CN107248244B - Method and system for acquiring financial terminal transaction certificate - Google Patents
Method and system for acquiring financial terminal transaction certificate Download PDFInfo
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- CN107248244B CN107248244B CN201710369980.6A CN201710369980A CN107248244B CN 107248244 B CN107248244 B CN 107248244B CN 201710369980 A CN201710369980 A CN 201710369980A CN 107248244 B CN107248244 B CN 107248244B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G5/00—Receipt-giving machines
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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Abstract
The invention provides a method for acquiring a financial terminal transaction certificate, which comprises the following steps: the financial terminal acquires the transaction information of the current transaction after the transaction is completed; the financial terminal extracts key information in the transaction information to generate an electronic picture certificate; and the financial terminal outputs the electronic picture certificate. The acquisition system includes: the device comprises a judging module, a first obtaining module, a generating module and a first output module. Compared with the prior art, the financial terminal generates the electronic picture certificate to be output and simultaneously sends the electronic picture certificate to the background terminal to be stored, so that the printing of paper certificates is reduced, and the cost is saved; the first check code in the electronic picture certificate is compared with the second check code calculated by the background terminal, so that the anti-counterfeiting function is realized.
Description
Technical Field
The invention relates to the technical field of finance, in particular to a financial terminal electronic certificate generation method and system.
Background
At present, the use frequency of financial terminals is increasing day by day, and on average, at least one user is using a financial terminal every minute, wherein, existing financial self-service transaction equipment basically supports printing information such as a banknote serial number of a transaction after the transaction is finished as a transaction certificate (certificate), so that any question can be checked in banks by the certificate at a later stage. However, the receipt printing module belongs to a module in the financial self-service transaction device, and all the conditions inevitably include module failure or paper-free receipt and other abnormal conditions, and at this time, the customer service personnel often need to wait for on-site maintenance before the customer service personnel can normally operate.
The solutions generally include two types: the first is a prompting statement for prompting a piece of information to a client before a transaction through a display screen of the financial self-service transaction equipment, such as a certificate which cannot be printed temporarily and sorry very often; the second one is that the printing can be temporarily stored in the background terminal for the user to print next time. The existing two processing modes bring unfriendly feeling to the user in use experience, particularly the first mode of only prompting can lead the user to feel unconscious, and the second mode can print next time, but the next time when the user comes has uncertainty, the period and the time are not fixed, and the customer also has a little discomfort in psychology. And the two schemes do not achieve the purpose of saving, and both the schemes need hardware modules and consume resources such as paper and the like.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention provides the method and the system for acquiring the financial terminal transaction certificate, so that the cost is saved, and the waste of resources such as paper and the like is reduced.
The invention provides a method for acquiring a financial terminal transaction certificate, which comprises the following steps:
the financial terminal acquires the transaction information of the current transaction after the transaction is completed;
the financial terminal extracts key information in the transaction information to generate an electronic picture certificate;
and the financial terminal outputs the electronic picture certificate.
Further, when the financial terminal extracts key information in the transaction information to generate the electronic picture certificate, the financial terminal calculates the key information to generate a first check code and embeds the first check code into the electronic picture certificate.
Further, before the financial terminal acquires the current transaction information after the transaction is completed, the method further includes: judging whether the user transaction certificate acquisition mode is an electronic certificate or not according to a first request of a user; if yes, executing the obtaining step; otherwise, printing the paper voucher after the transaction is finished.
Further, when the electronic picture voucher is output, the financial terminal sends the electronic picture voucher and the transaction information to the background terminal for storage, and judges whether the mode of outputting the electronic picture voucher is displayed on the financial terminal or sent to the mobile phone number bound to the current transaction in a wireless communication mode through the background terminal according to a second request of the user.
Further, when the second request of the user is to send the electronic picture certificate to the current transaction bound mobile phone number in a wireless communication mode through the background terminal, the financial terminal also judges whether the mobile phone number sent to the current transaction bound mobile phone number is changed or not according to the third request of the user before the electronic picture certificate is sent to the current transaction bound mobile phone number in a wireless communication mode through the background terminal; if so, the modified mobile phone number is used as a modification sending request to be sent to the background terminal, the background terminal sends the electronic picture certificate according to the modified mobile phone number, otherwise, a default sending request is sent to the background terminal, and the background terminal sends the electronic picture certificate according to the mobile phone number bound to the current transaction of the user.
Further, the acquiring method further comprises a verifying step, wherein the verifying step comprises:
the background terminal extracts the transaction information corresponding to the electronic picture certificate;
extracting key information in the transaction information to calculate to generate a second check code;
and extracting a first check code and a second check code in the electronic picture certificate for comparison and outputting a comparison result.
Furthermore, the electronic picture voucher is embedded with an intaglio watermark and key information; the key information comprises transaction serial number, transaction time, transaction amount and/or banknote crown word number information.
Further, the electronic picture voucher further comprises a two-dimensional code for acquiring a transaction serial number.
The invention also provides a system for acquiring the transaction voucher of the financial terminal, which comprises the financial terminal, wherein the financial terminal is connected with the background terminal, the financial terminal is internally provided with a voucher generating system for generating the electronic picture voucher, and the voucher generating system comprises:
the first acquisition module is used for acquiring the transaction information of the user, extracting key information in the transaction information and sending the key information to the certificate generation module;
the certificate generation module is used for converting the key information into an electronic picture certificate and then sending the electronic picture certificate to the first output module;
and the first output module is used for outputting the electronic picture certificate.
Further, the certificate generation module calculates the key information to generate a first check code and embeds the first check code into the electronic picture certificate.
Further, be equipped with the check-up system that is used for verifying the electron picture voucher true and false in the backstage supporter terminal, the check-up system includes:
the second acquisition module is used for acquiring key information in the transaction information and sending the key information to the check code generation module;
the verification code generation module is used for generating a second verification code by calculating the key information and sending the second verification code to the comparison module;
the comparison module is used for comparing the second check code with the first check code and sending a comparison result to the second output module;
and the second output module is used for outputting the comparison result.
Further, the voucher generation system further comprises a judgment module, which is used for judging the acquisition mode of the user transaction voucher according to the first request of the user and sending an acquisition instruction to the first acquisition module when the first request is an electronic request.
Compared with the prior art, the financial terminal generates the electronic picture certificate to be output and simultaneously sends the electronic picture certificate to the background terminal to be stored, so that the printing of paper certificates is reduced, and the cost is saved; the first check code in the electronic picture certificate is compared with the second check code calculated by the background terminal, so that the anti-counterfeiting function is realized.
Drawings
FIG. 1 is a flow chart of the present invention;
FIG. 2 is a flow chart of a specific process of operation of the present invention;
FIG. 3 is a block diagram of the architecture of the credential generation system of the present invention;
fig. 4 is a block diagram showing the structure of the check code generation system of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples.
As shown in fig. 1, the method for acquiring a financial terminal transaction certificate of the present invention includes two major steps, namely an acquisition step and a verification step, wherein the acquisition step includes the following steps:
the financial terminal acquires the transaction information of the current transaction after the transaction is completed;
extracting key information in the transaction information to generate an electronic picture certificate;
and outputting the electronic picture certificate.
As an implementation manner of the invention, before the financial terminal acquires the transaction information of the current transaction after the transaction is completed, the financial terminal also judges whether the acquisition manner of the transaction certificate of the user is the electronic certificate according to the first request of the user; if yes, executing the obtaining step; otherwise, the paper voucher is printed using existing printing techniques after the transaction is completed.
The financial terminal judges whether the user transaction certificate acquisition mode is before an electronic certificate according to a first request of a user, the financial terminal firstly detects whether printing is normal or not and whether paper is out of stock, and if the financial terminal detects printing failure or paper out of stock, the financial terminal is prompted to display the electronic picture certificate, wherein the paper certificate cannot be printed at present.
In the invention, the transaction information at least comprises a transaction serial number, transaction time, transaction amount, paper currency crown word number information and financial account information; the key information includes transaction serial number, transaction time, transaction amount and/or banknote crown number information.
As an implementation mode of the invention, when the financial terminal extracts the key information in the transaction information to generate the electronic picture certificate, the key information is also calculated to generate a first check code and is embedded into the electronic picture certificate.
The first check code is used for judging the authenticity of the electronic picture voucher, and is obtained by calculating the information such as the serial number of the paper money, the transaction serial number, the transaction time and the like, and the calculation of the check code can be obtained by adopting a calculation method of the check code in the prior art, which is not particularly limited herein.
The electronic picture certificate is embedded with the shading watermark and the key information, wherein the shading watermark can be the shading watermark with a special mark of a financial institution, so that the electronic picture certificate is prevented from being artificially modified in a post-tampering mode.
As an embodiment of the present invention, the electronic picture voucher further includes a two-dimensional code for acquiring a transaction serial number.
When the electronic picture certificate is output, the financial terminal sends the electronic picture certificate and the transaction information to the background terminal for storage, and judges whether the mode of outputting the electronic picture certificate is to display the electronic picture certificate on the financial terminal or send the electronic picture certificate to a mobile phone number bound to the current transaction in a wireless communication mode through the background terminal according to a second request of the user.
As an embodiment of the present invention, the displaying of the electronic picture voucher on the financial terminal is specifically that after the output display, the user takes a picture of the electronic picture voucher displayed on the financial terminal through the picture acquiring device. The picture acquiring device may be a mobile terminal with a camera or a camera, and is not particularly limited herein; the display time can be set for the financial terminal when the electronic picture voucher is output and displayed, and the display is finished when the display time is up.
Before the electronic picture certificate is sent to the current transaction bound mobile phone number in a wireless communication mode through the background terminal, the financial terminal also judges whether the mobile phone number sent to the current transaction bound is changed according to a third request of the user; if so, the modified mobile phone number is used as a modification sending request to be sent to the background terminal, the background terminal sends the electronic picture certificate according to the modified mobile phone number, otherwise, a default sending request is sent to the background terminal, and the background terminal sends the electronic picture certificate according to the mobile phone number bound in the current transaction.
The background terminal sends the electronic picture certificate to the mobile phone number bound to the current transaction in a wireless communication mode, specifically in a short message or multimedia message mode;
as an embodiment of the present invention, the financial terminal may output the electronic picture voucher and also locally store the electronic picture voucher.
The mobile phone number bound to the current transaction is specifically a mobile phone number registered correspondingly to a bank account used by the current transaction in a registered bank.
The financial terminal local storage and the background terminal storage are classified in the following modes:
firstly, taking date as a root directory;
then taking the current transaction serial number as a subdirectory under the root directory;
finally, the background terminal stores the electronic picture certificate, the transaction information and the key information in a subdirectory; the financial terminal stores the electronic picture voucher in a local subdirectory.
The classification is carried out through the method, so that the query and the tracking in the future are facilitated.
The verification step in the acquisition method of the invention comprises:
the background terminal extracts the transaction information corresponding to the electronic picture certificate;
extracting key information in the transaction information and calculating to generate a second check code;
and extracting a first check code and a second check code in the electronic picture certificate for comparison and outputting a comparison result.
It should be noted here that the second check code is calculated in the same manner as the first check code, so that the second check code obtained by calculating the information such as the serial number of the banknote, the current transaction serial number, and the transaction time is the same as the first check code, and here the key information for calculating the second check code is the same as the key information for calculating the first check code.
As an embodiment of the invention, the method comprises the steps of extracting a first check code and a second check code in the electronic picture certificate, comparing the first check code with the second check code calculated by a background terminal, and outputting a comparison result, wherein if the first check code is the same as the second check code calculated by the background terminal, the electronic picture certificate acquired by a user is true; if the electronic picture certificate is different from the electronic picture certificate, the electronic picture certificate acquired by the user is false, so that the electronic picture certificate can be quickly verified, and the file-checking time is saved.
In order to save the time for inquiring the transaction information corresponding to the electronic picture voucher, the transaction serial number corresponding to the two-dimensional code is quickly obtained by scanning the two-dimensional code and is searched in the background terminal, so that the transaction information corresponding to the transaction serial number can be quickly inquired through the background terminal.
The device for scanning the two-dimensional code can be a scanning gun or a handheld intelligent terminal with two-dimensional code identification, in order to improve automation, the handheld intelligent terminal can be connected with a background terminal, the two-dimensional code is scanned by the handheld intelligent terminal and sent to the background terminal to be reduced into a transaction serial number and searched, the background terminal searches transaction information corresponding to the transaction serial number, key information in the transaction information is extracted, and a second check code is calculated and compared.
The financial terminal is financial self-service transaction equipment, in particular to a Cash dispenser (ATM), a Cash Recycling System (CRS) and a remote Video Teller Machine (VTM); the background terminal is a background system of the financial institution, such as an electronic picture certificate of a bank background server; the handheld intelligent terminal is a mobile phone or a tablet.
The following describes the whole operation process of the user, as shown in fig. 2, the specific operation process is as follows:
an acquisition step:
step S11, the user carries out transaction operation before the financial terminal;
step S12, the financial terminal prompts the user whether the electronic picture certificate or the paper certificate is needed; the financial terminal judges whether a transaction certificate of the current transaction is an electronic certificate according to a first request of a user; when the paper voucher is selected, the step S13 is carried out, according to a normal transaction mode, after the transaction is completed, the financial terminal prints the paper voucher by using the existing printing technology, the step S14 is carried out, and the transaction is ended; when the electronic picture voucher is selected, the process proceeds to step S15;
step S15, the user performs normal financial transaction process;
step S16, the financial terminal acquires the transaction information of the current transaction after the transaction is completed and extracts the key information in the transaction information to generate an electronic picture certificate;
step S17, the financial terminal sends the electronic picture certificate and the transaction information to a background terminal for storage and judges a second request of the user, wherein the second request is an output mode of the electronic picture certificate;
the output mode is to display the electronic picture certificate on a financial terminal or send the electronic picture certificate to a mobile phone number bound to the current transaction in a wireless communication mode through a background terminal;
if the electronic picture certificate is selected to be displayed on the financial terminal, the user obtains the electronic picture certificate through a picture obtaining device, wherein the picture obtaining device can be a mobile terminal with a camera or a camera;
if the electronic picture voucher is sent to the mobile phone number bound to the current transaction in a wireless communication mode through the background terminal, the financial terminal judges whether the mobile phone number bound to the current transaction is changed or not according to a third request of the user, at the moment, the user can change or not change the mobile phone number, the financial terminal sends the modified mobile phone number to the background terminal as a modification sending request or a default sending request, and the background terminal sends the modified mobile phone number or the mobile phone number bound to the current transaction according to the sending request.
After the above process is completed, the transaction can be completed by selectively performing steps S18 and S19 or performing step S14.
Step S18, when the user doubts the true or false of the obtained electronic picture voucher, the verification step S19 can be executed;
step S19, scanning the two-dimensional code on the electronic picture certificate through a scanning gun or a handheld intelligent terminal and sending the two-dimensional code to a background terminal, restoring the two-dimensional code to a transaction serial number and searching transaction information corresponding to the transaction serial number by the background terminal, extracting key information in the transaction information by the background terminal, calculating the key information by the background terminal to obtain a second check code and comparing the second check code with the first check code so as to judge the authenticity of the electronic picture certificate, wherein the judgment method is that if the two-dimensional code is the same, the electronic picture certificate obtained by a user is true, and subsequent service inquiry can be carried out; if the electronic picture certificate is not the same as the electronic picture certificate, the electronic picture certificate acquired by the user is false, and an alarm is prompted, so that the electronic picture certificate can be quickly verified, and the file-checking time is saved.
As shown in fig. 3, the financial terminal electronic certificate generating system of the present invention includes a financial terminal, the financial terminal is connected to a background terminal, a certificate generating system is disposed in the financial terminal, and the certificate generating system includes:
the first acquisition module is used for acquiring the transaction information of the user, extracting key information in the transaction information and sending the key information to the first generation module;
the certificate generation module is used for converting the key information into an electronic picture certificate and then sending the electronic picture certificate to the first output module;
and the first output module is used for outputting the electronic picture certificate.
The credential generation system further comprises: the judging module is used for judging the acquisition mode of the user transaction certificate according to the first request of the user; the first request is that the transaction certificate is an electronic picture certificate or a paper certificate; specifically, the judging module judges whether the type of the transaction certificate of the current transaction of the user is an electronic picture certificate; if so, sending an acquisition instruction to the first acquisition module, otherwise, ending the acquisition, waiting for the next transaction, and printing the paper certificate after the transaction is finished by the financial terminal according to the normal transaction by using the conventional printing technology.
The first output module is further used for sending the electronic picture certificate and the transaction information to the background terminal for storage when the electronic picture certificate is output.
The judging module is further used for judging whether the electronic picture voucher is output in a mode of being displayed on the financial terminal or being sent to the current transaction bound mobile phone number in a wireless communication mode through the background terminal according to a second request of the user when the electronic picture voucher is output.
When the second request is displayed on the financial terminal, the judging module sends an output display instruction to the ground through the output module, and the first output module outputs and displays the electronic picture certificate;
when the second request is to send the electronic picture certificate to the current transaction bound mobile phone number in a wireless communication mode through the background terminal, the judging module also judges whether the mobile phone number sent to the current transaction bound is changed according to a third request of the user; if so, the modified mobile phone number is used as a modification sending request to be sent to a first output module, the first output module sends the modification sending request to a background terminal, the background terminal sends the electronic picture certificate according to the modified mobile phone number, otherwise, a default sending request is sent to the first output module, the first output module sends the default sending request to the background terminal, and the background terminal sends the electronic picture certificate according to the mobile phone number bound to the current transaction of the user. The background terminal sends the electronic picture certificate through wireless communication, which may be a short message or a multimedia message, and the sending process is the prior art and is not described in detail herein. The electronic picture voucher comprises key information and a first check code embedded, wherein the key information comprises transaction serial number, transaction time, transaction amount and/or paper currency crown word number information; the transaction information at least comprises transaction serial number, transaction time, transaction amount, banknote crown word number information and financial account information.
The first check code is used for judging the authenticity of the electronic picture voucher, and is obtained by calculating the information such as the serial number of the paper money, the transaction serial number, the transaction time and the like, and the calculation of the check code can be obtained by adopting a calculation method of the check code in the prior art, which is not particularly limited herein.
The electronic picture certificate is also embedded with a shading watermark, and the shading watermark can be a shading watermark with a special mark of a financial institution, so that the electronic picture certificate is prevented from being artificially modified in a post-tampering mode.
In order to identify the authenticity of the electronic picture voucher, the financial terminal electronic voucher generating system also comprises a check code generating system arranged in the background terminal;
the check code generation system includes:
the second acquisition module is used for acquiring key information in the transaction information and sending the key information to the check code generation module;
the verification code generation module is used for generating a second verification code by calculating the key information and sending the second verification code to the comparison module;
the comparison module is used for comparing the second check code with the first check code and sending a comparison result to the second output module;
and the second output module is used for outputting the comparison result.
In the financial terminal electronic certificate generating system, the first check code and the second check code adopt the same check code calculating method, so that the calculated check codes are ensured to be the same.
The first check code and the second check code are compared, so that the authenticity of the electronic picture certificate acquired by the user is judged; specifically, if the first check code is the same as the second check code, the electronic picture certificate acquired by the user is judged to be true; otherwise, it is false.
The second acquisition module also scans the electronic picture certificate through equipment for scanning the two-dimensional code and restores the electronic picture certificate into a transaction serial number, and the transaction information corresponding to the transaction serial number is searched in the background terminal.
The system and the method of the invention are further understood by combining the financial terminal electronic certificate generating system of the invention with a specific operation process as follows:
the following describes the whole operation process of the user, as shown in fig. 2, the specific operation process is as follows:
step S11, the user carries out transaction operation before the financial terminal;
step S12, the financial terminal prompts the user whether the electronic picture certificate or the paper certificate is needed; the judging module judges whether the transaction certificate of the current transaction is an electronic certificate according to the first request of the user; when the paper voucher is selected, the step S13 is carried out, according to a normal transaction mode, after the transaction is completed, the financial terminal prints the paper voucher by using the existing printing technology, the step S14 is carried out, and the transaction is ended; when the electronic picture voucher is selected, the process proceeds to step S15;
step S15, the user performs normal financial transaction process;
step S16, the first obtaining module obtains the transaction information of the current transaction after the transaction is completed, extracts key information in the transaction information and sends the key information to the certificate generating module, and the certificate generating module generates an electronic picture certificate according to the key information and sends the electronic picture certificate to the first output module;
step S17, the first output module sends the electronic picture certificate and the transaction information to the background terminal for storage and the judgment module judges a second request of the user, wherein the second request is an output mode of the electronic picture certificate;
the output mode is to display the electronic picture certificate on a financial terminal or send the electronic picture certificate to a mobile phone number bound to the current transaction in a wireless communication mode through a background terminal;
if the electronic picture certificate is selected to be displayed on the financial terminal, the user obtains the electronic picture certificate through a picture obtaining device, wherein the picture obtaining device can be a mobile terminal with a camera or a camera;
if the electronic picture voucher is sent to the mobile phone number bound to the current transaction in a wireless communication mode through the background terminal, the judging module judges whether the mobile phone number sent to the current transaction is changed or not according to a third request of the user, at the moment, the user can change or not change the mobile phone number, the judging module sends the modified mobile phone number to the first output module as a modification sending request or a default sending request, the first output module sends the sending request to the background terminal, the background terminal sends the electronic picture voucher to the modified mobile phone number or the mobile phone number bound to the current transaction according to the sending request, and the default sending request refers to the mobile phone number bound to the technical content account of the current transaction.
After the above process is completed, the transaction can be completed by selectively performing steps S18 and S19 or performing step S14.
Step S18, when the user doubts the true or false of the obtained electronic picture voucher, the verification step S19 can be executed;
step S19, a second acquisition module scans a two-dimensional code on an electronic picture certificate through a scanning gun or a handheld intelligent terminal, the two-dimensional code is restored into a transaction serial number and transaction information corresponding to the transaction serial number is searched, the second acquisition module extracts key information in the transaction information and sends the key information to a check code generation module, the check code generation module calculates the key information to obtain a second check code and sends the second check code to a comparison module, the comparison module extracts a first check code and a second check code in the electronic picture certificate to compare, and outputs a comparison result through a second output module, and the judgment method of the comparison result is that if the comparison result is the same, the electronic picture certificate acquired by a user is true, and subsequent service inquiry can be carried out; if the electronic picture certificate is not the same as the electronic picture certificate, the electronic picture certificate acquired by the user is false, and an alarm is prompted, so that the electronic picture certificate can be quickly verified, and the file-checking time is saved.
While the invention has been shown and described with reference to certain embodiments, those skilled in the art will understand that: various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims and their equivalents.
Claims (5)
1. A method for acquiring financial terminal transaction certificates is characterized in that: the acquisition method comprises an acquisition step, wherein the acquisition step comprises the following steps:
the financial terminal acquires the transaction information of the current transaction after the transaction is completed;
the financial terminal extracts key information in the transaction information to generate an electronic picture certificate;
the financial terminal outputs the electronic picture certificate;
before the financial terminal acquires the current transaction information after the transaction is completed, the method further comprises the following steps: judging whether the user transaction certificate acquisition mode is an electronic certificate or not according to a first request of a user; if yes, executing the obtaining step; if not, printing a paper certificate after the transaction is finished;
the financial terminal judges whether the transaction certificate acquisition mode of the user is before an electronic certificate according to a first request of the user, the financial terminal firstly detects whether printing is normal or not and whether paper is out of stock, and if the financial terminal detects printing failure or paper out of stock, the financial terminal prompts the user that the financial terminal cannot print the paper certificate at present and displays the paper certificate by using an electronic picture certificate;
when the financial terminal extracts key information in the transaction information to generate the electronic picture certificate, the financial terminal calculates the key information to generate a first check code and embeds the first check code into the electronic picture certificate; the electronic picture voucher further comprises a two-dimensional code for acquiring a transaction serial number;
the acquisition method further comprises a verification step, wherein the verification step comprises:
the background terminal extracts the transaction information corresponding to the electronic picture certificate;
extracting key information in the transaction information to calculate to generate a second check code;
extracting a first check code and a second check code in the electronic picture certificate, comparing and outputting a comparison result;
the method for the background terminal to extract the transaction information corresponding to the electronic picture certificate comprises the following steps: the handheld intelligent terminal is connected with the background terminal, the two-dimensional code is scanned by the handheld intelligent terminal and is sent to the background terminal, the two-dimensional code is restored into a transaction serial number and is searched, and the background terminal searches transaction information corresponding to the transaction serial number;
the financial terminal outputs the electronic picture certificate and also locally saves the electronic picture certificate, wherein the locally saving method comprises the following steps:
firstly, taking date as a root directory;
then taking the current transaction serial number as a subdirectory under the root directory;
finally, the background terminal stores the electronic picture certificate, the transaction information and the key information in a subdirectory; the financial terminal stores the electronic picture voucher in a local subdirectory.
2. The method for acquiring financial terminal transaction credentials as claimed in claim 1, wherein: when the electronic picture certificate is output, the financial terminal also sends the electronic picture certificate and the transaction information to the background terminal for storage, and judges whether the mode of outputting the electronic picture certificate is displayed on the financial terminal or the electronic picture certificate is sent to a mobile phone number bound to the current transaction in a wireless communication mode through the background terminal according to a second request of the user.
3. The method for acquiring financial terminal transaction credentials as claimed in claim 2, wherein: when the second request of the user is to send the electronic picture certificate to the current transaction bound mobile phone number in a wireless communication mode through the background terminal, the financial terminal also judges whether the mobile phone number sent to the current transaction bound mobile phone number is changed or not according to the third request of the user before the electronic picture certificate is sent to the current transaction bound mobile phone number in a wireless communication mode through the background terminal; if so, the modified mobile phone number is used as a modification sending request to be sent to the background terminal, the background terminal sends the electronic picture certificate according to the modified mobile phone number, otherwise, a default sending request is sent to the background terminal, and the background terminal sends the electronic picture certificate according to the mobile phone number bound to the current transaction of the user.
4. The method for acquiring financial terminal transaction credentials as claimed in claim 1, wherein: the electronic picture certificate is also embedded with an shading watermark and key information; the key information comprises transaction serial number, transaction time, transaction amount and/or banknote crown word number information.
5. A system for acquiring financial terminal transaction certificates is characterized in that: including financial terminal, financial terminal and backstage terminal connection, be equipped with the voucher generation system that is used for generating the electron picture voucher in the financial terminal, this voucher generation system includes:
the first acquisition module is used for acquiring the transaction information of the user, extracting key information in the transaction information and sending the key information to the certificate generation module;
the certificate generation module is used for converting the key information into an electronic picture certificate and then sending the electronic picture certificate to the first output module; the electronic picture voucher is used for storing key information of the electronic picture voucher; the electronic picture voucher further comprises a two-dimensional code for acquiring a transaction serial number;
the first output module is used for outputting the electronic picture certificate;
the judging module is used for judging the acquisition mode of the transaction certificate of the user according to a first request of the user and sending an acquisition instruction to the first acquisition module when the first request is an electronic request; when the first request is a paper certificate, the judging module is used for indicating the financial terminal to print the paper certificate after the transaction is finished according to the normal transaction by using the existing printing technology;
be equipped with the check-up system that is used for verifying the electron picture voucher true and false in the backstage supporter terminal, the check-up system includes:
the second acquisition module is used for acquiring key information in the transaction information and sending the key information to the check code generation module;
the verification code generation module is used for generating a second verification code by calculating the key information and sending the second verification code to the comparison module;
the comparison module is used for comparing the second check code with the first check code and sending a comparison result to the second output module;
the second output module is used for outputting the comparison result;
the specific method for acquiring the key information in the transaction information by the second acquisition module is as follows: the handheld intelligent terminal is controlled to be connected with the background terminal, the two-dimensional code is scanned by the handheld intelligent terminal and sent to the background terminal to be restored into the transaction serial number and searched, and the background terminal searches the transaction information corresponding to the transaction serial number;
the first output module is further used for sending the electronic picture certificate and the transaction information to the background terminal for storage when the electronic picture certificate is output, and the storage mode is as follows: firstly, taking date as a root directory; then taking the current transaction serial number as a subdirectory under the root directory; finally, the background terminal stores the electronic picture certificate, the transaction information and the key information in a subdirectory; the financial terminal stores the electronic picture voucher in a local subdirectory.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
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| CN108038699B (en) * | 2017-12-08 | 2022-01-18 | 北京联联看科技有限公司 | Commodity anti-counterfeiting method and anti-counterfeiting system based on two-dimensional code |
| CN108766351A (en) * | 2018-07-25 | 2018-11-06 | 昆山国显光电有限公司 | Display panel and offset data transfer check method |
| CN109636553B (en) * | 2018-11-13 | 2024-05-07 | 平安科技（深圳）有限公司 | Credential management method, apparatus, computer device and storage medium |
| CN111178794A (en) * | 2019-12-18 | 2020-05-19 | 惠州市德赛西威汽车电子股份有限公司 | Method for checking bill of material information |
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