CN107133872A - Block chain information brings platform together - Google Patents

Block chain information brings platform together Download PDF

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Publication number
CN107133872A
CN107133872A CN201710314693.5A CN201710314693A CN107133872A CN 107133872 A CN107133872 A CN 107133872A CN 201710314693 A CN201710314693 A CN 201710314693A CN 107133872 A CN107133872 A CN 107133872A
Authority
CN
China
Prior art keywords
token
platform
fund
bill
block chain
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710314693.5A
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Chinese (zh)
Inventor
吴思进
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hangzhou Fuzamei Technology Co Ltd
Original Assignee
Hangzhou Fuzamei Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hangzhou Fuzamei Technology Co Ltd filed Critical Hangzhou Fuzamei Technology Co Ltd
Priority to CN201710314693.5A priority Critical patent/CN107133872A/en
Publication of CN107133872A publication Critical patent/CN107133872A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Platform is brought together the invention discloses block chain information, billing information is published on block chain by credit requirement side, form bill token(Assets are digitized, and can represent corresponding bill), fund supply side deposits pipe acquisition platform by fund and settles accounts token accordingly(Digital cash or franc token).Fund supply side selectes payment and settlement token after the bill token, forms contractual relation, receives after the bill transferred the possession of from credit requirement side and confirmation, credit requirement side can obtain clearing token, and the real fund that can withdraw deposit.The invention is brought bill token and clearing token together using block chain technology in intelligent contract, the transactional operation such as simultaneously listed, delisted, financial operations, the ECDS such as supplement, withdraw deposit with money to transfer the possession of, receive ticket etc. and confirm that operation writes block chain, ensure that each fund contact and bill transfer are corresponded, reduce tradition and bring the data clearance of platform and the process of capital settlement together, credit requirement can obtain fund immediately.

Description

Block chain information brings platform together
Technical field
The present invention relates to block chain technical field.
Background technology
Current information, which brings platform together, to be recorded in central server, the equity credits information such as bill and Trading parties All there is the technical possibility distorted and lost in the delisted information that is listed, Trading parties and platform side and other third parties are in data There is trust problem on authenticity and integrity, the prompt cash for how ensureing both parties' bill and fund in addition is all ability The problem of field technique personnel need to solve.
The content of the invention
The purpose of the present invention is that each behavior when being merchandised using the mode for the hash that signs to merchandising or signing a contract all is remembered Record saves from damage to get off, and effectively saves the real processes of whole trading activity, it is ensured that authenticity and integrity.
In order to overcome the above-mentioned deficiencies of the prior art, platform is brought together the invention provides block chain information.Content is:
Trading parties are being registered when block chain information brings platform together, it is necessary to by after basic identity information and public key address binding, by Third party CA centers signature authentication, it is ensured that the CA identity informations of counterparty are all have recorded in following every operation Hash.
The equity credits information such as bill is published on block chain by credit requirement side, forms the tokens such as bill(Assets numeral Change, corresponding bill can be represented), fund supply side deposits pipe acquisition platform by fund and settles accounts token accordingly(Digital cash or Franc token).Fund supply side selectes payment and settlement token after the bill token, forms contractual relation, and receive needs from fund After the bill of the side's of asking transfer and confirmation, credit requirement side can obtain clearing token, and the real fund that can withdraw deposit.
Credit requirement side holds the essential information of bill in platform typing, including ticket number, check drawer, accepter, arrives Day phase, denomination etc., after platform examination & verification passes through, send corresponding bill token into credit requirement side public key address.Search The cryptographic Hash of typing operation, can inquire CA identity informations, typing information and the fare basis of credit requirement side.
Credit requirement side sets discount rate, discount takes, after the amount of money of finance, and private key signature confirms be listed transfer bill, bill Token is sent into platform intelligent contract address.Fund is stored in after bank's trustship account of platform by fund supply side, platform hair Corresponding clearing token is put to the platform account of fund supply side.When fund supply side confirms investment target, then by respective numbers Clearing token is sent to intelligent contract, carries out trade matching.Search is listed, the cryptographic Hash of delisted operation, can inquire participation and hand over Authentication, fare basis, discount Transaction Information, exchange hour of easy both sides etc..
Both parties followed by confirmation ECDS billing systems bill transfer, and confirm bank settlement, be required to private Key is signed, and operation note is write in block chain.Search operation cryptographic Hash can inquire time of concrete operations, type, bill The information such as the amount of money, the public key address of Search Transactions both sides can inquire all historical operations of the address.
Brief description of the drawings
Fig. 1 is that block chain information brings schematic diagram of the platform embodiment in bill transfer flow together.
Embodiment
To make the purpose, technical scheme and advantage of the embodiment of the present invention clearer, below in conjunction with the embodiment of the present invention In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is A part of embodiment of the present invention, rather than whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art The every other embodiment obtained under the premise of creative work is not made, belongs to the scope of protection of the invention.
Step S1, Trading parties are being registered when block chain information brings platform together, it is necessary to by basic identity information and public key After the binding of location, by third party CA centers signature authentication, it is ensured that all have recorded the CA identity of counterparty in following every operation Hash Information.
Billing information is published on block chain by step S2, credit requirement side, forms bill token(Assets are digitized, can Represent corresponding bill), fund supply side deposits pipe acquisition platform by fund and settles accounts token accordingly(Digital cash or franc generation Coin).Fund supply side selectes payment and settlement token after the bill token, forms contractual relation, receives and turns from credit requirement side After the bill allowed and confirmation, credit requirement side can obtain clearing token, and the real fund that can withdraw deposit.
Step S3, credit requirement side holds the essential information of bill in platform typing, including ticket number, check drawer, holds People, Expiration Date, denomination etc. are converted, after platform examination & verification passes through, corresponding bill token is sent to credit requirement side public key address In.The cryptographic Hash of typing operation is searched for, CA identity informations, typing information and the bill that can inquire credit requirement side are believed substantially Breath.
Step S4, credit requirement side sets discount rate, discount takes, after the amount of money of finance, and private key signature confirms the transfer ticket that is listed According to bill token is sent into platform intelligent contract address.Fund is stored in after bank's trustship account of platform by fund supply side, Platform provides corresponding clearing token to the platform account of fund supply side.When fund supply side confirms investment target, then by accordingly The clearing token of quantity is sent to intelligent contract, carries out trade matching.Search is listed, the cryptographic Hash of delisted operation, can inquire Participate in business the authentication of both sides, fare basis, discount Transaction Information, exchange hour etc..
Step S5, both parties followed by confirmation ECDS billing systems bill transfer, and confirm bank settlement, Private key signature is needed, operation note is write in block chain.Search operation cryptographic Hash can inquire the time of concrete operations, class The information such as type, the amount of the instrument, the public key address of Search Transactions both sides can inquire all historical operations of the address.
Step S6, when clearing token application is redeemed for real money, platform withdraws clearing token, and trust bank is true through platform Recognize the bank account that real money is transferred to applicant.
By the above method, the surplus capital that platform can be verified in platform trust bank account in real time and platform transaction are each Whether the clearing token total value held in square account is consistent, accomplishes clearance in real time, reduces data clearance and capital settlement Link.
A kind of method and system of transaction record provided by the present invention are described in detail above.Tool used herein Body example is set forth to the principle and embodiment of the present invention, and the explanation of above example is only intended to help and understands this hair Bright method and its core concept.It should be pointed out that for those skilled in the art, not departing from the present invention On the premise of principle, some improvement and modification can also be carried out to the present invention, these are improved and modification also falls into right of the present invention It is required that protection domain in.

Claims (7)

1. brining platform together the invention discloses block chain information, the information such as bill, account due, equity credits are sent out by credit requirement side Cloth forms the tokens such as bill on block chain(Assets are digitized, and can represent corresponding bill), fund supply side is deposited by fund Pipe obtains platform and settles accounts token accordingly(Digital cash or franc token).Fund supply side, which is selected, pays knot after the bill token Token is calculated, contractual relation is formed, received after the bill transferred the possession of from credit requirement side and confirmation, credit requirement side can be tied Calculate token, and the real fund that can withdraw deposit.
2. block chain information brings platform together according to claim 1, it is characterised in that Trading parties need to provide substantially true Identity information, binds public key address Hou You CA centers signature authentication, with all signature operations of rear platform, can all navigate to participation The CA identity informations of counterparty are all have recorded in the identity of counterparty, and every operation Hash.
3. block chain information brings platform together according to claim 1, it is characterised in that use block chain technology, credit requirement Side holds the essential information of bill, including ticket number, check drawer, accepter, Expiration Date, denomination etc. in platform typing, After platform examination & verification passes through, corresponding bill token is sent into credit requirement side public key address.The cryptographic Hash of typing operation is searched for, CA identity informations, typing information and the fare basis of credit requirement side can be inquired.
4. block chain information brings platform together according to claim 1, it is characterised in that uses block chain technology, determines identity Trading parties to billing information and operation note, confirmed respectively with private key signature, so as to generate respective cryptographic Hash, be stored in On block chain.
5. block chain information brings platform together according to claim 1, it is characterised in that fund is stored in platform by fund supply side Bank's trustship account after, platform provides corresponding clearing token to the platform account of fund supply side.Record is supplemented in inquiry every with money Hash, fund deposit side, recharge amount can be viewed, the information such as time are supplemented with money.
6. according to claim 1, block chain information brings platform together described in 5, it is characterised in that when forming contractual relation, fund is supplied It is frozen, and is sent to the public key address of credit requirement side to the corresponding fund of side's clearing token, treats that fund supply side is received After corresponding bill(Bill transfer is completed), settle accounts token and thaw, credit requirement can extract fund just now.
7. according to claim 1, block chain information brings platform together described in 5,6, it is characterised in that the application of credit requirement side is withdrawn deposit When, clearing token is sent to platform public key address, platform transfers accounts true fund to bank's trustship account of credit requirement side. Platform can verify the surplus capital in platform trust bank account and the clearing held in platform Trading parties account in real time Whether token total value is consistent, accomplishes clearance in real time.
CN201710314693.5A 2017-05-06 2017-05-06 Block chain information brings platform together Pending CN107133872A (en)

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Cited By (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107862548A (en) * 2017-11-03 2018-03-30 国云科技股份有限公司 A kind of broad range of data sharing method based on block chain
CN108615144A (en) * 2018-04-11 2018-10-02 北京奇虎科技有限公司 Identity information processing method, device and the computing device of block chain node
CN109035019A (en) * 2018-07-11 2018-12-18 平安科技(深圳)有限公司 Bill business method, system, computer equipment and storage medium
CN109034999A (en) * 2018-06-15 2018-12-18 杭州复杂美科技有限公司 Loan method and system, equipment and storage medium
CN109118222A (en) * 2018-08-15 2019-01-01 杭州复杂美科技有限公司 A kind of asset management system based on block chain
CN109146448A (en) * 2018-07-13 2019-01-04 杭州复杂美科技有限公司 Across chain assets transfer method, equipment and storage medium
WO2019019134A1 (en) * 2017-07-28 2019-01-31 杭州复杂美科技有限公司 Block chain information matching platform
CN109325759A (en) * 2018-09-17 2019-02-12 简单汇信息科技(珠海)有限公司 Method, management platform, device, system and storage medium are opened online
CN109360054A (en) * 2018-09-30 2019-02-19 中链科技有限公司 Automobile leasing method, apparatus and electronic equipment based on block chain
CN109377359A (en) * 2018-08-22 2019-02-22 江苏银行股份有限公司 A kind of discounted note transaction match method based on block chain
CN109523377A (en) * 2018-10-18 2019-03-26 上海达家迎信息科技有限公司 A kind of method of commerce of digital cash, device, equipment and storage medium
CN109523331A (en) * 2017-09-20 2019-03-26 成都高新信息技术研究院 A kind of credible agricultural product production organization method and system
CN109767204A (en) * 2018-06-14 2019-05-17 杭州复杂美科技有限公司 A kind of block chain advance payment financing method
CN109829820A (en) * 2019-01-09 2019-05-31 广州闪链区块链科技有限公司 A kind of gold assets cochain method based on block chain
CN109993530A (en) * 2019-03-29 2019-07-09 北京柏链基石科技有限公司 A kind of virtual resource management method, device and electronic equipment
CN110490723A (en) * 2018-05-15 2019-11-22 全球智能股份有限公司 Loan administration method and system under block chain
CN111325533A (en) * 2019-12-31 2020-06-23 深圳大学 Decentralized transaction method, decentralized transaction system and computer equipment
CN111402050A (en) * 2020-03-11 2020-07-10 北京价值互联科技有限公司 Center-removing matching method and system based on block chain
CN112950203A (en) * 2021-03-04 2021-06-11 湖南大学 Bill financing method, system, equipment and medium based on intelligent matching platform
CN112950339A (en) * 2021-03-09 2021-06-11 湖南大学 Bill financing method, system, equipment and medium based on intelligent auction platform

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CN105488675A (en) * 2015-11-25 2016-04-13 布比(北京)网络技术有限公司 Distributed shared general ledger construction method of block chain
CN105592098A (en) * 2016-01-16 2016-05-18 杭州复杂美科技有限公司 Management method of vote and CA certificate of block chain
CN105681301A (en) * 2016-01-16 2016-06-15 杭州复杂美科技有限公司 Settlement method on block chain

Patent Citations (3)

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Publication number Priority date Publication date Assignee Title
CN105488675A (en) * 2015-11-25 2016-04-13 布比(北京)网络技术有限公司 Distributed shared general ledger construction method of block chain
CN105592098A (en) * 2016-01-16 2016-05-18 杭州复杂美科技有限公司 Management method of vote and CA certificate of block chain
CN105681301A (en) * 2016-01-16 2016-06-15 杭州复杂美科技有限公司 Settlement method on block chain

Cited By (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019019134A1 (en) * 2017-07-28 2019-01-31 杭州复杂美科技有限公司 Block chain information matching platform
CN109523331A (en) * 2017-09-20 2019-03-26 成都高新信息技术研究院 A kind of credible agricultural product production organization method and system
CN107862548A (en) * 2017-11-03 2018-03-30 国云科技股份有限公司 A kind of broad range of data sharing method based on block chain
CN108615144A (en) * 2018-04-11 2018-10-02 北京奇虎科技有限公司 Identity information processing method, device and the computing device of block chain node
CN110490723A (en) * 2018-05-15 2019-11-22 全球智能股份有限公司 Loan administration method and system under block chain
CN109767204A (en) * 2018-06-14 2019-05-17 杭州复杂美科技有限公司 A kind of block chain advance payment financing method
CN109034999A (en) * 2018-06-15 2018-12-18 杭州复杂美科技有限公司 Loan method and system, equipment and storage medium
CN109035019A (en) * 2018-07-11 2018-12-18 平安科技(深圳)有限公司 Bill business method, system, computer equipment and storage medium
CN109146448A (en) * 2018-07-13 2019-01-04 杭州复杂美科技有限公司 Across chain assets transfer method, equipment and storage medium
CN109146448B (en) * 2018-07-13 2021-02-09 杭州复杂美科技有限公司 Cross-chain asset transfer method, device and storage medium
CN109118222A (en) * 2018-08-15 2019-01-01 杭州复杂美科技有限公司 A kind of asset management system based on block chain
CN109377359A (en) * 2018-08-22 2019-02-22 江苏银行股份有限公司 A kind of discounted note transaction match method based on block chain
CN109325759A (en) * 2018-09-17 2019-02-12 简单汇信息科技(珠海)有限公司 Method, management platform, device, system and storage medium are opened online
CN109325759B (en) * 2018-09-17 2023-09-19 简单汇信息科技(广州)有限公司 Online development method, management platform, device, system and storage medium
CN109360054A (en) * 2018-09-30 2019-02-19 中链科技有限公司 Automobile leasing method, apparatus and electronic equipment based on block chain
CN109523377A (en) * 2018-10-18 2019-03-26 上海达家迎信息科技有限公司 A kind of method of commerce of digital cash, device, equipment and storage medium
CN109523377B (en) * 2018-10-18 2022-02-08 上海达家迎信息科技有限公司 Transaction method, device, equipment and storage medium of digital currency
CN109829820A (en) * 2019-01-09 2019-05-31 广州闪链区块链科技有限公司 A kind of gold assets cochain method based on block chain
CN109993530A (en) * 2019-03-29 2019-07-09 北京柏链基石科技有限公司 A kind of virtual resource management method, device and electronic equipment
CN111325533A (en) * 2019-12-31 2020-06-23 深圳大学 Decentralized transaction method, decentralized transaction system and computer equipment
CN111325533B (en) * 2019-12-31 2024-05-14 深圳大学 Decentralizing transaction method, transaction system and computer equipment
CN111402050A (en) * 2020-03-11 2020-07-10 北京价值互联科技有限公司 Center-removing matching method and system based on block chain
CN112950203A (en) * 2021-03-04 2021-06-11 湖南大学 Bill financing method, system, equipment and medium based on intelligent matching platform
CN112950339A (en) * 2021-03-09 2021-06-11 湖南大学 Bill financing method, system, equipment and medium based on intelligent auction platform

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Application publication date: 20170905

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