CN107067241A - A kind of runtime of binary system digital currency - Google Patents

A kind of runtime of binary system digital currency Download PDF

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Publication number
CN107067241A
CN107067241A CN201710065182.4A CN201710065182A CN107067241A CN 107067241 A CN107067241 A CN 107067241A CN 201710065182 A CN201710065182 A CN 201710065182A CN 107067241 A CN107067241 A CN 107067241A
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China
Prior art keywords
digital currency
message
digital
credible platform
back side
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CN201710065182.4A
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Chinese (zh)
Inventor
吕文华
宛海加
董宁
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Individual
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Individual
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Priority to CN201710065182.4A priority Critical patent/CN107067241A/en
Priority to PCT/CN2017/084658 priority patent/WO2018141142A1/en
Publication of CN107067241A publication Critical patent/CN107067241A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

The invention provides a kind of runtime of binary system digital currency, including:Floatation treasury, bank storehouse, credible platform, Register, authentication center and data analysis center.A kind of runtime for binary system digital currency that the present invention is provided, realize " digitlization of bank note " and issue new currency type using the technology, reduce all kinds of costs in note issuance, circulation misalignment effectively caused by the traditional bank note precipitation sleep of reduction, it is effectively improved conventional paper and can not be followed the trail of in intermediate links, trace rough sledding with statistical analysis, effectively improves the keeping of holder and the technique effect of transportation safety.

Description

A kind of runtime of binary system digital currency
Technical field
The present invention relates to Internet technical field, more particularly to a kind of runtime of binary system digital currency.
Background technology
Bank note:Be commonly called as " money ", for it is current for everyone it is not strange.There is inconvenience and drawback in bank note, For example:First, false proof cost:Guiding against false of paper currency needs to spend substantial amounts of cost in links such as printing, currency examinations.2nd, the cost of transport: Armoured van, escort personnel etc..3rd, the cost reissued:Easily old, damage, damage.There is easily old, damage in intermediate links in bank note Etc. phenomenon, situations such as link has damage or destroyed by fire is being preserved.Need periodically to reissue the old coin of new coin recovery.4th, the cost of precipitation: Chinese like the especially vast rural area of gold of depositing cash, and a large amount of currency, which are stored in family, causes a part of currency to participate in city's field flow Logical, government can only be issued by increasing, amount reissue bank note, increase credit and budget amount avoid deflation this from certain angle Degree says that the stability of note issuance is also upset in bank note sleep.5th, anonymous the drawbacks of:Because bank note does not possess chasing after for circulation vestige Track function, causes the phenomenons such as a large amount of offering or accepting bribes, money laundering to exist.6th, the loss robbed is stolen:Easily it is stolen or is robbed, carries a large amount of Bank note cash is unsafe.Also it is inconvenient.
Bit coin:A kind of " valuable commodity are defined as by Central Bank.Rather than currency ".Bit coin does not issue master Body, random exploitation.It is more closely similar to original gold mining.Be it is a kind of everybody can all dig the original form of ore deposit.Why quilt prevailing Prostrate oneself is because the minable limited amount of bit coin, namely the plum number that may occur in which have the upper limit.Thus it is considered as network gold.Than It, using block chain technology as support, is the game that whole people dig ore deposit that the bottom of special coin, which is, its core element be " common witness, It is common to trust.”.This base layer support witnessed jointly is block chain technology.And the core You Shiqu centers of block chain technology Change, the theory of acentric pure interconnection mutual trust.Exactly because also " Utopia " characteristic of this decentralization so that bit coin is not A national legal tender can be referred to as.Also so that block chain technology is difficult to incorporate existing binary system (Central Bank+business bank) Bank's mechanism among, unlikely receive with block chain technology realize " Utopia " formula digital currency issuing mechanism.Numeral The distribution of coin must unify management and control by Central Bank, for orderly management such as the design of digital currency face amount, issuing amount, circulation and the withdrawal of currency from circulation With effective monitoring.There are birth defects in the block chain technology that therefore, it can specifically bit coin or even its bottom
Net coin:Such as " Q coin ", " game money ", " xx beans ", are only a kind of mode of some businessman oneself book keeping operation, with net Integration of standing belongs to same type.Either from the perspective of from technical standpoint or from the angle of issuing mechanism, net coin can not all be equal to numeral Coin.
Therefore, be badly in need of a kind of technology realize " digitlization of bank note " or using technology distribution digital form new currency type come Solve above-mentioned technical problem:Preferable digital currency first has to meet the binary system framework of banking, there is clear and definite issuer And it is controllable for distribution, circulation, recovery.It can be deposited in the banking system of binary desirable.(C2C) can turn offline between individual Move.Can be received in commercial consumption (B2C) to pay.Accomplish that real name is held in intermediate links, real name is signed for paying, to circulation vestige It can be traced, can trace, can analyze.
The content of the invention
In order to solve the above-mentioned technical problem, the invention provides a kind of runtime of binary system digital currency, this is utilized Technology realizes " digitlization of bank note " or issues new currency type using the technology, can reach all kinds of costs reduced in note issuance, Circulation misalignment effectively caused by the traditional bank note precipitation sleep of reduction, being effectively improved conventional paper can not chase after in intermediate links Track, rough sledding with statistical analysis is traced, effectively improve keeping and the transportation safety of holder:And adapt to Internet era Ecommerce overall situation improves online payment, the application experience of transaction and the purpose of security needs.
To reach above-mentioned purpose, one aspect of the present invention provides a kind of digital currency for meeting binary system, the digital currency Including:
Digital currency front message, is reported for that will be used in intermediate links containing transmitting terminal digital certificate to digital currency front The digital currency front message that the coin face synopsis of text is digitally signed field is sent to receiving terminal and is shown;With
Digital currency back side message, for the digital certificate of use credible platform or the digital certificate of Register to digital currency Information of the front message from transmitting terminal to receiving terminal discern endorsing, digital currency back side message as digital currency counterfoil not with Circulated between the end of family, without departing from credible platform.
Further, digital currency front message includes but is not limited to, the positive word content of digital currency, pattern-information And/or issuer's digital certificate signature;
Digital currency back side message includes but is not limited to, the word content at the digital currency back side, pattern-information, issuer's numeral Certificate signature, former holder's digital certificate signature, incumbent holder's digital certificate signature and/or Register's digital certificate label Name.
Further, the positive word content of the digital currency includes but is not limited to heading, issuer, digital currency face One or more in value, digital currency unit, the title of an emperor's reign and/or coin number;
The positive pattern-information of digital currency includes but is not limited in seal code, pattern code and/or shading code One or more;
The word content at the digital currency back side includes but is not limited to heading, issuer, digital currency face amount, digital currency One or more in unit, the title of an emperor's reign, coin number and/or coin generated code;
The pattern-information at the digital currency back side includes but is not limited in seal code, pattern code and/or shading code One or more;
Register's digital certificate discerns signature for the information that circulated to transmitting terminal and/or receiving terminal signature.
Further, the coin number is produced by coin generator, includes but is not limited to be combined by prefix and unique serial number Unique coin number of the digital currency generated afterwards, the coin number is distributed to digital currency front message and digital currency when digital currency is issued Back side message;
Heading, issuer, digital currency face amount, digital currency unit, the title of an emperor's reign, coin generated code, the figure of the digital currency Chapter code, pattern code, the content of shading code are preset by issuer, are imported in coinage server.
Present invention also offers a kind of circulation method of binary system digital currency, meet diploid applied to described one kind The digital currency of system, this method includes:
Transmitting terminal sends to credible platform and the first transaction message that label are paid is carried out to digital currency front message;
Receive credible platform return first accepts result;
The digital currency front message during result turns to receiving terminal transmission label is accepted based on first.
Further, the transmitting terminal sends to credible platform and the first transaction that message progress label in digital currency front are paid is reported Text, including:
Transmitting terminal is obtained by Handshake Protocol and receives client information;
The transaction message based on digital currency front message is asked to server,
The first transaction message based on digital currency front message that the reception server is returned, uses transmitting terminal digital certificate pair First transaction message is signed, by the trusted channel set up with credible platform, by the first transaction message after signature Send to credible platform, first transaction message at least carries reception client information.
Further, the first of the reception credible platform return accepts result, including:
Receive the label that credible platform returns and pay successful first and accept result, described first when accepting the transaction of result carrying Between;The circulation authority of digital currency front message is locked simultaneously, the only open operation based on the transaction content in the first transaction message Authority;Or
Receive the label pair failure that credible platform is returned first accepts result, stops the follow-up behaviour to digital currency back side message Make.
Further, after the digital currency front message accepted based on first during result turns to receiving terminal transmission label, Including:
Receive credible platform return second accepts result, and described second, which accepts result, includes:
In exchange hour, the prompt message of signing for successfully of credible platform return is received, or
Exchange hour time-out, receive credible platform return signs for unsuccessfully prompt message, possesses circulation authority while receiving Digital currency front message.
Present invention also offers a kind of circulation method of binary system digital currency, meet diploid applied to described one kind The digital currency of system, this method includes:
Credible platform receive and verify transmitting terminal send to digital currency front message label pay after the first transaction message and Receiving terminal send digital currency front message is signed for after the second transaction message;
Update based on the incumbent holder information in the corresponding digital currency back side message of the second transaction message, and to digital currency Back side message is discerned endorse after;Second is returned to transmitting terminal and receiving terminal accept result respectively.
Further, the after what the credible platform received and verified that transmitting terminal sends pay digital currency front message label One transaction message, including:
Credible platform receiving end/sending end send to digital currency front message sign after the first transaction message;
The signature that transmitting terminal public key certificate verifies the first transaction message is transferred, after being verified, is freezed in exchange hour The corresponding digital currency back side message of first transaction message;Label pair successful first, which are returned, to transmitting terminal accepts result;
After checking is obstructed, return to label pair failure to the transmitting terminal first accepts result, stops to the digital currency back side The subsequent operation of message.
Further, the after what the credible platform received and verified that receiving terminal sends pay digital currency front message label Two transaction messages, update based on the incumbent holder information in the corresponding digital currency back side message of the second transaction message, and logarithm Word coin back side message is discerned endorse after;Second is returned to transmitting terminal and receiving terminal accept result respectively, including:
The second transaction message after the signature of receiving terminal transmission is received within exchange hour, receiving terminal public key certificate is transferred The signature of the second transaction message is verified, after being verified, the corresponding digital currency back side message of second transaction message of thawing;Base In second transaction message, the holder information at the digital currency back side is updated, and use the digital certificate of credible platform to numeral Coin back side message, which is discerned, endorses;Sign for successful second to transmitting terminal and receiving terminal return respectively and accept result;
After checking is obstructed, the corresponding digital currency back side message of first transaction message of thawing, respectively to transmitting terminal and Receiving terminal return signs for the second of failure and accepts result;
The second transaction message after the signature of receiving terminal transmission is not received in exchange hour, thaw the first transaction report Literary corresponding digital currency back side message, signs for the second of failure and accepts result to transmitting terminal and receiving terminal return respectively.
Further, the checking does not pass through, and includes but is not limited to, and same digital currency front message is repeated label and pays or send out The digital certificate of sending end is unqualified.
The invention provides a kind of circulation method of binary system digital currency, meet binary system applied to described one kind Digital currency, this method includes:
Digital currency front message in the label turn that receiving terminal receiving end/sending end is sent;
The second transaction message signed for digital currency front message is sent to credible platform;
Receive credible platform return based on second transaction message second accepts result.
Further, it is described that the second transaction message signed for digital currency front message, bag are sent to credible platform Include:
Receiving terminal is obtained by Handshake Protocol and sends client information;
The transaction message feedback request based on digital currency front message is asked to server,
The second transaction message based on digital currency front message that the reception server is returned, uses receiving terminal digital certificate pair Second transaction message is signed, by the trusted channel set up with credible platform, in exchange hour, after signature Second transaction message is sent to credible platform, and second transaction message at least carries transmission client information.
Further, the second of the reception credible platform return accepts result, including:
Signing for of receiving that credible platform returns successful second accepts result;Storage possesses the digital currency of circulation authority simultaneously Front message;Or
Signing for of receiving that credible platform returns the second of failure accepts result, while the label that the transmitting terminal received is sent Digital currency front message in turning is deleted.
Present invention also offers a kind of circulation method of binary system digital currency, this method includes:
Transmitting terminal sends to credible platform and the first transaction message that label are paid is carried out to digital currency front message;
Credible platform receive and verify transmitting terminal send to digital currency front message label pay after the first transaction message after, First, which is returned, to transmitting terminal accepts result;
Transmitting terminal receives described first and accepted after result, and the digital currency front message during label turn is sent to receiving terminal;
Receiving terminal sends the second transaction message signed for digital currency front message to credible platform;
Credible platform receive and verify receiving terminal send digital currency front message is signed for after the second transaction message, more Newly based on the incumbent holder information in the corresponding digital currency back side message of the second transaction message, and digital currency back side message is reflected After card is endorsed;Second is returned to transmitting terminal and receiving terminal accept result respectively.
Present invention also offers a kind of system for the distribution of commodities of binary system digital currency, the system includes:
First transmitting terminal sending module, is signed for being sent by transmitting terminal to credible platform to digital currency front message The first transaction message paid;
Transmitting terminal receiving module, first for receiving credible platform return accepts result;
Second transmitting terminal sending module, the digital currency front signed in turning is sent to receiving terminal for accepting result based on first Message.
First transmitting terminal sending module, including:
First Handshake Protocol unit, client information is received for being obtained by transmitting terminal by Handshake Protocol;
First request unit, for asking the transaction message based on digital currency front message to server,
First transmitting element, the first transaction message based on digital currency front message returned for the reception server, makes First transaction message is signed with transmitting terminal digital certificate, by the trusted channel set up with credible platform, will be signed The first transaction message after name is sent to credible platform, and first transaction message at least carries reception client information.
Further, transmitting terminal receiving module, including:
First receiving unit, pays successful first for receiving the label of credible platform return and accepts result, described first by Manage the exchange hour that result is carried;The circulation authority of digital currency front message is locked simultaneously, it is only open to be based on the first transaction message In transaction content operating right;Or
Second receiving unit, accepts result for receiving the first of label pair failure of credible platform return, stops to numeral The subsequent operation of coin back side message.
Further, in addition to:Receive credible platform return second accepts result, and described second, which accepts result, includes:
3rd receiving unit, the prompt message of signing for successfully in exchange hour, receiving credible platform return, or
4th receiving unit, for exchange hour time-out after, receive credible platform return sign for unsuccessfully prompt message, The digital currency front message for possessing circulation authority is received simultaneously.
Present invention also offers a kind of system for the distribution of commodities of binary system digital currency, the system includes:
Receive authentication module, for is received and verified by credible platform transmitting terminal transmission to digital currency front message label Pay after the first transaction message and receiving terminal send digital currency front message is signed for after the second transaction message;
Renewal is endorsed module, is held for updating based on incumbent in the corresponding digital currency back side message of the second transaction message Person's information, and after discerning and endorsing to digital currency back side message;Second is returned to transmitting terminal and receiving terminal accept result respectively.
Further, the reception authentication module, including:
Receive authentication unit, for credible platform receiving end/sending end sends to the after digital currency front message signature After one transaction message;
The signature that transmitting terminal public key certificate verifies the first transaction message is transferred, after being verified, is freezed in exchange hour The corresponding digital currency back side message of first transaction message;Label pair successful first, which are returned, to transmitting terminal accepts result;
After checking is obstructed, return to label pair failure to the transmitting terminal first accepts result, stops to the digital currency back side The subsequent operation of message.
Further, the renewal is endorsed module, including:
Renewal is endorsed unit, the second transaction message after signature for receiving receiving terminal transmission within exchange hour, The signature that receiving terminal public key certificate verifies the second transaction message is transferred, after being verified, the second transaction message correspondence of thawing Digital currency back side message;Based on second transaction message, the holder information at the digital currency back side is updated, and using credible flat The digital certificate of platform is discerned to digital currency back side message and endorsed;Returned respectively to transmitting terminal and receiving terminal sign for successful second by Manage result;
After checking is obstructed, the corresponding digital currency back side message of first transaction message of thawing, respectively to transmitting terminal and Receiving terminal return signs for the second of failure and accepts result;
The second transaction message after the signature of receiving terminal transmission is not received in exchange hour, thaw the first transaction report Literary corresponding digital currency back side message, signs for the second of failure and accepts result to transmitting terminal and receiving terminal return respectively.
Further, the checking does not pass through, and includes but is not limited to, and same digital currency front message is repeated label and pays or send out The digital certificate of sending end is unqualified.
The invention provides a kind of system for the distribution of commodities of binary system digital currency, the system includes:
First receiving terminal receiving module, the digital currency front message in turning for the label that receiving terminal receiving end/sending end is sent;
Receiving terminal sending module, is reported for sending the signed for digital currency front message second transaction to credible platform Text;
Second receiving terminal receiving module, accepts for receiving the second of credible platform return based on second transaction message As a result.
Further, the receiving terminal sending module, including:
Receiving terminal transmitting element, is obtained by Handshake Protocol for receiving terminal and sends client information;
Second request unit, for asking the transaction message feedback request based on digital currency front message to server,
Receiving terminal receiving unit, the second transaction message based on digital currency front message returned for the reception server, Second transaction message is signed using receiving terminal digital certificate, by the trusted channel set up with credible platform, In exchange hour, the second transaction message after signature is sent to credible platform, second transaction message at least carries transmission Client information.
Further, the second receiving terminal receiving module, including:
Second receiving terminal receiving unit, for receive credible platform return sign for successful second accept result;Simultaneously Storage possesses the digital currency front message of circulation authority;Or
Signing for of receiving that credible platform returns the second of failure accepts result, while the label that the transmitting terminal received is sent Digital currency front message in turning is deleted.
Present invention also offers a kind of flow-through device of binary system digital currency, including described system.
Present invention also offers a kind of runtime of binary system digital currency, meet diploid applied to described one kind The circulation method of the digital currency of system or described binary system digital currency, the system includes:
Floatation treasury, for signing for and storing the digital currency after dispatching from the factory, bank is distributed to after digital currency front message is signed Storehouse, while being distributed to credible platform after digital currency back side message is signed;
Bank storehouse, is the intermediate flow stock relocation that digital currency front message is distributed from floatation treasury outbound to bank, for signing for simultaneously Store the digital currency front message of the floatation treasury distribution;
Credible platform, the digital currency back side message for signing for and storing floatation treasury distribution, record digital currency back side message The label transfering the letter breath of circulation, and the label transfering the letter breath is endorsed and verification management;
Register, for registering and managing the digital currency of credible platform upload in coinage, circulation and/or intermediate links Data;
Authentication center, for verifying data of the digital currency of credible platform upload in circulation and/or intermediate links, and manages Manage ownership certification affairs of the digital currency of credible platform upload in circulation and/or intermediate links;
Data analysis center, is supervised for the data to Register and/or authentication center's upload, is monitored, is predicted And/or early warning.
Further, in the credible platform, label transfering the letter breath is endorsed and verification management, including:
Label are turned with Information Signature, checking publishing system, banking system and/or user client using credible platform digital certificate Hold the digital signature to digital currency back side message;
The identity of the incumbent holder of digital currency is registered to Register;
Apply to Register, digital currency back side message is deleted by instruction;
Apply to Register, new digital currency is changed to legitimate holder by instruction.
Further, it is described the data that Register and/or authentication center upload are supervised, monitored, are predicted and/or Early warning, the digital currency circulation vestige for including but is not limited to be recorded according to Register and/or authentication center is analyzed, to numeral The circulation of coin assesses control and/or carries out big data extraction on demand to digital currency circulation trend, different denominations utilization rate.
Further, in addition to coinage system;
The coinage system, the digital currency of binary system is met for manufacturing, using coinage system digits certificate to described Digital currency content is digitally signed, and signature result is write into respective field in digital currency message, by being built with publishing system Vertical trusted channel, digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
Further, the coinage system, in addition to pattern set device, batch to set device and coin generator dress Put;
The pattern sets device, for setting the heading for including but is not limited to digital currency, issuer, digital currency face One or more in value, digital currency unit and/or the title of an emperor's reign;
The batch sets device, and the batch number and/or production quantity parameter of digital currency are included but is not limited to for setting In one or more;
The coin generator, includes but is not limited to constitute only one by the one or more in prefix, sequence number for producing Without two combination coin number, wherein, the prefix includes but is not limited to constitute information by crown head, batch number;The coin number is in numeral Coin is distributed to digital currency front message and the digital currency back side message when issuing.
Present invention also offers a kind of operation method of binary system digital currency, meet diploid applied to described one kind The system for the distribution of commodities of the digital currency of system or described binary system digital currency, methods described includes:
Floatation treasury is signed for and stores the digital currency after dispatching from the factory, and is distributed to bank storehouse after digital currency front message is signed, together When will digital currency back side message sign after be distributed to credible platform;
Bank signs in storehouse and stores the digital currency front message of floatation treasury distribution, is digital currency front message from distribution The intermediate flow stock relocation that storehouse outbound is distributed to bank;
Credible platform is signed for and stores the digital currency back side message of floatation treasury distribution, the message circulation of the record digital currency back side Label transfering the letter breath, and the label transfering the letter breath is endorsed and verification management;
Register registers and manages number of the digital currency of credible platform upload in coinage, circulation and/or intermediate links According to;
Data of the digital currency that authentication center's checking credible platform is uploaded in circulation and/or intermediate links, and management can Believe ownership certification affairs of the digital currency of platform upload in circulation and/or intermediate links;
The data that data analysis center is uploaded to Register and/or authentication center supervised, monitored, being predicted and/or Early warning.
The credible platform, is endorsed and verification management to label transfering the letter breath, including:
Label are turned with Information Signature, checking publishing system, banking system and/or user client using credible platform digital certificate Hold the digital signature to digital currency back side message;
The identity of the incumbent holder of digital currency is registered to Register;
Apply to Register, digital currency back side message is deleted by instruction;
Apply to Register, new digital currency is changed to legitimate holder by instruction.
Further, it is described the data that Register and/or authentication center upload are supervised, monitored, are predicted and/or Early warning, the digital currency circulation vestige for including but is not limited to be recorded according to Register and/or authentication center is analyzed, to numeral The circulation of coin assesses control and/or carries out big data extraction on demand to digital currency circulation trend, different denominations utilization rate.
Further, in addition to:
Coinage system manufactures the digital currency for meeting binary system, using coinage system digits certificate to the digital currency content Be digitally signed, and will respective field in signature result write-in digital currency message, by with publishing system set up it is credible logical Road, the step that digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
Further, the coinage system, in addition to pattern set device, batch to set device and coin generator dress Put;
The pattern sets device, for setting the heading for including but is not limited to digital currency, issuer, digital currency face One or more in value, digital currency unit and/or the title of an emperor's reign;
The batch sets device, and the batch number and/or production quantity parameter of digital currency are included but is not limited to for setting In one or more;
The coin generator, includes but is not limited to constitute only one by the one or more in prefix, sequence number for producing Without two combination coin number, wherein, the prefix includes but is not limited to constitute information by crown head, batch number;The coin number is in numeral Coin is distributed to digital currency front message and the digital currency back side message when issuing.
A kind of runtime for binary system digital currency that the present invention is provided is by the floatation treasury that is included in system, for signing Receive and store the digital currency after dispatching from the factory, bank storehouse is distributed to after digital currency front message is signed, while the digital currency back side is reported Credible platform is distributed to after text signature;Bank storehouse, is the intermediate flow that digital currency front message is distributed from floatation treasury outbound to bank Stock relocation, the digital currency front message for signing for and storing the floatation treasury distribution;Credible platform, for signing for and storing distribution The digital currency back side message of storehouse distribution, the label transfering the letter breath of record digital currency back side message circulation, and the label transfering the letter breath is carried out Endorse and verification management;Register, for registering and managing the digital currency of credible platform upload in coinage, circulation and/or flow Data in logical link;Authentication center, for verifying number of the digital currency of credible platform upload in circulation and/or intermediate links According to, and manage ownership certification affairs of the digital currency of credible platform upload in circulation and/or intermediate links;In data analysis The heart, for Register and/or authentication center upload data supervised, monitor, predict and/or early warning technical side Case, is realized " digitlization of bank note ", and issues new currency type using the technology.Technical scheme is effectively reduced goods All kinds of costs in coin distribution:False proof cost:Guiding against false of paper currency needs to spend substantial amounts of cost in links such as printing, currency examinations.2nd, The cost of transport:Armoured van, escort personnel etc..3rd, the cost reissued:Easily old, damage, damage.Bank note is deposited in intermediate links In phenomenons such as easily old, damages, situations such as link has damage or destroyed by fire is being preserved.Need periodically to reissue the old coin of new coin recovery.
The circulation misalignment caused by traditional bank note precipitation sleep can effectively be reduced:Chinese's love is deposited cash golden especially vast Rural area, a large amount of currency, which are stored in family, causes a part of currency to participate in market circulation, and government can only be issued by increasing, amount Reissuing bank note, increasing credit and budget amount, this froms the perspective of from certain angle to avoid deflation, and currency hair is also upset in bank note sleep Capable stability.
It conventional paper can be effectively improved can not be followed the trail of in intermediate links, trace rough sledding with statistical analysis:Anonymous Drawback:Because bank note does not possess the tracking function of circulation vestige, the phenomenons such as a large amount of offering or accepting bribes, money laundering are caused to exist.
Keeping and the transportation safety of holder can be effectively improved:Traditional bank note is easily stolen or is robbed, and carries a large amount of bank note and shows Gold is unsafe.Also it is inconvenient.
Adapting to Internet era ecommerce overall situation improves the application experience and security needs of online payment, transaction.Symbol Close " internet+" policy direction that government advocates.
It can also be used for changing net coin, game money, cash equivalent Securities in the Internet, applications field etc..It is acted on and benefit and above-mentioned method Order coin is essentially identical, no longer enumerates one by one.
Brief description of the drawings
Fig. 1 is a kind of structured flowchart of digital currency for meeting binary system according to the present invention;
Fig. 2 is according to a kind of one of digital currency front message example for meeting binary system of the present invention;
Fig. 3 is according to a kind of one of digital currency back side message example for meeting binary system of the present invention;
Fig. 4 is according to a kind of one of flow chart of circulation method of binary system digital currency of the present invention;
Fig. 5 is the two of the flow chart of the circulation method of a kind of binary system digital currency according to the present invention;
Fig. 6 is the three of the flow chart of the circulation method of a kind of binary system digital currency according to the present invention;
Fig. 7 is the four of the flow chart of the circulation method of a kind of binary system digital currency according to the present invention;
Fig. 8 is according to a kind of one of structured flowchart of the system for the distribution of commodities of binary system digital currency of the present invention;
Fig. 9 is the two of the structured flowchart of the system for the distribution of commodities of a kind of binary system digital currency according to the present invention;
Figure 10 is the three of the structured flowchart of the system for the distribution of commodities of a kind of binary system digital currency according to the present invention;
Figure 11 is according to a kind of one of structured flowchart of flow-through device of binary system digital currency of the present invention;
Figure 12 is the two of the structured flowchart of the flow-through device of a kind of binary system digital currency according to the present invention;
Figure 13 is the three of the structured flowchart of the flow-through device of a kind of binary system digital currency according to the present invention;
Figure 14 is the four of the structured flowchart of the flow-through device of a kind of binary system digital currency according to the present invention;
Figure 15 is a kind of structured flowchart of the runtime of binary system digital currency according to the present invention;
Figure 16 is a kind of flow chart of the operation method of binary system digital currency according to the present invention;
Figure 17 is a kind of structured flowchart of the application example of binary system digital currency according to the present invention.
Embodiment
In order that those skilled in the art more fully understand the present invention program, below in conjunction with the embodiment of the present invention Accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is only The embodiment of a part of the invention, rather than whole embodiments.Based on the embodiment in the present invention, ordinary skill people The every other embodiment that member is obtained under the premise of creative work is not made, should all belong to the model that the present invention is protected Enclose.
It should be noted that term " first " in description and claims of this specification and above-mentioned accompanying drawing, " Two " etc. be for distinguishing similar object, without for describing specific order or precedence.It should be appreciated that so using Data can exchange in the appropriate case, so as to embodiments of the invention described herein can with except illustrating herein or Order beyond those of description is implemented.In addition, term " comprising " and " having " and their any deformation, it is intended that cover Lid is non-exclusive to be included, for example, the process, method, system, product or the equipment that contain series of steps or unit are not necessarily limited to Those steps or unit clearly listed, but may include not list clearly or for these processes, method, product Or the intrinsic other steps of equipment or unit.
Embodiment one
Reference picture 1, Fig. 1 shows a kind of structured flowchart for the digital currency 100 for meeting binary system.The digital currency 100 Including:
Digital currency front message 11, for that will be used in intermediate links containing transmitting terminal digital certificate to digital currency front The digital currency front message that the coin face synopsis of message is digitally signed field is sent to receiving terminal and is shown.Using containing There is transmitting terminal digital certificate to be digitally signed the coin face synopsis of digital currency front message, be preferably, in digital currency hair Digital currency coin face message is digitally signed using publisher's digital certificate during row, effectively can prevent to forge and distort.With
Digital currency back side message 12, for the digital certificate of use credible platform or the digital certificate of Register to numeral Information of the coin front message from transmitting terminal to receiving terminal discern endorsing, and digital currency back side message does not exist as digital currency counterfoil Circulated between user terminal, without departing from credible platform.
The electronic signature of the digital certificate includes but is not limited to have certificate with the characteristic that can not be forged and can not distort Asymmetric-key encryption mode and support state close algorithm SM2, SM3, SM4 of issuing organization, holder of certificate and timestamp of signing Electronic signature.All signatures in digital currency front message, digital currency back side message (digital currency counterfoil), and digital currency is just Face message, all transmission communications of digital currency back side message are applicable the algorithm standard rules for meeting state close (SM2, SM3, SM4).And Also international RSA Algorithm standard is supported.Support adaptive two algorithm standard simultaneously.Credible platform is under Register One-level, can be collectively referred to as " father and son " relation, therefore, in order to be eased off the pressure to Register, can by credible platform digital certificate or The digital certificate of Register discern endorsing.
Further, as shown in Figures 2 and 3, digital currency front message 11 includes but is not limited to, and digital currency is positive Word content, pattern-information and/or issuer's digital certificate signature;
Digital currency back side message (stub) 12 includes but is not limited to, the word content at the digital currency back side, pattern-information, distribution Mechanism digital certificate signature, former holder's digital certificate signature, incumbent holder's digital certificate signature and/or Register's number Word certificate signature.
Further, the positive word content of the digital currency includes but is not limited to heading, issuer, digital currency face One or more in value, digital currency unit, the title of an emperor's reign and/or coin number;
The positive pattern-information of digital currency includes but is not limited in seal code, pattern code and/or shading code One or more;
The word content at the digital currency back side includes but is not limited to heading, issuer, digital currency face amount, digital currency One or more in unit, the title of an emperor's reign, coin number and/or coin generated code;
The pattern-information at the digital currency back side includes but is not limited in seal code, pattern code and/or shading code One or more;
Register's digital certificate discerns signature for the information that circulated to transmitting terminal and/or receiving terminal signature.
Further, the coin number is produced by coin generator, includes but is not limited to be combined by prefix and unique serial number Unique coin number of the digital currency generated afterwards, the coin number is distributed to digital currency front message and digital currency when digital currency is issued Back side message;Prefix includes but is not limited to the composition such as crown head, batch number, and the batch number includes but is not limited to:In digital currency life Into when combined by the batch number that sets, the one or more in production quantity parameter.
Heading, issuer, digital currency face amount, digital currency unit, the title of an emperor's reign, coin generated code, the figure of the digital currency Chapter code, pattern code, the content of shading code are preset by issuer, are imported in coinage server.
Further, in intermediate links, when digital currency front message is shifted, via transmitting terminal and receiving terminal with Respective real name digital certificate carries out label to digital currency front message and pays and sign for, while the label that digital currency front message is circulated Transfering the letter breath in the message of the digital certificate back side discern endorsing.
Digital currency must be signed in different hand pay, i.e., digital currency current holder be intended to by the different hand of this coin other people when must first make Whom is transferred to digital certificate electronic signature signature, the signature result submits to credible platform and by credible platform to the digital currency Stub carries out registration label and turned.
Receiving terminal is received after the front message of digital currency, and the information such as digital currency content and pattern are showed in the terminal, is received End must also use digital certificate to sign for digital currency, sign for result and submit credible platform to carry out the digital currency back side message (coin root) The registration change owner.I.e. recipient is changed to the incumbent holder of the digital currency.
A kind of digital currency for meeting binary system that the embodiment of the present invention one is provided, digital currency front message circulates for circulation Message, publisher's digital certificate is digitally signed to coin face synopsis, discerns the authenticity of digital currency, for being deposited in bank Take, circulate in the link such as commercial consumption, personal special fund transmission.Digital currency back side message, which is stored in credible platform, is not involved in stream It is logical, record state, current holder's digital certificate signature and the Register's digital signature of digital currency.For in credible platform Middle progress circulation is endorsed registration, is not involved in any society and is circulated, without departing from credible platform.In the message of the digital currency back side (coin root) State, current holder's digital certificate signature and the Register's digital signature of digital currency are recorded, can be to the digital currency of loss Front message, which provides to reissue, deposits card.Circulation is carried out to digital currency coin root to endorse the problems such as can effectively preventing to replicate, be multiplexed, usurping. Digital currency coin root is only used in credible platform, is not involved in social circulation.Without departing from credible platform (only during the withdrawal of currency from circulation).This In invention, digital currency distribution is using " stub deposits card " strategy.One coin number is distributed to two digital currency reports by digital currency when issuing Wen Zhong, one is distributed in the message of digital currency front and (is used for the circulation that circulates, show in user terminal).Another is distributed to digital currency Back side message namely digital currency stub (endorsed for circulation and deposit card, circulation is only not involved in credible platform).Inventor is grinding Found during studying carefully, the situation lost and damaged also occurs in digital currency (front) in circulation intermediate links.For example:Label are paid One side is with the side that sends out and sign for because the various possibilities such as network failure, mobile phone power down, software driver can all cause to fail to receive To digital currency, or the digital currency message being subject to is imperfect.Such a situation is considered as digital currency and loses or damage.Due to the present invention Digital currency counterfoil mechanism is employed, therefore to report lost property to the authorities when digital currency (front) is damaged, reports the loss, all has good grounds, numeral card Book electronic signature has a legal effect, the label of digital currency counterfoil turn record can valid certificates should give whose replacement new coin.
Embodiment two
Reference picture 4, Fig. 4 shows a kind of flow chart of the circulation method of binary system digital currency, applied to embodiment one A kind of described binary system digital currency 100.The transmitting terminal during paying is signed for for digital currency, including step S210 is to step S230:
In step S210, transmitting terminal sends to credible platform and the first transaction that message progress label in digital currency front are paid is reported Text, including:
Transmitting terminal is obtained by Handshake Protocol and receives client information;The transaction based on digital currency front message is asked to server Message, the first transaction message based on digital currency front message that the reception server is returned, using transmitting terminal digital certificate to institute State the first transaction message to be signed, by the trusted channel set up with credible platform, the first transaction message after signature is sent out Credible platform is delivered to, first transaction message at least carries reception client information.
In step S220, receive credible platform return first accepts result, including:
Receive the label that credible platform returns and pay successful first and accept result, described first when accepting the transaction of result carrying Between;The circulation authority of digital currency front message is locked simultaneously, the only open operation based on the transaction content in the first transaction message Authority;Or the label of reception credible platform return pay the first of failure and accept result, follow-up behaviour of the stopping to digital currency back side message Make.
In step S230, digital currency front message of the result into receiving terminal transmission label turn is accepted based on first, afterwards, Including:
Receive credible platform return second accepts result, and described second, which accepts result, includes:
In exchange hour, the prompt message of signing for successfully of credible platform return is received, or
Exchange hour time-out, receive credible platform return signs for unsuccessfully prompt message, possesses circulation authority while receiving Digital currency front message.
In digital currency intermediate links, it must sign for paying in different hand, i.e., digital currency current holder is intended to the different hand of this coin Other people when whom first must be transferred to using digital certificate electronic signature signature, the signature result submits to credible platform and by credible flat Platform carries out registration label to the digital currency stub and turned.Ensure security of the digital currency in intermediate links.
Embodiment three
Reference picture 5, Fig. 5 shows a kind of flow chart of the circulation method of binary system digital currency, applied to embodiment one A kind of described binary system digital currency 100.The credible platform during paying is signed for for digital currency, including step S310 is extremely walked Rapid S320:
In step S310, the after what credible platform received and verified that transmitting terminal sends pay digital currency front message label The second transaction message after what one transaction message and receiving terminal were sent sign for digital currency front message.
The credible platform receives and verified the report of being merchandised to first after digital currency front message label pair that transmitting terminal is sent Text, including:
Credible platform receiving end/sending end send to digital currency front message sign after the first transaction message;Transfer transmission Hold public key certificate to verify the signature of the first transaction message, after being verified, freeze first transaction message in exchange hour Corresponding digital currency back side message;Label pair successful first, which are returned, to transmitting terminal accepts result;After checking is obstructed, to the hair Sending end returns to the first of label pair failure and accepts result, subsequent operation of the stopping to digital currency back side message.
In step s 320, update based on current holder's letter in the corresponding digital currency back side message of the second transaction message Breath, and after discerning and endorsing to digital currency back side message;Second is returned to transmitting terminal and receiving terminal accept result respectively.
Further, the after what the credible platform received and verified that receiving terminal sends pay digital currency front message label Two transaction messages, update based on current holder's information in the corresponding digital currency back side message of the second transaction message, and logarithm Word coin back side message is discerned endorse after;Second is returned to transmitting terminal and receiving terminal accept result respectively, including:
The second transaction message after the signature of receiving terminal transmission is received within exchange hour, receiving terminal public key certificate is transferred The signature of the second transaction message is verified, after being verified, the corresponding digital currency back side message of second transaction message of thawing;Base In second transaction message, the holder information at the digital currency back side is updated, and use the digital certificate of credible platform to numeral Coin back side message, which is discerned, endorses;Sign for successful second to transmitting terminal and receiving terminal return respectively and accept result;
After checking is obstructed, the corresponding digital currency back side message of first transaction message of thawing, respectively to transmitting terminal and Receiving terminal return signs for the second of failure and accepts result;
The second transaction message after the signature of receiving terminal transmission is not received in exchange hour, thaw the first transaction report Literary corresponding digital currency back side message, signs for the second of failure and accepts result to transmitting terminal and receiving terminal return respectively.
Further, the checking does not pass through, and includes but is not limited to, and same digital currency front message is repeated label and pays or send out The digital certificate of sending end is unqualified.
When digital currency is circulated in internet, when participation includes the activities such as e-commerce spending payment, personal special fund To ensure the safety problem such as digital anti-copying, tamper-proof, anti-fraudulent, it is necessary to by credible platform to digital currency counterfoil (digital currency The back side namely money second half) carry out circulation endorse and verification management.This design causes the digital currency circulated between internet (front) is simpler feasible.
Example IV
Reference picture 6, Fig. 6 shows a kind of flow chart of the circulation method of binary system digital currency, applied to embodiment one A kind of described binary system digital currency 100.The receiving terminal during paying is signed for for digital currency, including step S410 is to step S430:
In step S410, the digital currency front message in the label turn that receiving terminal receiving end/sending end is sent.
In the step s 420, the second transaction message signed for digital currency front message, bag are sent to credible platform Include:
Receiving terminal is obtained by Handshake Protocol and sends client information;The transaction based on digital currency front message is asked to server Message feedback request, the second transaction message based on digital currency front message that the reception server is returned uses receiving terminal numeral Certificate is signed to second transaction message, by the trusted channel set up with credible platform, in exchange hour, will be signed The second transaction message after name is sent to credible platform, and second transaction message at least carries transmission client information.
In step S430, receive credible platform return based on second transaction message second accepts result, including:
Signing for of receiving that credible platform returns successful second accepts result;Storage possesses the digital currency of circulation authority simultaneously Front message;Or signing for of receiving that credible platform returns the second of failure accepts result, while the transmitting terminal received is sent Label turn in digital currency front message delete.
In digital currency intermediate links, it must sign for paying in different hand, i.e., digital currency current holder is intended to the different hand of this coin Other people when whom first must be transferred to using digital certificate electronic signature signature, the signature result submits to credible platform and by credible flat Platform carries out registration label to the digital currency stub and turned.Ensure security of the digital currency in intermediate links.
Embodiment five
Reference picture 7, Fig. 7 shows a kind of flow chart of the circulation method of binary system digital currency, applied to embodiment one A kind of described binary system digital currency 100.Including step S510 to step S550:
In step S510, transmitting terminal sends to credible platform and the first transaction that message progress label in digital currency front are paid is reported Text.
In step S520, credible platform receive and verify transmitting terminal send to digital currency front message label pay after first After transaction message, return to first to transmitting terminal and accept result.
In step S530, transmitting terminal receives described first and accepted after result, and the digital currency in turning to receiving terminal transmission label is just Face message.
In step S540, receiving terminal sends the second transaction signed for digital currency front message to credible platform and reported Text.
In step S550, credible platform receive and verify receiving terminal send digital currency front message is signed for after second Transaction message, updates based on current holder's information in the corresponding digital currency back side message of the second transaction message, and to numeral Coin back side message is discerned endorse after;Second is returned to transmitting terminal and receiving terminal accept result respectively.
In intermediate links, when digital currency front message is shifted, via sender and recipient with respective reality Name digital certificate carries out label to digital currency front message and pays and sign for, while the label transfering the letter breath that digital currency front message is circulated exists In the message of the digital certificate back side discern endorsing.
Digital currency must be signed in different hand pay, i.e., digital currency current holder be intended to by the different hand of this coin other people when must first make Whom is transferred to digital certificate electronic signature signature, the signature result submits to credible platform and by credible flat through digital currency wallet Platform carries out registration label to the digital currency stub and turned.
Recipient is received after the front message of digital currency, and the information such as digital currency content and pattern are showed in the terminal, is received Person must also use digital certificate to sign for digital currency, sign for result and submit credible platform all to coin coin root progress registration change Person.I.e. recipient is changed to the current holder of the digital currency.
Embodiment six
Reference picture 8, Fig. 8 shows a kind of structure chart of the system for the distribution of commodities 200 of binary system digital currency, applied to embodiment A kind of binary system digital currency 100 described in one.The system includes:
First transmitting terminal sending module 21, is carried out for being sent by transmitting terminal to credible platform to digital currency front message The first transaction message that label are paid.
Transmitting terminal receiving module 22, first for receiving credible platform return accepts result.
Second transmitting terminal sending module 23, for accepting the digital currency during result turns to receiving terminal transmission label based on first just Face message.
In intermediate links, when digital currency front message is shifted, via sender with real name digital certificate logarithm Word coin front message carries out label and paid, while the label transfering the letter breath that digital currency front message is circulated enters in the message of the digital certificate back side Row, which is discerned, endorses.
Digital currency must be signed in different hand pay, i.e., digital currency current holder be intended to by the different hand of this coin other people when must first make Whom is transferred to digital certificate electronic signature signature, the signature result submits to credible platform and by credible flat through digital currency wallet Platform carries out registration label to the digital currency stub and turned.
Embodiment seven
Reference picture 9, Fig. 9 shows a kind of structure chart of the system for the distribution of commodities 300 of binary system digital currency, applied to embodiment A kind of binary system digital currency 100 described in one.The system includes:
Receive authentication module 31, for is received and verified by credible platform transmitting terminal transmission to digital currency front message Label pay after the first transaction message and receiving terminal send digital currency front message is signed for after the second transaction message.
Renewal is endorsed module 32, being held for updating based on current in the corresponding digital currency back side message of the second transaction message The person's of having information, and after discerning and endorsing to digital currency back side message;Second is returned to transmitting terminal and receiving terminal accept result respectively.
In intermediate links, when digital currency front message is shifted, via sender and recipient with respective reality Name digital certificate carries out label to digital currency front message and pays and sign for, while the label transfering the letter breath that digital currency front message is circulated exists In the message of the digital certificate back side discern endorsing.Ensure the authenticity and security of digital currency.
Embodiment eight
Reference picture 10, Figure 10 shows a kind of structure chart of the system for the distribution of commodities 400 of binary system digital currency, applied to implementation A kind of binary system digital currency 100 described in example one.The system includes:
First receiving terminal receiving module 41, the digital currency front report in turning for the label that receiving terminal receiving end/sending end is sent Text.
Receiving terminal sending module 42, for sending the signed for digital currency front message second transaction to credible platform Message.
Second receiving terminal receiving module 43, for based on second transaction message receive credible platform return second by Manage result.
In intermediate links, when digital currency front message is shifted, via sender and recipient with respective reality Name digital certificate carries out label to digital currency front message and pays and sign for, while the label transfering the letter breath that digital currency front message is circulated exists In the message of the digital certificate back side discern endorsing.
Digital currency must be signed in different hand pay, i.e., digital currency current holder be intended to by the different hand of this coin other people when must first make Whom is transferred to digital certificate electronic signature signature, the signature result submits to credible platform and by credible flat through digital currency wallet Platform carries out registration label to the digital currency stub and turned.
Recipient is received after the front message of digital currency, and the information such as digital currency content and pattern are showed in the terminal, is received Person must also use digital certificate to sign for digital currency, sign for result and submit credible platform all to coin coin root progress registration change Person.I.e. recipient is changed to the current holder of the digital currency.
Embodiment nine
Reference picture 11-14, Figure 11-14 show a kind of structure chart of the flow-through device 500 of binary system digital currency, and this is System includes the one or more in described system 200,300 or 400.
Including but not limited to include one or more intelligent terminals in the system 200,300 or 400, the intelligence Terminal includes but is not limited to smart mobile phone, computer, Intelligent worn device etc..
Embodiment ten
Reference picture 15, Figure 15 shows a kind of structure chart of the runtime 600 of binary system digital currency, applied to described A kind of binary system digital currency 100 or described binary system digital currency circulation method, the system includes:
Floatation treasury 61, for signing for and storing the digital currency after dispatching from the factory, silver is distributed to after digital currency front message is signed Row storehouse, while being distributed to credible platform after digital currency back side message is signed;
Bank storehouse 62, is the intermediate flow stock relocation that digital currency front message is distributed from floatation treasury outbound to bank, for signing for And store the digital currency front message of the floatation treasury distribution;
Credible platform 63, the digital currency back side message for signing for and storing floatation treasury distribution, record digital currency back side report The label transfering the letter breath of text circulation, and the label transfering the letter breath is endorsed and verification management;
Register 64, for registering and managing the digital currency of credible platform upload in coinage, circulation and/or intermediate links In data;
Authentication center 65, for verifying data of the digital currency of credible platform upload in circulation and/or intermediate links, and Manage ownership certification affairs of the digital currency of credible platform upload in circulation and/or intermediate links;
Data analysis center 66, is supervised for the data to Register and/or authentication center's upload, is monitored, in advance Survey and/or early warning.
Further, in the credible platform, label transfering the letter breath is endorsed and verification management, including:
Label are turned with Information Signature, checking publishing system, banking system and/or user client using credible platform digital certificate Hold the digital signature to digital currency back side message;
To Register's registration digital currency when the identity of antecessor;
Apply to Register, digital currency back side message is deleted by instruction;
Apply to Register, new digital currency is changed to legitimate holder by instruction.
Further, it is described the data that Register and/or authentication center upload are supervised, monitored, are predicted and/or Early warning, the digital currency circulation vestige for including but is not limited to be recorded according to Register and/or authentication center is analyzed, to numeral The circulation of coin assesses control and/or carries out big data extraction on demand to digital currency circulation trend, different denominations utilization rate.
Further, in addition to coinage system 67;
The coinage system, the digital currency of binary system is met for manufacturing, using coinage system digits certificate to described Digital currency content is digitally signed, and signature result is write into respective field in digital currency message, by being built with publishing system Vertical trusted channel, digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
Further, the coinage system, in addition to pattern set device, batch to set device and coin generator dress Put;
The pattern sets device, for setting the heading for including but is not limited to digital currency, issuer, digital currency face One or more in value, digital currency unit and/or the title of an emperor's reign;
The batch sets device, and the batch number and/or production quantity parameter of digital currency are included but is not limited to for setting In one or more;
The coin generator, includes but is not limited to constitute only one by the one or more in prefix, sequence number for producing Without two combination coin number, wherein, the prefix includes but is not limited to constitute information by crown head, batch number;The coin number is in numeral Coin is distributed to digital currency front message and the digital currency back side message when issuing.
The digital currency generation structure of the present invention complies fully with bank's framework of binary system, i.e.,:" in a coin, Liang Ku, three The heart ".Coinage link complies fully with the porcess system of existing bank note.
A kind of runtime of binary system digital currency in the embodiment of the present invention complies fully with bank's frame of binary system Structure, from coinage, distribution, granting, bank access, consume, turn money, to steam again destroy etc. all links comply fully with existing bank note Porcess system.The central management framework of digital currency includes (digital currency, floatation treasury, bank storehouse, Register, authentication center, number According to analysis center), i.e.,:" coin, Liang Ku, three " center "s.
Embodiment 11
Reference picture 16, Figure 16 shows a kind of flow chart of the operation method of binary system digital currency, applied to described A kind of system for the distribution of commodities of binary system digital currency 100 or described binary system digital currency, methods described includes step S610 extremely Step S660:
In step S610, floatation treasury is signed for and stores the digital currency after dispatching from the factory, and is divided after digital currency front message is signed Bank storehouse is sent to, while being distributed to credible platform after digital currency back side message is signed;
In step S620, bank signs in storehouse and stores the digital currency front message of the floatation treasury distribution, is digital currency The intermediate flow stock relocation that front message is distributed from floatation treasury outbound to bank;
In step S630, credible platform is signed for and stores the digital currency back side message of floatation treasury distribution, records digital currency The label transfering the letter breath of back side message circulation, and the label transfering the letter breath is endorsed and verification management;
In step S640, Register registers and manages the digital currency of credible platform upload in coinage, circulation and/or flow Data in logical link;
In step S650, the digital currency that authentication center's checking credible platform is uploaded is in circulation and/or intermediate links Data, and manage ownership certification affairs of the digital currency of credible platform upload in circulation and/or intermediate links;
In step S660, the data that data analysis center is uploaded to Register and/or authentication center are supervised, supervised Control, prediction and/or early warning.
Before the floatation treasury is signed for and stores the digital currency after dispatching from the factory, in addition to:
Coinage system manufactures the digital currency for meeting binary system, using coinage system digits certificate to the digital currency content Be digitally signed, and will respective field in signature result write-in digital currency message, by with publishing system set up it is credible logical Road, the step that digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
One application example, as shown in figure 17, in coinage link, coinage system manufactures the digital currency for meeting binary system, The digital currency content is digitally signed using coinage system digits certificate, and signature result is write in digital currency message Respective field, by the trusted channel set up with publishing system, digital currency is sent to publishing system from coinage system, number is completed Word coin dispatches from the factory.
Digital currency distributes link, and publishing system receives the digital currency that coinage system is sent, and uses the public key of coinage system Certification authentication signature result, and the digital currency after sign test is stored in the floatation treasury of publishing system, and registered to Register, if Determine after the issuing amount of digital currency and bank's object of distribution, by digital currency from publishing system outbound, by specified bank's object As when respective field in antecessor's write-in digital currency message, the content of digital currency is carried out using the digital certificate of floatation treasury Digital signature, and signature result is write into respective field in digital currency message, digital currency is preserved to bank storehouse, and into registration The heart is registered, and digital currency, by the trusted channel set up with credible platform, digital currency back side message is distributed after bank's storehouse outbound To credible platform;By the trusted channel set up with appointed bank system, digital currency front message is distributed to appointed bank;
Credible platform receives the digital currency back side message of publishing system distribution, is verified and signed using publishing system public key certificate As a result, the digital currency back side message after sign test is stored in digital currency counterfoil register base.
Banking system, receives the digital currency front message that publishing system is sent, and is verified and signed using publishing system public key certificate Name result, the digital currency front message after sign test is stored.
In digital currency intermediate links, transmitting terminal extracts digital currency, sends to enter digital currency front message to credible platform The first transaction message that row label are paid;The after what credible platform received and verified that transmitting terminal sends pay digital currency front message label After one transaction message, return to first to transmitting terminal and accept result;Transmitting terminal receives described first and accepted after result, is sent out to receiving terminal Send the digital currency front message in label turn;Receiving terminal sends second signed for digital currency front message to credible platform and handed over Easy message;Credible platform receive and verify receiving terminal send digital currency front message is signed for after the second transaction message, more Newly based on current holder's information in the corresponding digital currency back side message of the second transaction message, and digital currency back side message is reflected After card is endorsed;Second is returned to transmitting terminal and receiving terminal accept result respectively.
A kind of runtime for binary system digital currency that the present invention is provided is by the floatation treasury that is included in system, for signing Receive and store the digital currency after dispatching from the factory, bank storehouse is distributed to after digital currency front message is signed, while the digital currency back side is reported Credible platform is distributed to after text signature;Bank storehouse, is the intermediate flow that digital currency front message is distributed from floatation treasury outbound to bank Stock relocation, the digital currency front message for signing for and storing the floatation treasury distribution;Credible platform, for signing for and storing distribution The digital currency back side message of storehouse distribution, the label transfering the letter breath of record digital currency back side message circulation, and the label transfering the letter breath is carried out Endorse and verification management;Register, for registering and managing the digital currency of credible platform upload in coinage, circulation and/or flow Data in logical link;Authentication center, for verifying number of the digital currency of credible platform upload in circulation and/or intermediate links According to, and manage ownership certification affairs of the digital currency of credible platform upload in circulation and/or intermediate links;In data analysis The heart, for Register and/or authentication center upload data supervised, monitor, predict and/or early warning technical side Case, is realized " digitlization of bank note ", and issues new currency type using the technology.Technical scheme is effectively reduced goods All kinds of costs in coin distribution:False proof cost:Guiding against false of paper currency needs to spend substantial amounts of cost in links such as printing, currency examinations.2nd, The cost of transport:Armoured van, escort personnel etc..3rd, the cost reissued:Easily old, damage, damage.Bank note is deposited in intermediate links In phenomenons such as easily old, damages, situations such as link has damage or destroyed by fire is being preserved.Need periodically to reissue the old coin of new coin recovery.
The circulation misalignment caused by traditional bank note precipitation sleep can effectively be reduced:Chinese's love is deposited cash golden especially vast Rural area, a large amount of currency, which are stored in family, causes a part of currency to participate in market circulation, and government can only be issued by increasing, amount Reissuing bank note, increasing credit and budget amount, this froms the perspective of from certain angle to avoid deflation, and currency hair is also upset in bank note sleep Capable stability.
It conventional paper can be effectively improved can not be followed the trail of in intermediate links, trace rough sledding with statistical analysis:Anonymous Drawback:Because bank note does not possess the tracking function of circulation vestige, the phenomenons such as a large amount of offering or accepting bribes, money laundering are caused to exist.
Keeping and the transportation safety of holder can be effectively improved:Traditional bank note is easily stolen or is robbed, and carries a large amount of bank note and shows Gold is unsafe.Also it is inconvenient.
Adapting to Internet era ecommerce overall situation improves the application experience and security needs of online payment, transaction.Symbol Close " internet+" policy direction that government advocates.
It can also be used for changing net coin, game money, cash equivalent Securities in the Internet, applications field etc..It is acted on and benefit and above-mentioned method Order coin is essentially identical, no longer enumerates one by one.
It can also be used for changing net coin, game money, cash equivalent Securities in the Internet, applications field etc..It is acted on and benefit and above-mentioned method Order coin is essentially identical, no longer enumerates one by one.
The embodiments of the present invention are for illustration only, and the quality of embodiment is not represented.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of Combination of actions, but those skilled in the art should know, the present invention is not limited by described sequence of movement because According to the present invention, some steps can be carried out sequentially or simultaneously using other.Secondly, those skilled in the art should also know Know, embodiment described in this description belongs to preferred embodiment, involved action and module is not necessarily of the invention It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment Point, it may refer to the associated description of other embodiment.
, can be by another way in several embodiments provided herein, it should be understood that disclosed device Realize.For example, device embodiment described above is only schematical, such as the division of described unit is only one kind Division of logic function, can there is other dividing mode when actually realizing, such as multiple units or component can combine or can To be integrated into another system, or some features can be ignored, or not perform.It is another, it is shown or discussed each other Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit, Can be electrical or other forms.
The unit illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list Member can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.
It may be noted that the need for according to implementation, each step/part described in this application can be split as into more multistep The part operation of two or more step/parts or step/part, can also be combined into new step/part by suddenly/part, To realize the purpose of the present invention.
Above-mentioned the method according to the invention can be realized in hardware, firmware, or be implemented as being storable in recording medium Software or computer code in (such as CD ROM, RAM, floppy disk, hard disk or magneto-optic disk), or it is implemented through network download Original storage in long-range recording medium or nonvolatile machine readable media and the meter that will be stored in local recording medium Calculation machine code, so that method described here can be stored in using all-purpose computer, application specific processor or programmable or special With such software processing in hardware (such as ASIC or FPGA) recording medium.It is appreciated that computer, processor, micro- Processor controller or programmable hardware include can storing or receive software or computer code storage assembly (for example, RAM, ROM, flash memory etc.), when the software or computer code are by computer, processor or hardware access and when performing, realize herein The processing method of description.In addition, when all-purpose computer accesses the code for realizing the processing being shown in which, the execution of code All-purpose computer is converted into the special-purpose computer for performing the processing being shown in which.
The foregoing is only a specific embodiment of the invention, but protection scope of the present invention is not limited thereto, any Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all be contained Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be based on the protection scope of the described claims.

Claims (22)

1. a kind of runtime of binary system digital currency, it is characterised in that the system includes:
Floatation treasury, for signing for and storing the digital currency after dispatching from the factory, is distributed to bank storehouse, together after digital currency front message is signed When will digital currency back side message sign after be distributed to credible platform;
Bank storehouse, is the intermediate flow stock relocation that digital currency front message is distributed from floatation treasury outbound to bank, for signing for and storing The digital currency front message of the floatation treasury distribution;
Credible platform, the digital currency back side message for signing for and storing floatation treasury distribution, the message circulation of the record digital currency back side Label transfering the letter breath, and to it is described label transfering the letter breath endorsed and verification management;
Register, for registering and managing number of the digital currency of credible platform upload in coinage, circulation and/or intermediate links According to;
Authentication center, for verifying data of the digital currency of credible platform upload in circulation and/or intermediate links, and management can Believe ownership certification affairs of the digital currency of platform upload in circulation and/or intermediate links;
Data analysis center, for Register and/or authentication center upload data supervised, monitor, predict and/or Early warning.
2. the system as claimed in claim 1, it is characterised in that in the credible platform, is endorsed and is tested to label transfering the letter breath Card management, including:
Label are turned with Information Signature, checking publishing system, banking system and/or subscription client pair using credible platform digital certificate The digital signature of digital currency back side message;
The identity of the incumbent holder of digital currency is registered to Register;
Apply to Register, digital currency back side message is deleted by instruction;
Apply to Register, new digital currency is changed to legitimate holder by instruction.
3. the system as claimed in claim 1, it is characterised in that the data uploaded to Register and/or authentication center Supervised, monitored, being predicted and/or early warning, including but is not limited to the digital currency recorded according to Register and/or authentication center Circulation vestige is analyzed, and control is assessed and/or to digital currency circulation trend, different denominations utilization rate to the circulation of digital currency Big data extraction is carried out on demand.
4. the system as described in one of claim 1-3, it is characterised in that also including coinage system;
The coinage system, the digital currency of binary system is met for manufacturing, using coinage system digits certificate to the numeral Coin content is digitally signed, and signature result is write into respective field in digital currency message, passes through what is set up with publishing system Trusted channel, digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
5. the system as claimed in claim 1, it is characterised in that the coinage system, in addition to the pattern set device, criticized Secondary setting device and coin generating apparatus;
The pattern sets device, for set the heading for including but is not limited to digital currency, issuer, digital currency face amount, One or more in digital currency unit and/or the title of an emperor's reign;
The batch sets device, for setting in the batch number and/or production quantity parameter that include but is not limited to digital currency It is one or more.
The coin generator, it is unique to be including but not limited to made up of for generation the one or more in prefix, sequence number Combination coin number, wherein, the prefix include but is not limited to information is constituted by crown head, batch number;The coin number is sent out in digital currency Digital currency front message and digital currency back side message are distributed to during row.
6. a kind of operation method of binary system digital currency, it is characterised in that methods described includes:
Floatation treasury is signed for and stores the digital currency after dispatching from the factory, and bank storehouse is distributed to after digital currency front message is signed, and simultaneously will Credible platform is distributed to after the message signature of the digital currency back side;
Bank signs in storehouse and stores the digital currency front message of the floatation treasury distribution, is that digital currency front message goes out from floatation treasury The intermediate flow stock relocation that storehouse is distributed to bank;
Credible platform is signed for and stores the digital currency back side message of floatation treasury distribution, and the label of record digital currency back side message circulation turn Information, and the label transfering the letter breath is endorsed and verification management;
Register registers and manages data of the digital currency of credible platform upload in coinage, circulation and/or intermediate links;
Data of the digital currency that authentication center's checking credible platform is uploaded in circulation and/or intermediate links, and manage credible flat Ownership certification affairs of the digital currency that platform is uploaded in circulation and/or intermediate links;
The data that data analysis center is uploaded to Register and/or authentication center are supervised, monitored, predicted and/or early warning.
7. method as claimed in claim 6, it is characterised in that the credible platform, is endorsed and is verified to label transfering the letter breath Management, including:
Label are turned with Information Signature, checking publishing system, banking system and/or subscription client pair using credible platform digital certificate The digital signature of digital currency back side message;
The identity of the incumbent holder of digital currency is registered to Register;
Apply to Register, digital currency back side message is deleted by instruction;
Apply to Register, new digital currency is changed to legitimate holder by instruction.
8. method as claimed in claim 6, it is characterised in that the data uploaded to Register and/or authentication center Supervised, monitored, being predicted and/or early warning, including but is not limited to the digital currency recorded according to Register and/or authentication center Circulation vestige is analyzed, and control is assessed and/or to digital currency circulation trend, different denominations utilization rate to the circulation of digital currency Big data extraction is carried out on demand.
9. the method as described in one of claim 6-8, it is characterised in that also include:
Coinage system manufactures the digital currency for meeting binary system, and the digital currency content is carried out using coinage system digits certificate Digital signature, and signature result is write into respective field in digital currency message, will by the trusted channel set up with publishing system The step that digital currency is dispatched from the factory and sent into the floatation treasury of publishing system.
10. method as claimed in claim 9, it is characterised in that the coinage system, in addition to pattern set device, batch Device and coin generating apparatus are set;
The pattern sets device, for set the heading for including but is not limited to digital currency, issuer, digital currency face amount, One or more in digital currency unit and/or the title of an emperor's reign;
The batch sets device, for setting in the batch number and/or production quantity parameter that include but is not limited to digital currency It is one or more;
The coin generator, it is unique to be including but not limited to made up of for generation the one or more in prefix, sequence number Combination coin number, wherein, the prefix include but is not limited to information is constituted by crown head, batch number;The coin number is sent out in digital currency Digital currency front message and digital currency back side message are distributed to during row.
11. a kind of binary system digital currency, applied to a kind of runtime of binary system digital currency as claimed in claim 1 Or applied to a kind of operation method of binary system digital currency as claimed in claim 6, it is characterised in that the digital currency bag Include:
Digital currency front message, for will be used in intermediate links containing transmitting terminal digital certificate to digital currency front message The digital currency front message that coin face synopsis is digitally signed field is sent to receiving terminal and is shown;With
Digital currency back side message, for positive to digital currency using the digital certificate of credible platform or the digital certificate of Register Information of the message from transmitting terminal to receiving terminal discern endorsing, and digital currency back side message is as digital currency counterfoil not in user terminal Between circulate, without departing from credible platform.
12. digital currency as claimed in claim 11, it is characterised in that digital currency front message includes but is not limited to, number The positive word content of word coin, pattern-information and/or issuer's digital certificate signature;
The back side counterfoil message structure of the digital currency includes but is not limited to, word content, pattern-information, the hair at the digital currency back side Row mechanism digital certificate signature, former holder's digital certificate signature, incumbent holder's digital certificate signature and/or Register Digital certificate signature.
13. a kind of circulation method of binary system digital currency, it is characterised in that applied to as claimed in claim 1 a kind of two The runtime of first system digital currency or applied to a kind of binary system digital currency as claimed in claim 7, this method includes:
Transmitting terminal sends to credible platform and the first transaction message that label are paid is carried out to digital currency front message;
Receive credible platform return first accepts result;
The digital currency front message during result turns to receiving terminal transmission label is accepted based on first.
14. a kind of circulation method of binary system digital currency, applied to a kind of binary system digital currency as claimed in claim 1 Runtime or applied to a kind of binary system digital currency as claimed in claim 11, it is characterised in that this method includes:
Credible platform receive and verify transmitting terminal send to digital currency front message label pay after the first transaction message and reception End send digital currency front message is signed for after the second transaction message;
Update based on the incumbent holder information in the corresponding digital currency back side message of the second transaction message, and to the digital currency back side Message is discerned endorse after;Second is returned to transmitting terminal and receiving terminal accept result respectively.
15. a kind of circulation method of binary system digital currency, applied to a kind of binary system digital currency as claimed in claim 1 Runtime or applied to a kind of binary system digital currency as claimed in claim 11, it is characterised in that this method includes:
Digital currency front message in the label turn that receiving terminal receiving end/sending end is sent;
The second transaction message signed for digital currency front message is sent to credible platform;
Receive credible platform return based on second transaction message second accepts result.
16. a kind of circulation method of binary system digital currency, applied to a kind of binary system digital currency as claimed in claim 1 Runtime or applied to a kind of binary system digital currency as claimed in claim 11, it is characterised in that this method includes:
Transmitting terminal sends to credible platform and the first transaction message that label are paid is carried out to digital currency front message;
Credible platform receive and verify transmitting terminal send to digital currency front message label pay after the first transaction message after, Xiang Fa Sending end returns to first and accepts result;
Transmitting terminal receives described first and accepted after result, and the digital currency front message during label turn is sent to receiving terminal;
Receiving terminal sends the second transaction message signed for digital currency front message to credible platform;
Credible platform receive and verify receiving terminal send digital currency front message is signed for after the second transaction message, update base Incumbent holder information in the corresponding digital currency back side message of the second transaction message, and digital currency back side message is discerned plus After label;Second is returned to transmitting terminal and receiving terminal accept result respectively.
17. a kind of system for the distribution of commodities of binary system digital currency, applied to a kind of binary system numeral as claimed in claim 11 The circulation method of a kind of binary system digital currency described in coin or claim 16, it is characterised in that the system includes:
First transmitting terminal sending module, carries out what label were paid for being sent by transmitting terminal to credible platform to digital currency front message First transaction message;
Transmitting terminal receiving module, first for receiving credible platform return accepts result;
Second transmitting terminal sending module, the digital currency front report signed in turning is sent to receiving terminal for accepting result based on first Text.
18. a kind of system for the distribution of commodities of binary system digital currency, applied to a kind of binary system numeral as claimed in claim 11 The circulation method of a kind of binary system digital currency described in coin or claim 16, it is characterised in that the system includes:
Authentication module is received, for receiving and verifying that transmitting terminal sends to after digital currency front message label pair by credible platform The first transaction message and receiving terminal send digital currency front message is signed for after the second transaction message;
Renewal is endorsed module, for updating based on the incumbent holder letter in the corresponding digital currency back side message of the second transaction message Breath, and after discerning and endorsing to digital currency back side message;Second is returned to transmitting terminal and receiving terminal accept result respectively.
19. a kind of system for the distribution of commodities of binary system digital currency, applied to a kind of binary system numeral as claimed in claim 11 The circulation method of a kind of binary system digital currency described in coin or claim 16, it is characterised in that the system includes:
First receiving terminal receiving module, the digital currency front message in turning for the label that receiving terminal receiving end/sending end is sent;
Receiving terminal sending module, for sending the second transaction message signed for digital currency front message to credible platform;
Second receiving terminal receiving module, knot is accepted for receiving the second of credible platform return based on second transaction message Really.
20. a kind of flow-through device of binary system digital currency, it is characterised in that including system as claimed in claim 17.
21. a kind of flow-through device of binary system digital currency, it is characterised in that including system as claimed in claim 18.
22. a kind of flow-through device of binary system digital currency, it is characterised in that including system as claimed in claim 19.
CN201710065182.4A 2017-02-06 2017-02-06 A kind of runtime of binary system digital currency Pending CN107067241A (en)

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Application publication date: 20170818