CN107038586A - E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation - Google Patents

E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation Download PDF

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Publication number
CN107038586A
CN107038586A CN201710237504.9A CN201710237504A CN107038586A CN 107038586 A CN107038586 A CN 107038586A CN 201710237504 A CN201710237504 A CN 201710237504A CN 107038586 A CN107038586 A CN 107038586A
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China
Prior art keywords
commerce platform
electronic commercial
alipay
accounts
payment
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CN201710237504.9A
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Chinese (zh)
Inventor
赵红强
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Digital Trade Technology (beijing) Co Ltd
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Century Light Technology Development (beijing) Co Ltd
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Priority to CN201710237504.9A priority Critical patent/CN107038586A/en
Publication of CN107038586A publication Critical patent/CN107038586A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Transfer accounts to collect money the present invention relates to a kind of e-commerce platform and automate the method and system of confirmation, methods described includes e-commerce platform and electronic commercial client, and electronic commercial browses value-added product in e-commerce platform;After electronic commercial selection value-added product, electronic commercial is paid the bill in e-commerce platform, and e-commerce platform is by receiving the check and correction fund of electronic commercial and proofreading transfer information;Confirm electronic commercial successful payment.E-commerce platform of the present invention is transferred accounts the method and system that gathering automation confirms, improves ageing, the accuracy of processing, it is to avoid operational risk;Substantially full-range automation is realized, operating efficiency is improved, operating cost is reduced.

Description

E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation
Technical field
Field is settled accounts the present invention relates to a kind of e-commerce platform, is to be related to a kind of e-commerce platform to turn specifically The method and system that account gathering automation confirms.
Background technology
E-commerce platform is naturally existed also during actual service operation to be entered trade company for platform and settles accounts Flow.Placed an order payment from overseas buyer, delivered to trade company and buyer acknowledges receipt of goods, then to e-commerce platform be business Family is made loans, and last trade company is independently withdrawn deposit, and is that trade company is settled accounts by platform accounting operations personnel.
In the flow of traditional electric business platform settlement process, accounting operations personnel are needed for downloading derived business from platform Family withdraw deposit data checked and Format adjusting after, data of withdrawing deposit upload to enterprise's Net silver of bank by handler, and by After auditor with authority is audited, fund is just normally carried out issuing.Need to beat the situation of money afterwards according to bank, then Result is passed back in system, in order to which trade company understands success or not of withdrawing deposit, artificial operation bank is needed when failure Beat money failure cause and will pulled back from fund and be restored in the platform fund account of trade company.Due to being related to artificial behaviour during this The link of work is excessive, so having sizable operational risk, while corresponding efficiency of operation and accuracy are also very low.
The content of the invention
For above-mentioned deficiency of the prior art, present invention offer is a kind of to reduce the link manually participated in, reduces wealth Business operation cost and reduce operational risk e-commerce platform transfer accounts gathering automation confirm method and system.
The technical solution used in the present invention is:
A kind of e-commerce platform is transferred accounts the method that gathering automation confirms, including e-commerce platform and electronic commercial client End, electronic commercial browses value-added product in e-commerce platform;After electronic commercial selection value-added product, electronic commercial is in electronics business Business platform is paid the bill,
E-commerce platform is by receiving the check and correction fund of electronic commercial and proofreading transfer information;Confirm that electronic commercial is paid the bill into Work(.
Preferably, electronic commercial selects payment method in e-commerce platform, completes accounting payment.
In any of the above-described scheme preferably, electronic commercial selection uses Alipay accounting payment;E-commerce platform Cashier shows the Alipay Quick Response Code that Alipay is transferred accounts;Electronic commercial scans Quick Response Code or directly inputs e-commerce platform After Alipay account and uniquely payment reference number, payment, click on after payment, input e-commerce platform Alipay password Complete payment.
In any of the above-described scheme preferably, the Help Center of e-commerce platform or transfer page are sent out to electronic commercial Go out prompt message.
In any of the above-described scheme preferably, electronic commercial complete payment, if after the completion of transferring accounts setting time It is not confirmed information, electronic commercial is transferred accounts the fund of a small amount RMB again, e-commerce platform is complete according to check and correction fund Into confirmation payment.
In any of the above-described scheme preferably, electronic commercial completes payment, is not confirmed information after the completion of transferring accounts Setting time is 10-15 minutes.
In any of the above-described scheme preferably, electronic commercial complete payment, if after the completion of transferring accounts setting time Information is not confirmed, and client needs to check paying reference number.
In any of the above-described scheme preferably, e-commerce platform is detailed by docking the paging account that Alipay is provided Query interface;
One section of e-commerce platform interval setting time inquires about the detailed interface of a paging account, obtains newest e-commerce platform Alipay account revenue and expenditure it is detailed;
E-commerce platform will inquire the detail progress storage processing of Alipay account revenue and expenditure and be registered in Alipay account flowing water letter In breath;After the completion of storage, the managing detailed catalogue that e-commerce platform has been put in storage by pen processing.
In any of the above-described scheme preferably, the detailed storage processing of the Alipay account revenue and expenditure of e-commerce platform is stepped on Remember the initial verification state of Alipay account flowing water information not check.
In any of the above-described scheme preferably, e-commerce platform inquires about the interval one of the detailed interface of a paging account The section time is every 5 minutes.
In any of the above-described scheme preferably, judge unique in the remarks in the Alipay account revenue and expenditure detail of storage Whether reference number matches with the payment unique reference number not updated in flowing water of transferring accounts;
If the payment unique reference number not updated in unique reference number and flowing water of transferring accounts is mismatched, Alipay account stream is updated The verification state of water is difference, waits subsequent artefacts' processing;
If unique reference number is matched with the payment unique reference number not updated in flowing water of transferring accounts;
Judge the corresponding amount of money of this flowing water whether be default a small amount RMB fund;
If not the fund of a small amount RMB of default, then directly invoke electronic commercial account charging interface by Carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;After the completion of supplementing with money, update this flowing water to have checked;
If the fund of a small amount RMB of default;
Judge in transfer information with the presence or absence of the transaction not matched;
If there is the transaction not matched;
The state for the record not matched in transfer information is updated to have matched, while registration one is transferred accounts, flowing water is a small amount people The record of transferring accounts of the fund of people's coin;
Then electronic commercial account charging interface is directly invoked to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Fill After the completion of value, update this flowing water to have checked;
If there is no the transaction not matched;
Judge whether the reference number matched;
If there is the reference number matched, then a fund of the flowing water for a small amount RMB of default of transferring accounts is registered Record of transferring accounts;
Electronic commercial account charging interface is called to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Supplement completion with money Afterwards, this flowing water is updated to have checked;
If there is no the reference number matched, then the verification state for updating Alipay account flowing water is difference, waits follow-up people Work processing.
In any of the above-described scheme preferably, financial staff shows electronics business in the corresponding different information of background query The Alipay account at family, transfer amounts, time of transferring accounts, electronic commercial name, telephone number and history Alipay association E-commerce platform account information;Operation personnel and electronic commercial confirmed after the amount of money supplemented with money and account, accounting operations Personnel, which click on, to be confirmed, then completes the processing supplemented with money to electronic commercial account.
A kind of e-commerce platform, which transfers accounts to collect money, automates confirmation system, including e-commerce platform and electronic commercial client End, the electronic commercial client is suitable to the value-added product that electronic commercial browses e-commerce platform push, selects value-added product, And paid the bill in e-commerce platform, e-commerce platform is configured to check and correction fund and check and correction turn by receiving electronic commercial Account information, confirms electronic commercial successful payment.
Preferably, e-commerce platform is provided with payment method selecting module, and electronic commercial is selected in e-commerce platform Payment method is selected, accounting payment is completed.
In any of the above-described scheme preferably, the e-commerce platform includes Alipay two-dimensional code generation module, electricity The two-dimentional generation module of sub- business platform Alipay generates Quick Response Code according to the payment information of electronic commercial, and the Quick Response Code is pushed away Be sent to e-commerce platform cashier, electronic commercial scanning Quick Response Code or directly input e-commerce platform Alipay account with And reference number, payment are uniquely paid, complete payment after clicking on payment, input e-commerce platform Alipay password.
In any of the above-described scheme preferably, e-commerce platform includes Help Center and transfer page, the help Center or transfer page send prompt message to electronic commercial.
In any of the above-described scheme preferably, electronic commercial complete payment, if after the completion of transferring accounts setting time It is not confirmed information, electronic commercial is transferred accounts the fund of a small amount RMB again, e-commerce platform is complete according to check and correction fund Into confirmation payment.
In any of the above-described scheme preferably, electronic commercial completes payment, is not confirmed information after the completion of transferring accounts Setting time is 10-15 minutes.
In any of the above-described scheme preferably, electronic commercial completes payment, if the time after the completion of transferring accounts in setting does not obtain To confirmation, client needs to check paying reference number.
In any of the above-described scheme preferably, e-commerce platform configures following function:
By docking the detailed query interface of paging account that Alipay is provided;
One section of interval setting time inquires about the detailed interface of a paging account, obtains the Alipay account of newest e-commerce platform Revenue and expenditure is detailed;
The detail progress storage processing of Alipay account revenue and expenditure will be inquired to be registered in Alipay account flowing water information;
After the completion of storage, the managing detailed catalogue that e-commerce platform has been put in storage by pen processing.
In any of the above-described scheme preferably, the detailed storage processing of the Alipay account revenue and expenditure of e-commerce platform is stepped on The incipient nucleus for remembering Alipay account flowing water information is not check to state.
In any of the above-described scheme preferably, e-commerce platform is configured to the detailed interface of paging account of inquiry Certain interval of time is every 5 minutes.
In any of the above-described scheme preferably, e-commerce platform completion Alipay, which is transferred accounts, confirms to perform following operation:
Judge the unique reference number in the remarks in the Alipay account revenue and expenditure detail of storage whether with not updated in flowing water of transferring accounts Payment unique reference number matching;
If the payment unique reference number not updated in unique reference number and flowing water of transferring accounts is mismatched, Alipay account stream is updated The verification state of water is difference, waits subsequent artefacts' processing;
If unique reference number is matched with the payment unique reference number not updated in flowing water of transferring accounts;
Judge the corresponding amount of money of this flowing water whether be default a small amount RMB fund;
If not the fund of a small amount RMB of default, then directly invoke electronic commercial account charging interface by Carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;
After the completion of supplementing with money, update this flowing water to have checked;
If the fund of a small amount RMB of default;
Judge in transfer information with the presence or absence of the transaction not matched;
If there is the transaction not matched;
The state for the record not matched in transfer information is updated to have matched, while registration one is transferred accounts, flowing water is a small amount people The record of transferring accounts of the fund of people's coin;
Then electronic commercial account charging interface is directly invoked to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Fill After the completion of value, update this flowing water to have checked;
If there is no the transaction not matched;
Judge whether the reference number matched;
If there is the reference number matched, then a fund of the flowing water for a small amount RMB of default of transferring accounts is registered Record of transferring accounts;
Electronic commercial account charging interface is called to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Supplement completion with money Afterwards, this flowing water is updated to have checked;
If there is no the reference number matched, then the verification state for updating Alipay account flowing water is difference, waits follow-up people Work processing.
In any of the above-described scheme preferably, e-commerce platform supports that accounting operations personnel are corresponding in background query Different information, e-commerce platform show the Alipay account of electronic commercial, transfer amounts, the time of transferring accounts, electronic commercial name, Telephone number and the e-commerce platform account information of history Alipay association;Accounting operations personnel confirm with electronic commercial After the amount of money and account supplemented with money well, accounting operations personnel, which click on, to be confirmed, then completes the processing supplemented with money to electronic commercial account.
The beneficial effect of the present invention compared with the prior art:
E-commerce platform of the present invention, which transfers accounts to collect money, automates the method and system of confirmation, and the Alipay of e-commerce platform is transferred accounts Gathering confirm flow realize the flow of automation, the cost of labor reduced every year in 80 day for human beings, while improve processing when Effect property, accuracy, it is to avoid operational risk.Annual 7*24 hours accounting payment, customer experience are realized for electronic commercial It is greatly improved, it is original to need at least 14 hours to confirm, foreshorten within 10 minutes, while except different in whole flow process The different processing of constant, realizes full-range automation, improves operating efficiency, reduce operating cost substantially.
Brief description of the drawings
Fig. 1 be according to e-commerce platform of the present invention transfer accounts gathering automation confirm method a preferred embodiment stream Journey schematic diagram;
Fig. 2 be according to e-commerce platform of the present invention transfer accounts gathering automation confirm method another preferred embodiment flow Schematic diagram;
Fig. 3 is to be transferred accounts to collect money according to e-commerce platform of the present invention to automate the e-commerce platform Alipay turn of the method confirmed The schematic flow sheet that account confirms.
Embodiment
Referring to the drawings and embodiment the present invention will be described in detail:
Embodiment 1
Accompanying drawing 1-3 understand, be a kind of e-commerce platform transfer accounts gathering automation confirm method, including e-commerce platform and Electronic commercial client, electronic commercial browses value-added product in e-commerce platform;After electronic commercial selection value-added product, electronics Trade company is paid the bill in e-commerce platform,
E-commerce platform is by receiving the check and correction fund of electronic commercial and proofreading transfer information;Confirm that electronic commercial is paid the bill into Work(.
Electronic commercial selects payment method in e-commerce platform, completes accounting payment.
Electronic commercial selection uses Alipay accounting payment;E-commerce platform cashier shows the payment that Alipay is transferred accounts Precious Quick Response Code;Electronic commercial scans Quick Response Code or directly inputs e-commerce platform Alipay account and unique payment reference Number, after payment, payment is completed after clicking on payment, input e-commerce platform Alipay password.
The Help Center of e-commerce platform or transfer page send prompt message to electronic commercial.
Electronic commercial completes payment, if not being confirmed information in the time of setting after the completion of transferring accounts, electronic commercial is again Transfer accounts the fund of a small amount RMB, e-commerce platform completes to confirm payment according to check and correction fund.
Electronic commercial completes payment, and the setting time for not being confirmed information after the completion of transferring accounts is 10-15 minutes.
Electronic commercial completes payment, if not being confirmed information after the completion of transferring accounts in the time of setting, client's needs pair Reference number is paid to be checked.
E-commerce platform is by docking the detailed query interface of paging account that Alipay is provided;
One section of e-commerce platform interval setting time inquires about the detailed interface of a paging account, obtains newest e-commerce platform Alipay account revenue and expenditure it is detailed;
E-commerce platform will inquire the detail progress storage processing of Alipay account revenue and expenditure and be registered in Alipay account flowing water letter In breath;After the completion of storage, the managing detailed catalogue that e-commerce platform has been put in storage by pen processing.
The detailed storage processing of the Alipay account revenue and expenditure of e-commerce platform is registered in Alipay account flowing water information Initial verification state is not check.
The certain interval of time that e-commerce platform inquires about the detailed interface of a paging account is every 5 minutes.
Judge the Alipay account revenue and expenditure of storage it is detailed in remarks in unique reference number whether with flowing water of transferring accounts not The payment unique reference number matching of renewal;
If the payment unique reference number not updated in unique reference number and flowing water of transferring accounts is mismatched, Alipay account stream is updated The verification state of water is difference, waits subsequent artefacts' processing;
If unique reference number is matched with the payment unique reference number not updated in flowing water of transferring accounts;
Judge the corresponding amount of money of this flowing water whether be default a small amount RMB fund;
If not the fund of a small amount RMB of default, then directly invoke electronic commercial account charging interface by Carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;After the completion of supplementing with money, update this flowing water to have checked;
If the fund of a small amount RMB of default;
Judge in transfer information with the presence or absence of the transaction not matched;
If there is the transaction not matched;
The state for the record not matched in transfer information is updated to have matched, while registration one is transferred accounts, flowing water is a small amount people The record of transferring accounts of the fund of people's coin;
Then electronic commercial account charging interface is directly invoked to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Fill After the completion of value, update this flowing water to have checked;
If there is no the transaction not matched;
Judge whether the reference number matched;
If there is the reference number matched, then a fund of the flowing water for a small amount RMB of default of transferring accounts is registered Record of transferring accounts;
Electronic commercial account charging interface is called to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Supplement completion with money Afterwards, this flowing water is updated to have checked;
If there is no the reference number matched, then the verification state for updating Alipay account flowing water is difference, waits follow-up people Work processing.
Financial staff shows the Alipay account of electronic commercial, transfer amounts, turned in the corresponding different information of background query Account time, electronic commercial name, the e-commerce platform account information of telephone number and the association of the history Alipay;Run people Member confirms after the amount of money supplemented with money and account that accounting operations personnel click on confirmation, then complete paired electrons business with electronic commercial The processing that family account is supplemented with money.
Embodiment 2
Transfer accounts automation confirmation system of collecting money, including e-commerce platform and electronic commercial client for a kind of e-commerce platform End, the electronic commercial client is suitable to the value-added product that electronic commercial browses e-commerce platform push, selects value-added product, And paid the bill in e-commerce platform, it is characterised in that:
E-commerce platform is configured to check and correction fund and check and correction transfer information by receiving electronic commercial, confirms that electronic commercial is paid Money success.
E-commerce platform is provided with payment method selecting module, and electronic commercial selects paying party in e-commerce platform Formula, completes accounting payment.
E-commerce platform includes Alipay two-dimensional code generation module, e-commerce platform Alipay two dimension generation module root Quick Response Code is generated according to the payment information of electronic commercial, and the Quick Response Code is pushed to e-commerce platform cashier, electronics business Scan Quick Response Code or directly input e-commerce platform Alipay account and uniquely pay reference number, payment, point in family Payment is completed after hitting payment, input e-commerce platform Alipay password.
E-commerce platform includes Help Center and transfer page, and the Help Center or transfer page are sent out to electronic commercial Go out prompt message.
Electronic commercial completes payment, if not being confirmed information in the time of setting after the completion of transferring accounts, electronic commercial is again Transfer accounts the fund of a small amount RMB, e-commerce platform completes to confirm payment according to check and correction fund.
Electronic commercial completes payment, and the setting time for not being confirmed information after the completion of transferring accounts is 10-15 minutes.
Electronic commercial completes payment, if not being confirmed information after the completion of transferring accounts in the time of setting, and client is needed to paying Reference number is checked.
E-commerce platform configures following function:
By docking the detailed query interface of paging account that Alipay is provided;
One section of interval setting time inquires about the detailed interface of a paging account, obtains the Alipay account of newest e-commerce platform Revenue and expenditure is detailed;
The detail progress storage processing of Alipay account revenue and expenditure will be inquired to be registered in Alipay account flowing water information;
After the completion of storage, the managing detailed catalogue that e-commerce platform has been put in storage by pen processing.
The detailed storage processing of the Alipay account revenue and expenditure of e-commerce platform is registered in Alipay account flowing water information Incipient nucleus is not check to state.
The certain interval of time that e-commerce platform is configured to the detailed interface of paging account of inquiry is every 5 minutes.
E-commerce platform completion Alipay is transferred accounts, and confirmation execution is following to be operated:
Judge the unique reference number in the remarks in the Alipay account revenue and expenditure detail of storage whether with not updated in flowing water of transferring accounts Payment unique reference number matching;
If the payment unique reference number not updated in unique reference number and flowing water of transferring accounts is mismatched, Alipay account stream is updated The verification state of water is difference, waits subsequent artefacts' processing;
If unique reference number is matched with the payment unique reference number not updated in flowing water of transferring accounts;
Judge the corresponding amount of money of this flowing water whether be default a small amount RMB fund;
If not the fund of a small amount RMB of default, then directly invoke electronic commercial account charging interface by Carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;
After the completion of supplementing with money, update this flowing water to have checked;
If the fund of a small amount RMB of default;
Judge in transfer information with the presence or absence of the transaction not matched;
If there is the transaction not matched;
The state for the record not matched in transfer information is updated to have matched, while registration one is transferred accounts, flowing water is a small amount people The record of transferring accounts of the fund of people's coin;
Then electronic commercial account charging interface is directly invoked to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Fill After the completion of value, update this flowing water to have checked;
If there is no the transaction not matched;
Judge whether the reference number matched;
If there is the reference number matched, then a fund of the flowing water for a small amount RMB of default of transferring accounts is registered Record of transferring accounts;
Electronic commercial account charging interface is called to carry out supplementing processing with money according to the fund that keeps accounts in Alipay flowing water;Supplement completion with money Afterwards, this flowing water is updated to have checked;
If there is no the reference number matched, then the verification state for updating Alipay account flowing water is difference, waits follow-up people Work processing.
E-commerce platform supports accounting operations personnel in the corresponding different information of background query, and e-commerce platform is shown The Alipay account of electronic commercial, transfer amounts, time of transferring accounts, electronic commercial name, telephone number and the history Alipay The e-commerce platform account information of association;Accounting operations personnel and electronic commercial confirm the amount of money supplemented with money and account it Afterwards, accounting operations personnel, which click on, confirms, then completes the processing supplemented with money to electronic commercial account.
The beneficial effect of the present invention compared with the prior art:
E-commerce platform of the present invention, which transfers accounts to collect money, automates the method and system of confirmation, and the Alipay of e-commerce platform is transferred accounts Gathering confirm flow realize the flow of automation, the cost of labor reduced every year in 80 day for human beings, while improve processing when Effect property, accuracy, it is to avoid operational risk.Annual 7*24 hours accounting payment, customer experience are realized for electronic commercial It is greatly improved, it is original to need at least 14 hours to confirm, foreshorten within 10 minutes, while except different in whole flow process The different processing of constant, realizes full-range automation, improves operating efficiency, reduce operating cost substantially.
The above described is only a preferred embodiment of the present invention, not making any formal to the structure of the present invention Limitation.Any simple modification, equivalent variations and modification that every technical spirit according to the present invention is made to above example, Belong in the range of technical scheme.

Claims (10)

  1. A kind of method that gathering automation confirms 1. e-commerce platform is transferred accounts, including e-commerce platform and electronic commercial client End, electronic commercial browses value-added product in e-commerce platform;After electronic commercial selection value-added product, electronic commercial is in electronics business Business platform is paid the bill, it is characterised in that:
    E-commerce platform is by receiving the check and correction fund of electronic commercial and proofreading transfer information;Confirm that electronic commercial is paid the bill into Work(.
  2. 2. according to claim 1 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business Family selects payment method in e-commerce platform, completes accounting payment.
  3. 3. according to claim 2 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business Family selection uses Alipay accounting payment;E-commerce platform cashier shows the Alipay Quick Response Code that Alipay is transferred accounts;Electronics Trade company scans Quick Response Code or directly inputs e-commerce platform Alipay account and uniquely pay reference number, payment Afterwards, payment is completed after clicking on payment, input e-commerce platform Alipay password.
  4. 4. according to claim 3 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business The Help Center of business platform or transfer page send prompt message to electronic commercial.
  5. 5. according to claim 4 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business Family completes payment, if not being confirmed information after the completion of transferring accounts in the time of setting, and electronic commercial is transferred accounts a small amount people again The fund of people's coin, e-commerce platform completes to confirm payment according to check and correction fund.
  6. 6. according to claim 5 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business Family completes payment, and the setting time for not being confirmed information after the completion of transferring accounts is 10-15 minutes.
  7. 7. according to claim 5 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business Family completes payment, if not being confirmed information after the completion of transferring accounts in the time of setting, and client needs to carry out to paying reference number Check.
  8. 8. according to claim 5 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:
    E-commerce platform is by docking the detailed query interface of paging account that Alipay is provided;
    One section of e-commerce platform interval setting time inquires about the detailed interface of a paging account, obtains newest e-commerce platform Alipay account revenue and expenditure it is detailed;
    E-commerce platform will inquire the detail progress storage processing of Alipay account revenue and expenditure and be registered in Alipay account flowing water letter In breath;After the completion of storage, the managing detailed catalogue that e-commerce platform has been put in storage by pen processing.
  9. 9. according to claim 8 e-commerce platform transfer accounts gathering automation confirm method, it is characterised in that:Electronics business The storage that the Alipay account revenue and expenditure of business platform is detailed handles the initial verification state for being registered in Alipay account flowing water information Not check.
  10. The gathering automation confirmation system 10. a kind of e-commerce platform is transferred accounts, including e-commerce platform and electronic commercial client End, the electronic commercial client is suitable to the value-added product that electronic commercial browses e-commerce platform push, selects value-added product, And paid the bill in e-commerce platform, it is characterised in that:
    E-commerce platform is configured to check and correction fund and check and correction transfer information by receiving electronic commercial, confirms that electronic commercial is paid Money success.
CN201710237504.9A 2017-04-12 2017-04-12 E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation Pending CN107038586A (en)

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Application Number Priority Date Filing Date Title
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CN107038586A true CN107038586A (en) 2017-08-11

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Cited By (3)

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CN110378683A (en) * 2019-07-26 2019-10-25 山东健康医疗大数据有限公司 A kind of electric business platform under Internet architecture is withdrawn deposit method
CN112035711A (en) * 2020-08-28 2020-12-04 中国建设银行股份有限公司 Information query method, device, equipment and storage medium

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CN102013064A (en) * 2009-09-04 2011-04-13 宁波国际物流发展股份有限公司 Online payment method based on electronic commerce platform
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Publication number Priority date Publication date Assignee Title
CN110348838A (en) * 2019-05-28 2019-10-18 成都美美臣科技有限公司 One e-commerce website collecting account automatic switching method
CN110378683A (en) * 2019-07-26 2019-10-25 山东健康医疗大数据有限公司 A kind of electric business platform under Internet architecture is withdrawn deposit method
CN112035711A (en) * 2020-08-28 2020-12-04 中国建设银行股份有限公司 Information query method, device, equipment and storage medium
CN112035711B (en) * 2020-08-28 2024-09-06 中国建设银行股份有限公司 Information query method, device, equipment and storage medium

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