CN107292699A - A kind of bill transfers the possession of processing method and system - Google Patents
A kind of bill transfers the possession of processing method and system Download PDFInfo
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- CN107292699A CN107292699A CN201710358360.2A CN201710358360A CN107292699A CN 107292699 A CN107292699 A CN 107292699A CN 201710358360 A CN201710358360 A CN 201710358360A CN 107292699 A CN107292699 A CN 107292699A
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- Prior art keywords
- bill
- possession
- list
- signed
- transfers
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0611—Request for offers or quotes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
The present invention relates to data processing field, more particularly to a kind of bill transfers the possession of processing method and system.The bill that the present invention is provided transfers the possession of processing method and sets specific bill transfer flow, and transfer the possession of flow to bill the step such as sign for, endorse and inquire about there is provided corresponding processing thread, request event is transferred the possession of to bill by corresponding processing thread and carries out batch processing, various types of user's requests can not only be handled, and processing speed is fast, efficiency high, in addition, this method realizes that simply input cost is low.
Description
Technical field
The present invention relates to data processing field, more particularly to a kind of bill transfers the possession of processing method and system.
Background technology
Prior art generally carries out bill business using Chinese bill net, Pulan bill net etc..Existing trade mode is such as
Under：User can send disclosure, the bank acceptance of orientation on the net in Chinese bill and just buy back quotation, pass through answer party of offering
Formula is contacted with business personnel, and further negotiated transaction is carried out under line.User can also be honoured by being filled on the net in Pulan bill
The information such as row type, denomination, due date of bill, which are entered to link up under line, negotiates a price, and Pulan company can receive silver from enterprise's hand
Row acceptance bill, goes agreement row to handle transfer business.But in actual process of exchange, either Chinese bill net or general
Lan companies all can only online under it is point-to-point progress bill agreed-upon price.The process of exchange of existing bank acceptance has following lack
Point：First, bank acceptance is traded the key element to be considered a lot, and the bill that we look for oneself desired on website will be spent
Take long time；Secondly, lower pass through to be made a phone call one by one online after the bill for wanting to be traded when we find
Mode is negotiated a price with analogue, is wasted time and energy it is also possible to failure is so as to need to find suitable bill again；Finally, because
The Limited information that user grasps, so interests of the user in transaction can not obtain expected guarantee.
The content of the invention
It is contemplated that at least solving one of above-mentioned technical problem.
Therefore, it is an object of the present invention to propose that a kind of bill transfers the possession of processing method, the processing method ensure that
Bill transfer the possession of flow in order and Effec-tive Function, it is ensured that user carry out bill transfer speed and real-time, in addition, this method realize
Simply, input cost is low.
Processing system is transferred the possession of it is another object of the present invention to provide a kind of bill.
To achieve these goals, one embodiment of the present of invention proposes a kind of bill and transfers the possession of processing method, is applied to
Bank's API server, comprises the following steps：
Step 1, the bill that the list to be signed for and the side of taking ticket for obtaining banking data base are sent transfers the possession of request event；
Step 2, judge that the bill transfers the possession of the corresponding bill to be transferred the possession of of request event whether in the list to be signed for,
If so, step 3 is then performed, if it is not, then terminating bill transfers the possession of flow；
Step 3, the first billing information of the bill to be transferred the possession of and correspondence bill to be signed in list to be signed for are verified
Whether the second billing information is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and execution step 4,
If it is not, then terminating bill transfers the possession of flow；
Step 4, with the first predeterminated frequency to it is described have verified that in bill list it is all have verified that bill carry out sign for behaviour
Make, and bill list has been signed in renewal；It is simultaneously to have signed for by the status modifier of correspondence bill in the list to be signed for；
Step 5, endorsement behaviour is carried out to all bills of having signed for signed in bill list with the second predeterminated frequency
Make, and update endorsed note list；
Step 6, the corresponding request Concurrency that pays of all endorsed notes delivers to paying party in generation endorsed note list,
Set up and pay request list；
Step 7, obtain and pay all pay status for paying request in request list, branch is generated according to the pay status
Pay trading record sheet；
Step 8, the payment transaction records table, and the pay status that the payment is asked are inquired about with the 3rd predeterminated frequency
It is back to the corresponding side of taking ticket and paying party.
A kind of bill according to embodiments of the present invention transfers the possession of processing method, the signing for of flow is transferred the possession of to bill, endorse and
The steps such as inquiry are provided with corresponding processing thread, request event progress batch processing are transferred the possession of to bill by handling thread, not only
Various types of user's requests can be handled, and processing speed is fast, efficiency high, in addition, this method realizes simple, input cost
It is low.
In addition, a kind of bill according to the above embodiment of the present invention, which transfers the possession of processing method, can also have skill additional as follows
Art feature：
In some instances, the pay status includes paying success status, pay processed state and paying failure shape
State；When the pay status is pays status of fail, the payment transaction records table also includes paying failure cause, same to time step
In rapid 8, status of fail will be paid and payment failure cause is back to the corresponding side of taking ticket and paying party.
In some instances, the bill, which transfers the possession of request event, includes the first bill letter of transaction number and bill to be transferred the possession of
Breath, first billing information includes the first draft bank and the first ticket information, and the list to be signed for includes bill to be signed for
Second billing information, second billing information includes the second draft bank and the second ticket information, and the step 2 is specially：
S201, obtains bill and transfers the possession of required list, the bill, which transfers the possession of required list, includes transaction number, billing information and bill
State；
S202, is inserted into the bill by the transaction number and first billing information and transfers the possession of required list, and will be right
The bill state answered is set to non-proofing state；
S203, inquires about the bill with the 4th predeterminated frequency and transfers the possession of required list, it is state to be verified to obtain bill state
All corresponding first draft banks of bill to be transferred the possession of, and inquire about whether first draft bank is waited to sign with any in the list to be signed for
The second draft bank for receiving bill is consistent, if so, step 3 is then performed, if it is not, then terminating bill transfers the possession of flow.
In some instances, the step 3 is specially：Verify the first ticket information of the bill to be transferred the possession of and wait to sign for
Whether the second ticket information of correspondence bill to be signed for is consistent in list, has been tested if so, being then added to the bill to be transferred the possession of
Bill list is demonstrate,proved, and performs step 4, if it is not, then terminating bill transfers the possession of flow.
In some instances, note validating step is also included between step 3 and step 4, the note validating step is specific
For：
S800, obtains the first draft bank of bill to be transferred the possession of, and first draft bank is inquired about in e-business draft system, and
Obtain corresponding 3rd ticket information of first draft bank；
S810, judges whether first ticket information is identical with the 3rd ticket information, if so, being then verified simultaneously
S820 is performed, if it is not, then terminating bill transfers the possession of flow；
S820, inquires about the vulnerability database pre-established, and corresponding risk class is obtained according to first draft bank, according to
The risk class verifies that the bill whether there is risk, if so, then generate prompt message, and terminates bill and transfer the possession of flow,
If it is not, being then verified and performing step 4.
The embodiment of second aspect of the present invention also proposed a kind of bill and transfer the possession of processing system, including：
First acquisition module, the bill transfer request that list to be signed for and the side of taking ticket for obtaining banking data base are sent
Event；
Judge module, for judging that the bill transfers the possession of whether the corresponding bill to be transferred the possession of of request event is waited to sign for described
In list, if so, the first authentication module is then driven, if it is not, then terminating bill transfers the possession of flow；
First authentication module, for verifying that the first billing information of the bill to be transferred the possession of is treated with correspondence in list to be signed for
Whether the second billing information for signing for bill is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and
Resident thread is signed in driving, if it is not, then terminating bill transfers the possession of flow；
Module is signed for, resident thread is signed for the first predeterminated frequency to the institute having verified that in bill list for driving
Have verified that bill carries out signing for operation, and bill list has been signed in renewal；Simultaneously by correspondence bill in the list to be signed for
Status modifier to have signed for；
Endorsement module, for driving the resident thread of endorsement with the second predeterminated frequency to the institute signed in bill list
Have and signed for bill progress endorsement operation, and update endorsed note list；
Request sending module is paid, all endorsed notes in endorsed note list are corresponding to pay request for generating
And send to paying party, set up and pay request list；
Second acquisition module, pays all pay status for paying request in request list, according to the branch for obtaining
The state of paying generation payment transaction records table；
Enquiry module, for driving the resident thread of inquiry with the 3rd predeterminated frequency inquiry payment transaction records table, and
The pay status for paying request is back to the corresponding side of taking ticket and paying party.
A kind of bill according to embodiments of the present invention transfers the possession of processing system, the signing for of flow is transferred the possession of to bill, endorse and
The steps such as inquiry are provided with corresponding processing thread, request event progress batch processing are transferred the possession of to bill by handling thread, not only
Various types of user's requests can be handled, and processing speed is fast, efficiency high, in addition, this method realizes simple, input cost
It is low.
In addition, a kind of bill according to the above embodiment of the present invention, which transfers the possession of processing system, can also have skill additional as follows
Art feature：
In some instances, the pay status includes paying success status, pay processed state and paying failure shape
State；When the pay status is pays status of fail, the payment transaction records table also includes paying failure cause, while institute
State enquiry module and be back to the corresponding side of taking ticket and paying party specifically for will pay status of fail and pay failure cause.
In some instances, the bill, which transfers the possession of request event, includes the first bill letter of transaction number and bill to be transferred the possession of
Breath, first billing information includes the first draft bank and the first ticket information, and the list to be signed for includes bill to be signed for
Second billing information, second billing information includes the second draft bank and the second ticket information；The judge module includes：
Acquiring unit, transfers the possession of required list, the bill, which transfers the possession of required list, includes transaction number, bill letter for obtaining bill
Breath and bill state；
Data write unit, please for the transaction number and first billing information to be inserted into the bill transfer
Table is sought, and corresponding bill state is set to non-proofing state；
First judging unit, required list is transferred the possession of for inquiring about the bill with the 4th predeterminated frequency, is obtained bill state and is
Corresponding first draft bank of whole bill to be transferred the possession of of state to be verified, and inquire about whether first draft bank is waited to sign for row with described
The second draft bank of any bill to be signed for is consistent on table, if so, the first authentication module is then driven, if it is not, then terminating bill transfer
Flow.
In some instances, first authentication module is used to verify the first ticket information of the bill to be transferred the possession of and treated
Whether the second ticket information for signing for correspondence bill to be signed in list is consistent, if so, being then added to the bill to be transferred the possession of
Bill list is had verified that, and module is signed in driving, if it is not, then terminating bill transfers the possession of flow.
In some instances, in addition to the second authentication module, second authentication module is specifically included：
First query unit, the first draft bank for obtaining bill to be transferred the possession of, institute is inquired about in e-business draft system
The first draft bank is stated, and obtains corresponding 3rd ticket information of first draft bank；
Second judging unit, for judging whether first ticket information is identical with the 3rd ticket information, if so,
Then it is verified and drives the second judging unit, if it is not, then terminating bill transfers the possession of flow；
3rd judging unit, for inquiring about the vulnerability database pre-established, obtains corresponding according to first draft bank
Risk class, verifies that the bill whether there is risk according to the risk class, if so, then generating prompt message, and terminates
Bill transfers the possession of flow, and module is signed for if it is not, being then verified and driving.
The additional aspect and advantage of the present invention will be set forth in part in the description, and will partly become from the following description
Obtain substantially, or recognized by the practice of the present invention.
Brief description of the drawings
The above-mentioned and/or additional aspect and advantage of the present invention will become from description of the accompanying drawings below to embodiment is combined
Substantially and be readily appreciated that, wherein：
Fig. 1 is the schematic flow sheet that a kind of bill that the embodiment of the present invention 1 is provided transfers the possession of processing method；
Fig. 2 is the structural representation that a kind of bill that the embodiment of the present invention 2 is provided transfers the possession of processing system；
Fig. 3 is the structural representation that a kind of bill that the embodiment of the present invention 3 is provided transfers the possession of processing system；
Embodiment
With reference to following description and accompanying drawing, it will be clear that these and other aspects of embodiments of the invention.In these descriptions
In accompanying drawing, some particular implementations in embodiments of the invention are specifically disclosed, to represent the implementation for implementing the present invention
Some modes of the principle of example, but it is to be understood that the scope of embodiments of the invention is not limited.On the contrary, the present invention
Embodiment includes all changes, modification and the equivalent fallen into the range of the spirit and intension of attached claims.
In the description of the invention, it is to be understood that term " " center ", " longitudinal direction ", " transverse direction ", " on ", " under ",
The orientation or position relationship of the instruction such as "front", "rear", "left", "right", " vertical ", " level ", " top ", " bottom ", " interior ", " outer " are
Based on orientation shown in the drawings or position relationship, it is for only for ease of the description present invention and simplifies description, rather than indicate or dark
Specific orientation must be had, with specific azimuth configuration and operation by showing the device or element of meaning, therefore it is not intended that right
The limitation of the present invention.In addition, term " first ", " second " are only used for describing purpose, and it is not intended that indicating or implying and be relative
Importance.
In the description of the invention, it is necessary to illustrate, unless otherwise clearly defined and limited, term " installation ", " phase
Even ", " connection " should be interpreted broadly, for example, it may be being fixedly connected or being detachably connected, or be integrally connected；Can
To be mechanical connection or electrical connection；Can be joined directly together, can also be indirectly connected to by intermediary, Ke Yishi
The connection of two element internals.For the ordinary skill in the art, with concrete condition above-mentioned term can be understood at this
Concrete meaning in invention.
A kind of bill according to embodiments of the present invention, which is described, below in conjunction with accompanying drawing transfers the possession of processing method and system.
Fig. 1 is the schematic flow sheet that a kind of bill that the embodiment of the present invention 1 is provided transfers the possession of processing method, methods described application
In bank's API server, as shown in figure 1, comprising the following steps：
Step 1, the bill that the list to be signed for and the side of taking ticket for obtaining banking data base are sent transfers the possession of request event；
Step 2, judge that the bill transfers the possession of the corresponding bill to be transferred the possession of of request event whether in the list to be signed for,
If so, step 3 is then performed, if it is not, then terminating bill transfers the possession of flow；
Step 3, the first billing information of the bill to be transferred the possession of and correspondence bill to be signed in list to be signed for are verified
Whether the second billing information is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and execution step 4,
If it is not, then terminating bill transfers the possession of flow；
Step 4, with the first predeterminated frequency to it is described have verified that in bill list it is all have verified that bill carry out sign for behaviour
Make, and bill list has been signed in renewal；It is simultaneously to have signed for by the status modifier of correspondence bill in the list to be signed for；
Step 5, endorsement behaviour is carried out to all bills of having signed for signed in bill list with the second predeterminated frequency
Make, and update endorsed note list；
Step 6, the corresponding request Concurrency that pays of all endorsed notes delivers to paying party in generation endorsed note list,
Set up and pay request list；
Step 7, obtain and pay all pay status for paying request in request list, branch is generated according to the pay status
Pay trading record sheet；
Step 8, the payment transaction records table, and the pay status that the payment is asked are inquired about with the 3rd predeterminated frequency
It is back to the corresponding side of taking ticket and paying party.
API, complete name is ApplicationProgrammingInterface, i.e. application programming interface.Bank
API server is the server for handling API request, and it handles API request and includes three operations：Request, business is received to patrol
Collect computing, returning result.These three operations are all in same API, i.e., to be completed in same http request, therefore response speed
Degree is fast.A kind of bill according to embodiments of the present invention transfers the possession of processing method, and signing for, endorse and inquiring about for flow is transferred the possession of to bill
Corresponding processing thread is provided with etc. step, transferring the possession of request event to bill by handling thread carries out batch processing, not only can be with
Various types of user's requests are handled, and processing speed is fast, efficiency high, in addition, this method realizes that simply input cost is low.
In preferred embodiment, the bill, which transfers the possession of request event, includes the first bill letter of transaction number and bill to be transferred the possession of
Breath, first billing information includes the first draft bank and the first ticket information, and the list to be signed for includes bill to be signed for
Second billing information, second billing information include the second draft bank and the second ticket information, ticket information include the amount of the instrument,
Date of draft, due date, accepter's title, check drawer's title, check drawer's account, drawee's title and drawee's account etc.
Deng.The step 2 is specially：
S201, obtains bill and transfers the possession of required list, the bill, which transfers the possession of required list, includes transaction number, billing information and bill
State；
S202, is inserted into the bill by the transaction number and first billing information and transfers the possession of required list, and will be right
The bill state answered is set to non-proofing state；
S203, inquires about the bill with the 4th predeterminated frequency and transfers the possession of required list, it is state to be verified to obtain bill state
All corresponding first draft banks of bill to be transferred the possession of, and inquire about whether first draft bank is waited to sign with any in the list to be signed for
The second draft bank for receiving bill is consistent, if so, step 3 is then performed, if it is not, then terminating bill transfers the possession of flow.Then one is often passed through
Step, the bill state that correspondence bill in required list is just transferred the possession of to bill is modified, such as is revised as having signed for state, has carried on the back
Book-like state and payment success status etc..
It is preferred that, the step 3 is specially：In the first ticket information and list to be signed for of the checking bill to be transferred the possession of
Whether the second ticket information of correspondence bill to be signed for is consistent, and bill is had verified that if so, being then added to the bill to be transferred the possession of
List, and step 4 is performed, if it is not, then terminating bill transfers the possession of flow.Meanwhile, the ticket of correspondence bill in required list is transferred the possession of to bill
Modified according to state, if the first ticket information is consistent with second ticket information, bill state is adjusted to verify into
Work(state；If the first ticket information and second ticket information are inconsistent, bill state is adjusted to authentication failed state
While remarks failure cause, i.e., electric ticket information matches are unsuccessful；If the first draft bank is waited to sign for any in the list to be signed for
Second draft bank of bill is inconsistent, then bill state is adjusted into authentication failed state, while remarks failure cause, i.e., electric ticket
Number it is not present.The present embodiment by checking draft bank information and ticket information successively, it is ensured that bearer initiates bill transfer
During request event, corresponding bill has carried out the list to be signed for of banking data base, and the billing information in list to be signed for
The billing information transferred the possession of with bill in request event is consistent, carries out, further increases in order so that backed bill transfers the possession of flow
The efficiency that bill is transferred the possession of.
In preferred embodiment, note validating step, the note validating step are also included between the step 3 and step 4
Specially：
S800, obtains the first draft bank of bill to be transferred the possession of, and first draft bank is inquired about in e-business draft system, and
Obtain corresponding 3rd ticket information of first draft bank；
S810, judges whether first ticket information is identical with the 3rd ticket information, if so, being then verified simultaneously
S820 is performed, if it is not, then terminating bill transfers the possession of flow；
S820, inquires about the vulnerability database pre-established, and corresponding risk class is obtained according to first draft bank, according to
The risk class verifies that the bill whether there is risk, if so, then generate prompt message, and terminates bill and transfer the possession of flow,
If it is not, being then verified and performing step 4.
The preferred embodiment inquires about e-business draft system first, it is ensured that the correctness of fare basis, Ran Houtong
Cross inquiry vulnerability database to verify the risk class of bill business, so as to prompt the user with friendship during bill business
Easy risk, it is ensured that user carries out bill business, the safety transferred the possession of, and promotes the orderly progress in whole bill business market.Institute
It is information and present system oneself hair based on the publicity of the common platform such as law court, bill business net institute to state vulnerability database
What risk data that is existing, collecting or obtained through report was set up, not only risk data is perfect, and updates timely, can be with maximum limit
The risk evaded for user in bill business of degree.
In another preferred embodiment, the pay status includes paying success status, pays processed state and pay and lose
Lose state；When the pay status is pays status of fail, the payment transaction records table also includes paying failure cause, together
When step 8 in, by pay status of fail and pay failure cause be back to the corresponding side of taking ticket and paying party, so as to lead in time
Know that the side of taking ticket and letter of payment understand the pay status of bill to be transferred the possession of.
Fig. 2 is the structural representation that a kind of bill that the embodiment of the present invention 2 is provided transfers the possession of processing system, as shown in Fig. 2 bag
Include：
First acquisition module, the bill transfer request that list to be signed for and the side of taking ticket for obtaining banking data base are sent
Event；
Judge module, for judging that the bill transfers the possession of whether the corresponding bill to be transferred the possession of of request event is waited to sign for described
In list, if so, the first authentication module is then driven, if it is not, then terminating bill transfers the possession of flow；
First authentication module, for verifying that the first billing information of the bill to be transferred the possession of is treated with correspondence in list to be signed for
Whether the second billing information for signing for bill is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and
Resident thread is signed in driving, if it is not, then terminating bill transfers the possession of flow；
Module is signed for, resident thread is signed for the first predeterminated frequency to the institute having verified that in bill list for driving
Have verified that bill carries out signing for operation, and bill list has been signed in renewal；Simultaneously by correspondence bill in the list to be signed for
Status modifier to have signed for；
Endorsement module, for driving the resident thread of endorsement with the second predeterminated frequency to the institute signed in bill list
Have and signed for bill progress endorsement operation, and update endorsed note list；
Request sending module is paid, all endorsed notes in endorsed note list are corresponding to pay request for generating
And send to paying party, set up and pay request list；
Second acquisition module, pays all pay status for paying request in request list, according to the branch for obtaining
The state of paying generation payment transaction records table；
Enquiry module, for driving the resident thread of inquiry with the 3rd predeterminated frequency inquiry payment transaction records table, and
The pay status for paying request is back to the corresponding side of taking ticket and paying party.
A kind of bill according to embodiments of the present invention transfers the possession of processing system, the signing for of flow is transferred the possession of to bill, endorse and
The steps such as inquiry are provided with corresponding processing thread, request event progress batch processing are transferred the possession of to bill by handling thread, not only
Various types of user's requests can be handled, and processing speed is fast, efficiency high, in addition, this method realizes simple, input cost
It is low.
In preferred embodiment, the pay status includes paying success status, pay processed state and paying failure shape
State；When the pay status is pays status of fail, the payment transaction records table also includes paying failure cause, while institute
State enquiry module and be back to the corresponding side of taking ticket and paying party specifically for will pay status of fail and pay failure cause, from
And notify the side of taking ticket and letter of payment to understand the pay status of bill to be transferred the possession of in time.
In another preferred embodiment, the bill, which transfers the possession of request event, includes the first ticket of transaction number and bill to be transferred the possession of
It is believed that breath, first billing information includes the first draft bank and the first ticket information, the list to be signed for includes ticket to be signed for
According to the second billing information, second billing information include the second draft bank and the second ticket information；The judge module includes：
Acquiring unit, transfers the possession of required list, the bill, which transfers the possession of required list, includes transaction number, bill letter for obtaining bill
Breath and bill state；
Data write unit, please for the transaction number and first billing information to be inserted into the bill transfer
Table is sought, and corresponding bill state is set to non-proofing state；
First judging unit, required list is transferred the possession of for inquiring about the bill with the 4th predeterminated frequency, is obtained bill state and is
Corresponding first draft bank of whole bill to be transferred the possession of of state to be verified, and inquire about whether first draft bank is waited to sign for row with described
The second draft bank of any bill to be signed for is consistent on table, if so, the first authentication module is then driven, if it is not, then terminating bill transfer
Flow.
Above-described embodiment by checking draft bank information and ticket information successively, it is ensured that bearer initiates bill transfer
During request event, corresponding bill has carried out the list to be signed for of banking data base, and the billing information in list to be signed for
The billing information transferred the possession of with bill in request event is consistent, carries out, further increases in order so that backed bill transfers the possession of flow
The efficiency that bill is transferred the possession of.
In another preferred embodiment, first authentication module is used for the first nominal value letter for verifying the bill to be transferred the possession of
Cease whether consistent with the second ticket information of correspondence bill to be signed in list to be signed for, if so, then by the bill to be transferred the possession of
It is added to and has verified that bill list, and module is signed in driving, if it is not, then terminating bill transfers the possession of flow.
Fig. 3 is the structural representation that a kind of bill that the embodiment of the present invention 3 is provided transfers the possession of processing system, as shown in figure 3, also
Including the second authentication module, second authentication module is specifically included：
First query unit, the first draft bank for obtaining bill to be transferred the possession of, institute is inquired about in e-business draft system
The first draft bank is stated, and obtains corresponding 3rd ticket information of first draft bank；
Second judging unit, for judging whether first ticket information is identical with the 3rd ticket information, if so,
Then it is verified and drives the second judging unit, if it is not, then terminating bill transfers the possession of flow；
3rd judging unit, for inquiring about the vulnerability database pre-established, obtains corresponding according to first draft bank
Risk class, verifies that the bill whether there is risk according to the risk class, if so, then generating prompt message, and terminates
Bill transfers the possession of flow, and module is signed for if it is not, being then verified and driving.
The preferred embodiment inquires about e-business draft system first, it is ensured that the correctness of fare basis, Ran Houtong
Cross inquiry vulnerability database to verify the risk class of bill business, so as to prompt the user with friendship during bill business
Easy risk, it is ensured that user carries out bill business, the safety transferred the possession of, and promotes the orderly progress in whole bill business market.Institute
It is information and present system oneself hair based on the publicity of the common platform such as law court, bill business net institute to state vulnerability database
What risk data that is existing, collecting or obtained through report was set up, not only risk data is perfect, and updates timely, can be with maximum limit
The risk evaded for user in bill business of degree.
Any process described otherwise above or method description are construed as in flow chart or herein, represent to include
Module, fragment or the portion of the code of one or more executable instructions for the step of realizing specific logical function or process
Point, and the scope of the preferred embodiment of the present invention includes other realization, wherein can not be by shown or discussion suitable
Sequence, including according to involved function by it is basic simultaneously in the way of or in the opposite order, carry out perform function, this should be of the invention
Embodiment person of ordinary skill in the field understood.
Represent in flow charts or logic and/or step described otherwise above herein, for example, being considered use
In the order list for the executable instruction for realizing logic function, it may be embodied in any computer-readable medium, for
Instruction execution system, device or equipment (such as computer based system including the system of processor or other can be held from instruction
The system of row system, device or equipment instruction fetch and execute instruction) use, or combine these instruction execution systems, device or set
It is standby and use.For the purpose of this specification, " computer-readable medium " can any can be included, store, communicate, propagate or pass
Defeated program is for instruction execution system, device or equipment or the dress for combining these instruction execution systems, device or equipment and using
Put.The more specifically example (non-exhaustive list) of computer-readable medium includes following：Electricity with one or more wirings
Connecting portion (electronic installation), portable computer diskette box (magnetic device), random access memory (RAM), read-only storage
(ROM), erasable edit read-only storage (EPROM or flash memory), fiber device, and portable optic disk is read-only deposits
Reservoir (CDROM).In addition, can even is that can be in the paper of printing described program thereon or other are suitable for computer-readable medium
Medium, because can then enter edlin, interpretation or if necessary with it for example by carrying out optical scanner to paper or other media
His suitable method is handled electronically to obtain described program, is then stored in computer storage.
It should be appreciated that each several part of the present invention can be realized with hardware, software, firmware or combinations thereof.Above-mentioned
In embodiment, the software that multiple steps or method can in memory and by suitable instruction execution system be performed with storage
Or firmware is realized.If, and in another embodiment, can be with well known in the art for example, realized with hardware
Any one of row technology or their combination are realized：With the logic gates for realizing logic function to data-signal
Discrete logic, the application specific integrated circuit with suitable combinational logic gate circuit, programmable gate array (PGA), scene
Programmable gate array (FPGA) etc..
Those skilled in the art are appreciated that to realize all or part of step that above-described embodiment method is carried
Rapid to can be by program to instruct the hardware of correlation to complete, described program can be stored in a kind of computer-readable storage medium
In matter, the program upon execution, including one or a combination set of the step of embodiment of the method.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing module, can also
That unit is individually physically present, can also two or more units be integrated in a module.Above-mentioned integrated mould
Block can both be realized in the form of hardware, it would however also be possible to employ the form of software function module is realized.The integrated module is such as
Fruit is realized using in the form of software function module and as independent production marketing or in use, can also be stored in a computer
In read/write memory medium.
Storage medium mentioned above can be read-only storage, disk or CD etc..
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show
The description of example " or " some examples " etc. means to combine specific features, structure, material or the spy that the embodiment or example are described
Point is contained at least one embodiment of the present invention or example.In this manual, to the schematic representation of above-mentioned term not
Necessarily refer to identical embodiment or example.Moreover, specific features, structure, material or the feature of description can be any
One or more embodiments or example in combine in an appropriate manner.
Although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of changes, modification can be carried out to these embodiments, replace without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is by appended claims and its equivalent limits.
Claims (10)
1. a kind of bill transfers the possession of processing method, applied to bank's API server, it is characterised in that comprise the following steps：
Step 1, the bill that the list to be signed for and the side of taking ticket for obtaining banking data base are sent transfers the possession of request event；
Step 2, judge that the bill transfers the possession of the corresponding bill to be transferred the possession of of request event whether in the list to be signed for, if
It is then to perform step 3, if it is not, then terminating bill transfers the possession of flow；
Step 3, the second of the first billing information of the bill to be transferred the possession of and correspondence bill to be signed in list to be signed for is verified
Whether billing information is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and performs step 4, if
It is no, then terminate bill and transfer the possession of flow；
Step 4, with the first predeterminated frequency to it is described have verified that in bill list it is all have verified that bill carry out sign for operation, and
Bill list has been signed in renewal；It is simultaneously to have signed for by the status modifier of correspondence bill in the list to be signed for；
Step 5, endorsement operation is carried out to all bills of having signed for signed in bill list with the second predeterminated frequency, and
Update endorsed note list；
Step 6, the corresponding request Concurrency that pays of all endorsed notes delivers to paying party in generation endorsed note list, sets up
Pay request list；
Step 7, obtain and pay all pay status for paying request in request list, paid and handed over according to pay status generation
Easy record sheet；
Step 8, the payment transaction records table is inquired about with the 3rd predeterminated frequency, and the pay status for paying request is returned
To the corresponding side of taking ticket and paying party.
2. bill according to claim 1 transfers the possession of processing method, it is characterised in that the pay status includes paying successfully
State, the processed state of payment and payment status of fail；When the pay status is pays status of fail, the payment transaction
Record sheet also includes paying failure cause, while in step 8, will pay status of fail and payment failure cause is back to correspondence
The side of taking ticket and paying party.
3. bill according to claim 1 or 2 transfers the possession of processing method, it is characterised in that the bill transfers the possession of request event
The first billing information including transaction number He bill to be transferred the possession of, first billing information includes the first draft bank and the first nominal value
Information, the list to be signed for includes the second billing information of bill to be signed for, and second billing information includes the second draft bank
With the second ticket information, the step 2 is specially：
S201, obtains bill and transfers the possession of required list, the bill, which transfers the possession of required list, includes transaction number, billing information and bill shape
State；
S202, is inserted into the bill by the transaction number and first billing information and transfers the possession of required list, and will be corresponding
Bill state is set to non-proofing state；
S203, inquires about the bill with the 4th predeterminated frequency and transfers the possession of required list, obtain the whole that bill state is state to be verified
Corresponding first draft bank of bill to be transferred the possession of, and inquire about first draft bank whether with any ticket to be signed in the list to be signed for
According to the second draft bank it is consistent, if so, step 3 is then performed, if it is not, then terminating bill transfers the possession of flow.
4. bill according to claim 3 transfers the possession of processing method, it is characterised in that the step 3 is specially：Checking is described
Whether the first ticket information of bill to be transferred the possession of is consistent with the second ticket information of correspondence bill to be signed in list to be signed for, if
It is that then the bill to be transferred the possession of is added to and has verified that bill list, and performs step 4, if it is not, then terminates bill transfer stream
Journey.
5. bill according to claim 4 transfers the possession of processing method, it is characterised in that also include ticket between step 3 and step 4
According to verification step, the note validating step is specially：
S800, obtains the first draft bank of bill to be transferred the possession of, and first draft bank is inquired about in e-business draft system, and obtain
Corresponding 3rd ticket information of first draft bank；
S810, judges whether first ticket information is identical with the 3rd ticket information, if so, being then verified and performing
S820, if it is not, then terminating bill transfers the possession of flow；
S820, inquires about the vulnerability database pre-established, corresponding risk class is obtained according to first draft bank, according to described
Risk class verifies that the bill whether there is risk, if so, then generating prompt message, and terminates bill transfer flow, if it is not,
Then it is verified and performs step 4.
6. a kind of bill transfers the possession of processing system, it is characterised in that including：
First acquisition module, the bill transfer that list to be signed for and the side of taking ticket for obtaining banking data base are sent asks thing
Part；
Judge module, for judging that whether the bill transfers the possession of the corresponding bill to be transferred the possession of of request event in the list to be signed for
On, if so, the first authentication module is then driven, if it is not, then terminating bill transfers the possession of flow；
First authentication module, for verifying that the first billing information of the bill to be transferred the possession of is waited to sign for correspondence in list to be signed for
Whether the second billing information of bill is consistent, and bill list is had verified that if so, being then added to the bill to be transferred the possession of, and driving
Resident thread is signed for, if it is not, then terminating bill transfers the possession of flow；
Sign for module, for drive sign for resident thread with the first predeterminated frequency to it is described have verified that in bill list it is all
Checking bill is carried out signing for operation, and bill list has been signed in renewal；Simultaneously by the shape of correspondence bill in the list to be signed for
State is revised as having signed for；
Endorse module, for drive the resident thread of endorsement with the second predeterminated frequency to it is described signed in bill list it is all
Sign for bill and carry out endorsement operation, and update endorsed note list；
Request sending module is paid, for generating the corresponding payment request Concurrency of all endorsed notes in endorsed note list
Paying party is delivered to, sets up and pays request list；
Second acquisition module, pays all pay status for paying request in request list, according to the payment shape for obtaining
State generates payment transaction records table；
Enquiry module, the payment transaction records table is inquired about for driving the resident thread of inquiry with the 3rd predeterminated frequency, and by institute
The pay status for stating payment request is back to the corresponding side of taking ticket and paying party.
7. bill according to claim 6 transfers the possession of processing system, it is characterised in that the pay status includes paying successfully
State, the processed state of payment and payment status of fail；When the pay status is pays status of fail, the payment transaction
Record sheet also includes paying failure cause, while the enquiry module will be specifically for that will pay status of fail and pay failure cause
It is back to the corresponding side of taking ticket and paying party.
8. the bill according to claim 6 or 7 transfers the possession of processing system, it is characterised in that the bill transfers the possession of request event
The first billing information including transaction number He bill to be transferred the possession of, first billing information includes the first draft bank and the first nominal value
Information, the list to be signed for includes the second billing information of bill to be signed for, and second billing information includes the second draft bank
With the second ticket information；The judge module includes：
Acquiring unit, required list is transferred the possession of for obtaining bill, the bill transfer the possession of required list include transaction number, billing information and
Bill state；
Data write unit, is asked for the transaction number and first billing information to be inserted into the bill transfer
Table, and corresponding bill state is set to non-proofing state；
First judging unit, required list is transferred the possession of for inquiring about the bill with the 4th predeterminated frequency, and it is to be tested to obtain bill state
Corresponding first draft bank of whole bill to be transferred the possession of of card state, and inquire about first draft bank whether with the list to be signed for
Second draft bank of any bill to be signed for is consistent, if so, the first authentication module is then driven, if it is not, then terminating bill transfers the possession of flow.
9. bill according to claim 8 transfers the possession of processing system, it is characterised in that first authentication module is used to verify
In first ticket information of the bill to be transferred the possession of and list to be signed for the second ticket information of correspondence bill to be signed for whether one
Cause, bill list is had verified that if so, being then added to the bill to be transferred the possession of, and module is signed in driving, if it is not, then terminating bill
Transfer the possession of flow.
10. bill according to claim 9 transfers the possession of processing system, it is characterised in that described also including the second authentication module
Second authentication module is specifically included：
First query unit, the first draft bank for obtaining bill to be transferred the possession of inquires about described in e-business draft system
One draft bank, and obtain corresponding 3rd ticket information of first draft bank；
Second judging unit, for judging whether first ticket information is identical with the 3rd ticket information, if so, then testing
Card passes through and drives the second judging unit, if it is not, then terminating bill transfers the possession of flow；
3rd judging unit, for inquiring about the vulnerability database pre-established, corresponding risk is obtained according to first draft bank
Grade, verifies that the bill whether there is risk according to the risk class, if so, then generating prompt message, and terminates bill
Flow is transferred the possession of, module is signed for if it is not, being then verified and driving.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710358360.2A CN107292699A (en) | 2017-05-19 | 2017-05-19 | A kind of bill transfers the possession of processing method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710358360.2A CN107292699A (en) | 2017-05-19 | 2017-05-19 | A kind of bill transfers the possession of processing method and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107292699A true CN107292699A (en) | 2017-10-24 |
Family
ID=60094415
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710358360.2A Pending CN107292699A (en) | 2017-05-19 | 2017-05-19 | A kind of bill transfers the possession of processing method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107292699A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110276687A (en) * | 2019-06-05 | 2019-09-24 | 上海票据交易所股份有限公司 | Method and system are demanded on a kind of bill line |
| CN110795406A (en) * | 2019-09-30 | 2020-02-14 | 广州供电局有限公司 | Service file transmission method, device, system and storage medium |
-
2017
- 2017-05-19 CN CN201710358360.2A patent/CN107292699A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110276687A (en) * | 2019-06-05 | 2019-09-24 | 上海票据交易所股份有限公司 | Method and system are demanded on a kind of bill line |
| CN110795406A (en) * | 2019-09-30 | 2020-02-14 | 广州供电局有限公司 | Service file transmission method, device, system and storage medium |
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Application publication date: 20171024 |