CN107393220A - Bank self-help cash terminals and withdrawal method based on recognition of face - Google Patents
Bank self-help cash terminals and withdrawal method based on recognition of face Download PDFInfo
- Publication number
- CN107393220A CN107393220A CN201710762165.6A CN201710762165A CN107393220A CN 107393220 A CN107393220 A CN 107393220A CN 201710762165 A CN201710762165 A CN 201710762165A CN 107393220 A CN107393220 A CN 107393220A
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- Prior art keywords
- bank
- face
- recognition
- enchashment
- information
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
- G06V40/161—Detection; Localisation; Normalisation
- G06V40/166—Detection; Localisation; Normalisation using acquisition arrangements
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/40—Spoof detection, e.g. liveness detection
- G06V40/45—Detection of the body part being alive
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- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Multimedia (AREA)
- Human Computer Interaction (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- General Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Oral & Maxillofacial Surgery (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Collating Specific Patterns (AREA)
Abstract
A kind of bank self-help terminal enchashment method based on recognition of face certification, is concretely comprised the following steps：Step 1：Receive the withdrawal order of brush face；Step 2：Acquisition operations person's image simultaneously carries out In vivo detection, and by then entering in next step, mistake then terminates；Step 3：View data is uploaded into face identification system；Step 4：Captured identity certificate information；Step 5：Transfer bank's pre-stored image corresponding to identity information；Step 6：Operator's image information is compared with bank pre-stored image, entered correctly into next step, mistake then terminates；Step 7：Into normal withdrawal flow.During user's enchashment of the present invention, without carrying bank's card media, user input or by identify carry identity card the methods of, can enchashment, it is safe and reliable while convenient and swift.
Description
Technical field
The present invention relates to financial payment field, and in particular to a kind of bank self-help cash terminals based on recognition of face and takes
Money method.
Background technology
Existing financial institution's enchashment apparatus and method mainly have, and such as one：Bank self-help terminal enchashment, refers to each bank machine
Structure gets the business migration of cash to including but not limited on ATM, CRS machines in order to reduce front-end business pressure, by user, by
The method that user carries out progress self-help collection of payment after voucher confirmation by media such as bank card, corresponding clip pins.But such a method must
User must be allowed to hold bank card and carry out account confirmation in a manner of self-service equipment RFID senses, reads magnetic stripe, reading chip etc., if user
Bank card is not carried, then can not complete encashment service.
2nd, enchashment user identity verification techniques, at present for the user identity verification aspect of bank self-help terminal enchashment, pin
To enchashment user, identity validation is not carried out, is not confirmed whether it is card user or criminal, and is
Whether simple bank card information of having checked is consistent with the bank card password, if unanimously, can carry out encashment service.And exactly because
Not carry out identity verification to enchashment user, after causing criminal to steal other people bank cards and password by various means
Other people's money can be stolen.
3rd, enchashment transaction evidence retains technology, and existing bank self-help terminal, peripheral or self-aided terminal are provided with multiple in itself
All types of CCTV cameras, these camera records are including but not limited to the person image information of user's enchashment, afterwards root
According to needing to transfer monitoring video, enchashment user's person image is manually checked.This evidence is retained, and the mode investigated afterwards needs greatly
The artificial telephone expenses plenty of time is measured to investigate the user of enchashment at that time, efficiency is extremely inefficient.
The content of the invention
The present invention in view of the shortcomings of the prior art, proposes that one kind utilizes image recognition technology, realizes user in bank self-help
Bank card need not be carried during terminal enchashment just can quickly carry out self-help collection of payment business, and can realize the identity verification of enchashment user,
The bank self-help cash terminals and withdrawal method based on recognition of face that enchashment user person image is retained, concrete technical scheme is such as
Under：
A kind of bank self-help terminal enchashment method based on recognition of face certification, is concretely comprised the following steps：
Step 1：Receive the withdrawal order of brush face；
Step 2：Acquisition operations person's image simultaneously carries out In vivo detection, and by then entering in next step, mistake then terminates；
Step 3：View data is uploaded into face identification system；
Step 4：Captured identity certificate information；
Step 5：Transfer bank's pre-stored image corresponding to identity information；
Step 6：Operator's image information is compared with bank pre-stored image, entered correctly into next step, mistake is then tied
Beam；
Step 7：Into normal withdrawal flow.
To better implement the present invention, further for：
The step 2 specifically, judge operator's posture, such as fault first, then prompting operator adjusts
Whole posture, followed by In vivo detection, information, specially picture are finally gathered, be either video or 3D masks.In order to
Ensure more preferable effect, prompt to remove glasses, spill forehead, keep the face printed words such as 60cm or so, nothing immediately ahead of camera
Any action need to be done, such as opens one's mouth, blink, is kept for 1 second or so short time, you can In vivo detection success.
The step 4 is specifically, be manually entered passport NO., either phone number or bank's card number, or bank
Specific card number.
The step 4 by identification module specifically, read identity information.
The step 5 be specially bank's background service system according to the identity information identified, to People's Bank of China
The authenticity of certificate Verification System requests verification data, if information truth, transfers image information.
Central controller is provided with, the IMAQ end of the central controller is connected with face live body body detection module, body
Part identification end is connected with identity document identification module, and first input end is connected with human-computer interaction module, and the second input is connected with
Card reading module, the first control terminal output end are connected with cash box memory module, and the second control output end is connected with print module, display
Output end is connected with display.
Beneficial effects of the present invention are：1. during user's enchashment, without carrying bank's card media, knowledge is inputted or passes through in user
Not Xie Dai identity card the methods of, can enchashment, it is safe and reliable while convenient and swift；2. user's enchashment record is adopted with user's portrait
The mode retained with structuring, it can check that the portrait of enchashment user shines when enchashment records, merchandise and collect evidence in the later stage, audit is looked into
Have retrieval time fast in terms of inquiry compared with prior art, save the advantages such as human cost.
Brief description of the drawings
Fig. 1 is the flow chart of the present invention；
Fig. 2 is the structural representation of the present invention.
Embodiment
Presently preferred embodiments of the present invention is described in detail below in conjunction with the accompanying drawings, so that advantages and features of the invention energy
It is easier to be readily appreciated by one skilled in the art, apparent is clearly defined so as to be made to protection scope of the present invention.
As shown in Figure 1：A kind of bank self-help terminal enchashment method based on recognition of face certification, is concretely comprised the following steps：
Step 1：Operating personnel select to carry out brush face mode to be withdrawn the money in bank self-help terminal, receive brush
Face, which is withdrawn the money, orders；
Step 2：Operator's posture is judged first, such as fault, then prompt operator to adjust posture, appearance
The incorrect specific situation of gesture is such as to wear sunglasses, cap, or can not gather complete facial image, and terminal can prompt specification
Posture, guiding operator complete IMAQ, followed by In vivo detection, finally gather image information, specially picture, or
Person is video, or 3D masks, acquisition operations person's image simultaneously carry out In vivo detection, and by then entering in next step, mistake then terminates；
Step 3：View data is uploaded into face identification system；
Step 4：Captured identity certificate information, passport NO. is specially manually entered, either phone number or bank
Card number, either the specific card number of bank or identity information is read by identification module；
Step 5：Bank's background service system is according to the identity information identified, the certificate certification to People's Bank of China
System request verifies the authenticity of data, if information truth, transfers image information；
Step 6：Operator's image information is compared with bank pre-stored image, is same people, enters correctly into next
Step, does not terminate then for same people, mistake；
Step 7：Into normal withdrawal flow.
The terminal device of a kind of above-mentioned bank self-help terminal enchashment method based on recognition of face certification is specifically, be provided with
Central controller, the IMAQ end of the central controller are connected with face live body body detection module, and identification end is connected with
Identity document identification module, first input end are connected with human-computer interaction module, and the second input is connected with card reading module, the first control
End output end processed is connected with cash box memory module, and the second control output end is connected with print module, and display output end is connected with aobvious
Show device.
Claims (6)
- A kind of 1. bank self-help terminal enchashment method based on recognition of face certification, it is characterised in that concretely comprise the following steps：Step 1：Receive the withdrawal order of brush face；Step 2：Acquisition operations person's image simultaneously carries out In vivo detection, and by then entering in next step, mistake then terminates；Step 3：View data is uploaded into face identification system；Step 4：Captured identity certificate information；Step 5：Transfer bank's pre-stored image corresponding to identity information；Step 6：Operator's image information is compared with bank pre-stored image, entered correctly into next step, mistake then terminates；Step 7：Into normal withdrawal flow.
- 2. the bank self-help terminal enchashment method based on recognition of face certification according to claim 1, it is characterised in that：It is described For step 2 specifically, judging first operator's posture, such as fault, then prompting operator adjusts posture, connects down To carry out In vivo detection, information, specially picture are finally gathered, is either video or 3D masks.
- 3. the bank self-help terminal enchashment method based on recognition of face certification according to claim 1, it is characterised in that：It is described Step 4 is specifically, be manually entered passport NO., either phone number or bank's card number, or the specific card number of bank.
- 4. the bank self-help terminal enchashment method based on recognition of face certification according to claim 1, it is characterised in that：It is described The step 4 by identification module specifically, read identity information.
- 5. the bank self-help terminal enchashment method based on recognition of face certification according to claim 1, it is characterised in that：It is described Step 5 be specially bank's background service system according to the identity information identified, to the certificate Verification System of People's Bank of China The authenticity of requests verification data, if information truth, transfer image information.
- 6. a kind of bank self-help terminal based on recognition of face certification takes, it is characterised in that：Central controller is provided with, the center The IMAQ end of controller is connected with face live body body detection module, and identification end is connected with identity document identification module, First input end is connected with human-computer interaction module, and the second input is connected with card reading module, and the first control terminal output end is connected with Cash box memory module, the second control output end are connected with print module, and display output end is connected with display.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710762165.6A CN107393220A (en) | 2017-08-30 | 2017-08-30 | Bank self-help cash terminals and withdrawal method based on recognition of face |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710762165.6A CN107393220A (en) | 2017-08-30 | 2017-08-30 | Bank self-help cash terminals and withdrawal method based on recognition of face |
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| CN107393220A true CN107393220A (en) | 2017-11-24 |
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| CN201710762165.6A Pending CN107393220A (en) | 2017-08-30 | 2017-08-30 | Bank self-help cash terminals and withdrawal method based on recognition of face |
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Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108062530A (en) * | 2017-12-25 | 2018-05-22 | 北京诺君安信息技术股份有限公司 | A kind of auth method and system |
| CN108446393A (en) * | 2018-03-26 | 2018-08-24 | 联想(北京)有限公司 | A kind of display control method and electronic equipment |
| CN108629923A (en) * | 2018-05-24 | 2018-10-09 | 深圳市律远汇智科技有限公司 | A kind of safe and reliable recognition of face ATM machine |
| CN109448274A (en) * | 2018-11-08 | 2019-03-08 | 四川剑鱼科技有限公司 | A kind of smart machine system interface display methods |
| CN109660592A (en) * | 2018-11-05 | 2019-04-19 | 视联动力信息技术股份有限公司 | A kind of information acquisition method and device based on view networking |
| CN109815808A (en) * | 2018-12-19 | 2019-05-28 | 四川商通实业有限公司 | A kind of all-in-one machine and its control method suitable for orienting payment |
| CN110321793A (en) * | 2019-05-23 | 2019-10-11 | 平安科技（深圳）有限公司 | Check enchashment method, apparatus, equipment and computer readable storage medium |
| CN111047796A (en) * | 2019-12-11 | 2020-04-21 | 镇江新一代信息技术产业研究院有限公司 | Deposit and withdrawal method and system based on face recognition |
| CN111599115A (en) * | 2020-05-27 | 2020-08-28 | 江苏苏宁银行股份有限公司 | Bank service system and method |
| CN112598541A (en) * | 2020-12-29 | 2021-04-02 | 南方电网深圳数字电网研究院有限公司 | Intelligent terminal business expansion device and system for power industry |
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| CN108446393A (en) * | 2018-03-26 | 2018-08-24 | 联想(北京)有限公司 | A kind of display control method and electronic equipment |
| CN108629923A (en) * | 2018-05-24 | 2018-10-09 | 深圳市律远汇智科技有限公司 | A kind of safe and reliable recognition of face ATM machine |
| CN109660592A (en) * | 2018-11-05 | 2019-04-19 | 视联动力信息技术股份有限公司 | A kind of information acquisition method and device based on view networking |
| CN109448274A (en) * | 2018-11-08 | 2019-03-08 | 四川剑鱼科技有限公司 | A kind of smart machine system interface display methods |
| CN109815808A (en) * | 2018-12-19 | 2019-05-28 | 四川商通实业有限公司 | A kind of all-in-one machine and its control method suitable for orienting payment |
| CN109815808B (en) * | 2018-12-19 | 2023-08-04 | 四川商通实业有限公司 | Integrated machine suitable for directional payment and control method thereof |
| CN110321793A (en) * | 2019-05-23 | 2019-10-11 | 平安科技（深圳）有限公司 | Check enchashment method, apparatus, equipment and computer readable storage medium |
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| CN111047796A (en) * | 2019-12-11 | 2020-04-21 | 镇江新一代信息技术产业研究院有限公司 | Deposit and withdrawal method and system based on face recognition |
| CN111599115A (en) * | 2020-05-27 | 2020-08-28 | 江苏苏宁银行股份有限公司 | Bank service system and method |
| CN112598541A (en) * | 2020-12-29 | 2021-04-02 | 南方电网深圳数字电网研究院有限公司 | Intelligent terminal business expansion device and system for power industry |
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Address after: 401122 5 stories, Block 106, West Jinkai Avenue, Yubei District, Chongqing Applicant after: Chongqing Zhongke Yuncong Technology Co., Ltd. Address before: 401120 5 stories, Block 106, West Jinkai Avenue, Yubei District, Chongqing Applicant before: CHONGQING ZHONGKE YUNCONG TECHNOLOGY CO., LTD. |
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