CN107103171B - 机器学习模型的建模方法及装置 - Google Patents

机器学习模型的建模方法及装置 Download PDF

Info

Publication number
CN107103171B
CN107103171B CN201610094664.8A CN201610094664A CN107103171B CN 107103171 B CN107103171 B CN 107103171B CN 201610094664 A CN201610094664 A CN 201610094664A CN 107103171 B CN107103171 B CN 107103171B
Authority
CN
China
Prior art keywords
machine learning
initial target
variable
model
target variable
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN201610094664.8A
Other languages
English (en)
Chinese (zh)
Other versions
CN107103171A (zh
Inventor
张柯
褚崴
施兴
谢树坤
谢锋
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Zhejiang Tmall Technology Co Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN201610094664.8A priority Critical patent/CN107103171B/zh
Priority to PCT/CN2017/073023 priority patent/WO2017140222A1/zh
Priority to JP2018542277A priority patent/JP7102344B2/ja
Priority to TW106103976A priority patent/TWI789345B/zh
Publication of CN107103171A publication Critical patent/CN107103171A/zh
Priority to US15/999,073 priority patent/US20180374098A1/en
Application granted granted Critical
Publication of CN107103171B publication Critical patent/CN107103171B/zh
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/11—Complex mathematical operations for solving equations, e.g. nonlinear equations, general mathematical optimization problems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/18—Complex mathematical operations for evaluating statistical data, e.g. average values, frequency distributions, probability functions, regression analysis
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00—Pattern recognition
    • G06F18/20—Analysing
    • G06F18/21—Design or setup of recognition systems or techniques; Extraction of features in feature space; Blind source separation
    • G06F18/214—Generating training patterns; Bootstrap methods, e.g. bagging or boosting
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00—Pattern recognition
    • G06F18/20—Analysing
    • G06F18/24—Classification techniques
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N20/00—Machine learning
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N20/00—Machine learning
    • G06N20/20—Ensemble learning
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16Z—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS, NOT OTHERWISE PROVIDED FOR
    • G16Z99/00—Subject matter not provided for in other main groups of this subclass

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Data Mining & Analysis (AREA)
  • Software Systems (AREA)
  • Mathematical Physics (AREA)
  • General Engineering & Computer Science (AREA)
  • Evolutionary Computation (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Business, Economics & Management (AREA)
  • Computing Systems (AREA)
  • Medical Informatics (AREA)
  • Mathematical Optimization (AREA)
  • Computational Mathematics (AREA)
  • Mathematical Analysis (AREA)
  • Pure & Applied Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Evolutionary Biology (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Databases & Information Systems (AREA)
  • Algebra (AREA)
  • Operations Research (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Probability & Statistics with Applications (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CN201610094664.8A 2016-02-19 2016-02-19 机器学习模型的建模方法及装置 Active CN107103171B (zh)

Priority Applications (5)

Application Number Priority Date Filing Date Title
CN201610094664.8A CN107103171B (zh) 2016-02-19 2016-02-19 机器学习模型的建模方法及装置
PCT/CN2017/073023 WO2017140222A1 (zh) 2016-02-19 2017-02-07 机器学习模型的建模方法及装置
JP2018542277A JP7102344B2 (ja) 2016-02-19 2017-02-07 機械学習モデルのモデリング方法及びデバイス
TW106103976A TWI789345B (zh) 2016-02-19 2017-02-07 機器學習模型的建模方法及裝置
US15/999,073 US20180374098A1 (en) 2016-02-19 2018-08-17 Modeling method and device for machine learning model

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610094664.8A CN107103171B (zh) 2016-02-19 2016-02-19 机器学习模型的建模方法及装置

Publications (2)

Publication Number Publication Date
CN107103171A CN107103171A (zh) 2017-08-29
CN107103171B true CN107103171B (zh) 2020-09-25

Family

ID=59624727

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201610094664.8A Active CN107103171B (zh) 2016-02-19 2016-02-19 机器学习模型的建模方法及装置

Country Status (5)

Country Link
US (1) US20180374098A1 (https=)
JP (1) JP7102344B2 (https=)
CN (1) CN107103171B (https=)
TW (1) TWI789345B (https=)
WO (1) WO2017140222A1 (https=)

Families Citing this family (25)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DK3353177T3 (da) 2015-09-23 2020-08-24 Janssen Pharmaceutica Nv Tricykliske heterocykler til behandling af cancer
AU2016328693B2 (en) 2015-09-23 2021-03-11 Janssen Pharmaceutica Nv Bi-heteroaryl substituted 1,4-benzodiazepines and uses thereof for the treatment of cancer
CN107103171B (zh) * 2016-02-19 2020-09-25 阿里巴巴集团控股有限公司 机器学习模型的建模方法及装置
CN107423883B (zh) * 2017-06-15 2020-04-07 创新先进技术有限公司 待处理业务的风险识别方法及装置、电子设备
CN109426701B (zh) * 2017-08-30 2022-04-05 西门子（中国）有限公司 数据模型的运行方法、运行系统和存储介质
US11507953B1 (en) * 2017-11-16 2022-11-22 Worldpay, Llc Systems and methods for optimizing transaction conversion rate using machine learning
CN108228706A (zh) * 2017-11-23 2018-06-29 中国银联股份有限公司 用于识别异常交易社团的方法和装置
CN109165249B (zh) * 2018-08-07 2020-08-04 阿里巴巴集团控股有限公司 数据处理模型构建方法、装置、服务器和用户端
US11567964B2 (en) * 2018-08-31 2023-01-31 Eligible, Inc. Feature selection for artificial intelligence in healthcare management
CN109325193B (zh) * 2018-10-16 2021-02-26 杭州安恒信息技术股份有限公司 基于机器学习的waf正常流量建模方法以及装置
CN109934709A (zh) 2018-11-05 2019-06-25 阿里巴巴集团控股有限公司 基于区块链的数据处理方法、装置和服务器
US12210937B2 (en) * 2018-11-16 2025-01-28 Sap Se Applying scoring systems using an auto-machine learning classification approach
US11593811B2 (en) * 2019-02-05 2023-02-28 International Business Machines Corporation Fraud detection based on community change analysis using a machine learning model
US11574360B2 (en) * 2019-02-05 2023-02-07 International Business Machines Corporation Fraud detection based on community change analysis
JP2020140540A (ja) * 2019-02-28 2020-09-03 富士通株式会社 判定プログラム、判定方法および情報処理装置
CN110263938B (zh) * 2019-06-19 2021-07-23 北京百度网讯科技有限公司 用于生成信息的方法和装置
CN110991650A (zh) * 2019-11-25 2020-04-10 第四范式（北京）技术有限公司 训练养卡识别模型、识别养卡行为的方法及装置
CN111080360B (zh) * 2019-12-13 2023-12-01 中诚信征信有限公司 行为预测方法、模型训练方法、装置、服务器及存储介质
CN111860865B (zh) * 2020-07-23 2022-07-19 中国工商银行股份有限公司 模型构建和分析的方法、装置、电子设备和介质
CN112465626B (zh) * 2020-11-24 2023-08-29 平安科技（深圳）有限公司 基于客户端分类聚合的联合风险评估方法及相关设备
CN113705824A (zh) * 2021-01-23 2021-11-26 深圳市玄羽科技有限公司 一种用于构建机器学习建模过程的系统
CN113177597A (zh) * 2021-04-30 2021-07-27 平安国际融资租赁有限公司 模型训练数据确定方法、检测模型训练方法、装置及设备
WO2022249266A1 (ja) * 2021-05-25 2022-12-01 日本電気株式会社 不正検知システム、不正検知方法およびプログラム記録媒体
EP4184398A1 (en) * 2021-11-22 2023-05-24 Irdeto B.V. Identifying, or checking integrity of, a machine-learning classification model
CN116205301A (zh) * 2023-01-31 2023-06-02 苏州浪潮智能科技有限公司 基于量子机器学习的训练框架构建方法、装置、系统

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103106365A (zh) * 2013-01-25 2013-05-15 北京工业大学 一种移动终端上的恶意应用软件的检测方法
CN103914064A (zh) * 2014-04-01 2014-07-09 浙江大学 基于多分类器和d-s证据融合的工业过程故障诊断方法
CN104679777A (zh) * 2013-12-02 2015-06-03 中国银联股份有限公司 一种用于检测欺诈交易的方法及系统
CN104933053A (zh) * 2014-03-18 2015-09-23 中国银联股份有限公司 非平衡类数据的分类
CN105022845A (zh) * 2015-08-26 2015-11-04 苏州大学张家港工业技术研究院 一种基于特征子空间的新闻分类方法及系统

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4226754B2 (ja) * 2000-03-09 2009-02-18 富士電機システムズ株式会社 ニューラルネットワークの最適化学習方法
KR100442835B1 (ko) * 2002-08-13 2004-08-02 삼성전자주식회사 인공 신경망을 이용한 얼굴 인식 방법 및 장치
JP2004265190A (ja) * 2003-03-03 2004-09-24 Japan Energy Electronic Materials Inc 階層型ニューラルネットワークの学習方法、そのプログラム及びそのプログラムを記録した記録媒体
JP5142135B2 (ja) * 2007-11-13 2013-02-13 インターナショナル・ビジネス・マシーンズ・コーポレーション データを分類する技術
JP5072102B2 (ja) * 2008-05-12 2012-11-14 パナソニック株式会社 年齢推定方法及び年齢推定装置
CN102467726B (zh) * 2010-11-04 2015-07-29 阿里巴巴集团控股有限公司 一种基于网上交易平台的数据处理方法和装置
US20160223554A1 (en) * 2011-08-05 2016-08-04 Nodality, Inc. Methods for diagnosis, prognosis and methods of treatment
US9916538B2 (en) * 2012-09-15 2018-03-13 Z Advanced Computing, Inc. Method and system for feature detection
JP5835802B2 (ja) * 2012-01-26 2015-12-24 日本電信電話株式会社 購買予測装置、方法、及びプログラム
CN103064987B (zh) * 2013-01-31 2016-09-21 五八同城信息技术有限公司 一种虚假交易信息识别方法
US20140279379A1 (en) * 2013-03-14 2014-09-18 Rami Mahdi First party fraud detection system
US20140279745A1 (en) * 2013-03-14 2014-09-18 Sm4rt Predictive Systems Classification based on prediction of accuracy of multiple data models
US20150363791A1 (en) * 2014-01-10 2015-12-17 Hybrid Application Security Ltd. Business action based fraud detection system and method
US20150242747A1 (en) * 2014-02-26 2015-08-27 Nancy Packes, Inc. Real estate evaluating platform methods, apparatuses, and media
CN104636912A (zh) * 2015-02-13 2015-05-20 银联智惠信息服务（上海）有限公司 信用卡套现识别方法和装置
CN104834918A (zh) * 2015-05-20 2015-08-12 中国科学院上海高等研究院 一种基于高斯过程分类器的人体行为识别方法
US10204374B1 (en) * 2015-06-15 2019-02-12 Amazon Technologies, Inc. Parallel fraud check
US20170147941A1 (en) * 2015-11-23 2017-05-25 Alexander Bauer Subspace projection of multi-dimensional unsupervised machine learning models
KR101779036B1 (ko) * 2016-01-08 2017-09-15 한국인터넷진흥원 머신러닝을 이용하여 이상거래를 탐지하기 위한 장치 및 그 방법
CN107103171B (zh) * 2016-02-19 2020-09-25 阿里巴巴集团控股有限公司 机器学习模型的建模方法及装置

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103106365A (zh) * 2013-01-25 2013-05-15 北京工业大学 一种移动终端上的恶意应用软件的检测方法
CN104679777A (zh) * 2013-12-02 2015-06-03 中国银联股份有限公司 一种用于检测欺诈交易的方法及系统
CN104933053A (zh) * 2014-03-18 2015-09-23 中国银联股份有限公司 非平衡类数据的分类
CN103914064A (zh) * 2014-04-01 2014-07-09 浙江大学 基于多分类器和d-s证据融合的工业过程故障诊断方法
CN105022845A (zh) * 2015-08-26 2015-11-04 苏州大学张家港工业技术研究院 一种基于特征子空间的新闻分类方法及系统

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
基于多SVM分类器融合的高速公路异常事件检测方法;吴晓佩;《现代交通技术》;20140831;第11卷(第4期);第63-67页 *
基于支持向量机集成的电子商务环境下客户信用评估模型研究;吴冲等;《中国管理科学》;20081031;第16卷;第365-366页 *

Also Published As

Publication number Publication date
JP2019511037A (ja) 2019-04-18
JP7102344B2 (ja) 2022-07-19
CN107103171A (zh) 2017-08-29
US20180374098A1 (en) 2018-12-27
TW201734844A (zh) 2017-10-01
TWI789345B (zh) 2023-01-11
WO2017140222A1 (zh) 2017-08-24

Similar Documents

Publication Publication Date Title
CN107103171B (zh) 机器学习模型的建模方法及装置
TWI712981B (zh) 風險辨識模型訓練方法、裝置及伺服器
CN112600810B (zh) 一种基于图分类的以太坊网络钓鱼诈骗检测方法及装置
CN110998608B (zh) 用于各种计算机应用程序的机器学习系统
Suryanarayana et al. Machine learning approaches for credit card fraud detection
US10460320B1 (en) Fraud detection in heterogeneous information networks
CN109300029A (zh) 借贷欺诈检测模型训练方法、借贷欺诈检测方法及装置
CN113706258B (zh) 基于组合模型的产品推荐方法、装置、设备及存储介质
CN107392217B (zh) 计算机实现的信息处理方法及装置
CN109389494A (zh) 借贷欺诈检测模型训练方法、借贷欺诈检测方法及装置
CN113516511B (zh) 一种金融产品购买预测方法、装置及电子设备
CN113762579A (zh) 一种模型训练方法、装置、计算机存储介质及设备
CN112967134B (zh) 网络训练方法、风险用户识别方法、装置、设备及介质
CN113052577A (zh) 一种区块链数字货币虚拟地址的类别推测方法及系统
CN106960387A (zh) 个人信用风险评估方法及系统
CN110084609A (zh) 一种基于表征学习的交易欺诈行为深度检测方法
CN116485406A (zh) 账户的检测方法及装置、存储介质和电子设备
Bai et al. C2P2: a collective cryptocurrency up/down price prediction engine
CN113344581A (zh) 业务数据处理方法及装置
CN116484272B (zh) 一种基于图半监督表示学习的欺诈节点检测方法
Aljojo Predicting financial risk associated to bitcoin investment by deep learning
Omogbhemhe et al. Model for predicting bank loan default using XGBoost
CN116681512A (zh) 信用卡欺诈行为检测方法及装置
Caplescu et al. Will they repay their debt? Identification of borrowers likely to be charged off.
Rahman et al. Nearest Neighbor Classifier Method for Making Loan Decision in Commercial Bank

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 1239900

Country of ref document: HK

GR01 Patent grant
GR01 Patent grant
TR01 Transfer of patent right

Effective date of registration: 20211209

Address after: Check room 507, floor 5, building 3, No. 969, Wenyi West Road, Wuchang Street, Yuhang District, Hangzhou City, Zhejiang Province

Patentee after: ZHEJIANG TMALL TECHNOLOGY Co.,Ltd.

Address before: Box 847, four, Grand Cayman capital, Cayman Islands, UK

Patentee before: ALIBABA GROUP HOLDING Ltd.

TR01 Transfer of patent right