CN107507004B - Data processing method and system - Google Patents

Data processing method and system Download PDF

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CN107507004B
CN107507004B CN201710551933.3A CN201710551933A CN107507004B CN 107507004 B CN107507004 B CN 107507004B CN 201710551933 A CN201710551933 A CN 201710551933A CN 107507004 B CN107507004 B CN 107507004B
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electronic
request
data processing
processing system
electronic client
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CN107507004A (en
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诸寅嘉
吕雪峰
孟超峰
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Advanced New Technologies Co Ltd
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Advanced New Technologies Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction

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  • Engineering & Computer Science (AREA)
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  • General Physics & Mathematics (AREA)
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  • Computer Security & Cryptography (AREA)
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application discloses a data processing method and a system, wherein the method is applied to an electronic client, the electronic client is matched with a data processing system to realize the transfer of electronic data, and the method comprises the following steps: sending a first request to the data processing system, wherein the first request comprises account information of the electronic client; receiving a standard string generated by the data processing system based on the first request, the standard string uniquely corresponding to the first request; and receiving a response request returned by the data processing system based on a second request generated by an electronic data receiving end, and feeding back information whether the electronic data value is transferred to the data processing system based on the response request.

Description

Data processing method and system
The patent application is a divisional application of the application number 201210048902.3 patent application, the application date is 2012, 2 and 28, and the invention name is a data processing method and system.
Technical Field
The present application relates to the field of computers, and in particular, to a method and a system for processing data.
Background
With the development of internet technology, more and more offline behaviors, such as payment, can be implemented on the internet. Taking online payment as an example, a user only needs to log in a service page on a corresponding website or client and input the payment object and amount to complete payment. The whole process has no cash, the cash is implemented on the Internet, the payment amount is equivalent to the value of electronic data, a payer and a payee are identified by a string of characters, the amount in an account is the data stored in a database, the payment amount and the payee are mutually related, and the transfer of the amount can be completed by means of a computer and a network technology.
In the prior art, when a two-dimensional code is used for transaction in a traditional transaction mode, the two-dimensional code is only used as a certificate for successful transaction, a merchant sends the transaction certificate, namely the two-dimensional code, to a mobile phone of a user in a multimedia message mode, the user exchanges the two-dimensional code to an appointed place to obtain corresponding goods or services, and an exchange point reads information contained in the two-dimensional code through a two-dimensional code identification machine tool to know corresponding transaction information, so that the corresponding goods or services are provided for the user.
In addition, the transaction can be carried out through a credit card transaction system or a non-contact card, a merchant scans the credit card of the user firstly, and the user can obtain corresponding goods or services after deducting the corresponding goods amount.
In the process of implementing the embodiments of the present application, the applicant of the present application finds that the above technical means has at least the following problems:
when the two-dimensional code is used as an electronic certificate, the two-dimensional code can be copied, for example, when the two-dimensional code is issued to a mobile phone of a user through a multimedia message, the two-dimensional code can be intercepted;
secondly, the existing two-dimensional code transaction mode can transmit the two-dimensional code certificate to the user only by depending on a mobile phone, so that the application range of the transaction mode is limited.
Thirdly, when the credit card transaction system or the contactless card transaction is used, the magnetic stripe information or the card password is easy to copy or record, for example, when a user inputs an account password, the possibility of recording exists, and because the password input is completed on the terminal equipment of the other party, the potential safety hazard exists.
Disclosure of Invention
The application provides a method for conducting transaction, which is used for solving the problem that the transaction is unsafe in the prior art.
On one hand, through an embodiment of the present application, the following technical solutions are provided:
a data processing method is applied to an electronic client, the electronic client realizes the transfer of electronic data by cooperating with a data processing system, and the method comprises the following steps:
sending a first request to the data processing system, wherein the first request comprises account information of the electronic client;
receiving a standard string generated by the data processing system based on the first request, the standard string uniquely corresponding to the first request;
receiving a response request returned by the data processing system based on a second request generated by an electronic data receiving terminal, wherein the second request is the request generated by the electronic data receiving terminal, and the second request comprises: the electronic data value corresponding to the first request and the character string to be verified; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, and the response request comprises an electronic data value corresponding to the first request;
feeding back information to the data processing system whether the electronic data values are transferred based on the response request.
Optionally, the sending the first request to the data processing system specifically includes:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, sending the first request to the data processing system;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, sending the first request to the data processing system.
Optionally, the authorizing the electronic client corresponding to the account specifically includes:
authorizing the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system.
Optionally, the character string to be verified specifically consists of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
Optionally, after the feeding back the information whether the electronic data value is transferred to the data processing system based on the response request, the method further includes:
and receiving transfer success confirmation information returned by the data processing system after the electronic data value is successfully transferred.
A data processing method is applied to a data processing system, the data processing system realizes the transfer of electronic data through the cooperation with an electronic client, and the method comprises the following steps:
receiving a first request sent by the electronic client, wherein the first request comprises account information of the electronic client;
generating a standard character string based on the first request, and feeding back the standard character string to the electronic client;
receiving a second request generated by an electronic data receiving end, wherein the second request comprises: the electronic data value and the character string to be verified are obtained through analysis;
verifying the character string to be verified by using the standard character string;
after the verification is successful, generating a response request, and sending the response request to the electronic client, wherein the response request comprises the electronic data value;
and based on the electronic data transfer confirmation information returned in response to the response request by the electronic client, carrying out data transfer according to the electronic data value.
Optionally, the step of generating the first request is as follows:
logging into the data processing system by an account on the electronic client;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, generating the first request;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, generating the first request.
Optionally, the authorizing the electronic client specifically includes:
authorizing the electronic client in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client in a password verification mode between the electronic client and the data processing system.
Optionally, the character string to be verified specifically consists of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
Optionally, after the electronic data transfer is performed based on the electronic data transfer confirmation information returned by the electronic client in response to the response request according to the value of the electronic data, the method further includes:
and returning the confirmation information of the successful electronic data value transfer to the electronic data receiving terminal and the electronic client.
On the other hand, through another embodiment of the present application, the following technical solutions are provided:
a data processing system applied to an electronic client, wherein the electronic client realizes the transfer of electronic data by cooperating with a data processing system, the system comprising:
the sending module is used for sending a first request to the data processing system, wherein the first request comprises account information of the electronic client;
a first receiving module, configured to receive a standard string generated by the data processing system based on the first request, where the standard string uniquely corresponds to the first request;
a second receiving module, configured to receive a response request returned by the data processing system based on a second request generated by an electronic data receiving end, where the second request is the request generated by the electronic data receiving end, and the second request includes: the electronic data value corresponding to the first request and the character string to be verified; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, and the response request comprises an electronic data value corresponding to the first request;
and the feedback module is used for feeding back the information whether the electronic data value is transferred to the data processing system based on the response request.
Optionally, the sending module specifically includes:
the detection unit is used for detecting whether the electronic client corresponding to an account is authorized equipment or not when the data processing system is logged in through the electronic client by the account;
the first sending unit is used for sending the first request to the data processing system when the electronic client corresponding to the account is an authorization device;
the authorization unit is used for authorizing the electronic client when the electronic client corresponding to the account is not authorization equipment;
and the second sending unit is used for sending the first request to the data processing system after the authorization unit successfully authorizes.
Optionally, the authorization unit is specifically configured to:
authorizing the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system.
Optionally, the character string to be verified specifically consists of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
Optionally, the system further includes:
and the third receiving module is used for receiving transfer success confirmation information returned by the data processing system after the electronic data value is successfully transferred.
In another aspect, according to another embodiment of the present application, the following technical solutions are provided:
a data processing system for effecting the transfer of electronic data in cooperation with an electronic client, said system comprising:
the first receiving module is used for receiving a first request sent by the electronic client, wherein the first request comprises account information of the electronic client;
the feedback module is used for generating a standard character string based on the first request and feeding the standard character string back to the electronic client;
a second receiving module, configured to receive a second request generated by an electronic data receiving end, where the second request includes: the electronic data value and the character string to be verified are obtained through analysis;
the verification module is used for verifying the character string to be verified by utilizing the standard character string;
the generation module is used for generating a response request after the verification is successful and sending the response request to the electronic client, wherein the response request comprises the electronic data value;
and the response module is used for carrying out data transfer according to the electronic data value based on the electronic data transfer confirmation information returned by the electronic client in response to the response request.
Optionally, the step of generating the first request is as follows:
logging into the data processing system by an account on the electronic client;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, generating the first request;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, generating the first request.
Optionally, the authorizing the electronic client corresponding to the account specifically includes:
authorizing the electronic client in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client in a password verification mode between the electronic client and the data processing system.
Optionally, the to-be-verified character string specifically consists of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
Optionally, the system further includes:
and the return module is used for returning the confirmation information of the successful transfer of the electronic data value to the electronic data receiving end and the electronic client.
The application can achieve one of the following advantages or beneficial technical effects through one embodiment or a plurality of embodiments:
firstly, through the dynamic generation standard character string, the problem that in the prior art, when a user steals the two-dimensional code or other electronic certificates, the user does not exchange corresponding commodities and the money loss is caused is solved, and the safety guarantee that the user obtains the commodities while paying money is realized.
Secondly, further, by inputting the transaction password on the terminal of the user, the technical problem that potential safety hazards exist when the user inputs and confirms payment on the terminal of the merchant in the prior art is solved, and the method has high safety.
By adopting the technical means of transmitting the dynamic code in various modes in the application, the problem that the existing two-dimensional code transaction mode can transmit the electronic certificate to the user only by depending on a mobile phone is solved, and the application range of transaction is expanded.
Drawings
FIG. 1 is a flow chart of a method of data processing in a first embodiment of the present application;
FIG. 2 is a flow chart of a method of data processing according to a second embodiment of the present application;
FIG. 3 is a block diagram showing the structure of a data processing system according to a third embodiment of the present application;
FIG. 4 is a block diagram showing the structure of a data processing system according to a fourth embodiment of the present application;
fig. 5 is a timing diagram illustrating data transfer by using a barcode according to an embodiment of the present application.
Detailed Description
The application provides a data processing method, which completes the transfer of electronic data by processing the electronic data of each electronic terminal party, and particularly realizes the transfer of electronic data, namely money, among each transaction party through the Internet when online payment is carried out.
When the method is specifically applied to actual operation, the main ideas are as follows: the two transaction parties establish a transaction relationship through a graph containing a dynamic character string, and the payment party terminal is as follows: the user side electronic client displays the graph, and the payee side: the electronic data receiving end obtains and analyzes the graph through scanning to obtain the dynamic character string, and finally initiates collection with the dynamic character string as an object, namely: transferring electronic data; the server side is as follows: the data processing system finds and informs the corresponding payment terminal according to the dynamic character string, namely: the electronic data receiving end, the payer: the user completes payment confirmation on the own terminal electronic client.
Specific implementations of the embodiments of the present application will be described in detail below with reference to the accompanying drawings.
The first embodiment is as follows:
in the present embodiment, the participating transaction includes three parties, i.e. the user, the merchant and the system, which respectively represent the electronic client, the electronic data receiving end and the data processing system, for the convenience of understanding, these three easily understood names will be described in the present embodiment,
please refer to fig. 1, which is a flowchart illustrating a data processing method according to a first embodiment of the present application;
step S100, sending a first request to the data processing system;
in a specific implementation process, a user can log in a data processing system through an electronic client, for example, using a mobile phone, a tablet, or directly using a computer, or logging in the system, or can log in the data processing system through a program or application installed on a terminal such as a mobile phone, and after the user logs in the system, the data processing system will detect whether the electronic client corresponding to the account is an authorized device, and if so, send the first request to the data processing system; the purpose of the authorization verification of the electronic client is to ensure that the electronic client to be transferred is safe and trustable when electronic data transfer is performed.
If the electronic client corresponding to the account is not an authorization device, the electronic client corresponding to the account may be optionally authorized, specifically, the authorization may be performed in the following manner:
authorizing the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system. Those skilled in the art of the present application can also use other technical means commonly used in the industry to authorize the electronic client, which is not illustrated here.
And after the authorization of the electronic client corresponding to the account is successful, the safety of the electronic client is ensured when the user carries out transaction. Then, after the user appoints to purchase some commodities, the electronic client generates a first request based on the purchase of the user, and the electronic client sends the first request to the data processing system, wherein the first request comprises account information for logging in the electronic client, and meanwhile, the first request also comprises commodity information which the user intends to purchase.
Here, the purpose of including the account information in the first request is to enable the data processing system to know who the initiator requesting to perform the transaction is, for example, when the user a uses a mobile phone, the user a needs to perform a transaction, and then when the transaction starts, the user a sends the first request to the data processing system through the mobile phone, and after receiving the request, the system can know which transaction the user specifically initiates according to the account information carried in the first request, so as to perform subsequent transactions.
Step S110, receiving a standard character string generated by the data processing system based on the first request;
in a specific implementation, after receiving a first request sent by an authorized user, the data processing system generates a standard string based on the request, wherein the standard string uniquely corresponds to the first request, that is, the standard string is used to ensure that the standard string is disposable and is only associated with the transaction of the account; specifically, during the transaction, since the standard string corresponds to a first request, and the first request contains account information, the data processing system can find a specific user based on the standard string, so as to establish a corresponding relationship between the standard string and the user, and when the data processing system forwards the sub-standard string to the electronic data receiving terminal, the data processing system: when the merchant is in use, the merchant does not specifically correspond to which user in the standard character string, so that the security protection effect on electronic data transfer is achieved.
In addition, when the data processing system sends the standard character string to the user, the standard character string is sent to the electronic client in a graphical manner, for example, a user logs in the data processing system using a mobile phone, the data processing system may send the standard character string to the user in a form of a two-dimensional code, a barcode, or another random code, and for the electronic client, only the standard character string needs to be acquired.
Those skilled in the art can adopt other similar or identical technical means to transmit the standard character string to the electronic client according to specific situations, and details are not repeated herein.
Step S120, receiving a response request returned by the data processing system based on the second request generated by the electronic data receiving end;
in a specific implementation process, the second request is a request generated by the electronic data receiving end, and the second request includes: corresponding to the electronic data value and the character string to be verified in the first request; the response request includes an electronic data value corresponding to the first request.
In addition, the response request is a request generated by the data processing system after the standard character string is used for verifying the character string to be verified successfully. Specifically, the electronic data receiving terminal scans a graphic corresponding to the standard character string displayed in the electronic client, and then parses the graphic to obtain the standard character string generated by the data processing system.
In this step, the purpose of obtaining the analysis and obtaining the to-be-verified character string is to ensure that the response request corresponds to the first request generated by the user, and at the same time, ensure that the to-be-verified character string is not changed when being transmitted among the terminals, thereby ensuring the accuracy and the security of the data processing system side, the electronic client side and the electronic data receiving side.
Step S130, based on the response request, feeding back information whether the electronic data value is transferred to the data processing system.
In a specific implementation process, since the response request is generated by the first request initiated by the user, when the response request is received, it is further required to detect whether the user confirms electronic data transfer, and the user can confirm the electronic data transfer by means of a payment device, an internet bank, a mobile banking manner, and the like, and can adopt other technical means commonly used in the industry. And the electronic client returns the detected result to the data processing system, and the data processing system returns the result to the electronic data receiving end. If the user data transfer is successful, the electronic data receiving end also confirms that the corresponding electronic data value is received, the transaction between the two parties is successful, and if the user transfer is failed, the data processing system sends the related information to the two parties of the transaction, restarts the transaction or cancels the transaction, and the like.
In the embodiment of the application, after a user logs in the data processing system through the electronic client, a first request is sent to the data processing system, and the data processing system creates the standard character string based on the first request of the user. At this time, the data processing system establishes the corresponding relation between the standard character string and the user account information, and after the standard character string is returned to the user, the data processing system receives the standard character string obtained by scanning the user electronic client by the electronic data receiving end, so that the identity information of both parties of the transaction can be obtained. And the electronic data receiving terminal creates a transaction order based on the standard character string and forwards the transaction order to the data processing system, and the data processing system forwards the electronic data transfer information to the merchant after obtaining the electronic data transfer of the user based on the order information, so that the whole transaction process is completed. The purpose of the standard character string plays a role in transferring the transaction relationship between the user and the merchant, even if the standard character string is leaked, no loss is caused to the user, and meanwhile, the user inputs the password during data transfer on the terminal of the user, so that the transaction safety is effectively guaranteed.
Example two:
in this embodiment, the data processing system is described as performing the entire electronic data value transfer process from the data processing system side.
Referring to fig. 2, a flowchart of a data processing method according to a second embodiment of the present application is shown;
step S200, receiving a first request sent by the electronic client;
in a specific implementation process, the first request is sent by an electronic client, and the specific generation steps are as follows:
logging in the data processing system by an account on the electronic client, wherein the data processing system detects whether the electronic client corresponding to the account is an authorization device, if not, the electronic client is authorized according to the will of a user, and generally, the electronic client can be authorized by adopting an uplink short message mode and a downlink short message mode; or authorizing the electronic client in a password verification mode.
And if the account is an authorization device, generating a first request based on the information of the commodity purchased by the user, wherein the first request also comprises the account information of the electronic client.
It should be noted that the purpose of authorizing the electronic client is to ensure that the electronic client is a secure terminal and plays a certain role in security protection in the process of using the electronic client by a user.
Step S210, generating a standard character string based on the first request, and feeding back the standard character string to the electronic client;
in a specific implementation process, after the electronic client returns the first request to the data processing system, the data processing system generates a standard character string uniquely corresponding to the first request this time based on the first request, and then feeds the standard character string back to the electronic client.
Step S220, receiving a second request generated by the electronic data receiving end;
in a specific implementation process, the second request includes an electronic data value corresponding to the first request and a to-be-verified character string obtained through analysis, and since the data processing system may adopt a two-dimensional code or a barcode or the like when sending the standard character string to the electronic client, an electronic data receiving end needs to obtain the to-be-verified character string by scanning an image of the electronic client.
Since the second request was issued by the electronic data recipient, the data processing system will also know the identity information of the electronic data recipient.
Step S230, verifying the character string to be verified by using the standard character string;
in a specific implementation process, the data processing system verifies the standard character string to be verified based on the created standard character string, and after the standard character string and the character string to be verified are verified, the identity information of both parties of the transaction can be known, that is, the data processing system knows the account information of the user and the identity information of the merchant.
Step S240, after the verification is successful, generating a response request, and sending the response request to the electronic client;
in a specific implementation process, after verifying the identity information of both parties of the transaction, the data processing system generates a second request according to an electronic data receiving terminal, wherein the second request includes the electronic data value and the commodity information required for logging in the account of the electronic client.
Step S250, based on the electronic data transfer confirmation information returned by the electronic client in response to the response request, carrying out data transfer according to the electronic data value;
in a specific implementation process, after the electronic data value is transferred, the transferred information is sent to an electronic data receiving terminal, and the electronic data receiving terminal receives the data transfer information, so that the whole transaction process is completed.
Example three:
please refer to fig. 3, which is a block diagram of a system for conducting transactions according to a third embodiment of the present application;
in this embodiment, the system is applied to an electronic client, and completes electronic data transfer by cooperating with a data processing system, thereby ensuring the security of a user in the electronic data transfer process.
As shown in fig. 3, the system includes:
the sending module is used for sending a first request to the data processing system, wherein the first request comprises account information of the electronic client;
in a specific implementation process, the sending module specifically includes:
the detection unit is used for detecting whether the electronic client corresponding to an account is authorized equipment or not when the data processing system is logged in through the electronic client by the account;
the first sending unit is used for sending the first request to the data processing system when the electronic client corresponding to the account is an authorization device;
the authorization unit is used for authorizing the electronic client when the electronic client corresponding to the account is not authorization equipment; specifically, the authorization unit may authorize the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system.
And the second sending unit is used for sending the first request to the data processing system after the authorization unit successfully authorizes.
A first receiving module, configured to receive a standard string generated by the data processing system based on the first request, where the standard string uniquely corresponds to the first request;
a second receiving module, configured to receive a response request returned by the data processing system based on a second request generated by an electronic data receiving end, where the second request is the request generated by the electronic data receiving end, and the second request includes: the electronic data value corresponding to the first request and the character string to be verified; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, and the response request comprises an electronic data value corresponding to the first request;
it should be noted that the character string to be verified specifically consists of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
In a specific implementation process, the response request may be implemented as follows: response requests expressed in a two-dimensional code mode; or a response request represented in a bar code manner.
The system further comprises:
and the third receiving module is used for receiving transfer success confirmation information returned by the data processing system after the electronic data value is successfully transferred.
Example four:
please refer to fig. 4, which is a block diagram illustrating a data processing system according to a fourth embodiment of the present application;
in this embodiment, the system is applied in a data processing system, and can realize the transfer of electronic data values through the cooperation with an electronic client, and the system includes:
the first receiving module is used for receiving a first request sent by the electronic client, wherein the first request comprises account information of the electronic client;
in a specific implementation process, the generation process of the first request and the manner of authorizing the user are the same as those in the third embodiment, and are not described here.
The feedback module is used for generating a standard character string based on the first request and feeding the standard character string back to the electronic client;
in a specific implementation process, when the standard character string is fed back to the electronic client, the standard character string can be sent in a graphic mode, such as a two-dimensional code or a bar code mode, and a person skilled in the art can specifically set the standard character string according to an actual situation.
A second receiving module for receiving the second data,
the method is used for receiving a second request generated by an electronic data receiving end, and the second request comprises: the electronic data value and the character string to be verified are obtained through analysis;
the generation module is used for generating a response request after the verification is successful and sending the response request to the electronic client, wherein the response request comprises the electronic data value;
and the response module is used for carrying out data transfer according to the electronic data value based on the electronic data transfer confirmation information returned by the electronic client in response to the response request.
Example five:
in this embodiment, the relationship of data transfer among the electronic client, the data processing system and the electronic data receiving end when performing electronic data transfer is described in detail.
Please refer to fig. 5, which is a timing diagram illustrating data transfer by using a barcode according to an embodiment of the present application.
Step 1, a user logs in a system;
in a specific implementation process, a user can log in the data processing system by opening a webpage through a mobile phone, a computer, a tablet and other terminals, or can log in the barcode data processing system through an installation program or a specific application on the terminal.
The user logs in the data processing system through an account, the system judges whether the electronic client corresponding to the account is an authorization device or not after detecting the account logging, if so, the subsequent operation can be performed, and if not, the electronic client of the user can be selected to provide authorization.
Step 2, initiating a first request;
in a specific implementation, when a user needs to purchase a commodity, a first request is sent to the data processing system, and the first request includes account information for logging in the electronic client.
Step 3, generating a standard character string;
in a specific implementation process, after receiving a first request initiated by a user, the data processing system generates a unique standard character string of the data transfer based on account information in the first request, wherein the character is only related to the user account and the application time and does not contain any transaction information.
Step 4, returning the standard character string to the user;
in a specific implementation process, when the standard character string is returned to the user, the standard character string may be delivered to the user through a two-dimensional code, a barcode, and the like.
Step 5, displaying the character string in a graphic mode;
in a specific implementation process, when the data processing system returns to a user, the standard character strings are all presented in a two-dimensional code or bar code mode, so that the user is required to display the standard character strings in a graphic mode.
The above steps are a process of obtaining a standard character string for a user, wherein a data processing system records a corresponding relationship between the standard character string and a specific user account.
The process of conducting a transaction using a standard string will continue to be described from the merchant's perspective.
Step 6, logging in a system to transfer electronic data;
in a specific implementation process, when a merchant logs in the data processing system, the login process and the login mode of the merchant are consistent with the login mode of the user, which is not described again.
Then, based on the goods purchased by the user, the merchant will create a data transfer order, the transaction order includes electronic data values and other remark goods information, where the process of creating the data transfer order can be processed by a skilled person according to the common means in the art, and the information in the order and the process of creating the order are not described in detail here;
step 7, obtaining a standard character string to be verified of the user;
in a specific implementation process, the character string to be verified is a standard character string applied by an original user, and the character string is named after the standard character string to be verified as the character string may change in the transmission process; the data processing system can adopt two-dimensional codes or bar codes and the like when transmitting the standard character string to the user, and a merchant needs to obtain the two-dimensional codes or bar codes representing the standard character string to be verified of the user through scanning when obtaining the standard character string;
step 8, sending a second request;
in a specific implementation process, a merchant sends the obtained standard character string to be verified and the electronic data transfer order to the data processing system in a second request mode;
the process is that the merchant processes the standard character string;
step 9, checking and analyzing the standard character string;
in a specific implementation process, whether the standard character is valid is judged based on a corresponding relation between a user and a standard character string which is created in advance, and after the standard character is valid, the user corresponding to the standard character string to be verified, which is transmitted to a data processing system by a merchant, is analyzed;
step 10, creating a response request and sending the response request to a user;
in a specific implementation process, the data processing system creates a response request based on a second request created by a previous merchant, and forwards the response request to the user corresponding to the character string to be verified.
Step 11, receiving a response request and confirming;
in a specific implementation process, when receiving a response request generated by an electronic data order initially created by a merchant, an electronic client detects whether information required to be purchased by a user, such as an electronic data value, commodity information, and the like in the response request is correct, and confirms a transfer after the information is correct, specifically, the transfer mode may adopt a technical means commonly used in the industry and is not described herein.
In addition, after the user confirms the transfer, the information for confirming the transfer is sent to the data processing system.
Step 12, confirming the response request information and notifying each party;
in a specific implementation process, after receiving the information that the user confirms the transfer, the data processing system returns a notification that the electronic data transfer is successful to the user and the merchant, and after the merchant receives the corresponding electronic data transfer confirmation information, the user can take away the required goods or enjoy the corresponding services.
Through one or more embodiments of the present application, one of the following technical effects or advantages is achieved:
firstly, through the dynamic generation standard character string, the problem that in the prior art, when a user steals the two-dimensional code or other electronic certificates, the user does not exchange corresponding commodities and the money loss is caused is solved, and the safety guarantee that the user obtains the commodities while paying money is realized.
Secondly, further, by inputting the transaction password on the terminal of the user, the technical problem that potential safety hazards exist when the user inputs and confirms payment on the terminal of the merchant in the prior art is solved, and the method has high safety.
By adopting various technical means of issuing dynamic codes in the application, the problem that the existing two-dimensional code transaction mode can only transmit the electronic certificate to the user by depending on a mobile phone is solved, and the application range of transaction is expanded.
While the preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all alterations and modifications as fall within the scope of the application.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present invention without departing from the spirit and scope of the invention. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims (26)

1. A data processing method is applied to an electronic client, and the electronic client realizes the transfer of electronic data by cooperating with a data processing system, and is characterized in that the method comprises the following steps:
detecting whether an electronic client corresponding to an account is an authorized device;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; after the authorization is successful, sending a first request to the data processing system;
the electronic client receives a response request returned by the data processing system based on a second request generated by an electronic data receiving end; the second request is generated by the electronic data receiving terminal, and the second request comprises an electronic data value corresponding to the first request and a character string to be verified; the first request comprises account information and commodity information of the electronic client; receiving a standard string generated by the data processing system based on the first request; the standard character string is disposable and is only associated with the transaction of the account of the electronic client; a corresponding relation between a standard character string and user account information is established in the data processing system, and the standard character string is uniquely corresponding to the first request; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, the response request comprises an electronic data value corresponding to the first request, and the response request corresponds to the first request;
the electronic client returns electronic data transfer confirmation information based on the response request;
the electronic client returns electronic data transfer confirmation information based on the response request, and the electronic data transfer confirmation information comprises the following steps:
the electronic client feeds back information whether the electronic data value is transferred to the data processing system based on the response request; and the user inputs the password during data transfer on the electronic client.
2. The method of claim 1, wherein before the electronic client receives a response request returned by the data processing system based on a second request generated by an electronic data receiver, the method further comprises:
and the electronic client sends the first request to the data processing system, wherein the first request comprises account information and commodity information of the electronic client.
3. The method of claim 2, wherein said sending a first request to the data processing system specifically comprises:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, sending the first request to the data processing system;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, sending the first request to the data processing system.
4. A data processing method applied in a data processing system, wherein the data processing system implements electronic data transfer by cooperating with an electronic client, the method comprising:
detecting whether an electronic client corresponding to an account is an authorized device;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; after the authorization is successful, receiving a first request sent by the electronic client, wherein the first request comprises commodity information;
receiving a second request generated by an electronic data receiving end, wherein the second request comprises: an electronic data value and a character string to be verified;
verifying the character string to be verified by using a standard character string;
after the verification is successful, generating a response request, and sending the response request to the electronic client, wherein the response request comprises the electronic data value, and the response request corresponds to the first request;
based on the electronic data transfer confirmation information returned by the electronic client in response to the response request, carrying out data transfer according to the electronic data value; and the user inputs the password during data transfer on the electronic client.
5. A data processing method is applied to an electronic client, and the electronic client realizes the transfer of electronic data by cooperating with a data processing system, and is characterized in that the method comprises the following steps:
the electronic client receives a response request returned by the data processing system based on the second request generated by the electronic data receiving end,
the second request is generated by the electronic data receiving end, and the second request comprises an electronic data value corresponding to the first request, a character string to be verified obtained by the electronic data receiving end through analysis, and commodity information;
the first request comprises account information and commodity information of the electronic client; receiving a standard string generated by the data processing system based on the first request; the standard character string is disposable and is only associated with the transaction of the account of the electronic client; the data processing system establishes a corresponding relation between the standard character string and the user account information;
the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, the response request comprises an electronic data value and commodity information corresponding to the first request, and the response request corresponds to the first request;
the electronic client returns electronic data transfer confirmation information based on the response request;
the electronic client returns electronic data transfer confirmation information based on the response request, and the electronic data transfer confirmation information comprises the following steps:
the electronic client feeds back information whether the electronic data value is transferred to the data processing system based on the response request; the user inputs a password during data transfer on the electronic client;
the method further comprises the following steps:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, sending the first request to the data processing system;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, sending the first request to the data processing system.
6. A data processing method applied in a data processing system, wherein the data processing system implements electronic data transfer by cooperating with an electronic client, the method comprising:
detecting whether an electronic client corresponding to an account is an authorized device;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; after the authorization is successful, receiving a first request sent by the electronic client, wherein the first request comprises commodity information;
receiving a second request generated by an electronic data receiving end, wherein the second request comprises: the electronic data value, the character string to be verified obtained through analysis and commodity information;
verifying the character string to be verified by using a standard character string;
after the verification is successful, generating a response request, and sending the response request to the electronic client, wherein the response request comprises the electronic data value and the commodity information, and the response request corresponds to the first request;
based on the electronic data transfer confirmation information returned by the electronic client in response to the response request, carrying out data transfer according to the electronic data value; and the user inputs the password during data transfer on the electronic client.
7. A data processing method is applied to an electronic client, and the electronic client realizes the transfer of electronic data by cooperating with a data processing system, and is characterized in that the method comprises the following steps:
the electronic client sends a first request to the data processing system, wherein the first request comprises account information and commodity information of the electronic client;
receiving a standard character string generated by the data processing system based on the first request, wherein the standard character string uniquely corresponds to the first request, and the standard character string is disposable and only associated with the transaction of the account of the electronic client; the data processing system is provided with a standard character string and user account information, wherein the data processing system is provided with a corresponding relation between the standard character string and the user account information;
the electronic client receives a response request returned by the data processing system based on a second request generated by an electronic data receiving terminal, wherein the second request is the request generated by the electronic data receiving terminal, and the second request comprises: the electronic data value and the character string to be verified corresponding to the first request, and commodity information; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, the response request comprises an electronic data value and commodity information corresponding to the first request, and the response request corresponds to the first request;
the electronic client feeds back information whether the electronic data value is transferred to the data processing system based on the response request; the user inputs a password during data transfer on the electronic client;
the sending the first request to the data processing system specifically includes:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, sending the first request to the data processing system;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, sending the first request to the data processing system.
8. The method according to claim 7, wherein the authorizing the electronic client corresponding to the account specifically includes:
authorizing the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system.
9. The method according to claim 7 or 8, characterized in that the string to be verified is specifically composed of:
and the electronic data receiving end scans the graph corresponding to the standard character string displayed in the electronic client and then analyzes the graph to obtain the standard character string.
10. The method of claim 7 or 8, wherein after said feeding back information to the data processing system whether the electronic data values are transferred based on the response request, the method further comprises:
and receiving transfer success confirmation information returned by the data processing system after the electronic data value is successfully transferred.
11. A data processing method applied in a data processing system, wherein the data processing system implements electronic data transfer by cooperating with an electronic client, the method comprising:
receiving a first request sent by the electronic client, wherein the first request comprises account information and commodity information of the electronic client;
generating a standard character string based on the first request, and feeding back the standard character string to the electronic client; wherein the standard character string uniquely corresponds to the first request, and the standard character string is disposable and only associated with the transaction of the account of the electronic client; the data processing system establishes a corresponding relation between the standard character string and the user account information;
receiving a second request generated by an electronic data receiving end, wherein the second request comprises: the electronic data value, the character string to be verified obtained through analysis and commodity information;
verifying the character string to be verified by using the standard character string;
after the verification is successful, generating a response request, and sending the response request to the electronic client, wherein the response request comprises the electronic data value and the commodity information, and the response request corresponds to the first request;
based on the electronic data transfer confirmation information returned by the electronic client in response to the response request, carrying out data transfer according to the electronic data value; the user inputs a password during data transfer on the electronic client;
the first request is generated as follows:
logging into the data processing system by an account on the electronic client;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, generating the first request;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, generating the first request.
12. The method according to claim 11, wherein the authorizing the electronic client includes:
authorizing the electronic client in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client in a password verification mode between the electronic client and the data processing system.
13. The method according to claim 11 or 12, characterized in that the string to be verified is specifically composed of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
14. The method according to claim 11 or 12, wherein after said performing data transfer by a value of the electronic data based on electronic-data-transfer confirmation information returned by the electronic client in response to the response request, the method further comprises:
and returning the confirmation information of the successful electronic data value transfer to the electronic data receiving terminal and the electronic client.
15. A data processing system applied to an electronic client, wherein the electronic client is cooperated with a data processing system to realize electronic data transfer, the system comprising:
the sending module is used for sending a first request to the data processing system, wherein the first request comprises account information and commodity information of the electronic client;
a first receiving module, configured to receive a standard character string generated by the data processing system based on the first request, where the standard character string uniquely corresponds to the first request, and the standard character string is disposable and is only associated with the current transaction of the account of the electronic client; the data processing system is provided with a standard character string and user account information, wherein the data processing system is provided with a corresponding relation between the standard character string and the user account information;
a second receiving module, configured to receive a response request returned by the data processing system based on a second request generated by an electronic data receiving end, where the second request is the request generated by the electronic data receiving end, and the second request includes: the electronic data value and the character string to be verified corresponding to the first request, and commodity information; the response request is generated after the data processing system successfully verifies the character string to be verified by using the standard character string, the response request comprises an electronic data value and commodity information corresponding to the first request, and the response request corresponds to the first request;
a feedback module for feeding back information whether the electronic data value is transferred to the data processing system based on the response request; the user inputs a password during data transfer on the electronic client;
the sending module specifically includes:
the detection unit is used for detecting whether the electronic client corresponding to an account is authorized equipment or not when the data processing system is logged in through the electronic client by the account;
the first sending unit is used for sending the first request to the data processing system when the electronic client corresponding to the account is an authorization device;
the authorization unit is used for authorizing the electronic client when the electronic client corresponding to the account is not authorization equipment;
and the second sending unit is used for sending the first request to the data processing system after the authorization unit successfully authorizes.
16. The system of claim 15, wherein the authorization unit is specifically configured to:
authorizing the electronic client corresponding to the account in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client corresponding to the account in a password verification mode between the electronic client and the data processing system.
17. The system according to claim 15 or 16, characterized in that said string to be verified consists in particular of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
18. The system of claim 15 or 16, wherein the system further comprises:
and the third receiving module is used for receiving transfer success confirmation information returned by the data processing system after the electronic data value is successfully transferred.
19. A data processing system for effecting transfer of electronic data in cooperation with an electronic client, said system comprising:
the first receiving module is used for receiving a first request sent by the electronic client, wherein the first request comprises account information and commodity information of the electronic client;
the feedback module is used for generating a standard character string based on the first request and feeding the standard character string back to the electronic client; wherein the standard character string uniquely corresponds to the first request, and the standard character string is disposable and only associated with the transaction of the account of the electronic client; the data processing system establishes a corresponding relation between the standard character string and the user account information;
a second receiving module, configured to receive a second request generated by an electronic data receiving end, where the second request includes: the electronic data value, the character string to be verified obtained through analysis and commodity information;
the verification module is used for verifying the character string to be verified by utilizing the standard character string;
the generation module is used for generating a response request after the verification is successful, and sending the response request to the electronic client, wherein the response request comprises the electronic data value and the commodity information, and corresponds to the first request;
the response module is used for carrying out data transfer according to the electronic data value based on the electronic data transfer confirmation information returned by the electronic client in response to the response request; the user inputs a password during data transfer on the electronic client;
the first request is generated as follows:
logging into the data processing system by an account on the electronic client;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, generating the first request;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, generating the first request.
20. The system according to claim 19, wherein the authorizing the electronic client corresponding to the account is specifically:
authorizing the electronic client in an uplink short message mode and a downlink short message mode between the electronic client and the data processing system; or
And authorizing the electronic client in a password verification mode between the electronic client and the data processing system.
21. The system according to claim 19 or 20, characterized in that the string to be verified is composed in particular of:
and the electronic data receiving terminal scans the graph corresponding to the standard character string displayed in the electronic client terminal and then analyzes the graph to obtain the standard character string.
22. The system of claim 19 or 20, wherein the system further comprises:
and the return module is used for returning the confirmation information of the successful transfer of the electronic data value to the electronic data receiving end and the electronic client.
23. A data processing method is applied to an electronic client, and the electronic client realizes the transfer of electronic data by cooperating with a data processing system, and is characterized in that the method comprises the following steps:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to an account is an authorized device;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; after the authorization is successful, sending a first request to the data processing system;
the electronic client sends a first request to the data processing system, wherein the first request comprises account information and commodity information of the electronic client;
receiving a standard character string generated by the data processing system based on the first request, wherein the standard character string uniquely corresponds to the first request, and the standard character string is disposable and only associated with the transaction of the account of the electronic client; the data processing system is provided with a standard character string and user account information, wherein the data processing system is provided with a corresponding relation between the standard character string and the user account information;
the electronic client displays a standard character string so that the data processing system can realize the transfer of electronic data according to the standard character string; the standard character string and the user account information are established with a corresponding relation in the data processing system;
receiving a response request returned by the data processing system based on a request generated by an electronic data receiving end, wherein the response request corresponds to the first request, and the electronic client returns electronic data transfer confirmation information based on the response request;
the electronic client returns electronic data transfer confirmation information based on the response request, and the electronic data transfer confirmation information comprises the following steps:
the electronic client feeds back information whether the electronic data value is transferred to the data processing system based on the response request; and the user inputs the password during data transfer on the electronic client.
24. The method of claim 23, wherein the first request further includes merchandise information for the electronic client.
25. The method of claim 23 or 24, wherein said sending a first request to the data processing system specifically comprises:
logging in the data processing system through the electronic client by using an account;
detecting whether an electronic client corresponding to the account is an authorized device;
when the electronic client corresponding to the account is an authorization device, sending the first request to the data processing system;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; and after the authorization is successful, sending the first request to the data processing system.
26. A data processing method applied in a data processing system, wherein the data processing system implements electronic data transfer by cooperating with an electronic client, the method comprising:
detecting whether an electronic client corresponding to an account is an authorized device;
when the electronic client corresponding to the account is not authorization equipment, authorizing the electronic client; after the authorization is successful, receiving a first request sent by the electronic client, wherein the first request comprises commodity information;
receiving a request generated by an electronic data receiving end based on the standard character string displayed by the electronic client, wherein the data processing system sends a response request to the electronic client based on the request generated by the electronic data receiving end, the response request corresponds to the first request, and the request comprises an electronic data value and the standard character string; the standard character string and the user account information are established with a corresponding relation in the data processing system;
when the data processing system receives electronic data transfer confirmation information returned by the electronic client based on the response request, data transfer is carried out according to the electronic data value according to the standard character string; and the user inputs the password during data transfer on the electronic client.
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