CN107368866B - Payment system and method based on double-frequency RFID - Google Patents
Payment system and method based on double-frequency RFID Download PDFInfo
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- CN107368866B CN107368866B CN201710614101.1A CN201710614101A CN107368866B CN 107368866 B CN107368866 B CN 107368866B CN 201710614101 A CN201710614101 A CN 201710614101A CN 107368866 B CN107368866 B CN 107368866B
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- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
- G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisions for transferring data to distant stations, e.g. from a sensing device
- G06K17/0029—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisions for transferring data to distant stations, e.g. from a sensing device the arrangement being specially adapted for wireless interrogation of grouped or bundled articles tagged with wireless record carriers
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Abstract
The invention relates to the technical field of safe payment settlement, and discloses a settlement system based on double-frequency RFID (radio frequency identification devices), which comprises an authentication center, a U shield, a double-frequency RFID chip and an RFID handheld device, wherein the U shield is connected with the authentication center; also discloses a settlement method based on the double-frequency RFID, which comprises the steps that a supplier and a purchasing direction authentication center apply for an electronic certificate; a supplier uses an RFID printer and a U shield in the delivery process, signs and encrypts original delivery information and stores the original delivery information into a double-frequency RFID label, and then the double-frequency RFID label is placed on a corresponding material; when the goods and materials carrying the dual-frequency RFID chip are sent to a purchasing side warehouse, purchasing side warehouse personnel scan the goods and materials in batches through ultrahigh frequency by using an RFID handheld device, identify and decrypt data in the dual-frequency RFID chip, check whether the data is consistent with the real objects or not, and send a check result to a purchasing side system; the buyer system notifies the financial system to make payment to the supplier for the arrival. The invention realizes the safe and fast requirement of large enterprises on delivery settlement of the supply chain.
Description
Technical Field
The invention relates to the technical field of safe payment settlement, in particular to a settlement system and method based on double-frequency RFID.
Background
Rfid (radio Frequency identification), namely radio Frequency identification, also called electronic tag or radio Frequency identification, is a bidirectional non-contact wireless communication technology working by using the principle of electromagnetic field, and mainly functions in data storage and acquisition and automatic identification. The main technologies are divided into HF high frequency working at 13.56Mhz and UHF ultrahigh frequency radio frequency identification technology working at 860Mhz-960 Mhz. The high-frequency reading and writing distance is close (about 5 cm), the storage capacity is large, the characteristics of a common NFC mobile phone are compatible, and the method is suitable for scattered massive point scenes; the ultrahigh frequency reading and writing distance is far (more than 10 meters), the reading and writing speed is high, and the method is suitable for scenes of centralized batch operation.
With the social development, the scientific and technological progress and the rapid economic growth, the cooperation among enterprises is more and more frequent, the purchasing and supply scale of materials among enterprises is rapidly increased, the traditional payment transaction needs complicated paper document signing, the delivery cycle is seriously prolonged, the purchasing party cannot obtain the required materials or services in time, and the fund flow of the supplying party is seriously detained, thereby greatly influencing the development of upstream and downstream enterprises and increasing the transaction cost.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention provides a settlement system and method based on dual-frequency RFID, which can realize the safe and rapid requirement of delivery settlement of a supply chain among large-scale enterprises by applying an electronic certificate issued by an authentication center on a dual-frequency RFID chip.
In order to achieve the purpose, the invention adopts the following technical scheme:
the invention provides a settlement system based on double-frequency RFID, comprising:
the authentication center provides electronic certificates for suppliers and purchasers, and is used for signing and encrypting data;
the U shield is used as a carrier for storing the electronic certificate issued by the authentication center;
the dual-frequency RFID chip is used as a carrier of data, and the signed data and the encrypted data are respectively stored in the ultrahigh frequency chip and the high frequency chip;
and the RFID handheld equipment is used for reading the data in the dual-frequency RFID chip.
Further, still include: and the RFID printer is used for printing the information on the double-frequency RFID label and writing the signed and encrypted data into the double-frequency RFID chip.
The invention also provides a settlement method based on the double-frequency RFID, which comprises the following steps:
step 1, a supplier and a purchasing direction apply for an electronic certificate to an authentication center, and after approval, the authentication center produces respective electronic certificates for various enterprises and stores the respective electronic certificates in a U shield;
step 2, a supplier uses an RFID printer and a U shield in the delivery process, signs and encrypts original delivery information and stores the original delivery information into a double-frequency RFID label, and then the double-frequency RFID label is placed on a corresponding material;
step 3, when the goods and materials with the double-frequency RFID chip are sent to a purchasing side warehouse, purchasing side warehouse personnel scan the goods and materials in batches through ultrahigh frequency by using the RFID handheld device, identify and decrypt data in the double-frequency RFID chip, check whether the data is consistent with the real objects or not, and send the check result to a purchasing side system;
and 4, the purchasing system informs the financial system to pay the goods arrival amount to the supplier.
Further, after the step 4, the method further comprises the following steps: after the materials are installed at the final use place, the check and acceptance personnel read the high-frequency data in the double-frequency RFID chip through the NFC mobile phone, and the high-frequency data pass through system authentication and decryption, then the financial system is informed to pay the rest of the materials to the supplier, and the materials which need to be used for a period of time to settle the tail money are read and paid again.
Further, the original shipping information includes business information, material codes, material descriptions, and material quantities.
Compared with the prior art, the invention has the following advantages:
1. the invention signs and encrypts data through the electronic certificate issued by the authentication center, and writes the data into the high-frequency chip and the ultrahigh-frequency chip respectively, thereby realizing quick payment and safe payment.
2. The dual-frequency RFID chip comprises an ultrahigh frequency chip and a high frequency chip, the reading and writing distance based on the RFID ultrahigh frequency chip is far, the speed is high, the reading and writing distance based on the RFID high frequency chip is short, the dual-frequency RFID chip can be suitable for different scenes, and the safe and quick payment of large-batch materials among enterprises is realized.
3. The settlement system based on the double-frequency RFID provided by the invention realizes the function of one-time settlement payment or multiple-time settlement payment of the material and money among enterprises.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly described below, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a schematic structural diagram of a settlement system based on dual-frequency RFID according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a dual-frequency RFID chip;
fig. 3 is a flowchart of a settlement method based on dual-frequency RFID according to an embodiment of the present invention.
Detailed Description
In order to make those skilled in the art better understand the technical solution of the present invention, the technical solution in the embodiment of the present invention will be clearly and completely described below with reference to the drawings in the embodiment of the present invention, and it is obvious that the described embodiment is only a part of the embodiment of the present invention, and not all embodiments.
In a first embodiment, as shown in fig. 1 and fig. 2, the settlement system based on dual-frequency RFID provided in this embodiment includes:
the authentication center provides electronic certificates for various suppliers and purchasing parties, and is used for signing and encrypting data;
the U shield is used as a carrier for storing the electronic certificate issued by the authentication center;
the dual-frequency RFID chip is used as a carrier of data, and the signed data and the encrypted data are respectively stored in the ultrahigh frequency chip and the high frequency chip;
and the RFID handheld equipment is used for reading the data in the dual-frequency RFID chip.
And the RFID printer is used for printing the information on the double-frequency RFID label and writing the signed and encrypted data into the double-frequency RFID chip.
As shown in fig. 3, this embodiment further provides a settlement method based on dual-frequency RFID, including the following steps:
s101, a supplier and a purchasing direction apply for an electronic certificate to an authentication center, the authentication center produces respective electronic certificates for each enterprise after approval is passed and stores the respective electronic certificates into a U shield, and the U shield then issues the electronic certificates to corresponding enterprises;
step S102, a supplier uses an RFID printer and a U shield in the delivery process, original delivery information, such as enterprise information, material codes, material description, material quantity and other data, is signed and encrypted and then stored in a double-frequency RFID label, and then the double-frequency RFID label is placed on a corresponding material;
step S103, when the goods and materials with the double-frequency RFID chip are sent to a purchasing side warehouse, purchasing side warehouse personnel scan the goods and materials in batches through ultrahigh frequency by using the RFID handheld device, identify and decrypt data in the double-frequency RFID chip, check whether the data is consistent with the real objects or not, and send the check result to a purchasing side system;
step S104, the purchasing system informs the financial system to pay the goods arrival money to the supplier;
and S105, after the material is installed in the final use place, the acceptance personnel reads the high-frequency data in the double-frequency RFID chip through the NFC mobile phone, the high-frequency data passes system authentication and decryption, then the financial system is informed to pay the rest money of the material to the supplier, and the material which needs to be used for a period of time to settle the tail money can be read again and paid.
The dual-frequency RFID tag is divided into a non-encryption area, an encryption area and a payment encryption area.
In the embodiment, the data is signed and encrypted through the electronic certificate issued by the authentication center, so that the accuracy of identity confirmation and the confidentiality of the data are effectively improved, and the safety of the payment process is ensured; the signature and the encrypted data are written into an ultrahigh frequency chip and a high frequency chip in a dual-frequency RFID chip respectively, when the goods are delivered to a purchasing side warehouse, purchasing side warehouse personnel scan the goods in batches by using an RFID handheld device through an ultrahigh frequency technology, whether the data are consistent with the goods or not is checked, the working efficiency of workers is improved, and the checking is convenient and fast.
The following illustrates a settlement method based on dual-frequency RFID, which includes the steps of:
step S201, the authentication center system manages the U shield, the electronic certificate, the secret key and the like, and the constraint conditions of the authentication center system server are as follows: the configuration requirements of the server of the mainstream safety certification system in the industry are met; enterprises on the upstream and downstream of the supply chain, such as Huawei, Zhongxing, Nokia and other manufacturers, apply for electronic certificates to the authentication center, the authentication center produces respective electronic certificate information for each manufacturer after approval is passed and binds the electronic certificate information to the U shield, the U shield is then issued to the corresponding manufacturer, and the constraint conditions of the U shield are as follows: a high security level certificate, a secret key does not appear in a U shield;
step S202, the supply chain upstream and downstream enterprises use a desktop and a U shield in the delivery process, original delivery information such as enterprise information, material codes, material descriptions, material quantity and the like is encrypted and then stored in a dual-frequency RFID tag, and meanwhile, the information such as the material codes, the material descriptions, the material quantity and the like is stored in a non-encryption area of the dual-frequency RFID tag in a non-encryption mode, so that tag information can be conveniently read by RFID handheld equipment and an NFC mobile phone in the later period, and the constraint condition of the desktop is as follows: an intel I7 processor, 8G memory, 200MB available space, Window 7/8/1032 bit/64 bit operating system;
step S203, the encrypted information is conveyed to a Henan mobile warehouse along with the double-frequency RFID tag, warehouse operators read the encrypted information from the double-frequency RFID tag by using the RFID handheld equipment, and then the encrypted information is uploaded to a Henan mobile supply chain system;
step S204, the Henan mobile supply chain system decrypts the encrypted information by using the applied electronic certificate, acquires a signature, verifies the authenticity of the signature, outputs enterprise information, material codes, material descriptions, material quantity and the like, and transmits the information back to the RFID handheld device;
step S205, the warehouse operator checks the returned information and the on-site materials, confirms whether the returned information is consistent with the on-site materials, and if the returned information is consistent with the on-site materials, informs the Henan mobile financial system to pay for the financial systems of the enterprises on the upstream and downstream of the supply chain;
step S206, after the materials are installed in the final use place, the checking and accepting personnel read the high-frequency data of the electronic tag through the NFC mobile phone, and the checking and accepting personnel are authenticated and decrypted through the system, and then the Henan mobile financial system is informed to pay the remaining money of the materials to the financial systems of the enterprises on the upstream and downstream of the supply chain;
in addition, the supplies that require a period of use to settle the end can be read again and paid for.
The settlement method based on the dual-frequency RFID can realize the function of one-time settlement payment or multiple-time settlement payment of the material and money among enterprises.
In the warehouse, warehouse management personnel can utilize the RFID handheld equipment to scan materials in batches through an ultrahigh frequency technology, the ultrahigh frequency technology has the advantages of long propagation distance and high propagation speed, the operation is convenient and fast, and the related information of the materials can be quickly obtained; after the materials are installed in a use place, the acceptance personnel read the high-frequency data of the double-frequency RFID label through the NFC mobile phone, and the high-frequency technology has the characteristic of short propagation distance. The dual-frequency RFID tag is provided with an ultrahigh frequency chip and a high frequency chip, and warehouse managers read data in the corresponding chips in different application scenes.
The above shows only the preferred embodiments of the present invention, and it should be noted that it is obvious to those skilled in the art that various modifications and improvements can be made without departing from the principle of the present invention, and these modifications and improvements should also be considered as the protection scope of the present invention.
Claims (4)
1. A settlement method based on settlement system of the dual-frequency RFID, the settlement system includes the authentication center, offer the electronic certificate to supplier and purchasing side, is used for signing and encrypting the data; the U shield is used as a carrier for storing the electronic certificate issued by the authentication center; the dual-frequency RFID chip is used as a carrier of data, and the signed data and the encrypted data are respectively stored in the ultrahigh frequency chip and the high frequency chip; the RFID handheld equipment is used for reading data in the dual-frequency RFID chip; the settlement method is characterized by comprising the following steps:
step 1, a supplier and a purchasing direction apply for an electronic certificate to an authentication center, and after approval, the authentication center produces respective electronic certificates for various enterprises and stores the respective electronic certificates in a U shield;
step 2, a supplier uses an RFID printer and a U shield in the delivery process, signs and encrypts original delivery information and stores the original delivery information into a double-frequency RFID label, and then the double-frequency RFID label is placed on a corresponding material;
step 3, when the goods and materials with the double-frequency RFID chip are sent to a purchasing side warehouse, the purchasing side warehouse personnel utilize the RFID handheld equipment to scan and read the encrypted information in batches through ultrahigh frequency, then the encrypted information is uploaded to a purchasing side system, the purchasing side system decrypts the encrypted information by using the applied electronic certificate, obtains a signature, verifies the authenticity of the signature, and sends the output original delivery information back to the RFID handheld equipment, a warehouse operator checks whether the returned information is consistent with the real object, and sends the checked result to the purchasing side system;
and 4, the purchasing system informs the financial system to pay the goods arrival amount to the supplier.
2. The settlement method of the dual-band RFID-based settlement system according to claim 1, further comprising, after the step 4: after the materials are installed at the final use place, the check and acceptance personnel read the high-frequency data in the double-frequency RFID chip through the NFC mobile phone, and the high-frequency data pass through system authentication and decryption, then the financial system is informed to pay the rest of the materials to the supplier, and the materials which need to be used for a period of time to settle the tail money are read and paid again.
3. The settlement method of the dual-frequency RFID-based settlement system according to claim 1, wherein the original shipping information comprises business information, material codes, material descriptions and material quantities.
4. A settlement method of the dual-band RFID-based settlement system according to claim 1, wherein the settlement system further comprises an RFID printer for printing information on the dual-band RFID tag and writing the signature and encrypted data to the dual-band RFID chip.
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| CN106372896A (en) * | 2016-09-12 | 2017-02-01 | 北海和思科技有限公司 | Intelligent shopping system based on mobile phone end |
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| CN101510288A (en) * | 2009-03-31 | 2009-08-19 | 成都硅创科技有限公司 | Electronic contract operation system based on digital property right certificate |
| CN202523092U (en) * | 2011-11-23 | 2012-11-07 | 上海卡美循环技术有限公司 | Multi-purpose storage composite card |
| US9007182B2 (en) * | 2012-02-15 | 2015-04-14 | Honeywell International Inc. | Protecting packages from tampering |
| CN104424501A (en) * | 2013-09-09 | 2015-03-18 | 郑州学生宝电子科技有限公司 | Electronic certificate integrating passive RFID certification label |
| CN106022403B (en) * | 2016-05-11 | 2018-08-21 | 华中科技大学 | A kind of Workshop Production overhaul of the equipments record system and method based on RFID |
| CN206292822U (en) * | 2016-11-17 | 2017-06-30 | 南京邮电大学 | Checkout based on RFID is made an inventory and positioning antitheft system |
| CN106709551A (en) * | 2017-01-09 | 2017-05-24 | 上海炘璞电子科技有限公司 | Water bucket with double-frequency chip RFID (radio frequency identification) tag and use method thereof |
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| CN106372896A (en) * | 2016-09-12 | 2017-02-01 | 北海和思科技有限公司 | Intelligent shopping system based on mobile phone end |
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