CN107895271A - Method of payment and device, computer installation and computer-readable recording medium - Google Patents
Method of payment and device, computer installation and computer-readable recording medium Download PDFInfo
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- CN107895271A CN107895271A CN201711053504.XA CN201711053504A CN107895271A CN 107895271 A CN107895271 A CN 107895271A CN 201711053504 A CN201711053504 A CN 201711053504A CN 107895271 A CN107895271 A CN 107895271A
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- 238000009434 installation Methods 0.000 title abstract 2
- 238000012011 method of payment Methods 0.000 title abstract 2
- 238000000034 method Methods 0.000 claims abstract description 78
- 238000004590 computer program Methods 0.000 claims description 14
- 230000003993 interaction Effects 0.000 claims description 12
- 230000000977 initiatory effect Effects 0.000 claims description 3
- 230000006870 function Effects 0.000 description 8
- 230000000694 effects Effects 0.000 description 6
- 238000001514 detection method Methods 0.000 description 4
- 238000010586 diagram Methods 0.000 description 3
- 238000003825 pressing Methods 0.000 description 3
- 239000007787 solid Substances 0.000 description 2
- 230000001413 cellular effect Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
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- General Business, Economics & Management (AREA)
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Abstract
The embodiment of the present invention provides a kind of method of payment and device, computer installation and computer-readable recording medium, and applied at least one terminal for paying application is provided with, the method for payment includes：Obtain the authentication information inputted in the preset password interface of the terminal；Judge whether the authentication information matches with least one preset password for paying application paid in application；If the authentication information matches with least one preset password for paying application, start and show the payment interface for paying application corresponding with the preset password of at least one payment application.The embodiment of the present invention can quickly open payment interface so that it is more convenient to pay, and lifts Consumer's Experience.
Description
Technical Field
The present invention relates to the field of electronic technologies, and in particular, to a payment method and apparatus, a computer apparatus, and a computer-readable storage medium.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims and the detailed description. The description herein is not admitted to be prior art by inclusion in this section.
Terminal devices such as smart phones and tablet computers gradually become essential products for life of people, and accordingly mobile payment is increasingly appearing in life of people as a new payment mode. However, in daily life, a series of complex operations such as lighting a terminal screen, unlocking, searching for an application, searching for a function, inputting a payment amount, inputting a payment password and the like are generally required when people open a payment interface in a payment scene, and the process is complex, so that the user experience is influenced.
Disclosure of Invention
In view of this, a payment method and apparatus, a computer apparatus and a computer-readable storage medium are needed to provide, which can quickly open a payment interface, so that the payment process is more convenient and faster, and the user experience is improved.
The invention provides a payment method, which is applied to a terminal provided with at least one payment application, and comprises the following steps:
acquiring authentication information input in a preset password interface of the terminal;
judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application;
and if the authentication information is matched with the preset password of the at least one payment application, starting and displaying a payment interface of the at least one payment application.
Further, the acquiring the authentication information input in the preset password interface of the terminal includes:
if the terminal is in the screen-off state, acquiring authentication information input in a screen-locking password interface displayed in the screen-off state; or
And acquiring authentication information input in a screen locking password interface of the terminal.
Further, the preset password includes a payment password and/or a start password of at least one payment application, the at least one payment application includes a plurality of payment applications, and if the authentication information matches the preset password of the at least one payment application including the plurality of payment applications, starting and displaying a payment interface of the at least one payment application includes:
if the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, starting and displaying the payment interface of the one payment application; or
If the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, popping up a starting option list containing the plurality of payment applications for a user to select and start a payment interface of the payment application selected from the starting option list; or
If the authentication information is matched with the payment passwords or the starting passwords of the payment applications, starting and displaying a payment interface of the payment application selected from the payment applications;
if the authentication information is matched with the payment passwords/or the starting passwords in the payment applications, starting and displaying a starting item list of the payment applications with the money amount reaching the amount required to be paid by the user for the user to select, and starting a payment interface of the payment application selected from the payment applications;
if the authentication information is matched with the payment passwords or the starting passwords in the payment applications, starting items of the payment applications of which the payment amount is larger than a preset amount in the payment applications are displayed for a user to select, and a payment interface of the payment application selected from the payment applications is started.
Further, the preset password includes a payment password or a start password of a plurality of payment applications, and if the authentication information matches the preset password, starting and displaying the payment interface of the at least one payment application includes:
and if the authentication information is matched with the payment passwords or the starting passwords in the payment applications, starting and displaying the payment interface of the payment application with the highest use frequency in the payment applications.
Further, the preset password includes payment passwords and/or start passwords of a plurality of payment applications, and if the authentication information matches the preset password, starting and displaying a payment interface of the at least one payment application includes:
and if the authentication information is matched with the payment password or the starting password in the plurality of payment applications, starting and displaying the payment interface of the payment application with the highest use frequency in the preset time.
Further, the authentication information includes control information and identity information, and the determining whether the authentication information matches a preset password of one of the at least one payment application includes:
and judging whether the control information is matched with a preset password of one payment application in the at least one payment application, if so, judging whether the identity information is matched with the preset password of one payment application in the at least one payment application, and if so, starting and displaying a payment interface of the at least one payment application.
Further, the launching and displaying of the payment interface of the at least one payment application includes:
and starting and displaying a passive payment interface or an active payment interface of the at least one payment application.
The invention provides a payment device, which is applied to a terminal provided with at least one payment application, and comprises:
the acquisition module is used for acquiring authentication information input in a preset password interface of the terminal;
the judging module is used for judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application;
and the interaction module is used for starting and displaying the payment interface of the at least one payment application when the authentication information is matched with the preset password of the at least one payment application.
Further, the preset password includes payment passwords and/or start passwords of a plurality of payment applications, the at least one payment application includes a plurality of payment applications, and the interaction module is specifically configured to:
if the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, starting and displaying the payment interface of the one payment application; or
If the authentication information is matched with the payment passwords or the starting passwords in the payment applications, displaying starting items of the payment applications of which the payment amount is larger than a preset amount in the payment applications so as to be selected by a user and starting a payment interface of the payment application selected from the payment applications; or
If the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, popping up a starting option list containing the plurality of payment applications for a user to select and start a payment interface of the payment application selected from the plurality of payment applications; or
If the authentication information is matched with the payment passwords/or the starting passwords in the payment applications, starting and displaying starting items of the payment applications with the money amount reaching the amount required to be paid by the user so that the user can select and start the payment interface of the payment application selected from the payment applications.
An embodiment of the present invention further provides a computer apparatus, where the computer apparatus includes a processor, and the processor is configured to implement the steps of any one of the payment methods described above when executing a computer program stored in a memory.
Method embodiments of the present invention also provide a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of any of the above-described payment methods.
The embodiment of the invention provides a payment method and device, a computer device and a computer readable storage medium, which are applied to a terminal provided with at least one payment application, wherein the payment method comprises the following steps: acquiring authentication information input by a user in a screen locking password interface; judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application; and if the authentication information is matched with the preset password, starting and displaying a payment interface of the payment application corresponding to the preset password. According to the embodiment of the invention, the payment interface can be opened quickly, so that the payment process is more convenient and faster, and the user experience is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic flow chart of a payment method according to a first embodiment of the present invention.
Fig. 2 is a schematic flow chart of a payment method according to a second embodiment of the present invention.
Fig. 3 is a schematic flow chart of a payment method according to a third embodiment of the present invention.
Fig. 4 is a schematic flow chart of a payment method according to a fourth embodiment of the present invention.
Fig. 5 is a schematic flow chart of a payment method according to a fifth embodiment of the present invention.
Fig. 6 is a schematic flow chart of a payment method according to a sixth embodiment of the present invention.
Fig. 7 is a schematic flow chart of a payment method according to a seventh embodiment of the present invention.
Fig. 8 is a schematic structural diagram of a terminal/computer device applicable to each of the embodiments in fig. 1-7.
Fig. 9 is a block diagram illustrating a payment apparatus according to first to seventh embodiments of the present invention.
Description of the main elements
The following detailed description will further illustrate the invention in conjunction with the above-described figures.
Detailed Description
So that the manner in which the above recited objects, features and advantages of embodiments of the present invention can be understood in detail, a more particular description of the invention, briefly summarized above, may be had by reference to the embodiments thereof which are illustrated in the appended drawings. In addition, the features of the embodiments of the present application may be combined with each other without conflict.
In the following description, numerous specific details are set forth to provide a thorough understanding of embodiments of the invention, some, but not all embodiments of the invention. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments of the present invention without any creative effort belong to the protection scope of the embodiments of the present invention.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which embodiments of the present invention belong. The terminology used herein in the description of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the embodiments of the invention.
Fig. 1 is a schematic flow chart of a payment method according to a first embodiment of the present invention, where the payment method is applied to a terminal installed with at least one payment application, and the terminal may be a smart device such as a smart phone, a laptop, a desktop/tablet, a smart watch, and the like. The payment application can be WeChat, QQ, Paibao, microblog and the like. The payment method may be performed when the terminal is in a screen-off or screen-on state.
As shown in fig. 1, the payment authentication method may include the steps of:
101: and acquiring authentication information input by a user in a preset password interface of the terminal.
In this embodiment, the screen-locking password interface may be a certain input area on the terminal, and the certain input area may be disposed on the front side, the back side, or the periphery of the terminal. It is to be understood that the input authentication information may be touch input operation information, voice input operation information, or iris input operation information. Wherein the touch input operation may be, but is not limited to, a slide input operation, a click input operation, a press input operation. The sliding input operation comprises sliding for a preset distance and sliding according to a preset gesture. The click input operation comprises a digital password click or/and character string password click operation and a preset time click operation within a preset time length. The pressing input operation comprises pressing preset duration operation and pressing preset pressure value operation. It is to be understood that the authentication information may be input mode information of the user inputting the authentication information.
In the embodiment, if the terminal is in the screen-off state, the authentication information input in the screen-locking password interface displayed in the screen-off state is acquired; or acquiring authentication information input in a screen locking password interface of the terminal.
102: and judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application, if so, executing the step 103, otherwise, continuing to execute the step 102 or ending the process.
The preset password includes a payment password and/or a start password of at least one payment application, for example, the preset password may include at least one of the following cases:
the preset password comprises a payment password of a payment application;
the preset password comprises a starting password of the payment application;
the preset password comprises a payment password and a starting password of the payment application;
the preset password comprises payment passwords of a plurality of payment applications;
the preset password comprises starting passwords of a plurality of payment applications;
the preset password comprises payment passwords and starting passwords of a plurality of payment applications.
103: and starting and displaying a payment interface with the at least one payment application.
In this embodiment, the initiating and displaying of the payment interface with the at least one payment application includes initiating and displaying a passive payment interface or an active payment interface of the at least one payment application.
The active payment interface is a two-dimension code scanning interface, and the passive payment interface is a payment amount input interface or a two-dimension code interface for payment.
Referring to fig. 2 to 5, the preset password includes a payment password and/or a start password of at least one payment application, and the at least one payment application includes a plurality of payment applications.
Fig. 2 is a schematic flow chart of a payment method according to a second embodiment of the present invention. The second embodiment is mainly different from the first embodiment in that the second embodiment further includes a step of the payment method when the authentication information matches the payment password or the start password of several payment applications of the plurality of payment applications. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the second embodiment, and for the sake of brevity and avoidance of repetition, the detailed description thereof is omitted here.
As shown in fig. 2, the payment method may include the steps of:
201: and acquiring authentication information input in a preset password interface of the terminal.
202: and judging whether the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, if so, executing the step 203, otherwise, continuing to execute the step 201 or ending the process.
203: and popping up a starting option list containing the payment applications for selection by a user.
204: and starting a payment interface of the payment application selected from the starting item list.
For example, if the authentication information is a first gesture password, the plurality of payment applications include WeChat, QQ, Paibao, and Mei Tuo, the first gesture password corresponds to a payment password and/or a start password of the WeChat and Paibao in the plurality of payment applications, and when a user inputs the first gesture password, a list including start items of the WeChat and Paibao is started and displayed for the user to select. Or the authentication information corresponds to the payment password or the start password of a plurality of payment applications of the plurality of payment applications, after the user inputs the authentication information, the user opens the payment password or the start password corresponding to the plurality of payment applications, if the authentication information is second gesture information, the plurality of payment applications comprise WeChat, QQ, Paibao and Mei Tuo, wherein, the WeChat is the same as the start password and/or the payment password of the Paibao, for example, the start password is A, the start password of the Mei group is B, QQ or C, the second gesture information corresponds to A, when the user inputs the second gesture information, and popping up a starting item list of a plurality of payment applications which take the A as the starting password and/or the payment password for the user to select, namely popping up a starting item list which comprises the WeChat and the Paibao for the user to select.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific steps when the authentication information is matched with the payment passwords or the starting passwords of the payment applications, so that the user can conveniently start the payment applications under different conditions, the payment process is more convenient, and the user experience is improved.
Fig. 3 is a schematic flow chart of a payment method according to a third embodiment of the present invention. The second embodiment is different from the first embodiment mainly in that the third embodiment further includes a step of detecting that the plurality of payment applications contain a credit when the authentication information matches with payment passwords or start passwords of a plurality of payment applications in the plurality of payment applications. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the third embodiment, and for the sake of brevity and avoidance of repetition, detailed description thereof is omitted here.
As shown in fig. 3, the payment method may include the steps of:
301: and acquiring authentication information input in a preset password interface of the terminal.
302: and judging whether the authentication information is matched with the payment passwords or the starting passwords in the plurality of payment applications, if so, executing the step 303, and otherwise, continuing to execute the step 302 or ending the process.
303: and (3) detecting whether the amount of money contained in the plurality of payment applications reaches a plurality of payment applications of the amount of money required to be paid by the user, if so, executing the step 304, otherwise, continuing to execute the step 303 or ending the process.
304: and starting and displaying a starting item list of a plurality of payment applications with the amount reaching the amount required to be paid by the user in the plurality of payment applications for the user to select.
305: and starting a payment interface of the selected payment application in the plurality of payment applications.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific steps when the authentication information is matched with the payment passwords or the starting passwords of the payment applications, so that the user can conveniently start the payment applications under different conditions, the payment process is more convenient, and the user experience is improved.
Fig. 4 is a schematic flow chart of a payment method according to a fourth embodiment of the present invention. The second embodiment is different from the first embodiment mainly in that the fourth embodiment further includes a step of detecting the usage frequency of the plurality of payment applications when the authentication information matches the payment password or the start password of the plurality of payment applications. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the fourth embodiment, and for the sake of brevity and avoidance of repetition, detailed description thereof is omitted here.
As shown in fig. 4, the payment method may include the steps of:
401: and acquiring authentication information input in a preset password interface of the terminal.
402: and judging whether the authentication information is matched with the payment passwords or the starting passwords in the plurality of payment applications, if so, executing the step 403, otherwise, continuing to execute the step 402 or ending the process.
403: detecting a frequency of use of the plurality of payment applications for a preset time.
404: and starting and displaying the payment application with the highest use frequency in the plurality of payment applications.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific step of detecting the frequency of the plurality of payment applications if the authentication information is matched with the payment passwords or the starting passwords of the plurality of payment applications, so that a user can conveniently start the payment applications under different conditions, the payment process is more convenient, and the user experience is improved.
Fig. 5 is a schematic flow chart of a payment method according to a fifth embodiment of the present invention. The fifth embodiment is different from the first embodiment mainly in that the fifth embodiment further comprises the step of matching the payment password or the start password of one of the payment applications with the payment method. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applied to the first embodiment may also be correspondingly applied to the fifth embodiment, and for the sake of brevity and avoidance of repetition, the detailed description thereof is omitted here.
501: and acquiring authentication information input in a preset password interface of the terminal.
502: and judging whether the authentication information is matched with the payment passwords or the starting passwords in the plurality of payment applications, if so, executing the step 503, otherwise, continuing to execute the step 502 or ending the process.
503: and displaying starting items of a plurality of payment applications of which the payment amount is larger than the preset amount in the plurality of payment applications for the user to select.
504: and starting a payment interface of the payment application selected from the starting item list.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific steps when the authentication information is matched with the payment passwords or the starting passwords of the payment applications, so that the user can conveniently start the payment applications under different conditions, the payment process is more convenient, and the user experience is improved.
Fig. 6 is a schematic flow chart of a payment method according to a sixth embodiment of the present invention. The main difference between the sixth embodiment and the first embodiment is that the sixth embodiment further comprises the step of checking the authentication information. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the sixth embodiment, and for the sake of brevity and avoidance of repetition, detailed description thereof is omitted here.
As shown in fig. 6, the authentication information includes control information and identity information, and the payment method may include the following steps:
601: and acquiring control information or/and identity information input in a preset password interface of the terminal.
602: and judging whether the control information is matched with a preset password of one payment application in the at least one payment application, if so, executing the step 503, otherwise, continuing to execute the step 602 or ending the process.
603: and judging whether the identity information is matched with a preset password of one payment application in the at least one payment application, if so, executing the step 604, otherwise, continuing to execute the step 603 or ending the process.
604: and starting and displaying a payment interface with the at least one payment application.
The identity information comprises a password, identity card information and fingerprint information.
For example, if a user inputs a password a in the screen locking password interface, the authentication information includes two parts, namely control information and identity information sensed by the terminal 1, and both the control information and the identity information are the password a, so that the user can understand that the password a includes a gesture password and a character string password; or,
if a user inputs double-click operation in the screen locking password interface, the authentication information comprises two parts of control information and identity information, the control information is double-click operation information, the identity information comprises fingerprint information, namely after double-click operation, if the double-click operation is judged to be matched with the preset password of one payment application in the at least one payment application, and if the fingerprint information is continuously judged to be matched with the preset password of one payment application in the at least one payment application, the payment interface of the payment application corresponding to the preset password is started and displayed.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific step of detecting the identity information in the authentication information, so that a user can conveniently start payment application under different conditions, the payment process is more convenient, and the user experience is improved.
Fig. 7 is a schematic flow chart of a payment method according to a seventh embodiment of the present invention. The seventh embodiment is different from the first embodiment mainly in that the seventh embodiment further includes a step of matching the payment password or the start password of one of the plurality of payment applications with the payment method. It should be noted that, within the scope of the spirit or the basic features of the embodiments of the present invention, each specific solution applicable to the first embodiment may also be correspondingly applicable to the seventh embodiment, and for the sake of brevity and avoidance of repetition, detailed description thereof is omitted here.
701: and acquiring authentication information input in a preset interface of the terminal.
702: and judging whether the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, if so, executing the step 703, otherwise, continuing to execute the step 701 or ending the process.
703: and starting and displaying a payment interface of the one payment application.
It is to be understood that if the authentication information matches the payment password or the start password of the plurality of payment applications, a payment interface of a payment application selected from the plurality of payment applications is started and displayed.
The payment method provided by the embodiment has the technical effects of the first embodiment, and further comprises the specific steps when the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, so that a user can conveniently start the payment application under different conditions, the payment process is more convenient, and the user experience is improved.
According to the payment method disclosed by the invention, whether authentication information input by a user in a screen locking password interface is matched with a preset password of one payment application in at least one payment application is obtained and judged, and if the authentication information is matched with the preset password, a payment interface of the payment application corresponding to the preset password is started and displayed. The payment method disclosed by the invention can quickly open the payment interface, so that the payment is more convenient and faster, and the user experience is improved.
An embodiment of the present invention further provides a computer device, which includes a memory, a processor, and a computer program that is stored in the memory and can be run on the processor, and when the processor executes the computer program, the steps of the data sharing method described in any of the foregoing embodiments are implemented.
Fig. 8 is a schematic structural diagram of a terminal/computer device to which the above embodiments can be applied according to an embodiment of the present invention. As shown in fig. 8, the terminal 1 includes a storage device 10. The terminal 1 may be a mobile phone, a tablet computer, a personal digital assistant, or other terminals having a data sharing function.
In this embodiment, the terminal 1 is a mobile phone. The terminal 1 may also include a display 20 and a processor 30. The storage device 10 and the display screen 20 may be electrically connected to the processor 30.
The memory device 10 may be different types of memory devices for storing various types of data. For example, the memory or internal memory of the terminal 1 may be used, or a memory Card that can be externally connected to the terminal 1, such as a flash memory, an SM Card (Smart media Card), an SD Card (Secure Digital Card), and the like. In addition, the memory may include high speed random access memory, and may also include non-volatile memory, such as a hard disk, a memory, a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), at least one magnetic disk storage device, a Flash memory device, or other volatile solid state storage device. The storage device 10 is used to store various types of data, for example, information such as various types of application programs (Applications) installed in the terminal 1 and data set and acquired by applying the data sharing method.
A display 20 is mounted to the terminal 1 for displaying information.
The processor 30 is configured to execute the data sharing method and various types of software installed in the terminal 1, such as an operating system and data sharing software. The processor 30 includes, but is not limited to, a Central Processing Unit (CPU), a Micro Controller Unit (MCU), and other devices for interpreting computer instructions and Processing data in computer software.
The terminal 1 may include one or more modules stored in the storage device 10 of the terminal 1 and configured to be executed by one or more processors (in this embodiment, one processor 30) to implement the embodiment of the present invention. For example, referring to fig. 9, the terminal 1 may include an obtaining module 110, a determining module 120, and an interacting module 130; the determining module 120 may include a detecting module 121, a verifying module 122, and a comparing module 123. The modules referred to in the embodiments of the present invention may be program segments that perform a specific function, and are more suitable than programs for describing the execution process of software in a processor.
It is understood that, corresponding to the embodiments of the payment method described above, the terminal 1 may include some or all of the functional modules shown in fig. 9, and the functions of the modules will be described in detail below. It should be noted that the same noun and its specific explanation in the above embodiments of the payment method can also be applied to the following functional description of each module. For brevity and to avoid repetition, further description is omitted.
An obtaining module 110, configured to obtain authentication information input in a preset password interface of the terminal;
a determining module 120, configured to determine whether the authentication information matches a preset password of one of the at least one payment application;
and the interaction module 130 is configured to start and display a payment interface of the at least one payment application when the authentication information matches the preset password of the at least one payment application.
The determining module 120 is further configured to determine whether the authentication information matches a preset password of a plurality of payment applications in the plurality of payment applications when the at least one payment application is a plurality of applications.
The determining module 120 is further configured to determine whether the authentication information matches a preset password of the payment application when the at least one payment application is an application.
The interaction module 130 is further configured to pop up a start option list including the plurality of payment applications for the user to select and start the payment interface of the payment application selected from the plurality of payment applications when the authentication information matches a preset password of the plurality of payment applications.
The interaction module 130 is further configured to start and display a payment interface of the payment application when the authentication information matches a preset password of one of the plurality of payment applications.
The interaction module 130 is further configured to start and display a payment interface of a payment application selected from the plurality of payment applications if the authentication information matches the payment password or the start password of the plurality of payment applications.
The detection module 121 is configured to detect the amount of money included in the plurality of payment applications and compare the amount of money with the amount of money that the user needs to pay if the authentication information matches the payment password or the start password in the plurality of payment applications.
The comparing module 123 is configured to compare the amount of money included in the plurality of payment applications with a preset amount if the authentication information matches the payment password or the start password in the plurality of payment applications.
The interaction module 130 is further configured to, when the authentication information matches the payment password or the start password in the multiple payment applications, if the detection module 121 detects that the multiple payment applications include a plurality of payment applications whose amounts reach the amount that the user needs to pay, start and display a start item list of the payment applications whose amounts reach the amount that the user needs to pay, so that the user can select and start the payment interface of the payment application selected from the plurality of payment applications.
The interaction module 130 is further configured to, when the authentication information matches the payment password or the start password in the multiple payment applications, if the comparison module 123 compares that the multiple payment applications include multiple payment applications with money amounts greater than a preset amount, display start items of the multiple payment applications with payment amounts greater than the preset amount in the multiple payment applications for a user to select: and starting a payment interface of the payment application selected from the starting item list.
The detection module 121 is further configured to detect a usage frequency of the plurality of payment applications within a preset time if the authentication information matches the payment password or the start password in the plurality of payment applications.
The interaction module 130 is further configured to, when the authentication information matches the payment password or the start password in the plurality of payment applications, if the detection module 121 finishes detecting the usage frequency of the plurality of payment applications within a preset time, start and display a payment application with the highest usage frequency in the plurality of payment applications.
The authentication information comprises control information and identity information.
The obtaining module 110 is further configured to obtain control information or/and identity information input by the user in the screen locking password interface.
The determining module 120 is further configured to determine whether the control information matches a preset password of one of the at least one payment application, and if so, determine whether the identity information matches the preset password of one of the at least one payment application.
An embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the payment method in any one of the above embodiments.
The payment means/terminal/computer device integrated module/unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, all or part of the flow in the method according to the above embodiments may be implemented by a computer program, which may be stored in a computer-readable storage medium and used by a processor to implement the steps of the above method embodiments. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable storage medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, etc.
The Processor may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. The general-purpose processor may be a microprocessor or the processor may be any conventional processor, etc., and the processor is a control center of the data sharing apparatus/terminal, and various interfaces and lines are used to connect various parts of the entire data sharing apparatus/terminal.
The memory is used for storing the computer program and/or the module, and the processor realizes various functions of the payment device/terminal by running or executing the computer program and/or the module stored in the memory and calling the data stored in the memory. The memory may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the cellular phone, and the like. In addition, the memory may include high speed random access memory, and may also include non-volatile memory, such as a hard disk, a memory, a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), at least one magnetic disk storage device, a Flash memory device, or other volatile solid state storage device.
In the several embodiments provided in the present invention, it should be understood that the disclosed terminal and method can be implemented in other manners. For example, the system embodiments described above are merely illustrative, and for example, the division of the modules is only one logical functional division, and other divisions may be realized in practice.
It will be evident to those skilled in the art that the embodiments of the present invention are not limited to the details of the foregoing illustrative embodiments, and that the embodiments of the present invention are capable of being embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the embodiments being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned. Furthermore, it is obvious that the word "comprising" does not exclude other elements or steps, and the singular does not exclude the plural. Several units, modules or means recited in the system, apparatus or terminal claims may also be implemented by one and the same unit, module or means in software or hardware. The terms first, second, etc. are used to denote names, but not any particular order.
Claims (10)
1. A payment method applied to a terminal installed with at least one payment application, the payment method comprising:
acquiring authentication information input in a preset password interface of the terminal;
judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application;
and if the authentication information is matched with the preset password of the at least one payment application, starting and displaying a payment interface of the at least one payment application.
2. The payment method as claimed in claim 1, wherein the obtaining of the authentication information input in the preset password interface of the terminal comprises:
if the terminal is in the screen-off state, acquiring authentication information input in a screen-locking password interface displayed in the screen-off state; or
And acquiring authentication information input in a screen locking password interface of the terminal.
3. A payment method as claimed in claim 1 or 2, wherein the preset password comprises a payment password and/or a start password of at least one payment application, the at least one payment application comprises a plurality of payment applications, and if the authentication information matches the preset password of the at least one payment application comprising a plurality of payment applications, starting and displaying a payment interface of the at least one payment application comprises:
if the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, starting and displaying the payment interface of the one payment application; or
If the authentication information is matched with the payment passwords or the starting passwords of the payment applications, starting and displaying a payment interface of the payment application selected from the payment applications; or
If the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, popping up a starting option list containing the plurality of payment applications for a user to select and start a payment interface of the payment application selected from the starting option list; or
If the authentication information is matched with the payment passwords/or the starting passwords in the payment applications, starting and displaying a starting item list of the payment applications with the money amount reaching the amount required to be paid by the user for the user to select, and starting a payment interface of the payment application selected from the payment applications;
if the authentication information is matched with the payment passwords or the starting passwords in the payment applications, starting items of the payment applications of which the payment amount is larger than a preset amount in the payment applications are displayed for a user to select, and a payment interface of the payment application selected from the payment applications is started.
4. The payment method as claimed in claim 1 or 2, wherein the preset password comprises payment passwords and/or start passwords of a plurality of payment applications, and the starting and displaying the payment interface of the at least one payment application if the authentication information matches the preset password comprises:
and if the authentication information is matched with the payment password or the starting password in the plurality of payment applications, starting and displaying the payment interface of the payment application with the highest use frequency in the preset time.
5. A payment method as recited in claim 1 or 2, wherein the initiating and displaying a payment interface for the at least one payment application comprises:
and starting and displaying a passive payment interface or an active payment interface of the at least one payment application.
6. A payment apparatus applied to a terminal installed with at least one payment application, the payment apparatus comprising:
the acquisition module is used for acquiring authentication information input in a preset password interface of the terminal;
the judging module is used for judging whether the authentication information is matched with a preset password of one payment application in the at least one payment application;
and the interaction module is used for starting and displaying the payment interface of the at least one payment application when the authentication information is matched with the preset password of the at least one payment application.
7. The payment apparatus as claimed in claim 6, wherein the preset password comprises a payment password and/or a start password of a plurality of payment applications, the at least one payment application comprises a plurality of payment applications, and the interaction module is specifically configured to:
if the authentication information is matched with the payment password or the starting password of one payment application in the plurality of payment applications, starting and displaying the payment interface of the one payment application; or
If the authentication information is matched with the payment passwords or the starting passwords of the payment applications, starting and displaying a payment interface of the payment application selected from the payment applications; or
If the authentication information is matched with the payment passwords or the starting passwords in the payment applications, displaying starting items of the payment applications of which the payment amount is larger than a preset amount in the payment applications so as to be selected by a user and starting a payment interface of the payment application selected from the payment applications; or
If the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, popping up a starting option list containing the plurality of payment applications for a user to select and start a payment interface of the payment application selected from the plurality of payment applications; or
If the authentication information is matched with the payment passwords/or the starting passwords in the payment applications, starting and displaying starting items of the payment applications with the money amount reaching the amount required to be paid by the user so that the user can select and start the payment interface of the payment application selected from the payment applications.
8. The payment apparatus as claimed in claim 6, wherein the preset password comprises payment passwords and/or start passwords of a plurality of payment applications, and the interaction module is specifically configured to:
and when the authentication information is matched with the payment passwords or the starting passwords of a plurality of payment applications in the plurality of payment applications, starting and displaying the payment interface of one payment application with the highest use frequency in a preset time.
9. A computer arrangement, characterized in that the computer arrangement comprises a processor for implementing the steps of the payment method according to any one of claims 1-5 when executing a computer program stored in a memory.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the payment method according to any one of claims 1-5.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711053504.XA CN107895271A (en) | 2017-10-30 | 2017-10-30 | Method of payment and device, computer installation and computer-readable recording medium |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711053504.XA CN107895271A (en) | 2017-10-30 | 2017-10-30 | Method of payment and device, computer installation and computer-readable recording medium |
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| CN107895271A true CN107895271A (en) | 2018-04-10 |
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| CN201711053504.XA Pending CN107895271A (en) | 2017-10-30 | 2017-10-30 | Method of payment and device, computer installation and computer-readable recording medium |
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