CN107203884A - Realize the storage medium and mobile terminal of mobile Internet secure payment - Google Patents
Realize the storage medium and mobile terminal of mobile Internet secure payment Download PDFInfo
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- CN107203884A CN107203884A CN201710264933.5A CN201710264933A CN107203884A CN 107203884 A CN107203884 A CN 107203884A CN 201710264933 A CN201710264933 A CN 201710264933A CN 107203884 A CN107203884 A CN 107203884A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
- G06F21/82—Protecting input, output or interconnection devices
- G06F21/83—Protecting input, output or interconnection devices input devices, e.g. keyboards, mice or controllers thereof
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Computer Security & Cryptography (AREA)
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Abstract
This disclosure relates to which internet mobile payment field, is specifically on a kind of storage medium and mobile terminal for realizing mobile Internet secure payment.Be stored with computer program on the storage medium, and the program realizes mobile Internet safe payment method when being executed by processor, this method includes：Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.The disclosure can greatly improve the security of mobile payment operation, it is to avoid user's property loss.
Description
Technical field
This disclosure relates to internet mobile payment technical field, more particularly to a kind of mobile Internet secure payment of realizing
Computer-readable recording medium and mobile terminal.
Background technology
With the continuous popularization of the mobile terminal such as internet and mobile phone, tablet personal computer, based on the payment on mobile terminal
The behavior that application program carries out internet mobile payment is more and more applied, and internet mobile payment comes into people
The every aspect of daily life.
But after user mobile phone is lost or be stolen, there are other people by mobile phone short message verification mode or may guess
And input proper password and open the potential unsafe conditions that payment application carries out delivery operation, it will necessarily so cause user
The greater loss of wealth.It can be seen that, it is currently based on mobile terminal progress internet mobile payment and still there is potential safety hazard.
The content of the invention
The purpose of the disclosure be to provide a kind of computer-readable recording medium for realizing mobile Internet secure payment and
Mobile terminal, and then improve the security that internet mobile payment is carried out based on mobile terminal, it is to avoid user's property loss.
According to the first aspect of the embodiment of the present disclosure there is provided a kind of computer-readable recording medium, calculating is stored thereon with
Machine program, the program realizes mobile Internet safe payment method when being executed by processor, this method comprises the following steps：
Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；
When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；
Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.
In one embodiment, methods described also includes：
When the area of first clicking point is equal to the preset area value, starts the payment application and enter payment circle
Face；
The password that input is clicked in the payment interface is received, and obtains what is be clicked when inputting password in the payment interface
The area of multiple second clicking points；
The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and it is described pre- to judge whether the arithmetic mean of instantaneous value is equal to
If area value, if otherwise without delivery operation.
In one embodiment, methods described also includes：
Interval time when obtaining input password between adjacent code characters, judge whether the interval time meets predetermined interval
Time conditions, if otherwise without delivery operation.
In one embodiment, the area for obtaining the first clicking point being clicked on the display screen includes：
Obtain the coordinate value of multiple pixels that first clicking point is covered on the display screen；
The area of first clicking point is calculated according to the coordinate value of the multiple pixel.
In one embodiment, methods described also includes：
When starting the payment application into payment interface, prompt message is sent to another mobile terminal.
In one embodiment, another mobile terminal is associated with the mobile terminal.
In one embodiment, methods described also includes：
When starting the payment application into payment interface, prompt message is sent to server.
In one embodiment, methods described also includes：
When the application icon is clicked, whether the application icon is dragged after detection is clicked on；
When the application icon is not dragged, the payment application is not started.
According to the second aspect of the embodiment of the present disclosure there is provided a kind of mobile terminal, including：
Processor；And
Memory, the executable instruction for storing the processor；
Wherein, the processor is configured to perform the shifting in any of the above-described embodiment via the executable instruction is performed
The step of dynamic internet security method of payment.
The technical scheme provided by this disclosed embodiment can include the following benefits：
The computer-readable recording medium and mobile terminal of realizing mobile Internet secure payment of the disclosure, monitor mobile terminal
Display screen on the corresponding application icon of a payment application whether be clicked, when the application icon is clicked, obtain
The area for the first clicking point being clicked on the display screen is taken, judges whether the area of first clicking point is equal to afterwards
Preset area value, if otherwise not starting the payment application.So, if not cellphone subscriber operates, payment application
Do not open, therefore losing or branch is moved based on mobile terminal by that can be improved to a certain extent when robbing
The security paid, is avoided as much as the property loss of user.
Brief description of the drawings
Fig. 1 shows disclosure exemplary embodiment Computer readable storage medium storing program for executing schematic diagram；
Fig. 2 shows mobile Internet safe payment method flow chart in disclosure exemplary embodiment；
Fig. 3 shows another mobile Internet safe payment method flow chart in disclosure exemplary embodiment；
Fig. 4 shows another mobile Internet safe payment method flow chart in disclosure exemplary embodiment；
Fig. 5 shows mobile terminal schematic diagram in disclosure exemplary embodiment.
Embodiment
Example embodiment is described more fully with referring now to accompanying drawing.However, example embodiment can be with a variety of shapes
Formula is implemented, and is not understood as limited to example set forth herein；On the contrary, thesing embodiments are provided so that the disclosure will more
Fully and completely, and by the design of example embodiment those skilled in the art is comprehensively conveyed to.Described feature, knot
Structure or characteristic can be combined in one or more embodiments in any suitable manner.
In addition, accompanying drawing is only the schematic illustrations of the disclosure, it is not necessarily drawn to scale.Identical accompanying drawing mark in figure
Note represents same or similar part, thus will omit repetition thereof.Some block diagrams shown in accompanying drawing are work(
Can entity, not necessarily must be corresponding with physically or logically independent entity.These work(can be realized using software form
Can entity, or realize in one or more hardware modules or integrated circuit these functional entitys, or at heterogeneous networks and/or place
These functional entitys are realized in reason device method and/or microcontroller methods.
With reference to shown in Fig. 1, in an exemplary embodiment of the disclosure there is provided a kind of computer-readable recording medium 300, its
On be stored with computer program, following mobile Internet secure payment side can be realized when the program is by such as computing device
The step of method.In some possible embodiments, various aspects of the invention are also implemented as a kind of shape of program product
Formula, it includes program code, when described program product is run on the terminal device, and described program code is used to make the terminal
Equipment perform described in the above-mentioned mobile Internet safe payment method part of this specification according to the various exemplary realities of the present invention
The step of applying mode.
With reference to shown in Fig. 2, the mobile Internet safe payment method may comprise steps of：
Step S101：Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked.
Exemplary, the payment application can be for example Alipay, by taking mobile phone as an example, and the mobile phone, which can be monitored, is
On the no display screen having for mobile phone such as the clicking operation of the corresponding application icon of Alipay.
Step S102：When the application icon is clicked, the first clicking point being clicked on the display screen is obtained
Area.
Exemplary, such as when monitoring that the corresponding application icon of Alipay is clicked, obtain the display screen of mobile phone
On the area of the first clicking point that is clicked.Specifically, the first clicking point being clicked on the acquisition display screen
Area may comprise steps of：
A, the coordinate value for obtaining multiple pixels that first clicking point is covered on the display screen.It can such as pass through
Mobile phone A ndroid systems obtain the coordinate value for multiple pixels that upper first clicking point of mobile phone display screen curtain is covered.Institute
State the effective coverage that multiple pixels constitute first clicking point.
B, the area according to the coordinate value of the multiple pixel calculating first clicking point.For example according to Android
The coordinate value for above-mentioned multiple pixels that system is obtained calculates the area of first clicking point.
Step S103：Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting described
Payment application.
Exemplary, the preset area value can be related to the finger size of finger one of cellphone subscriber, and user can be with
It is self-defined set, different people's finger sizes be it is discrepant, click on icon when clicking point effective area be it is different, therefore
It can accordingly judge to open whether the operator for paying application is cellphone subscriber, be applied if not starting described pay then.
Above-mentioned mobile Internet safe payment method, judges to open whether the operator for paying application is cellphone subscriber, if
It is not start described pay to apply.Therefore in lost mobile phone or by when robbing, applied if other people attempt to open to pay
It can not succeed and open, and then the security that payment is moved based on mobile terminal can be improved to a certain extent, to the greatest extent
Possibly avoid the property loss of user.
As shown in figure 3, on the basis of above-described embodiment, methods described can also comprise the following steps：
Step S201：When the area of first clicking point is equal to the preset area value, start the payment application
Into payment interface.
Step S202：The password that input is clicked in the payment interface is received, and obtains payment during input password
The area for multiple second clicking points being clicked on interface.
Exemplary, just in case other staff attempt to open payment application, then it can be obtained when carrying out delivery operation
The area for multiple second clicking points being clicked during his personnel's input password in the payment interface.Second clicking point
Quantity is equal with code characters number.Namely obtain the face of the clicking point of each password of correspondence when inputting each password as clicked on
Product.
Step S203：The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and judges the arithmetic mean of instantaneous value
Whether the preset area value is equal to, if otherwise without delivery operation.
Exemplary, the arithmetic mean of instantaneous value of the area by calculating multiple second clicking points can increase judgement and open branch
Whether the operator for paying application is the accuracy of cellphone subscriber, and then can further improve and move branch based on mobile terminal
The security paid.
In one embodiment, methods described can also comprise the following steps：Adjacent code characters when obtaining input password
Between interval time, judge whether the interval time meets preset interval time condition, if otherwise without delivery operation.
Custom when password is inputted due to different people is different, and the interval time between adjacent code characters is also to have difference, then
Using the combination of each interval time during input password as identity discriminant information, it can decide whether accordingly as the defeated of same people
Enter operation, and then may determine that whether the operator for carrying out delivery operation is cellphone subscriber, further increases payment safety.
In one embodiment, methods described can also comprise the following steps：Enter starting the payment application
During payment interface, prompt message is sent（Such as short message）To another mobile terminal.Exemplary, another mobile terminal
（Such as the mobile phone of household）Can be associated with the mobile terminal such as user mobile phone.So, when mobile phone is such as lost, if someone
Payment application is opened, can in time remind, to take treatment measures, such as freeze account in time.It is substantially same in order to realize
The purpose of sample, in another embodiment, methods described can also comprise the following steps：Enter starting the payment application
When entering payment interface, prompt message is sent to server.
As shown in figure 4, in order to further improve lost mobile phone or it is stolen in the case of mobile payment security.In one kind
In exemplary embodiment, methods described can also comprise the following steps：
Step S301：When the application icon is clicked, whether the application icon is dragged after detection is clicked on.
Step S302：When the application icon is not dragged, the payment application is not started.
Exemplary, user can be with self-defined setting function, or passes through in the case of lost mobile phone network remote control
System triggers this function, is the application drawing for needing to drag payment application after clicking on to cause when one payment of opening is applied
Mark movement, payment application can be just opened after such as being moved according to desired guiding trajectory, it is difficult to beat so to be in the case of ignorant
Application is paid in spending, and security is high.
On the basis of embodiment illustrated in fig. 4, in another embodiment, methods described can also comprise the following steps
401 ~ 402, wherein：
Step 401：When the application icon is dragged, the trailing motion track of application icon is obtained.Answered as default
The mobile dog-leg path that starting point, intermediate point and end point are constituted is moved with icon.Detect that application icon is dragged during practical application
Dynamic motion track.
Step 402：Judge whether the motion track matches with default motion track, should if otherwise not starting the payment
Use program.For example, the motion track of the application icon detected during practical application is different from default mobile dog-leg path, then not
Open and pay application.So can further greatly improve payment safety, lost mobile phone or it is stolen in the case of, pay application
It is difficult to be opened by other people.
Describe the program for being used to realize above-mentioned mobile Internet safe payment method according to the embodiment of the present invention
Product, it can be using portable compact disc read only memory (CD-ROM) and including program code, it is possible in terminal device,
For example on mobile terminal run.However, the program product not limited to this of the present invention, in this document, readable storage medium storing program for executing can be with
Be it is any include or storage program tangible medium, the program can be commanded execution system, device or device use or
It is in connection.
Described program product can use any combination of one or more computer-readable recording mediums.Computer-readable recording medium can be readable letter
Number medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, infrared ray or
System, device or the device of semiconductor, or any combination above.The more specifically example of readable storage medium storing program for executing（It is non exhaustive
List）Including：Electrical connection, portable disc with one or more wires, hard disk, random access memory（RAM）, it is read-only
Memory（ROM）, erasable programmable read only memory（EPROM or flash memory）, optical fiber, portable compact disc read only memory
(CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
The computer-readable recording medium can include believing in a base band or as the data of carrier wave part propagation
Number, wherein carrying readable program code.The data-signal of this propagation can take various forms, including but not limited to electromagnetism
Signal, optical signal or above-mentioned any appropriate combination.Readable storage medium storing program for executing can also be any beyond readable storage medium storing program for executing
Computer-readable recording medium, the computer-readable recording medium can send, propagate or transmit for by instruction execution system, device or device use or
Person's program in connection.The program code included on readable storage medium storing program for executing can be transmitted with any appropriate medium, bag
Include but be not limited to wireless, wired, optical cable, RF etc., or above-mentioned any appropriate combination.
It can be write with any combination of one or more programming languages for performing the program that the present invention is operated
Code, described program design language includes object oriented program language-Java, C++ etc., in addition to conventional
Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user
Perform, partly perform on a user device on computing device, being performed as an independent software kit, partly in user's calculating
Its upper side point is performed or performed completely in remote computing device or server on a remote computing.It is remote being related to
In the situation of journey computing device, remote computing device can pass through the network of any kind, including LAN（LAN）Or wide area network
（WAN）, user calculating equipment is connected to, or, it may be connected to external computing device（For example utilize ISP
Come by Internet connection）.
In an exemplary embodiment of the disclosure, a kind of mobile terminal is also provided, the mobile terminal can include processor,
And for the memory for the executable instruction for storing the processor.Wherein, the processor is configured to described via performing
The step of executable instruction is to perform mobile Internet safe payment method described in any one above-mentioned embodiment.
Person of ordinary skill in the field it is understood that various aspects of the invention can be implemented as system, method or
Program product.Therefore, various aspects of the invention can be implemented as following form, i.e.,：It is complete hardware embodiment, complete
Full Software Implementation（Including firmware, microcode etc.）, or the embodiment combined in terms of hardware and software, it can unite here
Referred to as " circuit ", " module " or " system ".
Mobile terminal 600 according to the embodiment of the invention is described referring to Fig. 5.The movement that Fig. 5 is shown
Terminal 600 is only an example, should not carry out any limitation to the function of the embodiment of the present invention and using range band.
As shown in figure 5, mobile terminal 600 is showed in the form of universal computing device.The component of mobile terminal 600 can be wrapped
Include but be not limited to：At least one processing unit 610, at least one memory cell 620, connection different system component（Including storage
Unit 620 and processing unit 610）Bus 630, display unit 640 etc..
Wherein, the memory cell is had program stored therein code, and described program code can be held by the processing unit 610
OK so that the processing unit 610 performs the basis described in the above-mentioned mobile Internet safe payment method part of this specification
The step of various illustrative embodiments of the invention.For example, the step of processing unit 610 can be performed as shown in Figure 2.
The memory cell 620 can include the computer-readable recording medium of volatile memory cell form, such as random access memory
Unit（RAM）6201 and/or cache memory unit 6202, it can further include read-only memory unit（ROM）6203.
The memory cell 620 can also include having one group（At least one）The program of program module 6205/practicality work
Tool 6204, such program module 6205 includes but is not limited to：Operating system, one or more application program, other programs
The realization of network environment is potentially included in each or certain combination in module and routine data, these examples.
Bus 630 can be to represent the one or more in a few class bus structures, including memory cell bus or storage
Cell controller, peripheral bus, graphics acceleration port, processing unit use any bus structures in a variety of bus structures
Local bus.
Mobile terminal 600 can also be with one or more external equipments 700（Such as keyboard, sensing equipment, bluetooth equipment
Deng）Communication, can also enable a user to the equipment communication interacted with the mobile terminal 600 with one or more, and/or with causing
Any equipment that the mobile terminal 600 can be communicated with one or more of the other computing device（Such as router, modulation /demodulation
Device etc.）Communication.This communication can pass through input/output（I/O）Interface 650 is carried out.Also, mobile terminal 600 can be with
Pass through network adapter 660 and one or more network（Such as LAN（LAN）, wide area network（WAN）And/or public network,
Such as internet）Communication.Network adapter 660 can be communicated by bus 630 with other modules of mobile terminal 600.Should
Understand, although not shown in the drawings, can combine mobile terminal 600 uses other hardware and/or software module, including but do not limit
In：Microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and number
According to backup storage system etc..
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented
Mode can be realized by software, can also be realized by way of software combines necessary hardware.Therefore, according to the disclosure
The technical scheme of embodiment can be embodied in the form of software product, the software product can be stored in one it is non-volatile
Property storage medium（Can be CD-ROM, USB flash disk, mobile hard disk etc.）In or network on, including some instructions with cause one calculating
Equipment performs the above-mentioned method and step as shown in Figure 2 according to disclosure embodiment.
Those skilled in the art will readily occur to its of the disclosure after considering specification and putting into practice invention disclosed herein
Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modifications, purposes or
Person's adaptations follow the general principle of the disclosure and including the undocumented common knowledge in the art of the disclosure
Or conventional techniques.Description and embodiments are considered only as exemplary, and the true scope of the disclosure and spirit are by appended
Claim is pointed out.
Claims (9)
1. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that the program is held by processor
Mobile Internet safe payment method is realized during row, this method comprises the following steps：
Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；
When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；
Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.
2. storage medium according to claim 1, it is characterised in that methods described also includes：
When the area of first clicking point is equal to the preset area value, starts the payment application and enter payment circle
Face；
The password that input is clicked in the payment interface is received, and obtains what is be clicked when inputting password in the payment interface
The area of multiple second clicking points；
The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and it is described pre- to judge whether the arithmetic mean of instantaneous value is equal to
If area value, if otherwise without delivery operation.
3. storage medium according to claim 2, it is characterised in that methods described also includes：
Interval time when obtaining input password between adjacent code characters, judge whether the interval time meets predetermined interval
Time conditions, if otherwise without delivery operation.
4. storage medium according to claim 2, it is characterised in that first be clicked on the acquisition display screen
The area of clicking point includes：
Obtain the coordinate value of multiple pixels that first clicking point is covered on the display screen；
The area of first clicking point is calculated according to the coordinate value of the multiple pixel.
5. storage medium according to claim 2, it is characterised in that methods described also includes：
When starting the payment application into payment interface, prompt message is sent to another mobile terminal.
6. storage medium according to claim 5, it is characterised in that another mobile terminal is closed with the mobile terminal
Connection.
7. storage medium according to claim 2, it is characterised in that methods described also includes：
When starting the payment application into payment interface, prompt message is sent to server.
8. storage medium according to claim 2, it is characterised in that methods described also includes：
When the application icon is clicked, whether the application icon is dragged after detection is clicked on；
When the application icon is not dragged, the payment application is not started.
9. a kind of mobile terminal, it is characterised in that including：
Processor；And
Memory, the executable instruction for storing the processor；
Wherein, the processor is configured to the institute come via the execution executable instruction in perform claim 1 ~ 8 any one of requirement
The step of stating mobile Internet safe payment method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710264933.5A CN107203884A (en) | 2017-04-21 | 2017-04-21 | Realize the storage medium and mobile terminal of mobile Internet secure payment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710264933.5A CN107203884A (en) | 2017-04-21 | 2017-04-21 | Realize the storage medium and mobile terminal of mobile Internet secure payment |
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| CN107203884A true CN107203884A (en) | 2017-09-26 |
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| CN104574088A (en) * | 2015-02-04 | 2015-04-29 | 华为技术有限公司 | Payment authorization method and device |
| US20150170120A1 (en) * | 2013-12-16 | 2015-06-18 | Samsung Electronics Co., Ltd. | Method of providing payment services and messenger server using the method |
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| CN101901517A (en) * | 2009-05-27 | 2010-12-01 | 上海点佰趣信息科技有限公司 | Fingerprint payment certificate server, fingerprint payment method and system thereof |
| CN103268547A (en) * | 2013-06-04 | 2013-08-28 | 北京邮电大学 | NFC (Near Field Communication) mobile phone payment system with fingerprint authentication mechanism |
| US20150170120A1 (en) * | 2013-12-16 | 2015-06-18 | Samsung Electronics Co., Ltd. | Method of providing payment services and messenger server using the method |
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Application publication date: 20170926 |