CN106991769A - A kind of withdrawal system based on Quick Response Code - Google Patents
A kind of withdrawal system based on Quick Response Code Download PDFInfo
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- CN106991769A CN106991769A CN201710364153.8A CN201710364153A CN106991769A CN 106991769 A CN106991769 A CN 106991769A CN 201710364153 A CN201710364153 A CN 201710364153A CN 106991769 A CN106991769 A CN 106991769A
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- withdrawal
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- quick response
- response code
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
- G06K7/10544—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum
- G06K7/10821—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum further details of bar or optical code scanning devices
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- General Physics & Mathematics (AREA)
- Electromagnetism (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
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- Artificial Intelligence (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Theoretical Computer Science (AREA)
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Abstract
A kind of withdrawal system based on Quick Response Code, it is characterised in that：The system includes：Mobile terminal, cash terminals and background server；The mobile terminal includes mobile memory module, mobile input module, mobile processing module, moving 2 D code generation module, mobile display module；The cash terminals shoot with video-corder module, withdrawal communication module and withdrawal processing module including withdrawal；The background server includes backstage memory module, background communication module and background processing module.
Description
Technical field
The present invention relates to a kind of data processing field based on Quick Response Code, and in particular to a kind of withdrawal system based on Quick Response Code
System.
Background technology
In the prior art, user goes bank debits mainly to use following methods：The user for having withdrawal demand carries silver
Row is stuck on bank ATM (automatic drawing machine), and operation of withdrawing the money is completed by ATM promptings.The major defect of the manner is：One, use
It is inconvenient to carry, it is necessary to carry with bank card when family is withdrawn the money using the manner, also it is easily lost；Two, user is using we
During formula is withdrawn the money, the camera being easily illegally installed on ATM gets bank card information, so as to produce silver
Row card is replicated, stolen the potential safety hazard of brush.
For the technical deficiency of above-mentioned existing scheme, a kind of withdrawal system based on static two dimensional code is also proposed at present
System, the system realized using moving camera-shooting and recording device and shoot with video-corder the feature Quick Response Code that is attached in withdrawal terminal, but such a
Method needs mobile terminal to be constantly in networking state during withdrawal, when network state is bad, the stability meeting of withdrawal
It is affected.
The content of the invention
The goal of the invention of the present invention is to solve in the prior art, and user needs to carry bank card by ATM withdrawal,
Operating procedure does not possess security and withdrawal process while complicated need the deficiency of networking.
The technical scheme that present invention solution prior art problem is used is a kind of withdrawal system based on Quick Response Code of construction,
The system includes：
Mobile terminal, cash terminals and background server；
The mobile terminal includes mobile memory module, mobile input module, mobile processing module, moving 2 D code generation mould
Block, mobile display module；
The cash terminals shoot with video-corder module, withdrawal communication module and withdrawal processing module including withdrawal；
The background server includes backstage memory module, background communication module and background processing module；
Wherein：
The mobile memory module is used to storing the individual subscriber account information of advance typing, individual subscriber account information and set
Put；
The mobile input module is used to input withdrawal information, and the withdrawal information includes withdraw funds；
The mobile processing module is used to be contrasted the withdrawal information with the individual subscriber account information, judges described
Whether withdrawal information meets the setting of the individual subscriber account information；
If the withdrawal information meets the setting of the individual subscriber account information, the moving 2 D code generation module generation
Include the individual subscriber account information, the setting of the individual subscriber account information and the withdrawal of withdrawal information two dimension
Code, the withdrawal Quick Response Code is stored in the mobile memory module and is shown in the mobile display module；
If the withdrawal information is unsatisfactory for the setting of the individual subscriber account information, program determination of withdrawing the money；
The mobile display module is used to show the withdrawal Quick Response Code；
Module is shot with video-corder in the withdrawal to be used to recognize the withdrawal Quick Response Code shown by the mobile display module, and extracts described
The 2 D code information that withdrawal Quick Response Code is included；
The withdrawal communication module sends the 2 D code information that module identification is shot with video-corder in the withdrawal to the background service
Device；
The backstage memory module is used to store advance typing backstage personal account information, the backstage personal account packet
Include：Backstage personal account balance amount information, the setting of individual subscriber account information；
The background communication module is used to receive the withdrawal Quick Response Code, and the withdrawal Quick Response Code is delivered into the background process
Module；
The background processing module extracts the individual subscriber account information included in the withdrawal Quick Response Code and the user
The setting of personal account information, and in the rear in platform memory module search with the individual subscriber account information identical described in
Backstage personal account information；
After finding, then by the withdrawal information included in the withdrawal Quick Response Code with being deposited in the backstage memory module
The setting of the backstage personal account information of storage is contrasted, and judges whether the 2 D code information meets the backstage personal
The setting of account information；
If the withdrawal information included in the withdrawal Quick Response Code meets the setting of the backstage personal account information, institute
State background communication module and send the order for agreeing to withdraw the money to cash terminals；
If the withdrawal information included in the withdrawal Quick Response Code is unsatisfactory for the setting of the backstage personal account information,
The background communication module, which will be sent, disagrees the order of withdrawal to cash terminals；
The withdrawal communication module receives the order for agreeing to withdraw the money or disagree withdrawal that the background communication module is sent；
The withdrawal processing module completes the operation withdrawn the money or do not withdrawn the money.
Preferably, the individual subscriber account information includes name, ID card No., Bank Account Number, bank's account
Family remaining sum, the setting of the individual subscriber account information includes the setting of each withdrawal limit, daily withdrawal limit and set.
Preferably, the withdrawal information includes remittee's name, remittee's ID card No., remittee's bank account number
Code, withdraw funds.
Preferably, the mobile terminal includes mobile communication module and moving 2 D code timeliness module, the user
The setting of people's account information includes the setting of Quick Response Code failure duration, wherein：
The moving 2 D code timeliness module controls the effective time of Quick Response Code, Quick Response Code of being withdrawn the money described in the mobile communication module
Send to the background server, the background communication module is receiving the withdrawal two that the mobile communication module is sent
When tieing up code, the reception time of the withdrawal Quick Response Code is temporarily stored into the backstage memory module；
The background communication module judges the withdrawal Quick Response Code when receiving the withdrawal Quick Response Code that cash terminals are sent
Whether the time meets the setting of the Quick Response Code failure duration, if being unsatisfactory for the setting of the Quick Response Code failure duration, institute
State background communication module and will send and disagree the order of withdrawal to cash terminals.
Preferably, the mobile terminal includes mobile position-fixed module, the cash terminals include withdrawal locating module, institute
Stating the setting of individual subscriber account information includes the deviation range setting in geographical position, wherein：
The mobile position-fixed module can determine the geographical position of mobile terminal, and the withdrawal locating module can determine to withdraw the money eventually
The geographical position at end, the mobile communication module sends in the geographical position of the mobile terminal to the background server, institute
State withdrawal communication module to send in the geographical position of the cash terminals to the background server, the background processing module is sentenced
Whether the geographical position of the disconnected mobile terminal and the geographical position of the cash terminals meet the deviation model in the geographical position
Setting is enclosed, if the deviation range for being unsatisfactory for the geographical position is set, the background communication module, which disagrees transmission, to be taken
The order of money is to cash terminals.
Figure of description
Fig. 1 is the structured flowchart of the withdrawal system based on Quick Response Code of present pre-ferred embodiments.
Fig. 2 is the structured flowchart of the withdrawal system based on Quick Response Code of another preferred embodiment of the invention.
Fig. 3 is the structured flowchart of the withdrawal system based on Quick Response Code of another embodiment of the present invention.
Embodiment
Fig. 1 is the structured flowchart of the withdrawal system based on Quick Response Code of present pre-ferred embodiments.
The system includes mobile terminal 1 00, cash terminals 200 and background server 300.It is appreciated that mobile terminal 1 00
Can be the mobile terminal that smart mobile phone, tablet personal computer etc. possess intelligent processor, cash terminals 200 can be automatic drawing
The automatic financial processing equipments such as machine, automatic depositing-withdrawing all-in-one, background server 300 can be provided or third party's gold by bank
Service organization's offer is provided.
Specifically, mobile terminal 1 00 includes mobile memory module 110, mobile input module 120, mobile processing module
130th, moving 2 D code generation module 140, mobile display module 150；Cash terminals 200 shoot with video-corder module 210, withdrawal including withdrawal
Communication module 220, withdrawal processing module 230；Background server 300 includes backstage memory module 310, background communication module 320
With background processing module 330.
The embodiment of the system is as described below：
1. first, mobile memory module prestores individual subscriber account information, wherein, individual subscriber account information includes surname
Name, ID card No., Bank Account Number, bank account balance.
2. after the mobile input of input module 120 withdraw funds, mobile processing module 130 is used for withdrawal information and user
Personal account information is contrasted, and judges whether withdrawal information meets the setting of individual subscriber account information, if withdrawal information
The setting of individual subscriber account information is met, the mobile order moving 2 D code generation module 140 of processing module 130 includes generation
The withdrawal Quick Response Code of withdraw funds and individual subscriber account information, while withdrawal Quick Response Code is stored in into mobile memory module 110
In, and be shown in mobile display module 150.
3. user is placed in withdrawal in the withdrawal Quick Response Code that cash terminals 200 are shown in mobile display module 150 and shot with video-corder
Before module 210, withdrawal shoots with video-corder module 210 and shoots with video-corder withdrawal Quick Response Code, and withdrawal communication module 220 sends withdrawal Quick Response Code to backstage
Server 300.
4. background communication module 320 is received after withdrawal Quick Response Code, the individual subscriber included in withdrawal Quick Response Code is extracted
Account information and withdrawal information, background processing module 330 are searched and institute in withdrawal Quick Response Code in backstage memory module 310 simultaneously
Comprising the consistent backstage personal account information of individual subscriber account information, whether after finding, then to compare withdrawal information small
Remaining sum in individual subscriber account information.If it is less, background communication module 320 send agree to withdraw the money order to withdrawal
Terminal 200.
5. withdrawal communication module 220 is received after the order for agreeing to withdraw the money, withdrawal processing module 230 completes operation of withdrawing the money,
Withdrawal terminates.
6. in above-mentioned steps 4, if background processing module 330 does not find and withdrawn the money in backstage memory module 310
The consistent backstage personal account information of individual subscriber account information included in Quick Response Code, then background communication module 320 send
The order of withdrawal is disagreed to cash terminals 200, withdrawal communication module 220 is received after the order for disagreeing withdrawal, knot of withdrawing the money
Beam.
7. in above-mentioned steps 4, if withdrawal information is more than the remaining sum in individual subscriber account information, background communication module
320 are sent and disagree the order of withdrawal to cash terminals 200, and withdrawal communication module 220 is received after the order for disagreeing withdrawal,
Withdrawal terminates.
Fig. 2 is the structured flowchart of the withdrawal system based on Quick Response Code of another preferred embodiment of the invention.
On the basis of above-described embodiment, the mobile terminal of this implementation also includes moving 2 D code timeliness module 160 and moved
Dynamic communication module 170, the setting of individual subscriber account information includes the setting of each withdrawal limit, daily withdrawal limit and set.
In the step 4 of above-described embodiment, whether background processing module 330 also takes every time while comparing withdraw funds and being less than
Money limit is set, and whether same day withdraw funds summation, which is less than daily withdrawal limit, is set, if be both less than, background communication
Module 320 sends the order for agreeing to withdraw the money to cash terminals 200.
Withdrawal communication module 220 is received after the order for agreeing to withdraw the money, and withdrawal processing module completes operation of withdrawing the money, knot of withdrawing the money
Beam.
In above-mentioned steps, if withdraw funds are more than, each withdrawal limit is set or same day withdraw funds summation is more than often
Day withdrawal limit is set, then background communication module 320, which is sent, disagrees the order of withdrawal to cash terminals 200.
Withdrawal communication module 220 is received after the order for disagreeing withdrawal, and withdrawal terminates.
In the step 2 of above-described embodiment, the withdrawal Quick Response Code of generation is sent to background service by mobile communication module 170
Device 300, when background communication module 320 receives the withdrawal Quick Response Code of the transmission of mobile communication module 170, records the reception time；Afterwards
Platform communication module 320 receive withdrawal communication module 220 transmission withdrawal Quick Response Code when, judge withdrawal Quick Response Code time whether
The setting of the Quick Response Code failure duration is met, if being unsatisfactory for the setting of the Quick Response Code failure duration, the backstage leads to
Letter module 320, which will be sent, disagrees the order of withdrawal to cash terminals 200.
Fig. 3 is the structured flowchart of the withdrawal system based on Quick Response Code of another embodiment of the present invention.
On the basis of above-described embodiment 2, the mobile terminal 1 00 of the present embodiment also includes mobile position-fixed module 180, withdraws the money
Terminal 200 also includes withdrawal locating module 240.
In the step 2 of above-described embodiment 1, when withdrawal Quick Response Code is generated, by the geographical position of mobile terminal 1 00
Information is also contained in withdrawal Quick Response Code.
In the step 3 of above-described embodiment 1, withdrawal communication module 220 also sends the geographical position of cash terminals 200 simultaneously
Information is to background server.
In the step 4 of above-described embodiment 1, background processing module 330 also compares included in withdrawal Quick Response Code simultaneously
Whether the geographical location information of mobile terminal 1 00 meets individual subscriber account information with the geographical location information of cash terminals 200
Setting.If it is satisfied, then background communication module 320 sends the order for agreeing to withdraw the money to cash terminals 200.
Withdrawal communication module 220 is received after the order for agreeing to withdraw the money, and withdrawal processing module 230 completes operation of withdrawing the money, and takes
Money terminates.
In above-mentioned steps, if the geographical location information of the mobile terminal 1 00 included in withdrawal Quick Response Code is with withdrawing the money eventually
The geographical location information at end 200 is unsatisfactory for the setting of individual subscriber account information, then background communication module 320 sends to disagree and taken
The order of money is to cash terminals 200.
Withdrawal communication module 220 is received after the order for disagreeing withdrawal, and withdrawal terminates.
Claims (5)
1. a kind of withdrawal system based on Quick Response Code, it is characterised in that：The system includes：Mobile terminal, cash terminals and after
Platform server；
The mobile terminal includes mobile memory module, mobile input module, mobile processing module, moving 2 D code generation mould
Block, mobile display module；
The cash terminals shoot with video-corder module, withdrawal communication module and withdrawal processing module including withdrawal；
The background server includes backstage memory module, background communication module and background processing module；
Wherein：
The mobile memory module is used to storing the individual subscriber account information of advance typing, individual subscriber account information and set
Put；
The mobile input module is used to input withdrawal information, and the withdrawal information includes withdraw funds；
The mobile processing module is used to be contrasted the withdrawal information with the individual subscriber account information, judges described
Whether withdrawal information meets the setting of the individual subscriber account information；
If the withdrawal information meets the setting of the individual subscriber account information, the moving 2 D code generation module generation
Include the individual subscriber account information, the setting of the individual subscriber account information and the withdrawal of withdrawal information two dimension
Code, the withdrawal Quick Response Code is stored in the mobile memory module and is shown in the mobile display module；
If the withdrawal information is unsatisfactory for the setting of the individual subscriber account information, program determination of withdrawing the money；
The mobile display module is used to show the withdrawal Quick Response Code；
Module is shot with video-corder in the withdrawal to be used to recognize the withdrawal Quick Response Code shown by the mobile display module, and extracts described
The 2 D code information that withdrawal Quick Response Code is included；
The withdrawal communication module sends the 2 D code information that module identification is shot with video-corder in the withdrawal to the background service
Device；
The backstage memory module is used to store advance typing backstage personal account information, the backstage personal account packet
Include：Backstage personal account balance amount information, the setting of individual subscriber account information；
The background communication module is used to receive the withdrawal Quick Response Code, and the withdrawal Quick Response Code is delivered into the background process
Module；
The background processing module extracts the individual subscriber account information included in the withdrawal Quick Response Code and the user
The setting of personal account information, and in the rear in platform memory module search with the individual subscriber account information identical described in
Backstage personal account information；
After finding, then by the withdrawal information included in the withdrawal Quick Response Code with being deposited in the backstage memory module
The setting of the backstage personal account information of storage is contrasted, and judges whether the 2 D code information meets the backstage personal
The setting of account information；
If the withdrawal information included in the withdrawal Quick Response Code meets the setting of the backstage personal account information, institute
State background communication module and send the order for agreeing to withdraw the money to cash terminals；
If the withdrawal information included in the withdrawal Quick Response Code is unsatisfactory for the setting of the backstage personal account information,
The background communication module, which will be sent, disagrees the order of withdrawal to cash terminals；
The withdrawal communication module receives the order for agreeing to withdraw the money or disagree withdrawal that the background communication module is sent；
The withdrawal processing module completes the operation withdrawn the money or do not withdrawn the money.
2. a kind of withdrawal system based on Quick Response Code according to claim 1, it is characterised in that：, the individual subscriber account
Family information includes name, ID card No., Bank Account Number, bank account balance, and the individual subscriber account information is set
Put and set including the setting of each withdrawal limit, daily withdrawal limit.
3. a kind of withdrawal system based on Quick Response Code according to claim 1, it is characterised in that：The withdrawal information includes
Remittee's name, remittee's ID card No., remittee's Bank Account Number, withdraw funds.
4. a kind of withdrawal system based on Quick Response Code according to claim 1 or 2, it is characterised in that：The mobile terminal
Including mobile communication module and moving 2 D code timeliness module, the setting of the individual subscriber account information is failed including Quick Response Code
The setting of duration, wherein：
The moving 2 D code timeliness module controls the effective time of Quick Response Code, Quick Response Code of being withdrawn the money described in the mobile communication module
Send to the background server, the background communication module is receiving the withdrawal two that the mobile communication module is sent
When tieing up code, the reception time of the withdrawal Quick Response Code is temporarily stored into the backstage memory module；
The background communication module judges the withdrawal Quick Response Code when receiving the withdrawal Quick Response Code that cash terminals are sent
Whether the time meets the setting of the Quick Response Code failure duration, if being unsatisfactory for the setting of the Quick Response Code failure duration, institute
State background communication module and will send and disagree the order of withdrawal to cash terminals.
5. a kind of withdrawal system based on Quick Response Code according to claim 4, it is characterised in that：The mobile terminal includes
Mobile position-fixed module, the cash terminals include withdrawal locating module, and the setting of the individual subscriber account information includes geography
The deviation range of position is set, wherein：
The mobile position-fixed module can determine the geographical position of mobile terminal, and the withdrawal locating module can determine to withdraw the money eventually
The geographical position at end, the mobile communication module sends in the geographical position of the mobile terminal to the background server, institute
State withdrawal communication module to send in the geographical position of the cash terminals to the background server, the background processing module is sentenced
Whether the geographical position of the disconnected mobile terminal and the geographical position of the cash terminals meet the deviation model in the geographical position
Setting is enclosed, if the deviation range for being unsatisfactory for the geographical position is set, the background communication module, which disagrees transmission, to be taken
The order of money is to cash terminals.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710364153.8A CN106991769A (en) | 2017-05-22 | 2017-05-22 | A kind of withdrawal system based on Quick Response Code |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710364153.8A CN106991769A (en) | 2017-05-22 | 2017-05-22 | A kind of withdrawal system based on Quick Response Code |
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| Publication Number | Publication Date |
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| CN106991769A true CN106991769A (en) | 2017-07-28 |
Family
ID=59420229
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710364153.8A Pending CN106991769A (en) | 2017-05-22 | 2017-05-22 | A kind of withdrawal system based on Quick Response Code |
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| CN108765786A (en) * | 2018-04-03 | 2018-11-06 | 中电金融设备系统（深圳）有限公司 | Quick Response Code withdrawal safe verification method and its system, computer storage media |
| WO2019033324A1 (en) * | 2017-08-17 | 2019-02-21 | 深圳市启惠智能科技有限公司 | Information processing method, server and bank teller machine |
| CN109377679A (en) * | 2018-09-03 | 2019-02-22 | 深圳壹账通智能科技有限公司 | Withdrawal method and terminal device |
| CN109448271A (en) * | 2018-09-03 | 2019-03-08 | 深圳壹账通智能科技有限公司 | A kind of no card withdrawal method, computer readable storage medium and server |
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Application publication date: 20170728 |