CN107742254A - The settlement of insurance claim system of unmanned plane measure corn field drought based on Beidou navigation - Google Patents
The settlement of insurance claim system of unmanned plane measure corn field drought based on Beidou navigation Download PDFInfo
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- CN107742254A CN107742254A CN201711209610.2A CN201711209610A CN107742254A CN 107742254 A CN107742254 A CN 107742254A CN 201711209610 A CN201711209610 A CN 201711209610A CN 107742254 A CN107742254 A CN 107742254A
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- corn
- base station
- insurance
- unmanned plane
- drought
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- G—PHYSICS
- G01—MEASURING; TESTING
- G01B—MEASURING LENGTH, THICKNESS OR SIMILAR LINEAR DIMENSIONS; MEASURING ANGLES; MEASURING AREAS; MEASURING IRREGULARITIES OF SURFACES OR CONTOURS
- G01B7/00—Measuring arrangements characterised by the use of electric or magnetic techniques
- G01B7/32—Measuring arrangements characterised by the use of electric or magnetic techniques for measuring areas
-
- G—PHYSICS
- G01—MEASURING; TESTING
- G01S—RADIO DIRECTION-FINDING; RADIO NAVIGATION; DETERMINING DISTANCE OR VELOCITY BY USE OF RADIO WAVES; LOCATING OR PRESENCE-DETECTING BY USE OF THE REFLECTION OR RERADIATION OF RADIO WAVES; ANALOGOUS ARRANGEMENTS USING OTHER WAVES
- G01S19/00—Satellite radio beacon positioning systems; Determining position, velocity or attitude using signals transmitted by such systems
- G01S19/38—Determining a navigation solution using signals transmitted by a satellite radio beacon positioning system
- G01S19/39—Determining a navigation solution using signals transmitted by a satellite radio beacon positioning system the satellite radio beacon positioning system transmitting time-stamped messages, e.g. GPS [Global Positioning System], GLONASS [Global Orbiting Navigation Satellite System] or GALILEO
- G01S19/42—Determining position
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Remote Sensing (AREA)
- Radar, Positioning & Navigation (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Marketing (AREA)
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- Technology Law (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
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- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to the settlement of insurance claim system of the measure corn field drought of the unmanned plane based on Beidou navigation, belong to settlement of insurance claim new technical field.Big-dipper satellite is exchanged information in high aerial operation by the airborne portable base station of radio wave and the unmanned plane that is cruised in the low latitude above corn field, the Split movable base station for being arranged on the integral type moving base station on the right side of corn field and being arranged on the left side of corn field.The enhancing technology combined using low latitude base station and terrestrial reference station, enable insurance company's user terminal precise determination corn by drought area, with reference to unmanned plane photoelectric nacelle in the corn shot with video-corder of video camera by drought image information, it is supplied to insurance company to be audited corn drought information, according to peasant insure corn Agriculture Drought insurance contract, according to the slight drought area of the corn Claims Resolution standard different with corn severe drought area, amount for which loss settled is calculated in electronic computer second, notifies insurer to get Claims Resolution money to insurance company.
Description
Technical field
The present invention relates to the settlement of insurance claim system of the measure corn field drought of the unmanned plane based on Beidou navigation, belongs to insurance reason
Pay for new technical field.
Background technology
Agricultural insurance is to aim at agricultural producer during planting industry, forestry, animal husbandry and fish production is engaged in, to meeting with
A kind of insurance that the economic loss made by insurance risks such as natural calamity, contingency, epidemic disease, diseases provides safeguard.China
Government takes out the development that public finance funds carry out Support agriculture insurance, and peasant need to only deliver fraction premium, it is possible to participate in agriculture
Industry is insured.Peasant planting corn, drought, the corn meeting underproduction are met with, or even lose harvest.If the insurance of corn drought is participated in
Planting industry agricultural insurance, loses by drought, and insurance company can send people over here to measure the area of the corn field by drought, and watch
Drought causes the degree that crops corn loses.But because the means for manually measuring area of hitting by a natural calamity at present fall behind, formality of settling a claim
It is cumbersome, peasant is often not accurate enough to area measurement, and corn loss late calculates not accurate enough, and Claims Resolution money provides table not prompt enough
Show enthusiasm that is discontented, thus have impact on part peasant participation agricultural insurance.
Chinese Beidou satellite navigation system provides high accuracy, highly reliable positioning, navigation, time service service for all types of user, and
Has short message communication capacity.Chinese Beidou satellite navigation system needs to increase user, Extension of service scope, still, at present in agriculture
In industry settlement of insurance claim system, there is no big-dipper satellite user also.
The content of the invention
It is an object of the invention to overcome deficiency of the prior art, there is provided the unmanned plane measure corn based on Beidou navigation
The settlement of insurance claim system of field drought.Beidou satellite navigation system is made up of space segment, ground segment and user segment three parts.The Big Dipper is defended
The aerial operation of height of the star above corn field, the rubidium atomic clock provisioned in No. three aeronautical satellites of the Big Dipper, its stability reach E -14
Magnitude, stability are directly connected to the positioning of Beidou navigation satellite, the precision to test the speed with timing function, and unmanned plane is on corn field
Cruised in the low latitude of side, the innovative point that airborne portable base station is the present invention is installed on unmanned plane.Big-dipper satellite passes through nothing
Line electric wave and the airborne portable base station on unmanned plane, the left other Split movable base station set of corn field and corn field are right
The integral type moving base station that side is set exchanges information.Install big-dipper satellite user additional in the Wireless Telecom Equipment second of insurance company
Terminal.The enhancing technology and system that a low latitude base station is combined with two terrestrial reference stations in the present invention are by eliminating or weakening
The error of satellite navigation positioning improves the precision of satellite fix.The information content that base station is sent is divided into differential position, pseudorange
Difference and carrier phase difference.Unmanned plane cruises a few in the low latitude above corn field, what airborne portable base station was sent
What the information enhancement big-dipper satellite that the information and integral type moving base station that information, Split movable base station are sent are sent was sent
Signal is navigated, positioned, and makes insurance company's user terminal can be with the slight drought area of corn in high-precision measuring corn field
It is general in the receiver of user at present to use quartz clock with corn severe drought area, in the photoelectric nacelle with reference to unmanned plane
The image of video camera shooting can confirm that degree of the corn by drought.The corn provided accordingly to insurance company in corn field meets with
By the degree of the condition of a disaster of drought, and the slight drought area of corn and corn severe drought area, according to respective Claims Resolution standard
Amount for which loss settled is calculated by electronic computer second, after examination ＆ verification at settlement of insurance claim examination ＆ verification is errorless, Claims Resolution money is issued to agriculture in time
The people, significantly improve the enthusiasm that peasant participates in agricultural insurance.
In order to solve the above-mentioned technical problem, the present invention is achieved by the following technical solutions：
By integral type moving base station 4, Split movable base station 5, unmanned plane 6, lithium ion battery 7, conductor wire 8, nobody drives
Sail device 9, airborne portable base station 10, photoelectric nacelle 11, electronic computer first 12, Wireless Telecom Equipment first 13, channel radio
Believe antenna first 14, insurance company 15, radio antenna second 16, Wireless Telecom Equipment second 17, electronic computer second 18, insurance reason
19, big-dipper satellite 20 at examination ＆ verification is paid for collectively constitute；
Corn 21 in corn field 1 by drought, there is the slight drought area 2 of corn and corn severe drought area 3, in corn
The right other setting integral type moving base station 4 in field 1, sets Split movable base station 5, in corn field 1 on the left side of corn field 1
There is unmanned plane 6 cruising in the low latitude of top, the height above corn field 1 has big-dipper satellite 20 running in the air, in unmanned plane 6
Unmanned device 9 is installed in interior front portion, airborne portable base station 10 is installed in the back lower place of unmanned device 9, in nothing
Middle part installation lithium ion battery 7 in man-machine 6, the installation electronic computer first 12 in the back lower place of lithium ion battery 7, in unmanned plane
Rear portion installation Wireless Telecom Equipment first 13 in 6, installs radio antenna first 14 above Wireless Telecom Equipment first 13,
Photoelectric nacelle 11 is installed below the front portion of unmanned plane 6, set in the insurance company 15 that peasant insures the insurance of the drought of corn 21
19 at settlement of insurance claim examination ＆ verification, 19 at the settlement of insurance claim examination ＆ verification above electronic computer second 18 is installed, in electronic computer second 18
Above Wireless Telecom Equipment second 17 is installed, radio antenna second 16 is installed above Wireless Telecom Equipment second 17；
Big-dipper satellite 20 is exchanged information by the airborne portable base station 10 of radio wave and unmanned plane 6, and big-dipper satellite 20 is logical
Cross radio wave and the integral type moving base station 4 on the right side of corn field 1 exchange information, big-dipper satellite 20 by radio wave with
The Split movable base station 5 on the left side of corn field 1 exchanges information, and the radio antenna first 14 on unmanned plane 6 is by wireless
Electric wave and the radio antenna second 16 of insurance company 15 exchange information, in unmanned plane 6：Unmanned device 9 passes through conduction
Line 8 is connected with lithium ion battery 7, and unmanned device 9 is connected by conductor wire 8 with airborne portable base station 10, lithium ion
Battery 7 is connected by conductor wire 8 with electronic computer first 12, and lithium ion battery 7 passes through conductor wire 8 and Wireless Telecom Equipment first 13
Connection, lithium ion battery 7 are connected by conductor wire 8 with airborne portable base station 10, and Wireless Telecom Equipment first 13 passes through conduction
Line 8 is connected with electronic computer first 12, and electronic computer first 12 is connected by conductor wire 8 with airborne portable base station 10, machine
Carry portable base station 10 to be connected with photoelectric nacelle 11 by conductor wire 8, in insurance company 15：19 is logical at settlement of insurance claim examination ＆ verification
Cross built-in conductor wire to be connected with electronic computer second 18, electronic computer second 18 passes through built-in conductor wire and Wireless Telecom Equipment second
17 connections, Wireless Telecom Equipment second 17 are connected by built-in conductor wire with radio antenna second 16.
Split movable base station 5 and integral type moving base station 4 belong to ground strengthening system, and more stars based on the Big Dipper are led
Boat, there is provided the high precision position service of meter level, decimeter grade, Centimeter Level.
Video camera in photoelectric nacelle 11 is ccd video camera or cmos camera.
Lithium ion battery 7 is manganate lithium ion battery or cobalt acid lithium lithium ion battery or ferric phosphate lithium ion battery.
Compared with prior art, the beneficial effects of the invention are as follows：Meet drought settlement of insurance claim in corn field 1. accurately measuring
The slight drought area of corn and corn severe drought area of standard.In time by the condition of a disaster information including by drought area and drought
Calamity degree is reported and submitted to be accepted to insurance company.2. speed of settling a claim is fast.Area and degree according to corn by drought, it is public according to insurance
Compensation standard as defined in department, in time, full-amount pay peasant and reasonably settle a claim money.
Brief description of the drawings
Fig. 1 is the structural representation of the present invention.
Embodiment
Embodiment cited by the present invention, it is only intended to help and understands the present invention, should not be construed as protecting model to the present invention
The restriction enclosed, for those skilled in the art, without departing from the inventive concept of the premise, can also be right
The present invention makes improvements and modifications, and these improve and repair sieve and also fall into the range of the claims in the present invention.
As shown in figure 1, the aerial operation of height of the big-dipper satellite above corn field, big-dipper satellite, which sends Big Dipper signal, to be determined
Position and navigation, positioning are the bases of navigation, and navigation is the continuity of positioning.Using big-dipper satellite as space reference point, pass through radio
Ripple, receiver, corn field in the airborne portable base station of the unmanned plane in the measure present invention it is left it is other set it is split type
In receiver and insurance company in the right other integral type moving base station set of receiver, corn field in moving base station
Receiver respectively to the observed quantity such as the distance of big-dipper satellite or Doppler frequency shift come determine the position of receiver, speed and when
Between.Meanwhile with reference to the continuous shooting to corn field awing of the video camera in unmanned plane, to determine corn field by drought
Area and drought cause the degree that corn loses, and carry out the fact that settlement of insurance claim provides science foundation in time for insurance company.
The present invention will be further described with reference to the embodiment in accompanying drawing below：
As shown in figure 1, high aerial big-dipper satellite is exchanged information by the airborne portable base station of radio wave and unmanned plane,
Because low airflight of the unmanned plane above corn field, the differential signal that big-dipper satellite transmitting comes can be strengthened in low latitude,
Make the work of the ground strengthening system of the integral type moving base station and Split movable formula base station on ground relatively reliable, enter
One step improves positioning precision, slight in corn field to determine with reference to the shooting of the video camera in the photoelectric nacelle on unmanned plane
Drought area and corn severe drought area, and corn is by the extent of damage of drought, in the information sent according to base station
Differential positioning can be divided into differential position, pseudo range difference, carrier phase difference by appearance, and differential position positioning precision is several meters, pseudorange
Differential positioning precision is sub-meter grade, carrier phase differential positioning precision is Centimeter Level, if the method manually measured determines
Corn drought area is impossible to reach sub_meter position precision, unlikely reaches centimeter-level positioning precision.
Airborne portable base station, video camera, computer and the ground of big-dipper satellite and the low latitude base in unmanned plane strengthen
Navigation, the positioning of system globe area, the precision that measure corn meets with the area of drought is substantially increased, and can combined on unmanned plane
Video camera shooting, to determine the different Disaster degrees in the slight drought area of corn and severe drought area respectively, so as to
Insurance company is settled a claim according to corn by the weight of drought, according to different compensation standards, and measure corn is by drought face
The image that the total data and video camera of product and the condition of a disaster weight are shot with video-corder inputs electronic computer first by conductor wire and stored, and then leads to
Cross the channel radio that Wireless Telecom Equipment first and radio antenna first will send insurance company to by radio wave for information about
Believe that antenna second receives, relevant information then is inputted into Wireless Telecom Equipment second, electronic computer second and guarantor by built-in conductor wire
At dangerous Claims Review, the condition of a disaster information and image that send are entered according to agricultural insurance Claims Resolution standard by settlement of insurance claim examination ＆ verification
The automatic examination ＆ verification of row or manual examination and verification, it is found that error notifies unmanned plane, further around winged several circles, to be checked above corn field immediately, and
Review result is reported at settlement of insurance claim examination ＆ verification, appraises and decides the Claims Resolution of the slight drought area of corn and corn severe drought area respectively
Money, added up to, then notify peasant insurer to insurance company to get Claims Resolution money, peasant insurer is fast taken
Reasonably, accurate agricultural insurance Claims Resolution money.
It is as follows now to enumerate embodiment：
Embodiment one：
The big-dipper satellite that height above corn field is run in the air is by radio wave with being cruised in the low latitude above corn field
Unmanned plane on airborne portable base station exchange information, by lithium titanate lithium ion battery power unmanned plane cruise a few,
Video camera in the photoelectric nacelle of unmanned plane obtains corn by the image information of drought, is passed through image information by conductor wire
Radio wave sends the electronic computer second storage of insurance company to.The integral type moving base station and corn field on the right side of corn field
The information content that the Split movable formula base station on left side is sent positions for pseudo range difference, makes insurance company's user terminal measure beautiful
It is other that the positioning precision of rice is slight drought area and corn severe drought area reaches sub-meter grade, there is provided accurately corn drought area
To insurance company, with reference to the image of the degree by drought, rational amount for which loss settled, and UltraDialUp are calculated according to Claims Resolution standard meter
Know that peasant insurer comes insurance company and gets satisfied Claims Resolution money.
Embodiment two：
The big-dipper satellite that height above corn field is run in the air is by radio wave with being cruised in the low latitude above corn field
Unmanned plane on airborne portable base station exchange information, a few are cruised by the battery-powered unmanned plane of cobalt acid lithium lithium-ion electric,
Video camera in the photoelectric nacelle of unmanned plane obtains corn by the image information of drought, is passed through image information by conductor wire
Radio wave sends the electronic computer second storage of insurance company, the integral type moving base station and corn field on the right side of corn field to
The information content that the Split movable formula base station on left side is sent is carrier phase differential positioning, surveys insurance company's user terminal
The positioning precision for determining the slight drought area of corn and corn severe drought area reaches a centimetre rank, there is provided accurately corn drought
With reference to the image of the degree by drought, rational amount for which loss settled is calculated according to Claims Resolution standard meter to insurance company for area, and soon
Victory notifies peasant insurer to come insurance company and get satisfied Claims Resolution money.
Claims (4)
1. the settlement of insurance claim system of the unmanned plane measure corn field drought based on Beidou navigation, it is characterized in that, moved by integral type
Base station（4）, Split movable base station（5）, unmanned plane（6）, lithium ion battery（7）, conductor wire（8）, unmanned device
（9）, airborne portable base station（10）, photoelectric nacelle（11）, electronic computer first（12）, Wireless Telecom Equipment first（13）, nothing
Line communication antenna first（14）, insurance company（15）, radio antenna second（16）, Wireless Telecom Equipment second（17）, electronics calculate
Machine second（18）, at settlement of insurance claim examination ＆ verification（19）, big-dipper satellite（20）Collectively constitute；
Corn field（1）In corn（21）By drought, there is the slight drought area of corn（2）With corn severe drought area
（3）, in corn field（1）Right other integral type moving base station is set（4）, in corn field（1）Left other Split movable is set
Base station（5）, in corn field（1）There is unmanned plane in the low latitude of top（6）Cruising, in corn field（1）The height of top has in the air
Big-dipper satellite（20）Running, in unmanned plane（6）Interior front portion is installed by unmanned device（9）, in unmanned device（9）'s
The back lower place is installed by airborne portable base station（10）, in unmanned plane（6）Interior middle part installation lithium ion battery（7）, in lithium ion
Battery（7）The back lower place installation electronic computer first（12）, in unmanned plane（6）Interior rear portion installation Wireless Telecom Equipment first
（13）, in Wireless Telecom Equipment first（13）Above install radio antenna first（14）, in unmanned plane（6）Front portion below
Photoelectric nacelle is installed（11）, insured corn in peasant（21）The insurance company of drought insurance（15）In set settlement of insurance claim examination ＆ verification at
（19）, at settlement of insurance claim examination ＆ verification（19）Above install electronic computer second（18）, in electronic computer second（18）Above
Wireless Telecom Equipment second is installed（17）, in Wireless Telecom Equipment second（17）Above install radio antenna second（16）；
Big-dipper satellite（20）Pass through radio wave and unmanned plane（6）Airborne portable base station（10）Exchange information, the Big Dipper is defended
Star（20）Pass through radio wave and corn field（1）Right side integral type moving base station（4）Exchange information, big-dipper satellite（20）
Pass through radio wave and corn field（1）Left side Split movable base station（5）Exchange information, unmanned plane（6）On it is wireless
Communication antenna first（14）Pass through radio wave and insurance company（15）Radio antenna second（16）Exchange information, in unmanned plane
（6）It is interior：Unmanned device（9）Pass through conductor wire（8）With lithium ion battery（7）Connection, unmanned device（9）Pass through conduction
Line（8）With airborne portable base station（10）Connection, lithium ion battery（7）Pass through conductor wire（8）With electronic computer first（12）
Connection, lithium ion battery（7）Pass through conductor wire（8）With Wireless Telecom Equipment first（13）Connection, lithium ion battery（7）Pass through conduction
Line（8）With airborne portable base station（10）Connection, Wireless Telecom Equipment first（13）Pass through conductor wire（8）With electronic computer first
（12）Connection, electronic computer first（12）Pass through conductor wire（8）With airborne portable base station（10）Connection, airborne portable base
Quasi- station（10）Pass through conductor wire（8）With photoelectric nacelle（11）Connection, in insurance company（15）It is interior：At settlement of insurance claim examination ＆ verification（19）It is logical
Cross built-in conductor wire and electronic computer second（18）Connection, electronic computer second（18）Set by built-in conductor wire with radio communication
Standby second（17）Connection, Wireless Telecom Equipment second（17）Pass through built-in conductor wire and radio antenna second（16）Connection.
2. the settlement of insurance claim system of the unmanned plane measure corn field drought according to claim 1 based on Beidou navigation, its
It is characterized in, described Split movable base station（5）With integral type moving base station（4）Belong to ground strengthening system, based on north
More stars navigation of bucket, there is provided the high precision position service of meter level, sub-meter grade, Centimeter Level.
3. the settlement of insurance claim system of the unmanned plane measure corn field drought according to claim 1 based on Beidou navigation, its
It is characterized in, described photoelectric nacelle（11）Interior video camera is ccd video camera or cmos camera.
4. the settlement of insurance claim system of the unmanned plane measure corn field drought according to claim 1 based on Beidou navigation, its
It is characterized in, described lithium ion battery（7）Manganate lithium ion battery or cobalt acid lithium lithium ion battery or LiFePO4 lithium from
Sub- battery.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711209610.2A CN107742254A (en) | 2017-11-27 | 2017-11-27 | The settlement of insurance claim system of unmanned plane measure corn field drought based on Beidou navigation |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711209610.2A CN107742254A (en) | 2017-11-27 | 2017-11-27 | The settlement of insurance claim system of unmanned plane measure corn field drought based on Beidou navigation |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107742254A true CN107742254A (en) | 2018-02-27 |
Family
ID=61239369
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711209610.2A Withdrawn CN107742254A (en) | 2017-11-27 | 2017-11-27 | The settlement of insurance claim system of unmanned plane measure corn field drought based on Beidou navigation |
Country Status (1)
| Country | Link |
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| CN (1) | CN107742254A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109829832A (en) * | 2019-01-18 | 2019-05-31 | 河南奥菲斯电子科技有限公司 | Method, system and the storage medium of big data maintenance agricultural insurance insurance data |
-
2017
- 2017-11-27 CN CN201711209610.2A patent/CN107742254A/en not_active Withdrawn
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109829832A (en) * | 2019-01-18 | 2019-05-31 | 河南奥菲斯电子科技有限公司 | Method, system and the storage medium of big data maintenance agricultural insurance insurance data |
| CN109829832B (en) * | 2019-01-18 | 2021-09-17 | 河南奥菲斯电子科技有限公司 | Method, system and storage medium for maintaining agricultural insurance application data by big data |
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Application publication date: 20180227 |