CN107194688A - In payment system and its method of the offline scenario based on Quick Response Code - Google Patents
In payment system and its method of the offline scenario based on Quick Response Code Download PDFInfo
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- CN107194688A CN107194688A CN201710356972.8A CN201710356972A CN107194688A CN 107194688 A CN107194688 A CN 107194688A CN 201710356972 A CN201710356972 A CN 201710356972A CN 107194688 A CN107194688 A CN 107194688A
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- Prior art keywords
- quick response
- client
- response code
- user
- information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
Abstract
It is a kind of in payment system and its method of the offline scenario based on Quick Response Code, the Quick Response Code being connected payment background system is communicated including being allocated to the Quick Response Code payment front end system of user and paying front end system with Quick Response Code, the Quick Response Code pays front end system including having client end AP P client and the two dimension code reading equipment being connected being communicated with the client；The Quick Response Code, which pays background system, to be included communicating the encryption system being connected with accounting process systems and sending system with data receiver communicating the data handling system being connected, and the data handling system is also communicated with the accounting process systems and is connected；The client is communicated with the accounting process systems and is connected, and the two dimension code reading equipment is communicated with data receiver transmission system and is connected.The online verification characteristic that Quick Response Code is paid in the prior art, which is effectively reduced, with reference to its method constrains it in the application of offline scenario so that the user group of offline scenario uses the defect of backward means of payment.
Description
Technical field
The present invention relates to Quick Response Code payment technology field, and in particular to a kind of in payment system of the offline scenario based on Quick Response Code
The offline verification method of system and its method, more particularly to Quick Response Code.
Background technology
Quick Response Code is the black and white phase being distributed according to certain rules in plane (on two-dimensional directional) with certain specific geometric figure
Between graphic recording data symbol information；On coding dexterously using constitute computer-internal logical foundations " 0 ",
The concept of " 1 " bit stream, the geometrical body corresponding with binary system using several represents word numerical information, passes through image
Input equipment or photoelectric scanning device automatically identifying and reading are to realize that information is automatically processed：It has some general character of barcode technology：Often
Planting code system has its specific character set；Each character occupies certain width；With certain verifying function etc..Also have simultaneously
To the information automatic identification function and the processing rotationally-varying point of figure do not gone together.
Recently as the progress of social scientific and technological level, Quick Response Code payment technology is two-dimentional at home and abroad using all the more extensively
Code pays this new means of payment and brings great convenience, and while Quick Response Code pays fast-developing, because of two dimension
The online verification characteristic that code is paid constrains its application in offline scenario so that the user group of offline scenario has to continue
Use backward means of payment.Here offline scenario includes：Passenger take pubic transport vehicle when get on and off (into and out of station)
Ticketing service scene；Passenger take subway when into and out of ticket for standing room be engaged in scene；Visitor's visit park, showplace Deng Ru gardens ticketing service scene；And
Other need the scene that quick ticket checking passes through.
The content of the invention
To solve the above problems, the invention provides a kind of in payment system of the offline scenario based on Quick Response Code and its side
Method, effectively reduce the online verification characteristic that Quick Response Code in the prior art pays constrain its application of offline scenario cause from
The user group of field of line scape uses the defect of backward means of payment.
In order to overcome deficiency of the prior art, the invention provides a kind of in payment system of the offline scenario based on Quick Response Code
The solution of system and its method, it is specific as follows：
It is a kind of in payment system of the offline scenario based on Quick Response Code, including be allocated to user Quick Response Code pay front end system
I and pay front end system I with Quick Response Code and communicate the Quick Response Code that is connected and pay background system II；
The Quick Response Code, which pays front end system, to be included the client 1 with client end AP P and is communicated with the client 1
The two dimension code reading equipment 2 of connection；
The Quick Response Code pay background system II include communicating with accounting process systems 3 encryption system 4 that is connected and
Send system 5 with data receiver and communicate the data handling system 6 being connected, the data handling system 6 also with the account
Reason system 3 communicates connection；
The client 1 is communicated with the accounting process systems 3 and is connected, the two dimension code reading equipment 2 and the number
Connection is communicated according to transmission system 5 is received；
The two dimension code reading equipment 2 is built-in with deciphering module I and processing module II, the deciphering module I and processing mould
Block II communicates connection.
Further, the method in payment system of the offline scenario based on Quick Response Code, step is as follows：
Step 1：When user is located at the whereabouts of offline scenario, the client end AP P that user starts the client 1 comes
Input is allocated to the user name of user to be logged in, and then client end AP P sends to the accounting process systems 3 and included
There is an instruction of the request account 2 D code information of user name, the accounting process systems 3 are just including user name and setting
The information transmission of the term of validity gives the encryption system 4, and the encryption system 4 is just the term of validity for including user name and setting
The ciphertext that information is obtained after being encrypted returns to the accounting process systems 3, and the accounting process systems 3 add the ciphertext
Work is sent to the client 1 into the 2 D code information for including the cipher-text information, then the 2 D code information, and the client
End APP is shown in the Quick Response Code in the client 1；
Step 2：The Quick Response Code being shown in the client 1 is scanned with the two dimension code reading equipment 2, by what is scanned
The deciphering module i that ciphertext is delivered to built in the two dimension code reading equipment 2 is decrypted into plain text, then the plaintext is sent to processing
Module judges the ageing of the term of validity in plaintext, and it is described it is ageing whether be exactly the term of validity in plaintext in the term of validity
Interior, if before the deadline, suggesting that the response message for being verified clearance, user just leaves offline scenario, then the two dimension
Customer transaction information is just sent to the data receiver and sends system 5 by code recognizing apparatus 2；
Step 3：The data receiver sends system 5 and received after customer transaction information, is returned to reception successfully response
Information, and the data handling system 6 is given the customer transaction information transmission, the data handling system 6 is customer transaction
Information processing is into client's bill information and is transmitted to the accounting process systems 3, by the accounting process systems 3 customer account
Single information is sent in the client 1；
Step 4：User voluntarily select suitable when and where using the account interface in client end AP P come with the account
Business processing system 3 is communicated, and the payment to client's bill is completed with this, and the accounting process systems 3 are by checkout result
Pass back in client 1.
Further, the encryption system 4 is a kind of hardware encryption system, and its ciphering process is completed by hardware completely, encryption
Algorithm uses irreversible encryption algorithm, and the hardware of burned encryption system 4, and key is by user's self manufacture and irreversible write-in
Hardware.
Further, the deciphering module is also a kind of hard decryption device, and its decrypting process is completed by hardware completely, decryption
Algorithm uses non-reversible algorithm corresponding with encryption system, and burned hardware, and key is by user's self manufacture and irreversible filling
Enter hardware.
Further, the legitimacy and validity of the complete off-line verification Quick Response Code of the two dimension code reading equipment 2, checking is logical
Real-time response is crossed, the residence time of user is reduced, then offline generation customer transaction information, after being returned again in equipment networking
Platform.
Further, rely on whether user equipment networks when client end AP P obtains Quick Response Code, the two dimension code reading equipment
Independent of network during 2 checking Quick Response Code, the two dimension code reading equipment 2 generation customer transaction record independent of network, passback according to
Rely network.
The beneficial effects of the invention are as follows：
1. this method utilizes the technical characterstic that Quick Response Code is unidirectionally recognized, with reference to the service that enjoys first popular at present, branch is paid again
Consumption mode, by the long trade mode (from the beginning to the end, completely, synchronous perform) under offline scenario be decomposed into identification checking,
Transaction generation, bill generate, pay in the short trade modes (segmentation, independence, asynchronous execution) such as clearing, have both improved whole system fault-tolerant
Property and ageing, also improves the friendliness that user uses；
2. the Quick Response Code backstage that this method is used generates and adds encryption technology in Quick Response Code generating process, use is both improved
The security of family account, also improves the anti-counterfeit capability of user account.
3. this method is using personal intelligent terminal technology and mobile interchange technology, individual subscriber intelligence has been further expanded eventually
The ability to pay at end, makes the user group of offline scenario enjoy the convenient life that new formula is brought.
Brief description of the drawings
Fig. 1 is the structural representation in payment system of the offline scenario based on Quick Response Code of the present invention.
Embodiment
And it is a kind of new generation of wireless payment scheme built based on system of account that Quick Response Code, which is paid,.In the payment scheme
Under, bat user account Quick Response Code is swept by two-dimensional code scanning device by businessman, realizes the acquisition to user account number, will use online
Family account number and the customer consumption amount of money transmit backstage settlement system in real time, and sending transaction to user terminal from backstage settlement system treats
Confirmation, user terminal sends trade confirmation to backstage settlement system, and backstage settlement system completes the payment and settlement of user account.
Quick Response Code pays feature：
1st, technology maturation：Quick Response Code pays the technological means for having possessed maturation in developed regions, and this is for Quick Response Code skill
Art development is laid a good foundation, and it can be popularized rapidly.
2nd, using simple：After user installation Quick Response Code identification software, in the place for posting Quick Response Code, simple brush can
To complete transaction.Businessman uses Quick Response Code identification equipment, scans user's Quick Response Code account and returns backstage, backstage generation transaction letter
Breath sends user terminal and completes transaction.
3rd, pay convenient：There are Quick Response Code means of payment, businessman need not bear contour cost payment of cashing on delivery, and consume
Person can also be paid in real time whenever and wherever possible.
4th, cost is relatively low：Due to the maturation of technology, the popularization of mobile device so that Quick Response Code payment cost becomes very low.
The present invention is described further below in conjunction with drawings and examples.
Embodiment 1
With reference to the accompanying drawings 1 understand, the present embodiment in payment system of the offline scenario based on Quick Response Code, be based in offline scenario
The payment system of Quick Response Code, including be allocated to the Quick Response Code payment front end system I of user and pay the phase of front end system I with Quick Response Code
The Quick Response Code of communication connection pays background system II；
The Quick Response Code, which pays front end system, to be included the client 1 with client end AP P and is communicated with the client 1
The two dimension code reading equipment 2 of connection；The client 1 includes smart mobile phone, PDA, tablet personal computer or notebook computer；
The Quick Response Code pay background system II include communicating with accounting process systems 3 encryption system 4 that is connected and
Send system 5 with data receiver and communicate the data handling system 6 being connected, the data handling system 6 also with the account
Reason system 3 communicates connection；
The client 1 is communicated with the accounting process systems 3 and is connected, the two dimension code reading equipment 2 and the number
Connection is communicated according to transmission system 5 is received；
The two dimension code reading equipment 2 is built-in with deciphering module I and processing module II, the deciphering module I and processing mould
Block II communicates connection.
The method in payment system of the offline scenario based on Quick Response Code, step is as follows：
Step 1：When user is located at the whereabouts of offline scenario, the client end AP P that user starts the client 1 comes
Input is allocated to the user name of user to be logged in, and then client end AP P sends to the accounting process systems 3 and included
There is an instruction of the request account 2 D code information of user name, the accounting process systems 3 are just including user name and setting
The information transmission of the term of validity gives the encryption system 4, and the encryption system 4 is just the term of validity for including user name and setting
The ciphertext that information is obtained after being encrypted returns to the accounting process systems 3, and the accounting process systems 3 add the ciphertext
Work is sent to the client 1 into the 2 D code information for including the cipher-text information, then the 2 D code information, and the client
End APP is shown in the Quick Response Code in the client 1；The offline scenario include passenger take pubic transport vehicle when get on the bus or
Get off, can also be enter the station or outbound ticketing service scene, passenger take subway when enter the station or outbound ticketing service scene, You Keyou
Look at park, the ticketing service scene for entering garden in these places of showplace or other scenes for needing real-time ticket checkings to pass through.
Step 2：The Quick Response Code being shown in the client 1 is scanned with the two dimension code reading equipment 2, by what is scanned
The deciphering module i that ciphertext is delivered to built in the two dimension code reading equipment 2 is decrypted into plain text, if decryption is unsuccessful to suggest that failure
Information, then the plaintext is sent to processing module to judge the ageing of the term of validity in plaintext, and it is described it is ageing just
Be the term of validity in plaintext whether before the deadline, if not suggesting that the information of failure before the deadline, if before the deadline, just
Prompting is verified the response message of clearance, and user just leaves offline scenario, and then the two dimension code reading equipment 2 is just user
Transaction Information is sent to the data receiver and sends system 5；
Step 3：The data receiver sends system 5 and received after customer transaction information, is returned to reception successfully response
Information, and the data handling system 6 is given the customer transaction information transmission, the data handling system 6 is customer transaction
Information processing is into client's bill information and is transmitted to the accounting process systems 3, by the accounting process systems 3 customer account
Single information is sent in the client 1；
Step 4：User voluntarily select suitable when and where using the account interface in client end AP P come with the account
Business processing system 3 is communicated, and the account interface includes APP itself remaining sums, wechat, Alipay, Baidu's wallet or bank
Card, completes the payment to client's bill, the accounting process systems 3 pass back to checkout result in client 1 with this.
The beneficial effect of the present embodiment is：
1. this method utilizes the technical characterstic that Quick Response Code is unidirectionally recognized, with reference to the service that enjoys first popular at present, branch is paid again
Consumption mode, by the long trade mode (from the beginning to the end, completely, synchronous perform) under offline scenario be decomposed into identification checking,
Transaction generation, bill generate, pay in the short trade modes (segmentation, independence, asynchronous execution) such as clearing, have both improved whole system fault-tolerant
Property and ageing, also improves the friendliness that user uses；
2. the Quick Response Code backstage that this method is used generates and adds encryption technology in Quick Response Code generating process, use is both improved
The security of family account, also improves the anti-counterfeit capability of user account.
3. this method is using personal intelligent terminal technology and mobile interchange technology, individual subscriber intelligence has been further expanded eventually
The ability to pay at end, makes the user group of offline scenario enjoy the convenient life that new formula is brought.
Embodiment 2
1 understand with reference to the accompanying drawings, the present embodiment in payment system of the offline scenario based on Quick Response Code, including be allocated to user
Quick Response Code pay front end system I and pay front end system I with Quick Response Code and communicate the Quick Response Code that is connected and pay background system II；
The Quick Response Code, which pays front end system, to be included the client 1 with client end AP P and is communicated with the client 1
The two dimension code reading equipment 2 of connection；The client 1 includes smart mobile phone, PDA, tablet personal computer or notebook computer；
The Quick Response Code pay background system II include communicating with accounting process systems 3 encryption system 4 that is connected and
Send system 5 with data receiver and communicate the data handling system 6 being connected, the data handling system 6 also with the account
Reason system 3 communicates connection；
The client 1 is communicated with the accounting process systems 3 and is connected, the two dimension code reading equipment 2 and the number
Connection is communicated according to transmission system 5 is received；
The two dimension code reading equipment 2 is built-in with deciphering module I and processing module II, the deciphering module I and processing mould
Block II communicates connection.The two dimension code reading equipment 2 is two dimension code reading terminal, including casing, the casing upper surface is set
Groove is equipped with, the bottom portion of groove is provided with camera, two dimension code reading processor, the shooting are provided with the casing
Head is connected with the two dimension code reading processor, and the deciphering module I and processing are included in the two dimension code reading processor
Module II.The other user is also configured with user name.
The method in payment system of the offline scenario based on Quick Response Code, step is as follows：
Step 1：When user is located at the whereabouts of offline scenario, the client end AP P that user starts the client 1 comes
Input is allocated to the user name of user to be logged in, and then client end AP P sends to the accounting process systems 3 and included
There is an instruction of the request account 2 D code information of user name, the accounting process systems 3 are just including user name and setting
The information transmission of the term of validity gives the encryption system 4, and the encryption system 4 is just the term of validity for including user name and setting
The ciphertext that information is obtained after being encrypted returns to the accounting process systems 3, and the accounting process systems 3 add the ciphertext
Work is sent to the client 1 into the 2 D code information for including the cipher-text information, then the 2 D code information, and the client
End APP is shown in the Quick Response Code in the client 1；The offline scenario include passenger take pubic transport vehicle when get on the bus or
Get off, can also be enter the station or outbound ticketing service scene, passenger take subway when enter the station or outbound ticketing service scene, You Keyou
Look at park, the ticketing service scene for entering garden in these places of showplace or other scenes for needing real-time ticket checkings to pass through.
Step 2：The Quick Response Code being shown in the client 1 is scanned with the two dimension code reading equipment 2, by what is scanned
The deciphering module i that ciphertext is delivered to built in the two dimension code reading equipment 2 is decrypted into plain text, if decryption is unsuccessful to suggest that failure
Information, then the plaintext is sent to processing module to judge the ageing of the term of validity in plaintext, and it is described it is ageing just
Be the term of validity in plaintext whether before the deadline, if not suggesting that the information of failure before the deadline, if before the deadline, just
Prompting is verified the response message of clearance, and user just leaves offline scenario, and then the two dimension code reading equipment 2 is just user
Transaction Information is sent to the data receiver and sends system 5；
Step 3：The data receiver sends system 5 and received after customer transaction information, is returned to reception successfully response
Information, and the data handling system 6 is given the customer transaction information transmission, the data handling system 6 is customer transaction
Information processing is into client's bill information and is transmitted to the accounting process systems 3, by the accounting process systems 3 customer account
Single information is sent in the client 1；
Step 4：User voluntarily select suitable when and where using the account interface in client end AP P come with the account
Business processing system 3 is communicated, and the account interface includes APP itself remaining sums, wechat, Alipay, Baidu's wallet or bank
Card, completes the payment to client's bill, the accounting process systems 3 pass back to checkout result in client 1 with this.
The encryption system 4 is a kind of hardware encryption system, and its ciphering process is completed by hardware completely, and AES is not using
Irreversible cryptographic algorithm, and the hardware of burned encryption system 4, key is by user's self manufacture and irreversible write-in hardware.Hardware,
AES, key tripartite collectively constitute encryption system, indispensable, it is ensured that the security of encryption.
The deciphering module is also a kind of hard decryption device, and its decrypting process is completed by hardware completely, and decipherment algorithm is used
Non-reversible algorithm corresponding with encryption system, and burned hardware, key pour into hardware by user's self manufacture is irreversible.Firmly
Part, decipherment algorithm, key tripartite collectively constitute deciphering module, indispensable, it is ensured that the security of decryption.
The legitimacy and validity of the complete off-line verification Quick Response Code of two dimension code reading equipment 2, are verified real-time sound
Should, the residence time of user is reduced, then offline generation customer transaction information, backstage is returned in equipment networking again.
Rely on whether user equipment networks when client end AP P obtains Quick Response Code, the two dimension code reading equipment 2 verifies two dimension
Independent of network during code, the generation of the two dimension code reading equipment 2 customer transaction record is independent of network, and passback relies on network.With
The complete transaction in one, family is divided into separate, asynchronous procedure, can fully ensure that the time requirement of offline scenario.
The beneficial effect of the present embodiment is：
1. this method utilizes the technical characterstic that Quick Response Code is unidirectionally recognized, with reference to the service that enjoys first popular at present, branch is paid again
Consumption mode, by the long trade mode (from the beginning to the end, completely, synchronous perform) under offline scenario be decomposed into identification checking,
Transaction generation, bill generate, pay in the short trade modes (segmentation, independence, asynchronous execution) such as clearing, have both improved whole system fault-tolerant
Property and ageing, also improves the friendliness that user uses；
2. the Quick Response Code backstage that this method is used generates and adds encryption technology in Quick Response Code generating process, use is both improved
The security of family account, also improves the anti-counterfeit capability of user account.
3. this method is using personal intelligent terminal technology and mobile interchange technology, individual subscriber intelligence has been further expanded eventually
The ability to pay at end, makes the user group of offline scenario enjoy the convenient life that new formula is brought.
Embodiment 3
1 understand with reference to the accompanying drawings, the present embodiment in payment system of the offline scenario based on Quick Response Code, including be allocated to user
Quick Response Code pay front end system I and pay front end system I with Quick Response Code and communicate the Quick Response Code that is connected and pay background system II；
The Quick Response Code, which pays front end system, to be included the client 1 with client end AP P and is communicated with the client 1
The two dimension code reading equipment 2 of connection；The client 1 includes smart mobile phone, PDA, tablet personal computer or notebook computer；
The Quick Response Code pay background system II include communicating with accounting process systems 3 encryption system 4 that is connected and
Send system 5 with data receiver and communicate the data handling system 6 being connected, the data handling system 6 also with the account
Reason system 3 communicates connection；
The client 1 is communicated with the accounting process systems 3 and is connected, the two dimension code reading equipment 2 and the number
Connection is communicated according to transmission system 5 is received；
The two dimension code reading equipment 2 is built-in with deciphering module I and processing module II, the deciphering module I and processing mould
Block II communicates connection.The two dimension code reading equipment 2 is two dimension code reading terminal, including casing, the casing upper surface is set
Groove is equipped with, the bottom portion of groove is provided with camera, two dimension code reading processor, the shooting are provided with the casing
Head is connected with the two dimension code reading processor, and the deciphering module I and processing are included in the two dimension code reading processor
Module II.The other user is also configured with user name.
The method in payment system of the offline scenario based on Quick Response Code, step is as follows：
Step 1：When user is located at the whereabouts of offline scenario, the client end AP P that user starts the client 1 comes
Input is allocated to the user name of user to be logged in, and then client end AP P sends to the accounting process systems 3 and included
There is an instruction of the request account 2 D code information of user name, the accounting process systems 3 are just including user name and setting
The information transmission of the term of validity gives the encryption system 4, and the encryption system 4 is just the term of validity for including user name and setting
The ciphertext that information is obtained after being encrypted returns to the accounting process systems 3, and the accounting process systems 3 add the ciphertext
Work is sent to the client 1 into the 2 D code information for including the cipher-text information, then the 2 D code information, and the client
End APP is shown in the Quick Response Code in the client 1；The offline scenario include passenger take pubic transport vehicle when get on the bus or
Get off, can also be enter the station or outbound ticketing service scene, passenger take subway when enter the station or outbound ticketing service scene, You Keyou
Look at park, the ticketing service scene for entering garden in these places of showplace or other scenes for needing real-time ticket checkings to pass through.
Step 2：The Quick Response Code being shown in the client 1 is scanned with the two dimension code reading equipment 2, by what is scanned
The deciphering module i that ciphertext is delivered to built in the two dimension code reading equipment 2 is decrypted into plain text, if decryption is unsuccessful to suggest that failure
Information, then the plaintext is sent to processing module to judge the ageing of the term of validity in plaintext, and it is described it is ageing just
Be the term of validity in plaintext whether before the deadline, if not suggesting that the information of failure before the deadline, if before the deadline, just
Prompting is verified the response message of clearance, and user just leaves offline scenario, and then the two dimension code reading equipment 2 is just user
Transaction Information is sent to the data receiver and sends system 5；
Step 3：The data receiver sends system 5 and received after customer transaction information, is returned to reception successfully response
Information, and the data handling system 6 is given the customer transaction information transmission, the data handling system 6 is customer transaction
Information processing is into client's bill information and is transmitted to the accounting process systems 3, by the accounting process systems 3 customer account
Single information is sent in the client 1；
Step 4：User voluntarily select suitable when and where using the account interface in client end AP P come with the account
Business processing system 3 is communicated, and the account interface includes APP itself remaining sums, wechat, Alipay, Baidu's wallet or bank
Card, completes the payment to client's bill, the accounting process systems 3 pass back to checkout result in client 1 with this.
The encryption system 4 is a kind of hardware encryption system, and its ciphering process is completed by hardware completely, and AES is not using
Irreversible cryptographic algorithm, and the hardware of burned encryption system 4, key is by user's self manufacture and irreversible write-in hardware.Hardware,
AES, key tripartite collectively constitute encryption system, indispensable, it is ensured that the security of encryption.
The deciphering module is also a kind of hard decryption device, and its decrypting process is completed by hardware completely, and decipherment algorithm is used
Non-reversible algorithm corresponding with encryption system, and burned hardware, key pour into hardware by user's self manufacture is irreversible.Firmly
Part, decipherment algorithm, key tripartite collectively constitute deciphering module, indispensable, it is ensured that the security of decryption.
The legitimacy and validity of the complete off-line verification Quick Response Code of two dimension code reading equipment 2, are verified real-time sound
Should, the residence time of user is reduced, then offline generation customer transaction information, backstage is returned in equipment networking again.
Rely on whether user equipment networks when client end AP P obtains Quick Response Code, the two dimension code reading equipment 2 verifies two dimension
Independent of network during code, the generation of the two dimension code reading equipment 2 customer transaction record is independent of network, and passback relies on network.With
The complete transaction in one, family is divided into separate, asynchronous procedure, can fully ensure that the time requirement of offline scenario.
The beneficial effect of the present embodiment is：
1. this method utilizes the technical characterstic that Quick Response Code is unidirectionally recognized, with reference to the service that enjoys first popular at present, branch is paid again
Consumption mode, by the long trade mode (from the beginning to the end, completely, synchronous perform) under offline scenario be decomposed into identification checking,
Transaction generation, bill generate, pay in the short trade modes (segmentation, independence, asynchronous execution) such as clearing, have both improved whole system fault-tolerant
Property and ageing, also improves the friendliness that user uses；
2. the Quick Response Code backstage that this method is used generates and adds encryption technology in Quick Response Code generating process, use is both improved
The security of family account, also improves the anti-counterfeit capability of user account.
3. this method is using personal intelligent terminal technology and mobile interchange technology, individual subscriber intelligence has been further expanded eventually
The ability to pay at end, makes the user group of offline scenario enjoy the convenient life that new formula is brought.
The accounting process systems 3 include the information transmission of user name and the term of validity of setting to the encryption system
4, and encryption system is got after the information for the term of validity for including user name and setting, is responsible for the keeper of encryption system sometimes
Will via encryption system via communication module to accounting process systems transmission response data.
But keeper is unable to real-time Transmission response data when handling other affairs so that transmission response real-time property
It is not enough.
The method of the transmission response data includes：
Smart mobile phone is configured with oneself to the keeper for being responsible for encryption system in advance, and the smart mobile phone is via in network
PC is connected with encryption system；
Then smart mobile phone obtains the information for including user name and the term of validity of setting of PC transmission, described to include
The information of user name and the term of validity of setting is that the PC is passed when encryption system is transferred to the PC and meets sets requirement
Transport to the smart mobile phone；
The smart mobile phone obtains the response of the information for the term of validity for including user name and setting for described in and typing
Data；
The response data is transferred to the PC by the smart mobile phone, and the PC is transferred to the response data
The encryption system；
The smart mobile phone is obtained before the information for including user name and the term of validity of setting of PC transmission, in addition to：
The smart mobile phone builds transmissions links with the PC；
The smart mobile phone obtains the login ID of the keeper of the PC transmission via the transmissions links, and described
The login ID of the keeper is logged in smart mobile phone, the login ID of the keeper is to include user name described in transmission and set
The login ID of the information of the fixed term of validity；
The sets requirement is：
The dialog box that the PC is now shown is not the biography of the information for including user name and the term of validity of setting
It is defeated to use dialog box；Or,
The start button that the PC is currently in screen protection state and the PC is in setting state, the setting shape
State is used for the information for agreeing that the PC transmits the term of validity for including user name and setting to the smart mobile phone；Or
Person, gets the conventional data of the smart mobile phone transmission, the termination time point of the period 1 is described within the period 1
Include the time point of the information of user name and the term of validity of setting described in PC acquisition, the conventional data are by the smart mobile phone
The information for including user name and the term of validity of setting according to being obtained in conventional time point is obtained；Or, the PC is transported
Row setting maintenance program；
Methods described, in addition to：
Get it is described include user name and the term of validity of setting information when start the clock, the intelligent hand
Whether machine testing gets the response data of typing within the second round that the calculating time starts；
When the response data is not got within the second round, the smart mobile phone is transmitted to the PC
The response data of the setting is transferred to the encryption system, the response of the setting by the response data of setting, the PC
Data are voice data or character data；
The smart mobile phone obtains the response of the information for the term of validity for including user name and setting for described in and typing
Data, including：
The smart mobile phone detects user activated response command, wherein the response command is acoustic frequency response order or word
Accord with response command；
When the response command is acoustic frequency response order, the smart mobile phone obtain for it is described include user name and
The information of the term of validity of setting and the voice data of typing；
When the response command is character response order, the smart mobile phone is to the character that is prestored in the smart mobile phone
Data are shown, obtain user activated data decimation order, the character for obtaining the response data decimation order and returning
Data；
Methods described, in addition to：
User's login ID of each accounting process systems of the smart mobile phone to being stored in the smart mobile phone is carried out
Display；
The smart mobile phone obtains login ID and chooses order, obtains the account that the response login ID is chosen order and returned
User's login ID of processing system；
User's login ID of the accounting process systems of acquisition is transferred to the PC by the smart mobile phone, described
The term of validity for including user name and setting that PC is transmitted in the user's login ID for getting the accounting process systems
Information when, do not forward the information for including user name and the term of validity set to the smart mobile phone；
Methods described includes：
Smart mobile phone obtains the physical address of encryption system；
The smart mobile phone obtains the information for including user name and the term of validity of setting of typing；
The smart mobile phone transmits the information and the physical address for including user name and the term of validity of setting
To PC, the PC determines the encryption system according to the physical address, and includes user name and setting by described
The information transfer of the term of validity gives the encryption system；
The smart mobile phone transmits the information and the physical address for including user name and the term of validity of setting
Before PC, in addition to：
The smart mobile phone builds transmissions links with the PC；
The smart mobile phone obtains the login ID of the keeper of the PC transmission via the transmissions links, and described
The login ID of the keeper is logged in smart mobile phone, the login ID of the keeper is to include user name described in transmission and set
The login ID of the information of the fixed term of validity；
When the physical address is user's login ID of accounting process systems, the smart mobile phone obtains encryption system
Physical address, including：
The smart mobile phone is to the user of the accounting process systems of each encryption system stored in the smart mobile phone
Login ID is shown, is obtained login ID and is chosen order, will respond the accounting processing system that the login ID selection is ordered and returned
User's login ID of system is defined as user's login ID of the accounting process systems of the encryption system；Or,
The smart mobile phone obtains user's information of the accounting process systems of typing, detect in the smart mobile phone whether
The user's login ID being stored with the accounting process systems of user's information match of the accounting process systems, when described
It is stored with smart mobile phone and the users of the accounting process systems of user's information match of the accounting process systems steps on
When recording ID, user's login ID of the accounting process systems is defined as to the use of the accounting process systems of the encryption system
Person's login ID；When the accounting processing with user's information match of the accounting process systems is not stored in the smart mobile phone
During user's login ID of system, the PC is given by user's information transfer of the accounting process systems, the PC is obtained
User's login ID of the accounting process systems of user's information match with the accounting process systems of machine transmission, by institute
State accounting process systems user's login ID be defined as the encryption system accounting process systems user's login ID；
The smart mobile phone obtains the information for including user name and the term of validity of setting of typing, including：
The smart mobile phone detection user activated transmission order, wherein the transmission order is audio transmission order or word
Symbol transmission order；
When the transmission order is audio transmission order, the smart mobile phone obtains the voice data of typing；
When the transmission order is character transmission order, the smart mobile phone is to the character that is prestored in the smart mobile phone
Data are shown, obtain user activated data decimation order, the character for obtaining the response data decimation order and returning
Data；
Methods described includes：
PC obtains the information for including user name and the term of validity of setting of encryption system transmission；
The PC detects whether the PC meets sets requirement；
When the PC meets the sets requirement, the PC includes user name and the term of validity of setting by described
Information transfer to smart mobile phone；
The PC obtains the response data of the smart mobile phone transmission, and the response data is transferred into the encryption
System, the response data is to be entered into the intelligent hand for the information for including user name and the term of validity of setting
In machine；
The PC by it is described include user name and setting the term of validity information transfer to smart mobile phone before, also wrap
Include：
The PC builds transmissions links with the smart mobile phone；
The login ID of keeper is transferred to the smart mobile phone, the intelligent hand by the PC via the transmissions links
Machine logs in the login ID of the keeper, the login ID of the keeper be transmission it is described include user name and set it is effective
The login ID of the information of phase；
The PC detects whether the PC meets sets requirement, including：
The PC detects whether dialog box that the PC currently shows is described to include having for user name and setting
The transmission dialog box of the information of effect phase；Or,
The PC detects that whether the PC is currently in screen protection state, and detect that the start button in the PC is
No to be in setting state, the setting state is used to agree that the PC includes user name to smart mobile phone transmission
With the information of the term of validity of setting；Or,
The PC detects whether the PC gets the conventional data of the smart mobile phone transmission within the period 1,
The termination time point of the period 1 be the PC obtain the information for including user name and the term of validity set when
Point, the conventional data include user name and the term of validity of setting by the smart mobile phone according to what is obtained in conventional time point
Information is obtained；Or,
The PC detects whether the PC is currently running setting maintenance program；
Methods described, in addition to：
The PC obtains the setting response data of the smart mobile phone transmission, and the setting response data is transferred into institute
Encryption system is stated, the response data that sets is voice data or character data, and the setting response data is the intelligent hand
Machine get it is described include user name and the term of validity of setting information when start the clock, and start in the calculating time
Second round in do not get what is transmitted after the response data of typing；
The PC by it is described include user name and setting the term of validity information transfer to smart mobile phone after, also wrap
Include：
The PC obtains the character data of the smart mobile phone transmission, and the character data is transferred into the encryption is
System, the character data by the smart mobile phone when getting character response order, respond the character response order and from
Choose and obtain in the character data prestored, the character response order is user activated response command；
Methods described, in addition to：
The PC obtains the accounting process systems of the information for the term of validity for including user name and setting described in transmission
User's login ID；
The PC detects whether wrapped in the user's login ID for the accounting process systems that the smart mobile phone is transmitted in advance
Include user's login ID of the accounting process systems；
When the user's login ID for the accounting process systems that the smart mobile phone is transmitted in advance includes the accounting processing
During user's login ID of system, not to the letter for including user name and the term of validity of setting described in smart mobile phone forwarding
Breath；
Methods described includes：
PC obtains the information and the thing of encryption system that include user name and the term of validity of setting of smart mobile phone transmission
Manage address；
The PC determines the encryption system according to the physical address；
The PC is by the information transfer for including user name and the term of validity of setting to the encryption system；
The PC obtains the information and encryption system that include user name and the term of validity of setting of smart mobile phone transmission
Physical address before, in addition to：
The PC builds transmissions links with the smart mobile phone；
The login ID of keeper is transferred to the smart mobile phone, the intelligent hand by the PC via the transmissions links
Machine logs in the login ID of the keeper, the login ID of the keeper be transmission it is described include user name and set it is effective
The login ID of the information of phase；
When the physical address is user's login ID of accounting process systems, the PC obtains smart mobile phone transmission
Include user name and setting the information of the term of validity and the physical address of encryption system before, in addition to：
The PC obtains user's information of the accounting process systems of the smart mobile phone transmission, the accounting processing system
User's information of system is not store the account with user's information match of the accounting process systems in the smart mobile phone
The PC is transferred to during the user's login ID for processing system of being engaged in；
The PC detects the user's information match whether being stored with the accounting process systems in the PC
Accounting process systems user's login ID；
When the accounting process systems with user's information match of the accounting process systems that are stored with the PC
User's login ID when, user's login ID of the accounting process systems is transferred to the smart mobile phone by the PC,
User's login ID of the accounting process systems is defined as the accounting process systems of the encryption system by the smart mobile phone
User's login ID；
The PC obtains the information and encryption system that include user name and the term of validity of setting of smart mobile phone transmission
Physical address, including：
The PC obtains the character data and physical address of the smart mobile phone transmission, and the character data is by the intelligence
Energy mobile phone responds the character transmission order and chosen from the character data prestored when getting character transmission order
Arrive, the character transmission order is user activated transmission order.
This makes it possible to responded when keeper handles other affairs by smart mobile phone.
The present invention is described in the way of brief description of the drawings above, it will be understood by those of skill in the art that the disclosure
Embodiments described above is not limited to, in the case of without departing from the scope of the present invention, can make a variety of changes, change and replace
Change.
Claims (6)
1. a kind of in payment system of the offline scenario based on Quick Response Code, including be allocated to user Quick Response Code pay front end system and
Front end system, which is paid, with Quick Response Code communicates the Quick Response Code being connected payment background system, it is characterised in that
The Quick Response Code, which pays front end system, to be included the client with client end AP P and communicates what is be connected with the client
Two dimension code reading equipment；
The Quick Response Code, which pays background system, to be included communicating the encryption system being connected with accounting process systems and is connect with data
The system of transmitting and receiving communicates the data handling system of connection, and the data handling system is also communicated with the accounting process systems
Connection；
The client is communicated with the accounting process systems and is connected, and the two dimension code reading equipment is sent out with the data receiver
System is sent to communicate connection；
The two dimension code reading equipment is built-in with deciphering module described in deciphering module and processing module and processing module communication connection.
2. the method according to claim 1 in payment system of the offline scenario based on Quick Response Code, it is characterised in that step
It is as follows：
Step 1：When user is located at the whereabouts of offline scenario, user starts the client end AP P of the client to input
It is allocated to the user name of user to be logged in, then client end AP P is sent to the accounting process systems includes use
The instruction of the request account 2 D code information of name in an account book, the accounting process systems are just the term of validity for including user name and setting
Information transmission give the encryption system, the encryption system just include user name and setting the term of validity information carry out
The ciphertext obtained after encryption returns to the accounting process systems, and the accounting process systems are processed into the ciphertext comprising institute
State the 2 D code information of cipher-text information, then the 2 D code information be sent to the client, and the client end AP P this two
Dimension code is shown in the client；
Step 2：The Quick Response Code in the client is shown in the two dimension code reading device scan, the ciphertext scanned is passed
It is delivered to the deciphering module built in the two dimension code reading equipment to be decrypted into plain text, then the plaintext is sent to processing module to sentence
The term of validity in disconnected plaintext it is ageing, and it is described it is ageing be exactly the term of validity in plaintext whether before the deadline, if having
In the effect phase, the response message for being verified clearance is suggested that, user just leaves offline scenario, then the two dimension code reading equipment
Customer transaction information is just sent to the data receiver and sends system；
Step 3：The data receiver sends system and received after customer transaction information, is returned to the successful response message of reception,
And the data handling system is given the customer transaction information transmission, the data handling system is customer transaction Information procession
It is processed into client's bill information and is transmitted to the accounting process systems, client's bill information is sent by the accounting process systems
Onto the client；
Step 4：User voluntarily select suitable when and where using the account interface in client end AP P come with the account
Reason system is communicated, and the payment to client's bill is completed with this, and the accounting process systems pass back to checkout result
In client.
3. the method according to claim 2 in payment system of the offline scenario based on Quick Response Code, it is characterised in that described
Encryption system is a kind of hardware encryption system, and its ciphering process is completed by hardware completely, and AES uses irreversible encryption algorithm,
And the hardware of burned encryption system, key is by user's self manufacture and irreversible write-in hardware.
4. the method according to claim 2 in payment system of the offline scenario based on Quick Response Code, it is characterised in that described
Deciphering module is also a kind of hard decryption device, and its decrypting process is completed by hardware completely, and decipherment algorithm is used and encryption system pair
The non-reversible algorithm answered, and burned hardware, key pour into hardware by user's self manufacture is irreversible.
5. the method according to claim 2 in payment system of the offline scenario based on Quick Response Code, it is characterised in that described
The legitimacy and validity of the complete off-line verification Quick Response Code of two dimension code reading equipment, are verified real-time response, reduce user's
Residence time, then offline generation customer transaction information, backstage is returned in equipment networking again.
6. the method according to claim 2 in payment system of the offline scenario based on Quick Response Code, it is characterised in that client
End APP relies on whether user equipment networks when obtaining Quick Response Code, independent of net during the two dimension code reading device authentication Quick Response Code
Network, the two dimension code reading equipment generation customer transaction record is independent of network, and passback relies on network.
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| CN107609856A (en) * | 2017-09-27 | 2018-01-19 | 深圳市万通顺达科技股份有限公司 | A kind of Quick Response Code payment system and its method of payment |
| CN107633391A (en) * | 2017-09-27 | 2018-01-26 | 深圳市万通顺达科技股份有限公司 | Screen Quick Response Code consumption system and its Quick Response Code consuming method |
| CN107911441A (en) * | 2017-11-13 | 2018-04-13 | 北京骑思妙享科技有限公司 | A kind of children's electric motor vehicle system paid based on mobile client barcode scanning |
| CN108460593A (en) * | 2017-11-01 | 2018-08-28 | 福建博思软件股份有限公司 | A kind of offline Quick Response Code method of payment and device |
| CN108510669A (en) * | 2018-03-20 | 2018-09-07 | 广东邮政邮件快件服务有限公司 | A kind of Intelligent Package cabinet of the babinet without interface operation |
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| CN111967556A (en) * | 2020-08-11 | 2020-11-20 | 福建博思数字科技有限公司 | Two-dimensional code offline generation method and storage medium |
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| CN107633391A (en) * | 2017-09-27 | 2018-01-26 | 深圳市万通顺达科技股份有限公司 | Screen Quick Response Code consumption system and its Quick Response Code consuming method |
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| CN109345226A (en) * | 2018-08-13 | 2019-02-15 | 唐晓冬 | A kind of off line method of payment and system that campus is self-service |
| CN109886671A (en) * | 2019-02-17 | 2019-06-14 | 北京意锐新创科技有限公司 | Two dimensional code method of payment and device based on double screen |
| CN110516776A (en) * | 2019-07-12 | 2019-11-29 | 北京如易行科技有限公司 | Offline two dimensional code is ridden method and apparatus |
| CN111178874A (en) * | 2019-12-13 | 2020-05-19 | 杜晓楠 | Transaction method and system based on block chain cold wallet |
| CN111178874B (en) * | 2019-12-13 | 2023-12-08 | 杜晓楠 | Transaction method and system based on blockchain cold wallet |
| CN113159756A (en) * | 2020-01-07 | 2021-07-23 | Oppo广东移动通信有限公司 | Payment information processing method and device, wearable device and computer-readable storage medium |
| CN113313484A (en) * | 2020-02-26 | 2021-08-27 | 新开普电子股份有限公司 | Risk control method, system and device in double off-line scene and storage medium |
| CN111598563A (en) * | 2020-05-19 | 2020-08-28 | 北京思特奇信息技术股份有限公司 | Mobile service acceptance method and system combining real-time payment and asynchronous payment |
| CN111598563B (en) * | 2020-05-19 | 2023-12-05 | 北京思特奇信息技术股份有限公司 | Mobile service acceptance method and system combining real-time and asynchronous payment |
| CN111967556A (en) * | 2020-08-11 | 2020-11-20 | 福建博思数字科技有限公司 | Two-dimensional code offline generation method and storage medium |
| US20230368179A1 (en) * | 2022-05-10 | 2023-11-16 | Capital One Services, Llc | System and method for providing temporary virtual payment card |
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Application publication date: 20170922 |