CN107239486A - A kind of data characteristics storehouse method for building up and system - Google Patents

A kind of data characteristics storehouse method for building up and system Download PDF

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Publication number
CN107239486A
CN107239486A CN201710256767.4A CN201710256767A CN107239486A CN 107239486 A CN107239486 A CN 107239486A CN 201710256767 A CN201710256767 A CN 201710256767A CN 107239486 A CN107239486 A CN 107239486A
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China
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data
model
client
index
public client
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唐剑川
郑小晖
黄绍鹏
陈琼
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN201710256767.4A priority Critical patent/CN107239486A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/21Design, administration or maintenance of databases
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

The invention discloses a kind of data characteristics storehouse method for building up and system, wherein, methods described includes:According to the characteristic index obtained to common information and empirical analysis of the same trade or business to public client, business implication and processing rule further according to the characteristic index carry out theme to the characteristic index and dimension are divided, it is determined that the use demand of each index;According to the use demand of each index and processing rule, the feature database Data Mart to public client is built;Based on the feature database Data Mart, public client is analyzed and model training described, and mold curing and operation are carried out according to the data conversion rule and parameter configuration after the model training, and according to the data conversion rule.So as to realize the aimed management scheme based on client, proficient service is lifted, and more perfect data are provided and is supported.

Description

A kind of data characteristics storehouse method for building up and system
Technical field
The present invention relates to data processing field, more particularly, it is related to a kind of data characteristics storehouse method for building up and system.
Background technology
With continuing to develop that bank data is managed, bank customer relationship management (CRM) system (to public CRM system) is implementing On the basis of industry business development strategy, client's strategy, with information technology, integrated customer relationship management, business activities management, pipe The big module of decision support three is managed, client's identification and evaluation, business activities Whole Course Management and examination, management level decision assistant is met Support to need, realize the business management model for core " with client driven ".But current CRM system is deposited In Railway Project:First, lack management and decision tool, lack to business activities process control, cause manager much to manage Means can not all be applied;Secondly, the Reference News's deficiency provided for customer manager, customer analysis screening capacity is inadequate, to client Business opportunity digging on industry chain (supply chain) not enough, all constrains the development of my industry business;Finally, " quantitative is evaluated to customer manager's marketing It is few ", lack the data accumulation of marketing process, the problems such as " with feeling " is evaluated service team.
The content of the invention
In view of the drawbacks described above of prior art, embodiment of the present invention provides a kind of data characteristics storehouse method for building up and is System, can effectively solve the problem that the multinomial problem of management of existing customer relationship management system.
Specifically, embodiment of the present invention provides a kind of data characteristics storehouse method for building up, and it includes:
According to the characteristic index obtained to common information and empirical analysis of the same trade or business to public client, refer to further according to the feature The business implication and processing rule of item are marked, theme is carried out to the characteristic index and dimension is divided, it is determined that each index makes Use demand;
According to the use demand of each index and processing rule, the feature database data to public client are built Fairground;
Based on the feature database Data Mart, public client is analyzed and model training described, and according to the mould Data conversion rule and parameter configuration after type training, and mold curing and operation are carried out according to the data conversion rule.
Correspondingly, embodiment of the present invention additionally provides a kind of data characteristics storehouse and sets up system, wherein, the system bag Include:
Characteristic index analysis module, for obtaining referring to the feature of public client according to common information and empirical analysis of the same trade or business Item is marked, business implication and processing rule further according to the characteristic index carry out theme and dimension to the characteristic index Divide, it is determined that the use demand of each index;
Data Mart builds module, for the use demand according to each index and processing rule, builds institute State the feature database Data Mart to public client;
Analyzing and training module, for based on the feature database Data Mart, being analyzed public client and model described Training;
Mold curing module, for according to the data conversion rule and parameter configuration after the model training, and according to institute State data conversion rule and carry out mold curing and operation.
There are following beneficial effects by using embodiment of the present invention:The aimed management scheme based on client of realization, Proficient service is lifted, and more perfect data are provided and is supported.
Brief description of the drawings
Fig. 1 is a kind of schematic flow sheet of data characteristics storehouse method for building up according to embodiment of the present invention;
Fig. 2 is according to table structural representation in embodiment of the present invention;
Fig. 3 is the graph of a relation according to width table in embodiment of the present invention;
Fig. 4 is the Organization Chart that system is set up according to a kind of data characteristics storehouse of embodiment of the present invention.
Embodiment
For the ease of understanding the various aspects, feature and advantage of technical solution of the present invention, below in conjunction with the accompanying drawings to this hair It is bright to be specifically described.It should be appreciated that following various embodiments are served only for for example, not for the limitation present invention's Protection domain.
The title or term that may relate to according to the present invention are explained first.
ETL:Extract-Transform-Load is used for describing from data processing of the source terminal through extracting, changing, loading Process;
SAS:Statistics Analysis System mono- are used for the software of processing and statistical analysis.
Embodiment 1:
Fig. 1 is a kind of schematic flow sheet of data characteristics storehouse method for building up according to embodiment of the present invention.Reference picture 1, Specific embodiment is as follows:
Methods described includes:
Step S1, according to the characteristic index obtained to common information and empirical analysis of the same trade or business to public client, further according to institute The business implication and processing rule of characteristic index are stated, theme is carried out to the characteristic index and dimension is divided, it is determined that each The use demand of index;
Step S2, according to the use demand of each index and processing rule, builds the spy to public client Levy storehouse Data Mart;And
Step S3, based on the feature database Data Mart, is analyzed public client and model training described, and according to Data conversion rule and parameter configuration after the model training, and mold curing and throwing are carried out according to the data conversion rule Production.
The present invention sets up feature database based on global data warehouse, and analyst can be changed by the subdivision to client with group point It is apt to me and manages it corporate client's weak foundation, promotes differential, proficient service of the client structure optimization lifting based on customer segmentation;It is logical Cross excavation marketer hangar increase business opportunity sources and lift business opportunity and obtain efficiency, perfect single visitor is provided for customer manager Family analyze data;Lift the process management of business opportunity sale;Data analysis basis is provided for management level decision support.Therefore, this hair The bright feature database Data Mart by building to public client, so that the multinomial management for solving existing customer relationship management system is asked Topic, realizes the aimed management scheme based on client, lifts proficient service, and provides more perfect data and supports.
Embodiment 2:
In the step S1, theme and dimension division are carried out to the characteristic index to be included:To the characteristic index Carry out the multi-level division of data major class, class of service and item of information.Specifically, with classical ten large-sized models of Data Warehouse In Bank Subject area (group, region, agreement, event, product, assets, marketing activity, channel, finance, application, model) is accurate as data Standby basis;To promote the customer account management that becomes more meticulous based on subdivision, promote business opportunity and client's major event Whole Course Management as taking The business demand driving of Data Mart is built, the data item that analysis feature database fairground needs includes:
1st, client's essential information:Accounts information, client's signing information, enterprise's incidence relation, financial information, Transaction Information, Product information;
2nd, client characteristics information:Channel transaction feature, upstream and downstream feature, foreign trade feature, profit contribution feature, visitor Family populational subdivision feature, cash flow are special.
(1) the demand data business major class for meeting customer character analyzing is analyzed with this:
(2) define after demand data business major class, according to demand business rule of the big alanysis from the access of system in row Then, index classification is further refined:
3rd, last demand analysis teacher
Various specifying informations described in demand parameter classification after refinement are further decomposed, derived, repeatedly Generation.
For example, the index classification of company's storage client's essential information to be subdivided into the tissue Date of Incorporation, the registration money of client Gold, registered address, tissue property etc.;The real-time deal flowing water of account loans and deposits is counted with different time sections such as the moon, season, years Accumulating sum and carry out com-parison and analysis etc., with this determination feature database index item.
Now feature database index item has been the complete description of the various basic datas needed for business demand, and each index Can description most accurate, without half-heartedness explain a certain specific transactions implication, provided for the follow-up processed and applied to data It is stable to support.Index item analysis result is exemplified below:
Embodiment 3:
In another embodiment of the invention, methods described in addition to above-mentioned processing mode, wherein, institute in step S2 Stating the structure feature database Data Mart to public client includes:Scene and practical application, the spy are excavated according to follow-up data Data Mart is levied using width table mode.
Specifically, the storage of client feature library Data Mart refines processing client characteristics data, mainly face by depth Comprehensive client characteristics data needed for providing from analysis mining to analysis model.Include according to client characteristics classification:Storage company visitor Family feature database, potential corporate client's feature database, standard analysis dimension data.Using feature database index item, client characteristics classification as base Plinth, consider the actual landing of index item safeguard, inquiry use, the scene such as analysis mining, build can be physico concept mould Type.Its feature database index item inventory, processing frequency, conversation strategy, each that should include of each entity table of Definitions of Conceptual Model The information such as index item data mart modeling path, inter-entity logical relation.
Data mart modeling personnel receive the characteristic index demand and conceptual model of demand analysis's teacher analysis design, according to demand Analyze the process data path of each characteristic index and change physical model.According to the good entity table rule of Definitions of Conceptual Model, Split conceptual model is actual or is integrated into and can create, workable physical model excavates for follow-up data and provides data Source.Data mart model has Star Model, snowflake model etc..In the present invention, considered according to follow-up data excavation scene, And considering to efficiency, storage, speed, easy-to-use degree etc. in actual use, Data mart model structure uses width Table mode.
It is divided into Data Mart by data content:Knot is excavated in storage client feature library, potential customers' feature database, customer analysis Fruit write-back;It is divided into current table, month to date table, year progressive schedule (table structure such as Fig. 2 institutes by index time scope of statistics and storage cycle Show).
Wherein the relation of width table is as shown in figure 3, wherein:The data source of wide table in narrow table, be the collecting of narrow table data, Summarize;Narrow table is the necessary supplement of wide table data.Wide table:Conveniently, use rapidly, easily, but processing logic is complicated.Narrow table:Data Abundant information, easy processing, but data volume is big, processing speed is slow.The selection of wide table and narrow table is efficiency, storage, speed, easy-to-use journey Degree etc. consider.
In figure 3, add up to the main table of public client characteristics, to public client characteristics month to date, to public client characteristics year as wide table; It is commissioned and pays detailed, client and public affairs are participated in relationship, client and detailed, client contract of being contracted to private participation relationship, client Detailed, the end of month contract is detailed, the end of month signing detail, cash flow month to date, cash flow month to date, channel are merchandised month to date, hold Product earnings information, cash fleeting time add up, the fund fleeting time is accumulative, channel transaction adds up as narrow table in year.
Narrow table is detailed extension and the supplement of wide table corresponding data items.For example, in the main table of public client characteristics, existing Some data item of " incidence relation ", and the storage of wide table can be only the public client association of this pair under current state number of the enterprise (and relationship is participated in public affairs) and legal representative's information (and relationship is participated in private), if thinking the bright of this affiliated enterprise of analysis mining Thin information and the historical variations situation of legal representative, need to be to more fine-grained narrow table drilling analysis.
Embodiment 4:
In another embodiment of the invention, methods described in addition to above-mentioned processing mode, wherein, it is described to described Public client is analyzed and model training includes:Extemporaneous inquiry and thematic model are carried out to the public client using SAS instruments Training.
Specifically, feature based storehouse Data Mart, analyst carries out the analysis mining to public client using SAS instruments, Analysis mining application scenarios can be divided to two major classes:Extemporaneous inquiry, thematic model training.Extemporaneous inquiry is typically to be directed to row leader and right Hot spot service problem, customers' strategy study task that public bar line management layer is proposed, quantify to public customer analysis Shi Caiyong The mode of analysis, manages it True Data based on me, utilizes Data Mining Tools (such as SAS):1st, carry out extemporaneous analytic activity, and utilize Excavate achievement and write specialist paper, to support management level to become more meticulous customers' policy development.2nd, the excavation achievement structure based on summary The Marketing Model of interim form is built, and exports provisional special topic marketing list, to support to carry out precision marketing.Thematic model training Include but are not limited to:1st, it is based on a line marketer interview, branch to public customer analysis teacher to feed back, by the battalion of certain time Pin experience accumulation, periodically concludes typical to public client's marketing model and rule, and form thematic sales service specification.2nd, it is right Public customer analysis teacher uses the mode of quantitative analysis, and based on real customer data, the product of thematic Customer is covered The performance such as lid, profit contribution carries out trend analysis, assesses the effect of special topic marketing, model optimization is periodically carried out, constantly to be lifted The precision of special topic marketing.
The output of extemporaneous inquiry, which is generally, writes analysis report, and thematic model training output is model rule.The following is point The other illustration to two kinds of application scenarios:
(A) scene title:Extemporaneous analysis mining (customers' analysis of strategies)
Scene is defined:Hot spot service problem, client typically for row leader and to public bar line management layer proposition Group's strategy study task, to the mode of public customer analysis Shi Caiyong quantitative analysis, manages it True Data based on me, utilizes data mining Instrument (such as SAS EG), carries out extemporaneous analytic activity, and writes specialist paper using achievement is excavated, to support management level to become more meticulous Customers' policy development.Operation flow:
Step1. management level assign hot spot service problem or customers' strategy study analysis task:Row is led and to public bar line Management is proposed under hot spot service problem and strategy study task, line or passed through in customer account management and policy-making process Reached under other routine work platforms to public customer analysis teacher.Output:To public customers' strategy study task description.
Step2. analyst carries out analytic activity:The analysis task that management level are assigned is directed to public customer analysis teacher, is based on Newest True Data before my trade, using Data Mining Tools (such as SAS), analyze data performance, Rule Summary, and by model The key chart of output is output to locally, to support follow-up report to write.Output:1st, the chart of model output, 2, it is extemporaneous Analysis model.
Step3. analyst writes and submitted management level to report:To public customer analysis teacher according to analysis mining achievement and model The chart material of output, writes analyst's report, by other routine work platforms using the OFFICE instruments such as PPT/WORD Hand over to management level.Output:Analyst reports (form such as WORD/PPT)
(B) scene title:Special topic marketing modeling
Scene is defined:It is based on a line marketer interview, branch to public customer analysis teacher to feed back, by the battalion of certain time Pin experience accumulation, periodically concludes typical to public client's marketing model and rule, and form thematic sales service specification;Herein On the basis of, by the way of data quantify, corresponding Marketing Model is built, while model database management personnel (technology) will solidify and pass through The model for crossing examination & verification is deployed to operation environment using certain way (SASCode or SQL) and applied.Operation flow is as follows:
Step1. analyst is based on a line interview and branch feeds back, and summarizes and write thematic sales service specification:Analysis Teacher is based on a line interview result and branch and fed back, and periodically combs typically to public client's marketing model and rule, is locally writing Thematic sales service specification (form such as EXCEL or PPT).Output:Thematic sales service specification.
Step2. analyst builds thematic Marketing Model and writes model operation instructions:Analyst is based on special topic marketing industry It is engaged in specification, real data and Data Mining Tools (such as SAS EG) is manageed it using me, to client's screening rule of Marketing Model Analyzed and summarized, and the thematic Marketing Model based on SAS is built in SAS training patterns storehouse, while according to unified mould Type issues standard process, writes thematic Marketing Model operation instructions (and model development statement of requirements book), and by model and phase Close and submit part to be committed to the model database management instrument under modeling environment in the lump.Output:1st, thematic Marketing Model, 2, special topic marketing mould Type operation instructions, 3, thematic Marketing Model exploitation statement of requirements book.
Step3. model database management personnel carry out examination & verification confirmation to model and operation instructions, and in model database management instrument It is middle to be issued, form the model version that examination & verification passes through.The thematic Marketing Model submitted for analyst, according to corresponding flow Specification is audited, and examination & verification forms the model version that examination & verification passes through by that can be distributed to model database management instrument;Examination & verification is obstructed Cross then by under line or other routine work platforms to analyst propose feedback opinion, and to the mould in model database management instrument Type is modified or deleted.Output:Nothing.
Step4. model database management personnel (technology) carry out thematic Marketing Model deployment and gone into operation:
(1) thematic Marketing Model is deployed to SAS operation model libraries;
(2) if SAS operations model library uses SASCode forms, model database management personnel (technology) submit Step3 SASCode models are deployed to operation environment and carry out operation application;
(3) if SAS operations model library is using other forms such as SQL, model database management personnel (technology) are sent out based on Stp3 The thematic Marketing Model exploitation statement of requirements book of cloth, changes into the forms such as SQL, and is deployed to operation environment and applied.Output: Corresponding SQL of model etc..
Step5. model operation operation monitoring personnel is monitored to model running situation:Model administrative staff after operation (monitoring) is monitored and managed to the running of operation environmental model.Output:The operation report of operation environmental model.
Embodiment 5:
In another embodiment of the invention, methods described in addition to above-mentioned processing mode, wherein,
Based on the feature database Data Mart, public client is analyzed and model training described, in specific embodiment party In formula, in addition, analyst's model after repetition training, will such as dispose the further testing model effect of the model in production environment, Need to be through operation mold curing step.Analyst is enforceable processing rule the model conversion after training, and provides regular institute The parameter configuration threshold values needed;Data mart modeling personnel are converted to the batch processing job that can be landed for the process requirements received, wherein Parameter will use configurableization mode, support to change after going into operation.Solidification is a kind of analysis mining class mould for acting excavation and producing The further rule optimization of detailed design key element that type and event class model are included, data mart modeling path are defined as repeatable realization The process of rule model, is that model landing is deployed into operation environment subsequently through technical approach (SASCode or SQL) to be tied Fruit output provides processing foundation with application.Wherein, analysis mining class model is included:Loyalty-value Segmentation Model, self-defined visitor Family Segmentation Model, the distribution characteristics of customer groups analysis model, product coverage are with holding product Characteristics of Distribution model, capital chain Bar upstream and downstream Characteristic Analysis Model, trading activity and channel preference Characteristic Analysis Model, cash flow Characteristic Analysis Model, customers Product holds associated analysis model, trading activity and holds analyzing product association model, profit contribution Characteristic Analysis Model, visitor The overall monitoring management model of family subdivision colony, customer segmentation population size variation analysis model, the product covering of customer segmentation colony Spend variation analysis model, customer segmentation migration and churn analysis model and customers point colony's profit contribution variation analysis mould Type.
Event class model is included:Marketing class event model, wherein, CE1:Settlement accounts fund fluctuation, CE2:I manages it The expansion of foreign trade business upstream and downstream potential customers, CE3:Client handles opening up for the bank acceptance artificial potential customers of gathering Exhibition, CE4:Client applies for be commissioned payment, CE5:I manage it core enterprise's upstream and downstream Customer mining, client alert class event model, CE6:Fixed deposit is drawn in advance, CE7:Client hold finance product expire, CE8:Client's wholesale fund produce to him manage it is of the same name Account, CE9:Active account number is persistently reduced, CE10:Account frequency of use is remarkably decreased.
Detailed design key element is included:1st, model data input, output characteristic field data source Pre-Evaluation;2nd, correlation analysis is set Count (analysis path/rule);3rd, model output is designed with other models or function pages coupled modes;4th, model running mode (artificial, Automatic dispatching etc.).
In addition, methods described also includes:Output result to operation model after the mold curing flows after data transfer It is given to foreground application function.It is exemplified below:
Using one:Customer loyalty-value subdivision
Based on selected a certain class customers, analyzed according to loyalty-value combination dimension, form corresponding client Segment colony.In recognizing and excavating high pay-off target customer group, the Strategic Proposals for target customers are formed, are supported Decision-making level understands banking company's client's constitutive characteristic in depth, is supported to formulate and optimize customer value Strategies of Promoting.
Using two:Corporate client's cash flow signature analysis
The treasury trade analyzed between client and client is merchandised, and excavates client in bank capital stream feature and by clearing product The clients fund stream feature of distribution, for Gong Getiao lines Marketing group is provided the objective group of target in the cash flow feature reference of bank and Explanation.
Using three:Product coverage is with holding product distribution
Each subdivision colony exported based on storage client's hierarchical classification model and each Segmentation Model, further analyzes the colony Client bank product distribution characteristics, including product coverage, hold product type, product quantity, product trading frequency and Amount of money etc., is needed with the product for supporting total, corporate finance of branch Business Management Team to understand each high value subdivision colony client in depth Rule is sought, it is accurate to formulate the product strategies segmented market for target customer.
5, the operation model having been carried out at present, operation model output and application relation are as shown in the table:
Fig. 4 is the Organization Chart that system is set up according to a kind of data characteristics storehouse of embodiment of the present invention, as illustrated, described System includes:
Characteristic index analysis module 100, for according to the spy obtained to common information and empirical analysis of the same trade or business to public client Levy index item, business implication and processing rule further according to the characteristic index, the characteristic index is carried out theme and Dimension is divided, it is determined that the use demand of each index;
Data Mart builds module 200, for the use demand according to each index and processing rule, builds The feature database Data Mart to public client;
Analyzing and training module 300, for based on the feature database Data Mart, being analyzed public client and mould described Type training;
Mold curing module 400, for according to the data conversion rule and parameter configuration after the model training, and according to The data conversion rule carries out mold curing and operation.
The present invention is by building the feature database Data Mart to public client, so as to solve existing customer relationship management system Multinomial problem of management, realizes the aimed management scheme based on client, lifts proficient service, and provide more perfect data Support.
In another embodiment of the present invention, the theme and dimension division of being carried out to the characteristic index includes: The multi-level division of data major class, class of service and item of information is carried out to the characteristic index.
In another embodiment of the invention, the structure feature database Data Mart to public client includes:Root Scene and practical application are excavated according to follow-up data, the characteristic fairground uses width table mode.
It is described public client to be analyzed and model training includes to described in a further embodiment of the present invention:Profit Extemporaneous inquiry and thematic model training are carried out to the public client with SAS instruments.
In last embodiment of the present invention, the system also includes:Model output module, for the mould The output result of operation model circulates after data transfer after type solidification gives foreground application function.
It should be noted that each embodiment of system is set up in above-mentioned data characteristics storehouse and the data characteristics storehouse is set up The corresponding technology contents of method are completely the same, and in order to avoid repeating, this is not repeated here.
Through the above description of the embodiments, those skilled in the art can be understood that the present invention can be by The mode of software combination hardware platform is realized.Understood based on such, technical scheme makes tribute to background technology That offers can be embodied in the form of software product in whole or in part, and the computer software product can be stored in storage and be situated between In matter, such as ROM/RAM, magnetic disc, CD, including some instructions are to cause a computer equipment (can be individual calculus Machine, server, or network equipment etc.) perform method described in some parts of each of the invention embodiment or embodiment.
It will be appreciated by those skilled in the art that disclosed above is only embodiments of the present invention, certainly can not The interest field of the present invention is limited with this, the equivalent variations made according to embodiment of the present invention still belong to the claims in the present invention The scope covered.

Claims (10)

1. a kind of data characteristics storehouse method for building up, it is characterised in that methods described includes:
According to the characteristic index obtained to common information and empirical analysis of the same trade or business to public client, further according to the characteristic index Business implication and processing rule, theme is carried out to the characteristic index and dimension is divided, it is determined that the use of each index is needed Ask;
According to the use demand of each index and processing rule, the feature database data set to public client is built City;
Based on the feature database Data Mart, public client is analyzed and model training described, and instructed according to the model Data conversion rule and parameter configuration after white silk, and mold curing and operation are carried out according to the data conversion rule.
2. the method as described in claim 1, it is characterised in that described that theme and dimension division are carried out to the characteristic index Including:
The multi-level division of data major class, class of service and item of information is carried out to the characteristic index.
3. the method as described in claim 1, it is characterised in that the structure feature database Data Mart bag to public client Include:
Scene and practical application are excavated according to follow-up data, the characteristic fairground uses width table mode.
4. the method as described in claim 1, it is characterised in that described to be analyzed public client and model training bag described Include:
Extemporaneous inquiry and thematic model training are carried out to the public client using SAS instruments.
5. the method as described in any one of Claims 1-4, it is characterised in that methods described also includes:
The output result of operation model after the mold curing is circulated after data transfer and gives foreground application function.
6. system is set up in a kind of data characteristics storehouse, it is characterised in that the system includes:
Characteristic index analysis module, for according to the characteristic index obtained to common information and empirical analysis of the same trade or business to public client , business implication and processing rule further according to the characteristic index carry out theme to the characteristic index and dimension are drawn Point, it is determined that the use demand of each index;
Data Mart builds module, and for the use demand according to each index and processing rule, it is described right to build The feature database Data Mart of public client;
Analyzing and training module, for based on the feature database Data Mart, being analyzed public client and model training described;
Mold curing module, for according to the data conversion rule and parameter configuration after the model training, and according to the number Mold curing and operation are carried out according to transformation rule.
7. system as claimed in claim 6, it is characterised in that described that theme and dimension division are carried out to the characteristic index Including:
The multi-level division of data major class, class of service and item of information is carried out to the characteristic index.
8. system as claimed in claim 6, it is characterised in that the structure feature database Data Mart bag to public client Include:
Scene and practical application are excavated according to follow-up data, the characteristic fairground uses width table mode.
9. system as claimed in claim 6, it is characterised in that described to be analyzed public client and model training bag described Include:
Extemporaneous inquiry and thematic model training are carried out to the public client using SAS instruments.
10. the system as described in any one of claim 6 to 9, it is characterised in that the system also includes:
Model output module, circulates to foreground for the output result to operation model after the mold curing after data transfer Application function.
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CN110490729A (en) * 2019-08-16 2019-11-22 南京汇银迅信息技术有限公司 A kind of financial user classification method based on user's portrait model

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