CN107993141A - Data processing method and device, server - Google Patents
Data processing method and device, server Download PDFInfo
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- CN107993141A CN107993141A CN201711172866.0A CN201711172866A CN107993141A CN 107993141 A CN107993141 A CN 107993141A CN 201711172866 A CN201711172866 A CN 201711172866A CN 107993141 A CN107993141 A CN 107993141A
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- account
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
This specification embodiment provides a kind of data processing method and device, server.The described method includes：Clearance regular collection and at least two account regular collections are provided；Wherein, the clearance regular collection includes at least one clearance rule；Each clearance rule includes clearance mark and its corresponding service parameter；Each account regular collection is corresponding with clearance mark and including at least one account rule；Each account rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；Service parameter based on acquisition, obtains target clearance rule from the clearance regular collection；Corresponding account regular collection is identified as target account regular collection using the clearance in target clearance rule, service parameter based on acquisition, target account rule is obtained from the target account regular collection, in order to handle the clearing account in the target account rule.
Description
Technical field
This specification embodiment is related to technical field of data processing, more particularly to a kind of data processing method and device, clothes
Business device.
Background technology
Global cooperative bank's financial communication association (Society for Worldwide Interbank Financial
Telecommunications, SWIFT) formulate the reference format message including processing money transfer transactions and clearing operation, the mark
Quasiconfiguaration message transmits in the message transfers net between the global bank that SWIFT is established.Bank can be based on SWIFT forms
Message carries out the business such as international remittance.Normally, the server of bank is after the payment message that other banks send is received；
Need parsing to pay message and obtain corresponding clearing account, to keep accounts to the clearing account, easy to international settlement.
But as the development of economic globalization, the type and quantity of banker's payment business constantly increase so that bank
Between clearing account also become sufficiently complex.For example, a bank may be simultaneously present multiple past family accounts with another bank
(Nostro Account) and multiple vostro account's accounts (Vostro Account), different payment transactions need to use different clearances
Account is cleared.Existing method can not meet payment transaction type and quantity ever increasing need, clearance account easily occur
The erroneous judgement at family and then cause delaying payment.
The content of the invention
The purpose of this specification embodiment is to provide a kind of data processing method and device, server, to improve clearance account
The accuracy rate of family identification.
To achieve the above object, the embodiment of the present application provides a kind of data processing method, including：Clearance regular collection is provided
With at least two account regular collections；Wherein, the clearance regular collection includes at least one clearance rule；Each clearance rule
Including clearance mark and its corresponding service parameter；Each account regular collection is corresponding with clearance mark and including at least one
Account rule；Each account rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；
Service parameter based on acquisition, obtains target clearance rule from the clearance regular collection；With in target clearance rule
Clearance to identify corresponding account regular collection be target account regular collection, the service parameter based on acquisition, from the target
Target account rule is obtained in account regular collection, in order to handle the clearing account in the target account rule.
To achieve the above object, the embodiment of the present application provides a kind of data processing equipment, including：Unit is provided, for carrying
For clearance regular collection and at least two account regular collections；Wherein, the clearance regular collection includes at least one clearance rule
Then；Each clearance rule includes clearance mark and its corresponding service parameter；Each account regular collection be corresponding with clearance mark,
And including at least one account rule；Each account rule includes clearing account and its corresponding service parameter；First obtains list
Member, for based on payment Receive message service parameter；Second acquisition unit, for the service parameter based on acquisition, from described clear
Calculate and target clearance rule is obtained in regular collection；3rd acquiring unit, for being identified with the clearance in target clearance rule
Corresponding account regular collection is target account regular collection, the service parameter based on acquisition, from the target account rule set
Target account rule is obtained in conjunction, in order to handle the clearing account in the target account rule.
A kind of server, including memory and processor；The memory, for storing computer program instructions；It is described
Processor, for performing the computer program instructions, realizes following steps：Clearance regular collection and at least two accounts are provided
Regular collection；Wherein, the clearance regular collection includes at least one clearance rule；Each clearance rule include clearance mark and
Its corresponding service parameter；Each account regular collection is corresponding with clearance mark and including at least one account rule；Each account
Family rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；Business based on acquisition
Parameter, obtains target clearance rule from the clearance regular collection；Identified and corresponded to the clearance in target clearance rule
Account regular collection be target account regular collection, the service parameter based on acquisition, from the target account regular collection
Target account rule is obtained, in order to handle the clearing account in the target account rule.
As it can be seen that in this specification embodiment, server can carry the technical solution provided by above this specification embodiment
For clearance regular collection and at least two account regular collections；Wherein, the clearance regular collection includes at least one clearance rule
Then；Each clearance rule includes clearance mark and its corresponding service parameter；Each account regular collection be corresponding with clearance mark,
And including at least one account rule；Each account rule includes clearing account and its corresponding service parameter；It can be based on branch
Pay Receive message service parameter；Can be according to the clearance regular collection and at least two accounts for obtaining service parameter and offer
Regular collection, obtains clearing account.The embodiment of the present application provides clearance regular collection and at least two account regular collections, just
Clearing account is obtained based on service parameter automatically in server, improves the accuracy rate and efficiency of clearing account identification.
Brief description of the drawings
In order to illustrate more clearly of this specification embodiment or technical solution of the prior art, below will to embodiment or
Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, drawings in the following description are only
Some embodiments described in this specification, for those of ordinary skill in the art, in not making the creative labor property
Under the premise of, other attached drawings can also be obtained according to these attached drawings.
Fig. 1 is a kind of clearance regular collection of this specification embodiment, account regular collection, bank regulations set, account letter
Incidence relation schematic diagram between breath set, bank information set；
Fig. 2 is a kind of flow chart of data processing method of this specification embodiment；
Fig. 3 is a kind of illustrative view of functional configuration of data processing equipment of this specification embodiment；
Fig. 4 is a kind of illustrative view of functional configuration of server of this specification embodiment.
Embodiment
Below in conjunction with the attached drawing in this specification embodiment, the technical solution in this specification embodiment is carried out clear
Chu, be fully described by, it is clear that described embodiment is only this specification part of the embodiment, rather than whole implementation
Example.Based on the embodiment in this specification, those of ordinary skill in the art are obtained without creative efforts
Every other embodiment, should all belong to this specification protection scope.
The title or term that may relate to first to the embodiment of the present application explain.
SWIFT (Society for Worldwide Interbank Financial Telecommunications),
Global cooperative bank's Financial Telecommunication association, is the non-commercial International Partnership of an International Banks within the trade.
Clear (Clearing), refer between different bank because of the withholding of fund, pay out caused by bonded debts pass through ticket
The activity paid off according to clearing house or Settlement Network Problem by Using.Purpose is to pay off the increase and decrease of ground running account in currency by bank of two countries
Change to close every international settlement business.
Agency (Correspondent Bank), refers to mutual appointment ＆ performance international banking, has contact relation
Bank.Account row (Depository Bank), refers to what folk prescription or both sides between agency mutually opened an account in bank of opposite side
Bank.
Clearing account, the account for interbank treasury trade clearance.Clearing account can be included toward family account (Nostro
) and vostro account's account (Vostro Account) Account.For the ease of description, here by the invention relates to bank
Referred to as I manages it, and the other interbanks removed beyond I manages it are known as other banks.And then toward family account, other silver can be referred to
Row manages it the account opened at me；Vostro account's account, can refer to me and manage it the account opened in other banks.
Clearance relation, represents the relation of interbank fund clearing.Clearance relation can include single clearance relation and more clearances
Relation.Single clearance relation, referring to interbank only has toward account clearance relation or carrys out account clearance relation；More clearance relations, refer to interbank
There is past account clearance relation at the same time and carry out account clearance relation.Specifically, manage it only with one or more past in other banks and I
During the account of family, it is believed that I, which manages it only to have toward account with other interbanks, clears relation；Manage it only in other banks and I and have
When having one or more vostro account's accounts, it is believed that I manages it only has account clearance relation with other interbanks；Other
Bank with I manage it with it is one or more toward family accounts and with one or more vostro account's account when, it is believed that I manage it and
Other interbanks have more clearance relations.
Please refer to Fig.1 and Fig. 2.The embodiment of the present application provides a kind of data processing method, and the data processing method is to take
Business device is main body.The server can be the server of bank, such as can be the server of Bank of China, China Reconstructs's silver
Capable server,
In the present embodiment, the server can provide clearance regular collection.The clearance regular collection can include
At least one clearance rule.
Each clearance rule can include clearance mark, and the clearance mark can be used for identifying clearance relation.It is described clear
VT and NT can for example be included by calculating mark, and the VT can be used for mark and carry out account clearance relation, and the NT can be used for identifying past
Account clears relation.Clearance mark in each clearance rule can be corresponding with service parameter.The service parameter can include field
Scape identifies and bank identifier.The scene identity can be used for identification service scene.The scene identity for example can include RT,
AB and AC, scene identity RT can be used for identifying common international remittance business scenario, and scene identity AB can be used for mark from trade
Area's business scenario, scene identity AC can be used to indicate that letter of credit business scene.The bank identifier can be used for mark clearance
Bank, for example can be specifically bank identification number (BIC).The clearing bank can for example include People's Bank of China, China
Minsheng bank, New York branch of the Citibank etc..Certainly, the service parameter can also include other parameters.For example, the business
Parameter can also include currency mark and branch's mark.The currency mark can be used for identifying currency.For example, the goods
Coin mark can include RMB and USD, and currency mark RMB can be used for identifying RMB, and currency mark USD can be used for identifying
USD.Branch's mark can be used for mark, and the invention relates to branches of a bank.For example, the application is real
It can be Bank of China to apply the bank that example is related to, and the branch of Bank of China can include Bank of China (Hong Kong) limited public affairs
Department, the Bank of China Macao Branch, Bank of China New York Branch, Frankfort branch of Bank of China etc..
In the present embodiment, the clearance regular collection illustrates service parameter and the correspondence of clearance mark.In this way,
Based on the clearance regular collection, the server can obtain the corresponding clearance relation of service parameter.In particular, based on described
Regular collection is cleared, the server can obtain the corresponding clearance relation of a certain business scenario.In a field of the present embodiment
In scape example, the clearance regular collection can be clearance relation table, and the clearance relation table can be as shown in table 1 below.In table 1
Often row can represent one clearance rule.
Table 1
| Bank identifier | Scene identity | Currency identifies | Clearance mark |
| XXXA | RT | RMB | VT |
| XXXB | RT | USD | NT |
| XXXA | AC | RMB | VT |
In the present embodiment, developer can preset the correspondence of service parameter and clearance mark and then obtain
Clear regular collection.It should be noted that for example, service parameter for a certain bank identifier comprising other banks, at it
When its bank manages it only with clearing relation toward account or carrying out account clearance relation with me, the clearance corresponding to service parameter can be identified
Accordingly it is arranged to NT or AT；, can be according to the scene in service parameter when other banks and I are manageed it with more clearance relations
Identify (or currency mark), chosen from more clearance relations toward account clearance relation or carry out account clearance relation, and then can be by business
Clearance mark corresponding to parameter is accordingly arranged to NT or AT.
In the present embodiment, the server can also provide at least two account regular collections.Each account rule set
Conjunction can be corresponding with clearance mark and including at least one account rule.For example, the server can provide two account rule
Then gather, one of account regular collection can be corresponding with clearance mark VT, another account regular collection can be corresponding with
Clearance mark NT.Each account rule can include clearing account, and the clearing account in each account rule can be corresponding with industry
Business parameter.The service parameter can include scene identity and bank identifier.Certainly, the service parameter can also include other
Parameter.For example, the service parameter can also include currency mark and branch's mark.
In the present embodiment, account regular collection illustrates service parameter and the correspondence of clearing account.In this way, it is based on
Account regular collection, the server can obtain the corresponding clearing account of service parameter.Show in a scene of the present embodiment
In example, account regular collection can be clearing account table, and clearing account table can be as shown in table 2 below.Often row in table 2 can be with table
Show an account rule.
Table 2
| Bank identifier | Scene identity | Currency identifies | Clearing account |
| XXXA | RT | RMB | Account1 |
| XXXB | RT | USD | Account2 |
| XXXA | AC | RMB | Account3 |
In an embodiment of the present embodiment, the server can also provide at least two bank regulations set.
Each bank regulations set can be corresponding with clearance mark and including at least one bank regulations.For example, the server can be with
Two bank regulations set are provided, one of bank regulations set can be corresponding with clearance mark VT, another bank regulations
Set can be corresponding with clearance mark NT.Each bank regulations can include at least one bank identifier.In each bank regulations
Bank identifier can be corresponding with clearing account.
In the present embodiment, the bank regulations set expression correspondence of clearing account and clearing bank.In this way, base
In bank regulations set, the server can obtain the corresponding clearing bank of clearing account.In a field of present embodiment
In scape example, bank regulations set can be clearing bank table, and clearing bank table can be as shown in table 3 below.Often row in table 3 can
To represent a bank regulations.
Table 3
| Clearing account | Bank identifier |
| Account1 | XXXA |
| Account2 | XXXB |
| Account3 | XXXA |
In an embodiment of the present embodiment, the server can also provide bank information set.The bank
Information aggregate can include at least one clearing bank information, and each clearing bank information is corresponding with bank identifier.The clearance
Bank information is such as can include address, title, shareholder, postcode, telephone number.In this way, the bank information set is based on,
The server can obtain the corresponding clearing bank information of bank identifier.In a Sample Scenario of present embodiment, institute
It can be bank information table to state bank information set, and the bank information table can be as shown in table 4 below.
Table 4
| Bank identifier | Clearing bank information |
| XXXA | XXX |
| XXXB | XXX |
| XXXA | XXX |
In an embodiment of the present embodiment, the server can also provide at least two account information set.
Each account information set can be corresponding with clearance mark and including at least one account information.For example, the server can be with
Two account information set are provided, one of account information set can be corresponding with clearance mark VT, another account information
Set can be corresponding with clearance mark NT.Each account information is corresponding with clearing account.The account information can for example include
Name on account, open time etc..In this way, being based on account information set, the server can obtain the corresponding account of clearing account
Family information.In a Sample Scenario of present embodiment, account information set can be account information table, the account information
Table can be as shown in table 5 below.
Table 5
| Clearing account | Account information |
| Account1 | XXX |
| Account2 | XXX |
| Account3 | XXX |
The data processing method of the embodiment of the present application may include steps of.
Step S10：Parsing pays Receive message service parameter.
In the present embodiment, clearance identifies the industry of corresponding service parameter, the corresponding service parameter of clearing account and acquisition
Parameter of being engaged in can be identical.Service parameter can specifically include scene identity and bank identifier.Certainly, service parameter can also include
Other parameters.For example, service parameter can also include currency mark and branch's mark.
In the present embodiment, the server can receive the payment message that other banks send by banking network, can
With the payment Receive message service parameter based on reception.The message that pays can for example include the MT103 reports of SWIFT forms
Text, MT202 messages etc..Certainly, described to pay the message that message be other forms, the present embodiment does not do this specifically
Limit.
Specifically, the payment message can include bank identifier and currency identifies.In this way, the server can parse
The payment message received, obtains bank identifier and currency mark.For example, the message that pays can be SWIFT forms
MT103 messages.The server can parse the MT103 messages；55 fields, 54 columns that can be according to the MT103 messages
Position, any one in 53 fields, obtain bank identifier.Specifically, for example, the server can be attempted from MT103 messages
55 fields obtain bank identifier；When not getting bank identifier, can then attempt to obtain from 54 fields of MT103 messages
Take bank identifier；When not getting bank identifier, can then attempt to obtain bank's mark from 53 fields of MT103 messages
Know.
Bank identifier in the payment message can include branch and identify.For example, the silver paid in message
Line identifier can be bank identification number；The bank identification number can include Routing Number, country code, area code and branch
Code etc..In this way, the server can obtain branch's mark based on the bank identification number in the payment message.
The payment message can include description information, for describing the payment message.For example, MT103 pays message
53 fields can include information herewith.In this way, the server can be obtained based on the description information in the payment message
Corresponding scene identity.Specifically, the server can carry out semantics recognition to the description information in the payment message, can
To obtain corresponding scene identity based on the semanteme recognized, the business scenario that the scene identity of acquisition is identified can be with identification
To semanteme match.
Step S12：Service parameter based on acquisition, obtains target clearance rule from clearance regular collection.
In the present embodiment, the server can the service parameter based on acquisition, from it is described clearance regular collection in obtain
Take target clearance rule.Specifically, the server can be searched comprising the business ginseng obtained from the clearance regular collection
Several clearance rules, rule is cleared as target.
Step S14：Corresponding account regular collection is identified using the clearance in target clearance rule to advise as target account
Then gather, the service parameter based on acquisition, target account rule is obtained from the target account regular collection.
In the present embodiment, the server can clear the clearance mark in rule based on target, from described at least two
Target account regular collection is obtained in a account regular collection；Can the service parameter based on acquisition, from the target account advise
Target account rule is obtained in then gathering, in order to handle the clearing account in the target account rule.
Specifically, the server can clear the clearance mark in rule based on target, from least two account
One or more account regular collections are obtained in regular collection, as target account regular collection；Can the business based on acquisition
Parameter, from each target account regular collection, searches the account rule comprising the service parameter obtained, is advised as target account
Then；Clearing account in the target account rule can be handled.For example, can be in the target account rule
Clearing account is kept accounts, and the content of book keeping operation can come from the payment message received.
In an embodiment of the present embodiment, the server can also provide at least two bank regulations set.
In this way, the clearance that the server can also be cleared in rule with the target, which identifies corresponding bank regulations collection, is combined into target silver
Line discipline set；It can be obtained based on the clearing account in the target account rule from the target bank regulations set
Target bank regulations, in order to compare the bank identifier in the target bank regulations and obtain bank's mark in service parameter
Know.
Specifically, the server can clear the clearance mark in rule based on target, from least two bank
One or more bank regulations set are obtained in regular collection, as target bank regulations set；Can the business based on acquisition
Parameter, from each target bank regulations set, is searched comprising the bank regulations cleared account in target account rule, as mesh
Standard silver line discipline；Can be by the bank identifier in the target bank regulations, the bank identifier with obtaining in service parameter carries out
Compare, whether the clearing account obtained with verification step S14 closes rule.For example, the bank identifier in target bank regulations is with obtaining
Take bank identifier in service parameter under the same conditions, it is believed that rule are closed in the clearing account that step S14 is obtained；In target silver
Bank identifier in line discipline with obtain the bank identifier in service parameter it is different under the conditions of, it is believed that step S14 is obtained
To clearing account do not conform to rule.As a further example, under some business scenarios, teller can specify clearing account based on customer demand
And clearing bank.The server can specify the corresponding clearance relation of clearing account based on teller, from least the two of offer
Target bank regulations set is obtained in a bank regulations set；Can be based on the clearing account that teller specifies, from target silver
Target bank regulations is obtained in line discipline set；Bank identifier in the target bank regulations and teller can be specified clearance
The bank identifier of bank is compared, and specifies whether clearing account closes rule in order to verify teller.
In an embodiment of the present embodiment, the server can also provide bank information set.It is in this way, described
Server is also based on obtaining the bank identifier in service parameter, and clearing bank information is obtained from bank information set.
In an embodiment of the present embodiment, the server can also provide at least two account information set.
In this way, the clearance that the server can also be cleared in rule with the target identifies corresponding account information collection and is combined into target account
Family information aggregate；It can be obtained based on the clearing account in the target account rule from the target account information aggregate
Account information.
In the embodiment of the present application, the server can provide clearance regular collection and at least two account regular collections；
Wherein, the clearance regular collection includes at least one clearance rule；Each clearance is regular including clearance mark and its corresponding
Service parameter；Each account regular collection is corresponding with clearance mark and including at least one account rule；Each account rule bag
Include clearing account and its corresponding service parameter；It can be based on paying Receive message service parameter；Can be according to the business of acquisition ginseng
Number and the clearance regular collection and at least two account regular collections provided, obtain clearing account.The embodiment of the present application provides
Clearance regular collection and at least two account regular collections, are based on service parameter easy to server and obtain clearing account, improve
The accuracy rate of clearing account identification.
Refer to Fig. 3.The embodiment of the present application also provides a kind of data processing equipment, including：
Unit 30 is provided, for providing clearance regular collection and at least two account regular collections；Wherein, the clearance rule
Then set includes at least one clearance rule；Each clearance rule includes clearance mark and its corresponding service parameter；Each account
Family regular collection is corresponding with clearance mark and including at least one account rule；Each account rule include clearing account and its
Corresponding service parameter；
First acquisition unit 32, for based on payment Receive message service parameter；
Second acquisition unit 34, for the service parameter based on acquisition, acquisition target is clear from the clearance regular collection
Calculate rule；
3rd acquiring unit 36, for using the clearance in target clearance rule identify corresponding account regular collection as
Target account regular collection, the service parameter based on acquisition, obtains target account rule from the target account regular collection,
In order to handle the clearing account in the target account rule.
Refer to Fig. 4.The embodiment of the present application also provides a kind of server, including memory and processor.Wherein,
The memory, for storing computer program instructions；
The processor, for performing the computer program instructions, realizes following steps：There is provided clearance regular collection and
At least two account regular collections；Wherein, the clearance regular collection includes at least one clearance rule；Each clearance rule bag
Include clearance mark and its corresponding service parameter；Each account regular collection is corresponding with clearance mark and including at least one account
Family rule；Each account rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；Base
In the service parameter of acquisition, target clearance rule is obtained from the clearance regular collection；With in target clearance rule
It is target account regular collection that clearance, which identifies corresponding account regular collection, the service parameter based on acquisition, from the target account
Target account rule is obtained in the regular collection of family, in order to handle the clearing account in the target account rule.
In the 1990s, the improvement for a technology can clearly distinguish be on hardware improvement (for example,
Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So
And as the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit.
Designer nearly all obtains corresponding hardware circuit by the way that improved method flow is programmed into hardware circuit.Cause
This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device
(Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate
Array, FPGA)) it is exactly such a integrated circuit, its logic function determines device programming by user.By designer
Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, without asking chip maker to design and make
Dedicated IC chip 2.Moreover, nowadays, substitution manually makes IC chip, and this programming is also used instead mostly
" logic compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development
Seemingly, and the source code before compiling also handy specific programming language is write, this is referred to as hardware description language
(Hardware Description Language, HDL), and HDL is also not only a kind of, but have many kinds, such as ABEL
(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description
Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL
(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby
Hardware Description Language) etc., VHDL (Very-High-Speed are most generally used at present
Integrated Circuit Hardware Description Language) and Verilog2.Those skilled in the art
It will be apparent to the skilled artisan that only need method flow slightly programming in logic and being programmed into integrated circuit with above-mentioned several hardware description languages
In, it is possible to it is readily available the hardware circuit for realizing the logical method flow.
System, device, module or the unit that above-described embodiment illustrates, can specifically be realized by computer chip or entity,
Or realized by having the function of certain product.
System, device, module or the unit that above-described embodiment illustrates, can specifically be realized by computer chip or entity,
Or realized by having the function of certain product.One kind typically realizes that equipment is computer.Specifically, computer for example may be used
Think personal computer, laptop computer, cell phone, camera phone, smart phone, personal digital assistant, media play
It is any in device, navigation equipment, electronic mail equipment, game console, tablet PC, wearable device or these equipment
The combination of equipment.
As seen through the above description of the embodiments, those skilled in the art can be understood that this specification
The mode of required general hardware platform can be added by software to realize.Based on such understanding, the technical solution of this specification
The part substantially to contribute in other words to the prior art can be embodied in the form of software product, the computer software
Product can be stored in storage medium, such as ROM/RAM, magnetic disc, CD, including some instructions are used so that a computer
Equipment (can be personal computer, server, either network equipment etc.) perform each embodiment of this specification or embodiment
Some parts described in method.
Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment
Divide mutually referring to what each embodiment stressed is the difference with other embodiment.It is real especially for system
For applying example, since it is substantially similar to embodiment of the method, so description is fairly simple, related part is referring to embodiment of the method
Part explanation.
This specification can be used in numerous general or special purpose computing system environments or configuration.Such as：Personal computer,
Server computer, handheld device or portable set, laptop device, multicomputer system, the system based on microprocessor,
Set top box, programmable consumer-elcetronics devices, network PC, minicom, mainframe computer including any of the above system are set
Standby distributed computing environment etc..
This specification can be described in the general context of computer executable instructions, such as journey
Sequence module.Usually, program module include performing particular task or realize the routine of particular abstract data type, program, object,
Component, data structure etc..This specification can also be put into practice in a distributed computing environment, in these distributed computing environment
In, by performing task by communication network and connected remote processing devices.In a distributed computing environment, program module
It can be located in the local and remote computer-readable storage medium including storage device.
Although depicting this specification by embodiment, it will be appreciated by the skilled addressee that this specification has many changes
Shape and the spirit changed without departing from this specification, it is desirable to which appended claim includes these deformations and changes without departing from this
The spirit of specification.
Claims (10)
- A kind of 1. data processing method, it is characterised in that the described method includes：Clearance regular collection and at least two account regular collections are provided；Wherein, the clearance regular collection includes at least one Clearance rule；Each clearance rule includes clearance mark and its corresponding service parameter；Each account regular collection is corresponding with clearly Calculate mark and including at least one account rule；Each account rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；Service parameter based on acquisition, obtains target clearance rule from the clearance regular collection；Corresponding account regular collection is identified as target account regular collection using the clearance in target clearance rule, based on obtaining The service parameter taken, obtains target account rule from the target account regular collection, in order to be advised to the target account Clearing account in then is handled.
- 2. the method as described in claim 1, it is characterised in that the corresponding service parameter of clearance mark, clearing account are corresponding Service parameter and the service parameter obtained include scene identity and bank identifier.
- 3. method as claimed in claim 2, it is characterised in that the corresponding service parameter of clearance mark, clearing account are corresponding Service parameter and the service parameter obtained further include one or more of currency mark and branch's mark.
- 4. the method as described in claim 1, it is characterised in thatThe target clearance that obtained from the clearance regular collection is regular, including：From the clearance regular collection, the clearance rule comprising the service parameter obtained is obtained, rule is cleared as target；The target account that obtained from the target account regular collection is regular, including：From the target account regular collection, the account rule comprising the service parameter obtained is obtained, is advised as target account Then.
- 5. method as claimed in claim 2, it is characterised in that the method further includes：At least two bank regulations set are provided；Wherein, each bank regulations set is corresponding with clearance mark and including at least one A bank regulations；Each bank regulations includes clearing account and its corresponding bank identifier.
- 6. method as claimed in claim 5, it is characterised in that the method further includes：Corresponding bank regulations collection is identified with the clearance in target clearance rule and is combined into target bank regulations set, based on institute State the clearing account in target account rule, from the target bank regulations set obtain target bank regulations, in order to than To the bank identifier in the bank identifier in the target bank regulations and the service parameter obtained.
- 7. method as claimed in claim 2, it is characterised in that the method further includes：Bank information set is provided；Wherein, the bank information set includes at least one clearing bank information；Each clearance silver Row information is corresponding with bank identifier；Based on the bank identifier obtained in service parameter, clearing bank information is obtained from the bank information set.
- 8. method as claimed in claim 2, it is characterised in that the method further includes：At least two account information set are provided；Wherein, each account information set is corresponding with clearance mark and including at least one A account information；Each account information is corresponding with clearing account；Corresponding account information collection is identified with the clearance in target clearance rule and is combined into target account information aggregate, based on institute The clearing account in target account rule is stated, account information is obtained from the target account information aggregate.
- A kind of 9. data processing equipment, it is characterised in that including：Unit is provided, for providing clearance regular collection and at least two account regular collections；Wherein, the clearance regular collection Including at least one clearance rule；Each clearance rule includes clearance mark and its corresponding service parameter；Each account rule Set is corresponding with clearance mark and including at least one account rule；Each account is regular including clearing account and its corresponding Service parameter；First acquisition unit, for based on payment Receive message service parameter；Second acquisition unit, for the service parameter based on acquisition, obtains target clearance rule from the clearance regular collection；3rd acquiring unit, for identifying corresponding account regular collection as target account using the clearance in target clearance rule Family regular collection, the service parameter based on acquisition, obtains target account rule from the target account regular collection, in order to Clearing account in the target account rule is handled.
- 10. a kind of server, it is characterised in that including memory and processor；The memory, for storing computer program instructions；The processor, for performing the computer program instructions, realizes following steps：Clearance regular collection and at least is provided Two account regular collections；Wherein, the clearance regular collection includes at least one clearance rule；Each clearance rule includes clear Calculate mark and its corresponding service parameter；Each account regular collection is corresponding with clearance mark and is advised including at least one account Then；Each account rule includes clearing account and its corresponding service parameter；Based on payment Receive message service parameter；Based on obtaining The service parameter taken, obtains target clearance rule from the clearance regular collection；With the clearance in target clearance rule It is target account regular collection to identify corresponding account regular collection, and the service parameter based on acquisition, is advised from the target account Target account rule is obtained in then gathering, in order to handle the clearing account in the target account rule.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201711172866.0A CN107993141A (en) | 2017-11-22 | 2017-11-22 | Data processing method and device, server |
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| CN201711172866.0A CN107993141A (en) | 2017-11-22 | 2017-11-22 | Data processing method and device, server |
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| CN107993141A true CN107993141A (en) | 2018-05-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201711172866.0A Pending CN107993141A (en) | 2017-11-22 | 2017-11-22 | Data processing method and device, server |
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