CN107798605A - A kind of financial asset method of commerce based on P2P technologies - Google Patents
A kind of financial asset method of commerce based on P2P technologies Download PDFInfo
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- CN107798605A CN107798605A CN201711383580.7A CN201711383580A CN107798605A CN 107798605 A CN107798605 A CN 107798605A CN 201711383580 A CN201711383580 A CN 201711383580A CN 107798605 A CN107798605 A CN 107798605A
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- CN
- China
- Prior art keywords
- user
- transaction
- user terminal
- financial asset
- trading server
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The present invention relates to financial asset transaction technology field, especially a kind of financial asset method of commerce based on P2P technologies, comprise the following steps：S1, user in licit traffic institute registration and obtain licit traffic identity；S2, user installation user terminal, and in user terminal checking, the log-on message of binding active user；The financial asset information for needing to merchandise is uploaded to trading server by S3, user in user terminal by user terminal, and trading server generates transaction response message according to Transaction Information, and transaction response message is sent into user terminal；S4, user's this transaction request information that trading server is sent in user terminal receives S3.The user terminal that the present invention is held by user can complete transactional operation process, not only facilitated but also quick, reduced the operating pressure of trading server, can also improve the efficiency of customer transaction, the scope of application is relatively broad, is easy to actually use.
Description
Technical field
The present invention relates to financial asset transaction technology field, more particularly to a kind of financial asset transaction based on P2P technologies
Method.
Background technology
Existing financial asset method of commerce uses concentrated trading patternses.Concentrated trading patternses are that easy subject matter and transaction are double
The process that Fang Jun completes all to merchandise in a unified information system.In view of data it is centrally stored, focus on, number
According to the responding ability of system during high concurrent, concentrated trading patternses are higher to systematic function, stability and security requirement, but concentrate
Requirement of the trade mode to system data disposal ability and real-time response ability is higher, so cause the manufacturing cost of system compared with
It is high；And system running environment requires higher, and then make it that operation cost is higher, be not suitable for the relatively low friendship of the frequent profit of small amount
Easy scene, the scope of application are relatively simple.
The content of the invention
It is single the invention aims to solve the concentrated trading patternses scope of application present in prior art, it is not easy to
The shortcomings that actual use, and a kind of financial asset method of commerce based on P2P technologies proposed.
To achieve these goals, present invention employs following technical scheme：
A kind of financial asset method of commerce based on P2P technologies is designed, is comprised the following steps：
S1, user in licit traffic institute registration and obtain licit traffic identity；
S2, user installation user terminal, and in user terminal checking, the log-on message of binding active user；
The financial asset information for needing to merchandise is uploaded to trading server by S3, user in user terminal by user terminal, is handed over
Easy server generates transaction response message according to Transaction Information, and transaction response message is sent into user terminal；
S4, user's this transaction request information that trading server is sent in user terminal receives S3；
S5, user are in user terminal according to transaction request information and transaction response message generation Trading Authorization license；
Trading Authorization license in S5 is sent to trading server by S6, user in user terminal, makes trading server according to connecing
This transaction is completed in the Trading Authorization license received.
Preferably, the Trading Authorization license is divided into withhold authorization and assets transfer authorization two types.
Preferably, the Trading Authorization license includes signed data and transaction verification code.
Preferably, the S3 also includes：User is whole by user by the financial asset information for needing to merchandise in user terminal
After end is uploaded to trading server, trading server is verified not by the way that trading server then terminates friendship to the log-on message of user
Easily.
Preferably, user's this transaction request information that trading server is sent in user terminal receives S3 in the S4
It is further comprising the steps of afterwards：A1, Cancel Transaction；A2, confirm transaction.
Preferably, Trading Authorization license is not sent to trading server by user at the appointed time in the S6, is merchandised
Server then terminates transaction automatically.
Preferably, the stipulated time is arranged to 1 ~ 2min.
A kind of financial asset method of commerce based on P2P technologies proposed by the present invention, beneficial effect are：The present invention passes through
The user terminal that user holds can complete transactional operation process, not only facilitated but also quick, reduced the work pressure of trading server
Power, the efficiency of customer transaction can be also improved, the scope of application is relatively broad, is easy to actually use.
Embodiment
The technical scheme in the embodiment of the present invention will be clearly and completely described below, it is clear that described implementation
Example only part of the embodiment of the present invention, rather than whole embodiments.
A kind of financial asset method of commerce based on P2P technologies, comprises the following steps：
S1, user in licit traffic institute registration and obtain licit traffic identity；
S2, user installation user terminal, and in user terminal checking, the log-on message of binding active user；
The financial asset information for needing to merchandise is uploaded to trading server by S3, user in user terminal by user terminal, is handed over
Easy server generates transaction response message according to Transaction Information, and transaction response message is sent into user terminal；
User is after the financial asset information for needing to merchandise is uploaded to trading server by user terminal by user terminal, transaction
Server is verified not by the way that trading server then terminates transaction to the log-on message of user；
S4, user's this transaction request information that trading server is sent in user terminal receives S3, user is in user terminal
Receive further comprising the steps of after this transaction request information of trading server transmission in S3：A1, Cancel Transaction；A2, confirmation
Transaction；
S5, user are in user terminal according to transaction request information and transaction response message generation Trading Authorization license, the transaction
Authorization is divided into withhold authorization and assets transfer authorization two types, and the Trading Authorization license includes number of signature
According to transaction verification code；
Trading Authorization license in S5 is sent to trading server by S6, user in user terminal, makes trading server according to connecing
This transaction is completed in the Trading Authorization license received, and Trading Authorization license is not sent to transactional services by user at the appointed time
Device, trading server then terminate transaction, it is specified that the time is arranged to 1 ~ 2min automatically.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto,
Any one skilled in the art the invention discloses technical scope in, technique according to the invention scheme and its
Inventive concept is subject to equivalent substitution or change, should all be included within the scope of the present invention.
Claims (7)
1. a kind of financial asset method of commerce based on P2P technologies, it is characterised in that comprise the following steps：
S1, user in licit traffic institute registration and obtain licit traffic identity；
S2, user installation user terminal, and in user terminal checking, the log-on message of binding active user；
The financial asset information for needing to merchandise is uploaded to trading server by S3, user in user terminal by user terminal, is handed over
Easy server generates transaction response message according to Transaction Information, and transaction response message is sent into user terminal；
S4, user's this transaction request information that trading server is sent in user terminal receives S3；
S5, user are in user terminal according to transaction request information and transaction response message generation Trading Authorization license；
Trading Authorization license in S5 is sent to trading server by S6, user in user terminal, makes trading server according to connecing
This transaction is completed in the Trading Authorization license received.
A kind of 2. financial asset method of commerce based on P2P technologies according to claim 1, it is characterised in that the friendship
Easy authorization is divided into withhold authorization and assets transfer authorization two types.
A kind of 3. financial asset method of commerce based on P2P technologies according to claim 1, it is characterised in that the friendship
Easy authorization includes signed data and transaction verification code.
A kind of 4. financial asset method of commerce based on P2P technologies according to claim 1, it is characterised in that the S3
Also include：User after user terminal will need the financial asset information merchandised to be uploaded to trading server by user terminal,
Trading server is verified not by the way that trading server then terminates transaction to the log-on message of user.
A kind of 5. financial asset method of commerce based on P2P technologies according to claim 1, it is characterised in that the S4
Middle user is further comprising the steps of after user terminal receives this transaction request information that trading server is sent in S3：a1、
Cancel Transaction；A2, confirm transaction.
A kind of 6. financial asset method of commerce based on P2P technologies according to claim 1, it is characterised in that the S6
Trading Authorization license is not sent to trading server by middle user at the appointed time, and trading server then terminates transaction automatically.
A kind of 7. financial asset method of commerce based on P2P technologies according to claim 6, it is characterised in that the rule
Fix time and be arranged to 1 ~ 2min.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711383580.7A CN107798605A (en) | 2017-12-20 | 2017-12-20 | A kind of financial asset method of commerce based on P2P technologies |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711383580.7A CN107798605A (en) | 2017-12-20 | 2017-12-20 | A kind of financial asset method of commerce based on P2P technologies |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107798605A true CN107798605A (en) | 2018-03-13 |
Family
ID=61537670
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711383580.7A Pending CN107798605A (en) | 2017-12-20 | 2017-12-20 | A kind of financial asset method of commerce based on P2P technologies |
Country Status (1)
| Country | Link |
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| CN (1) | CN107798605A (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104166882A (en) * | 2014-08-04 | 2014-11-26 | 武汉金融资产交易所有限公司 | Financial asset transaction method based on P2P technology |
| CN106997529A (en) * | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | Credit payment method and device based on mobile terminal eSE |
| CN106997527A (en) * | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | Credit payment method and device based on mobile terminal P2P |
-
2017
- 2017-12-20 CN CN201711383580.7A patent/CN107798605A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104166882A (en) * | 2014-08-04 | 2014-11-26 | 武汉金融资产交易所有限公司 | Financial asset transaction method based on P2P technology |
| CN106997529A (en) * | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | Credit payment method and device based on mobile terminal eSE |
| CN106997527A (en) * | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | Credit payment method and device based on mobile terminal P2P |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180313 |
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| RJ01 | Rejection of invention patent application after publication |