently undertaken by the group members, reduce the remaining sum of the personal account of the group members.
And judging that the delivery operation is related to other group members beyond the group members, or pay amount be more than the group into
During the fund that member individual possesses, the consumption information that foregoing delivery operation is related to is transmitted by group's message, in group members batch
In the case of the accurate consumption is effective, foregoing payment could be completed by group's fund account.
Preferably, the operation that group members start payment authorization can also be gathered, the consumption of group's fund account no longer needs
To pass through the agreement of the group members；When the group members close foregoing payment authorization, the consumer need of group's fund account passes through
The agreement of the group members.
Further, it is personal for group members, it can also be realized by group's fund account to personal temporary transient relief, so as to
The efficiency of payment is improved to a certain extent.Specifically, when Sorry, your ticket has not enough value to be paid by the individual of group members, pass through group
Fund account is paid for first, and is directed to and is paid for the personal bill that the amount of money generates the group members first；The personal bill is passed through into electronics
Bill or entity bill are sent to the group members.Such multiple technologies scheme method intercouples, efficient combination is effectively real
Xian Liao groups fund account is maintained to the open and clear of group personnel and everybody is operable, avoids the occurrence of autocratic and ridge
It is disconnected, it is often more important that to also ensure that the orderly function of group's fund account and manage so as to occur without confusion.
In the present embodiment, standard amount of money after the personal remaining sum of group members is less than preset cost or consults less than group members
It is required that when, generation for the group members call letter cease, by the call letter breath by e bill or entity bill send to
The group members.It is unrestricted as an example, for example group members are directed to group's fund account situation that Sorry, your ticket has not enough value, have consulted everybody
Group members were stored in 100 yuans in three days to group's fund account.And group members Li Li is not known by due to being not logged in the group for a long time
The information, causes Li Li to be stored in 100 yuans to group's fund account not in 3 days, thus it is possible to be urged for Li Li generations
Money information, it is preferred that the call letter is ceased and is sent by e bill or entity bill to Li Li to inform her.
In the present embodiment, group's fund account is provided with account inquiries function.Specifically, collection group fund account
Payment information and payment result, by the payment information of group member and payment result be recorded in group's fund account account believe
Verify and inquire about for group members in breath.And at the same time, for the group members in group, set individual bankroll to inquire about entrance；Collection
People's fund inquires about the triggering message of entrance, exports the individual bankroll transaction record of the group members.With this, to group's fund account
Operation each time can be all recorded in the relevant information of group's fund account, not only facilitate group personnel to check, be also convenient for
The inquiry of tripartite mechanism is verified.
Preferably, the personal financial account binding of group's fund account and group members, can obtain the personal finance
Account is transferred to fund.
The concrete function of group's fund account is described with reference to Fig. 4 to Fig. 8.
It is shown in Figure 4, after user triggers group's fund account entrance, group's fund account main interface can be entered
400。
Group's fund account main interface 400 includes：Group identification display field 410, group's account apply display field substantially
420, group's account other application display field 430 and personal account application column 440.
The group identification display field 410 can show group head portrait, group's fund account title etc., such as the group in Fig. 4
Fund account is entitled " MBA-2014 grades ".
Group's account applies display field 420 to show that the basic of group account is applied substantially, unrestricted as an example,
For example group account balance application can be set, while be provided with gathering and apply entrance using entrance, payment, to be provided using group
Golden account is collected money or paid.For remaining sum, gathering, application is paid, is also respectively provided with corresponding detail information, Yong Huke
To check balance amount information details, Receiving information details and payment information details by clicking on " details ".
It is shown in Figure 5, after illustrating triggering remaining sum details, the balance amount information of output.It is unrestricted as an example, it is described
The balance amount information of the sub- account of two level of each group members of group is shown in remaining sum details.At the user interface, user may be used also
To inquire about the specifying information of group's fund account remaining sum, such as deposit, payment by clicking on " account inquiry " on the right side of remaining sum
Information etc..Correspondingly, for the remaining sum of the sub- account of the corresponding two level of each group members, user can also be by triggering thereafter
" whereabouts inquiry " inquires about the consumption of the sub- account, withdrawal, special fund information etc..Certainly, it is necessary to illustrate, if some group members
User is provided with not external disclosure to the remaining sum whereabouts information of personal sub- account, then other group members are in triggering " whereabouts inquiry "
Afterwards, the prompt message of " member is provided with not external disclosure remaining sum whereabouts information " can be exported.
Group's account other application display field 430 is showing that other of group fund account association or binding should
With, for example give bonus, payment of living, call a taxi, booking, order hotel etc..
The personal account application column 440 is used for foregoing user and carries out account setup, unrestricted as an example, such as before
User is stated as the Austus in Fig. 2, the inlet porting 441 that has money on deposit, financing entrance and account are set on personal account application column 440
Inlet porting.User Austus can start savings function by depositing inlet porting 441, to group's fund account deposit
, meanwhile, the remaining sum of the sub- account of two level of Austus also can accordingly increase under group's fund account.
It is shown in Figure 6, for example, user Austus find the personal account remaining sum of oneself only remain 120 yuan, then to group
Fund account is stored in fund.It deposits inlet porting 441 by clicking on, and enters the interface shown in Fig. 6, is selected at the interface
Deposit amount 200, and after the means of payment is " Alipay ", into next step, export the user interface shown in Fig. 7；User
After Austus confirms deposit information, " confirmation " control is clicked on, completes the deposit operation to group's fund account.
Shown in Figure 8, after depositing successfully, the remaining sum of group's fund account is changed to 3200 yuan by 3000 yuan, meanwhile, use
The corresponding two levels of family Austus account (i.e. personal account) remaining sum is changed into 320 yuan from 120.
It is shown in Figure 9, it is another embodiment of the present invention, there is provided a kind of group's account setup device.
Group's account setup device 100 includes the following steps：
Group establishes unit 110, to establish the group for including at least one group members；
Group's setting unit 120, connection group set up vertical unit 110, to the group for foundation, set up group's account of the exchequer
Family；
Trade management unit 130, connection group setting unit 120, to gather the group members of group deposit fund
Operation information, the account balance of group's fund account accordingly increases.
Preferably, the trade management unit 130, additionally it is possible to obtain consumption after gathering the consumption information of group's fund account
Amount, the account balance of group's fund account is reduced according to spending limit.
One group can have several group members, and group's fund account is set up as public purse account for group
Family, group's fund account can be a virtual fund account.By the unique corresponding account for determining group's fund account
Name (being preferably group's title) carrys out real reliable externally income fund and disburses funds.New member can momentarily add group
Group.According to the prior art, each group can also have one or a several administrators, only administrator can manage group members with
And group's account.
After setting up group's fund account for group, group's fund account is accessed for ease of user, can be in means of communication
Main interface and/or group's interactive interface set group's fund account entrance.It is described even if being illustrated below by taking means of communication as an example
Even if means of communication can be QQ, wechat, LINE etc..Group's fund account entrance can be specifically a trigger control,
When user triggers the control, you can into group's fund account page.
Preferably, for each group members of the group, the sub- account of two level can be set under group's fund account, often
A group members are correspondingly arranged a sub- account of independent two level to record the consumption information of individual.If some group members is to group
Fund account is stored in fund, and the remaining sum of group's fund account can accordingly increase, while the sub- account balance of its people also can phase
It should increase.It is unrestricted as an example, for example the group of certain QQ group is entitled " 2003 grades of physics ", then is provided with for the group
One group's fund account, the name on account of group's fund account is " 2003 grades of physics ", and the primary balance of the account is 0 yuan,
Group members Zhang San in the group is stored in 800 yuan of fund in some day to group's fund account 1000 yuan of fund of deposit, Li Si, then
The remaining sum of group's fund account is changed into 1800 yuan, and wherein Zhang San, the sub- account balance of the corresponding two level of Li Si are respectively 1000 yuan
With 800 yuan.Preferably, when showing the account balance of group's fund account, the related group members involved by the remaining sum are shown, and
The share that related group members occupy in the remaining sum.
In the present embodiment, which can also be into paying on line, and remaining sum can carry out phase according to spending limit
It should reduce.Specifically, the consumption information of collection group fund account, obtains spending limit；Group's money is reduced according to spending limit
The account balance of golden account.
To make the fund in group's fund account open and clear, it is preferred that when reducing account balance, first judge foregoing disappear
Whether expense is effectively to consume, and in the case of effectively consuming, reduces group's fund account.Specifically, after obtaining spending limit,
Foregoing consumption information is sent to the group members of group；After collecting the confirmation message that group members ratify foregoing consumption, judge that this disappears
Take effectively；For effective consumption, according to the account balance of spending limit reduction group fund account.
To improve group's account management efficiency, after the approval in-formation of group members is obtained, using the principle that the minority is subordinate to the majority.
Specifically, judge that the consumption effective manner is, collection ratify the group members of foregoing consumption with disapprove the group of foregoing consumption into
The quantity of member, calculates the ratio of the group members of approval aforementioned messages；The ratio for calculating acquisition is compared with preset ratio threshold value
It is right；When the ratio exceedes preset ratio threshold value, judge that the consumption is effective.
It is unrestricted as an example, for example group members are 80, preset ratio threshold value is arranged to 70%, then for a certain group
Body consumer behavior, when ratifying the member of consumption in group members more than 56, judges that foregoing group's consumption is effective, can pass through group
Group fund account pays above-mentioned group's consumption；The spending limit consumed according to foregoing group is reduced more than the account of group's fund account
Volume.
By using aforesaid way, the consumer behavior for being related to the common group's fund account of group members, only passes through
The confirmation of group members is crossed, can just be come into force to operation of its account balance adjustment with recording consumption information, it is possible to achieve group's fund
The fund of account is open and clear and avoids autocratic monopolization.
Other technical characteristics can be found in description in the previous embodiments, repeat no more.
In above description, although all component of each side in the present disclosure can be interpreted to be assembled or by
It is operatively connected as a unit or module, but present disclosure is not intended as its own being limited to these aspects.But
In the range of protection of goal in the present disclosure, each component can optionally and operatively be merged with arbitrary number.This
Each component itself in a little components can also be implemented as hardware, while various components can partly merge or optionally total
Body merges and is implemented as the computer program for having the function of for performing the program module of hardware equivalents.It is this to build
The code or code segment of program can easily be exported by those skilled in the art.This computer program can be stored in calculating
In machine computer-readable recording medium, it can be run to realize each side in the present disclosure.Computer-readable medium can include magnetic and remember
Recording medium, optical record medium and carrier media.
In addition, as the term of " comprising ", " including " and " having " should give tacit consent to it is being interpreted as including property or open
, rather than exclusive or closure, unless it is explicitly defined as opposite implication.All technologies, science and technology or its other party
The term in face all meets implication understood by one of ordinary skill in the art, unless it is defined as opposite implication.Looked in dictionary
To public term should not be idealized very much or impractically explained very much under the background of correlation technique document, unless the disclosure
Content is clearly defined as like that.
Although describing exemplary aspect in the present disclosure for purposes of illustration, those skilled in the art should
, it is realized that foregoing description is only the description to present pre-ferred embodiments, not to any restriction of the scope of the invention, the present invention
The scope of preferred embodiment include other realization, wherein can not by it is described go out or the order that discusses carry out perform function.
Any change, the modification that the those of ordinary skill in field of the present invention does according to the disclosure above content, belong to claims
Protection domain.
Claims (15)
1. a kind of method for developing functions of group's account, it is characterised in that include the following steps：
Group's fund account is set up for group；
The operation information of the group members deposit fund of the group is gathered, the account balance of group's fund account accordingly increases
Add.
2. according to the method described in claim 1, it is characterized in that：The consumption information of group's fund account is gathered, obtains consumption
Amount；The account balance of group's fund account is reduced according to spending limit.
3. according to the method described in claim 2, it is characterized in that：After obtaining spending limit, step is further included,
Foregoing consumption information is sent to the group members of group；
After collecting the confirmation message that group members ratify foregoing consumption, judge that the consumption is effective；
For effective consumption, according to the account balance of spending limit reduction group fund account.
4. according to the method described in claim 1, it is characterized in that：When showing the account balance of group's fund account, display should
Related group members involved by remaining sum, and the share that related group members occupy in the remaining sum.
5. according to the method described in claim 1, it is characterized in that：The consumption information of group fund account is gathered, described in judgement
Group members information involved in consumption information；
The consumption information is sent to the foregoing group members being related to；
After gathering the confirmation message that foregoing group members ratify foregoing consumption, judge that the consumption is effective；
For effective consumption, according to the account balance of spending limit reduction group fund account.
6. the method according to claim 3 or 5, it is characterised in that：Judge that the effective step of the consumption is,
Collection ratifies the group members of foregoing consumption and disapproves the quantity of the group members of foregoing consumption, calculates approval aforementioned messages
The ratio of group members；
The ratio for calculating acquisition is compared with preset ratio threshold value；
When the ratio exceedes preset ratio threshold value, judge that the consumption is effective.
7. according to the method described in claim 1, it is characterized in that：The mode that group's fund account is consumed includes dividing
The stand means of payment, specify the means of payment or pay out the means of payment.
8. according to the method described in claim 1, it is characterized in that：The operable group's money of any group members in the group
The payment function of golden account；When collecting the delivery operation message of group members, judge the delivery operation be not related to the group members with
When outer other group members and payment amount are not more than the fund that group members individual possesses, before being completed by group's fund account
State payment.
9. according to the method described in claim 1, it is characterized in that：When Sorry, your ticket has not enough value to be paid by the individual of group members,
Paid for first by group's fund account, and be directed to and pay for the personal bill that the amount of money generates the group members first；By the personal bill
Sent by e bill or entity bill to the group members.
10. according to the method described in claim 1, it is characterized in that：When the personal remaining sum of group members is less than preset cost or small
When the standard amount of money after group members negotiation requires, generation is ceased for the call letter of the group members, and call letter breath is passed through
E bill or entity bill are sent to the group members.
11. according to the method described in claim 1, it is characterized in that：Gather the payment information of group's fund account and pay knot
Fruit, the payment information of group member and payment result are recorded in the account information of group's fund account so that group members are verified
Inquiry.
12. according to the method described in claim 1, it is characterized in that：For the group members in group, individual bankroll is set to inquire about
Entrance；The triggering message of individual bankroll inquiry entrance is gathered, exports the individual bankroll transaction record of the group members.
13. according to the method described in claim 1, it is characterized in that：The personal finance of group's fund account and group members
Account is bound, and can obtain the personal financial account is transferred to fund.
14. a kind of group's account setup device, it is characterised in that include the following steps：
Group establishes unit, to establish the group for including at least one group members；
Group's setting unit, connection group set up vertical unit, to the group for foundation, set up group's fund account；
Trade management unit, connection group setting unit, to gather the operation information of the group members of group deposit fund,
The account balance of group's fund account accordingly increases.
15. device according to claim 14, it is characterised in that：The trade management unit, additionally it is possible to gather group's money
Spending limit is obtained after the consumption information of golden account, the account balance of group's fund account is reduced according to spending limit.
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| CN201711213464.0A CN108009808B (en) | 2017-11-28 | 2017-11-28 | Function expansion method and device for group account |
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| CN201711213464.0A CN108009808B (en) | 2017-11-28 | 2017-11-28 | Function expansion method and device for group account |
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| CN108009808B CN108009808B (en) | 2021-12-10 |
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| CN109583860A (en) * | 2018-10-26 | 2019-04-05 | 阿里巴巴集团控股有限公司 | A kind of transaction variation and device based on payment unions |
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