CN107909410B - Electronic settlement method, device, storage medium and computer equipment - Google Patents
Electronic settlement method, device, storage medium and computer equipment Download PDFInfo
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- CN107909410B CN107909410B CN201711260330.4A CN201711260330A CN107909410B CN 107909410 B CN107909410 B CN 107909410B CN 201711260330 A CN201711260330 A CN 201711260330A CN 107909410 B CN107909410 B CN 107909410B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0283—Price estimation or determination
- G06Q30/0284—Time or distance, e.g. usage of parking meters or taximeters
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B11/00—Apparatus for validating or cancelling issued tickets
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/30—Individual registration on entry or exit not involving the use of a pass
- G07C9/32—Individual registration on entry or exit not involving the use of a pass in combination with an identity check
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/30—Individual registration on entry or exit not involving the use of a pass
- G07C9/38—Individual registration on entry or exit not involving the use of a pass with central registration
Abstract
The invention relates to an electronic settlement method, an electronic settlement device, a storage medium and computer equipment, wherein the electronic settlement method comprises the following steps: receiving a gate-in request, sending a gate-out instruction, and recording gate-in information; receiving a brake-out request and recording brake-out information; accounting the cost; searching and sending a deduction fee request to a preset account wallet; after receiving information of fee deduction success fed back by the account wallet, sending a brake opening instruction; and after receiving the fee deduction failure information fed back by the account wallet, sending credit authorization fee deduction information to a preset personal credit account of the gate entry request object, and sending a gate opening instruction. The gate machine is opened by receiving the gate request instruction, the cost generated by comparing the gate-in information and the gate-out information of the gate-in request object is checked, the trouble of purchasing bills is avoided, the use is more convenient, the fee is deducted through the account wallet when the gate is out, the gate can be successfully released under the condition that the fee deduction is failed through the account wallet, the fee is deducted through the authorization of the personal credit account, and the situation that the gate cannot be smoothly released is avoided.
Description
Technical Field
The present application relates to electronic settlement technology, and in particular, to an electronic settlement method, apparatus, storage medium, and computer device.
Background
At present, automatic gate machines are basically used in large-scale closed places to replace manual gate guarding, gate passing personnel can enter and exit the gate only by means of authorized temporary or other designated bills, attendance of the personnel on duty is not needed, and the mode is adopted to manage personnel to enter and exit, so that the device is convenient and safe. The subway station and the bus station with partially closed management need to charge different bus fares according to the bus distance of passengers, the current general method is that the passengers directly charge by using a value-stored bill or buy a temporary bill before taking the bus, and the passengers can smoothly get in and out of the station only by showing the value-stored bill or an effective temporary bill on an automatic gate.
The stored value bill is adopted to be charged to a corresponding place or equipment at regular time according to the balance condition, when the balance of the stored value bill is insufficient, the stored value bill needs to be charged first and then is released, and more time is consumed; the temporary bills are selected to be used and need to be purchased on a designated special device or a designated manual service point, and the temporary bills need to be queued for waiting under the condition that more temporary bill purchasing personnel exist, so that the efficiency is low, and the bills are easy to lose or damage in the process of using the temporary bills. These methods of passing gate are not convenient enough, and are prone to the situation that the gate can not be smoothly discharged.
Disclosure of Invention
In view of the above, it is necessary to provide an electronic settlement method, an apparatus, a storage medium, and a computer device that are convenient to use and can smoothly exit a gate, in order to solve the problems that the use is not convenient enough and the situation that the gate cannot be smoothly exited is likely to occur.
An electronic settlement method comprising the steps of:
receiving a gate-in request, wherein the gate-in request carries identity information of a gate-in request object;
sending a switching-off instruction and recording switching-in information;
receiving a brake exit request, recording brake exit information, and accounting the cost by comparing the brake exit information with the brake entrance information;
searching a preset account wallet of the gate entry request object, and sending a deduction fee consumption request to the preset account wallet;
after receiving information of fee deduction success fed back by the account wallet, sending a brake opening instruction;
and after receiving the fee deduction failure information fed back by the account wallet, sending credit authorization fee deduction information to a preset personal credit account of the gate entry request object, and sending a gate opening instruction.
In one embodiment, before the step of receiving a gate entry request, where the gate entry request carries identity information of a gate entry request object, the method further includes:
receiving a personal account registration request, wherein the registration request carries identity information;
according to the registration request, creating a personal account, wherein the personal account comprises an account wallet and a personal credit account, the account wallet comprises a stored-value wallet associated with identity information and/or a wallet associated with a third-party platform, the personal credit account has a credit authorization function, and the deduction is completed in a state that the deduction request of the account wallet is blocked;
an identification code associated with and unique to the personal account is generated.
In one embodiment, the step of receiving a gate-in request comprises:
and after the identity identification code of the access request object is read and detected to be valid, the access request is received.
In one embodiment, after reading and detecting that the id of the entry request object is valid, the step of receiving the entry request instruction includes:
reading and detecting the identity identification code of the access request object;
when the identity identification code is detected to be the original identity identification code generated through the personal account, judging that the identity identification code is valid, and receiving a gate-in request;
and when the identity identification code is detected to be the processed identity identification code, judging that the identity identification code is invalid, and feeding back and reading failure.
In one embodiment, after the step of sending the opening command after receiving the information of successful deduction fee fed back by the account wallet, the method further includes:
and feeding back the gate success information and/or the consumption information.
In one embodiment, after receiving the deduction failure information fed back by the account wallet, sending credit authorization deduction information to a preset personal credit account of the gate entry request object, and after the step of sending a gate opening instruction, the method further includes:
and feeding back the successful information of the exit gate, the failure information of the deduction of the account wallet and the information of the offline credit authorization deduction.
In one embodiment, after the step of searching for the preset account wallet targeted by the gate entry request and sending the deduction fee request to the preset account wallet, the method further comprises the following steps:
when receiving the fed back network connection abnormal information, sending credit authorization deduction information to a preset personal credit account of the gate-in request object, and sending a gate-off instruction;
when the network connection is detected to be recovered to the normal state, charging according to the credit authorization fee deduction information;
and feeding back the abnormal information of the network connection and the offline credit authorization deduction information.
An electronic settlement device comprising:
the gate-in request module is used for receiving a gate-in request, and the gate-in request carries identity information of a gate-in request object;
the gate-in management module is used for sending a gate-out instruction and recording gate-in information;
the expense accounting module is used for receiving the brake exit request, recording brake exit information and accounting the expense by comparing the brake exit information with the brake entrance information;
the deduction request module is used for searching a preset account wallet of the gate entry request object and sending a deduction fee deduction request to the preset account wallet;
the first exit management module is used for sending an opening command after receiving fee deduction success information fed back by the account wallet;
and the second exit management module is used for sending credit authorization deduction information to a preset personal credit account of the gate entry request object and sending a gate opening instruction after receiving the deduction failure information fed back by the account wallet.
A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the electronic settlement method when executing the program.
A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the electronic settlement method.
According to the electronic settlement method, the electronic settlement device, the computer readable storage medium and the computer equipment, the gate machine is opened by receiving the gate-in request instruction, the charges generated by comparing the gate-in information and the gate-out information of the gate-in request object are checked, the trouble of purchasing bills is avoided, the use is more convenient, the fee is deducted through the account wallet when the bill is released, the fee is authorized to be deducted through the personal credit account, the bill can be smoothly released even if the fee is deducted through the account wallet, and the condition that the bill cannot be smoothly released is avoided.
Drawings
FIG. 1 is a schematic flow chart of an electronic settlement method according to an embodiment of the present application;
FIG. 2 is a schematic flow chart of an electronic settlement method according to another embodiment of the present application;
FIG. 3 is a data flow diagram illustrating an electronic settlement method according to an embodiment of the present application;
fig. 4 is a schematic structural diagram of an electronic settlement device according to an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs. The terminology used herein in the description of the present application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application.
With the promotion of the action of 'internet +', the combination of the internet and the traditional industry is realized by relying on the internet information technology, so that the economic transformation and the upgrade are completed by optimizing production elements, updating a business system, reconstructing business modes and the like, and the rapid development is obtained. The traditional mode of buying temporary bills in advance and passing through the gate cannot meet the fast-paced life style, and the Internet technology is combined with the existing gate through the scheme of Internet + AFC (automatic Fare Collection) management, so that the ticket-free state can be rapidly accessed, the Internet-based electronic settlement method is realized, and the flowing efficiency of personnel is greatly improved.
The Internet and AFC cloud management scheme can be applied to places such as traffic, tourism, entrance guard, parking lots and the like passing through a gate machine for entering and exiting, and the charging management is realized through an electronic settlement method. The electronic settlement method is explained through subway management, and the internet + AFC cloud management system is used for realizing management of the electronic settlement method.
As shown in fig. 1, an electronic settlement method includes the steps of:
step S200, receiving a gate-in request, wherein the gate-in request carries identity information of a gate-in request object.
The gate-in request is a gate-out request signal sent to the management system after the identity information of the gate-in request object is obtained by identifying the gate-in request object and analyzing; the gate entry request object is an object which carries identity information and can be identified, the gate entry request object can be identified in the forms of an identity identification code, an intelligent chip and the like, and the personal account is an information module which is associated with the gate entry request object and has a payment management function.
Step S300, a brake opening instruction is sent, and brake entering information is recorded.
After receiving the gate entry request, the management system analyzes the identity information of the gate entry request object, and when the identity information of the gate entry request object is legal and meets a preset gate entry condition, a gate opening instruction is sent to the gate machine, so that the gate machine opens the gate, and the gate entry information is recorded. The preset gate entry condition may be identity information matched with a gate entry request object in the management system, a balance of a preset account wallet of the gate entry request object, or a credit authorization function of a preset personal credit account, and the like, and the gate entry information refers to identity information of the gate entry request object, time information of passing through a gate, location information of the gate, and the like.
Step S400, receiving the brake exit request, recording the brake exit information, and accounting the cost by comparing the brake exit information with the brake entrance information.
The gate-out request refers to a gate-opening request signal sent to the management system after the identity information of the gate-out request object is obtained through identification and analysis of the gate-out request object, the gate-out information refers to identity information indicating the gate-out request object, time information of the passing gate, position information of the gate and the like, the corresponding gate-in information is matched through the identity information of the gate-out request object, the gate-out request object is confirmed to be the gate-in request object, the gate-out information in the gate-out information is compared with the gate-in information, and the cost generated in the process from gate-in to gate-out is calculated according to the charging rule.
Specifically, when the charging rule is to count the fee according to the time from gate entry to gate exit, such as some entertainment venues which charge according to time, the fee can be charged by comparing the gate entry time with the gate exit time; when the charging rule is charging according to the distance, such as the closed type management bus stop of a subway and the like, the charging can be carried out by comparing the position of the gate-in gate with the position of the gate-out gate.
Step S500, a preset account wallet of the gate entry request object is searched, and a deduction fee consumption request is sent to the preset account wallet.
The management system searches a preset account wallet of the gate entry request object according to the calculated cost when the network state is normal, wherein the preset account wallet is a module for payment generated when a personal account is registered and created, and can be a stored value wallet associated with identity information or a bound third-party platform associated wallet. The management system can deduct the expense of accounting through a preset account wallet to complete expense payment, wherein the stored-value wallet can complete online recharging through a personal bank card, a third-party payment platform and the like.
And step S700, after receiving the fee deduction success information fed back by the account wallet, sending a brake opening instruction.
After the preset account wallet is found, if the user uses the value-storing wallet, the balance of the value-storing wallet can be detected, and when the balance of the value-storing wallet is detected to be larger than the expense of accounting, a fee deduction instruction is generated, and the expense is deducted from the preset account wallet; if the user uses the associated wallet, the fee deduction information is sent to the associated wallet, and the fee is deducted from the associated wallet of the bound third party platform.
Step S800, after receiving the deduction failure information fed back by the account wallet, sending credit authorization deduction information to a preset personal credit account of the gate-in request object, and sending a gate-off instruction.
When receiving the fee deduction failure information fed back by the preset account wallet and being incapable of completing fee payment, authorizing fee deduction through a preset personal credit account of the gate entry request object, wherein the preset personal credit account is associated with the identity information when registering and establishing the personal account and has a credit authorization function, and the fee deduction module can collect corresponding fees by sending a fee deduction request to a management server of a personal financial account associated with the personal account.
Specifically, after receiving the fee deduction request, the management server of the personal financial account sends the fee deduction confirmation information to the personal account bound with the personal financial account, and after receiving a confirmation instruction fed back by the personal account, the management server of the personal financial account transfers the corresponding fee to the management system to complete the charging process.
Furthermore, the personal financial account can be a bank card, and can send a brake opening instruction after sending a fee deduction request to a bank card management server associated with the personal account, and complete a charging process after the personal financial account is released; or the charging process can be completed first and then the brake opening instruction is sent.
According to the electronic settlement method, the gate machine is opened by receiving the gate-in request instruction, the charge generated by comparing the gate-in information and the gate-out information of the gate-in request object is checked, the trouble of purchasing bills is avoided, the use is more convenient, the charge is deducted through the account wallet during gate-out, the charge can be authorized through the personal credit account, even if the charge is deducted through the account wallet, the gate can be successfully released, and the situation that the gate cannot be smoothly released is avoided.
The management system comprises a subway service management module and a payment management module, wherein the subway service management module is connected with an external traditional AFC system and is used for realizing management of a gate, detection of the identity of a gate access request object and acquisition of gate access information, and the payment management module is connected with an external payment mechanism system, a real-name authentication system and a channel network management inlet and is used for realizing accounting and account checking of expenses, registration and information management of users and management of payment mechanism interfaces.
Furthermore, the management system also comprises a common cloud platform and a safety system, wherein the common cloud platform is the bottom foundation of the management system, provides hardware resources such as computation, storage and network, and simultaneously provides software resources such as a database and an operating system, so as to realize data management and system control; the security system provides all-around security guarantee for the management system, including network security, service security, data security, key security and the like, ensures that the whole system operates in a safe state, and also provides guarantee for the information and account security of users.
As shown in fig. 2 and fig. 3, in one embodiment, before step S200, the method further includes:
step S120, receiving a personal account registration request, wherein the registration request carries identity information.
The personal account registration request refers to a registration request which is applied for a personal account through a registration platform and submitted to a management system after real-name authentication, the real-name authentication is verification and verification of authenticity of user data, establishment of a perfect and reliable internet credit foundation is facilitated, real identity of a user can be proved through the real-name authentication, legal rights and interests of all users can be guaranteed, and bank card authentication and identity card authentication are adopted as authentication approaches, wherein the bank card authentication plays a role of real name and is also a basis for the user to withdraw cash.
And step S140, creating a personal account according to the registration request, wherein the personal account comprises an account wallet and a personal credit account, the account wallet comprises a stored-value wallet associated with the identity information and/or a wallet associated with a third-party platform, the personal credit account has a credit authorization function, and the deduction is completed in a state that the deduction request of the account wallet is blocked.
Specifically, real-name authentication can be completed through the associated bank card, the user completes recharging of the account wallet by using the associated bank card, and the personal credit account has a credit authorization function through the associated bank card, so that the payment of the fee through the bank card associated with the personal credit account is realized. The stored-value wallet can be recharged through a bank card and a third-party platform and is used for real-time fee deduction, and the wallet related to the third-party platform can be related to third-party platforms such as WeChat and Payment treasures and the like, and authorized payment is completed through the third-party platform.
Step S160, an identification code associated with the personal account and unique to the personal account is generated.
Specifically, the identification code may be a two-dimensional code, a barcode, or the like, which may be used to obtain the identification information through parsing, and is associated with the personal account and unique. The application is described below with the identification code as a two-dimensional code.
In one embodiment, step S200 includes:
step S220, after the id of the access request object is read and detected to be valid, the access request is received.
Specifically, each type of identification code has corresponding characteristics, for example, only the identification code which is matched with a specific system and is complete, such as a two-dimensional code, can be read, identification information is obtained through the complete two-dimensional code, whether the read two-dimensional code is subjected to copying processing such as printing and picture forwarding can be known through detection, and the personal two-dimensional code is prevented from being used by other people and damaging the interests of users.
Further, in one embodiment, after reading and detecting that the id of the entry request object is valid, the step of receiving the entry request includes:
reading and detecting the identity identification code of the access request object;
when the identity identification code is detected to be the original identity identification code generated through the personal account, judging that the identity identification code is valid, and receiving a gate-in request;
and when the identity identification code is detected to be the processed identity identification code, judging that the identity identification code is invalid, and feeding back and reading failure.
The two-dimension code is read and detected to explain further, the original two-dimension code is the two-dimension code generated when the personal account is registered, the read two-dimension code is analyzed, and whether the read two-dimension code is the original two-dimension code or not is judged by utilizing the fact that the originally generated two-dimension code is different from the analyzed data after the processing processes of forwarding, printing and the like, and the safety of the personal account of the user is guaranteed.
In one embodiment, after step S700, the method further includes: and feeding back the gate success information and/or the consumption information.
The deduction is directly completed through the account wallet, when the deduction is completed, consumption information needs to be fed back to the user, the user can know the deduction condition through the consumption information, and when the deduction error occurs, the deduction can be timely solved.
In one embodiment, after step S800, the method further includes: and feeding back the successful information of the exit gate, the failure information of the deduction of the account wallet and the information of the offline credit authorization deduction.
The user can know the consumption situation by feeding back the information to the user in time, under normal conditions, the system can finish the fee deduction through the account wallet, when the fee deduction fails, the account balance may be insufficient, and the user can know the fee deduction way and reason of the consumption by feeding back the fee deduction failure information of the account wallet and the offline credit authorization fee deduction information.
In one embodiment, after step S500, the method further includes:
step S620, when the fed-back network connection abnormal information is received, sending credit authorization deduction information to a preset personal credit account of the access request object, and sending an opening instruction.
And step S640, when the network connection is detected to be recovered to the normal state, collecting the fee according to the credit authorization deduction information.
And step S660, feeding back the network connection abnormal message and the offline credit authorization deduction information.
Specifically, when the network condition is abnormal during the gate-off process, the account wallet cannot be found, and the accounting fee cannot be deducted through the account wallet, the management system generates a personal credit account fee deduction request, fee deduction information is sent to the associated bank card management server through a payment mechanism interface of the management system, so that the bank card management server sends confirmation fee deduction information to the personal account bound with the bank card when the network connection is recovered to a normal state, and after a confirmation instruction fed back by the personal account is received, the corresponding fee is deducted to the management system to complete the charging process. If the network connection can not be recovered to normal in a certain period, the management system applies for fee deduction to a bank account associated with the user within a set time, and after the actual fee deduction is successful, the credit behavior of the user is recorded.
To explain the electronic settlement method of the present application in further detail, the application of the present application to settlement fees for entering and exiting a subway station is explained below.
In one embodiment, a user downloads an APP (Application) from a smart terminal, performs real-name authentication through a bank card or an identity card, sends a personal account registration request to a management system, generates a unique user two-dimensional code and a personal credit account, and recharges an account wallet through an associated bank card. When needing the floodgate to enter the station, open APP at intelligent terminal, show user's two-dimensional code to the internet floodgate machine, the internet floodgate machine scans behind the user's two-dimensional code, upload user's entry request information, if it is effective to detect the two-dimensional code that the user provided, then record user's the information of entering the station and issue to the internet floodgate machine and allow current information, the internet floodgate machine is opened the floodgate after receiving the information and is allowed the passenger to enter the floodgate, management system's subway business management module is when issuing current instruction to the internet floodgate machine, also can feed back the successful instruction of floodgate to user APP. When a passenger needs to leave a gate and a station, a cloud APP needs to be opened at the intelligent terminal again, the user two-dimensional code is displayed to an outbound internet gate again, the internet gate scans the user two-dimensional code and uploads user outbound request information, the subway business management module can compare the inbound information of the user, the riding cost is calculated and fee deduction amount information is issued, meanwhile, the payment management module of the management system can directly deduct the fee to an account wallet of the user, if the fee deduction is successful, the payment management module can feed back fee deduction success information, the subway business management module sends gate release information to the internet gate, the internet gate receives the information and then opens the gate to allow the passenger to exit the gate, and meanwhile, the management system feeds back a gate release success instruction and user consumption information to the user APP. When the balance of the account wallet is insufficient or the internet is in an abnormal state when a passenger exits the gate, the payment management module can authorize and deduct the fee through the personal credit account of the user, and then the subway service management module sends gate release information to the internet gate to allow the passenger to exit the gate, and meanwhile, the management system can prompt recharging reminding information and offline authorization fee deduction information to the user APP.
As shown in fig. 4, an electronic settlement apparatus includes:
the entry request module 100 is configured to receive an entry request, where the entry request carries identity information of an entry request object.
And the gate-in management module 200 is used for sending a gate-out instruction and recording gate-in information.
And the fee accounting module 300 is used for receiving the brake exit request, recording the brake exit information and accounting the fee by comparing the brake exit information with the brake entrance information.
The deduction request module 400 is configured to search for a preset account wallet of the entry request object, and send a deduction fee request to the preset account wallet.
The first exit management module 500 is configured to send an opening instruction after receiving the information of fee deduction success fed back by the account wallet.
The second exit management module 600 is configured to send credit authorization deduction information to a preset personal credit account of the entry request object and send an opening instruction after receiving the deduction failure information fed back by the account wallet.
Above-mentioned electronic settlement device opens the floodgate machine through receiving the entry request instruction to through the expense of comparing the entry of entry request object and the information accounting of going out of the floodgate and producing, avoid the trouble of purchasing the bill, it is more convenient to use, during the time of going out of the floodgate, carry out the deduction through account wallet, can pass through the individual credit account in addition and authorize the deduction, even also can go out of the floodgate smoothly through the circumstances of account wallet deduction failure, avoided the circumstances of unable smooth going out of the floodgate to take place.
Furthermore, the electronic settlement device also comprises a registration module, wherein the registration module is used for receiving a personal account registration request carrying identity information; according to the registration request, creating a personal account, wherein the personal account comprises an account wallet associated with identity information and a personal credit account, the personal credit account has a credit authorization function and completes deduction under the condition that the deduction request of the account wallet is blocked; an identification code associated with and unique to the personal account is generated.
The entry request module 100 is further configured to read and detect that the id of the entry request object is valid, and then receive an entry request.
The entry request module 100 is further configured to read and detect an identification code of an entry request object; and when the identity identification code is detected to be the original identity identification code generated through the personal account, judging that the identity identification code is effective, receiving a gate-in request, and when the identity identification code is detected to be the processed identity identification code, judging that the identity identification code is ineffective, and feeding back and reading fail.
The first exiting management module 500 is further configured to feed back exiting success information and/or consumption information.
The second exit management module 600 is further configured to feed back exit success information, account wallet deduction failure information, and offline credit authorization deduction information.
The electronic settlement device also comprises a third exit management module which sends credit authorization deduction information to a preset personal credit account of the entrance request object when receiving the fed back abnormal information of the network connection; sending a switching-off instruction; when the network connection is detected to be recovered to the normal state, charging according to the credit authorization fee deduction information; and feeding back the abnormal information of the network connection and the offline credit authorization deduction information.
A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the electronic settlement method when executing the program.
The computer device specifically comprises a processor, a memory, a network interface, an input device and a display screen which are connected through a system bus. Wherein the memory includes a non-volatile storage medium and an internal memory. The non-volatile storage medium of the computer device stores an operating system and may also store a computer program that, when executed by the processor, causes the processor to implement the electronic settlement method. The internal memory may also have stored therein a computer program that, when executed by the processor, causes the processor to perform an electronic settlement method. The display screen of the computer device can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device can be a touch layer covered on the display screen.
Those skilled in the art will appreciate that the above-described arrangements are merely part of the arrangements associated with the present application and do not constitute a limitation on the computing devices to which the present application may be applied, as a particular computing device may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, the electronic settlement apparatus provided by the present application may be implemented in the form of a computer program that is executable on a computer device. The memory of the computer device may store various program modules constituting the electronic settlement apparatus, such as a gate-in request module 100, a gate-in management module 200, a fee accounting module 300, a fee deduction request module 400, a first gate-out management module 500, and a second gate-out management module 600 shown in fig. 4. The respective program modules constitute computer programs that cause processors to execute the steps in the electronic settlement methods of the embodiments of the present application described in the present specification.
For example, the computer device may perform step S200 through the entry request module 100 in the electronic settlement apparatus as shown in fig. 4; the computer device can execute step S300 through the entry management module 200; the computer device may perform step S400 through the fee accounting module 300; the computer device may perform step S500 through the deduction request module 400; the computer device may perform step S700 through the first exit management module 500; the computer device may perform step S800 through the second exit management module 600.
The computer equipment for realizing the electronic settlement method is used for opening the gate machine by receiving the gate-in request instruction, and accounting the generated fee by comparing the gate-in information and the gate-out information of the gate-in request object, thereby avoiding the trouble of purchasing bills, being more convenient to use, deducting the fee through the account wallet when the gate is out, authorizing the fee deduction through the personal credit account, being capable of smoothly coming out even if the fee deduction is failed through the account wallet, and avoiding the condition that the gate cannot be smoothly coming out.
A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the electronic settlement method.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program to instruct related hardware, and the program of the electronic settlement method can be stored in a non-volatile computer-readable storage medium, and when executed, the program can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Link DRAM (SLDRAM), Rambus Direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).
The computer-readable storage medium for realizing the electronic settlement method is used for opening the gate machine by receiving the gate-in request instruction, and accounting the generated fee by comparing the gate-in information and the gate-out information of the gate-in request object, thereby avoiding the trouble of purchasing bills, being more convenient to use, carrying out fee deduction through the account wallet when the gate is out, authorizing fee deduction through the personal credit account, being capable of smoothly going out the gate even if the fee deduction is failed through the account wallet, and avoiding the situation that the gate cannot be smoothly going out.
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above examples only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the claims. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present patent shall be subject to the appended claims.
Claims (10)
1. An electronic settlement method, comprising the steps of:
receiving a gate-in request, wherein the gate-in request carries identity information of a gate-in request object;
sending a switching-off instruction and recording switching-in information;
receiving a brake exit request, recording brake exit information, and accounting the cost by comparing the brake exit information with the brake entrance information;
searching the account wallet of the gate entry request object, and sending a deduction fee request to the account wallet;
after receiving the information of successful fee deduction fed back by the account wallet, sending a switching-off instruction;
after receiving fee deduction failure information fed back by the account wallet, sending credit authorization fee deduction information to a preset personal credit account of the gate entry request object, sending a gate opening instruction, and then finishing fee deduction;
the receiving of the gate-in request comprises:
reading and detecting the identification code of the gate-in request object;
analyzing the read identification code, judging whether the read identification code is the original identification code or not by utilizing the difference between the originally generated identification code and the analyzed data after the copying process, wherein the copying process comprises forwarding or printing;
when the identification code is detected to be an original identification code generated through a personal account, judging that the identification code is valid, and receiving a gate-in request;
and when the identification code is detected to be the copied identification code, judging that the identification code is invalid, and feeding back and reading failure.
2. The electronic settlement method of claim 1, wherein the step of receiving a gate entry request is preceded by the step of:
receiving a personal account registration request, wherein the registration request carries identity information;
according to the registration request, creating a personal account, wherein the personal account comprises an account wallet and a personal credit account, the account wallet comprises a stored-value wallet associated with identity information and/or a wallet associated with a third-party platform, the personal credit account has a credit authorization function, and the deduction is completed in a state that the deduction request is blocked;
an identification code associated with and unique to the personal account is generated.
3. The electronic settlement method according to claim 1, wherein after the step of sending an opening instruction after receiving the information on the successful deduction fee fed back from the account wallet, the method further comprises:
and feeding back the gate success information and/or the consumption information.
4. The electronic settlement method as claimed in claim 1, wherein the step of sending credit authorization deduction information to a predetermined personal credit account of the entry gate request object after receiving deduction failure information fed back from the account wallet, and sending an opening instruction after the step of sending the opening instruction further comprises:
and feeding back the successful information of the exit gate, the failure information of the deduction of the account wallet and the information of the offline credit authorization deduction.
5. The electronic settlement method as claimed in claim 1, wherein the step of searching the account wallet to which the entry request is directed and sending a deduction fee request to the account wallet further comprises:
when receiving the fed back network connection abnormal information, sending credit authorization deduction information to a preset personal credit account of the gate entry request object, and sending a gate opening instruction;
when the network connection is detected to be recovered to a normal state, the fee is charged according to the credit authorization fee deduction information;
and feeding back the abnormal information of the network connection and the offline credit authorization deduction information.
6. An electronic settlement device characterized by comprising:
the gate-in request module is used for receiving a gate-in request, and the gate-in request carries identity information of a gate-in request object;
the gate-in management module is used for sending a gate-out instruction and recording gate-in information;
the expense accounting module is used for receiving a brake exit request, recording brake exit information and accounting expenses by comparing the brake exit information with the brake entrance information;
the deduction request module is used for searching the account wallet of the gate entry request object and sending a deduction fee deduction request to the account wallet;
the first exit management module is used for sending an opening command after receiving the information of fee deduction success fed back by the account wallet;
the second exit management module is used for sending credit authorization deduction information to a preset personal credit account of the entrance request object after receiving deduction failure information fed back by the account wallet, sending an opening instruction and then finishing deduction;
the gate entry management module is also used for reading and detecting the identification code of the gate entry request object; analyzing the read identification code, judging whether the read identification code is the original identification code or not by utilizing the difference between the originally generated identification code and the analyzed data after the copying process, wherein the copying process comprises forwarding or printing; when the identification code is detected to be an original identification code generated through a personal account, judging that the identification code is valid, and receiving a gate-in request; and when the identification code is detected to be the copied identification code, judging that the identification code is invalid, and feeding back and reading failure.
7. The electronic settlement device of claim 6, wherein the device further comprises a registration module;
the registration module is used for receiving a personal account registration request carrying identity information; according to the registration request, creating a personal account, wherein the personal account comprises an account wallet associated with identity information and a personal credit account, the personal credit account has a credit authorization function and completes deduction under the condition that the deduction request of the account wallet is blocked; an identification code associated with and unique to the personal account is generated.
8. The electronic settlement device according to claim 6, wherein the first exit management module is further configured to feed back exit success information and/or consumption information.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the steps of the electronic settlement method of any one of claims 1 to 5 are implemented when the program is executed by the processor.
10. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out the steps of the electronic settlement method of any one of claims 1 to 5.
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| CN110223398A (en) * | 2019-06-12 | 2019-09-10 | 浙江机电职业技术学院 | A kind of Subway Automatic Fare Collection System and method |
| CN111126986B (en) * | 2019-11-25 | 2023-06-30 | 泰康保险集团股份有限公司 | Data processing method and device based on electronic wallet |
| CN114363030A (en) * | 2021-12-28 | 2022-04-15 | 武汉天喻信息产业股份有限公司 | Financial security metering device, system, method, storage medium and electronic equipment |
| CN114913616B (en) * | 2022-07-19 | 2022-11-18 | 深圳高灯计算机科技有限公司 | Vehicle passing fee deduction method and device based on electronic toll collection system |
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