CN107122969A - A kind of method of payment and its device, system and electronic equipment - Google Patents
A kind of method of payment and its device, system and electronic equipment Download PDFInfo
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- CN107122969A CN107122969A CN201710174057.7A CN201710174057A CN107122969A CN 107122969 A CN107122969 A CN 107122969A CN 201710174057 A CN201710174057 A CN 201710174057A CN 107122969 A CN107122969 A CN 107122969A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4033—Local solvency checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
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Abstract
The present invention relates to mobile payment technical field, more particularly to a kind of method of payment and its device, system and electronic equipment.Wherein, the method for payment includes：Based on bluetooth connection, the Bluetooth identities mark of consumer terminal is obtained；Identified according to Bluetooth identities and build and present customer list；The operation of selection pending payment customer is carried out in customer list in response to businessman, to consumer terminal Sending Payments information, so that customer completes to pay according to payment information.Therefore, customer generates Quick Response Code or bar code in whole payment process without using consumer terminal, just can complete to pay, so as to simplify payment program.Also, customer can confirm just to be paid after Payment Amount and other information are errorless according to payment information, so as to ensure to improve the security of customer payment.
Description
Technical field
The present invention relates to mobile payment technical field, more particularly to a kind of method of payment and its device, system and electronics
Equipment.
Background technology
With the development of mobile-payment system, people can easily complete to pay by mobile terminal.
Prior art provides following mobile payment mode：When customer need is paid the bill, customer is answered by opening to pay on line
The Quick Response Code or bar code for payment are generated with program, and in the payment application, businessman inputs in merchant device to pay
The money amount of money, and using the Quick Response Code of barcode scanning gun scanning consumer terminal, and then complete to pay.
However, inventor is during the present invention is realized, it is found that existing correlation technique at least has problems with：It is existing
Payment flow is excessively cumbersome, and when deducting the Payment Amount of customer, customer is had not been able to it is determined that on the premise of Payment Amount
The deduction of Payment Amount is completed.For customer, such a payment method is dangerous.
The content of the invention
One purpose of the embodiment of the present invention aims to provide a kind of method of payment and its device, system and electronic equipment, its
Solve that existing payment process is excessively cumbersome and unsafe technical problem.
In order to solve the above technical problems, the embodiment of the present invention provides following technical scheme：
In a first aspect, the embodiment of the present invention discloses a kind of method of payment, the method for payment includes：
Based on bluetooth connection, the Bluetooth identities mark of consumer terminal is obtained；
Identified according to the Bluetooth identities and build and present customer list；
The operation of selection pending payment customer is carried out in the customer list in response to businessman, sends and pays to the consumer terminal
Money information, so that customer completes to pay according to the payment information.
Optionally, the customer list includes Customer Information, and the Customer Information is associated with Bluetooth identities mark.
Optionally, described identified according to the Bluetooth identities builds and customer list is presented, including：
Identified according to the Bluetooth identities, judge whether to prestore identifies the Customer Information associated with the Bluetooth identities；
If so, identifying the Customer Information associated according to the Bluetooth identities, build and the customer list is presented；
If it is not, sending command information to the consumer terminal, the command information is answered for indicating that consumer terminal is jumped to
With the default download network address of program.
Optionally, the operation in the customer list select pending payment customer in response to businessman, is turned round and look to described
Objective terminal Sending Payments information, so that customer completes to pay according to the payment information, including：
Select the operation of pending payment customer in the customer list according to bluetooth signal intensity in response to businessman, turned round and look to described
Objective terminal Sending Payments information, wherein, the bluetooth signal intensity is strong for the Bluetooth signal between merchant terminal and consumer terminal
Degree；
Receive customer according to the payment information the consumer terminal complete pay payment information when, according to Gu
The remaining sum of visitor is withholdd.
Optionally, the Customer Information correspondence bluetooth signal intensity；
The businessman selects the operation of pending payment customer according to bluetooth signal intensity in the customer list, including：
Businessman selects the corresponding Customer Information of most strong bluetooth signal intensity to be pending payment customer from the customer list.
Optionally, it is described in response to businessman according to bluetooth signal intensity the customer list select pending payment customer behaviour
Make, to the consumer terminal Sending Payments information, including：
The operation of the customer of pending payment is selected in the customer list according to bluetooth signal intensity in response to businessman, according to institute
The corresponding Bluetooth identities mark of customer of pending payment is stated, the history purchaser record of the customer of the pending payment is obtained；
According to the history purchaser record of the customer of the pending payment, send merchandise news to the consumer terminal and payment is believed
Breath.
Optionally, the payment information includes current commodity purchase information and total Payments, and the merchandise news includes pushing away
Recommend product；
The history purchaser record of the customer according to the pending payment, sends merchandise news to the consumer terminal and pays
Money information, including：
Judge that the history purchaser record of the customer of the pending payment whether there is production corresponding with current commodity purchase information
Product；
If so, sending the most corresponding recommended products of purchase number of times and payment information to the consumer terminal；
If it is not, the history purchaser record will be added to the corresponding product of current commodity purchase information, and to described
Terminal Sending Payments information.
In second aspect, the embodiment of the present invention provides a kind of payment mechanism, and the payment mechanism includes：
Acquisition module, for based on bluetooth connection, obtaining the Bluetooth identities mark of consumer terminal；
Module is built, customer list is built and present for being identified according to the Bluetooth identities；
Sending module, the operation in the customer list select pending payment customer in response to businessman, to described
Consumer terminal Sending Payments information, so that customer completes to pay according to the payment information.
In the third aspect, the embodiment of the present invention provides a kind of payment system, and the payment system includes consumer terminal and use
In the merchant terminal for performing above-mentioned method of payment.
In fourth aspect, the embodiment of the present invention provides a kind of electronic equipment, and the electronic equipment includes：
At least one processor；And
With the memory of at least one processing communication connection；Wherein, the memory storage have can by it is described at least
The instruction of one computing device, the instruction is by least one described computing device, so that at least one described processor
It can be used in performing above-mentioned method of payment.
In each embodiment of the invention, during customer payment, the merchant terminal of businessman and the consumer terminal of customer set up blue
Tooth is connected, and based on the bluetooth connection, merchant terminal gets the Bluetooth identities mark of consumer terminal, and merchant terminal can root
Identified according to the Bluetooth identities and build and customer list is presented to businessman.Then, businessman can select pending payment in customer list
Customer, merchant terminal in customer list select the operation of pending payment customer in response to businessman, to consumer terminal Sending Payments
Information, so that customer completes to pay according to payment information.Therefore, in payment process, customer is without barcode scanning, rapid and convenient.And
And can also be it is determined that completing to pay again after Payment Amount, so as to ensure that customer being capable of Secure Payments.
Brief description of the drawings
One or more embodiments are illustrative by the picture in corresponding accompanying drawing, these exemplary theorys
The element with same reference numbers label is expressed as similar element in the bright restriction not constituted to embodiment, accompanying drawing, removes
Composition is not limited the non-figure having in special statement, accompanying drawing.
Fig. 1 is that the embodiment of the present invention provides a kind of schematic flow sheet of method of payment；
Fig. 2 is that the embodiment of the present invention provides a kind of schematic diagram for paying application scenarios；
Fig. 3 is that the embodiment of the present invention provides a kind of schematic diagram of customer list；
Fig. 4 is the schematic flow sheet of step 12 in Fig. 1；
Fig. 5 is the schematic flow sheet of step 121 in Fig. 4；
Fig. 6 is that the embodiment of the present invention provides a kind of structural representation of payment mechanism；
Fig. 7 is the structural representation that the embodiment of the present invention provides a kind of electronic equipment.
Embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples
The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the present invention, not
For limiting the present invention.
The method of payment of the embodiment of the present invention, can be in any suitable type, with user interaction means and operational capability
Processor user terminal in perform, such as in desktop computer, smart mobile phone, tablet personal computer and other users terminal.
The payment mechanism of the embodiment of the present invention can be independently arranged at as one of software or hardware function units
In above-mentioned user terminal, the embodiment of the present invention can also be performed as the one of functional module integrated within a processor
Method of payment.
Fig. 1 is that the embodiment of the present invention provides a kind of schematic flow sheet of method of payment.As shown in figure 1, the method for payment bag
Include：
Step 10, based on bluetooth connection, obtain the Bluetooth identities mark of consumer terminal；
As shown in Fig. 2 when customer 21 needs payment, customer 21 and businessman 22 correspond to the bluetooth for opening consumer terminal 23 respectively
Bluetooth connection is set up between the Bluetooth function of function and merchant terminal 24, and consumer terminal 23 and merchant terminal 24, and
Delivery operation is completed based on the bluetooth connection.
In certain embodiments, according to above-mentioned instructed and guided content, customer 21 and businessman 22 are also based on paying application
Program is to complete above-mentioned instructed and guided content.Specifically, the consumer terminal of customer 21 and the merchant terminal of businessman 22 can be transported
Go payment application, i.e.,：Payment application can be loaded on and run in each above-mentioned terminal, and the payment application journey
The loading of sequence can be that each above-mentioned terminal is downloaded and obtained from major application program application markets on internet, can also be
Each above-mentioned terminal is self-contained.When customer 21 needs payment, customer 21 and businessman 22 are by opening the branch of each self terminal
Application program is paid, to trigger the Bluetooth function for opening each self terminal, and bluetooth connection is set up with this.In some embodiments
In, user can carry out register account number in the payment application, possess the close of the account that can log in the payment application
Code, and certain amount of money that can also be prestored in the account of the account, can be from the payment application in payment
Account is withholdd or stored.In the account of the payment application, user can upload itself true head portrait and name
Word as the account mark, businessman it is determined that pending payment customer when, can be directly according to the true head portrait and name of user
Be accurately determined user whether be pending payment customer.
As described above, consumer terminal 23 is set up after bluetooth connection with merchant terminal 24, merchant terminal 24 is based on the bluetooth
Connection gets the Bluetooth identities mark of consumer terminal 23, and Bluetooth identities mark is the ID of the bluetooth module of consumer terminal 23
(identity), it has uniqueness.Also, the Bluetooth identities identify the account registered with user in the payment application
Number unique association.Merchant terminal 24 can be by determining Bluetooth identities mark with the further accurate account for determining customer.
In certain embodiments, the bluetooth module of merchant terminal 24 and consumer terminal 23 can use the low work(of bluetooth 4.0
Consume agreement.
Step 11, identified according to Bluetooth identities and build and be presented customer list；
Merchant terminal 24 detects the consumer terminal 23 of near its circumference, and gets all consumer terminals 23 of peripheral attachments
Bluetooth identities are identified.Merchant terminal 24 can build customer list according to Bluetooth identities mark.Wherein, as shown in figure 3, customer arranges
Table includes Customer Information, and Customer Information can be customer's head portrait and customer name.
In certain embodiments, Customer Information is associated with Bluetooth identities mark.By by Customer Information and Bluetooth identities mark
Knowledge is associated, and merchant terminal 24 is when building and customer list being presented, and it can be according to the quick confirmation pair of Bluetooth identities mark
The Customer Information answered and customer list is built and presented according to the Customer Information.
Step 12, in response to businessman customer list carry out select pending payment customer operation, to consumer terminal send pay
Money information, so that customer completes to pay according to payment information.
Businessman may browse through the customer of near its circumference, and the selection pending payment customer from customer list in customer list
Paid the bill.Then merchant terminal 24 in customer list select the operation of pending payment customer in response to businessman, whole to customer
23 Sending Payments information are held, wherein, the payment information includes current commodity purchase information, total Payments, payment currency type and waited
Deng for example, customer's first 25 pieces of two bottled beer of purchase, merchant terminal 24 pushes current commodity to the consumer terminal 23 of customer's first and bought
Information (two bottled beers), total Payments (25 pieces), payment currency type (RMB RMB, MYR MYR, Singapore dollar
SGD, Thai Baht THB, HKD Hong Kong dollar HKD, Indonesia Rupiah (Rp) IDR), wherein, customer's first can select corresponding currency type to be paid.
When the consumer terminal of customer receives the payment information, and after confirming that the payment information is errorless, input pays close
Code or fingerprint or aerial signature, to complete to pay.
Customer generates Quick Response Code or bar code in whole payment process without using consumer terminal, just can complete branch
Pay, so as to simplify payment program.Also, after customer can confirm that Payment Amount and other information are errorless according to payment information
Just paid, so as to ensure to improve the security of customer payment.
In certain embodiments, when building and customer list being presented, merchant terminal 24 is identified according to Bluetooth identities, is judged
Whether prestore and identify the Customer Information associated with Bluetooth identities.If so, identifying the Customer Information associated, structure according to Bluetooth identities
Customer list is built, specifically, merchant terminal 24 finds out corresponding Customer Information according to Bluetooth identities mark traversal memory,
And the Customer Information is built to customer list and the desktop for being presented in merchant terminal 24.If it is not, being sent to consumer terminal 23
Command information, command information is used to indicate that consumer terminal 23 jumps to the default download network address of application program.Consumer terminal 23 can
With opened with browser this it is default download network address, and download application program from the default network address of downloading, the application program can be with
It is the payment application described in each above-mentioned embodiment, so that customer completes to pay by the payment application.
In certain embodiments, after consumer terminal 23 and merchant terminal 24 set up bluetooth connection, businessman can pass through
The bluetooth signal intensity browsed in the customer list of merchant terminal 24 between each consumer terminal and merchant terminal, and with this
Bluetooth signal intensity determine customer whether be pending payment customer.Therefore, as described in Figure 4, step 12 includes：
Step 121, in response to businessman according to bluetooth signal intensity customer list select pending payment customer operation, to Gu
Objective terminal Sending Payments information；
Step 122, receive customer according to payment information consumer terminal complete pay payment information when, according to Gu
The remaining sum of visitor is withholdd.
Customer Information correspondence bluetooth signal intensity, merchant terminal 24 and the distance between consumer terminal 23 are nearer, bluetooth letter
Number intensity is stronger, and distance is more remote, and bluetooth signal intensity is weaker.Therefore, businessman from customer list select pending payment customer when, businessman
It is pending payment customer that the corresponding Customer Information of most strong bluetooth signal intensity can be selected from customer list.
When withholing, when determining customer Sorry, your ticket has not enough value to pay, generation Sorry, your ticket has not enough value information and customer is pushed to
Terminal 23.When the remaining sum for determining customer is paid enough, just withholdd from the remaining sum of customer.
By further determining pending payment customer according to bluetooth signal intensity, its behaviour that can withhold with reliably improving businessman
Make.
In certain embodiments, a customer can buy different commodity in the different periods in same shop,
Therefore, the customer can keep history purchaser record in advance in the shop.Big data is carried out by the history purchaser record to customer
Analysis, just can obtain the hobby of customer.In existing personalized advertisement commending system, client login account enters purchase net
Stand and access server, the server receives the triggering of client, and corresponding personalization is obtained according to the account of the client
Data and the individuation data is pushed to client.When excessive client accesses server, such a mode can add
Weight server operating load, and client be merely able to by internet can trigger server carry out big data analysis and
Property advertisement putting.However, in the present embodiment, businessman optionally can select pending payment customer in customer list, and
Based on bluetooth connection so that consumer terminal triggering merchant terminal carries out personality analysis.Specifically, as shown in figure 5, step 121 is wrapped
Include：
Step 1211, in response to businessman according to bluetooth signal intensity customer list select pending payment customer operation,
According to the corresponding Bluetooth identities mark of the customer of pending payment, the history purchaser record of the customer of pending payment is obtained；
Step 1212, the history purchaser record according to the customer of pending payment, merchandise news and payment are sent to consumer terminal
Information.
History purchaser record includes the history buying behavior that customer is carried out in shop, and merchandise news includes recommended products.Business
Family's terminal 24 obtains fancy grade of the customer to particular commodity by analyzing the history purchaser record.When customer is in purchase commodity
When, merchant terminal 24 can send Recommendations, to improve the consumption of user except Sending Payments information to customer.
When merchant terminal 24 is to consumer terminal transmission merchandise news and payment information, merchant terminal 24 judges the Gu of pending payment
The history purchaser record of visitor whether there is product corresponding with current commodity purchase information, be bought if so, being sent to consumer terminal
The most corresponding recommended products of number of times and payment information.If it is not, product corresponding with current commodity purchase information is added to
History purchaser record, and to terminal Sending Payments information.
By the way that to customer recommendation personalized commercial, the commodity conversion rate of businessman can be greatly improved in it, lift the body of customer
Test sense.
Fig. 6 is that the embodiment of the present invention provides a kind of structural representation of payment mechanism.As shown in fig. 6, the payment mechanism 600
Including：Acquisition module 61, structure module 62 and sending module 63.Acquisition module 61 is used to be based on bluetooth connection, obtains customer whole
The Bluetooth identities mark at end.Building module 62 is used to identify structure according to Bluetooth identities and customer list is presented.Sending module 63
Operation in customer list select pending payment customer in response to businessman, to consumer terminal Sending Payments information, so that
Customer completes to pay according to payment information.
Because device embodiment and embodiment of the method are to be based on same design, on the premise of content does not conflict mutually, dress
The content for putting embodiment can be will not be described here with quoting method embodiment.
Customer generates Quick Response Code or bar code in whole payment process without using consumer terminal, just can complete branch
Pay, so as to simplify payment program.Also, after customer can confirm that Payment Amount and other information are errorless according to payment information
Just paid, so as to ensure to improve the security of customer payment.
As the another aspect of the embodiment of the present invention, the embodiment of the present invention provides a kind of payment system.The payment system bag
Include consumer terminal and the merchant terminal for performing the method for payment as described in Fig. 1 to any one of Fig. 5.
Customer generates Quick Response Code or bar code in whole payment process without using consumer terminal, just can complete branch
Pay, so as to simplify payment program.Also, after customer can confirm that Payment Amount and other information are errorless according to payment information
Just paid, so as to ensure to improve the security of customer payment.
As the another aspect of the embodiment of the present invention, the embodiment of the present invention provides a kind of electronic equipment.As shown in fig. 7, should
Electronic equipment 700 includes：One or more processors 71 and memory 72.Wherein, in Fig. 7 by taking a processor 71 as an example.
Processor 71 and memory 72 can be connected by bus or other modes, to be connected as by bus in Fig. 7
Example.
Memory 72 is as a kind of non-volatile computer readable storage medium storing program for executing, available for storage non-volatile software journey
The corresponding programmed instruction of method of payment in sequence, non-volatile computer executable program and module, such as embodiment of the present invention/
Module.Processor 71 is stored in non-volatile software program, instruction and module in memory 72 by operation, so as to perform
Method of payment as shown in Fig. 1 to 5, or payment mechanism as shown in Figure 6 various function application and data processing.
Memory 72 can include high-speed random access memory, can also include nonvolatile memory, for example, at least
One disk memory, flush memory device or other non-volatile solid state memory parts.In certain embodiments, memory 72
It is optional including the memory remotely located relative to processor 71, these remote memories can pass through network connection to processor
71.The example of above-mentioned network includes but is not limited to internet, intranet, LAN, mobile radio communication and combinations thereof.
Described program instruction/module is stored in the memory 72, is held when by one or more of processors 71
During row, the method for payment in above-mentioned any means embodiment is performed, for example, performing each step shown in Fig. 6 described above
Function.
The electronic equipment 700 of the embodiment of the present invention exists in a variety of forms, in each shown in execution Fig. 6 described above
During the function of step, above-mentioned electronic equipment 700 includes but is not limited to：
(1) mobile communication equipment：The characteristics of this kind equipment is that possess mobile communication function with catching object image function, and
And to provide speech, data communication as main target.This Terminal Type includes:Smart mobile phone (such as iPhone), multimedia handset,
Feature mobile phone, and low-end mobile phone etc..
(2) super mobile personal computer equipment:This kind equipment belongs to the category of personal computer, there is calculating, processing function
And object image function is caught, typically also possess mobile Internet access characteristic.This Terminal Type includes：PDA, MID and UMPC equipment etc., example
Such as iPad.
(3) portable entertainment device：This kind equipment can show and play video content, typically also possess mobile Internet access special
Property and catch object image function.The kind equipment includes：Video player, handheld device, and intelligent toy and portable
In-vehicle navigation apparatus.
(4) other electronic equipments with video playback capability and function of surfing the Net.
The embodiment of the present invention additionally provides a kind of nonvolatile computer storage media, the computer-readable storage medium storage
There are computer executable instructions, the computer executable instructions are executed by one or more processors, such as at one in Fig. 7
Device 71 is managed, may be such that said one or multiple processors can perform the method for payment in above-mentioned any means embodiment, for example, holding
Method of payment in the above-mentioned any means embodiment of row, for example, performing each step shown in Fig. 1 described above to Fig. 5
Function.
Device or apparatus embodiments described above is only schematical, is illustrated wherein described as separating component
Unit module can be or may not be physically separate, and the part shown as modular unit can be or also may be used
Not to be physical location, you can with positioned at a place, or it can also be distributed on multiple mixed-media network modules mixed-media units.Can basis
Some or all of module therein is selected to realize the purpose of this embodiment scheme the need for reality.
Through the above description of the embodiments, those skilled in the art can be understood that each embodiment can
Realized by the mode of software plus general hardware platform, naturally it is also possible to pass through hardware.Understood based on such, above-mentioned technology
The part that scheme substantially contributes to correlation technique in other words can be embodied in the form of software product, the computer
Software product can be stored in a computer-readable storage medium, and such as ROM/RAM, magnetic disc, CD, including some instructions are used to
So that a computer equipment (can be personal computer, server, or network equipment etc.) perform each embodiment or
Method described in some parts of embodiment.
Finally it should be noted that：The above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；At this
Under the thinking of invention, it can also be combined between the technical characteristic in above example or non-be the same as Example, step can be with
Realized with random order, and there are many other changes of the different aspect of the present invention as described above, for simplicity, they do not have
Have and provided in details；Although the present invention is described in detail with reference to the foregoing embodiments, the ordinary skill people of this area
Member should be understood：It can still modify to the technical scheme described in foregoing embodiments, or to which part skill
Art feature carries out equivalent substitution；And these modifications or replacement, the essence of appropriate technical solution is departed from each reality of the application
Apply the scope of a technical scheme.
Claims (10)
1. a kind of method of payment, it is characterised in that including：
Based on bluetooth connection, the Bluetooth identities mark of consumer terminal is obtained；
Identified according to the Bluetooth identities and build and present customer list；
The operation of selection pending payment customer is carried out in the customer list in response to businessman, is believed to the consumer terminal Sending Payments
Breath, so that customer completes to pay according to the payment information.
2. according to the method described in claim 1, it is characterised in that the customer list includes Customer Information, customer's letter
Breath is associated with Bluetooth identities mark.
3. method according to claim 2, it is characterised in that described identified according to the Bluetooth identities builds and presented Gu
Passenger train table, including：
Identified according to the Bluetooth identities, judge whether to prestore identifies the Customer Information associated with the Bluetooth identities；
If so, identifying the Customer Information associated according to the Bluetooth identities, build and the customer list is presented；
If it is not, sending command information to the consumer terminal, the command information applies journey for indicating that consumer terminal is jumped to
The default download network address of sequence.
4. method according to claim 2, it is characterised in that described to be selected in response to businessman in the customer list
The operation of pending payment customer, to the consumer terminal Sending Payments information, so that customer completes to pay according to the payment information,
Including：
Select the operation of pending payment customer in the customer list according to bluetooth signal intensity in response to businessman, it is whole to the customer
Sending Payments information is held, wherein, the bluetooth signal intensity is the bluetooth signal intensity between merchant terminal and consumer terminal；
Receive customer according to the payment information the consumer terminal complete pay payment information when, according to customer's
Remaining sum is withholdd.
5. method according to claim 4, it is characterised in that the Customer Information correspondence bluetooth signal intensity；
The businessman selects the operation of pending payment customer according to bluetooth signal intensity in the customer list, including：
Businessman selects the corresponding Customer Information of most strong bluetooth signal intensity to be pending payment customer from the customer list.
6. method according to claim 4, it is characterised in that it is described in response to businessman according to bluetooth signal intensity described
Customer list selects the operation of pending payment customer, to the consumer terminal Sending Payments information, including：
Select the operation of the customer of pending payment in the customer list according to bluetooth signal intensity in response to businessman, treated according to described
The corresponding Bluetooth identities mark of customer of payment, obtains the history purchaser record of the customer of the pending payment；
According to the history purchaser record of the customer of the pending payment, merchandise news and payment information are sent to the consumer terminal.
7. method according to claim 6, it is characterised in that the payment information includes current commodity and buys information and pay
Money total value, the merchandise news includes recommended products；
The history purchaser record of the customer according to the pending payment, sends merchandise news to the consumer terminal and payment is believed
Breath, including：
Judge that the history purchaser record of the customer of the pending payment whether there is product corresponding with current commodity purchase information；
If so, sending the most corresponding recommended products of purchase number of times and payment information to the consumer terminal；
If it is not, the history purchaser record will be added to the corresponding product of current commodity purchase information, and to the terminal
Sending Payments information.
8. a kind of payment mechanism, it is characterised in that including：
Acquisition module, for based on bluetooth connection, obtaining the Bluetooth identities mark of consumer terminal；
Module is built, customer list is built and present for being identified according to the Bluetooth identities；
Sending module, the operation in the customer list select pending payment customer in response to businessman, to the customer
Terminal Sending Payments information, so that customer completes to pay according to the payment information.
9. a kind of payment system, it is characterised in that including consumer terminal and for perform as claim 1,2,3,4,6 and 7
The merchant terminal of method of payment described in one.
10. a kind of electronic equipment, it is characterised in that including：
At least one processor；And
With the memory of at least one processing communication connection；Wherein, the memory storage have can by it is described at least one
The instruction of computing device, the instruction is by least one described computing device, so that at least one described processor can
For performing the method for payment as described in claim 1,2,3,4,6 and 7 any one.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710174057.7A CN107122969A (en) | 2017-03-22 | 2017-03-22 | A kind of method of payment and its device, system and electronic equipment |
| PCT/CN2017/117760 WO2018171272A1 (en) | 2017-03-22 | 2017-12-21 | Payment method and device, system and electronic apparatus thereof |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710174057.7A CN107122969A (en) | 2017-03-22 | 2017-03-22 | A kind of method of payment and its device, system and electronic equipment |
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| CN107122969A true CN107122969A (en) | 2017-09-01 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710174057.7A Pending CN107122969A (en) | 2017-03-22 | 2017-03-22 | A kind of method of payment and its device, system and electronic equipment |
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| Country | Link |
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| CN (1) | CN107122969A (en) |
| WO (1) | WO2018171272A1 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| WO2018171272A1 (en) * | 2017-03-22 | 2018-09-27 | 深圳付贝科技有限公司 | Payment method and device, system and electronic apparatus thereof |
| CN109448189A (en) * | 2018-10-29 | 2019-03-08 | 极鱼（北京）科技有限公司 | Self-service bank's management method, self-service bank and self-service bank's system |
| WO2023045536A1 (en) * | 2021-09-26 | 2023-03-30 | 支付宝（中国）网络技术有限公司 | Information display |
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| CN104463581A (en) * | 2014-12-31 | 2015-03-25 | 上海云联计算机系统有限公司 | Payment request issuing method and device and payment information transmission method and device |
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| CN107122969A (en) * | 2017-03-22 | 2017-09-01 | 深圳付贝科技有限公司 | A kind of method of payment and its device, system and electronic equipment |
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- 2017-03-22 CN CN201710174057.7A patent/CN107122969A/en active Pending
- 2017-12-21 WO PCT/CN2017/117760 patent/WO2018171272A1/en active Application Filing
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| CN103942684A (en) * | 2014-04-25 | 2014-07-23 | 天地融科技股份有限公司 | Data security interactive system |
| CN105205666A (en) * | 2014-06-17 | 2015-12-30 | 中国银联股份有限公司 | Bluetooth-based face to face payment method and system |
| CN106489168A (en) * | 2014-08-13 | 2017-03-08 | 谷歌公司 | Pay in simple shop |
| CN104899733A (en) * | 2014-12-26 | 2015-09-09 | 腾讯科技（深圳）有限公司 | Data processing method and data processing device |
| CN104463581A (en) * | 2014-12-31 | 2015-03-25 | 上海云联计算机系统有限公司 | Payment request issuing method and device and payment information transmission method and device |
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| WO2018171272A1 (en) * | 2017-03-22 | 2018-09-27 | 深圳付贝科技有限公司 | Payment method and device, system and electronic apparatus thereof |
| CN109448189A (en) * | 2018-10-29 | 2019-03-08 | 极鱼（北京）科技有限公司 | Self-service bank's management method, self-service bank and self-service bank's system |
| WO2023045536A1 (en) * | 2021-09-26 | 2023-03-30 | 支付宝（中国）网络技术有限公司 | Information display |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2018171272A1 (en) | 2018-09-27 |
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