CN107274189B - Payment method and device - Google Patents
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- CN107274189B CN107274189B CN201710506067.6A CN201710506067A CN107274189B CN 107274189 B CN107274189 B CN 107274189B CN 201710506067 A CN201710506067 A CN 201710506067A CN 107274189 B CN107274189 B CN 107274189B
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The invention discloses a payment method and a payment device, and relates to the technical field of computers. One embodiment of the method comprises: obtaining product information through an information acquisition device, and then sending the product information; receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device, and then sending the biological characteristic payment identification information; and receiving a result of executing the payment instruction according to the biological characteristic payment identification information. The implementation mode can solve the safety problem in the payment process, and furthest avoids the theft risk.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a payment method and a payment device.
Background
With the rapid development of the internet, various payment means are more and more popularized in application, the payment modes such as an NFC payment technology represented by Apple Pay, an internet payment technology represented by WeChat and Paibao, flash payment and the like are convenient for the life of people, and people can carry out activities in various aspects such as clothing, eating, living, walking and the like without cash.
In the process of implementing the invention, the inventor finds that at least the following problems exist in the prior art: at present, the password verification method for payment mainly comprises the method of directly inputting payment passwords, short message payment dynamic passwords, characters, graphs, numbers and other passwords. These password modes have risks of forgetting, being stolen, and the like. In addition, people need to remember more and more bank card passwords, internet application payment, login passwords and the like, which is very troublesome. The proposed "certificate without certificate" involves the risk of copying any certificate, which the person makes, and which may still be copied by the person.
Disclosure of Invention
In view of this, embodiments of the present invention provide a payment method and apparatus, which can solve the security problem in the payment process and furthest prevent the theft risk.
In order to achieve the above object, according to an aspect of an embodiment of the present invention, there is provided a payment method including obtaining product information by an information collecting device, and then transmitting the product information; receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device, and then sending the biological characteristic payment identification information; and receiving a result of executing the payment instruction according to the biological characteristic payment identification information.
Optionally, the information acquisition device comprises a PCB board provided with a camera assembly, a combined lens with a rack, and a gear; the gear is meshed with the rack on the combined lens with the rack, and the lens on the combined lens with the rack can shield the camera on the PCB board provided with the camera assembly.
Optionally, the combination lens with a rack comprises a black lens, a full color lens and an infrared lens.
Optionally, the obtaining the product information through the information acquisition device includes: and driving the gear to drive the combined lens with the rack to move, so that the panchromatic lens corresponds to the camera on the PCB provided with the camera assembly, and then identifying product information.
Optionally, the acquiring, by the information acquisition device, the biometric payment identification information includes: determining and obtaining face print biological characteristic payment identification information or iris biological characteristic payment identification information; the drive the gear is in order to drive the combination lens of taking the rack removes, makes full color light lens or infrared light lens correspond camera on the PCB board of installing camera subassembly, then gather face line biological characteristic payment identification information or iris biological characteristic payment identification information.
Optionally, the sending the product information includes: sending the product information to a payment system; and the payment system determines the product information and then issues a payment instruction of the product information.
Optionally, sending the biometric payment identification information comprises: and sending the biological characteristic payment identification information to a cloud identification system.
Optionally, the cloud authentication system receives the biometric payment identification information, authenticates the biometric payment identification information, and then sends an authentication result to the payment system; and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
Optionally, the payment system and the cloud authentication system are disposed in the same server or disposed in a server respectively.
According to another aspect of the embodiment of the present invention, there is also provided a payment apparatus, including a product information obtaining module, configured to obtain product information through an information collecting apparatus, and then send the product information; the biological characteristic acquisition module is used for receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device and then sending the biological characteristic payment identification information; and the payment result acquisition module is used for receiving the result of executing the payment instruction according to the biological characteristic payment identification information.
Optionally, the information acquisition device comprises a PCB board provided with a camera assembly, a combined lens with a rack, and a gear; the gear is meshed with the rack on the combined lens with the rack, and the lens on the combined lens with the rack can shield the camera on the PCB board provided with the camera assembly.
Optionally, the combination lens with a rack comprises a black lens, a full color lens and an infrared lens.
Optionally, the obtaining the product information through the information acquisition device includes: and driving the gear to drive the combined lens with the rack to move, so that the panchromatic lens corresponds to the camera on the PCB provided with the camera assembly, and then identifying product information.
Optionally, the acquiring, by the information acquisition device, the biometric payment identification information includes: determining and obtaining face print biological characteristic payment identification information or iris biological characteristic payment identification information; the drive the gear is in order to drive the combination lens of taking the rack removes, makes full color light lens or infrared light lens correspond camera on the PCB board of installing camera subassembly, then gather face line biological characteristic payment identification information or iris biological characteristic payment identification information.
Optionally, the sending the product information by the product information obtaining module includes: sending the product information to a payment system; and the payment system determines the product information and then issues a payment instruction of the product information.
Optionally, the sending the biometric payment identification information by the biometric obtaining module includes: and sending the biological characteristic payment identification information to a cloud identification system.
Optionally, the cloud authentication system receives the biometric payment identification information, authenticates the biometric payment identification information, and then sends an authentication result to the payment system; and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
Optionally, the payment system and the cloud authentication system are disposed in the same server or disposed in a server respectively.
According to another aspect of the embodiments of the present invention, there is also provided an electronic device, including:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any of the embodiments described above.
According to another aspect of the embodiments of the present invention, there is also provided a computer readable medium, on which a computer program is stored, which when executed by a processor implements the method of any of the above embodiments.
One embodiment of the above invention has the following advantages or benefits: because the technical means of payment by adopting the biological characteristic recognition is adopted, the safety problem in the payment process is overcome, and the technical effect of furthest avoiding the theft risk is further achieved.
Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.
Drawings
The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:
fig. 1 is a schematic diagram of a main flow of a payment method according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a main structure of an information acquisition device according to an embodiment of the present invention;
FIG. 3 is a schematic view of the main structure of a combined lens with a rack according to an embodiment of the present invention;
FIG. 4 is a schematic diagram of the main structure of a PCB board mounted with a camera assembly according to an embodiment of the present invention;
fig. 5 is a schematic diagram of a main flow of a payment method according to a referential embodiment of the present invention;
FIG. 6 is a schematic diagram of the main modules of a payment device according to an embodiment of the present invention;
fig. 7 is a schematic block diagram of a computer system suitable for use in implementing a terminal device or server of an embodiment of the invention.
Detailed Description
Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.
Fig. 1 is a payment method according to an embodiment of the present invention, as shown in fig. 1, the payment method includes:
and S101, obtaining product information through an information acquisition device, and then sending the product information.
In an embodiment, the information of the product to be paid for and purchased may be obtained through an information acquisition device, for example, by scanning a code. The product information can be sent to a payment system, the payment system can judge whether the product information is correct or not according to the received product information, if the product information is correct, a payment instruction of the product information is issued, and if the product information is incorrect, the product information is wrongly issued. Further, the payment system may query whether the received product information exists according to a preset product information registration table, and if so, it indicates that the product information is correct, and if not, it indicates that the product information is incorrect.
Preferably, the information collecting device (as shown in fig. 2) capable of collecting product information may include a PCB board 2 mounted with a camera assembly, a combination lens 1 with a rack, and a gear 3. The gear 3 is meshed with the rack on the combined lens 1 with the rack, and the lens on the combined lens 1 with the rack can shield the camera on the PCB 2 provided with the camera component.
Preferably, the information acquisition device further comprises a structural member 4, wherein the structural member 4 is L-shaped. The gear 3 is installed through the pivot on the short side of L type structure 4, wherein the design has a through-hole on the short side of L type structure 4, the pivot can be installed in the through-hole. In addition, a groove is formed in the long edge of the L-shaped structural part 4, the rack on the combined lens 1 with the rack is installed in the groove, and the rack is meshed with the gear 3 installed on the short edge of the L-shaped structural part 4. And simultaneously, the PCB board 2 provided with the camera assembly is also installed on the long edge of the L-shaped structural member 4, and the lens on the combined lens 1 with the rack can shield the camera on the PCB board 2 provided with the camera assembly.
Further, the combined lens 1 with rack (as shown in fig. 3) is provided with three through holes, and each through hole can be provided with one lens. In this embodiment, a black lens, a full color lens and an infrared lens are provided. When the information acquisition device is not needed, a camera (shown in figure 4) on the PCB board provided with the camera assembly can be correspondingly arranged at the black lens, so that the privacy protection effect is realized. And the camera on the PCB board provided with the camera assembly corresponds to the panchromatic lens, so that the product information needing to be paid can be identified or face print biological characteristic payment identification information can be collected. And the camera on the PCB board provided with the camera assembly corresponds to the infrared lens, so that the iris biological characteristic payment identification information can be acquired.
Further, when obtaining product information through the information acquisition device, alright in order to drive 3 rotations of gear to can drive 2 of combination lens of taking the rack remove, make panchromatic lens correspond the camera on the PCB board 1 of installing camera subassembly, then alright with the product information that needs the payment of discernment.
Preferably, can monitor and shelter from the lens kind of the camera on the PCB board 1 of installing camera subassembly, for example when needing information acquisition device to obtain product information, can judge earlier and shelter from at present the lens kind of camera, then need not to remove if full color light lens the combination lens 2 of taking the rack, if not full color light lens then need remove the combination lens 2 of taking the rack.
And step S102, receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device, and then sending the biological characteristic payment identification information.
As an embodiment, when needing to obtain biological characteristic payment identification information through information acquisition device, can confirm earlier that needs obtain face line biological characteristic payment identification information or iris biological characteristic payment identification information, then the drive the gear is in order to drive the combination lens of taking the rack removes, makes full color light lens or the infrared light lens corresponds camera on the PCB board of installing camera subassembly. And finally, collecting face print biological characteristic payment identification information or iris biological characteristic payment identification information. It can be seen that the embodiment can select which kind of biometric information is used for payment, that is, the invention not only can realize that payment is completed by collecting the biometric information, but also can select which kind of biometric mode is used. In biometric identification, the identity of a person is identified by using physiological or behavioral characteristics of the person.
Of course, can monitor and shelter from the lens kind of the camera on the PCB board 1 of installing the camera subassembly, if the lens that shelters from the camera is full color lens or infrared light lens, then need not to remove again the combination lens 2 of taking the rack, if not full color lens or infrared light lens then need remove the combination lens 2 of taking the rack.
In addition, no matter the face print biometric payment identification information or the iris biometric payment identification information is sent, the face print biometric payment identification information or the iris biometric payment identification information can be sent to the cloud identification system. Further, the cloud authentication system receives the biological characteristic payment identification information, authenticates the biological characteristic payment identification information, and then sends an authentication result to the payment system. And the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
In a specific embodiment, the cloud authentication system stores the personal biometric payment identification information, so that whether the received biometric payment identification information is correct or not can be authenticated, and then an authentication result is sent to the payment system. And if the authentication result received by the payment system is correct, executing a payment instruction and sending an execution result. And if the authentication result received by the payment system is incorrect, not executing the payment instruction and sending the execution result.
It should be noted that the payment system and the cloud authentication system are disposed in the same server or in a server respectively.
Step S103, receiving the result of executing the payment instruction according to the biological characteristic payment identification information.
As an embodiment, an execution result of payment completion or an execution result of payment failure may be received. Therefore, the biometric feature recognition technology is utilized in payment application, particularly in the field of intelligent household appliances, secret-free payment is achieved, and the safety of a user account is protected. Meanwhile, the biometric-based payment technology can bring better shopping experience to the user.
Fig. 5 is a schematic diagram of a main flow of a method of image acquisition according to a referential embodiment of the present invention, which may include:
and S501, driving the gear to drive the combined lens with the rack to move so that the full-color lens corresponds to the camera on the PCB provided with the camera assembly.
Step S502, identifying product information.
And step S503, sending the product information to a payment system.
And the payment system determines the product information and then issues a payment instruction of the product information.
And step S504, receiving a payment instruction of the product information.
And step S505, judging whether to acquire iris biological characteristic payment identification information, if so, performing step S506, otherwise, performing step S507.
Step S506, the gear is driven to drive the combined lens with the rack to move, so that the infrared lens corresponds to the camera on the PCB provided with the camera assembly, and step S508 is executed.
And step S507, driving the gear to drive the combined lens with the rack to move, enabling the full-color lens to correspond to the camera on the PCB provided with the camera assembly, and executing step S508.
And step S508, sending the biological characteristic payment identification information to a cloud identification system.
The cloud identification system receives the biological characteristic payment identification information, identifies the biological characteristic payment identification information, and then sends an identification result to the payment system; and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction. Further, the payment system and the cloud authentication system are arranged in the same server or are respectively arranged in one server.
Step S509, receiving a result of executing the payment instruction according to the biometric payment identification information.
In addition, the present invention may refer to the detailed implementation of the payment method in the embodiment, which has been described in detail above, so that the repeated content will not be described again.
Fig. 6 is a payment apparatus according to an embodiment of the present invention, and as shown in fig. 6, the payment apparatus 600 includes a product information obtaining module 601, a biometric feature obtaining module 602, and a payment result obtaining module 603. The product information acquisition module 601 acquires product information through an information acquisition device, and then transmits the product information. The biometric acquisition module 602 receives the payment instruction of the product information, acquires biometric payment identification information through an information acquisition device, and then sends the biometric payment identification information. Finally, the payment result obtaining module 603 receives the result of executing the payment instruction according to the biometric payment identification information.
In an embodiment, the product information obtaining module 601 may send the product information to a payment system, and the payment system may determine whether the product information is correct according to the received product information, issue a payment instruction of the product information if the product information is correct, and issue a product information error if the product information is incorrect. Further, the payment system may query whether the received product information exists according to a preset product information registration table, and if so, it indicates that the product information is correct, and if not, it indicates that the product information is incorrect.
In a preferred embodiment, the information collecting device (shown in fig. 2) capable of collecting product information may include a PCB board 2 mounted with a camera assembly, a combination lens 1 with a rack, and a gear 3. Wherein, the gear 3 is meshed with the rack on the combined lens 1 with the rack, and the PCB board 2 provided with the camera assembly is arranged in the combined lens 1 with the rack. Further, the combined lens 1 with rack (as shown in fig. 3) is provided with three through holes, and each through hole can be provided with one lens. In this embodiment, a black lens, a full color lens and an infrared lens are provided. When the information acquisition device is not needed, a camera (shown in figure 4) on the PCB board provided with the camera assembly can be correspondingly arranged at the black lens, so that the privacy protection effect is realized. And the camera on the PCB board provided with the camera assembly corresponds to the panchromatic lens, so that the product information needing to be paid can be identified or face print biological characteristic payment identification information can be collected. And the camera on the PCB board provided with the camera assembly corresponds to the infrared lens, so that the iris biological characteristic payment identification information can be acquired.
Preferably, when the product information acquisition module 601 acquires the product information through the information acquisition device, the gear 3 can be driven to rotate, so that the combined lens 2 with the rack can be driven to move, the panchromatic lens corresponds to the camera on the PCB board 1 provided with the camera assembly, and then the product information needing to be paid can be identified. Further, can monitor and shelter from the lens kind of the camera on the PCB board 1 of installing camera subassembly, for example when needing information acquisition device to obtain product information, can judge earlier and shelter from at present the lens kind of camera, then need not to remove again if full color light lens the combination lens 2 of taking the rack, if not then need remove the combination lens 2 of taking the rack.
Preferably, when the biometric information acquisition device acquires biometric payment identification information, the biometric acquisition module 602 may determine whether the face print biometric information or the iris biometric information needs to be acquired, and then drive the gear to drive the combined lens with the rack to move, so that the full-color lens or the infrared lens corresponds to the camera on the PCB board with the camera assembly. And finally, collecting face print biological characteristic payment identification information or iris biological characteristic payment identification information.
Of course, the biometric feature acquisition module 602 may monitor the type of lens that is used to shield the camera on the PCB board 1 with the camera assembly, and if the lens that is used to shield the camera is already a full-color lens or an infrared lens, then the combined lens 2 with the rack does not need to be moved, and if the lens is not a full-color lens or an infrared lens, then the combined lens 2 with the rack needs to be moved.
In addition, when the biometric obtaining module 602 sends the biometric payment identification information, the biometric payment identification information is sent to a cloud authentication system. Further, the cloud authentication system receives the biological characteristic payment identification information, authenticates the biological characteristic payment identification information, and then sends an authentication result to the payment system; and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
It should be noted that the payment system and the cloud authentication system are disposed in the same server or disposed in a server respectively.
It should be noted that, in the implementation of the payment apparatus of the present invention, the details of the payment method are already described in detail above, and therefore, the repeated description is not repeated here.
Referring now to FIG. 7, shown is a block diagram of a computer system 700 suitable for use with a terminal device implementing an embodiment of the present invention. The terminal device shown in fig. 7 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 7, the computer system 700 includes a Central Processing Unit (CPU)701, which can perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM)702 or a program loaded from a storage section 708 into a Random Access Memory (RAM) 703. In the RAM 703, various programs and data necessary for the operation of the system 700 are also stored. The CPU 1001, ROM 702, and RAM 703 are connected to each other via a bus 704. An input/output (I/O) interface 705 is also connected to bus 704.
The following components are connected to the I/O interface 705: an input portion 706 including a keyboard, a mouse, and the like; an output section 707 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 708 including a hard disk and the like; and a communication section 709 including a network interface card such as a LAN card, a modem, or the like. The communication section 709 performs communication processing via a network such as the internet. A drive 710 is also connected to the I/O interface 705 as needed. A removable medium 711 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 710 as necessary, so that a computer program read out therefrom is mounted into the storage section 708 as necessary.
In particular, according to the embodiments of the present disclosure, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program can be downloaded and installed from a network through the communication section 709, and/or installed from the removable medium 711. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 701.
It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The modules described in the embodiments of the present invention may be implemented by software or hardware. The described modules may also be provided in a processor, which may be described as: a processor includes a product information acquisition module, a biometric acquisition module, and a payment result acquisition module. Wherein the names of the modules do not in some cases constitute a limitation of the module itself.
As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to comprise: obtaining product information through an information acquisition device, and then sending the product information; receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device, and then sending the biological characteristic payment identification information; and receiving a result of executing the payment instruction according to the biological characteristic payment identification information.
According to the technical scheme of the embodiment of the invention, the technical means of payment by adopting biological characteristic identification can be adopted, so that the safety problem in the payment process is solved, and the technical effect of furthest preventing the stolen risk is further achieved.
The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (14)
1. A payment method, comprising:
obtaining product information through an information acquisition device, and then sending the product information;
receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device, and then sending the biological characteristic payment identification information;
receiving a result of executing the payment instruction according to the biometric payment identification information;
the information acquisition device comprises a PCB board provided with a camera assembly, a combined lens with a rack and a gear;
the gear is meshed with the rack on the combined lens with the rack, and the lens on the combined lens with the rack can shield the camera on the PCB board provided with the camera assembly; the combined lens with the rack comprises a black lens, a full-color lens and an infrared lens;
the gear is arranged on the short side of the L-shaped structural part through a rotating shaft, wherein a through hole is formed in the short side of the L-shaped structural part, and the rotating shaft is arranged in the through hole; in addition, a groove is formed in the long edge of the L-shaped structural member, a rack on the combined lens with the rack is installed in the groove, and the rack is meshed with the gear installed on the short edge of the L-shaped structural member; meanwhile, the PCB provided with the camera assembly is also arranged on the long edge of the L-shaped structural member, and the lens on the combined lens with the rack can shield the camera on the PCB provided with the camera assembly;
wherein, obtain product information through information acquisition device, include:
and driving the gear to drive the combined lens with the rack to move, so that the panchromatic lens corresponds to the camera on the PCB provided with the camera assembly, and then identifying product information.
2. The method of claim 1, wherein the obtaining biometric payment identification information via an information collection device comprises:
determining and obtaining face print biological characteristic payment identification information or iris biological characteristic payment identification information;
the drive the gear is in order to drive the combination lens of taking the rack removes, makes full color light lens or infrared light lens correspond camera on the PCB board of installing camera subassembly, then gather face line biological characteristic payment identification information or iris biological characteristic payment identification information.
3. The method of claim 1, wherein sending the product information comprises: sending the product information to a payment system;
and the payment system determines the product information and then issues a payment instruction of the product information.
4. The method of claim 3, wherein sending the biometric payment identification information comprises: and sending the biological characteristic payment identification information to a cloud identification system.
5. The method of claim 4, wherein the cloud authentication system receives the biometric payment identification information, authenticates the biometric payment identification information, and sends an authentication result to the payment system;
and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
6. The method according to any one of claims 3 to 5, wherein the payment system and the cloud authentication system are located in the same server or in separate servers.
7. A payment device, comprising:
the product information acquisition module is used for acquiring product information through the information acquisition device and then sending the product information; wherein, obtain product information through information acquisition device, include: the drive gear drives the combined lens with the rack to move, so that the panchromatic lens corresponds to a camera on a PCB board provided with a camera assembly, and then product information is identified;
the biological characteristic acquisition module is used for receiving a payment instruction of the product information, acquiring biological characteristic payment identification information through an information acquisition device and then sending the biological characteristic payment identification information;
the payment result acquisition module is used for receiving a result of executing the payment instruction according to the biological characteristic payment identification information;
the information acquisition device comprises a PCB board provided with a camera assembly, a combined lens with a rack and a gear;
the gear is meshed with the rack on the combined lens with the rack, and the lens on the combined lens with the rack can shield the camera on the PCB board provided with the camera assembly;
the combined lens with the rack comprises a black lens, a full-color lens and an infrared lens;
the gear is arranged on the short side of the L-shaped structural part through a rotating shaft, wherein a through hole is formed in the short side of the L-shaped structural part, and the rotating shaft is arranged in the through hole; in addition, a groove is formed in the long edge of the L-shaped structural member, a rack on the combined lens with the rack is installed in the groove, and the rack is meshed with the gear installed on the short edge of the L-shaped structural member; and simultaneously, the PCB board of installing the camera subassembly is also installed on the long limit of L type structure, just lens on the combination lens of taking the rack can shelter from the camera on the PCB board of installing the camera subassembly.
8. The apparatus of claim 7, wherein the obtaining biometric payment identification information via the information collecting device comprises:
determining and obtaining face print biological characteristic payment identification information or iris biological characteristic payment identification information;
the drive the gear is in order to drive the combination lens of taking the rack removes, makes full color light lens or infrared light lens correspond camera on the PCB board of installing camera subassembly, then gather face line biological characteristic payment identification information or iris biological characteristic payment identification information.
9. The apparatus of claim 7, wherein the sending of the product information by the product information obtaining module comprises: sending the product information to a payment system; and the payment system determines the product information and then issues a payment instruction of the product information.
10. The apparatus of claim 9, wherein the biometric obtaining module, when sending the biometric payment identification information, comprises: and sending the biological characteristic payment identification information to a cloud identification system.
11. The apparatus of claim 10, wherein the cloud authentication system receives the biometric payment identification information, authenticates the biometric payment identification information, and sends an authentication result to the payment system;
and the payment system executes the payment instruction according to the authentication result and then sends the execution result of the payment instruction.
12. The apparatus according to any one of claims 9-11, wherein the payment system and the cloud authentication system are located in the same server or in separate servers.
13. An electronic device, comprising:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-6.
14. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-6.
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| CN201710506067.6A CN107274189B (en) | 2017-06-28 | 2017-06-28 | Payment method and device |
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| CN107274189B true CN107274189B (en) | 2021-09-03 |
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Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105575011A (en) * | 2015-12-14 | 2016-05-11 | 宁波保众应急科技有限公司 | Intelligent iris payment machine |
| CN205405545U (en) * | 2016-03-01 | 2016-07-27 | 北京天诚盛业科技有限公司 | Imaging module , biological identification device and mobile terminal |
| CN106709714A (en) * | 2017-01-04 | 2017-05-24 | 上海量明科技发展有限公司 | Mobile payment method, client end and system |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8047914B2 (en) * | 2005-08-25 | 2011-11-01 | Bally Gaming, Inc. | Player verification system |
| CN100529961C (en) * | 2006-08-30 | 2009-08-19 | 鸿富锦精密工业（深圳）有限公司 | Glasses lens partiality testing apparatus and rotating platform thereof |
| JP6318357B2 (en) * | 2016-09-20 | 2018-05-09 | 株式会社ソフイア | Game machine |
| CN106802229B (en) * | 2017-02-14 | 2023-09-29 | 歌尔光学科技有限公司 | Optical equipment testing device |
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2017
- 2017-06-28 CN CN201710506067.6A patent/CN107274189B/en active Active
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105575011A (en) * | 2015-12-14 | 2016-05-11 | 宁波保众应急科技有限公司 | Intelligent iris payment machine |
| CN205405545U (en) * | 2016-03-01 | 2016-07-27 | 北京天诚盛业科技有限公司 | Imaging module , biological identification device and mobile terminal |
| CN106709714A (en) * | 2017-01-04 | 2017-05-24 | 上海量明科技发展有限公司 | Mobile payment method, client end and system |
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