CN107035269A

CN107035269A - A kind of domestic type intelligent coffer for facing cabinet function with bank

Info

Publication number: CN107035269A
Application number: CN201710256040.6A
Authority: CN
Inventors: 徐臻
Original assignee: Individual
Current assignee: Individual
Priority date: 2017-04-19
Filing date: 2017-04-19
Publication date: 2017-08-11

Abstract

The invention discloses a kind of domestic type intelligent coffer for facing cabinet function with bank, including casing, moneytary operations device and storage area are provided with casing；Moneytary operations device includes body, is arranged at extra-organismal man-machine interface and paper bank note access port, the control system being installed in body, is opened in extra-organismal card reading slot, data disks and network communication module are integrated with control system, network communication module is connected by private line network with banking system database communication, and bank backstage can be by private line network and network communication module to data disks real-time management and exchange data；IC-card obtains the credit of reserve quota from user to bank's placing immovable, after IC-card is planted in card reading slot, and data disks, which are read, to be carried the information of record in IC-card and activate the electronic currency trade system of moneytary operations device.Its technical scheme can easily carry out financial transaction and E-consumer, easy to use, safe and reliable, and can actively promote consumption and the financing wish of user.

Description

A kind of domestic type intelligent coffer for facing cabinet function with bank

Technical field

The present invention relates to safe equipment technical field, more particularly to a kind of domestic type intelligence for facing cabinet function with bank Can safety box.

Background technology

Income and growth in the living standard with people, people increasingly tend to that paper bank note is stored and entered The transaction consumption and financing of row electronic money, in addition, people consider the safety of property in family so that safety box in family Popularity rate more and more higher, but the storage of circulating medium needs to realize on bank counter or ATM, it is more inconvenient, and family Middle value is larger if real estate is also often in idle state, it is difficult to produce due value.

Refering to Patent No. CN103452427B Chinese patent " a kind of safe of bank or safe deposit box service system System and its processing method ", this method includes the database in client terminal, transmission network, banking system, and user is applied to lease Safe or safe deposit box information and correspondence user account (card) number information be associated；Count all kinds of leasehold insurance bins Or keeping box number, charter business property and user use address, manufacture retailer is sent to by information network, and will be logical Deposit does lease expenses processing in the account (card) number for the corresponding user for crossing certification；Retailer is manufactured, by safe or keeping Case is transported to user and organizes to install using address or removed or turned dress by original safe or safe deposit box；It Banking system site and business nature are made full use of, user can be substantial access to；It is greatly lowered and uses safe or keeping The use threshold of case, enables ordinary people to afford to use, and use must facilitate, and by the safe of bank or the business of safe deposit box Suitably extended.

Obviously, above-mentioned patent proposes the concept for migrating to safe deposit box business in man, but how real does not refer to yet The problem of circulating medium storage and praedial application is now realized at home.

The content of the invention

For the above-mentioned problems in the prior art, one kind is now provided and is intended to easily carry out financial transaction and electricity There is bank to face the domestic type intelligent coffer of cabinet function for son consumption, and can easily be consumed by subscriber terminal equipment, Transaction, financing, it is easy to use, it is safe and reliable, and can actively promote consumption and the financing wish of user.

Concrete technical scheme is as follows：

Currency friendship is provided with a kind of domestic type intelligent coffer for facing cabinet function with bank, including casing, casing Easy device and the storage area to store cash or valuables；

Moneytary operations device include body, the man-machine interface that is arranged on front side of body outer surface and paper bank note access port, It is installed on the control system of internal body, is opened in card reading slot of the body outer surface to plant IC-card, and man-machine interface, Card Reader Groove, paper bank note access port are mutually electrically connected with control system respectively, and data disks and network communication module, net are integrated with control system Network communication module is connected by private line network with banking system database communication, and bank backstage can be logical by private line network and network Module is interrogated to data disks real-time management and data are exchanged；

IC-card obtains the credit of reserve quota from user to bank's placing immovable, and in IC-card plants card reading slot Afterwards, data disks, which are read, carries the information of record in IC-card and activates the electronic currency trade system of moneytary operations device.

Preferably, data disks are also connected by communication by network communication module with subscriber terminal equipment, and subscriber terminal equipment For mobile phone or PC.

Preferably, casing includes shell body and inner cabinet, inner cabinet can be turned by two rotating shafts up and down relative to shell body Dynamic is installed in shell body, and is connected with motor in one of rotating shaft, and the front side of shell body has an opening, inner cabinet it is interior Portion has storage area and is provided with moneytary operations device, and the side of inner cabinet offers outlet, in being rotated by motor Relative with opening progress article storage and the use of moneytary operations device are exported after cabinet；

The circuit board being electrical connected with motor is installed in shell body, and is additionally provided with front side of shell body mutually electric with circuit board There is the program for receiving and starting motor positive and inverse or alarm after the instruction that trigger mechanism is obtained in trigger mechanism even, circuit board. Preferably,

Preferably, inner cabinet is in integrally cube or rectangular parallelepiped structure, and opening is in the side view matching with inner cabinet It is square.

Preferably, shell body is flush-mounted in the wall of interior.

Preferably, inner cabinet sets the side of outlet to be also equipped with may be reversed the cabinet door of opening, and installed in cabinet door organic Tool is locked.

Preferably, the inside of shell body by a horizontally disposed dividing plate be divided into above and below two layers, and inner cabinet is placed in down In layer, motor is longitudinally mounted on dividing plate and output shaft is extended downwardly into lower floor and is connected with one of rotating shaft, on dividing plate and also Circuit board is installed.

Preferably, being integrated with circuit board and battery or the power supply to the externally fed equipment that is electrically connected in control system Component.

Preferably, one end of two rotating shafts is fixedly linked with inner cabinet, under the rotating shaft of inner cabinet lower position Hold the inner bottom surface for being embedded in by bearing and being installed on shell body.

Preferably, trigger mechanism is some buttons and/or fingerprint recognition system and/or iris identification device and/or sound source Detecting system and/or behavior detection system.

The beneficial effect of above-mentioned technical proposal is：

(1) the moneytary operations device with ATM basic functions is integrated into the safety box of domestic type, and user is at home The portable access of circulating medium is carried out, and is being planted after the IC-card of bank's quota credit, finance can be easily carried out Merchandise and E-consumer, and can easily be consumed by subscriber terminal equipment, merchandise, manage money matters, thereby using convenient, safely may be used Lean on, and can actively promote consumption and the financing wish of user；

(2) usually the outlet of inner cabinet is hidden in the cavity in outer cabinet, passes through the row of the detection user of trigger mechanism Be and related transmitting information into circuit board, only circuit board according to the fingerprint stored in internal storage, iris, face, When one or more in sound, gesture, posture etc. factor are correct, motor just operates and drives inner cabinet to turn to outlet The position relative with opening, could take out property, and when stealing, and due to the position where the outlet of inner cabinet and fail to understand Really, where thief can not even find theft entrance to the safety box, so that security is higher, and it is easy to use.

Brief description of the drawings

Fig. 1 faces the contour structures stereogram of the domestic type intelligent coffer of cabinet function for the present invention with bank；

Fig. 2 is the structure under inner cabinet rotary state in the domestic type intelligent coffer of the invention for facing cabinet function with bank Stereogram；

Fig. 3 turns to cabinet front shape for inner cabinet in the domestic type intelligent coffer of the invention for facing cabinet function with bank Structural perspective under state；

Fig. 4 is under inner cabinet cabinet door open mode in the domestic type intelligent coffer of the invention for facing cabinet function with bank Structural perspective；

Fig. 5 removes the structural upright after arc overhead guard with the domestic type intelligent coffer that bank faces cabinet function for the present invention Figure；

Fig. 6 faces the internal structure diagrammatic cross-section of the domestic type intelligent coffer of cabinet function for the present invention with bank；

Fig. 7 is control system and banking system data in the domestic type intelligent coffer of the invention for facing cabinet function with bank Storehouse and the schematic diagram of subscriber terminal equipment communication connection.

Embodiment

In order that the technical means, the inventive features, the objects and the advantages of the present invention are easy to understand, it is real below The domestic type intelligent coffer that there is bank to face cabinet function that example combination 1 to 6 couple of present invention of accompanying drawing provides is applied to be specifically addressed.

Refering to Fig. 1, for the contour structures stereogram for the domestic type intelligent coffer for facing cabinet function with bank；With reference to Fig. 2 To Fig. 4, the structural perspective under each state of domestic type intelligent coffer to face cabinet function with bank；And Fig. 5, for The domestic type intelligent coffer that bank faces cabinet function removes the structural perspective after arc overhead guard；And Fig. 6, to face with bank The internal structure diagrammatic cross-section of the domestic type intelligent coffer of cabinet function, and Fig. 7 are the family expenses for facing cabinet function with bank The schematic diagram that control system is connected with banking system database and subscriber terminal equipment communication in type intelligent coffer.And be clear The technical characteristic for being omitted in the architectural feature of the present embodiment, figure and showing that part conventional design is related is shown, but it should not be turned into not Enforceable reason.

As shown in Fig. 1 to Fig. 7, the domestic type intelligent coffer for facing cabinet function with bank that the present invention is provided includes case A moneytary operations device 5 and the storage area 4 to store cash or valuables, the moneytary operations are provided with body, casing Device 5 is similar to usually used ATM, but integrated installation, in domestic safe, moneytary operations device 5 includes body, set The man-machine interface 6 and paper bank note access port 7 that are placed on front side of body outer surface, it is installed on the control system 22 of internal body, opens Card reading slot 8 and other part knots to realize AMT machine internal operation principles located at body outer surface to plant IC-card Structure such as paper currency detection mechanism, bank note delivery mechanism, currency storing mechanism, currency selection mechanism etc., it is that existing routine can be real Existing means, therefore do not repeated.Above-mentioned man-machine interface 6, card reading slot 8, paper bank note access port 7 respectively with control system 22 Mutually it is electrically connected, and data disks 24 and network communication module 23 is integrated with control system 22, network communication module 23 passes through private wire network Network 25 is connected with the communication of banking system database 21, and bank backstage can be by private line network 25 and network communication module 23 to data The real-time management of disk 24 and exchange data；Above-mentioned IC-card obtains the credit of reserve quota from user to bank's placing immovable, and After IC-card is planted in card reading slot 8, data disks 24, which are read, to be carried the information of record in IC-card and activates the electronics of moneytary operations device 5 Money transaction system.

In a preferred embodiment, above-mentioned data disks 24 are also set by network communication module 23 and user terminal Standby 26 are connected by communication, and subscriber terminal equipment 26 can be mobile phone or PC, can be installed in mobile phone and PC corresponding APP apply and Program, so as to realize remote control and the function of transaction after IC is inserted in card reading slot 8.And above-mentioned electronic money is handed over Easy system is included in bank and such as buys and sells futures, stock according to the financial transaction within the praedial quota accrediting amount for being worth and issuing Ticket share exchange, E-consumer etc..

In above-mentioned technical proposal, the moneytary operations device 5 with ATM basic functions is integrated into the safety box of domestic type In so that user can carry out the portable access of circulating medium at home, and plant into the IC through bank's quota credit After card, the transaction of electronic money can be easily carried out, and easily can disappear all over the world by subscriber terminal equipment 26 Take and transaction.Specifically, as user has carried out praedial mortgage, the consumption norm being worth less than appraisal of real estate is obtained, it is right This, user can carry out financial transaction or E-consumer on moneytary operations device 5 or on subscriber terminal equipment 26, while can also enter The operation of the corresponding withdrawal of row, and then produce corresponding financing income, and comparatively, the loan of banking system can then be produced pair The service charge and interest answered, i.e., relative to identical financing operation is carried out, the scheme that the present invention is provided enables to user not Carried out on the premise of producing similar to service charge and interest larger in loan, can actively promote consumption and the financing meaning of user It is willing to.In addition, above-mentioned IC-card be it is existing in the chip card that often uses or the bank card of magnetic stripe card class.

In a preferred embodiment, specific as shown in Fig. 1 to Fig. 6, casing includes shell body 1 and inner cabinet 2, Inner cabinet 2 can be installed in shell body 1 by two rotating shafts 14 up and down relative to what shell body 1 was rotated, and one of rotating shaft Motor 11 is connected with 14, the front side of shell body 1 has opening, and the inside of inner cabinet 2 has storage area 4 described above and pacified Equipped with moneytary operations device 5, the side of inner cabinet 2 offers one outlet, is exported to be rotated by motor 11 after inner cabinet 2 Relative with opening progress article storage and the use of moneytary operations device 5；It is provided with what is be electrical connected with motor 11 in shell body 1 Circuit board 12, and the front side of shell body 1 is additionally provided with the trigger mechanism 3 being mutually electrically connected with circuit board 12, circuit board 12 is interior to have reception Start the program of the rotating of motor 11 or alarm after the instruction that trigger mechanism 3 is obtained.And trigger mechanism 3 can be specifically it is some by Button and/or fingerprint recognition system and/or iris identification device and/or sound Sources Detection system and/or behavior detection system etc., and not It is confined to this.Corresponding, can be set in trigger mechanism 3 has voice input device, visual detection device, iris fingerprint scanner Etc., set with specific reference to practical application.Further, the entirety of inner cabinet 2 is in cube or rectangular parallelepiped structure, and opening With the side view of inner cabinet match it is square.In addition, inner cabinet 2 can also be columned structure.

In the present embodiment, usually the outlet of inner cabinet 2 is hidden in the cavity in outer cabinet, passes through trigger mechanism 3 Detect user behavior and related transmitting information into circuit board 12, only in circuit board 12 according to being stored in internal storage When one or more in fingerprint, iris, face, sound, gesture, posture etc. factor are correct, motor 11 is just operated and band Dynamic inner cabinet 2, which is turned to, exports the position relative with opening, could take out property.And when stealing, due to inner cabinet 2 Position where outlet is simultaneously indefinite, in fact, under non-rotary state, the outer wall of inner cabinet 2 and the outer wall of outer cabinet are complete It is identical, (as shown in fig. 1) is even can not find at the separation of interior outer cabinet, can not be found to the safety box equivalent to thief Theft entrance where so that security is higher

As further preferred embodiment, shell body 1 is flush-mounted in the wall of interior so that security performance is higher. Further, inner cabinet 2 sets the side of outlet to be also equipped with may be reversed the cabinet door 9 of opening, and is provided with mechanical lock in cabinet door 9 10.The lockset for making inner cabinet 2 by the structure design of inside and outside cabinet in the present embodiment is hidden so that security performance is higher.

As further preferred embodiment, it is specific as shown in figure 5, shell body 1 inside by one it is horizontally disposed every Plate 13 be divided into above and below two layers, and inner cabinet 2 is placed in lower floor, and motor 11 is longitudinally mounted on dividing plate 13 and output shaft is downward Stretch into lower floor and be connected with one of rotating shaft 14, circuit board 12 is also equipped with dividing plate 13.And the upper strata of shell body 1 is in arc The structure of shape overhead guard, concrete shape can be suitably modified as needed.Further, it is with control on above-mentioned circuit board 12 Battery or the power supply module to the externally fed equipment that is electrically connected are integrated with system 22.It is worthy of note that, above-mentioned two One end of rotating shaft 14 is fixedly linked with inner cabinet 2, and the lower end positioned at the rotating shaft 14 of the lower position of inner cabinet 2 is embedded in by bearing It is installed on the inner bottom surface of shell body 1.Bank backstage can be real-time to data disks 24 by private line network 25 and network communication module 23 Manage and mainly freeze the activation corresponding data disks 24 of user IC and corresponding silver by changing remarks with the mode for exchanging data What row system database 21 was realized.

In addition, to realize that control system passes through network communication module 23 and private line network 25 and silver in moneytary operations device 5 The function that row system database 21 is connected in real time, can in network communication module 23 integrated wireless signal transmitting and receiving module so that energy Enough and internet is interconnected, and the automatic stay after suspension；Or or as shown in Figure 6, in inner cabinet 2 Rear portion is provided with the MPI interfaces 15 being mutually electrically connected with moneytary operations device 5, wherein MPI interfaces can also be PD interfaces or other Similar socket, and the rear portion of shell body 1 then sets to wear the threading hole by circuit, it is conventional means, therefore specifically Omitted.On the other hand, the drive inner cabinet that motor 11 can be random after safety box completes transaction revolves clockwise or counterclockwise It turn 90 degrees, is unlikely to each electrical connection that fractures.Or can also be equal perforate on inner cabinet and shell body, connection line is directly connected to In the MPI interfaces or PD interfaces that are set to currency transaction system back.

It is worthy of note that, in the currency system of current social, currency is divided into circulating medium and financial currency, specific area It is divided into M0, M1, M2 and M3 currency.Wherein, M0 is closely related with the changes of consumption, is most active currency；M1 reflect resident and The elastic change of business capital, is the leading indicators of business cycle fluctuation, mobility is only second to M0；M2 mobility is on the weak side, but reflection Be total social demand change and the pressure condition of future inflation, usually said money supply refers mainly to M2；M3 Money supply indicator, is the leading indicator of a measurement money supply, it includes banknote, coin, and current deposit and 4 terms determine Phase deposits, i.e. the fixed deposit and savings account of other financial institutions of M3=M2+.And the safety box and goods referred to using the present invention Coin transaction system, can effectively strengthen the daily storage of people and convenience, the security of financing, so as to effectively facilitate stream Dynamic mutual circulation between currency and financial currency, and the mutual flowing between M0 to M3 currency at different levels.In addition, being related in the application Real estate and financial currency between conversion by being carried out after bank authorization quota, bill processing can be avoided to exceed bank Honour payment scope.

Presently preferred embodiments of the present invention is the foregoing is only, is merely illustrative for the purpose of the present invention, and it is non-limiting 's.Those skilled in the art understands, many changes can be carried out to it in the spirit and scope that the claims in the present invention are limited, Modification, in addition it is equivalent, but fall within protection scope of the present invention.

Claims

1. a kind of domestic type intelligent coffer for facing cabinet function with bank, including casing, it is characterised in that set in the casing It is equipped with a moneytary operations device (5) and the storage area (4) to store cash or valuables；

The moneytary operations device (5) includes body, the man-machine interface (6) being arranged on front side of the body outer surface and papery goods Coin access port (7), the control system (22) for being installed on the internal body, the body outer surface is opened in plant IC-card Card reading slot (8), and the man-machine interface (6), card reading slot (8), paper bank note access port (7) respectively with the control system (22) mutually it is electrically connected, data disks (24) and network communication module (23), the network communication is integrated with the control system (22) Module (23) is connected by private line network (25) with banking system database (21) communication, and bank backstage can pass through the private wire network Network (25) and network communication module (23) are to the data disks (24) real-time management and exchange data；

The IC-card obtains the credit of reserve quota from user to bank's placing immovable, and is planted in the IC-card into the reading After in neck (8), the data disks (24), which are read, to be carried the information of record in the IC-card and activates the moneytary operations device (5) Electronic currency trade system.

2. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 1, it is characterised in that the data Disk (24) is also connected by communication by the network communication module (23) with subscriber terminal equipment (26), and the subscriber terminal equipment (26) it is mobile phone or PC.

3. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 1 or 2, it is characterised in that described Casing includes shell body (1) and inner cabinet (2), and the inner cabinet (2) is by the way that two rotating shafts (14) can be outer relative to described up and down What housing (1) was rotated is installed in shell body (1), and motor (11) is connected with one of them described rotating shaft (14), described outer The front side of housing (1) has opening, and the inside of the inner cabinet (2) has the storage area (4) and is provided with the currency Transaction system (5), the side of the inner cabinet (2) offers an outlet, to rotate the interior cabinet by the motor (11) The outlet is relative with the opening after body (2) carries out article storage and the use of the moneytary operations device (5)；

The circuit board (12) being electrical connected with the motor (11) is installed in the shell body (1), and the shell body (1) Front side, which is additionally provided with the trigger mechanism (3) being mutually electrically connected with the circuit board (12), the circuit board (12) to have, receives described touch Start the program of the motor (11) rotating or alarm after the instruction that hair mechanism (3) is obtained.

4. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 3, it is characterised in that the interior cabinet Body (2) is in integrally cube or rectangular parallelepiped structure, and the opening is in the side matched with the side view of the inner cabinet (2) Shape.

5. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 4, it is characterised in that the shell Body (1) is flush-mounted in the wall of interior.

6. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 5, it is characterised in that the interior cabinet The side that body (2) opens up the outlet is also equipped with may be reversed the cabinet door (9) of opening, and is provided with machinery in the cabinet door (9) Lock (10).

7. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 6, it is characterised in that the shell The inside of body (1) by a horizontally disposed dividing plate (13) be divided into above and below two layers, and the inner cabinet (2) is placed in lower floor, The motor (11) it is longitudinally mounted on the dividing plate (13) and output shaft extend downwardly into the lower floor and with one of institute State rotating shaft (14) to be connected, the circuit board (12) is also equipped with the dividing plate (13).

8. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 7, it is characterised in that the circuit Battery or the power supply module to the externally fed equipment that is electrically connected are integrated with plate (12) and in the control system (22).

9. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 8, it is characterised in that described in two One end of rotating shaft (14) is fixedly linked with the inner cabinet (2), positioned at the rotating shaft (14) of the inner cabinet (2) lower position Lower end is embedded in the inner bottom surface for being installed on the shell body (1) by bearing.

10. face the domestic type intelligent coffer of cabinet function with bank as claimed in claim 9, it is characterised in that described to touch It is some buttons and/or fingerprint recognition system and/or iris identification device and/or sound Sources Detection system and/or row to send out mechanism (3) For detection system.