CN106997576A - A kind of city intelligent service for life plateform system - Google Patents

A kind of city intelligent service for life plateform system Download PDF

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Publication number
CN106997576A
CN106997576A CN201610051022.XA CN201610051022A CN106997576A CN 106997576 A CN106997576 A CN 106997576A CN 201610051022 A CN201610051022 A CN 201610051022A CN 106997576 A CN106997576 A CN 106997576A
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China
Prior art keywords
service
card
module
life
layer
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Pending
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CN201610051022.XA
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Chinese (zh)
Inventor
蔡苏衡
余涛
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WUHAN FIBERHOME INTERGRATION TECHNOLOGIES Co Ltd
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WUHAN FIBERHOME INTERGRATION TECHNOLOGIES Co Ltd
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Priority to CN201610051022.XA priority Critical patent/CN106997576A/en
Publication of CN106997576A publication Critical patent/CN106997576A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/26Government or public services

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  • Business, Economics & Management (AREA)
  • Tourism & Hospitality (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Health & Medical Sciences (AREA)
  • Economics (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Development Economics (AREA)
  • Educational Administration (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A kind of city intelligent service for life plateform system, is related to E-business service field, including subscriber card, terminal device and service platform, and subscriber card is issued by card sending mechanism, for storing user and card image;Terminal device is used to make the information exchange between subscriber card and service platform;It is characterized in that:The service platform includes communication network layer, business datum layer, application layer and function services layer, and communication network layer is used to provide wide area network support;The resource-sharing that business datum layer is used between Integrative construction and system;There is provided workflow or Report Engine for accessing external system or gateway for application layer;Function services layer is used to provide ecommerce, payment and information service.The present invention uses same service platform, tackles different business, it is to avoid different business is required for newly-built, prevents the wasting of resources, easy to use with the offline upper payment function of line.

Description

A kind of city intelligent service for life plateform system
Technical field
The present invention relates to E-business service field, in particular to a kind of city intelligent life Service platform system.
Background technology
At present, consumer field is played more such as under IC-card, prepaid card, electronic ticket On-line Product Carry out more important effect.And educate, public transport, municipal administration, the industry prepaid card, Yi Jishang such as medical insurance In industry prepaid card, electronic ticket, the distribution of member card, operator generally all can be according to different industry It is engaged in newly-built set of system, such overlapping investment can cause the significant wastage of resource, increase operation The cost and investment risk of business.Also, due to the means of payment disunity under line, each industry Business is all completed by stand-alone terminal, and excessive card and terminal system will also result in user and consumption The inconvenience of person.
Current ecommerce can only provide online trading mostly, how further utilize information skill Art promotes it to develop, and realizes off-line transaction and the integration on line, into the bottleneck urgently broken through.
The content of the invention
For defect present in prior art, it is an object of the invention to provide a kind of city intelligence Intelligent service for life plateform system, using same service platform, tackles different business, it is to avoid Different business is required for newly-built, prevents the wasting of resources, with the offline upper payment function of line, uses It is convenient.
To achieve the above objectives, the present invention takes a kind of city intelligent service for life plateform system, Including subscriber card, terminal device and service platform, subscriber card is issued by card sending mechanism, for depositing Store up user and card image;Terminal device is used to hand over the information between subscriber card and service platform Mutually;The service platform includes communication network layer, business datum layer, application layer and function services Layer, communication network layer is used to provide wide area network support;Business datum layer is used for Integrative construction and is Resource-sharing between system;Application layer be used to access external system or gateway there is provided workflow or Report Engine;Function services layer is used to provide ecommerce, payment and information service.
On the basis of above-mentioned technical proposal, the subscriber card is fiscard, member card, trade company Accumulating card or city one-card.
On the basis of above-mentioned technical proposal, the terminal device be POS, mis system, Terminal integrative machine or RFID read-write equipment.
On the basis of above-mentioned technical proposal, the communication network layer is built by main frame and PC Hardware running environment.
On the basis of above-mentioned technical proposal, the business datum layer includes:Account information data Module, for storing user's master data and other data;Daily record data module, for storing The historical data of service platform operation;Backup Data module, for being backed up to critical data; Transaction data module, for storing all kinds of transaction data.
On the basis of above-mentioned technical proposal, application layer includes service basic module and external system AM access module, service basic module be used to providing the self-defined environment of visualization, system management environment, Workflow engine, Report Engine and information retrieval service;External system AM access module is used to connect Incoming end and payment gateway.
On the basis of above-mentioned technical proposal, function services layer includes:Consumer service module, For paying Internet service, government utility bill payment, online retail, all-purpose card card are included Small amount consumption, electronics travelling merchants and content service;Third-party payment module, is linked into unified branch Platform is paid, is that enterprises and institutions are single for further being extended on the platform of city one-card Position provides Collection and Payment On Behalf, credit card and receives list, credit card repayment, account verification service;Electronics business Business module, for providing conveniently E-commerce transaction platform for trade company, including line is submitted Easily, member card, electronic ticket service under the line of each shopping website;Info class service module, is used for Based on local user provide information inquiry service, including government utility inquiry, household services, Ticketing service, e-book, electron medical treatment and 114 inquiry services;Prepaid card service module, is used Service is accepted in providing prepaid card, other side's distribution are accepted on the terminal device of business site The sale of prepaid card, consume and the service of supplementing with money, and the settle accounts calculation of on-line shop is provided.
On the basis of above-mentioned technical proposal, the content service bag in the consumer service module Include telephone expenses, Q coin, the card of game points to supplement with money, electronics travelling merchants include air ticket, hotel and sight spot Admission ticket is serviced.
On the basis of above-mentioned technical proposal, the e-commerce module reserves third party's interface, Access for other systems.
The beneficial effects of the present invention are:A kind of city intelligent service for life plateform system is provided, By different terminal equipment, different subscriber cards can be docked, different business are tackled, it is to avoid Different business is required for newly-built, prevents the wasting of resources;Provide the user convenient online and offline E-business service, it is such as convenience-for-people supplement with money, E-consumer certificate service, it is easy to use;While city City's wisdom service for life plateform system to obtain the deep processing to existing related information there is provided The value-added service of difference in height alienation, such as various information inquiry service, are various information consumption platforms Spare interface, facilitates secondary development.
Brief description of the drawings
Fig. 1 is city intelligent service for life plateform system schematic block diagram of the present invention;
Fig. 2 is the schematic block diagram of service platform in Fig. 1.
Embodiment
The present invention is described in further detail below in conjunction with drawings and Examples.
As shown in figure 1, city intelligent service for life plateform system of the present invention, including subscriber card, Terminal device and service platform, subscriber card are issued by card sending mechanism, for storing user and card Information;Subscriber card is by carrying out information exchange between terminal device and service platform.Specifically, Subscriber card refers to the prepaid card issued by card sending mechanism, such as fiscard, member card, trade company's product Divide card or city one-card etc..City one-card is preferably used, city one-card is a kind of non- Contact intellective IC card, can be (light in bus, ferry, subway there is provided the service of all-purpose card Rail), film, TV, supermarket, the field such as pharmacy and airport highway use, facilitate city's people's livelihood It is living, can be extended to power supply, water supply, taxi, park, the field such as library.It is described Terminal device provides the payment access device of trade company site, such as POS, mis system, hand Machine, terminal integrative machine or RFID read-write equipment etc., it is preferred that can be Mobile payment terminal, Using based on mobile-phone payment card reader (the peripheral hardware terminal of swiping the card carried out data transmission by audio), The a of mobile phone application APP exploitations is directed to personal user, the convenience-for-people payment of swiping the card of businessman user Product.
As shown in Fig. 2 the service platform includes communication network layer, business datum layer, application Layer and function services layer, communication network layer provide wide area for city intelligent service for life plateform system Net is supported, completes basic information exchange functions, and building hardware by main frame and PC runs ring Border.The resource-sharing that business datum layer is used between Integrative construction and system;Application layer is used to connect Entering external system or gateway, there is provided workflow or Report Engine;Function services layer is used to provide electricity Sub- commercial affairs, payment and information service.
Specifically, business datum layer includes:Account information data module, daily record data module, Backup Data module and transaction data module.Account information data module is basic for storing user Data and other data;Daily record data module is used for the historical data that storage service platform is run, Related personnel is facilitated to carry out system maintenance.Backup Data module is used to back up critical data, Data are not lost during generation local fault, can be within a working day when occurring disaster accident Recover data and make system normal operation input.Transaction data module is used to store all kinds of numbers of deals According to, such as small amount consumption, electronics travelling merchants consumption, content service, content service include telephone expenses, Q coin, the card of game points are supplemented with money, and electronics travelling merchants include air ticket, hotel and the service of sight spot admission ticket.
The application layer includes service basic module and external system AM access module, service basic mould Block is used for the self-defined environment of offer visualization, system management environment, workflow engine, form and drawn Hold up and information retrieval service;External system AM access module is used to connect incoming end and payment gateway.
Specifically, function services layer includes consumer service module, Third-party payment module, electricity Sub- commerce module, info class service module and prepaid card service module.
Consumer service module is used to pay Internet service, mainly around the life related to the people's livelihood Consumption service living, includes government utility bill payment (such as water, electricity, coal gas and CATV fee With), online retail (consumer electronics), all-purpose card card small amount consume, content service (telephone expenses, Q coin, the card of game points are supplemented with money) and electronics travelling merchants (air ticket, hotel, sight spot admission ticket) etc..
Third-party payment module, on the city one-card platform base developed, further expands Third-party payment related application is opened up, introducing includes the mobile service class business, multipurpose of supplementing with money and prepay The mono- business of Fei Kashou, bank card receive single business and internet payment business, are linked into unified branch Platform is paid, so as to provide the user comprehensive convenient service, provides and withholds for enterprises and institutions Pay out, credit card receives list, credit card repayment, account verification service.
E-commerce module is used to provide conveniently E-commerce transaction platform for trade company, removes Common online trading service, moreover it is possible to realize that the electronic transaction platform such as Taobao can not Member card, electronic ticket service under the line of offer, enable resident to experience information-based and modern clothes The change that the development of business industry is brought.In addition, e-commerce module reserves third party's interface, it is used for The access (such as Taobao) of other systems.
Info class service module, with " information Huimin " for direction, is provided with reference to city one-card Information inquiry service, including government utility inquiry (social security, public affairs are provided based on local user Product gold, urban traffic situation), household services, ticketing service, e-book, electron medical treatment and 114 The multinomial services such as inquiry.
Prepaid card service module accepts service there is provided prepaid card, additionally it is possible to the end in business site The sale of the prepaid card of other sides distribution is accepted in end equipment, consume and the service such as supplements with money, and is born Duty and the settle accounts calculation of site.Consumption money is settled accounts by prepaid card issuer gives city intelligent service for life Consumption money is settled accounts give business site again by plateform system unit one belongs to, unit one belongs to.
By taking city one-card as an example, in use, all-purpose card is contacted with terminal device, pass through terminal Equipment is connected to service platform, because service platform has the cooperative institution much signed, for example City one-card company, the cooperative bank for supporting prepayment card business and other third party's card senders Structure etc..User can pay on different lines or under line, also according to the demand of oneself Required government utility can be inquired about using PC, required various functions need to only call clothes The difference in functionality module of business platform, it is easy to use.
The present invention is not limited to the above-described embodiments, for those skilled in the art For, under the premise without departing from the principles of the invention, some improvements and modifications can also be made, These improvements and modifications are also considered as within protection scope of the present invention.Do not make in this specification in detail The content of description belongs to prior art known to professional and technical personnel in the field.

Claims (9)

1. a kind of city intelligent service for life plateform system, including subscriber card, terminal device and Service platform, subscriber card is issued by card sending mechanism, for storing user and card image;Terminal Equipment is used to make the information exchange between subscriber card and service platform;It is characterized in that:The clothes Business platform includes communication network layer, business datum layer, application layer and function services layer, communication network Network layers are used to provide wide area network support;The money that business datum layer is used between Integrative construction and system Share in source;There is provided workflow or Report Engine for accessing external system or gateway for application layer; Function services layer is used to provide ecommerce, payment and information service.
2. city intelligent service for life plateform system as claimed in claim 1, its feature exists In:The subscriber card is fiscard, member card, trade company's accumulating card or city one-card.
3. city intelligent service for life plateform system as claimed in claim 1, its feature exists In:The terminal device is that POS, mis system, terminal integrative machine or RFID read-write are set It is standby.
4. city intelligent service for life plateform system as claimed in claim 1, its feature exists In:The communication network layer builds hardware running environment by main frame and PC.
5. city intelligent service for life plateform system as claimed in claim 1, its feature exists In the business datum layer includes:
Account information data module, for storing user's master data and other data;
Daily record data module, the historical data run for storage service platform;
Backup Data module, for being backed up to critical data;
Transaction data module, for storing all kinds of transaction data.
6. city intelligent service for life plateform system as claimed in claim 1, its feature exists In:Application layer includes service basic module and external system AM access module, and service basic module is used In provide the self-defined environment of visualization, system management environment, workflow engine, Report Engine and Information retrieval service;External system AM access module is used to connect incoming end and payment gateway.
7. city intelligent service for life plateform system as claimed in claim 1, its feature exists In function services layer includes:
Consumer service module, for paying Internet service, comprising government utility bill payment, Online retail, small amount consumption, electronics travelling merchants and the content service of all-purpose card card;
Third-party payment module, is linked into unified payment platform, in city one-card Further extended on platform, for enterprises and institutions provide Collection and Payment On Behalf, credit card receive it is single, Credit card repayment, account verification service;
E-commerce module, for providing conveniently E-commerce transaction platform for trade company, Including member card, electronic ticket service under online trading, the line of each shopping website;
Info class service module, for providing information inquiry service, bag based on local user Include government utility inquiry, household services, ticketing service, e-book, electron medical treatment and 114 look into Ask service;
Prepaid card service module, accepts service, the terminal in business site for providing prepaid card The sale of the prepaid card of other side's distribution is accepted in equipment, is consumed and the service of supplementing with money, and net is provided The settle accounts calculation in shop.
8. city intelligent service for life plateform system as claimed in claim 7, its feature exists In:Content service in the consumer service module includes telephone expenses, Q coin, the card of game points Supplement with money, electronics travelling merchants include air ticket, hotel and the service of sight spot admission ticket.
9. city intelligent service for life plateform system as claimed in claim 7, its feature exists In:The e-commerce module reserves third party's interface, the access for other systems.
CN201610051022.XA 2016-01-26 2016-01-26 A kind of city intelligent service for life plateform system Pending CN106997576A (en)

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Application Number Priority Date Filing Date Title
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110807715A (en) * 2018-08-02 2020-02-18 李招兵 Smart community cloud platform

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1570936A (en) * 2004-04-30 2005-01-26 江西新和技术有限公司 Cross-industry remote payment service platform
CN101256645A (en) * 2008-01-16 2008-09-03 苏州市城市信息化建设有限公司 Integration burgher card system and setting method
CN103971253A (en) * 2014-05-28 2014-08-06 拓维信息系统股份有限公司 Mobile electronic commerce unified service system
CN104820919A (en) * 2015-04-20 2015-08-05 广东商联支付网络技术有限公司 On-line and off-line mobile payment service platform

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1570936A (en) * 2004-04-30 2005-01-26 江西新和技术有限公司 Cross-industry remote payment service platform
CN101256645A (en) * 2008-01-16 2008-09-03 苏州市城市信息化建设有限公司 Integration burgher card system and setting method
CN103971253A (en) * 2014-05-28 2014-08-06 拓维信息系统股份有限公司 Mobile electronic commerce unified service system
CN104820919A (en) * 2015-04-20 2015-08-05 广东商联支付网络技术有限公司 On-line and off-line mobile payment service platform

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110807715A (en) * 2018-08-02 2020-02-18 李招兵 Smart community cloud platform

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Application publication date: 20170801