CN107944974A - A kind of transaction platform and method of commerce without capital - Google Patents

A kind of transaction platform and method of commerce without capital Download PDF

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Publication number
CN107944974A
CN107944974A CN201711335650.1A CN201711335650A CN107944974A CN 107944974 A CN107944974 A CN 107944974A CN 201711335650 A CN201711335650 A CN 201711335650A CN 107944974 A CN107944974 A CN 107944974A
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CN
China
Prior art keywords
capital
transaction
payment
jiayi
platform
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201711335650.1A
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Chinese (zh)
Inventor
汪世清
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Dave Camp Technology (shenzhen) Co Ltd
Original Assignee
Dave Camp Technology (shenzhen) Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Dave Camp Technology (shenzhen) Co Ltd filed Critical Dave Camp Technology (shenzhen) Co Ltd
Priority to CN201711335650.1A priority Critical patent/CN107944974A/en
Publication of CN107944974A publication Critical patent/CN107944974A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Buyer or seller confidence or verification

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of transaction platform and method of commerce without capital, including a payment transaction platform, which possesses no capital and stocks up pattern；The no capital stocks up pattern mainly including the payment options for paying one side of first；The payment transaction platform chooses Fu Jiayi side transaction of the payment options completion without capital when stocking up is stocked up.Plate of the present invention can provide no capital business contact for trade company, it is not necessary to（Excessive）Preparation fund goes to carry out source of goods buying（Purchase）Can flexibly it be traded, increase shipment amount, solve the problems, such as off-line transaction bills due at the same time, it is traded using the pattern combination technology, the capital turnover and bills due problem that can ensure each trade company obtain the solution of maximum benefit, allow more entrepreneurs to be gone to create the value of bigger with minimum fund.

Description

A kind of transaction platform and method of commerce without capital
Technical field
The present invention relates to a kind of financial field, and in particular to a kind of transaction platform and method of commerce without capital.
Background technology
Often because of the goods sold out, but money is confiscated for off-line transaction, oneself needs to purchase the huge fund pair of source of goods generation Go out, so as to cause capital turnover not come, cause businessman's capital chain to go wrong, ant flower, Taobao ant flower It is a kind of similar pre- amount paid for first, but the amount, which is small amount, fixes amount, is not enough to one Ge Yue enterprises of payment and is adopted The material of purchase, is repaid, it is necessary to which cash is repaid, the time limit is too short using cash is needed after amount.
The content of the invention
The technical problems to be solved by the invention are to provide a kind of transaction platform and method of commerce without capital, Shang Jia When selling thing, if transaction produce, merchandise do not complete in the case of using provide this transaction 50%-100% as be somebody's turn to do This pattern may be selected with technology knot in the capital that businessman stocks up in platform, businessman user's selection means of payment when platform carries out lower list The mode of conjunction is paid.
The present invention is achieved through the following technical solutions：A kind of transaction platform without capital, including a payment Transaction platform, the payment transaction platform possess no capital and stock up pattern；
The no capital stocks up pattern mainly including the payment options for paying one side of first, and the payment options are in payment transaction platform My wallet interface in open；
The displaying interface of Fu Jiayi side includes the detailed annotation of used expense, daily amount and Fu Jiayi side, is handed in the payment Easy platform chooses Fu Jiayi side transaction of the payment options completion without capital when stocking up is stocked up.
A kind of method of commerce without capital, specifically includes following steps：
Step 1: firstly the need of have transaction produce, as long as but have transaction produce, merchandise do not complete in the case of this is provided The capital that the 50%-100% of transaction stocks up as the businessman in platform；
Step 2: opening payment transaction platform, my wallet interface is clicked on, the option of Fu Jiayi side is jumped out after opening；
One side's option of first is paid Step 3: clicking on, jumps out the detailed annotation of used expense, daily amount and Fu Jiayi side, is clicked on The detailed annotation of Fu Jiayi side, understands the specific explanations content for paying one side of first；
Step 4: the capital that the 50%-100% of the amount of money produced by the use of transaction is stocked up as the businessman in platform, can directly choose Unilaterally paid the bill Fu Jiayi side；
Step 5: jumping out the interface that wechat is paid and Fu Jiayi side is paid, then click on and pay one side's payment options of first；
Step 6: the direct payment success if amount is enough, amount can not enough select to pay payment unions together with wechat, no Enough part wechats pay supplement；
Step 7: paying successfully, interface is closed, is repeated the above steps.
The beneficial effects of the invention are as follows：The present invention provides no capital business contact for trade company, it is not necessary to（Excessive）Prepare Fund goes to carry out source of goods buying（Purchase）, can flexibly be traded, increase shipment amount, while solve off-line transaction bills due Problem；
Because off-line transaction is often because of the goods sold out, but money is confiscated, oneself needs to purchase the huge fund pair of source of goods generation Go out, so as to cause capital turnover not come, cause businessman's capital chain to go wrong, handed over using the pattern combination technology It is easy, it is ensured that the capital turnover of each trade company and bills due problem obtain the solution of maximum benefit, allow more foundation people Member is gone to create the value of bigger with minimum fund.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing There is attached drawing needed in technology description to be briefly described, it should be apparent that, drawings in the following description are only this Some embodiments of invention, for those of ordinary skill in the art, without creative efforts, can be with Other attached drawings are obtained according to these attached drawings.
Fig. 1 is the operational flowchart of the present invention.
Embodiment
All features disclosed in this specification, or disclosed all methods or during the step of, except mutually exclusive Feature and/or step beyond, can combine in any way.
This specification（Including any accessory claim, summary and attached drawing）Disclosed in any feature, except non-specifically chatting State, can be replaced by other alternative features that are equivalent or have similar purpose.I.e., unless specifically stated, each feature It is an example in a series of equivalent or similar characteristics.
In the transaction of APP platforms, businessman can obtain the commodity total value that buyer has placed an order but do not arrived account also, according to sincere grade A kind of mode that 50%-100% is used for buying in platform is therefrom obtained, businessman is connected to the also non-shipment of order, in any scene goods The amount of money of thing can not possibly use, and in big dimension battalion APP, user is can possess this single total transaction amount with highest 9 percent The advance right to use of ten amounts, if using the enough directly deduction amounts of amount, if amount not enough with cash single payment.
Lower mask body introduces the payment transaction platform, stocks up mould as shown in Figure 1, the payment transaction platform possesses no capital Formula；No capital stock up pattern mainly include one pay one side of first payment options, the payment options payment transaction platform I Wallet interface in open, the displaying interface of Fu Jiayi side include used expense, daily amount and Fu Jiayi side it is detailed Solution, transaction of the payment options completion without capital that Fu Jiayi side is chosen when the payment transaction platform is stocked up are stocked up.
Concrete operation method is as follows：
（One）Firstly the need of have transaction produce, as long as but have transaction produce, merchandise do not complete in the case of this friendship is provided The capital that easy 50%-100% stocks up as the businessman in platform；（Two）Payment transaction platform is opened, clicks on my wallet interface, The option of Fu Jiayi side is jumped out after opening；（Three）Click on and pay one side's option of first, jump out used expense, daily amount and pay The detailed annotation of one side of first, clicks on the detailed annotation for paying one side of first, understands the specific explanations content for paying one side of first；
（Four）The capital that the 50%-100% of the amount of money produced by the use of transaction is stocked up as the businessman in platform, can directly choose and pay first One side is unilaterally paid the bill；（Five）The interface that wechat is paid and Fu Jiayi side is paid is jumped out, then clicks on and pays one side's branch of first Pay option；（Six）The direct payment success if amount is enough, amount can not enough select to pay payment unions together with wechat, no Enough part wechats pay supplement；（Seven）Pay successfully, close interface, repeat the above steps.
The beneficial effects of the invention are as follows：The present invention provides no capital business contact for trade company, it is not necessary to（Excessive）Prepare Fund goes to carry out source of goods buying（Purchase）, can flexibly be traded, increase shipment amount, while solve off-line transaction bills due Problem；
Because off-line transaction is often because of the goods sold out, but money is confiscated, oneself needs to purchase the huge fund pair of source of goods generation Go out, so as to cause capital turnover not come, cause businessman's capital chain to go wrong, handed over using the pattern combination technology It is easy, it is ensured that the capital turnover of each trade company and bills due problem obtain the solution of maximum benefit, allow more foundation people Member is gone to create the value of bigger with minimum fund.
The above description is merely a specific embodiment, but protection scope of the present invention is not limited thereto, any The change or replacement expected without creative work, should be covered by the protection scope of the present invention.Therefore, it is of the invention Protection domain should be determined by the scope of protection defined in the claims.

Claims (2)

  1. A kind of 1. transaction platform without capital, it is characterised in that：Including a payment transaction platform, payment transaction platform tool Stock up pattern for no capital；
    The no capital stocks up pattern mainly including the payment options for paying one side of first, and the payment options are in payment transaction platform My wallet interface in open；
    The displaying interface of Fu Jiayi side includes the detailed annotation of used expense, daily amount and Fu Jiayi side, is handed in the payment Easy platform chooses Fu Jiayi side transaction of the payment options completion without capital when stocking up is stocked up.
  2. 2. a kind of transaction platform using described in claim 1 realizes the method without capital transaction, it is characterised in that specifically includes Following steps：
    Step 1: firstly the need of have transaction produce, as long as but have transaction produce, merchandise do not complete in the case of this is provided The capital that the 50%-100% of transaction stocks up as the businessman in platform；
    Step 2: opening payment transaction platform, my wallet interface is clicked on, the option of Fu Jiayi side is jumped out after opening；
    One side's option of first is paid Step 3: clicking on, jumps out the detailed annotation of used expense, daily amount and Fu Jiayi side, is clicked on The detailed annotation of Fu Jiayi side, understands the specific explanations content for paying one side of first；
    Step 4: the capital that the 50%-100% of the amount of money produced by the use of transaction is stocked up as the businessman in platform, can directly choose Unilaterally paid the bill Fu Jiayi side；
    Step 5: jumping out the interface that wechat is paid and Fu Jiayi side is paid, then click on and pay one side's payment options of first；
    Step 6: the direct payment success if amount is enough, amount can not enough select to pay payment unions together with wechat, no Enough part wechats pay supplement；
    Step 7: paying successfully, interface is closed, is repeated the above steps.
CN201711335650.1A 2017-12-14 2017-12-14 A kind of transaction platform and method of commerce without capital Pending CN107944974A (en)

Priority Applications (1)

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Application Number Priority Date Filing Date Title
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109598492A (en) * 2018-10-15 2019-04-09 阿里巴巴集团控股有限公司 A kind of method of payment, system, device, terminal and service server

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102099819A (en) * 2008-07-15 2011-06-15 朴哲贤 Electronic settlement method
CN103093378A (en) * 2011-11-07 2013-05-08 阿里巴巴集团控股有限公司 Trading platform data processing method and system
CN104463585A (en) * 2014-11-26 2015-03-25 隆藏电子商务（上海）有限公司 Industrial payment method and electronic device
CN106056422A (en) * 2016-05-17 2016-10-26 荆朝晖 Method for changing order intention to order confirmation in transactions among middle and small and micro-sized enterprises
CN106228420A (en) * 2016-07-15 2016-12-14 乐胶网信息技术(苏州)有限公司 Product supply and demand network trading platform and method
CN107194710A (en) * 2016-03-14 2017-09-22 苏宁云商集团股份有限公司 A kind of data analysing method and device

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102099819A (en) * 2008-07-15 2011-06-15 朴哲贤 Electronic settlement method
CN103093378A (en) * 2011-11-07 2013-05-08 阿里巴巴集团控股有限公司 Trading platform data processing method and system
CN104463585A (en) * 2014-11-26 2015-03-25 隆藏电子商务（上海）有限公司 Industrial payment method and electronic device
CN107194710A (en) * 2016-03-14 2017-09-22 苏宁云商集团股份有限公司 A kind of data analysing method and device
CN106056422A (en) * 2016-05-17 2016-10-26 荆朝晖 Method for changing order intention to order confirmation in transactions among middle and small and micro-sized enterprises
CN106228420A (en) * 2016-07-15 2016-12-14 乐胶网信息技术(苏州)有限公司 Product supply and demand network trading platform and method

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109598492A (en) * 2018-10-15 2019-04-09 阿里巴巴集团控股有限公司 A kind of method of payment, system, device, terminal and service server
CN109598492B (en) * 2018-10-15 2023-09-29 创新先进技术有限公司 Payment method, system, device, terminal and service server

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