CN107909368B - Payment control method and device, terminal and readable storage medium - Google Patents

Payment control method and device, terminal and readable storage medium Download PDF

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CN107909368B
CN107909368B CN201711048106.9A CN201711048106A CN107909368B CN 107909368 B CN107909368 B CN 107909368B CN 201711048106 A CN201711048106 A CN 201711048106A CN 107909368 B CN107909368 B CN 107909368B
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CN107909368A (en
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张智霖
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Meizu Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

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Abstract

The invention provides a payment control method and device, a terminal and a readable storage medium, and relates to the technical field of electronics. The payment control method is applied to a terminal and comprises the following steps: acquiring a current geographic position of a terminal, and acquiring a preset payment code image corresponding to the current geographic position; judging whether the current geographic position of the terminal meets a preset condition or not; and if the current geographic position of the terminal meets a preset condition, updating the current wallpaper of the terminal according to the preset payment code image. By using the invention, the payment process can be simplified, the payment time consumption can be shortened, and the payment experience of the user can be improved.

Description

Payment control method and device, terminal and readable storage medium
Technical Field
The present invention relates to the field of electronic technologies, and in particular, to a payment control method and apparatus, a terminal, and a readable storage medium.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims and the detailed description. The description herein is not admitted to be prior art by inclusion in this section.
Mobile payment is one of the mainstream payment methods nowadays, and can meet the demand of quick payment of consumers. Payment methods are common in which a two-dimensional code is displayed on a cell phone and scanned by a merchant to complete payment. However, in an actual payment process, there are many steps that require user action operations, and the payment experience is not good.
Disclosure of Invention
In view of this, it is necessary to provide a payment control method and apparatus, a terminal and a readable storage medium, so as to implement an individual reminder for a called terminal.
The invention provides a payment control method, which is applied to a terminal and comprises the following steps:
acquiring a current geographic position of a terminal, and acquiring a preset payment code image corresponding to the current geographic position;
judging whether the current geographic position of the terminal meets a preset condition or not;
and if the current geographic position of the terminal meets a preset condition, updating the current wallpaper of the terminal according to the preset payment code image.
Further, the step of, if the current geographic location of the terminal meets a preset condition, includes:
if the current geographic position of the terminal is a preset geographic position; or
If the current geographic position of the terminal is a preset geographic position and the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information; or
And if the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information.
Further, if the current geographic location of the terminal meets a preset condition, the method includes:
if the current geographic position of the terminal is a preset geographic position;
after the updating of the current wallpaper of the terminal according to the preset payment code image, the method further comprises:
identifying the distance between the current position of the terminal and the preset geographic position;
and if the distance is greater than or equal to a preset distance, the preset payment code image is not displayed on the current wallpaper.
Further, the step of enabling the current geographic position of the terminal to meet the preset condition includes:
the sound information acquired by the terminal at the current geographic position is preset sound information;
after updating the current wallpaper of the terminal according to the preset payment code image, the method further comprises:
identifying the disappearance duration of the preset sound information of the current environment of the terminal;
and if the disappearance duration of the preset sound information is greater than or equal to the preset duration, not displaying the preset payment code image on the current wallpaper.
Further, the preset payment code image includes a payment two-dimensional code image, and the updating the current wallpaper of the terminal according to the preset payment code image includes:
acquiring current display setting information of the terminal;
generating a preset payment code wallpaper set which is matched with the display setting information and contains a payment two-dimensional code image;
selecting one wallpaper matched with the display setting information from the preset payment code wallpaper set as a preset payment code wallpaper;
updating the current wallpaper of the terminal to the preset payment code wallpaper; or
The number of the preset payment code images is multiple, and updating the current wallpaper of the terminal according to the preset payment code images comprises the following steps:
receiving a selection operation aiming at the preset payment code image;
and selecting a preset payment code image from the plurality of preset payment code images according to the selection operation as the current wallpaper of the terminal.
The invention provides a payment control device, which is applied to a terminal. It is to be understood that due to the limitation of the number of claims, apparatus claims corresponding to method claims not to be read into the claims are to be read into this disclosure.
The payment control apparatus of the present invention includes:
the system comprises an acquisition module, a processing module and a display module, wherein the acquisition module is used for acquiring the current geographic position of a terminal and acquiring a preset payment code image corresponding to the current geographic position;
the judging module is used for judging whether the current geographic position of the terminal meets a preset condition or not;
and the updating module is used for updating the current wallpaper of the terminal according to the preset payment code image when the current geographic position of the terminal meets the preset condition.
Further, the terminal control device further includes:
the identification module is used for identifying the distance between the current position of the terminal and the preset geographic position;
and the control module is used for not displaying the preset payment code image on the current wallpaper when the distance is greater than or equal to a preset distance.
Further, the payment control apparatus further includes:
the acquisition module is specifically used for updating the current wallpaper of the terminal according to the preset payment code image when the preset payment code image comprises a payment two-dimensional code image:
acquiring current display setting information of the terminal;
the generating module is used for generating a preset payment code wallpaper set which is matched with the display setting information and contains a payment two-dimensional code image;
the selection module is used for selecting one wallpaper matched with the display setting information from the preset payment code wallpaper set as the preset payment code wallpaper;
the updating module is specifically used for updating the current wallpaper of the terminal to the preset payment code wallpaper;
the receiving module is used for receiving selection operation aiming at the preset payment code images when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code images;
the updating module is specifically configured to, when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code images: and selecting a preset payment code image from the plurality of preset payment code images according to the selection operation as the current wallpaper of the terminal.
The third aspect of the present invention also provides a terminal comprising a processor for implementing the steps of the payment control method as described above when executing a computer program stored in a storage means.
The fourth aspect of the present invention also provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, carries out the steps of the payment control method as described above.
According to the payment control method and device, the terminal and the readable storage medium, when the current geographic position of the terminal meets the preset condition, the current wallpaper of the terminal is updated to the preset payment code image, and a user does not need to start a payment application and enter a payment code display interface of the payment application, so that the payment process is simplified, the payment time consumption is shortened, and the payment experience of the user is improved.
Further, by using the invention, after the current wallpaper of the terminal is updated according to the preset payment code image, the distance between the current position of the terminal and the preset geographic position is identified, and when the distance is greater than or equal to the preset distance, the possibility of payment events of the user is reduced, so that the preset payment code image is not displayed on the current wallpaper, and the requirement of the user on property information safety can be met.
Further, by using the invention, after the current wallpaper of the terminal is updated according to the preset payment code image, the disappearance duration of the preset sound information of the current environment of the terminal is identified, and when the disappearance duration of the preset sound information is greater than or equal to the preset duration, the possibility of payment events of the user is reduced, so that the preset payment code image is not displayed on the current wallpaper, and the requirement of the user on property information safety can be met.
Further, by utilizing the method and the device, when the current geographic position of the terminal meets the preset condition, the current display setting information of the terminal is obtained, the corresponding preset payment code wallpaper set is generated according to the display setting information, then one of the preset payment code wallpaper sets can be selected according to the default optimal selection of a system or the selection preference of a user, and the current wallpaper of the terminal is updated to the preset payment code wallpaper, so that the payment code is displayed more intelligently and flexibly.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are some examples of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a flowchart of a payment control method of a first embodiment of the present invention;
fig. 2 is a flowchart of a payment control method according to a second embodiment of the present invention;
fig. 3 is a flowchart of a payment control method according to a third embodiment of the present invention;
fig. 4 is a flowchart of a payment control method according to a fourth embodiment of the present invention;
fig. 5 is a flowchart of a payment control method of a fifth embodiment of the present invention;
FIG. 6 is an exemplary functional block diagram of a payment control arrangement in accordance with an embodiment of the present invention;
fig. 7 is an exemplary structural diagram of a terminal according to an embodiment of the present invention.
Description of the main elements
Figure GDA0003282511720000051
Figure GDA0003282511720000061
The following detailed description will further illustrate the invention in conjunction with the above-described figures.
Detailed Description
So that the manner in which the above recited objects, features and advantages of the present invention can be understood in detail, a more particular description of the invention, briefly summarized above, may be had by reference to the embodiments thereof which are illustrated in the appended drawings. In addition, the embodiments and features of the embodiments of the present application may be combined with each other without conflict.
In the following description, numerous specific details are set forth to provide a thorough understanding of the present invention, and the described embodiments are merely a subset of the embodiments of the present invention, rather than a complete embodiment. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. The terminology used herein in the description of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention.
Fig. 1 is a flowchart of a payment control method according to a first embodiment of the present invention. It should be noted that the payment control method according to the embodiment of the present invention is not limited to the steps and the sequence in the flowchart shown in fig. 1. Steps in the illustrated flowcharts may be added, removed, or changed in order according to various needs.
As shown in fig. 1, the payment control method may include the steps of:
step 101: the method comprises the steps of obtaining the current geographic position of a terminal, and obtaining a preset payment code image corresponding to the current geographic position.
In this embodiment, the preset payment code image has a mapping relationship with a geographic location, and the mapping relationship may be based on a specific geographic location point or a geographic area within a certain area range.
In this embodiment, the obtaining of the preset payment code image corresponding to the current geographic location may be implemented by obtaining the preset payment code image stored in the terminal, or may be implemented by obtaining the preset payment code image from a preset server by using the terminal.
In this embodiment, the preset payment code image is an image in which part of the image content or all of the image content is a payment code.
It is understood that the preset payment code image may be an image including one payment code, may be an image including a plurality of payment codes, and may be an image including payment codes of a plurality of different payment applications.
It is understood that the payment code may comprise a one-dimensional code or a two-dimensional code.
Step 102: and judging whether the current geographic position of the terminal meets a preset condition. And if the current geographic position of the terminal meets a preset condition, updating the current wallpaper 103 of the terminal according to the preset payment code image, otherwise, ending the process or returning to the step 101.
It is understood that the preset condition may be:
1) the current geographic position of the terminal is a preset geographic position; alternatively, the first and second electrodes may be,
2) the current geographic position of the terminal is a preset geographic position, and the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information; alternatively, the first and second electrodes may be,
3) and the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information.
In this embodiment, the terminal may establish a payment model according to a payment record of a user to determine the preset condition, and may also determine the preset condition according to an environmental characteristic of a geographic location.
It will be appreciated that the payment record may include the time and geographic location of the occurrence of the payment event, the payment object and payment amount, the frequency of occurrence of the payment event with the same payment object, etc.
It will be appreciated that the environmental characteristics may include merchant density at geographic locations, sound and/or light information that can characterize the payment environment (e.g., a prompt tone at the time of a swipe payment, red light emitted by a swipe code device, etc.).
Step 103: and if the current geographic position of the terminal meets a preset condition, updating the current wallpaper of the terminal according to the preset payment code image.
It is understood that the updating of the current wallpaper of the terminal according to the preset payment code image can be implemented by:
replacing the current wallpaper of the terminal with the preset payment code image; alternatively, the first and second electrodes may be,
adjusting the transparency of the preset payment code image as a cover layer of the current wallpaper of the terminal to zero or other recognizable transparency.
In the embodiment, when the current geographic position of the terminal meets the preset condition, the current wallpaper of the terminal is updated to the preset payment code image, and a user does not need to start a payment application and enter a payment code display interface of the payment application, so that a payment process is simplified, the payment time is shortened, and the payment experience of the user is improved.
It is understood that the current wallpaper of the terminal may be a lock screen wallpaper or a desktop wallpaper.
Fig. 2 is a flowchart of a payment control method according to a second embodiment of the present invention, which mainly differs from the first embodiment in that the second embodiment involves steps such as identifying a distance between a current location of the terminal and a preset geographical location. It should be noted that, within the scope of the spirit or the basic features of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the second embodiment, and for the sake of brevity and avoidance of repetition, the detailed description thereof is omitted here.
As shown in fig. 2, the payment control method may include the steps of:
step 201: the method comprises the steps of obtaining the current geographic position of a terminal, and obtaining a preset payment code image corresponding to the current geographic position.
Step 202: and judging whether the current geographic position of the terminal is a preset geographic position. And if the current geographic position of the terminal is the preset geographic position, entering a step 203, otherwise, ending the process or returning to the step 201.
Step 203: and updating the current wallpaper of the terminal according to the preset payment code image.
Step 204: and identifying the distance between the current position of the terminal and the preset geographic position.
Step 205: and if the distance is greater than or equal to a preset distance, the preset payment code image is not displayed on the current wallpaper.
In this embodiment, the displaying of the preset payment code image on the current wallpaper may be implemented as follows:
replacing the preset payment code image currently displayed by the terminal with the current wallpaper; alternatively, the first and second electrodes may be,
adjusting a transparency of the preset pay code image as a cover layer of a current wallpaper of the terminal to one hundred or other non-recognizable transparencies.
In this embodiment, after the current wallpaper of the terminal is updated according to the preset payment code image, the distance between the current position of the terminal and the preset geographic position is identified, and when the distance is greater than or equal to the preset distance, the possibility that a payment event occurs to a user is reduced, so that the preset payment code image is not displayed on the current wallpaper, and the requirement of the user on property information safety can be met.
Fig. 3 is a flowchart of a payment control method according to a third embodiment of the present invention, and the third embodiment is mainly different from the first embodiment and the second embodiment in that the third embodiment involves steps of identifying a distance between a current location of the terminal and a preset geographical location, and the like. It should be noted that, within the scope of the spirit or the basic features of the present invention, each specific solution applied to the first embodiment and the second embodiment may also be correspondingly applied to the third embodiment, and for the sake of brevity and avoidance of repetition, the detailed description is omitted here.
As shown in fig. 3, the payment control method may include the steps of:
step 301: the method comprises the steps of obtaining the current geographic position of a terminal, and obtaining a preset payment code image corresponding to the current geographic position.
Step 302: and judging whether the current geographic position of the terminal is a preset geographic position.
Step 303: and updating the current wallpaper of the terminal according to the preset payment code image.
Step 304: and identifying the disappearance duration of the preset sound information of the current environment of the terminal.
Step 305: and if the disappearance duration of the preset sound information is greater than or equal to the preset duration, not displaying the preset payment code image on the current wallpaper.
In this embodiment, after the current wallpaper of the terminal is updated according to the preset payment code image, the disappearance duration of the preset sound information of the current environment of the terminal is identified, and when the disappearance duration of the preset sound information is greater than or equal to the preset duration, the possibility that the user has a payment event is reduced, so that the preset payment code image is not displayed on the current wallpaper, and the requirement of the user on property information safety can be met.
It is understood that the disappearing time period of the preset sound information can be customized by the user.
Fig. 4 is a flowchart of a payment control method according to a fourth embodiment of the present invention, and the fourth embodiment is mainly different from the foregoing embodiments in that the fourth embodiment involves steps of selecting one piece of wallpaper matching the display setting information from the preset payment code wallpaper set as a preset payment code wallpaper, and the like. It should be noted that, within the scope of the spirit or the basic features of the present invention, each specific solution applicable to the foregoing embodiments may also be correspondingly applicable to the fourth embodiment, and for the sake of brevity and avoidance of repetition, further description is omitted here.
As shown in fig. 4, the payment control method may include the steps of:
step 401: the method comprises the steps of obtaining the current geographic position of a terminal, and obtaining a preset payment code image corresponding to the current geographic position.
Step 402: and judging whether the current geographic position of the terminal meets a preset condition.
Step 403: and acquiring the current display setting information of the terminal.
In this embodiment, the display setting information may include position division of each region of the display interface of the terminal, and specifically may include a position where an application icon is displayed, a position where time is displayed, a position where notification information is displayed, a position where an unlocking slider is unlocked, and the like.
Step 404: and generating a preset payment code wallpaper set which is matched with the display setting information and contains the payment two-dimensional code image.
It can be understood that the payment two-dimensional code image in the preset payment code wallpaper set generated according to the display setting information is not overlapped with the display of other information, that is, the payment two-dimensional code image is in a position which is visible and is not easily interfered by the display of other information.
Step 405: and selecting one wallpaper matched with the display setting information from the preset payment code wallpaper set as a preset payment code wallpaper.
Step 406: and updating the current wallpaper of the terminal to the preset payment code wallpaper.
In this embodiment, when the current geographic location of the terminal meets a preset condition, the current display setting information of the terminal is acquired, and a corresponding preset payment code wallpaper set is generated according to the display setting information, and then one of the preset payment code wallpaper sets can be selected according to the default optimal selection of the system or the selection preference of the user, and the current wallpaper of the terminal is updated to the preset payment code wallpaper, so that the payment code display is more intelligent and flexible.
Fig. 5 is a flowchart of a payment control method according to a fifth embodiment of the present invention, which is different from the above embodiments mainly in that the fifth embodiment involves steps such as receiving a selection operation for the preset payment code image. It should be noted that, within the scope of the spirit or the basic features of the present invention, the embodiments applied to the foregoing embodiments may also be applied to the fifth embodiment, and for the sake of brevity and avoiding repetition, the details are not repeated herein.
As shown in fig. 5, the payment control method may include the steps of:
step 501: the method comprises the steps of obtaining the current geographic position of a terminal, and obtaining a plurality of preset payment code images corresponding to the current geographic position.
Step 502: and judging whether the current geographic position of the terminal meets a preset condition. If the current geographic position of the terminal meets the preset condition, the step 503 is entered, otherwise, the process is ended or the step 501 is returned.
Step 503: and receiving a selection operation aiming at the preset payment code image.
Step 504: and selecting a preset payment code image from the plurality of preset payment code images according to the selection operation as the current wallpaper of the terminal.
In this embodiment, when the number of the preset payment code images is multiple and the current geographic position of the terminal meets the preset condition, the selection operation of the user is received to determine the preset payment code image serving as the current wallpaper of the terminal, so that the user can autonomously select the preset payment code image.
It is to be understood that the plurality of preset pay code images may be displayed on the terminal in a thumbnail form, so that the user can quickly select the corresponding preset pay code image.
Fig. 6 is an exemplary functional block diagram of a payment control apparatus according to an embodiment of the present invention. As shown in fig. 6, the payment control apparatus 100 may be configured to update the current wallpaper of the terminal to a preset payment code image when the current geographic location of the terminal meets a preset condition, and a user does not need to start a payment application and enter a payment code display interface of the payment application, so as to simplify a payment process, shorten payment time, and improve payment experience of the user.
The payment control apparatus 100 of the present invention may include one or more modules, which may be stored in a memory of the terminal and may be configured to be executed by one or more processors (one processor in this embodiment) to complete the present invention. For example, as shown in fig. 6, the payment control apparatus 100 may include an obtaining module 11, a determining module 12, an updating module 13, an identifying module 14, a controlling module 15, a generating module 16, a selecting module 17, and a receiving module 18. The modules referred to in this application may be program segments that perform particular functions, or may be more specialized than programs that describe the execution of software on a processor.
It should be noted that, corresponding to the above-mentioned embodiments of the payment control method, the payment control apparatus 100 may include some or all of the functional modules shown in fig. 6, and the functions of the modules will be described in detail below. The same noun and its specific explanation in the above embodiments of the payment control method can also be applied to the following functional description of each module. For brevity and to avoid repetition, further description is omitted.
Fig. 7 is an exemplary structural diagram of a terminal according to an embodiment of the present invention. The terminal 1 provided in the present embodiment includes: a processor 10, a memory 20, a display 30 and a computer program, such as a payment control program, stored in said memory 20 and executable on said processor 10. The processor 10, when executing the computer program, implements the steps in the above-described respective payment control method embodiments, for example, steps 101 to 103 shown in fig. 1. Alternatively, the processor 10, when executing the computer program, implements the functions of the modules in the above-mentioned device embodiments, for example, the function of the obtaining module 11 in fig. 6, which is used for obtaining the current geographic location of the terminal, and obtaining the preset payment code image corresponding to the current geographic location.
The terminal 1 may be a mobile phone, a desktop computer, a notebook, a palm computer, a cloud server, or other computing devices. The terminal 1 may include, but is not limited to, a processor 10, a memory 20, and a display 30. It will be appreciated by a person skilled in the art that the schematic diagram is merely an example of the terminal 1 for implementing the payment control method of the present invention, and does not constitute a limitation of the terminal 1, and may comprise more or less components than those shown, or some components may be combined, or different components, for example, the terminal 1 may further comprise an input and output device, a network access device, a bus, etc.
The Processor 10 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. The general-purpose processor may be a microprocessor or the processor may be any conventional processor or the like, and the processor 10 is the control center of the terminal and connects the various parts of the whole terminal with various interfaces and lines.
The memory 20 may be used to store the computer programs and/or modules, and the processor 10 implements various functions of the terminal 1 by operating or executing the computer programs and/or modules stored in the memory 20 and calling data stored in the memory 20. The memory 20 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the cellular phone, and the like. In addition, the memory 20 may include high speed random access memory, and may also include non-volatile memory, such as a hard disk, a memory, a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), at least one magnetic disk storage device, a Flash memory device, or other volatile solid state storage device.
The display 30 may be used to display graphical, textual information including the current wallpaper of the terminal.
The terminal 1 may further include a payment control apparatus 100 as shown in fig. 6, and the payment control apparatus 100 may be stored in the memory 20.
Illustratively, the computer program may be partitioned into one or more modules that are stored in the memory 20 and executed by the processor 10 to implement the present invention. The one or more modules may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution of the computer program in the terminal 1. For example, the computer program may be divided into the payment control apparatus 100 shown in fig. 6, which includes an obtaining module 11, a determining module 12, an updating module 13, an identifying module 14, a controlling module 15, a generating module 16, a selecting module 17, and a receiving module 18, and the specific functions of each module are as follows:
the obtaining module 11 may be configured to obtain a current geographic location of the terminal, and obtain a preset payment code image corresponding to the current geographic location.
The judging module 12 is configured to judge whether the current geographic location of the terminal meets a preset condition.
And the updating module 13 is configured to update the current wallpaper of the terminal according to the preset payment code image when the current geographic location of the terminal meets a preset condition.
And the identification module 14 may be configured to identify a distance between the current location of the terminal and the preset geographic location.
The control module 15 is configured to not display the preset payment code image on the current wallpaper when the distance is greater than or equal to a preset distance.
Further, the obtaining module 11 may specifically be configured to, when the preset payment code image includes a payment two-dimensional code image, and the current wallpaper of the terminal is updated according to the preset payment code image:
acquiring current display setting information of the terminal;
and the generating module 16 is configured to generate a preset payment code wallpaper set including a payment two-dimensional code image, which is matched with the display setting information.
And the selection module 17 is configured to select a piece of wallpaper matched with the display setting information from the preset payment code wallpaper set as the preset payment code wallpaper.
The updating module 13 is specifically configured to update the current wallpaper of the terminal to the preset payment code wallpaper;
a receiving module 18, configured to receive a selection operation for the preset payment code image when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code image;
when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code images, the update module 13 is further specifically configured to: and selecting a preset payment code image from the plurality of preset payment code images according to the selection operation as the current wallpaper of the terminal.
The modules integrated in the terminal 1 according to the present invention may be stored in a computer-readable storage medium if they are implemented in the form of software functional units and sold or used as separate products. Based on such understanding, all or part of the flow of the method according to the embodiments of the present invention may also be implemented by a computer program, which may be stored in a computer-readable storage medium, and when the computer program is executed by a processor, the steps of the method embodiments may be implemented. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned. Furthermore, it is obvious that the word "comprising" does not exclude other elements or steps, and the singular does not exclude the plural. A plurality of units, modules or devices recited in the system, device or terminal device claims may also be implemented by the same unit, module or device through software or hardware. The terms first, second, etc. are used to denote names, but not any particular order.
Although the present invention has been described in detail with reference to the preferred embodiments, it will be understood by those skilled in the art that various changes may be made and equivalents may be substituted without departing from the spirit and scope of the invention.

Claims (10)

1. A payment control method is applied to a terminal, and is characterized in that the method comprises the following steps:
the method comprises the steps of obtaining a current geographical position of a terminal, and obtaining a preset payment code image corresponding to the current geographical position, wherein the current geographical position comprises a geographical position point and a geographical area, and the preset payment code image is an image containing payment codes of a plurality of different payment applications;
judging whether the current geographic position of the terminal meets preset conditions or not, wherein the preset conditions comprise: the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information;
if the current geographic position of the terminal meets a preset condition, updating the current wallpaper of the terminal according to the preset payment code image, wherein the updating comprises the following steps: adjusting the transparency of the preset payment code image as a cover layer of the current wallpaper of the terminal to a transparency capable of being recognized; or
The preset payment code image comprises a payment two-dimensional code image, and the updating of the current wallpaper of the terminal according to the preset payment code image comprises the following steps: acquiring current display setting information of the terminal; generating a preset payment code wallpaper set which is matched with the display setting information and contains a payment two-dimensional code image; selecting one wallpaper matched with the display setting information from the preset payment code wallpaper set as a preset payment code wallpaper; and updating the current wallpaper of the terminal to the preset payment code wallpaper.
2. The payment control method of claim 1, wherein the determining that the current geographic location of the terminal satisfies the predetermined condition comprises:
if the current geographic position of the terminal is a preset geographic position; or
If the current geographic position of the terminal is a preset geographic position and the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information; or
And if the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information.
3. The payment control method of claim 2, wherein if the current geographic location of the terminal meets a predetermined condition, comprising:
if the current geographic position of the terminal is a preset geographic position;
after the updating of the current wallpaper of the terminal according to the preset payment code image, the method further comprises:
identifying the distance between the current position of the terminal and the preset geographic position;
and if the distance is greater than or equal to a preset distance, the preset payment code image is not displayed on the current wallpaper.
4. The payment control method of claim 2, wherein the determining that the current geographic location of the terminal satisfies the predetermined condition comprises:
if the sound information acquired by the terminal at the current geographic position is preset sound information;
after the updating of the current wallpaper of the terminal according to the preset payment code image, the method further comprises:
identifying the disappearance duration of the preset sound information of the current environment of the terminal;
and if the disappearance duration of the preset sound information is greater than or equal to the preset duration, not displaying the preset payment code image on the current wallpaper.
5. The payment control method of any one of claims 1 to 4, wherein the updating the current wallpaper of the terminal according to the preset payment code image comprises:
the number of the preset payment code images is multiple, and updating the current wallpaper of the terminal according to the preset payment code images comprises the following steps:
receiving a selection operation aiming at the preset payment code image;
and selecting a preset payment code image from the plurality of preset payment code images according to the selection operation as the current wallpaper of the terminal.
6. A payment control device applied to a terminal is characterized by comprising:
the system comprises an acquisition module, a payment module and a payment module, wherein the acquisition module is used for acquiring the current geographic position of a terminal and acquiring a preset payment code image corresponding to the current geographic position, the current geographic position comprises a geographic position point and a geographic area, and the preset payment code image is an image containing payment codes of a plurality of different payment applications;
the judging module is used for judging whether the current geographic position of the terminal meets preset conditions or not, wherein the preset conditions comprise: the sound information or the light information acquired by the terminal at the current geographic position is preset sound information or light information;
the updating module is used for updating the current wallpaper of the terminal according to the preset payment code image when the current geographic position of the terminal meets a preset condition, and comprises the following steps: adjusting the transparency of the preset payment code image as a cover layer of the current wallpaper of the terminal to a transparency capable of being recognized; or
The updating module is further configured to enable the preset payment code image to include a payment two-dimensional code image, and update the current wallpaper of the terminal according to the preset payment code image includes: acquiring current display setting information of the terminal; generating a preset payment code wallpaper set which is matched with the display setting information and contains a payment two-dimensional code image; selecting one wallpaper matched with the display setting information from the preset payment code wallpaper set as a preset payment code wallpaper; and updating the current wallpaper of the terminal to the preset payment code wallpaper.
7. The payment control apparatus as claimed in claim 6, wherein if the current geographical location of the terminal is a preset geographical location, after the updating of the current wallpaper of the terminal according to the preset payment code image, the terminal control further comprises:
the identification module is used for identifying the distance between the current position of the terminal and the preset geographic position;
and the control module is used for not displaying the preset payment code image on the current wallpaper when the distance is greater than or equal to a preset distance.
8. The payment control apparatus of any one of claims 6 to 7, wherein the payment control apparatus further comprises:
when the current wallpaper of the terminal is updated according to the preset payment code image, the method is specifically used for:
the receiving module is used for receiving selection operation aiming at the preset payment code images when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code images;
and when the number of the preset payment code images is multiple and the current wallpaper of the terminal is updated according to the preset payment code images, the updating module takes the preset payment code image selected from the multiple preset payment code images according to the selection operation as the current wallpaper of the terminal.
9. A terminal, characterized in that the terminal comprises a processor for implementing the steps of the payment control method according to any one of claims 1-5 when executing a computer program stored in a storage means.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the payment control method according to any one of claims 1-5.
CN201711048106.9A 2017-10-31 2017-10-31 Payment control method and device, terminal and readable storage medium Active CN107909368B (en)

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CN110737791A (en) * 2019-05-30 2020-01-31 张文 image storage method, device and storage medium with cash register code recognition function
CN111210222B (en) * 2020-01-08 2022-04-29 支付宝实验室(新加坡)有限公司 Data display and payment method, device, equipment and medium
CN111815318A (en) * 2020-06-17 2020-10-23 衡水海博云科技有限公司 Equipment, system and method for aggregated payment
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