CN107480985A - The safe payment method of bank card and bank card - Google Patents
The safe payment method of bank card and bank card Download PDFInfo
- Publication number
- CN107480985A CN107480985A CN201710713682.4A CN201710713682A CN107480985A CN 107480985 A CN107480985 A CN 107480985A CN 201710713682 A CN201710713682 A CN 201710713682A CN 107480985 A CN107480985 A CN 107480985A
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- China
- Prior art keywords
- bank card
- finger print
- print information
- chip
- process chip
- Prior art date
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
- G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
- G06K19/07345—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
- G06K19/07354—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches by biometrically sensitive means, e.g. fingerprint sensitive
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Microelectronics & Electronic Packaging (AREA)
- General Business, Economics & Management (AREA)
- Computer Hardware Design (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Engineering & Computer Science (AREA)
- Finance (AREA)
- Image Input (AREA)
Abstract
Bank card disclosed by the invention includes body, payment chip, fingerprint recognition module and process chip.Payment chip is used to interact with banking system to be paid with realizing.Fingerprint recognition module electrically connects with payment chip.Process chip electrically connects with payment chip and fingerprint recognition module.When user confirms to merchandise, the finger print information of fingerprint recognition module collection user simultaneously transmits finger print information to process chip, process chip handles finger print information and for judging whether finger print information is consistent with preset fingerprint information, and finger print information is uploaded into banking system via payment chip when finger print information and preset fingerprint information are inconsistent.The user paid with bank card can be found when user confirms that wherein certain transaction has abnormal so that the money taken away by other people can be recovered, and reduction even makes up the proprietary loss of bank card completely.The invention also discloses a kind of safe payment method of bank card.
Description
Technical field
The present invention relates to financial payment field, the safe payment method of more particularly to a kind of bank card and bank card.
Background technology
Existing bank card uses numerical ciphers certification, after the bank card and password of user are obtained by other people, bank card
The money of memory storage is easily removed, and due to not knowing any information for the people that withdraws cash, the money being removed is difficult to be recovered, bank card institute
The loss of someone is difficult to be compensated for.
The content of the invention
Embodiments of the present invention provide a kind of safe payment method of bank card and bank card.
The bank card of embodiment of the present invention includes：
Body；
Payment chip on the body is set, and the payment chip is used to interact with banking system to realize branch
Pay；
Fingerprint recognition module on the body is set, and the fingerprint recognition module electrically connects with the payment chip；
And
Process chip on the body, the process chip and the payment chip and the fingerprint recognition mould are set
Group electrical connection；
When user confirms to merchandise, the finger print information of the fingerprint recognition module collection user simultaneously passes the finger print information
The process chip is transported to, the process chip handles the finger print information and for judging the finger print information and preset fingerprint
Whether information consistent, and in the finger print information and the inconsistent preset fingerprint information by the finger print information via described
Payment chip is uploaded to banking system.
The bank card of embodiment of the present invention can be in the finger print information and preset fingerprint information that fingerprint recognition module gathers
Finger print information is uploaded into banking system when inconsistent, so as to which use can be found when user confirms that wherein certain transaction has abnormal
The user that bank card is paid so that the money taken away by other people can be recovered, and reduction even makes up bank card completely
Proprietary loss.
In some embodiments, the bank card also includes power supply unit, and said supply unit is arranged on the body
Above and with the fingerprint recognition module and the process chip it is connected.The power supply unit of present embodiment is according to fingerprint recognition module
And the power consumption of process chip is powered to fingerprint recognition module and process chip respectively, enables fingerprint recognition module and process chip
Normal work.
In some embodiments, the bank card is also including setting power supply unit on the body and being arranged on institute
The locator on body is stated, said supply unit is connected with the locator, and the locator is used to indicate the bank card
Position.Present embodiment by setting locator on bank card, allow users to be found according to the position that locator indicates
The location of bank card or the location of holder, bank card is conveniently recovered, can further recover and be taken away by other people
Money, reduction even make up the proprietary loss of bank card completely.
In some embodiments, the bank card also includes setting alarm on the body, the alarm
It is connected with the process chip, when the finger print information and the preset fingerprint information are inconsistent, the process chip control
The alarm equipment alarm.The bank card of present embodiment sets alarm and when finger print information and preset fingerprint information is inconsistent
Make alarm equipment alarm, so as to be able to confirm that the bank card for carrying out payment transaction is loss or stolen by warning message
Bank card.
In some embodiments, the bank card also includes memory, and the memory is connected with the process chip,
The memory preserves the preset fingerprint information.When process chip needs to compare the finger print information of fingerprint recognition module collection
During with preset fingerprint information, process chip can read preset fingerprint information from memory and be collected with fingerprint recognition module
Finger print information, it is simple directly, obtain preset fingerprint information compared to from banking system, on the one hand can faster be referred to
Line identifies, lifts the usage experience of bank card；On the other hand can reduce data transfer between banking system and bank card and then
Reduce the power consumption of bank card and the operating load of banking system.
The safe payment method of the bank card of embodiment of the present invention, the safe payment method include：
Gather the finger print information of user；
Judge whether the finger print information is consistent with preset fingerprint information；
When the finger print information and the preset fingerprint information are inconsistent, by the finger print information via the payment core
Piece is uploaded to banking system.
The finger print information that the safe payment method of the bank card of embodiment of the present invention can gather in fingerprint recognition module
With preset fingerprint information it is inconsistent when finger print information uploaded into banking system, to confirm that wherein certain transaction is present different as user
The user paid with bank card can be found when often so that the money taken away by other people can be recovered, and be reduced even
The proprietary loss of bank card is made up completely.
In some embodiments, the bank card also includes power supply unit, and said supply unit is arranged on the body
Above and with the fingerprint recognition module and the process chip it is connected.The power supply unit of present embodiment is according to fingerprint recognition module
And the power consumption of process chip is powered to fingerprint recognition module and process chip respectively, enables fingerprint recognition module and process chip
Normal work.
In some embodiments, the bank card is also including setting power supply unit on the body and being arranged on institute
The locator on body is stated, said supply unit is connected with the locator, and the locator is used to position the bank card
Position.Present embodiment by setting locator on bank card, allow users to be found according to the position that locator indicates
The location of bank card or the location of holder, bank card is conveniently recovered, can further recover and be taken away by other people
Money, reduction even make up the proprietary loss of bank card completely.
In some embodiments, the bank card also includes setting alarm on the body, the alarm
It is connected with the process chip, when the finger print information and the preset fingerprint information are inconsistent, the process chip control
The alarm equipment alarm.The bank card of present embodiment sets alarm and when finger print information and preset fingerprint information is inconsistent
Make alarm equipment alarm, so as to be able to confirm that the bank card for carrying out payment transaction is loss or stolen by warning message
Bank card.
In some embodiments, the bank card also includes memory, and the memory is connected with the process chip,
The memory preserves the preset fingerprint information.When process chip needs to compare the finger print information of fingerprint recognition module collection
During with preset fingerprint information, process chip can read preset fingerprint information from memory and be collected with fingerprint recognition module
Finger print information, it is simple directly, obtain preset fingerprint information compared to from banking system, on the one hand can faster be referred to
Line identifies, lifts the usage experience of bank card；On the other hand can reduce data transfer between banking system and bank card and then
Reduce the power consumption of bank card and the operating load of banking system.
The additional aspect and advantage of embodiments of the present invention will be set forth in part in the description, partly will be from following
Description in become obvious, or recognized by the practice of embodiments of the present invention.
Brief description of the drawings
The above-mentioned and/or additional aspect and advantage of the present invention is from combining in description of the accompanying drawings below to embodiment by change
Obtain substantially and be readily appreciated that, wherein：Illustrating in newly-increased accompanying drawing modification, specification
Fig. 1 is the schematic flow sheet of the safe payment method of some embodiments of the present invention；
Fig. 2 is the schematic perspective view of the bank card of some embodiments of the present invention；
Fig. 3 is the sectional view of the bank card of some embodiments of the present invention；With
Fig. 4 is the schematic perspective view of the bank card of some embodiments of the present invention.
Embodiment
Embodiments of the present invention are described below in detail, the example of the embodiment is shown in the drawings, wherein from beginning
Same or similar element is represented to same or similar label eventually or there is the element of same or like function.Below by ginseng
The embodiment for examining accompanying drawing description is exemplary, is only used for explaining the present invention, and is not considered as limiting the invention.
In the description of the invention, it is to be understood that term " " center ", " longitudinal direction ", " transverse direction ", " length ", " width ",
" thickness ", " on ", " under ", "front", "rear", "left", "right", " vertical ", " level ", " top ", " bottom ", " interior ", " outer ", " up time
The orientation or position relationship of the instruction such as pin ", " counterclockwise " are based on orientation shown in the drawings or position relationship, are for only for ease of
Description is of the invention to be described with simplified, rather than the device or element of instruction or hint meaning must be with specific orientation, Yi Te
Fixed azimuth configuration and operation, therefore be not considered as limiting the invention.In addition, term " first ", " second " are only used for
Purpose is described, and it is not intended that instruction or hint relative importance or the implicit quantity for indicating indicated technical characteristic.
Thus, " first " is defined, the feature of " second " can be expressed or implicitly includes one or more feature.
In description of the invention, " multiple " are meant that two or more, unless otherwise specifically defined.
In the description of the invention, it is necessary to illustrate, unless otherwise clearly defined and limited, term " installation ", " phase
Even ", " connection " should be interpreted broadly, for example, it may be being fixedly connected or being detachably connected, or be integrally connected；Can
To be mechanical connection or electrical connection or can mutually communicate；Can be joined directly together, can also be by between intermediary
Connect connected, can be connection or the interaction relationship of two elements of two element internals.For the ordinary skill of this area
For personnel, the concrete meaning of above-mentioned term in the present invention can be understood as the case may be.
In the present invention, unless otherwise clearly defined and limited, fisrt feature second feature it " on " or it " under "
Can directly it be contacted including the first and second features, it is not directly to contact but pass through it that can also include the first and second features
Between other characterisation contact.Moreover, fisrt feature second feature " on ", " top " and " above " to include first special
Sign is directly over second feature and oblique upper, or is merely representative of fisrt feature level height and is higher than second feature.Fisrt feature exists
Second feature " under ", " lower section " and " following " fisrt feature that includes are immediately below second feature and obliquely downward, or be merely representative of
Fisrt feature level height is less than second feature.
Following disclosure provides many different embodiments or example is used for realizing the different structure of the present invention.In order to
Simplify disclosure of the invention, hereinafter the part and setting of specific examples are described.Certainly, they are only example, and
And purpose does not lie in the limitation present invention.In addition, the present invention can in different examples repeat reference numerals and/or reference letter,
This repetition is for purposes of simplicity and clarity, between itself not indicating discussed various embodiments and/or setting
Relation.In addition, the invention provides various specific techniques and material examples, but those of ordinary skill in the art can be with
Recognize the application of other techniques and/or the use of other materials.
Fig. 1 and Fig. 2 is referred to, the bank card 100 of embodiment of the present invention includes payment chip 20, the peace of bank card 100
Full method of payment includes：
S1, obtain the finger print information of user；
S2, judge whether finger print information is consistent with preset fingerprint information；
S3, when finger print information does not know consistent with preset fingerprint information, finger print information is uploaded to via payment chip 20
Banking system.
Above-mentioned method of payment can be performed by bank card 100.Specifically, bank card 100 includes body 10, is arranged on body 10
On payment chip 20, the fingerprint recognition module 30 being arranged on body 10 and the process chip 40 being arranged on body 10.Branch
Chip 20 is paid to be used to interact with banking system to realize payment.Fingerprint recognition module 30 electrically connects with payment chip 20.Place
Reason chip 40 electrically connects with payment chip 20 and fingerprint recognition module 30.Fingerprint recognition module 30 can be used for performing step S1.Place
Chip 40 is managed to can be used for performing step S2 and step S3.That is, fingerprint recognition module 30 can be used for the fingerprint for obtaining user
Information.Process chip 40 is used to judge whether finger print information is consistent with preset fingerprint information, and when finger print information and preset fingerprint
Finger print information is uploaded to banking system via payment chip 20 when information does not know consistent.
The material of body 10 includes any one or more in plastics, glass, ceramics, metal.Payment chip 20 is used for
With banking system interact including：Banking system can read the information of bank card 100 by payment chip 20, and the information includes
User profile corresponding to bank card 100；Banking system can receive the data message for flowing through payment chip 20, and the information includes needing
Upload the finger print information of banking system；Banking system can be by data information transfer to payment chip 20, the data message
The preset fingerprint information preserved including banking system.Fingerprint recognition module 30 can be that capacitive fingerprint identifies that module, ultrasonic wave refer to
Line identification module, optical finger print identify any one in module.
Specifically, safe payment method of the invention directly can be paid using fingerprint recognition module 30, can also
Paid using the combination of numerical ciphers and fingerprint recognition module 30.When user is paid using fingerprint recognition module 30
When, if the preset fingerprint information one that the finger print information that fingerprint recognition module 30 gathers preserves with banking system (or bank card 100)
Cause, then bank card 100 can be done directly payment；If finger print information and preset fingerprint information that fingerprint recognition module 30 gathers are not
Unanimously, then finger print information can be uploaded to banking system by process chip 40 via payment chip 20, and the payment of bank card 100 is lost
Lose.When user is paid using numerical ciphers and fingerprint recognition module 30, if the numerical ciphers of user's input it is correct and
The finger print information that fingerprint recognition module 30 gathers is consistent with preset fingerprint information, then bank card 100 can be completed to pay；If user is defeated
The numerical ciphers entered are correct and the finger print information of the collection of fingerprint recognition module 30 and preset fingerprint information are inconsistent, then handle core
Finger print information is uploaded to banking system by piece 40 via payment chip 20, and bank card 100 can be completed to pay, this means of payment
Payment transaction, the owner of bank card 100 can be completed by being not limited to the only owner of bank card 100 (for example, father of family)
(for example, father of family) can also through committing others (for example, child of family) complete payment transaction, so as to lift bank card
100 practicality；If the numerical ciphers of user's input are incorrect and the finger print information of the collection of fingerprint recognition module 30 is with presetting
Finger print information is inconsistent, then finger print information is uploaded to banking system by process chip 40 via payment chip 20, and bank card 100 is not
It can complete to pay；If the numerical ciphers of user's input are incorrect and the finger print information of the collection of fingerprint recognition module 30 refers to default
Line information is consistent, then bank card 100 can be completed to pay.When user's only input numerical ciphers, bank card 100 can not be completed
Pay.
The bank card 100 of embodiment of the present invention and the safe payment method of bank card 100 can be in fingerprint recognition modules
Finger print information is uploaded into banking system when the finger print information of collection and inconsistent preset fingerprint information, to confirm wherein as user
Certain transaction can find the user paid with bank card when having abnormal so that the money taken away by other people can be chased after
Return, reduction even makes up the proprietary loss of bank card completely.
Fig. 2 and Fig. 3 is referred to, in some embodiments, bank card 100 can be formed in one structure, specifically, branch
Chip 20, fingerprint recognition module 30 and process chip 40 is paid to be put into the mould of bank card 100 and be integrally formed bank card
100.The structure that is formed in one of bank card 100 is easy to make the thinner bank card 100 of thickness.
Referring to Fig. 4, in some embodiments, the bank card 100 of above-mentioned embodiment also includes power supply unit 50, supply
Electric unit 50 is arranged on body 10, and power supply unit 50 is connected with fingerprint recognition module 30 and process chip 40 and for fingerprint
Identification module 30 and process chip 40 are powered.In other embodiments, power supply unit 50 can also electrically connect with payment chip 20
And powered to payment chip 20.Power supply unit 50 can be button cell, thin-film solar cells.Due to different bank card 100
On the power consumption of fingerprint recognition module 30 and the power consumption of process chip 40 differ, the power supply unit 50 of present embodiment is according to finger
Line identifies that the power consumption of module 30 and process chip 40 is powered to fingerprint recognition module 30 and process chip 40 respectively, makes fingerprint recognition
Module 30 and process chip 40 can normal work, avoid banking system with specific power to fingerprint recognition module 30 and processing
The unification of chip 40 is powered and causes fingerprint recognition module 30 or process chip 40 can not normal work.
Referring to Fig. 4, in some embodiments, the bank card 100 of above-mentioned embodiment also includes being arranged on body 10
On power supply unit 50 and the locator 60 that is arranged on body 10, power supply unit 50 be connected with locator 60 and to locator 60
Power supply, locator 60 are used for the position for indicating bank card 100.Locator 60 can be GPS locator.Present embodiment passes through
Locator 60 is set on bank card 100, allowed users to according to residing for bank card 100 is found in the position that locator 60 indicates
The location of position or holder, bank card 100 is conveniently recovered, can further recover the money taken away by other people, reduced
100 proprietary loss of bank card is even made up completely.
Referring to Fig. 4, in some embodiments, the bank card 100 of above-mentioned embodiment also includes being arranged on body 10
On alarm 70, alarm 70 is connected with process chip 40, when finger print information and preset fingerprint information are inconsistent, handles core
Piece 40 controls alarm 70 to alarm.Alarm 70 includes one or both of buzzer and light emitting diode, specifically, lights
For diode including multiple, multiple light emitting diodes can produce different colours light, when alarm 70 is light emitting diode, alarm
Device 70 sends a variety of different colours light of flicker.When alarm 70 is buzzer, alarm 70 sends alarm sound.Some
In embodiment, processor 40 controls alarm 70 to pass through banking system while alarm by payment chip 20 to public affairs
Peace system alert.The bank card 100 of present embodiment sets alarm 70 and believed in finger print information and preset fingerprint
Alarm 70 is set to alarm when ceasing inconsistent, so as to be able to confirm that the bank card for carrying out payment transaction by warning message
100 bank card 100 to lose or being stolen.
Referring to Fig. 4, in some embodiments, the bank card 100 of above-mentioned embodiment also includes memory 80, storage
Device 80 is connected with process chip 40, and memory 80 preserves preset fingerprint information.When process chip 40 needs to compare fingerprint recognition
When the finger print information that module 30 gathers is with preset fingerprint information, process chip 40 can read preset fingerprint letter from memory 80
The finger print information for ceasing and being collected with fingerprint recognition module 30, it is simple direct, obtain preset fingerprint letter compared to from banking system
Breath, fingerprint recognition on the one hand can be faster carried out, lift the usage experience of bank card 100；On the other hand bank can be reduced
Data transfer and then the power consumption of reduction bank card 100 and the operating load of banking system between system and bank card 100.
In the description of this specification, reference term " some embodiments ", " embodiment ", " some embodiment party
The description of formula ", " exemplary embodiment ", " example ", " specific example " or " some examples " etc. means with reference to the embodiment party
Formula or specific features, structure, material or the feature of example description are contained at least one embodiment or example of the present invention
In.In this manual, identical embodiment or example are not necessarily referring to the schematic representation of above-mentioned term.Moreover,
Specific features, structure, material or the feature of description can be in any one or more embodiments or example with suitable
Mode combine.
In addition, term " first ", " second " are only used for describing purpose, and it is not intended that instruction or hint relative importance
Or the implicit quantity for indicating indicated technical characteristic.Thus, define " first ", the feature of " second " can be expressed or
Implicitly include at least one feature.In the description of the invention, " multiple " are meant that at least two, such as two,
Three etc., unless otherwise specifically defined.
Although embodiments of the present invention have been shown and described above, it is to be understood that above-mentioned embodiment is
Exemplary, it is impossible to limitation of the present invention is interpreted as, one of ordinary skill in the art within the scope of the invention can be right
Above-mentioned embodiment is changed, changed, replacing and modification, the scope of the present invention are limited by claim and its equivalent.
Claims (10)
- A kind of 1. bank card, it is characterised in that including：Body；Payment chip on the body is set, and the payment chip is used to interact with banking system to be paid with realizing；Fingerprint recognition module on the body is set, and the fingerprint recognition module electrically connects with the payment chip；AndProcess chip on the body, the process chip and the payment chip and fingerprint recognition module electricity are set Connection；When user confirms to merchandise, the finger print information of fingerprint recognition module collection user and by the finger print information transmit to The process chip, the process chip handle the finger print information and for judging the finger print information and preset fingerprint information It is whether consistent, and when the finger print information and the preset fingerprint information are inconsistent by the finger print information via the payment Chip is uploaded to banking system.
- 2. bank card according to claim 1, it is characterised in that the bank card also includes power supply unit, the power supply Unit sets on the body and is connected with the fingerprint recognition module and the process chip.
- 3. bank card according to claim 1, it is characterised in that the bank card also includes setting on the body The locator of power supply unit and setting on the body, said supply unit are connected with the locator, and the locator is used In the position for indicating the bank card.
- 4. bank card according to claim 1, it is characterised in that the bank card also includes setting on the body Alarm, the alarm are connected with the process chip, when the finger print information and the preset fingerprint information are inconsistent, The process chip controls the alarm equipment alarm.
- 5. bank card according to claim 1, it is characterised in that the bank card also includes memory, the memory It is connected with the process chip, the memory preserves the preset fingerprint information.
- A kind of 6. safe payment method of bank card as in claim 1, it is characterised in that the safe payment method bag Include：Gather the finger print information of user；Judge whether the finger print information is consistent with preset fingerprint information；When the finger print information and the preset fingerprint information are inconsistent, by the finger print information via in the payment chip Reach banking system.
- 7. safe payment method according to claim 6, it is characterised in that the bank card also includes power supply unit, institute Power supply unit is stated to set on the body and be connected with the fingerprint recognition module and the process chip.
- 8. safe payment method according to claim 6, it is characterised in that the bank card also includes being arranged on described The locator of power supply unit and setting on the body on body, said supply unit is connected with the locator, described fixed Position device is used for the position for positioning the bank card.
- 9. safe payment method according to claim 6, it is characterised in that the bank card also includes being arranged on described Alarm on body, the alarm are connected with the process chip, when the finger print information and the preset fingerprint information not When consistent, the process chip controls the alarm equipment alarm.
- 10. safe payment method according to claim 6, it is characterised in that the bank card also includes memory, described Memory is connected with the process chip, and the memory preserves the preset fingerprint information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710713682.4A CN107480985A (en) | 2017-08-18 | 2017-08-18 | The safe payment method of bank card and bank card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710713682.4A CN107480985A (en) | 2017-08-18 | 2017-08-18 | The safe payment method of bank card and bank card |
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| Publication Number | Publication Date |
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| CN107480985A true CN107480985A (en) | 2017-12-15 |
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| CN201710713682.4A Withdrawn CN107480985A (en) | 2017-08-18 | 2017-08-18 | The safe payment method of bank card and bank card |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108805581A (en) * | 2018-06-29 | 2018-11-13 | 芜湖市联网汇通电子科技有限公司 | A kind of electronic card safety payment system and its method |
| CN111986462A (en) * | 2020-09-01 | 2020-11-24 | 中国银行股份有限公司 | Bank card alarm system and method |
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| CN105900100A (en) * | 2013-08-30 | 2016-08-24 | 司伦全球技术公司 | Apparatus and methods for identity verification |
| WO2016160816A1 (en) * | 2015-03-30 | 2016-10-06 | Hendrick Chaya Coleena | Smart data cards that enable the performance of various functions upon activation/authentication by a user's fingerprint, oncard pin number entry, and/or by facial recognition of the user, or by facial recognition of a user alone, including an automated changing security number that is displayed on a screen on a card's surface following an authenticated biometric match |
| CN204791096U (en) * | 2015-05-29 | 2015-11-18 | 广州龙飞软件科技有限公司 | That takes two -dimensional code discernment prevents losing credit card |
| CN105117634A (en) * | 2015-09-14 | 2015-12-02 | 南昌欧菲生物识别技术有限公司 | Financial chip card and right control method based on same |
| CN105260763A (en) * | 2015-11-17 | 2016-01-20 | 徐亦隽 | Secure payment bank card and secure payment method |
| CN205563643U (en) * | 2016-03-22 | 2016-09-07 | 牟涛 | Take fingerprint identification's bank card |
| CN107045598A (en) * | 2016-12-14 | 2017-08-15 | 广东小天才科技有限公司 | The theft preventing method and device of a kind of mobile device |
| CN106991572A (en) * | 2017-06-09 | 2017-07-28 | 辽宁便利电科技有限公司 | A kind of living body authentication payment system for merging user's multi-biological characteristic |
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| CN108805581A (en) * | 2018-06-29 | 2018-11-13 | 芜湖市联网汇通电子科技有限公司 | A kind of electronic card safety payment system and its method |
| CN108805581B (en) * | 2018-06-29 | 2021-10-08 | 南京中景辉创网络科技有限公司 | Electronic card safety payment system and method thereof |
| CN111986462A (en) * | 2020-09-01 | 2020-11-24 | 中国银行股份有限公司 | Bank card alarm system and method |
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