CN107004191A - 用于多个安全元素的自适应路由的系统和方法 - Google Patents

用于多个安全元素的自适应路由的系统和方法 Download PDF

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Publication number
CN107004191A
CN107004191A CN201580062382.3A CN201580062382A CN107004191A CN 107004191 A CN107004191 A CN 107004191A CN 201580062382 A CN201580062382 A CN 201580062382A CN 107004191 A CN107004191 A CN 107004191A
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CN
China
Prior art keywords
transaction
security element
routing table
electronic equipment
type
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201580062382.3A
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English (en)
Chinese (zh)
Inventor
A·J·萨尔塞多
A·班蒂亚
J·奥多诺霍
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Qualcomm Inc
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Qualcomm Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by Qualcomm Inc filed Critical Qualcomm Inc
Publication of CN107004191A publication Critical patent/CN107004191A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Function (AREA)
CN201580062382.3A 2014-11-19 2015-10-19 用于多个安全元素的自适应路由的系统和方法 Pending CN107004191A (zh)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US201462081784P 2014-11-19 2014-11-19
US62/081,784 2014-11-19
US14/594,894 US9916575B2 (en) 2014-11-19 2015-01-12 Systems and methods for adaptive routing for multiple secure elements
US14/594,894 2015-01-12
PCT/US2015/056193 WO2016081119A1 (en) 2014-11-19 2015-10-19 Systems and methods for adaptive routing for multiple secure elements

Publications (1)

Publication Number Publication Date
CN107004191A true CN107004191A (zh) 2017-08-01

Family

ID=55962051

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201580062382.3A Pending CN107004191A (zh) 2014-11-19 2015-10-19 用于多个安全元素的自适应路由的系统和方法

Country Status (5)

Country Link
US (1) US9916575B2 (enExample)
EP (1) EP3221834A1 (enExample)
JP (1) JP6426289B2 (enExample)
CN (1) CN107004191A (enExample)
WO (1) WO2016081119A1 (enExample)

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KR20170050162A (ko) * 2015-10-29 2017-05-11 에스케이플래닛 주식회사 패턴 인식 기반 모바일 카드 검색을 위한 사용자 장치 및 방법, 그리고 컴퓨터 프로그램이 기록된 기록매체
CN107836085B (zh) * 2016-05-25 2019-08-27 华为技术有限公司 非接触应用的路由配置方法和装置
US10402829B1 (en) * 2016-09-09 2019-09-03 Worldpay, Llc Systems and methods for using shared databases for managing supplemental payment sources
US10423947B1 (en) 2016-09-09 2019-09-24 Worldpay, Llc User interfaces for using shared databases for managing supplemental payment sources
KR102648142B1 (ko) * 2016-09-09 2024-03-18 삼성전자주식회사 결제 서비스를 제공하는 전자 장치 및 방법
US11200500B2 (en) 2017-12-15 2021-12-14 Paypal, Inc. Self learning data loading optimization for a rule engine
US11227220B2 (en) * 2017-12-15 2022-01-18 Paypal, Inc. Automatic discovery of data required by a rule engine
FR3087307A1 (fr) * 2018-10-15 2020-04-17 Proton World International N.V. Gestion de transactions dans un dispositif nfc
CN111124503B (zh) * 2018-11-01 2021-09-14 华为终端有限公司 一种nfc应用的自动激活方法及终端
US11977946B2 (en) * 2018-11-01 2024-05-07 Huawei Technologies Co., Ltd. Method for automatically activating NFC application and terminal
EP3734849B1 (en) * 2019-04-30 2023-09-13 STMicroelectronics Austria GmbH Nfc antenna
CN112788604B (zh) * 2019-11-01 2023-03-28 中国移动通信有限公司研究院 一种近场通信路由配置方法、装置和计算机可读存储介质

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US20090037326A1 (en) * 2007-07-30 2009-02-05 Sriram Chitti Virtual Card Selector for a Portable Electronic Device
CN101819696A (zh) * 2009-02-27 2010-09-01 中兴通讯股份有限公司 一种应用下载的系统和方法
US20110078082A1 (en) * 2004-09-08 2011-03-31 American Express Travel Related Services Company, Inc. Systems, methods, and devices for combined credit card and stored value transaction accounts
CN102754113A (zh) * 2009-12-14 2012-10-24 Visa欧洲有限公司 支付装置
CN103491589A (zh) * 2012-06-08 2014-01-01 美国博通公司 卡模式中的近场通信应用识别路由
US20140330626A1 (en) * 2006-08-25 2014-11-06 Michelle Fisher Single tap transactions using a mobile application with authentication

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EP2585997A4 (en) 2010-06-28 2014-08-27 Mastercard International Inc METHODS, SYSTEMS, AND COMPUTER-READABLE MEDIA FOR FACILITATING ORDERING AND PAYMENT OF GOODS AND SERVICES IN STORE OR NEAR A STORE USING A SINGLE TAPE OF NEAR FIELD COMMUNICATION DEVICE (NFC)
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US20110078082A1 (en) * 2004-09-08 2011-03-31 American Express Travel Related Services Company, Inc. Systems, methods, and devices for combined credit card and stored value transaction accounts
US20140330626A1 (en) * 2006-08-25 2014-11-06 Michelle Fisher Single tap transactions using a mobile application with authentication
US20090037326A1 (en) * 2007-07-30 2009-02-05 Sriram Chitti Virtual Card Selector for a Portable Electronic Device
CN101819696A (zh) * 2009-02-27 2010-09-01 中兴通讯股份有限公司 一种应用下载的系统和方法
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CN103491589A (zh) * 2012-06-08 2014-01-01 美国博通公司 卡模式中的近场通信应用识别路由

Also Published As

Publication number Publication date
US9916575B2 (en) 2018-03-13
US20160140537A1 (en) 2016-05-19
JP6426289B2 (ja) 2018-11-21
EP3221834A1 (en) 2017-09-27
WO2016081119A1 (en) 2016-05-26
JP2017538211A (ja) 2017-12-21

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Application publication date: 20170801