CN107730230A - A kind of method of payment and vendor end - Google Patents
A kind of method of payment and vendor end Download PDFInfo
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- CN107730230A CN107730230A CN201711048156.7A CN201711048156A CN107730230A CN 107730230 A CN107730230 A CN 107730230A CN 201711048156 A CN201711048156 A CN 201711048156A CN 107730230 A CN107730230 A CN 107730230A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The present embodiments relate to payment technology field, more particularly to a kind of method of payment and vendor end, including：Vendor end determines order gathering mode；The vendor end enables unit of collecting money corresponding with the order gathering mode, and the vendor end includes multiple gathering units, and each unit of collecting money works independently；The vendor end obtains payment account information by the gathering unit；Pay invoice is sent to server to complete order payment by the vendor end, and the pay invoice includes the payment account information.As can be seen that unit of collecting money corresponding with order gathering mode in vendor end be present, and respectively gathering unit is to work independently, so as to extend the gathering mode at vendor end.Further, since respectively gathering unit is to work independently, if increase the new means of payment, HardwareUpgring or newly-increased external equipment, the application of vendor end need not be docked and be adapted to again, can reduce cost.
Description
Technical field
The present embodiments relate to payment technology field, more particularly to a kind of method of payment and vendor end.
Background technology
During existing gathering face-to-face, mainly by user in the interior sides to transfer accounts of APP (Application, application program)
Formula, gathering mode are limited, and respectively gathering mode can not a tractor serves several purposes without versatility, Cash collecting equipment；
If in addition, when increasing the new means of payment, HardwareUpgring or newly-increased external equipment, trade company APP needs to dock again
And adaptation, cost are higher.
The content of the invention
The embodiment of the present invention provides a kind of method of payment and vendor end, to solve the limited skill of existing gathering mode
Art problem.
The embodiment of the present invention provides a kind of method of payment, including：
Vendor end determines order gathering mode；
The vendor end enables unit of collecting money corresponding with the order gathering mode, and the vendor end includes
Multiple gathering units, each unit of collecting money work independently；
The vendor end obtains payment account information by the gathering unit；
Pay invoice is sent to server to complete order payment by the vendor end, and the pay invoice includes institute
State payment account information.
Preferably, the vendor end obtains payment account information by the gathering unit, including：
If the gathering mode is first kind gathering mode, obtained by the near field communication (NFC) function at the vendor end
Take the payment account information；
If the gathering mode is Second Type gathering mode, the picture pick-up device for passing through the vendor end obtains institute
State payment account information.
Preferably, the near field communication (NFC) function by the vendor end obtains the payment account information, including：
The vendor end sends GPO instructions by near field communication (NFC) function to the entity IC-card of user, passes through the GPO
Instruction obtains the accounts information of the entity IC-card；
According to the accounts information of the entity IC-card, the payment account information is determined；
The picture pick-up device by the vendor end obtains the payment account information, including：
The biological information of user is obtained by the picture pick-up device at the vendor end；
Default accounts information table is inquired about according to the biological information, determines the payment account information.
Preferably, also include：
Predefine the authority at the vendor end；
According to the authority at the vendor end, the gathering mode at the vendor end is set.
Preferably, also include：
Vendor end sends renewal request message to server, and the renewal request message carries gathering unit to be upgraded
Mark；
The vendor end receives the delta file bag that the server is sent, and with the gathering unit to be upgraded
Local file includes and updates the gathering unit to be upgraded.
Preferably, also include：
The vendor end sends gathering unit when detecting the external Cash collecting equipment newly inserted, to the server
Download request；
The vendor end is received described in the file bag for the external Cash collecting equipment that the server is sent and loading
File bag is the gathering unit that the vendor end increases newly.
The embodiment of the present invention also provides a kind of vendor end, including：
Order module, for determining order gathering mode；
Processing module, for enabling unit of collecting money corresponding with the order gathering mode, the vendor end includes
Multiple gathering units, each unit of collecting money work independently；
Acquisition module, for obtaining payment account information by the gathering unit；
Sending module, for pay invoice to be sent into server to complete order payment, the pay invoice includes institute
State payment account information.
Preferably, the acquisition module, is specifically used for：
If the gathering mode is first kind gathering mode, obtained by the near field communication (NFC) function at the vendor end
Take the payment account information；
If the gathering mode is Second Type gathering mode, the picture pick-up device for passing through the vendor end obtains institute
State payment account information.
Preferably, the acquisition module, is specifically used for：
The vendor end sends GPO instructions by near field communication (NFC) function to the entity IC-card of user, passes through the GPO
Instruction obtains the accounts information of the entity IC-card；
According to the accounts information of the entity IC-card, the payment account information is determined；
The acquisition module, is specifically used for：
The biological information of user is obtained by the picture pick-up device at the vendor end；
Default accounts information table is inquired about according to the biological information, determines the payment account information.
Preferably, the order module, is additionally operable to：
Predefine the authority at the vendor end；
According to the authority at the vendor end, the gathering mode at the vendor end is set.
Preferably,
The sending module, it is additionally operable to send renewal request message to server, the renewal request message, which carries, to be waited to rise
The mark of level gathering unit；
The acquisition module, is additionally operable to receive the delta file bag that the server is sent, and with the gathering to be upgraded
The local file of unit includes and updates the gathering unit to be upgraded.
Preferably, characterized in that,
The sending module, it is additionally operable to when detecting the external Cash collecting equipment newly inserted, sends and receive to the server
Money unit download request；
The acquisition module, it is additionally operable to receive the file bag for the external Cash collecting equipment that the server is sent and loads
The file bag is the gathering unit that the vendor end increases newly.
Another embodiment of the present invention provides a kind of computing device, and it includes memory and processor, wherein, the storage
Device instructs for storage program, and the processor is used to call the programmed instruction stored in the memory, according to the journey of acquisition
Sequence performs any of the above-described kind of method.
Another embodiment of the present invention provides a kind of computer-readable storage medium, and the computer-readable recording medium storage has
Computer executable instructions, the computer executable instructions are used to make the computer perform any of the above-described kind of method.
The method of payment and vendor end that above-described embodiment provides, including：Vendor end determines order gathering mode；
The vendor end enables unit of collecting money corresponding with the order gathering mode, and the vendor end includes multiple gatherings
Unit, each unit of collecting money work independently；The vendor end obtains payment account information by the gathering unit；The business
Pay invoice is sent to server to complete order payment by family client, and the pay invoice is believed including the payment account
Breath.As can be seen that unit of collecting money corresponding with order gathering mode in vendor end be present, and respectively gathering unit is independent
Work, so as to extend the gathering mode at vendor end.Further, since respectively gathering unit is to work independently, if increasing
When adding the new means of payment, HardwareUpgring or newly-increased external equipment, the application of vendor end need not be docked and be adapted to again, energy
Enough reduce cost.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, make required in being described below to embodiment
Accompanying drawing is briefly introduced.
Fig. 1 is a kind of system architecture schematic diagram that the embodiment of the present invention uses；
Fig. 2 is the schematic flow sheet of method of payment provided in an embodiment of the present invention；
Fig. 3 is the method flow schematic diagram of renewal provided in an embodiment of the present invention；
Fig. 4 is the method flow schematic diagram for the renewal that another embodiment of the present invention provides；
Fig. 5 is a kind of structural representation at vendor end provided in an embodiment of the present invention.
Embodiment
In order that the purpose of the present invention, technical scheme and beneficial effect are more clearly understood, below in conjunction with accompanying drawing and implementation
Example, the present invention will be described in further detail.It should be appreciated that specific embodiment described herein is only explaining this hair
It is bright, it is not intended to limit the present invention.
Fig. 1 illustrates the applicable system architecture diagram of the embodiment of the present invention, as shown in figure 1, the system architecture can wrap
Include：Vendor end 1, payment module 2, gathering management module 3, server 4.Wherein, vendor end 1 is received including multiple orders
Money mode unit 11 and multiple gathering units 12, multiple order gathering units are respectively：Order gathering unit 1, order charge slip
Member 2 and order gathering unit n, multiple gathering units are respectively：Collect money unit 1, gathering unit 2 and gathering unit n.Gathering
By network connection between unit 1, gathering unit 2 and gathering unit n and payment module 2, payment module 2 and server 4 it
Between also can by network connection, collect money unit 1, gathering unit 2 and gathering unit n and gathering management module 3 between pass through net
Network connects, and can also pass through network connection between management module 3 of collecting money and server 4.Payment module 2 passes through unit 1 of collecting money, gathering
Unit 2 and gathering unit n obtain payment account information, and then the payment account information of acquisition is sent to clothes by payment module 2
Business device 4, order is completed by server 4 and paid.
, can be by management module 3 of collecting money to service when unit 1 of collecting money, gathering unit 2 and gathering unit n have renewal
Device 4 sends renewal request message, so that server 4 sends corresponding upgrade file bag, treats that vendor end 1 receives server
After the 4 upgrade file bags sent, the upgrade file bag and local upgrade are included and update gathering unit to be upgraded；Work as trade company
When client increases external Cash collecting equipment newly, gathering unit download request can be sent to server 4 by management module 3 of collecting money, with
Server 4 is sent the file bag of the external Cash collecting equipment, treat that vendor end 1 receives the outer reception of the transmission of server 4
After the file bag of money equipment, the file bag of the external Cash collecting equipment is loaded as the newly-increased gathering unit in vendor end 1.
Wherein, unit 1 of collecting money can be NFC gatherings unit, Quick Response Code gathering unit, recognition of face gathering unit, sound wave
One kind in identification gathering unit, fingerprint gathering unit, personal recognition gathering unit etc.；Unit 1 of collecting money can also be that NFC collects money
Unit, Quick Response Code gathering unit, recognition of face gathering unit, sound wave identification gathering unit, fingerprint gathering unit, personal recognition are received
One kind in money unit etc.；The unit n that collects money can also be NFC gatherings unit, Quick Response Code gathering unit, recognition of face charge slip
One kind in member, sound wave identification gathering unit, fingerprint gathering unit, personal recognition gathering unit etc.；As long as ensure gathering unit
1st, gathering unit 2 and gathering unit n are not identical gathering units.
On the basis of the system architecture provided based on Fig. 1, the embodiment of the present invention also provides a kind of flow of method of payment and shown
It is intended to, as shown in Fig. 2 this method may include：
S201, vendor end determine order gathering mode.
Specifically, vendor end is generated based on information such as trade name, commodity amount, dealing money, O/No.s
After sequence information, vendor end can be by way of order collects money order gathering corresponding to unit determination.
S202, vendor end enable unit of collecting money corresponding with the order gathering mode, the vendor end bag
Multiple gathering units are included, each unit of collecting money works independently.
S203, vendor end obtain payment account information by the gathering unit.
Specifically, when unit of collecting money is NFC gathering units, then the near field communication (NFC) function that can pass through vendor end obtains
Payment account information；When unit of collecting money is Quick Response Code gathering unit, recognition of face gathering unit, then it can pass through vendor end
Picture pick-up device obtain payment account information.
Optionally, when unit of collecting money is NFC gathering units, vendor end can be by near field communication (NFC) function to user's
Entity IC-card sends GPO instructions, and the accounts information of the entity IC-card is obtained by GPO instructions.
Specifically, when unit of collecting money is NFC gathering units, the NFC card reading modules at vendor end are opened for detecing
Entity IC-card is surveyed, when the entity IC-card of user enters detection area, reality of the vendor end by near field communication (NFC) function to user
Body IC-card sends GPO instructions, and the accounts information for obtaining entity IC-card is instructed by GPO.Wherein, can be got by GPO instructions
The card number of entity IC-card, two magnetic and application cryptogram information etc..Then according to the accounts information of entity IC-card, payment account is determined
Information.Pay invoice is sent to server to complete order payment by last vendor end, and the order, which is paid, may include to prop up
Accounts information and sequence information are paid, dealing money is comprised at least in sequence information.
When unit of collecting money is Quick Response Code gathering unit, recognition of face gathering unit, the picture pick-up device quilt at vendor end
Face, the Quick Response Code for detecting user are opened, the face, Quick Response Code as user enter detection area, and vendor end passes through
Picture pick-up device obtains face, the Quick Response Code of user.Then, default and the face or Quick Response Code pair of user are inquired about in vendor end
The accounts information answered, so that it is determined that payment account information.Pay invoice is sent to server to complete by last vendor end
Order is paid, and the order, which is paid, may include payment account information and sequence information, and dealing money is comprised at least in sequence information.
When unit of collecting money is fingerprint gathering unit, personal recognition gathering unit, the external equipment (example at vendor end
Such as, for typing user fingerprints, the fingerprint machine of palmmprint) fingerprint, palmmprint for detecting user are opened, when external equipment is got
After the fingerprint of user, palmmprint, vendor end can get fingerprint, the palmmprint of user by external equipment, then trade company visitor
Family end by unit of collecting money inquire about it is default with the fingerprint of user, the corresponding accounts information of palmmprint, so that it is determined that payment account letter
Breath.Pay invoice is sent to server to complete order payment by last vendor end, and the order, which is paid, may include to pay
Accounts information and sequence information, dealing money is comprised at least in sequence information.
When unit of collecting money is sound wave gathering unit, the microphone at vendor end opens the sound wave for detecting user,
After microphone gets the sound wave of user, vendor end can get the sound wave of user by the microphone, then
The default accounts information with corresponding to the sound wave of user is inquired about in vendor end by unit of collecting money, so that it is determined that payment account
Information.Pay invoice is sent to server to complete order payment by last vendor end, and the order, which is paid, may include to prop up
Accounts information and sequence information are paid, dealing money is comprised at least in sequence information.
Pay invoice is sent to server to complete order payment by S204, vendor end, and the pay invoice includes
The payment account information.
Wherein, pay invoice not only includes payment account information, also including at least the dealing money in sequence information.
, first can be with order to realize the function privilege for being directed to different vendor ends and distributing different gathering units
Merchant type designs multiple roles, the authority of trade company's client is then distributed according to role, can be created under same role
There is identical to collect money unit at vendor end under multiple vendor ends and same role, and same vendor end then may be used
Possess multiple roles.
Therefore, before order gathering mode being determined at vendor end, the authority at vendor end can be also predefined, so
Afterwards according to the authority at vendor end, the gathering mode at setting vendor end.
When unit 1 of collecting money, gathering unit 2 and gathering unit n have renewal, the method flow of renewal, referring to Fig. 3.
S301, vendor end send renewal request message to server, and the renewal request message carries receipts to be upgraded
The mark of money unit.
Specifically, gathering management module, after the computer program loaded in gathering unit is loaded into, gathering manages mould
Block can send renewal request message to server.
After S302, server receive the renewal request message of vendor end transmission, according in renewal request message
The mark of the upgrading gathering unit of carrying, it is determined that corresponding delta file bag, and the delta file bag is sent to vendor
End.
Specifically, after server receives the renewal request message of vendor end transmission, can be disappeared according to renewal hydrogen
The mark of the upgrading gathering unit carried in breath, judges whether the increment text corresponding to the mark of upgrading gathering unit
Part bag, if in the presence of the delta file bag is sent into vendor end, otherwise, then it is corresponding to notify that vendor end is not present
Delta file bag.
Optionally, when delta file bag corresponding to each gathering unit of server end renewal, new information can synchronously be sent out
Gathering management module is given, is sent more after management module of collecting money receives the new information of server transmission, then to server
New request message.
After S303, vendor termination receive the delta file bag of server transmission, the delta file bag is risen with waiting
The local file of level gathering unit includes and updates the gathering unit to be upgraded.
To reduce the size of delta file bag, mitigate server load, success rate, the generation of delta file bag are downloaded in lifting
BSDiff algorithms are preferred and carry out file differential comparison.
New gathering external equipment (such as fingerprint machine) is inserted in vendor when detecting, then triggering gathering management module
Gathering unit download request is sent to server, specific flow, refers to Fig. 4.
S401, vendor end are sent under gathering unit when detecting the external Cash collecting equipment newly inserted to server
Carry request.
S402, server set the external gathering after the gathering unit download request of vendor end transmission is received
Standby corresponding file bag is sent to vendor end.
The file bag for the external Cash collecting equipment that S403, vendor end the reception server are sent simultaneously loads this document bag
For newly-increased gathering unit.
For example, originally a vendor end does not support palmmprint to collect money, i.e., do not include palmmprint gathering unit in vendor end,
When the vendor end application detect insert new personal recognition external equipment in the vendor end when, then trigger the trade company
Gathering management module in client sends the download request of palmmprint gathering unit to server, and palmmprint is collected money after downloading successfully
Unit is loaded into running environment, and the vendor end can support palmmprint to collect money.
From the above, it is seen that unit of collecting money corresponding with order gathering mode in vendor end be present, and
Each gathering unit is to work independently, so as to extend the gathering mode at vendor end.Further, since respectively gathering unit is
Work independently, if increase the new means of payment, HardwareUpgring or newly-increased external equipment, the application of vendor end need not weigh
New docking and adaptation, can reduce cost.
Based on identical technical concept, the embodiment of the present invention also provides a kind of vendor end, as shown in figure 5, the trade company
Client may include：
Order module 501, for determining order gathering mode；
Processing module 502, for enabling unit of collecting money corresponding with the order gathering mode, the vendor end bag
Multiple gathering units are included, each unit of collecting money works independently；
Acquisition module 503, for obtaining payment account information by the gathering unit；
Sending module 504, for pay invoice to be sent into server to complete order payment, the pay invoice includes
The payment account information.
Preferably, acquisition module 503, is specifically used for：
If the gathering mode is first kind gathering mode, obtained by the near field communication (NFC) function at the vendor end
Take the payment account information；
If the gathering mode is Second Type gathering mode, the picture pick-up device for passing through the vendor end obtains institute
State payment account information.
Preferably, acquisition module 503, is specifically used for：
The vendor end sends GPO instructions by near field communication (NFC) function to the entity IC-card of user, passes through the GPO
Instruction obtains the accounts information of the entity IC-card；
According to the accounts information of the entity IC-card, the payment account information is determined；
Acquisition module 503, is specifically used for：
The biological information of user is obtained by the picture pick-up device at the vendor end；
Default accounts information table is inquired about according to the biological information, determines the payment account information.
Preferably, order module 501, is additionally operable to：
Predefine the authority at the vendor end；
According to the authority at the vendor end, the gathering mode at the vendor end is set.
Preferably,
Sending module 504, it is additionally operable to send renewal request message to server, the renewal request message carries to be upgraded
The mark of gathering unit；
Acquisition module 503, is additionally operable to receive the delta file bag that the server is sent, and with the charge slip to be upgraded
The local file of member includes and updates the gathering unit to be upgraded.
Preferably,
Sending module 504, it is additionally operable to when detecting the external Cash collecting equipment newly inserted, sends and collect money to the server
Unit download request；
Acquisition module 503, it is additionally operable to receive the file bag for the external Cash collecting equipment that the server is sent and loads
The file bag is the gathering unit that the vendor end increases newly.
The embodiment of the present invention additionally provides a kind of computer-readable storage medium, by saving as based on used in above-mentioned computing device
Calculation machine programmed instruction, it includes the program for being used for performing above-mentioned method of payment.
The computer-readable storage medium can be any usable medium or data storage device that computer can access, bag
Include but be not limited to magnetic storage (such as floppy disk, hard disk, tape, magneto-optic disk (MO) etc.), optical memory (such as CD, DVD,
BD, HVD etc.) and semiconductor memory (such as it is ROM, EPROM, EEPROM, nonvolatile memory (NAND FLASH), solid
State hard disk (SSD)) etc..
The embodiment of the present invention additionally provides a kind of computing device, and the computing device is specifically as follows desktop computer, portable
Formula computer, smart mobile phone, tablet personal computer, personal digital assistant (Personal Digital Assistant, PDA) etc..Should
Computing device can include central processing unit (Center Processing Unit, CPU), memory, input-output apparatus
Keyboard, mouse, touch-screen etc. can be included Deng, input equipment, output equipment can include display device, such as liquid crystal display
(Liquid Crystal Display, LCD), cathode-ray tube (Cathode Ray Tube, CRT) etc..
Memory can include read-only storage (ROM) and random access memory (RAM), and provide storage to processor
The programmed instruction and data stored in device.In embodiments of the present invention, memory can be used for the program for storing method of payment.
By calling the programmed instruction of memory storage, processor is used to perform according to the programmed instruction of acquisition processor
State the program of method of payment.
To sum up, method of payment provided in an embodiment of the present invention and vendor end, including：Vendor end determines that order is received
Money mode；The vendor end enables unit of collecting money corresponding with the order gathering mode, and the vendor end includes
Multiple gathering units, each unit of collecting money work independently；The vendor end obtains payment account by the gathering unit and believed
Breath；Pay invoice is sent to server to complete order payment by the vendor end, and the pay invoice includes the branch
Pay accounts information.As can be seen that unit of collecting money corresponding with order gathering mode in vendor end be present, and each charge slip
Member is to work independently, so as to extend the gathering mode at vendor end.Further, since respectively gathering unit is to work independently
, if when the new means of payment of increase, HardwareUpgring or newly-increased external equipment, the application of vendor end need not dock again and
Adaptation, can reduce cost.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method or computer program product.
Therefore, the present invention can be using the embodiment in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Form.Deposited moreover, the present invention can use to can use in one or more computers for wherein including computer usable program code
The shape for the computer program product that storage media is implemented on (including but is not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
The present invention is the flow with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that can be by every first-class in computer program instructions implementation process figure and/or block diagram
Journey and/or the flow in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided
The processors of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced by the instruction of computer or the computing device of other programmable data processing devices for real
The device for the function of being specified in present one flow of flow chart or one square frame of multiple flows and/or block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory, which produces, to be included referring to
Make the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one square frame of block diagram or
The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented processing, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in individual square frame or multiple square frames.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and modification to these embodiments.So appended claims be intended to be construed to include it is excellent
Select embodiment and fall into having altered and changing for the scope of the invention.
Obviously, those skilled in the art can carry out the essence of various changes and modification without departing from the present invention to the present invention
God and scope.So, if these modifications and variations of the present invention belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising including these changes and modification.
Claims (14)
- A kind of 1. method of payment, it is characterised in that including：Vendor end determines order gathering mode；The vendor end enables unit of collecting money corresponding with the order gathering mode, and the vendor end includes multiple Gathering unit, each unit of collecting money work independently；The vendor end obtains payment account information by the gathering unit；Pay invoice is sent to server to complete order payment by the vendor end, and the pay invoice includes the branch Pay accounts information.
- 2. the method as described in claim 1, it is characterised in that the vendor end is obtained by the gathering unit and paid Accounts information, including：If the gathering mode is first kind gathering mode, the near field communication (NFC) function for passing through the vendor end obtains institute State payment account information；If the gathering mode is Second Type gathering mode, the picture pick-up device for passing through the vendor end obtains the branch Pay accounts information.
- 3. method as claimed in claim 2, it is characterised in that the near field communication (NFC) function by the vendor end obtains The payment account information is taken, including：The vendor end sends GPO instructions by near field communication (NFC) function to the entity IC-card of user, is instructed by the GPO Obtain the accounts information of the entity IC-card；According to the accounts information of the entity IC-card, the payment account information is determined；The payment account information is obtained by the picture pick-up device at the vendor end, including：The biological information of user is obtained by the picture pick-up device at the vendor end；Default accounts information table is inquired about according to the biological information, determines the payment account information.
- 4. the method as described in claim 1, it is characterised in that also include：Predefine the authority at the vendor end；According to the authority at the vendor end, the gathering mode at the vendor end is set.
- 5. the method as described in any one of Claims 1-4, it is characterised in that also include：Vendor end sends renewal request message to server, and the renewal request message carries the mark of gathering unit to be upgraded Know；The vendor end receives the delta file bag that the server is sent, and with the local of the gathering unit to be upgraded File includes and updates the gathering unit to be upgraded.
- 6. the method as described in any one of Claims 1-4, it is characterised in that also include：The vendor end sends gathering unit when detecting the external Cash collecting equipment newly inserted, to the server and downloaded Request；The vendor end receives the file bag for the external Cash collecting equipment that the server is sent and loads the file Wrap the gathering unit increased newly for the vendor end.
- A kind of 7. vendor end, it is characterised in that including：Order module, for determining order gathering mode；Processing module, for enabling unit of collecting money corresponding with the order gathering mode, the vendor end includes multiple Gathering unit, each unit of collecting money work independently；Acquisition module, for obtaining payment account information by the gathering unit；Sending module, for pay invoice to be sent into server to complete order payment, the pay invoice includes the branch Pay accounts information.
- 8. vendor end as claimed in claim 7, it is characterised in that the acquisition module, be specifically used for：If the gathering mode is first kind gathering mode, the near field communication (NFC) function for passing through the vendor end obtains institute State payment account information；If the gathering mode is Second Type gathering mode, the picture pick-up device for passing through the vendor end obtains the branch Pay accounts information.
- 9. vendor end as claimed in claim 8, it is characterised in that the acquisition module, be specifically used for：The vendor end sends GPO instructions by near field communication (NFC) function to the entity IC-card of user, is instructed by the GPO Obtain the accounts information of the entity IC-card；According to the accounts information of the entity IC-card, the payment account information is determined；The acquisition module, is specifically used for：The biological information of user is obtained by the picture pick-up device at the vendor end；Default accounts information table is inquired about according to the biological information, determines the payment account information.
- 10. vendor end as claimed in claim 7, it is characterised in that the order module, be additionally operable to：Predefine the authority at the vendor end；According to the authority at the vendor end, the gathering mode at the vendor end is set.
- 11. the vendor end as described in any one of claim 7 to 10, it is characterised in thatThe sending module, it is additionally operable to send renewal request message to server, the renewal request message carries receipts to be upgraded The mark of money unit；The acquisition module, is additionally operable to receive the delta file bag that the server is sent, and with the gathering unit to be upgraded Local file include and update the gathering unit to be upgraded.
- 12. the vendor end as described in any one of claim 7 to 10, it is characterised in thatThe sending module, it is additionally operable to when detecting the external Cash collecting equipment newly inserted, charge slip is sent to the server First download request；The acquisition module, it is additionally operable to receive described in file bag and the loading for the external Cash collecting equipment that the server is sent File bag is the gathering unit that the vendor end increases newly.
- A kind of 13. computing device, it is characterised in that including：Memory, instructed for storage program；Processor, for calling the programmed instruction stored in the memory, 1 to 6 is required according to the program execution profit of acquisition Method described in any one.
- 14. a kind of computer-readable storage medium, it is characterised in that the computer-readable storage medium is stored with the executable finger of computer Order, the computer executable instructions are used to make the computer perform claim require the method described in 1 to 6 any one.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711048156.7A CN107730230A (en) | 2017-10-31 | 2017-10-31 | A kind of method of payment and vendor end |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711048156.7A CN107730230A (en) | 2017-10-31 | 2017-10-31 | A kind of method of payment and vendor end |
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| CN201711048156.7A Pending CN107730230A (en) | 2017-10-31 | 2017-10-31 | A kind of method of payment and vendor end |
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