CN107798620A - Determination methods, device, computer equipment and the storage medium of statement-of-health are provided - Google Patents
Determination methods, device, computer equipment and the storage medium of statement-of-health are provided Download PDFInfo
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- CN107798620A CN107798620A CN201710614426.XA CN201710614426A CN107798620A CN 107798620 A CN107798620 A CN 107798620A CN 201710614426 A CN201710614426 A CN 201710614426A CN 107798620 A CN107798620 A CN 107798620A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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Abstract
The embodiment of the present invention provides a kind of determination methods, device, computer equipment and storage medium for providing statement-of-health.The determination methods of the offer statement-of-health include：Obtain the parameter value of the preset attribute associated with warrantee's mark；Assessed value is protected with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；Threshold range according to where the core protects assessed value judges whether to need to provide the physical examination report informed with the health of the corresponding warrantee of warrantee's mark and whether need to provide with the corresponding warrantee of warrantee's mark；The result that will determine that is identified while shown with corresponding warrantee.Whether whether present invention eliminates artificial judgment needs the health for providing warrantee to inform and need to provide the working mechanism of the physical examination report of warrantee, saves core and protects the time, improves core and protect efficiency.
Description
Technical field
The present invention relates to field of computer technology, more particularly to the determination methods of offer statement-of-health, device, computer
Equipment and storage medium.
Background technology
In the review process whether passed through to insurance application, the income of warrantee, age, amount of guarantee, health status etc.
Whether whether the declaration form that factor directly affects the warrantee can be checked and approved and pass through, at present for needing insurer to provide statement-of-health
Carry out core to protect or judged by artificial, but as the influence factor for the statement-of-health for needing to provide warrantee is more and more, lead
Cause the workload of core guarantor also increasing, and when insurant's number is very more, such as group insurance, may include under a declaration form
It is up to a hundred or even when having thousands of individual warrantees, cause the workload of core guarantor very big, and operating efficiency is low.
At present eager needs it is a kind of according to factor of influence automatic decision whether need to provide the Health Certificate of warrantee and
The method that health is informed, efficiency is protected to improve core.
The content of the invention
The embodiment of the present invention provides a kind of determination methods, device, computer equipment and storage medium for providing statement-of-health,
The health for providing warrantee whether can be needed to inform with automatic decision to report with physical examination so as to improve core guarantor's efficiency.
A kind of determination methods for providing statement-of-health, this method include：
Obtain the parameter value of the preset attribute associated with warrantee's mark；
Assessed value is protected with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；
Threshold range according to where the core protects assessed value judges whether to need to provide protected corresponding with warrantee's mark
The physical examination whether health of people informs and need to provide with the corresponding warrantee of warrantee's mark is reported；
The result that will determine that is identified while shown with corresponding warrantee.
Further, the parameter value of the attribute is default parameter value corresponding with the attribute.
Further, the attribute includes shifting the amount guaranteed of warrantee corresponding to the warrantee obtained mark by data
Degree；The step of parameter value of the acquisition preset attribute associated with warrantee's mark, includes：
Calculate the difference of the guarantee amount and default minimum amount；
Parameter value using the business of the difference divided by default maximum amount as the guarantee amount.
Further, the step of this protects assessed value according to the parameter value calculation with the core of the corresponding warrantee of warrantee's mark
For：
Assessed value is protected using the result of product of all parameter values as the core.
Further, this judges whether to need to provide to identify with warrantee according to the threshold range where core guarantor's assessed value
The step of the physical examination whether health of corresponding warrantee informs and need to provide with the corresponding warrantee of warrantee's mark is reported
For：
When the core protects assessed value in the range of default first threshold, judgement need not provide corresponding with warrantee's mark
Warrantee health inform and physical examination report, when the core protect assessed value in the range of default Second Threshold when, judgement only need
There is provided and informed with the health of the corresponding warrantee of warrantee's mark, when the core protects assessed value in default 3rd threshold range
When, judgement needs only provide for reporting with the physical examination of the corresponding warrantee of warrantee's mark, when core guarantor's assessed value is default the
When in four threshold ranges, judge that needs offer is informed with the health of the corresponding warrantee of warrantee's mark and physical examination is reported.
A kind of judgment means for providing statement-of-health, the device include：
Parameter value acquisition module, for obtaining the parameter value of the preset attribute associated with warrantee's mark；
Computing module, for protecting assessed value with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；
Judge module, judge whether to need to provide to mark with warrantee for the threshold range where protecting assessed value according to the core
The physical examination whether health of warrantee corresponding to knowledge informs and need to provide with the corresponding warrantee of warrantee's mark is reported；
Display module, the result for will determine that are identified while shown with corresponding warrantee.
Further, the computing module is additionally operable to protect assessed value using the result of product of all parameter values as the core.
Further, the judge module is additionally operable to, when the core protects assessed value in the range of default first threshold, judge
It need not provide and be informed with the health of the corresponding warrantee of warrantee's mark and physical examination report, when the core protects assessed value default
Second Threshold in the range of when, judgement need only provide for informing with the health of the corresponding warrantee of warrantee's mark, when the core
When protecting assessed value in default 3rd threshold range, judge to need only provide for the physical examination with the corresponding warrantee of warrantee's mark
Report, when the core protects assessed value in default 4th threshold range, judge to need offer corresponding with warrantee's mark
The health of warrantee is informed and physical examination report.
A kind of computer equipment, including memory, processor and storage can be run on a memory and on a processor
Computer program, the determination methods of statement-of-health as provided above are realized during the computing device program.
A kind of storage medium, the storage medium are arranged to the determination methods that storage is used to perform above-mentioned offer statement-of-health
In each step program code.
The present invention is used as according to the parameter value calculation of the attribute and judged whether by the default attribute related to warrantee
Need that the health for providing warrantee is informed and the core of the basis for estimation of physical examination report protects assessed value so that computer equipment can be according to
Protect whether assessed value automatic decision needs the health for providing warrantee to inform and whether need to provide the physical examination of warrantee according to the core
Report, core guarantor is saved for whether requiring to provide the judgement of the statement-of-health of warrantee, core is improved and protects efficiency.
Brief description of the drawings
Fig. 1 is the flow chart according to the determination methods of the offer statement-of-health of one embodiment of the present of invention；
Fig. 2 is the flow chart according to the determination methods of the offer statement-of-health of another embodiment of the present invention；
Fig. 3 is the exemplary block diagram according to the judgment means of the offer statement-of-health of one embodiment of the present of invention；
Fig. 4 is the internal structure schematic diagram according to the computer equipment of one embodiment of the present of invention.
Embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Fig. 1 be according to the flow chart of the determination methods of the offer statement-of-health of one embodiment of the present of invention, with reference to
Fig. 1 come be described in detail it is according to an embodiment of the invention offer statement-of-health determination methods, as shown in figure 1, this method
Comprise the following steps S101, S102 and S103.
The parameter value of S101, the acquisition preset attribute associated with warrantee's mark.
According to the present embodiment example, warrantee mark includes but is not limited to name, the identification card number of warrantee
Code, cell-phone number etc..Wherein, the attribute of the insurance kind classification of insurer (user for buying insurance) purchase is stored with system
Collection, this step can be achieved like this：The property set for the insurance kind classification that the insurer stored in acquisition system is bought, the attribute
The collection for example, beneficiary's (i.e. warrantee) of the insurance of guarantor's purchase includes sex, age, the industry being engaged in, monthly income；Root
According in the electronic insurance policy of warrantee by recording the Dan Yuan attribute mode such as filled in and obtain storage corresponding with warrantee mark, example
It is such as the name of warrantee, telephone number, sex, age, the industry being engaged in, ID card No., then by asking for the property set
With the common factor of the property set in the electronic insurance policy of the warrantee of acquisition, it may be determined that the preset attribute associated with warrantee's mark
For sex, age, the industry being engaged in.
According to another example of the present embodiment, the parameter value of the attribute can be default parameter value corresponding with the attribute,
The parameter value of some attribute inputted by receiving user determines, when the attribute of acquisition includes load corresponding to warrantee's mark
During the attribute of the numerical value class such as insured amount degree, can also by obtain attribute is calculated to obtain, such as when the attribute include lead to
When crossing the guarantee amount of warrantee corresponding to the warrantee mark that data transfer obtains, the acquisition is associated with warrantee's mark
Preset attribute parameter value the step of include：Calculate the difference of the guarantee amount and default minimum amount；The difference is removed
The parameter value of the guarantee amount is used as using the business of default maximum amount.Wherein, it is above-mentioned can be with by way of data transfer
It is cash of transferring accounts or shift on the net.According to the example usage scenario for example：Insurer is obtained by data transfer
The guarantee amount of warrantee is 50000 corresponding to the warrantee mark obtained, wherein, default minimum amount is 30000, is preset
Maximum amount be 40000, then the parameter value of this preset attribute of the guarantee amount is (50000-30000)/40000=0.5.
Wherein, mode warrantee's mark being associated with warrantee's preset attribute can be by memory
The warrantee of storage identifies the shape that the object that next-hop is signified in the pointer of this data is associated or passes through form
Formula or the form of matrix carry out corresponding association.
S102, core guarantor's assessed value according to the parameter value calculation with the corresponding warrantee of warrantee's mark.
In this step, the meaning of core guarantor assessed value is whether need to provide warrantee as warrantee corresponding to assessment
Health inform and whether need provide warrantee physical examination report foundation., will be all according to the present embodiment example
The result of product of parameter value protects assessed value as the core.
S103, the threshold range according to where the core protects assessed value judge whether to need offer corresponding with warrantee's mark
The physical examination whether health of warrantee informs and need to provide with the corresponding warrantee of warrantee's mark is reported.
According to the present embodiment example, the health of the warrantee is informed can protect assessed value with physical examination report according to core
Size requirements warrantee health be provided simultaneously informed and reported with physical examination, may also require that warrantee only provides health and informed or only
Physical examination report is provided, can not also require that warrantee provides health and informed and physical examination report.
Further, the step also includes：When the core protects assessed value in the range of default first threshold, judge to be not required to
There is provided informed with the health of the corresponding warrantee of warrantee's mark and physical examination report, when the core protect assessed value default second
When in threshold range, judgement needs only provide for informing with the health of the corresponding warrantee of warrantee's mark, when the core protects assessed value
When in default 3rd threshold range, judgement needs only provide for reporting with the physical examination of the corresponding warrantee of warrantee's mark, when
When the core protects assessed value in default 4th threshold range, it is strong with the corresponding warrantee of warrantee's mark to judge that needs provide
Health is informed and physical examination report.
Included according to the preset attribute associated with warrantee's mark of the present embodiment usage scenario, such as acquisition
The monthly income of warrantee is 6000, the age 35, sex is female and amount of guarantee is 50000, and this attribute is corresponding with monthly income
Default parameter value ρinFor：When the monthly pay of warrantee is more than 8000, the ρinValue be set to 0.2, when the monthly pay of warrantee exists
When between 4000 to 8000, the ρinValue be set to 0.5, when warrantee the moon star below 4000 when, the ρinValue be set to
0.8, default parameter value corresponding with the warrantee that the age is 35 years old is 1, is that the corresponding parameter value of woman's attribute is preset with sex
For 1, it is 0.5 to continue the parameter value that usage scenario when above-mentioned amount of guarantee is 50000 calculates, then the core of the insurer, which is protected, assesses
It is worth for 0.5*1*1*0.5=0.25, wherein, above-mentioned first threshold scope is, for example, 0, and above-mentioned default Second Threshold scope is for example
For 0~0.5, above-mentioned default 3rd threshold range is, for example, 0.5~1, and above-mentioned default 4th threshold range is, for example, 1, according to
This, system understands that the core protects assessed value 0.25 in default Second Threshold scope by the scope where comparing core guarantor's assessed value
It is interior, then judge to need only provide for informing with the health of the corresponding warrantee of warrantee's mark, it is not necessary to provide and identify with warrantee
The physical examination report of corresponding warrantee.
According to another example of the present embodiment, above-mentioned preset attribute can be divided into interior factor attribute and extrinsicfactor category
Property, wherein, interior factor attribute changes the small attribute of probability, such as the age of warrantee, sex load for related to warrantee
Insurance money volume etc., extrinsicfactor attribute changes the big attribute of probability for related to warrantee, such as warrantee is engaged in work
Risk factor, the mechanism belonging to warrantee, the income situation of warrantee etc., according to the present embodiment example, outside this
The parameter value of the factor is multiplied to obtain by the parameter value of the attribute of its each extrinsicfactor, and the parameter value of the interior factor passes through pre-
If numerical value or default computational methods obtain, then multiplying by the parameter value of the parameter value of interior factor and extrinsicfactor
Product obtains the core and protects assessed value.
According to the present embodiment usage scenario for example：Extrinsicfactor attribute PeIncluding mechanism described in warrantee, protected
People is engaged in the risk factor of work, the income of warrantee, wherein, warrantee is engaged in the whether dangerous duty by matching warrantee of work
Character and the keyword of default dangerous industry in industry can obtain, such as the keyword of default dangerous industry includes
" ore deposit ", the occupation of warrantee is " open a mine worker ", when the key for including default dangerous industry in the occupational title of warrantee
Judge that warrantee is engaged in dangerous industry during word, risk factor (the i.e. parameter of work is engaged in by default rule acquisition warrantee
Value), protected for example, the length of the length of the keyword of the dangerous industry of matching divided by the occupational title of warrantee can be obtained
People is engaged in the risk factor of work, and in this usage scenario, the length of " ore deposit " this keyword is 1, " open a mine worker " this key
The length of word is 4, then the risk factor that warrantee is engaged in work is 1/4=0.25.Further, this category of mechanism described in warrantee
Property parameter value be preset as 1, default parameter value corresponding with the income 6000 of warrantee this attribute is 0.5, then the outside because
Sub- attribute PeParameter value be 1*0.25*0.5=0.125.
Wherein interior factor attribute include insurance kind, the age of warrantee that warrantee accepted insurance for 35, the sex of warrantee
Amount of guarantee for female and warrantee is 50000, continues the age of warrantee, the sex of warrantee in above-mentioned usage scenario and is protected
Parameter value corresponding to the amount of guarantee of people is respectively 1,1 and 0.25, and this attribute of the insurance kind that warrantee is accepted insurance corresponds to default
Parameter value is 0, parameter value minimum in specified attribute in the calculation of the parameter value of the interior factor attribute interior factor
The product of the parameter value of attribute and amount of guarantee, specified attribute such as warrantee is accepted insurance wherein in interior factor insurance kind, quilt
The age of guarantor is the 35, sex of warrantee, and (insurance kind that warrantee is accepted insurance, the age of warrantee are 35, protected specified attribute
The sex of people) in the product of the minimum attribute 0 and the parameter value 0.25 of amount of guarantee of parameter value be 0, core can be obtained protect to assess
It is worth for 0, when above-mentioned first threshold scope is, for example, 0, judgement need not be both provided with the corresponding warrantee's of warrantee's mark
Health is informed, it is not required that provides physical examination report corresponding with warrantee's mark.
The present embodiment protects the factor attribute of assessed value by defining a series of influence cores, and by defining each factor attribute
Parameter value, calculate the core protect assessed value, then by judge the core protect assessed value where threshold range automatically judge
Whether need offer to be informed with the health of warrantee corresponding to warrantee's mark and whether need offer corresponding with warrantee's mark
Warrantee physical examination report, eliminate the working mechanism of artificial judgment, save core and protect the time, improve core and protect efficiency.
Fig. 2 is according to the flow chart of the determination methods of the offer statement-of-health of another embodiment of the present invention, as shown in Figure 2
Offer statement-of-health determination methods, the determination methods of the offer statement-of-health are including above-mentioned steps S 101, the and of S 102
Also include step S104 on the basis of S103：
S104, by whether need to provide informed with the health of the corresponding warrantee of warrantee's mark and whether need to provide with
The judgment result displays of the physical examination report of warrantee corresponding to warrantee's mark.
According to first example of the present embodiment, (whether what is judged needs offer and warrantee to the result that can be will determine that
Whether the health of warrantee corresponding to mark informs, needs offer to be reported with the physical examination of the corresponding warrantee of warrantee's mark) with
Corresponding warrantee's mark shows that wherein warrantee's mark includes but is not limited to the name, telephone number, property of warrantee simultaneously
Not, age, the industry being engaged in, ID card No., warrantee's mark of display are included in above-mentioned these warrantees mark at least
It is a kind of.
Wherein, whether step S104 also includes to need to provide and informing with the health of the corresponding warrantee of warrantee's mark
And whether need to provide the judged result that the physical examination with the corresponding warrantee of warrantee's mark is reported and preserve.
According to the present embodiment example, the display result is shown by the screen of user terminal, wherein, the use
Family terminal includes but is not limited to mobile phone, PC, tablet personal computer etc., the mode of display can be by the name of warrantee with
Judged result is corresponding to be shown.
The present embodiment can be directly perceived by providing a kind of method core guarantor that will determine that result is preserved and shown
The judged result for seeing system.
Fig. 3 be according to the exemplary block diagram of the judgment means of the offer statement-of-health of one embodiment of the present of invention,
The judgment means of offer statement-of-health according to an embodiment of the invention are described in detail with reference to Fig. 3, the offer is good for
The judgment means 10 of health report include：
Parameter value acquisition module 11, for obtaining the parameter value of the preset attribute associated with warrantee's mark；
Computing module 12, for protecting assessed value with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；
Judge module 13, judge whether to need offer and warrantee for the threshold range where protecting assessed value according to the core
The physical examination whether health of warrantee corresponding to mark informs and need to provide with the corresponding warrantee of warrantee's mark is reported；
Display module 14, the result for will determine that are identified while shown with corresponding warrantee.
Wherein, warrantee mark including but not limited to name of warrantee, ID card No., cell-phone number etc..Wherein,
The property set of the insurance kind classification of insurer (user for buying insurance) purchase, above-mentioned parameter value acquisition module are stored with system
The property set for the insurance kind classification that the insurer stored in 11 specific acquisition systems is bought, the property set are, for example, what guarantor bought
The beneficiary's (i.e. warrantee) of insurance includes sex, age, the industry being engaged in, monthly income；According to the electronic insurance policy of warrantee
In by recording the Dan Yuan attribute mode such as filled in and obtain storage corresponding with warrantee mark, for example, the name of warrantee,
Telephone number, sex, age, the industry being engaged in, ID card No., then by asking for the property set and the electricity of the warrantee obtained
The common factor of property set in sub- declaration form, it may be determined that the preset attribute associated with warrantee's mark is sex, age, be engaged in
Industry.
Further, the parameter value of the attribute can be default parameter value corresponding with the attribute, defeated by receiving user
The parameter value of some attribute entered determines, when the attribute of acquisition includes the numerical value class such as guarantee amount corresponding to warrantee's mark
Attribute when, can also by obtain attribute is calculated to obtain, such as when the attribute include by data transfer acquisition
The warrantee mark corresponding to warrantee guarantee amount when, the parameter value acquisition module 11 also includes：First computing unit,
For calculating the difference of the guarantee amount and default minimum amount；Second computing unit, for by the difference divided by default
Parameter value of the business of maximum amount as the guarantee amount.Wherein, above-mentioned can be online turn by way of data transfer
Account or transfer cash.According to the example usage scenario for example：Insurer shifts the quilt obtained by data
The guarantee amount of warrantee is 50000 corresponding to guarantor's mark, wherein, default minimum amount is 30000, default maximum
Spend for 40000, then the parameter value of this preset attribute of the guarantee amount is (50000-30000)/40000=0.5.
Wherein, mode warrantee's mark being associated with warrantee's preset attribute can be by memory
The warrantee of storage identifies the shape that the object that next-hop is signified in the pointer of this data is associated or passes through form
Formula or the form of matrix carry out corresponding association.
Wherein, the computing module is additionally operable to protect assessed value using the result of product of all parameter values as the core.
Above-mentioned parameter value acquisition module, which is specifically used for acquisition preset attribute corresponding associated with warrantee's mark, to be preset
Parameter value.
According to the present embodiment example, the judge module protects assessed value default first also particularly useful for when the core
When in threshold range, judgement need not provide informed with the health of the corresponding warrantee of warrantee's mark and physical examination report, when this
When core protects assessed value in the range of default Second Threshold, judgement needs only provide for strong with the corresponding warrantee of warrantee's mark
Health informs that, when the core protects assessed value in default 3rd threshold range, judgement needs only provide for corresponding with warrantee's mark
Warrantee physical examination report, when the core protect assessed value in default 4th threshold range when, judge need provide with being protected
The health of warrantee corresponding to people's mark is informed and physical examination report.
According to the present embodiment example, the judgment means 10 of the offer statement-of-health also include：
Relating module, for warrantee's mark to be passed through into the warrantee that stores in memory with warrantee's preset attribute
The object that next-hop is signified in the pointer of this data is identified to be associated.
Further, the relating module is additionally operable to the form by form or the form by matrix identifies warrantee
It is associated with preset attribute.
A kind of computer equipment provided according to invention the present embodiment, including memory, processor and be stored in
Above-mentioned offer health report is realized on memory and the computer program that can run on a processor, during the computing device program
The determination methods of announcement.
Those skilled in the art, which is to be understood that in the judgment means 10 of above-mentioned offer statement-of-health, can pass through hardware
Structure is realized, for example, can be realized by common computer equipment, wherein, parameter value acquisition module 11 can be to that should calculate
The mouse or physical keyboard of machine equipment, when the screen of the computer equipment has touch controllable function, parameter value acquisition module 11 is also
Can be the dummy keyboard on computer equipment screen, computing module 12 and judge module 13 to should computer equipment center
Processor CPU, the display module is to should the display of computer equipment or the screen of the computer equipment.
Further, Fig. 4 is according to the internal structure schematic diagram of the computer equipment of one embodiment of the present of invention, is such as schemed
Computer equipment shown in 4, the computer equipment include by system bus connection processor, non-volatile memory medium,
Built-in storage, display screen and input unit.Wherein, the non-volatile memory medium of the computer equipment can storage program area and
Computer-readable instruction, when the computer-readable instruction is performed, it may be such that one kind of each embodiment of computing device the application
The determination methods of statement-of-health are provided, the specific implementation process of this method refer to each embodiment in Fig. 1 and Fig. 2 it is specific in
Hold, will not be repeated here.The processor of the computer equipment is used to provide calculating and control ability, supports whole computer equipment
Operation.For being shown, the input unit of the computer equipment is used to receive user's input the display screen of computer equipment
The parameter such as the parameter value of preset attribute associated with warrantee's mark.It will be understood by those skilled in the art that shown in Fig. 4
Structure, the only part-structure related to application scheme block diagram, do not form and it be applied to application scheme
On computer equipment restriction, specific computer equipment can include than more or less parts shown in figure, or
Some parts are combined, or are arranged with different parts.
In one embodiment, when the computer-readable instruction in non-volatile memory medium is performed, processor is held
The determination methods of capable offer statement-of-health include：
Obtain the parameter value of the preset attribute associated with warrantee's mark；
Assessed value is protected with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation, further, will be all
The result of product of parameter value protects assessed value as the core；
Threshold range according to where the core protects assessed value judges whether to need to provide protected corresponding with warrantee's mark
The physical examination whether health of people informs and need to provide with the corresponding warrantee of warrantee's mark is reported.
Further, when the core protects assessed value in the range of default first threshold, judgement need not be provided with being protected
The health of warrantee corresponding to people's mark is informed and physical examination report, when the core protects assessed value in the range of default Second Threshold
When, judgement needs only provide for informing with the health of the corresponding warrantee of warrantee's mark, when core guarantor's assessed value is default the
When in three threshold ranges, judgement needs only provide for reporting with the physical examination of the corresponding warrantee of warrantee's mark, protects and assesses when the core
When value is in default 4th threshold range, judge to need to provide to inform with the health of the corresponding warrantee of warrantee's mark and body
Inspection report.
Wherein, the parameter value of the attribute is default parameter value corresponding with the attribute.
The attribute includes shifting the guarantee amount of warrantee corresponding to the warrantee obtained mark, the storage by data
Medium is additionally operable to the program code that storage performs following steps：
Calculate the difference of the guarantee amount and default minimum amount；
Parameter value using the business of the difference divided by default maximum amount as the guarantee amount.
Optionally, the storage medium is additionally operable to the program code that storage performs following steps：
Whether will need to provide and informed with the health of the corresponding warrantee of warrantee's mark and whether need to provide with being protected
The judged result of the physical examination report of warrantee corresponding to people's mark is preserved and shown.
The embodiment of other detailed contents of the determination methods of the offer statement-of-health and the method corresponding to Fig. 1 and Fig. 2
Content is similar, will not be repeated here.
According to the present embodiment example, all or part of flow in above-described embodiment method, calculating can be passed through
Machine program instructs the hardware of correlation to complete, and described program can be stored in a computer read/write memory medium, such as this hair
In bright embodiment, the program can be stored in the storage medium of computer system, and by least one in the computer system
Computing device, to realize the flow for including the embodiment such as above-mentioned each method.The storage medium includes but is not limited to magnetic disc, excellent
Disk, CD, read-only memory (Read-Only Memory, ROM) or random access memory (Random Access
Memory, RAM) etc..
The present embodiment is as judgement by the default attribute related to warrantee, and according to the parameter value calculation of the attribute
It is no to need that the health for providing warrantee is informed and the core of the basis for estimation of physical examination report protects assessed value so that computer equipment can be with
Protect whether assessed value automatic decision needs the health for providing warrantee to inform and whether need to provide the body of warrantee according to the core
Inspection report, core guarantor is saved for whether requiring to provide the judgement of the statement-of-health of warrantee, core is improved and protects efficiency.
Each technical characteristic of embodiment described above can be combined arbitrarily, to make description succinct, not to above-mentioned reality
Apply all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited
In contradiction, the scope that this specification is recorded all is considered to be.
Embodiment described above only expresses the several embodiments of the present invention, and its description is more specific and detailed, but simultaneously
Can not therefore it be construed as limiting the scope of the patent.It should be pointed out that come for one of ordinary skill in the art
Say, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to the protection of the present invention
Scope.Therefore, the protection domain of patent of the present invention should be determined by the appended claims.
Claims (10)
1. a kind of determination methods that statement-of-health is provided, it is characterised in that methods described includes：
Obtain the parameter value of the preset attribute associated with warrantee's mark；
Assessed value is protected with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；
Threshold range according to where the core protects assessed value judges whether to need to provide and the corresponding warrantee of warrantee's mark
Health inform and whether need to provide and the physical examination of the corresponding warrantee of warrantee's mark report；
The result that will determine that is identified while shown with corresponding warrantee.
2. according to the method for claim 1, it is characterised in that the parameter value of the attribute is corresponding with the attribute default
Parameter value.
3. according to the method for claim 1, it is characterised in that the attribute includes shifting the quilt obtained by data
The guarantee amount of warrantee corresponding to guarantor's mark；The parameter value for obtaining the preset attribute associated with warrantee's mark
Step includes：
Calculate the difference of the guarantee amount and default minimum amount；
Parameter value using the business of the difference divided by default maximum amount as the guarantee amount.
4. according to the method for claim 1, it is characterised in that described according to the parameter value calculation and warrantee's mark pair
The core of the warrantee answered protects the step of assessed value and is：
Assessed value is protected using the result of product of all parameter values as the core.
5. according to the method for claim 1, it is characterised in that the threshold range according to where the core protects assessed value
Judge whether to need to provide to inform with the health of the corresponding warrantee of warrantee's mark and whether need to provide and warrantee's mark
Corresponding warrantee physical examination report the step of be：
When the core protects assessed value in the range of default first threshold, judgement need not provide corresponding with warrantee's mark
The health of warrantee is informed and physical examination report, and when the core protects assessed value in the range of default Second Threshold, judgement only needs
There is provided and informed with the health of the corresponding warrantee of warrantee's mark, when the core protects assessed value in default 3rd threshold range
When interior, judgement needs only provide for reporting with the physical examination of the corresponding warrantee of warrantee's mark, when the core protects assessed value default
The 4th threshold range in when, judge need provide informed with the health of the corresponding warrantee of warrantee's mark and physical examination report.
6. a kind of judgment means that statement-of-health is provided, it is characterised in that described device includes：
Parameter value acquisition module, for obtaining the parameter value of the preset attribute associated with warrantee's mark；
Computing module, for protecting assessed value with the core of the corresponding warrantee of warrantee's mark according to the parameter value calculation；
Judge module, judge whether to need to provide to identify with warrantee for the threshold range where protecting assessed value according to the core
The physical examination whether health of corresponding warrantee informs and need to provide with the corresponding warrantee of warrantee's mark is reported；
Display module, the result for will determine that are identified while shown with corresponding warrantee.
7. device according to claim 6, it is characterised in that the computing module is additionally operable to the product of all parameter values
As a result assessed value is protected as the core.
8. device according to claim 6, it is characterised in that the judge module is additionally operable to when core guarantor's assessed value exists
When in the range of default first threshold, judgement need not provide informs and physical examination with the health of the corresponding warrantee of warrantee's mark
Report, when the core protects assessed value in the range of default Second Threshold, judgement needs only provide for corresponding with warrantee's mark
The health of warrantee inform, when the core protects assessed value in default 3rd threshold range, judgement need only provide for
The physical examination report of warrantee corresponding to warrantee's mark, when the core protects assessed value in default 4th threshold range, sentence
Disconnected needs offer is informed with the health of the corresponding warrantee of warrantee's mark and physical examination report.
9. a kind of computer equipment, including memory, processor and storage are on a memory and the meter that can run on a processor
Calculation machine program, it is characterised in that realized during the computing device described program such as the offer of any one of claim 1 to 5
The determination methods of statement-of-health.
10. a kind of storage medium, it is characterised in that the storage medium is arranged to storage and wants 1 to 5 for performing aforesaid right
Any one of in method each step program code.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710614426.XA CN107798620A (en) | 2017-07-25 | 2017-07-25 | Determination methods, device, computer equipment and the storage medium of statement-of-health are provided |
| PCT/CN2018/085119 WO2019019753A1 (en) | 2017-07-25 | 2018-04-28 | Judgement method and apparatus for providing health report, computer device and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710614426.XA CN107798620A (en) | 2017-07-25 | 2017-07-25 | Determination methods, device, computer equipment and the storage medium of statement-of-health are provided |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107798620A true CN107798620A (en) | 2018-03-13 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710614426.XA Pending CN107798620A (en) | 2017-07-25 | 2017-07-25 | Determination methods, device, computer equipment and the storage medium of statement-of-health are provided |
Country Status (2)
| Country | Link |
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| CN (1) | CN107798620A (en) |
| WO (1) | WO2019019753A1 (en) |
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| CN110634568A (en) * | 2019-08-15 | 2019-12-31 | 阿里巴巴集团控股有限公司 | Health care information display method and device |
| CN110766558A (en) * | 2019-10-23 | 2020-02-07 | 泰康保险集团股份有限公司 | Method, device and equipment for processing data of underwriting and computer readable storage medium |
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| Publication number | Publication date |
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| WO2019019753A1 (en) | 2019-01-31 |
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