CN107844975A - Mobile terminal safety payment administrative system - Google Patents
Mobile terminal safety payment administrative system Download PDFInfo
- Publication number
- CN107844975A CN107844975A CN201710965111.XA CN201710965111A CN107844975A CN 107844975 A CN107844975 A CN 107844975A CN 201710965111 A CN201710965111 A CN 201710965111A CN 107844975 A CN107844975 A CN 107844975A
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- CN
- China
- Prior art keywords
- mobile terminal
- app
- payment
- safety
- scoring
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
Abstract
The invention discloses mobile terminal safety payment administrative system, the system includes：First collecting unit, for gathering the operation information of mobile terminal；Analytic unit, for analyzing the operation information of collection, payment request information is analysed whether, when having analyzed payment request information, has then opened the first detection unit；First detection unit, for checking the sender of payment request information, if it is browser to detect, sends instruction and terminate payment, if detecting it is APP, APP trust degree is judged, when the trust degree judged is higher than threshold value, then agree to pay, when less than threshold value, terminate and pay；Safety problem existing for solving existing mobile terminal payment, it is reasonable to realize system design, there is provided the technique effect of mobile terminal payment security.
Description
Technical field
The present invention relates to secure payment field, in particular it relates to mobile terminal safety payment administrative system.
Background technology
Currently, as the mobile device based on smart mobile phone is further popularized, the consumption of people, transaction, pay custom will
Desktop computer and notebook are increasingly left, the great development prospect of mobile payment is self-evident, and market cake also will be gradual
Increase.Regardless of whether be the remote payment that Alipay stresses, or the near field that wechat is laid particular stress on is paid, and all impacts traditional retail deeply
The general layout of Payment System.
In mobile payment field, the industry participant such as conventional banking facilities, bank card switching liquidation organization, Internet firm
All promote the popularization of mobile payment energetically, by with calling a taxi, medical treatment, tourism, parking, convenience store, the current consumption class row such as make a reservation
Industry trade company cooperates, to guide customer consumption custom progressively to be migrated from PC ends to mobile terminal.The Typical Representative of such business at home
There is NFC to pay, Quick Response Code is paid.
Although intelligence payment is convenient and swift, but corresponding safety problem be present, often report that the account of user is stolen,
Cause damage, and set in the prior art against the payment custom of user and corresponding password to protect, effect is poor, it is impossible to solves
The problem of certainly mobile payment is present.
The content of the invention
The invention provides mobile terminal safety payment administrative system, solves the existing peace of existing mobile terminal payment
Full problem, it is reasonable to realize system design, there is provided the technique effect of mobile terminal payment security.
For achieving the above object, this application provides mobile terminal safety payment administrative system, the system to include：
First collecting unit, for gathering the operation information of mobile terminal；
Analytic unit, for analyzing the operation information of collection, payment request information is analysed whether, when analyzing
When having payment request information, then the first detection unit is opened；
First detection unit, for checking the sender of payment request information, if it is browser to detect, send out
Send instruction to terminate to pay, if it is APP to detect, APP trust degree is judged, when the trust degree judged is higher than threshold value
When, then agree to pay, when less than threshold value, terminate and pay.
Wherein, principle of the invention is when mobile terminal initiates payment instruction, obtains corresponding information and suspends payment
Operation, is checked the sender of payment request information, if it is browser to detect, is sent instruction and is terminated payment, if inspection
It is APP to measure, then judges APP trust degree, when the trust degree judged is higher than threshold value, then agree to pay, when less than
During threshold value, terminate and pay.The security rather than the use habit by user paid using system security.
Further, the system also includes the second detection unit, when having analyzed payment request information, then opens
Two detection units；Second detection unit is used to detect the network security of mobile terminal connection, when the net for detecting connection
When network is dangerous, then terminates and pay.
Further, the network security connected to mobile terminal, which carries out detection, to be included：Whether mobile terminal is opened bluetooth,
Wifi hotspot is detected, and when detecting that mobile terminal opens bluetooth or wifi hotspot, then judges that the network of connection is dangerous；
Also include detecting the wireless network of mobile terminal connection, when the wireless network of connection is moved for public network or the network
When planting wooden horse and fishing website, then judge that the network of connection is dangerous.
Further, the system also includes virtual backstage, in scanning input Quick Response Code, it is virtual first after stylobate
Be attached operation in the Quick Response Code of scanning, after connection the link related to the Quick Response Code carry out safety detection, when passing through safety
After detection, the linked operation that mobile terminal carries out the Quick Response Code is enabled.
Further, the system also includes alarm unit, for storing ID card information, the bank account of user first
Information, payment information, and be encrypted；Then the input information of user on mobile terminals is obtained, and by acquisition
Information is matched with the information stored in alarm unit, and after the match is successful, payment is shown in mobile terminal display unit
Information warning.
Further, the trust degree of the judgement APP specifically includes：
APP developer and operator are detected, obtain APP developer and operator's scoring；
Safety detection is carried out to APP, obtains APP safety scoring；
APP occupation mode and frequency are detected, obtain APP use scoring；
Safety scoring, the APP use scoring of developer and operator's scoring, APP based on APP, obtain the credible of APP
Ren Du.
Further, the scoring of APP developer and operator, APP safety scoring, APP use scoring are added, obtained
Must be scored total value, by scoring total value compared with scale mechanical energy, obtain APP trust degree.
Further, the system also includes alarm unit, for being carried out when secure payment problem occurs in mobile terminal
Alarm, and close the payment function of all accounts.
One or more technical schemes that the application provides, have at least the following technical effects or advantages：
Safety problem existing for solving existing mobile terminal payment, it is reasonable to realize system design, there is provided mobile
The technique effect of terminal payment safety.
Brief description of the drawings
Accompanying drawing described herein is used for providing further understanding the embodiment of the present invention, forms one of the application
Point, do not form the restriction to the embodiment of the present invention；
Fig. 1 is the composition schematic diagram of mobile terminal safety payment administrative system in the application.
Embodiment
The invention provides mobile terminal safety payment administrative system, solves the existing peace of existing mobile terminal payment
Full problem, it is reasonable to realize system design, there is provided the technique effect of mobile terminal payment security.
It is below in conjunction with the accompanying drawings and specific real in order to be more clearly understood that the above objects, features and advantages of the present invention
Mode is applied the present invention is further described in detail.It should be noted that in the case where not conflicting mutually, the application's
Feature in embodiment and embodiment can be mutually combined.
Many details are elaborated in the following description to facilitate a thorough understanding of the present invention, still, the present invention may be used also
To be implemented using other different from the other modes in the range of being described herein, therefore, protection scope of the present invention is not by under
The limitation of specific embodiment disclosed in face.
Fig. 1 is refer to, this application provides mobile terminal safety payment administrative system, the system includes：
First collecting unit, for gathering the operation information of mobile terminal；
Analytic unit, for analyzing the operation information of collection, payment request information is analysed whether, when analyzing
When having payment request information, then the first detection unit is opened；
First detection unit, for checking the sender of payment request information, if it is browser to detect, send out
Send instruction to terminate to pay, if it is APP to detect, APP trust degree is judged, when the trust degree judged is higher than threshold value
When, then agree to pay, when less than threshold value, terminate and pay.
Wherein, principle of the invention is when mobile terminal initiates payment instruction, obtains corresponding information and suspends payment
Operation, is checked the sender of payment request information, if it is browser to detect, is sent instruction and is terminated payment, if inspection
It is APP to measure, then judges APP trust degree, when the trust degree judged is higher than threshold value, then agree to pay, when less than
During threshold value, terminate and pay.The security rather than the use habit by user paid using system security.
Further, the system also includes the second detection unit, when having analyzed payment request information, then opens
Two detection units；Second detection unit is used to detect the network security of mobile terminal connection, when the net for detecting connection
When network is dangerous, then terminates and pay.
Further, the network security connected to mobile terminal, which carries out detection, to be included：Whether mobile terminal is opened bluetooth,
Wifi hotspot is detected, and when detecting that mobile terminal opens bluetooth or wifi hotspot, then judges that the network of connection is dangerous；
Also include detecting the wireless network of mobile terminal connection, when the wireless network of connection is moved for public network or the network
When planting wooden horse and fishing website, then judge that the network of connection is dangerous.
Further, the system also includes virtual backstage, in scanning input Quick Response Code, it is virtual first after stylobate
Be attached operation in the Quick Response Code of scanning, after connection the link related to the Quick Response Code carry out safety detection, when passing through safety
After detection, the linked operation that mobile terminal carries out the Quick Response Code is enabled.
Further, the system also includes alarm unit, for storing ID card information, the bank account of user first
Information, payment information, and be encrypted；Then the input information of user on mobile terminals is obtained, and by acquisition
Information is matched with the information stored in alarm unit, and after the match is successful, payment is shown in mobile terminal display unit
Information warning.
Further, the trust degree of the judgement APP specifically includes：
APP developer and operator are detected, obtain APP developer and operator's scoring；
Safety detection is carried out to APP, obtains APP safety scoring；
APP occupation mode and frequency are detected, obtain APP use scoring；
Safety scoring, the APP use scoring of developer and operator's scoring, APP based on APP, obtain the credible of APP
Ren Du.
Further, the scoring of APP developer and operator, APP safety scoring, APP use scoring are added, obtained
Must be scored total value, by scoring total value compared with scale mechanical energy, obtain APP trust degree.
Further, the system also includes alarm unit, for being carried out when secure payment problem occurs in mobile terminal
Alarm, and close the payment function of all accounts.
One or more technical schemes that the application provides, have at least the following technical effects or advantages：
Safety problem existing for solving existing mobile terminal payment, it is reasonable to realize system design, there is provided mobile
The technique effect of terminal payment safety.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and modification to these embodiments.So appended claims be intended to be construed to include it is excellent
Select embodiment and fall into having altered and changing for the scope of the invention.
Obviously, those skilled in the art can carry out the essence of various changes and modification without departing from the present invention to the present invention
God and scope.So, if these modifications and variations of the present invention belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising including these changes and modification.
Claims (8)
1. mobile terminal safety payment administrative system, it is characterised in that the system includes：
First collecting unit, for gathering the operation information of mobile terminal；
Analytic unit, for analyzing the operation information of collection, payment request information is analysed whether, when having analyzed branch
When paying solicited message, then the first detection unit is opened；
First detection unit, for checking the sender of payment request information, if it is browser to detect, transmission refers to
Order, which terminates, to be paid, if it is APP to detect, judges APP trust degree, when the trust degree judged is higher than threshold value, then
Agree to pay, when less than threshold value, terminate and pay.
2. mobile terminal safety payment administrative system according to claim 1, it is characterised in that the system also includes the
Two detection units, when having analyzed payment request information, then open the second detection unit；Second detection unit is used for movement
The network security of terminal connection is detected, and when the network for detecting connection is dangerous, is then terminated and is paid.
3. mobile terminal safety payment administrative system according to claim 2, it is characterised in that to mobile terminal connection
Network security, which carries out detection, to be included：Whether bluetooth is opened to mobile terminal, wifi hotspot detects, when detecting mobile terminal
When opening bluetooth or wifi hotspot, then judge that the network of connection is dangerous；Also include entering the wireless network of mobile terminal connection
Row detection, when the wireless network of connection is public network or the network is transplanted wooden horse and fishing website, then judge connection
Network is dangerous.
4. mobile terminal safety payment administrative system according to claim 1, it is characterised in that the system also includes void
Intend backstage, in scanning input Quick Response Code, Quick Response Code of the backstage based on scanning virtual first to be attached operation, after connection
Safety detection is carried out to the related link of the Quick Response Code, after by safety detection, mobile terminal is enabled and carries out the Quick Response Code
Linked operation.
5. mobile terminal safety payment administrative system according to claim 1, it is characterised in that the system also includes police
Show unit, for storing the ID card information, bank account information, payment information of user first, and be encrypted；Then to
The input information of family on mobile terminals is obtained, and by the information stored in the information of acquisition and alarm unit carry out
Match somebody with somebody, after the match is successful, shown in mobile terminal display unit and pay information warning.
6. mobile terminal safety payment administrative system according to claim 1, it is characterised in that the judgement APP's can
Degree of belief specifically includes：
APP developer and operator are detected, obtain APP developer and operator's scoring；
Safety detection is carried out to APP, obtains APP safety scoring；
APP occupation mode and frequency are detected, obtain APP use scoring；
Safety scoring, the APP use scoring of developer and operator's scoring, APP based on APP, obtain APP trusted
Degree.
7. mobile terminal safety payment administrative system according to claim 6, it is characterised in that by APP developer and
Operator's scoring, APP safety scoring, APP use scoring are added, and scoring total value are obtained, by scoring total value and scale
Mechanical energy compares, and obtains APP trust degree.
8. mobile terminal safety payment administrative system according to claim 1, it is characterised in that the system also includes report
Alert unit, for being alarmed when secure payment problem occurs in mobile terminal, and closes the payment function of all accounts.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710965111.XA CN107844975A (en) | 2017-10-17 | 2017-10-17 | Mobile terminal safety payment administrative system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710965111.XA CN107844975A (en) | 2017-10-17 | 2017-10-17 | Mobile terminal safety payment administrative system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107844975A true CN107844975A (en) | 2018-03-27 |
Family
ID=61661397
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710965111.XA Withdrawn CN107844975A (en) | 2017-10-17 | 2017-10-17 | Mobile terminal safety payment administrative system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107844975A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115277121A (en) * | 2022-07-12 | 2022-11-01 | 山西西电信息技术研究院有限公司 | Social network security monitoring system and method based on Internet |
-
2017
- 2017-10-17 CN CN201710965111.XA patent/CN107844975A/en not_active Withdrawn
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115277121A (en) * | 2022-07-12 | 2022-11-01 | 山西西电信息技术研究院有限公司 | Social network security monitoring system and method based on Internet |
| CN115277121B (en) * | 2022-07-12 | 2023-12-29 | 山西西电信息技术研究院有限公司 | Social network safety monitoring system and method based on Internet |
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|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| WW01 | Invention patent application withdrawn after publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20180327 |