CN107644381B - Policy information modification method and device - Google Patents

Policy information modification method and device Download PDF

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CN107644381B
CN107644381B CN201610578902.2A CN201610578902A CN107644381B CN 107644381 B CN107644381 B CN 107644381B CN 201610578902 A CN201610578902 A CN 201610578902A CN 107644381 B CN107644381 B CN 107644381B
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information
content
policy
modified
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CN107644381A (en
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张帆
肖泉海
辛朋
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Abstract

The invention relates to a policy information modification method and a device, comprising the following steps: acquiring a content information acquisition request to be modified sent by a terminal, wherein the content information acquisition request to be modified comprises a content type identifier to be modified and a policy identifier; searching policy information corresponding to the policy identifier, acquiring content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified; receiving a content information modification request sent by the terminal, wherein the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request contains modified content information; and updating the modified content information into the policy information. The information amount of page loading is reduced, and therefore the modification operation efficiency is improved.

Description

Policy information modification method and device
Technical Field
The invention relates to the technical field of computers, in particular to a policy information modification method and device.
Background
With the continuous improvement of insurance mechanism system, the related insurance processing services are very much. Policy modification (i.e., referring to the modification of insurance document information) is a very important item in many insurance processing businesses. Often, for various reasons, one or more items of content in the policy need to be modified.
In the traditional method, when a user needs to modify policy information, all information of the policy is displayed to the user for viewing, and the user finds out the part of content information which is desired to be modified for modification. However, because the policy contains a large number of content types and the data size of the entire policy information is large, the page loading is slow, and the user also needs to spend time to find the content information to be modified from the policy information. Obviously, the conventional method is inefficient in policy modification.
Disclosure of Invention
In view of the above, it is necessary to provide a policy information modification method and apparatus capable of improving the efficiency of modification operation.
A method of policy information modification, the method comprising the steps of:
acquiring a content information acquisition request to be modified sent by a terminal, wherein the content information acquisition request to be modified comprises a content type identifier to be modified and a policy identifier;
searching policy information corresponding to the policy identifier, acquiring content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified;
receiving a content information modification request sent by the terminal, wherein the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request contains modified content information;
and updating the modified content information into the policy information.
In one embodiment, the content information to be modified acquisition request further includes a user identifier;
before the step of searching the policy information corresponding to the policy identification, the method further comprises the following steps:
acquiring authority information corresponding to the user identification, and judging whether a user corresponding to the user identification has modification authority for the content type information corresponding to the content type identification or not according to the authority information;
and when the user corresponding to the user identifier has modification right for the content type information corresponding to the content type identifier, searching the policy information corresponding to the policy identifier.
In one embodiment, before the step of obtaining the request for obtaining the content information to be modified sent by the obtaining terminal, the method further includes:
acquiring a policy modification request sent by a terminal, wherein the policy modification request comprises a user identifier and a policy identifier, and acquiring policy dependent information corresponding to the policy identifier, wherein the policy dependent information comprises insurance type information to which a policy belongs;
determining first modifiable content type information corresponding to the policy identification according to the insurance type information to which the policy belongs;
acquiring authority information corresponding to the user identification, and selecting second modifiable content type information, of which the user corresponding to the user identification has modification authority, from the first modifiable content type information according to the authority information;
and returning the second modifiable content type information to the terminal, wherein the second modifiable content type information includes second modifiable content type identifiers, and the content type identifiers to be modified included in the to-be-modified content information acquisition request are one or more of the second modifiable content type identifiers.
In one embodiment, the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information;
before the step of updating the modified content information into the policy information, the method further includes:
acquiring authority information corresponding to the user identification, judging whether a user corresponding to the user identification has modification authority for content type information corresponding to the content type identification corresponding to the modified content information or not according to the authority information, and if so, updating the modified content information into the policy information.
In one embodiment, before the step of receiving the content information modification request sent by the terminal, the method further includes:
acquiring a quotation request sent by the terminal, and storing content information in the quotation request when quotation is requested;
before the step of updating the modified content information into the policy information, the method further includes:
and acquiring the stored content information when the quotation is requested, comparing whether the modified content information is the same as the content information when the quotation is requested, and if so, updating the modified content information into the policy information.
A policy information modification apparatus, the apparatus comprising:
the system comprises an acquisition module, a modification module and a modification module, wherein the acquisition module is used for acquiring a content information acquisition request to be modified sent by a terminal, and the content information acquisition request to be modified comprises a content type identifier to be modified and a policy identifier;
the content information to be modified processing module is used for searching policy information corresponding to the policy identifier, acquiring the content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified;
the acquisition module is further configured to receive a content information modification request sent by the terminal, where the content information modification request is generated by the terminal in response to a modification operation instruction for the displayed content information to be modified, and the content information modification request includes modified content information;
and the updating module is used for updating the modified content information into the policy information.
In one embodiment, the content information to be modified acquisition request further includes a user identifier;
the device further comprises:
the authority judgment module is used for acquiring authority information corresponding to the user identification and judging whether a user corresponding to the user identification has modification authority for content type information corresponding to the content type identification according to the authority information;
and the to-be-modified content information processing module is further used for searching the policy information corresponding to the policy identifier when the user corresponding to the user identifier has modification right on the content type information corresponding to the content type identifier.
In one embodiment, the obtaining module is further configured to obtain a policy modification request sent by the terminal, where the policy modification request includes a user identifier and a policy identifier, and obtain policy dependent information corresponding to the policy identifier, where the policy dependent information includes insurance type information to which a policy belongs;
the device further comprises:
the revisable content type information determining module is used for determining first revisable content type information corresponding to the insurance policy identification according to the insurance type information to which the insurance policy belongs; acquiring authority information corresponding to the user identification, and selecting second modifiable content type information, of which the user corresponding to the user identification has modification authority, from the first modifiable content type information according to the authority information;
the modifiable content type information determining module is further configured to return the second modifiable content type information to the terminal, where the second modifiable content type information includes a second modifiable content type identifier, and the content type identifier to be modified included in the to-be-modified content information obtaining request is one or more of the second modifiable content type identifiers.
In one embodiment, the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information;
the permission judging module is further configured to obtain permission information corresponding to the user identifier, judge whether a user corresponding to the user identifier has a modification permission for content type information corresponding to a content type identifier corresponding to the modified content information according to the permission information, and notify the updating module to update the modified content information to the policy information if the content type information has the modification permission;
the updating module is further configured to update the modified content information to the policy information when receiving the notification of the permission judging module.
In one embodiment, the obtaining module is further configured to obtain a quotation request sent by the terminal, and store content information included in the quotation request when a quotation is requested;
the device further comprises:
the comparison module is used for acquiring the stored content information when the quotation is requested, comparing whether the modified content information is the same as the content information when the quotation is requested or not, and if so, informing the updating module to update the modified content information into the policy information;
the updating module is further configured to update the modified content information to the policy information when receiving the notification of the comparing module.
According to the policy information modification method and device, the content information to be modified sent by the terminal is obtained, and the content information to be modified obtaining request comprises the content type identification to be modified and the policy identification; searching policy information corresponding to the policy identifier, acquiring content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified. That is, the requested part of the content information is transmitted to the terminal for display. The information amount of page loading is reduced, and therefore the modification operation efficiency is improved. Further, a content information modification request sent by the terminal is received, the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request comprises the modified content information; and updating the modified content information into the policy information. Namely, the modified content information obtained by modifying the displayed content information to be modified is updated to the policy information, so that the possibility that the content information which is not sent to the terminal for display is tampered is reduced, and the security is further improved.
Drawings
FIG. 1 is a schematic flow chart diagram illustrating a policy information modification method according to an embodiment;
FIG. 2 is a flowchart illustrating a method for obtaining information on modifiable content types in an embodiment;
FIG. 3 is a schematic diagram of an embodiment of an apparatus for policy information modification;
FIG. 4 is a schematic structural diagram of an apparatus for modifying policy information in another embodiment;
FIG. 5 is a schematic diagram of an embodiment of an apparatus for modifying policy information;
fig. 6 is a schematic structural diagram of a policy information modifying apparatus according to still another embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
As shown in fig. 1, in one embodiment, there is provided a policy information modification method, including the steps of:
step 102, acquiring a content information to be modified acquisition request sent by a terminal, wherein the content information to be modified acquisition request comprises a content type identifier to be modified and a policy identifier.
It is understood that insurance is divided into a wide variety of insurance types, such as vehicle insurance, property insurance, accident insurance, and agricultural insurance. A complete policy may contain a variety of content types, such as applicant information, insured life information, rebate information, insurance schemes, and the like. Each content type information corresponds to specific content information, for example, the content type of the applicant information comprises a plurality of items of content information such as name, age, address, contact information and the like of the applicant. The policy information is composed of content information corresponding to a plurality of content types.
Different content types also exist in policy information corresponding to different insurance types. For example, the content types included in the policy information of the vehicle insurance may include vehicle information, new license plate, driving license owner information, vehicle and ship tax information, and the content types in the vehicle insurance business may not be included in the policy information of the property insurance or accident insurance.
In this embodiment, what is displayed on the terminal interface is only the content type information, and the detailed content information corresponding to the content type information is not displayed. The method comprises the steps that a user selects a content type to be modified from content type information displayed on a terminal interface, namely the content type to be modified is selected, and a content information acquisition operation instruction to be modified is sent to the selected content type to be modified through the terminal interface.
And the terminal responds to the operation instruction to correspondingly generate a content information acquisition request to be modified and sends the content information acquisition request to the server. The content information to be modified acquisition request includes a content type identifier to be modified and a policy identifier, where the policy identifier is a policy identifier corresponding to the content type identifier to be modified, that is, the content type information of which policy is to be modified.
In one embodiment, the policy identifier may be a policy identifier input when the instruction for acquiring the content information to be modified is initiated. In another embodiment, the policy identifier may be that, when the receiving server returns the corresponding modifiable content type information according to the policy identifier and the user identifier in the policy modification operation request, the terminal records a corresponding relationship between the received modifiable content type information and the corresponding policy identifier. And when the operation of acquiring the content information to be modified is detected, the terminal acquires the policy identifier corresponding to the selected content type information to be modified.
The server acquires a content information acquisition request to be modified sent by the terminal, and acquires a content type identifier to be modified and a policy identifier contained in the content information acquisition request to be modified.
And 104, searching policy information corresponding to the policy identifier, acquiring the content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified.
In this embodiment, the server may search the policy information corresponding to the policy identifier included in the acquired request for acquiring the content information to be modified according to a preset correspondence between the policy identifier and the policy information. And acquiring the content information to be modified corresponding to the content type identifier to be modified from the policy information according to the corresponding relation between the content type identifier and the content information which are stored in advance.
Further, the server returns the acquired content information to be modified to the terminal, so that the terminal displays the content information to be modified.
And 106, receiving a content information modification request sent by the terminal, wherein the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request comprises the modified content information.
And step 108, updating the modified content information into policy information.
Specifically, after the terminal displays the received content information to be modified, the user sends a modification operation instruction to the displayed content information to be modified through the terminal. And the terminal responds to the modification operation instruction, acquires the modified content information and correspondingly generates a content information modification request. The content information modification request is further sent to a server. That is, the content information modification request is generated by the terminal in response to the modification operation instruction of the displayed content information to be modified. Wherein, the content information modification request comprises the modified content information.
And the server receives the content information modification request sent by the terminal and acquires the modified content information contained in the content information modification request. Further, the server updates the modified content information to the corresponding policy information. It is understood that the content information modification request is generated based on the modification operation instruction of the displayed content information to be modified, and the displayed content information to be modified is acquired from the policy information, and therefore, the modified content information is updated to the corresponding position in the policy information to which the content information to be modified belongs before modification.
In the embodiment, a content information to be modified acquisition request sent by a terminal is acquired, wherein the content information to be modified acquisition request comprises a content type identifier to be modified and a policy identifier; searching policy information corresponding to the policy identifier, acquiring content information to be modified corresponding to the content type identifier to be modified from the policy information, and returning the content information to be modified to the terminal so that the terminal displays the content information to be modified. That is, the policy information is not sent to the terminal for display, but the requested part of the content information is sent to the terminal for display after the content information to be modified is obtained and the request is obtained. The information amount of page loading is reduced, and therefore the modification operation efficiency is improved. In addition, exposure of content information that does not need to be modified is also avoided, thereby improving security.
Further, a content information modification request sent by the terminal is received, the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request comprises the modified content information; and updating the modified content information into the policy information. The modified content information obtained by modifying the displayed content information to be modified is updated to the policy information, so that the possibility that the content information which is not sent to the terminal for display is tampered is reduced, and the safety is further improved.
In one embodiment, the content information to be modified acquisition request further includes a user identifier. Before the step of searching the policy information corresponding to the policy identification, the method further comprises the following steps: and acquiring authority information corresponding to the user identification, judging whether the content type information corresponding to the content type identification has modification authority or not by the user corresponding to the user identification according to the authority information, and searching the policy information corresponding to the policy identification when the content type information corresponding to the content type identification has modification authority by the user corresponding to the user identification.
In this embodiment, the content information to be modified acquisition request further includes a user identifier. Namely, the user identifier corresponding to the user who initiates the acquisition instruction of the content information to be modified is included.
The corresponding relation between the user identification and the authority information is stored in the server in advance, and before the policy information corresponding to the policy identification is searched, the server can acquire the authority information corresponding to the user identification according to the corresponding relation. Wherein the permission information refers to a modification permission for the content type information. Wherein, having modification right for the content type information means that the specific content information corresponding to the content type information has modification right.
Further, whether the content type information corresponding to the content type identifier contained in the content information acquisition request to be modified by the user corresponding to the user identifier has modification authority is judged according to the authority information, if yes, a step of searching policy information corresponding to the policy identifier is executed, and if not, the policy information corresponding to the policy identifier is not searched.
In this embodiment, after receiving the request for obtaining the content information to be modified, the server further determines whether the user requesting to obtain the content information to be modified has the right to modify the content type information to be modified, and if so, searches for the policy information corresponding to the policy identifier. Namely, the permission verification is passed first, and then the processing of the acquisition request of the content information to be modified is carried out, so that the safety is improved.
As shown in fig. 2, in an embodiment, before the step of acquiring the request for acquiring the to-be-modified content information sent by the terminal, the method further includes a step of acquiring the content type information in a batch manner, and specifically includes the following steps:
step 202, acquiring a policy modification request sent by the terminal, wherein the policy modification request comprises a user identifier and a policy identifier, and acquiring policy dependent information corresponding to the policy identifier, and the policy dependent information comprises insurance type information to which the policy belongs.
In this embodiment, a user inputs a policy identifier through a terminal and initiates a policy modification operation instruction, and the terminal obtains and responds to the policy modification operation instruction, obtains the input policy identifier and a user identifier of a user performing policy modification operation, and correspondingly generates a policy modification request to be sent to a server.
The server obtains the policy modification request sent by the terminal, and obtains the user identification and the policy identification contained in the policy modification request.
The server stores the policy subordinate information corresponding to the policy identification in advance. And acquiring the policy subordinate information corresponding to the policy identification contained in the policy modification request according to the corresponding relation. Here, the policy-dependent information is information having an associated dependency relationship with respect to a policy, a service, or the like. Further, the policy dependent information includes insurance type information to which the policy belongs. For example, if a policy is a car insurance policy, the policy-dependent information corresponding to the policy is a car insurance type, i.e., the policy belongs to the insurance type which is a car insurance. Further, insurance type information may include an insurance type identifier.
And 204, determining first modifiable content type information corresponding to the policy identification according to the insurance type information to which the policy belongs.
In this embodiment, the server sets, in advance, corresponding revisable content type information for each insurance type information. Wherein, one insurance type information can correspond to one or more pieces of modifiable content type information. And searching the revisable content type information corresponding to the insurance type information of the insurance policy corresponding to the insurance policy identifier according to the corresponding relation between the preset insurance type information and the revisable content type information, wherein the searched revisable content type information is the revisable content type information corresponding to the insurance policy identifier in the insurance policy modification request, and is the first revisable content type information.
It is to be understood that the modifiable content type information means that the content information contained in the content type information can be modified. For example, if the modifiable content type information is vehicle information, specific content information, such as a license plate number, a vehicle model number, and a vehicle value, included in the vehicle information may be modified.
Further, in an embodiment, before the step of determining the first modifiable content type information corresponding to the policy identifier according to the insurance type information to which the policy belongs, the policy state corresponding to the policy identifier may be determined. Wherein the policy state is a valid state and an invalid state. And when the insurance policy state is an effective state, further determining first modifiable content type information corresponding to the insurance policy identification according to the insurance type information to which the insurance policy belongs. It is understood that the expiration, suspension, retirement, expiration, etc. states are all invalid.
And step 206, acquiring the authority information corresponding to the user identifier, and selecting second modifiable content type information, in which the user corresponding to the user identifier has modification authority, from the first modifiable content type identifiers according to the authority information.
Further, the server stores the corresponding relationship between the user identifier and the authority information in advance. And acquiring the authority information corresponding to the user identification according to the corresponding relation. And selecting the revisable content type information of which the user corresponding to the user identification has the modification authority from the first revisable content type information as second revisable content type information according to the acquired authority information.
Here, the rights information refers to modification rights to the content type information. Wherein, having modification right for the content type information means that the specific content information corresponding to the content type information has modification right.
Further, the permission information may be embodied by a corresponding relationship between the user identifier and the content type identifier, and a corresponding relationship indicates that the user corresponding to the user identifier has a modification permission for the specific content information included in the content type information corresponding to the corresponding content type identifier. The right information can also be set by descriptive logic statements. The embodiment of the present invention does not limit the specific embodiment of the authority information.
For example, a user inputs a policy number 12 (i.e. a policy identifier) through a terminal, initiates a modification operation instruction for the policy number 12, the terminal acquires the user identifier and the policy number 12 to generate a policy modification request, and sends the policy modification request to a server, the server acquires that the policy corresponding to the policy number 12 belongs to an insurance type of car insurance according to a corresponding relationship between a preset policy identifier and policy subordinate information, and searches for modifiable content type information corresponding to the car insurance including vehicle information, applicant information, driving license owner information, and vehicle and ship tax information according to a corresponding relationship between the insurance type information and modifiable content type information preset by the server. The found modifiable content type information is the first modifiable content type information.
Further, the server searches the authority information corresponding to the user identification, and when the authority corresponding to the user identification is found, only the vehicle information, the applicant information and the driving license owner information are authorized to be modified, but the content type information of the vehicle and ship tax is not authorized to be modified. The revisable content type information that the user corresponding to the user representation has the modification right is selected from the first revisable content type information as second revisable content type information, in this example, the selected second revisable content type information is vehicle information, insurance applicant information and driving license owner information.
It should be noted that the first and second sources are only used to distinguish the modifiable content type information, and are not limited to other sources. For example, the first modifiable content type information is modifiable content type information corresponding to insurance type information to which the policy belongs, and the second modifiable content type information is modifiable content type information selected from the first modifiable content type information further according to the user's rights information.
And step 208, returning second modifiable content type information to the terminal, wherein the second modifiable content type information includes second modifiable content type identifiers, and the content type identifiers to be modified included in the to-be-modified content information acquisition request are one or more of the second modifiable content type identifiers.
Further, the server returns the selected second modifiable content type information to the terminal. Wherein, the second modifiable content type information contains a second modifiable content type identifier. And may also include a second modifiable content type name.
Further, the terminal may display the second modifiable content type information returned by the server. When receiving the revisable content type information displayed by the user through the selection terminal and initiating the acquisition operation instruction of the content information to be revised, the terminal correspondingly acquires the content type identifier corresponding to the selected content type information. Therefore, it can be understood that the content type identifier to be modified included in the content information to be modified acquisition request described in step 102 is one or more of the second modifiable content type identifiers.
In this embodiment, when receiving the policy modification operation request, the corresponding modifiable content type information is determined layer by layer through the policy dependent information and the user right information, and is returned to the terminal. The method and the device manage and control the content type information which can be corrected, so that the returned content type information has pertinence and flexible management and control performance, and all the content type information is not returned to the terminal according to insurance types and authorities. The security is improved while the transmission resource is saved.
In one embodiment, the policy dependent information further includes institution information corresponding to the policy. In this embodiment, the step of determining the first modifiable content type information corresponding to the policy identifier according to the insurance type information to which the policy belongs includes: and determining first modifiable content type information corresponding to the policy identification according to the insurance type information to which the policy belongs and the mechanism information corresponding to the policy.
Specifically, after the revisable content type information corresponding to the insurance type information to which the policy corresponding to the policy identifier belongs is found, further, according to the correspondence between the prestored organization information and the content type information, the revisable content type information corresponding to the organization information corresponding to the policy is obtained from the found revisable content type information, which is the first revisable content type information. For example, if the policy identifier is 12, the insurance type is car insurance, the organization is beijing, the modifiable content type information corresponding to the car insurance is A, B, C, D, and the modifiable content type information corresponding to the car insurance is A, C, D, then the obtained first modifiable content type information is A, C, D.
In one embodiment, the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information. Before the step of updating the modified content information into the policy information, the method further comprises the following steps: and acquiring authority information corresponding to the user identification, judging whether the user corresponding to the user identification has modification authority for the content type information corresponding to the content type identification corresponding to the modified content information or not according to the authority information, and if so, updating the modified content information into the policy information.
In this embodiment, the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information. It is understood that the user identifier herein refers to a user identifier of a user who performs a content information modification operation.
Before updating the modified content information acquired from the content information modification request to the policy information, the server performs a modification authority determination operation, that is, determines whether the user performing the content information modification operation has content type information corresponding to the modified content information.
Specifically, the server may obtain the authority information corresponding to the user identifier according to a pre-stored correspondence between the user identifier and the authority information. And judging whether the user corresponding to the user identifier has modification authority or not for the content type information corresponding to the content type identifier corresponding to the modified content information according to the authority information, if so, updating the modified content information into the policy information, and if not, not updating the modified content information into the policy information.
Similarly, the right information refers to the modification right of the content type information by the user. Wherein, having modification right for the content type information means that the specific content information corresponding to the content type information has modification right. Further, the permission information may be embodied by a corresponding relationship between the user identifier and the content type identifier, and a corresponding relationship indicates that the user corresponding to the user identifier has a modification permission for the specific content information included in the content type information corresponding to the corresponding content type identifier. The right information can also be set by descriptive logic statements. The embodiment of the present invention does not limit the specific embodiment of the authority information.
In this embodiment, before the modified content information is updated to the policy information, whether the user has a modification right to the content type information corresponding to the modified content information is determined again according to the right information pre-stored in the server. The authority verification is carried out according to the authority information stored in the server, so that authority tampering caused by a user through a terminal display interface is avoided, namely, the condition that the user carries out authority tampering operation through the terminal display interface and modifies the original information without modifying authority is avoided, and the safety is improved.
In one embodiment, before the step of receiving the content information modification request sent by the terminal, the method further comprises: and acquiring a quotation request sent by the terminal, and storing the content information when the quotation is requested, which is contained in the quotation request.
Specifically, after the server returns the content information to be modified to the terminal and the terminal displays the content information to be modified, the user may perform a trial modification operation on the content information to be modified displayed by the terminal. The trial modification operation here means that the user modifies the displayed content information to be modified on the terminal, but the modification is not submitted and confirmed, that is, no modification operation instruction is sent, and therefore the terminal does not send a modification operation request to the server.
After the user performs the trial modification operation, the terminal obtains the content information after the trial modification operation, and correspondingly generates a quotation request, namely requests to calculate the cost required by the content information after the trial modification. Wherein, the quotation request comprises the content information when the quotation is requested, namely the content information after the trial modification operation. Further, the required fee (hereinafter, referred to as required fee) may be a premium or may be all insurance-related fees such as a premium.
The server acquires the quotation request sent by the terminal and stores the content information of the quotation request contained in the quotation request. It will be appreciated that the required cost (i.e. price quote) may also vary for different content information.
Further, the server can calculate the corresponding required cost according to the content information when the quotation is requested, and sends the required cost to the terminal. It is to be understood that this calculation of the required fee is not an essential step, and may be included or omitted as long as the server is satisfied to store the content information at the time of the price quote request included in the price quote request.
Furthermore, the terminal may generate a quotation request for each trial modification of the content information, or may generate a quotation request after trial modification of the content information included in the preset content type information. The method and the device for generating the quotation request by the terminal are not limited under any conditions. The content information of the request quotation contained in the quotation request can be stored only when the server receives the quotation request sent by the terminal.
In this embodiment, before the step of updating the modified content information into the policy information, the method further includes: and obtaining the stored content information when the quotation is requested, comparing whether the modified content information is the same as the content information when the quotation is requested, and if so, updating the modified content information into the policy information.
Specifically, the server acquires the stored content information at the time of requesting a quote, before the step of updating the modified content information included in the content information modification request into the policy information. It will be appreciated that what the server has obtained is the stored content information at the time the bid was last requested.
Further, the server compares whether the modified content information is the same as the content information when the quotation is requested, if so, the modified content information is updated to the policy information, and if not, the modified content information is not updated to the policy information.
Specifically, the server may perform hash calculation on the modified content information and the content information when requesting a price quote, and compare whether the hash values of the modified content information and the content information when requesting a price quote are the same, if the hash values of the modified content information and the content information when requesting a price quote are not the same, the modified content information and the content information when requesting a price quote are different.
In the embodiment, the method avoids the situation that a user firstly quotes through the content information of the trial modification operation to obtain a required fee, and then submits the content modification operation request after the content information of which the required fee is calculated is tampered into other content information in a tampering mode, but the required fee calculated before is reserved. When a quotation request is received, the content information which is contained in the quotation request and used for requesting quotation is stored, when the modified content information in the content information modification request is received, the two content information are compared, and when the two content information are the same, the modified content information is updated into the policy information. Therefore, the tampering condition which can cause low premium and high premium is avoided, and the safety is further improved.
As shown in fig. 3, in one embodiment, there is provided a policy information modifying apparatus including: an obtaining module 302, a content information to be modified processing module 306, and an updating module 308, wherein:
the obtaining module 302 is configured to obtain a content information to be modified obtaining request sent by a terminal, where the content information to be modified obtaining request includes a content type identifier to be modified and a policy identifier.
And the to-be-modified content information processing module 306 is configured to search policy information corresponding to the policy identifier, obtain the to-be-modified content information corresponding to the to-be-modified content type identifier from the policy information, and return the to-be-modified content information to the terminal, so that the terminal displays the to-be-modified content information.
The obtaining module 302 is further configured to receive a content information modification request sent by the terminal, where the content information modification request is generated by the terminal in response to a modification operation instruction for the displayed content information to be modified, and the content information modification request includes modified content information.
And an updating module 308, configured to update the modified content information to policy information.
In one embodiment, the content information to be modified acquisition request further includes a user identifier. In this embodiment, as shown in fig. 4, the apparatus further includes:
the permission judging module 304 is configured to obtain permission information corresponding to the user identifier, and judge whether the user corresponding to the user identifier has a modification permission for the content type information corresponding to the content type identifier according to the permission information.
The to-be-modified content information processing module 306 is further configured to search policy information corresponding to the policy identifier when the user corresponding to the user identifier has a modification right for the content type information corresponding to the content type identifier.
In an embodiment, the obtaining module 302 is further configured to obtain an policy modification request sent by the terminal, where the policy modification request includes a user identifier and a policy identifier, and obtain policy dependent information corresponding to the policy identifier, where the policy dependent information includes information of an insurance type to which the policy belongs. In this embodiment, as shown in fig. 5, the apparatus further includes:
the revisable content type information determining module 303 is configured to determine, according to the insurance type information to which the policy belongs, first revisable content type information corresponding to the policy identifier; and acquiring authority information corresponding to the user identification, and selecting second modifiable content type information with modification authority of the user corresponding to the user identification from the first modifiable content type information according to the authority information.
The modifiable content type information determining module 303 is further configured to return second modifiable content type information to the terminal, where the second modifiable content type information includes second modifiable content type identifiers, and the content type identifier to be modified included in the to-be-modified content information obtaining request is one or more of the second modifiable content type identifiers.
In one embodiment, the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information.
In this embodiment, the permission determining module 304 is further configured to obtain permission information corresponding to the user identifier, determine whether the user corresponding to the user identifier has a modification permission for content type information corresponding to the content type identifier corresponding to the modified content information according to the permission information, and notify the updating module 308 to update the modified content information to the policy information if the content type information has the modification permission;
the updating module 308 is further configured to update the modified content information to the policy information when receiving the notification of the permission judging module.
In one embodiment, the obtaining module 302 is further configured to obtain a request for a price quote sent by the terminal, and store content information included in the request for a price quote when the price quote is requested. In this embodiment, as shown in fig. 6, the apparatus further includes:
a comparing module 307, configured to obtain the stored content information when the quotation is requested, compare whether the modified content information is the same as the content information when the quotation is requested, and if so, notify the updating module 308 to update the modified content information into the policy information.
The updating module 308 is further configured to update the modified content information to the policy information when receiving the notification of the comparing module.
The technical features of the embodiments described above may be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the embodiments described above are not described, but should be considered as being within the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention. Therefore, the protection scope of the present patent shall be subject to the appended claims.

Claims (10)

1. A policy information modification method, characterized in that said method comprises the steps of:
acquiring a content information acquisition request to be modified sent by a terminal, wherein the content information acquisition request to be modified comprises a content type identifier to be modified, a policy identifier and a user identifier; the policy corresponding to the policy identification comprises a plurality of content types represented by the content type identification;
acquiring authority information corresponding to the user identification, and judging whether a user corresponding to the user identification has modification authority for the content type information corresponding to the content type identification or not according to the authority information;
when the user corresponding to the user identifier has modification rights to the content type information corresponding to the content type identifier, searching policy information corresponding to the policy identifier according to a preset corresponding relationship between the policy identifier and the policy information, acquiring the content information to be modified corresponding to the content type identifier to be modified from the policy information according to a prestored corresponding relationship between the content type identifier and the content information, returning the content information to be modified to the terminal, and displaying the content information to be modified by the terminal;
receiving a content information modification request sent by the terminal, wherein the content information modification request is generated by the terminal through a modification operation instruction responding to the displayed content information to be modified, and the content information modification request contains modified content information;
and updating the modified content information into the policy information.
2. The method according to claim 1, wherein before the step of obtaining the request for obtaining the content information to be modified sent by the terminal, the method further comprises:
acquiring a policy modification request sent by a terminal, wherein the policy modification request comprises a user identifier and a policy identifier, and acquiring policy dependent information corresponding to the policy identifier, wherein the policy dependent information comprises insurance type information to which a policy belongs;
determining first modifiable content type information corresponding to the policy identification according to the insurance type information to which the policy belongs;
acquiring authority information corresponding to the user identification, and selecting second modifiable content type information, of which the user corresponding to the user identification has modification authority, from the first modifiable content type information according to the authority information;
and returning the second modifiable content type information to the terminal, wherein the second modifiable content type information includes second modifiable content type identifiers, and the content type identifiers to be modified included in the to-be-modified content information acquisition request are one or more of the second modifiable content type identifiers.
3. The method according to claim 1, wherein the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information;
before the step of updating the modified content information into the policy information, the method further includes:
acquiring authority information corresponding to the user identification, judging whether a user corresponding to the user identification has modification authority for content type information corresponding to the content type identification corresponding to the modified content information or not according to the authority information, and if so, updating the modified content information into the policy information.
4. The method according to claim 1, wherein before the step of receiving the content information modification request transmitted by the terminal, further comprising:
acquiring a quotation request sent by the terminal, and storing content information in the quotation request when quotation is requested;
before the step of updating the modified content information into the policy information, the method further includes:
and acquiring the stored content information when the quotation is requested, comparing whether the modified content information is the same as the content information when the quotation is requested, and if so, updating the modified content information into the policy information.
5. The method of claim 1, wherein the content type comprises at least one of applicant information, insured life information, insured refund information, insurance schemes, and the like.
6. The method of claim 5 wherein the applicant information includes at least one of name, age, address, and contact details of the applicant.
7. An apparatus for policy information modification, the apparatus comprising:
the system comprises an acquisition module, a modification module and a processing module, wherein the acquisition module is used for acquiring a content information acquisition request to be modified sent by a terminal, and the content information acquisition request to be modified comprises a content type identifier to be modified, a policy identifier and a user identifier; the policy corresponding to the policy identification comprises a plurality of content types represented by the content type identification;
the authority judgment module is used for acquiring authority information corresponding to the user identification and judging whether a user corresponding to the user identification has modification authority for content type information corresponding to the content type identification according to the authority information;
a to-be-modified content information processing module, configured to, when a user corresponding to the user identifier has a modification right for content type information corresponding to the content type identifier, search policy information corresponding to the policy identifier according to a preset correspondence between the policy identifier and the policy information, acquire, from the policy information, to-be-modified content information corresponding to the to-be-modified content type identifier according to a pre-stored correspondence between the content type identifier and the content information, and return the to-be-modified content information to the terminal, so that the terminal displays the to-be-modified content information;
the acquisition module is further configured to receive a content information modification request sent by the terminal, where the content information modification request is generated by the terminal in response to a modification operation instruction for the displayed content information to be modified, and the content information modification request includes modified content information;
and the updating module is used for updating the modified content information into the policy information.
8. The apparatus according to claim 7, wherein the obtaining module is further configured to obtain a policy modification request sent by the terminal, where the policy modification request includes a user identifier and a policy identifier, and obtain policy dependent information corresponding to the policy identifier, where the policy dependent information includes information of an insurance type to which a policy belongs;
the device further comprises:
the revisable content type information determining module is used for determining first revisable content type information corresponding to the insurance policy identification according to the insurance type information to which the insurance policy belongs; acquiring authority information corresponding to the user identification, and selecting second modifiable content type information, of which the user corresponding to the user identification has modification authority, from the first modifiable content type information according to the authority information;
the modifiable content type information determining module is further configured to return the second modifiable content type information to the terminal, where the second modifiable content type information includes a second modifiable content type identifier, and the content type identifier to be modified included in the to-be-modified content information obtaining request is one or more of the second modifiable content type identifiers.
9. The apparatus according to claim 7, wherein the content information modification request further includes a user identifier and a content type identifier corresponding to the modified content information;
the permission judging module is further configured to obtain permission information corresponding to the user identifier, judge whether a user corresponding to the user identifier has a modification permission for content type information corresponding to a content type identifier corresponding to the modified content information according to the permission information, and notify the updating module to update the modified content information to the policy information if the content type information has the modification permission;
the updating module is further configured to update the modified content information to the policy information when receiving the notification of the permission judging module.
10. The device according to claim 7, wherein the obtaining module is further configured to obtain a request for quotation sent by the terminal, and store content information included in the request for quotation when the quotation is requested;
the device further comprises:
the comparison module is used for acquiring the stored content information when the quotation is requested, comparing whether the modified content information is the same as the content information when the quotation is requested or not, and if so, informing the updating module to update the modified content information into the policy information;
the updating module is further configured to update the modified content information to the policy information when the notification of the comparing module is received.
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CN109857941A (en) * 2019-02-22 2019-06-07 泰康保险集团股份有限公司 A kind of input method and device of policy information
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