CN107437173A - Accepting terminal position computing system and its computational methods and position computation module - Google Patents

Accepting terminal position computing system and its computational methods and position computation module Download PDF

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Publication number
CN107437173A
CN107437173A CN201710324813.XA CN201710324813A CN107437173A CN 107437173 A CN107437173 A CN 107437173A CN 201710324813 A CN201710324813 A CN 201710324813A CN 107437173 A CN107437173 A CN 107437173A
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China
Prior art keywords
accepting terminal
information
terminal
accepting
msub
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CN201710324813.XA
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Chinese (zh)
Inventor
童耀刚
郑建宾
周钰
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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Application filed by China Unionpay Co Ltd filed Critical China Unionpay Co Ltd
Priority to CN201710324813.XA priority Critical patent/CN107437173A/en
Publication of CN107437173A publication Critical patent/CN107437173A/en
Priority to PCT/CN2018/086112 priority patent/WO2018205944A1/en
Priority to TW107115720A priority patent/TWI701624B/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/52Network services specially adapted for the location of the user terminal

Abstract

The present invention relates to a kind of accepting terminal position computing system and its method.The system possesses:Accepting terminal, mechanism is laid for accepting terminal information and payment card information to be sent into accepting terminal;Accepting terminal lays mechanism, the position computation module for forwarding accepting terminal information and payment card information to arrive;Credit card issuer, for providing phone number according to payment card information;Device-fingerprint storehouse, for obtaining the positional information of the mobile terminal in real time according to the phone number of mobile terminal;Position computation module, according to the active position information of the positional information calculation of the mobile terminal accepting terminal;And accepting terminal location library, for storing the active position information from accepting terminal.In accordance with the invention it is possible to be calculated using big data technology the position of accepting terminal, as a result accurately, reliably, the security of bank card can be strengthened using the present invention.

Description

Accepting terminal position computing system and its computational methods and position computation module
Technical field
The present invention relates to computer communication technology, more particularly to a kind of accepting terminal that can calculate accepting terminal position Position computing system and computational methods.
Background technology
Existing accepting terminal such as POS, ATM etc. are most not to possess self-locating function still, although part intelligent terminal has There is self-locating function, but user can realize the forgery of location information by changing relevant parameter.
In the prior art, the method positioned using mobile phone location be present, but because server can not be direct Mobile phone location is obtained, it is actual and infeasible.
As prior art, such as Chinese Patent Application No. CN201210501311.7, patent name is:It is " location-based Disclosed in the Chinese patent of safety of payment monitoring method ", it is monitored for the safety of payment under POS transaction scene.
Also had the following problems in the patent application of the prior art:
1st, use range is small:This method only for POS it is this kind of can be self-positioning traction equipment it is effective;
2nd, mobile phone positioning method is single and unreliable:Mobile phone location information is positioned using GPS or signaling, in practice POS is positioned over interior more, and the situation can not carry out GPS location and not have applicability;
3rd, need mobile phone to send position requests, but do not confirmed for cell-phone number and add safe transmission link, easily In forgery;
4th, need to associate current POS operation systems and the alignment system of mobile phone, but the system does not have design system and hand The mode of machine interaction, adds the complexity of operation system design, reduces practicality.
The content of the invention
In view of the above problems, the present invention is intended to provide a kind of accepting terminal position that accepting terminal position is calculated exactly Put computing system and computational methods.
The accepting terminal position computing system of the present invention, it is characterised in that possess:
Accepting terminal, the payment for accepting holder are asked and are sent to accepting terminal information and payment card information Following accepting terminals lay mechanism;
Accepting terminal lays mechanism, for receiving the accepting terminal information and payment card information simultaneously from the accepting terminal And the accepting terminal information and the payment card information are forwarded to following position computation modules;
Credit card issuer, for providing phone number according to the payment card information;
Device-fingerprint storehouse, for carrying out device-fingerprint mark for mobile terminal and forming facility information storehouse, and correspondingly The positional information of the mobile terminal is obtained in real time in the phone number of mobile terminal;
Position computation module, for receiving the accepting terminal information and the payment card information, and according to the branch Pay card information and obtain phone number corresponding to the payment card information from the credit card issuer, using the phone number from described Device-fingerprint storehouse obtain corresponding to mobile terminal positional information, according to the positional information calculation of the mobile terminal accepting terminal Active position information is simultaneously sent to following accepting terminal location libraries;And
Accepting terminal location library, for storing the significance bit confidence for the accepting terminal come from position computation module transmission Breath.
Alternatively, the position computation module possesses:
Receiving unit, for receiving the accepting terminal information and the payment card information;
Unit is transferred, for the payment card information to be sent into the credit card issuer and receives what is returned from the credit card issuer Corresponding to the phone number of the payment card information;
Location information acquiring unit, corresponding mobile terminal is obtained from the device-fingerprint storehouse using the phone number Positional information;And
Positional information calculation unit, according to the active position information of the positional information calculation accepting terminal and it is sent to The accepting terminal location library.
Alternatively, the positional information calculation unit according to operation of a large amount of holders to same accepting terminal when obtain The active position of a large amount of positional information calculations accepting terminal.
Alternatively, the positional information calculation unit includes:
Clustering algorithm subelement, a large amount of positions obtained during for by operation of a large amount of holders to same accepting terminal are believed Breath, Exception Filter outlier;And
K central point algorithm subelements, for calculating the active position of the accepting terminal.
The clustering algorithm subelement uses following manner Filtration Filtration exception outlier:
Assuming that being real accepting terminal location point and abnormal outlier is belonging respectively to the different circles of position, each circle of position Center surrounded by the low point of local density, while these location points all compare apart from the distance of the point of other high local densities Greatly, then local density ρ i can try to achieve as following formula:
Wherein, function
Wherein, dijRepresent the distance between two points of i and j, dcIt is one and blocks distance, target point to high local density's point Distance δiδiIt can be tried to achieve as following formula:
Alternatively, the K central point algorithms subelement calculates the center of the accepting terminal circle of position using K central point algorithms, It is considered as accepting terminal position.
Alternatively, positioning method as defined in the device-fingerprint Cooley use obtains the positional information of mobile terminal, wherein, institute Positioning method as defined in stating includes the one or more in GPS location, Wi-Fi positioning, architecture.
The position computation module of the present invention, for the positional information calculation according to mobile terminal, this holds the mobile terminal The active position of accepting terminal operated by user, it is characterised in that possess:
Receiving unit, for receiving accepting terminal information and payment card information;
Unit is transferred, for the payment card information to be sent into credit card issuer corresponding with the Payment Card and received from hair fastener The phone number corresponding to the payment card information that row returns;
Location information acquiring unit, the corresponding mobile terminal with the phone number is obtained from outside using the phone number Positional information;And
Positional information calculation unit, according to the active position information of the positional information calculation accepting terminal.
Alternatively, the positional information calculation unit according to operation of a large amount of holders to same accepting terminal when obtain The active position of a large amount of positional information calculations accepting terminal.
Alternatively, the positional information calculation unit includes:
Clustering algorithm subelement, a large amount of positions obtained during for by operation of a large amount of holders to same accepting terminal are believed Breath, Exception Filter outlier;And
K central point algorithm subelements, calculate the active position of the accepting terminal.
The clustering algorithm subelement uses following manner Filtration Filtration exception outlier:
Assuming that being real accepting terminal location point and abnormal outlier is belonging respectively to the different circles of position, each circle of position Center surrounded by the low point of local density, while these location points all compare apart from the distance of the point of other high local densities Greatly, then local density ρ i can try to achieve as following formula:
Wherein, function
Wherein, dijRepresent the distance between two points of i and j, dcIt is one and blocks distance, target point to high local density's point Distance δiδiIt can be tried to achieve as following formula:
Alternatively, the K central point algorithms subelement calculates the center of the accepting terminal circle of position using K central point algorithms, It is considered as accepting terminal position.
The accepting terminal position calculating method of the present invention, it is characterised in that comprise the steps:
Information acquiring step is accepted, obtains accepting terminal information and payment card information;
Phone number obtaining step, phone number corresponding with Payment Card is obtained according to the payment card information;
Mobile terminal locations obtaining step, the mobile terminal is obtained according to phone number in real time according to the localization method of regulation Positional information;And
Accepting terminal position calculation procedure, the user institute of the mobile terminal is held according to the positional information calculation of mobile terminal The active position of the accepting terminal of operation.
Alternatively, it is also equipped with after the calculation procedure of the accepting terminal position:
Accepting terminal position storing step, store from what is obtained by the calculating of accepting terminal position calculation procedure and accept end The active position information at end.
Alternatively, in the mobile terminal locations obtaining step, the defined positioning method includes GPS location, Wi- One or more in Fi positioning, architecture.
Alternatively, in the calculation procedure of the accepting terminal position, according to operation of a large amount of holders to same accepting terminal When the active position of a large amount of positional information calculation accepting terminals that obtains.
Alternatively, in the accepting terminal position, calculation procedure includes:
Clustering algorithm sub-step, a large amount of positions obtained during for by operation of a large amount of holders to same accepting terminal are believed Breath, Exception Filter outlier;
K central point algorithm sub-steps, calculate the active position of the accepting terminal.
According to the accepting terminal position computing system and accepting terminal position calculating method of the present invention, can bring following Technique effect:Cell-phone number is reserved based on device-fingerprint storehouse and bank card, the position of card and payment devices connected, thus The position of the position positioning cards of mobile phone can be utilized;Position computation module calculates accepting terminal position using big data treatment technology Put, as a result accurately;Positional information is implicitly obtained by device-fingerprint storehouse, it is not necessary to which user actively carries out other checking links, protects Consumer's Experience is hindered;For the positional information of acquisition, compared based on payment devices position and accepting terminal position, strengthen bank The safe handling of card, thus improve the security of bank card.
Brief description of the drawings
Fig. 1 is the construction block diagram for representing the accepting terminal position computing system of the present invention.
Fig. 2 is the structural map of the position computation module 500 in the accepting terminal position computing system of the present invention.
A large amount of positional information calculations that Fig. 3 is obtained when being table according to operation of a large amount of holders to same accepting terminal are accepted The schematic diagram of the active position of terminal.
Fig. 4 represents the distribution map of accepting terminal position sampled point.
Fig. 5 is the construction block diagram for representing positional information calculation unit 540.
Embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to the basic understanding of the present invention.And It is not intended to the crucial or conclusive key element for confirming the present invention or limits scope of the claimed.
Fig. 1 is the construction block diagram for representing the accepting terminal position computing system of the present invention.
As shown in figure 1, the accepting terminal position computing system of the present invention possesses:Accepting terminal 100, accepting terminal placing in machine Structure 200, credit card issuer 300, device-fingerprint storehouse 400, position computation module 500 and accepting terminal location library 600.
Wherein, accepting terminal 100 can be that either other available entity cards or virtual card are carried out for POS terminal, atm device The equipment of payment, accepting terminal 100 accept the payment request that holder is carried out using entity card or virtual card and will be by Manage accepting terminal information and the entity card used of relevant holder or the payment card information hair of virtual card of terminal 100 It is sent to accepting terminal and lays mechanism 200.Wherein, accepting terminal information for example can be for uniquely identify accepting terminal by Manage terminal iidentification number etc., payment card information is the mark for uniquely identifying entity card that holder uses or virtual card, example It such as can be card number.
Accepting terminal lays mechanism 200 and is at least used to receive accepting terminal information and payment card information from accepting terminal 100 Deng information and the information of accepting terminal information and payment card information etc. is forwarded to position computation module 400.
Credit card issuer 300 is used to provide phone number corresponding with the payment card information according to the payment card information, for example, The phone number bound with the card number is provided according to the card number of entity card or virtual card and (it is pre- in credit card issuer to generally refer to holder The phone number stayed).
Device-fingerprint storehouse 400 is used to carry out device-fingerprint mark for mobile terminal and forms facility information storehouse, and right The positional information of the mobile terminal should be obtained in real time in the phone number of mobile terminal.Device-fingerprint storehouse 400 is to existing movement Terminal carries out the facility information synthesis storehouse formed after device-fingerprint mark, has the characteristics that collection, informative in real time. In the terminal, by APP or SDK (SDK, Software Development Kit), permit in user Perhaps in the case of, facility information is implicitly obtained, so as to establish device-fingerprint storehouse.Need to use device-fingerprint storehouse in the present invention 400 phone number and positional information.The implicit positional information that obtains refers to that relative user actively provides a kind of of position and obtains position The method of confidence breath, simultaneously hind computation is positioned by the mobile phone terminal of described in the text, it is necessary to which user is actively engaged in.
In the present invention, acquisition of the device-fingerprint storehouse 400 for mobile terminal locations, following three kinds of modes are shared:(1) hand Machine GPS location;(2) Wi-Fi is positioned;And (3) architecture.
The precision of three of the above positioning method is successively decreased successively, and GPS location precision exists in 10m or so, Wi-Fi positioning precisions 20m or so, the positioning precision of architecture is in 200m or so.Three kinds of methods respectively have drawback, wherein GPS location precision highest, but It is that can not obtain indoors;Wi-Fi positioning needs user to open Wi-Fi and connects upper neighbouring Wi-Fi, moderate accuracy.Base Position of standing firm is not influenceed by use environment, but precision is low.
The location information that the acquisition of these three methods is comprehensively utilized by device-fingerprint storehouse 400 is carried out so as to draw equipment most Excellent position.According to the advantage and disadvantage of three kinds of methods mentioned above, according to varying environment, take weight calculation mode calculate it is optimal Location information.
Position computation module 500 is used to lay the reception accepting terminal information of mechanism 200 and payment card information from accepting terminal, And phone number corresponding to payment card information is transferred from credit card issuer 300 according to payment card information, using phone number from setting Standby fingerprint base 600 obtains the positional information of corresponding mobile terminal, according to the positional information calculation of the mobile terminal accepting terminal 100 active position information is simultaneously sent to accepting terminal location library 600.
Accepting terminal location library 600 is used for the active position for storing the accepting terminal come from the transmission of position computation module 500 Information.
Then, illustrated for the position computation module 500 in the accepting terminal position computing system of the present invention.
Fig. 2 is the structural map of the position computation module 500 in the accepting terminal position computing system of the present invention.
As shown in Fig. 2 position computation module 500 possesses:
Receiving unit 510, accepting terminal information and payment card information are received for laying mechanism 200 from accepting terminal;
Transfer unit 520, the payment card information for the receiving unit to be obtained be sent to credit card issuer 300 and receive from The phone number corresponding to the payment card information that credit card issuer 300 returns;
Location information acquiring unit 530, the position of corresponding mobile terminal is obtained using phone number slave unit fingerprint base 400 Confidence ceases;And
Positional information calculation unit 540, should according to the positional information calculation obtained by the location information acquiring unit 530 The active position information of accepting terminal is simultaneously sent to accepting terminal location library 600.
The a large amount of positions obtained when positional information calculation unit 540 is according to operation of a large amount of holders to same accepting terminal Information calculates the active position of the accepting terminal.
A large amount of positional information calculations that Fig. 3 is obtained when being table according to operation of a large amount of holders to same accepting terminal are accepted The schematic diagram of the active position of terminal.
General holder can be with oneself with mobile terminal, therefore the positioning address of mobile terminal can be regarded as this accepts The position of terminal.As shown in figure 3, a large amount of holders are operated in ATM 700, positional information calculation unit 540 (saves in Fig. 3 Sketch map shows) using the position of these mobile terminals as the positional information of the accepting terminal carry out that the effective of accepting terminal is calculated Position and store arrive accepting terminal location library 600.
Then, the active position for accepting terminal how being carried out for positional information calculation unit 540 calculates progress specifically It is bright.
Fig. 4 represents the distribution map of accepting terminal position sampled point.
As shown in figure 4, position distribution has following feature:(1) location point of absolute quantity is accounted in actual accepting terminal i.e. Around ATM;(2) location point of other fractions is abnormal outlier, distribution at random, without rule.
Distribution situation according to for Fig. 4, positional information calculation unit 500 are calculated.
Fig. 5 is the construction block diagram for representing positional information calculation unit 540.
As shown in figure 5, positional information calculation unit 540 includes:Clustering algorithm subelement 541, for by a large amount of holders The a large amount of positional informations obtained during operation to same accepting terminal, Exception Filter outlier simultaneously export the first result of calculation;In K The heart counts subunit 542, and the active position of the accepting terminal is calculated from first result of calculation.
Specifically, positional information calculation unit 540 utilizes clustering algorithm subelement 541 and K central point algorithms subelement 542 It is divided to two big steps to be calculated.
The first step, clustering algorithm subelement 541 use clustering algorithm, and point around the location point of accepting terminal 100 is gathered one Rise and form " the accepting terminal circle of position ", filter out those abnormal outliers.
The hypothesis of the algorithm is that the real location point of accepting terminal 100 and abnormal outlier are belonging respectively to different positions Circle, the center of each circle of position is surrounded by the low point of local density, while these location points are apart from the point of other high local densities Distance it is all bigger.Then local density ρiIt can be tried to achieve as following formula:
Wherein, function
Here, dijRepresent the distance between two points of i and j, dcIt is one and blocks distance, according to physical device fingerprint bit Distribution is put to be adjusted.Wherein, above-mentioned function is threshold calculations function, x be when being less than 01, x more than 0 when be 0.
Because the algorithm is only to ρiRelative value it is sensitive, therefore to dcSelection more robust, optionally, select dcSo that Each put average ortho position count for 1%-2% a little.Distance δ of the target point to high local density's pointiδiCan be such as following formula So try to achieve:
Second step, K central point algorithms subelement 542 calculate " accepting terminal position by K central point algorithms (k-mediods) Put circle " center, be considered as accepting terminal position, and extract close threshold value d, for judge current phone position whether herein by Manage in the range of terminal " circle of position ".Chosen from the accepting terminal of cluster, and the standard chosen is when the point turns into new calculating The poly- of class cluster can be improved after point.When the calculating point of all class clusters is not changing, that is, think that cluster terminates.If certain After location point turns into particle, absolute error is less than the absolute error of protoplasm point, it is considered that the point can substitute particle.Finally The particle calculated is accepting terminal position.
Absolute error calculation formula is:
Wherein, p is location point, and oj is the particle in accepting terminal circle.
In practice as the continuous expansion of sampled data points, last accepting terminal location point can reach enough requirements Precision.
It is illustrated above for the accepting terminal position computing system of the present invention.
Then, the embodiment that reference picture 1 is realized for the accepting terminal position computing system using the present invention Accepting terminal position calculating method illustrates.In this embodiment, identified as accepting terminal information using accepting terminal, Card number is used as payment card information.
As shown in figure 1, accepting terminal position calculating method comprises the steps:
Step 1:Holder is grasped using the entity card of oneself or using the virtual card of mobile phone in accepting terminal 100 Make, accepting terminal 100 sends card number and lays mechanism 200 to accepting terminal;
Step 2:Accepting terminal lays mechanism 200 and card number, accepting terminal mark is sent into position computation module 500;
Step 3:Position computation module 500 asks reserved cell-phone number according to card number to credit card issuer 300;
Step 4:The feedback of credit card issuer 300 cell-phone number of reserving corresponding with card number is to position computation module 500;
Step 5:Position computation module 500 reserves cell-phone number according to reserved cell-phone number to the requesting query of device-fingerprint storehouse 400 The positional information of corresponding mobile phone;
Step 6:Localization method as defined in the utilization of device-fingerprint storehouse 400 obtains the positional information that reserved cell-phone number corresponds to mobile phone And feed back to position computation module 500;
Step 7:Position computation module 500 identifies for same accepting terminal, is grasped according to a large amount of holder's accepting terminals As when a large amount of positional information calculations accepting terminal active position information for obtaining and upload to accepting terminal location library 600.
In the step 6, the defined positioning method includes one in GPS location, Wi-Fi positioning, architecture Kind is a variety of.
Include in the step 7:Clustering algorithm sub-step, for by operation of a large amount of holders to same accepting terminal When a large amount of positional informations for obtaining, Exception Filter outlier simultaneously exports the first result of calculation;K central point algorithm sub-steps, from institute State the active position that the accepting terminal is calculated in the first result of calculation.Specific calculation procedure can be found in " first step " above and " second step ".
As described above, according to the accepting terminal position computing system and accepting terminal position calculating method of the present invention, energy Enough bring following technique effect:(1) cell-phone number is reserved based on device-fingerprint storehouse and bank card, by the position of card and payment devices Connect, thus, it is possible to the position of the position positioning cards using mobile phone;(2) position computation module 500 is using at big data Reason technology calculates accepting terminal position, as a result accurately;(3) positional information is implicitly obtained by device-fingerprint storehouse 400, it is not necessary to use Householder is dynamic to carry out other checking links, has ensured Consumer's Experience;(4) for the positional information obtained, based on payment devices position Compared with accepting terminal position, strengthen the safe handling of bank card, thus improve the security of bank card.
Example above primarily illustrates accepting terminal position computing system and the accepting terminal position calculating side of the present invention Method.Although only the embodiment of some of present invention is described, those of ordinary skill in the art should Understand, the present invention can without departing from its spirit with scope in the form of many other implement.Therefore, the example that is shown with Embodiment is considered as illustrative and not restrictive, is not departing from the present invention spirit as defined in appended claims And in the case of scope, the present invention may cover various modification and replacement.

Claims (17)

1. a kind of accepting terminal position computing system, it is characterised in that possess:
Accepting terminal, the payment for accepting holder are asked and are sent to accepting terminal information and payment card information following Accepting terminal lay mechanism;
Accepting terminal lays mechanism, for receiving the accepting terminal information and payment card information from the accepting terminal and inciting somebody to action The accepting terminal information and the payment card information are forwarded to following position computation modules;
Credit card issuer, for providing phone number according to the payment card information;
Device-fingerprint storehouse, for carrying out device-fingerprint mark for mobile terminal and forming facility information storehouse, and corresponding to shifting The phone number of dynamic terminal obtains the positional information of the mobile terminal in real time;
Position computation module, for receiving the accepting terminal information and the payment card information, and according to the Payment Card Information obtains the phone number corresponding to the payment card information from the credit card issuer, using the phone number from the equipment Fingerprint base obtain corresponding to mobile terminal positional information, according to the effective of the positional information calculation of the mobile terminal accepting terminal Positional information is simultaneously sent to following accepting terminal location libraries;And
Accepting terminal location library, for storing the active position information for the accepting terminal come from position computation module transmission.
2. accepting terminal position as claimed in claim 1 computing system, it is characterised in that
The position computation module possesses:
Receiving unit, for receiving the accepting terminal information and the payment card information;
Unit is transferred, for the payment card information to be sent into the credit card issuer and receives the correspondence returned from the credit card issuer In the phone number of the payment card information;
Location information acquiring unit, the position of corresponding mobile terminal is obtained from the device-fingerprint storehouse using the phone number Information;And
Positional information calculation unit, according to the active position information of the positional information calculation accepting terminal and be sent to described in Accepting terminal location library.
3. accepting terminal position as claimed in claim 2 computing system, it is characterised in that
Believe a large amount of positions obtained when the positional information calculation unit is according to operation of a large amount of holders to same accepting terminal Breath calculates the active position of the accepting terminal.
4. accepting terminal position as claimed in claim 3 computing system, it is characterised in that
The positional information calculation unit includes:
Clustering algorithm subelement, a large amount of positions obtained during for for by operation of a large amount of holders to same accepting terminal are believed Breath, Exception Filter outlier;And
K central point algorithm subelements, for calculating the active position of the accepting terminal.
5. accepting terminal position as claimed in claim 4 computing system, it is characterised in that
The clustering algorithm subelement uses following manner Filtration Filtration exception outlier:
Assuming that it is real accepting terminal location point and abnormal outlier is belonging respectively to the different circles of position, in each circle of position The heart is surrounded by the low point of local density, while these location points are all bigger apart from the distance of the point of other high local densities, then Local density ρ i can try to achieve as following formula:
Wherein, function
Wherein, dijRepresent the distance between two points of i and j, dcBe one and block distance, target point to high local density's point away from From δiδiIt can be tried to achieve as following formula:
<mrow> <msub> <mi>&amp;delta;</mi> <mi>i</mi> </msub> <mo>=</mo> <mfenced open = "{" close = ""> <mtable> <mtr> <mtd> <mi>m</mi> <mi>i</mi> <msub> <mi>n</mi> <mrow> <mi>j</mi> <mo>&lt;</mo> <mi>i</mi> </mrow> </msub> <mo>{</mo> <msub> <mi>d</mi> <mrow> <mi>i</mi> <mo>,</mo> <mi>j</mi> </mrow> </msub> <mo>}</mo> <mo>,</mo> <mi>i</mi> <mo>&amp;GreaterEqual;</mo> <mn>2</mn> </mtd> </mtr> <mtr> <mtd> <msub> <mi>max</mi> <mrow> <mi>j</mi> <mo>&amp;GreaterEqual;</mo> <mn>2</mn> </mrow> </msub> <mo>{</mo> <msub> <mi>&amp;delta;</mi> <mi>j</mi> </msub> <mo>}</mo> <mo>,</mo> <mi>i</mi> <mo>=</mo> <mn>1</mn> </mtd> </mtr> </mtable> </mfenced> </mrow>
6. accepting terminal position as claimed in claim 4 computing system, it is characterised in that
The K central point algorithms subelement calculates the center of the accepting terminal circle of position using K central point algorithms, is considered as accepting terminal Position.
7. accepting terminal position as claimed in claim 1 computing system, it is characterised in that
Positioning method as defined in the device-fingerprint Cooley use obtains the positional information of mobile terminal, wherein, it is described defined fixed Position mode includes the one or more in GPS location, Wi-Fi positioning, architecture.
8. a kind of position computation module, the user institute that this holds the mobile terminal for the positional information calculation according to mobile terminal The active position of the accepting terminal of operation, it is characterised in that possess:
Receiving unit, for receiving accepting terminal information and payment card information;
Unit is transferred, is returned for the payment card information to be sent to credit card issuer corresponding with the Payment Card and receive from credit card issuer The phone number corresponding to the payment card information returned;
Location information acquiring unit, the position of the corresponding mobile terminal with the phone number is obtained from outside using the phone number Confidence ceases;And
Positional information calculation unit, according to the active position information of the positional information calculation accepting terminal.
9. position computation module as claimed in claim 8, it is characterised in that
Believe a large amount of positions obtained when the positional information calculation unit is according to operation of a large amount of holders to same accepting terminal Breath calculates the active position of the accepting terminal.
10. position computation module as claimed in claim 9, it is characterised in that
The positional information calculation unit includes:
Clustering algorithm subelement, a large amount of positional informations obtained during for by operation of a large amount of holders to same accepting terminal, Exception Filter outlier;And
K central point algorithm subelements, for calculating the active position of the accepting terminal.
11. position computation module as claimed in claim 10, it is characterised in that
The clustering algorithm subelement uses following manner Filtration Filtration exception outlier:
Assuming that it is real accepting terminal location point and abnormal outlier is belonging respectively to the different circles of position, in each circle of position The heart is surrounded by the low point of local density, while these location points are all bigger apart from the distance of the point of other high local densities, then Local density ρ i can try to achieve as following formula:
Wherein, function
Wherein, dijRepresent the distance between two points of i and j, dcBe one and block distance, target point to high local density's point away from From δiδiIt can be tried to achieve as following formula:
<mrow> <msub> <mi>&amp;delta;</mi> <mi>i</mi> </msub> <mo>=</mo> <mfenced open = "{" close = ""> <mtable> <mtr> <mtd> <mi>m</mi> <mi>i</mi> <msub> <mi>n</mi> <mrow> <mi>j</mi> <mo>&lt;</mo> <mi>i</mi> </mrow> </msub> <mo>{</mo> <msub> <mi>d</mi> <mrow> <mi>i</mi> <mo>,</mo> <mi>j</mi> </mrow> </msub> <mo>}</mo> <mo>,</mo> <mi>i</mi> <mo>&amp;GreaterEqual;</mo> <mn>2</mn> </mtd> </mtr> <mtr> <mtd> <msub> <mi>max</mi> <mrow> <mi>j</mi> <mo>&amp;GreaterEqual;</mo> <mn>2</mn> </mrow> </msub> <mo>{</mo> <msub> <mi>&amp;delta;</mi> <mi>j</mi> </msub> <mo>}</mo> <mo>,</mo> <mi>i</mi> <mo>=</mo> <mn>1</mn> </mtd> </mtr> </mtable> </mfenced> </mrow>
12. position computation module as claimed in claim 10, it is characterised in that
The K central point algorithms subelement calculates the center of the accepting terminal circle of position using K central point algorithms, is considered as accepting terminal Position.
13. a kind of accepting terminal position calculating method, it is characterised in that comprise the steps:
Information acquiring step is accepted, obtains accepting terminal information and payment card information;
Phone number obtaining step, phone number corresponding with Payment Card is obtained according to the payment card information;
Mobile terminal locations obtaining step, obtain the position of the mobile terminal in real time according to the localization method of regulation according to phone number Confidence ceases;And
Accepting terminal position calculation procedure, according to operated by the positional information calculation of mobile terminal holds the user of the mobile terminal Accepting terminal active position.
14. accepting terminal position calculating method as claimed in claim 13, it is characterised in that counted in the accepting terminal position Step is calculated to be also equipped with afterwards:
Accepting terminal position storing step, store from by accepting terminal position calculation procedure and calculate the accepting terminal obtained Active position information.
15. accepting terminal position calculating method as claimed in claim 13, it is characterised in that
In the mobile terminal locations obtaining step, the defined positioning method includes GPS location, Wi-Fi positioning, base station One or more in positioning.
16. the accepting terminal position calculating method as described in claim 11~15 any one, it is characterised in that
Obtained in the calculation procedure of the accepting terminal position, during according to operation of a large amount of holders to same accepting terminal a large amount of The active position of the positional information calculation accepting terminal.
17. accepting terminal position as claimed in claim 14 computing system, it is characterised in that
In the accepting terminal position, calculation procedure includes:
Clustering algorithm sub-step, a large amount of positional informations obtained during for by operation of a large amount of holders to same accepting terminal, Exception Filter outlier;And
K central point algorithm sub-steps, calculate the active position of the accepting terminal.
CN201710324813.XA 2017-05-10 2017-05-10 Accepting terminal position computing system and its computational methods and position computation module Pending CN107437173A (en)

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