CN106982201A - Safety information interaction method - Google Patents

Safety information interaction method Download PDF

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Publication number
CN106982201A
CN106982201A CN201611256089.3A CN201611256089A CN106982201A CN 106982201 A CN106982201 A CN 106982201A CN 201611256089 A CN201611256089 A CN 201611256089A CN 106982201 A CN106982201 A CN 106982201A
Authority
CN
China
Prior art keywords
safety information
binding logo
binding
information interaction
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201611256089.3A
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Chinese (zh)
Inventor
孟宏文
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Unionpay Co Ltd
Original Assignee
China Unionpay Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Unionpay Co Ltd filed Critical China Unionpay Co Ltd
Priority to CN201611256089.3A priority Critical patent/CN106982201A/en
Publication of CN106982201A publication Critical patent/CN106982201A/en
Pending legal-status Critical Current

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Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L61/00Network arrangements, protocols or services for addressing or naming
    • H04L61/09Mapping addresses
    • H04L61/25Mapping addresses of the same type
    • H04L61/2503Translation of Internet protocol [IP] addresses
    • H04L61/255Maintenance or indexing of mapping tables
    • H04L61/2553Binding renewal aspects, e.g. using keep-alive messages
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Computer Hardware Design (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Power Engineering (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The present invention proposes safety information interaction method, and it includes:When the user interface that user is provided by merchant server initiates safety information interaction request first, safety information mutual message is sent to access gateway by merchant server;Access gateway implements asked safety information operation based on safety information mutual message trigger data processing server and returns to the binding logo of token form to merchant server after safety information is operated and successfully completed;When the non-user interface provided first by merchant server of user initiates safety information interaction request, merchant server shows the binding logo to the user.Safety information interaction method disclosed in this invention has high property easy to use and system data treatment effeciency.

Description

Safety information interaction method
Technical field
The present invention relates to information interacting method, more particularly, to safety information interaction method.
Background technology
At present, increasingly extensive and different field the class of business applied with cyber-net becomes increasingly abundant, Implement and management security information interactive process(That is in the information interactive process higher to security requirement, such as financial field Payment transaction)Become more and more important.
In existing technical scheme, user is via internet and passes through access gateway(Such as branch in financial field Pay gateway)Carry out safety information interaction(Such as payment transaction)When need be manually entered and this safety information hand over The associated safety information carrier of mutual process(Such as financial IC card)Identification information(Such as fiscard card number), so as to connecing The data processing server of function Access Gateway coupling(Such as card issuer's server)Being capable of the identification information based on safety information carrier Perform the operation associated with the safety information carrier that the identification information is identified(Such as delivery operation).
However, there are the following problems for above-mentioned existing technical scheme:During due to initiating safety information interaction every time It is both needed to be manually entered the identification information of the safety information carrier associated with this safety information interaction, therefore operates It is less efficient that inconvenient and system data is handled.
Accordingly, there exist following demand:The security with high property easy to use and system data treatment effeciency is provided to believe Cease exchange method.
The content of the invention
In order to solve the problems of above-mentioned prior art, the present invention propose with high property easy to use and The safety information interaction method of system data treatment effeciency.
The purpose of the present invention is achieved through the following technical solutions:
A kind of safety information interaction method, the safety information interaction method comprises the following steps:
(A1)When the user interface that user is provided by merchant server initiates safety information interaction request first, the business Family server instruction user inputs the signal of carrier of the safety information carrier associated with this safety information interaction Information, and safety information mutual message is built based on the safety information interaction request and the carrier identification information, with The safety information mutual message is sent to access gateway;
(A2)The access gateway implements what is asked based on the safety information mutual message trigger data processing server Safety information operates and returns to token form to the merchant server after the safety information is operated and successfully completed Binding logo, wherein, the binding logo safety information carrier phase associated with this safety information interaction Binding;
(A3)Safety information is initiated in the non-user interface provided by the merchant server first of the user to interact During request, the merchant server shows the binding logo to the user, and automatically selected based on the confirmation of user with The safety information carrier that the binding logo is mutually bound is believed as the security associated with current safety information interactive process Carrier is ceased, to complete follow-up safety information interaction.
In scheme disclosed above, it is preferable that the safety information mutual message includes containing and this safety Property the associated business managing detailed catalogue of information interactive process traffic data field and additional tag field, the additional mark Note field indicates whether application binding logo and the contextual information related to binding logo.
In scheme disclosed above, it is preferable that the step(A2)Further comprise:Receiving the security After information exchange message, the access gateway sends the content of the traffic data field in the safety information mutual message Implement asked safety information operation to the data processing server to trigger the data processing server, and only In the case where receiving the instruction safety information operation successful message of executed that the data processing server is fed back to The content of additional tag field in the safety information mutual message judges whether application with being being currently used The associated binding logo of safety information carrier, will if the additional tag field indicates application binding logo The identifier for the safety information carrier being being currently used and the necessary contextual information related to binding logo send to Security of the binding logo provider server to trigger binding logo provider server generation be being currently used The associated binding logo of information carrier.
In scheme disclosed above, it is preferable that the step(A2)Further comprise:Receiving the binding mark Know after the binding logo that provider's server is returned, the access gateway is by the binding logo and its attribute information together with safety Property information operation implementing result return to the merchant server.
In scheme disclosed above, it is preferable that the step(A2)Further comprise:Receiving the binding mark After knowledge, the merchant server stores the binding logo and its incidence relation with user, for subsequently using.
In scheme disclosed above, it is preferable that the step(A1)Further comprise:Building the security letter Cease mutual message when, the merchant server via user interface prompt the user whether application with and this safety information interact The binding logo that the associated safety information carrier of process is mutually bound, and institute only is set in the case where user confirms application The value of additional tag field is stated to indicate to apply for binding logo.
In scheme disclosed above, it is preferable that the contextual information related to binding logo include it is following in It is one or more:The position letter that merchant identifiers, the grade of the provider of apllied binding logo, binding logo are preserved Breath, the facility environment information associated with apllied binding logo, the type of apllied binding logo.
In scheme disclosed above, it is preferable that the attribute information of the binding logo includes:Binding logo it is effective The interlock account unique identification in time limit, the application cryptogram of binding logo and binding logo.
Safety information interaction method disclosed in this invention has advantages below:By passing through institute first user is non- The user interface for stating merchant server offer initiates to be manually entered and current safety during safety information interaction request The carrier identification information of the associated safety information carrier of information interactive process, therefore with high property easy to use and system number According to treatment effeciency.
Brief description of the drawings
With reference to accompanying drawing, technical characteristic of the invention and advantage will be more fully understood by those skilled in the art, wherein:
Fig. 1 is the flow chart of safety information interaction method according to an embodiment of the invention.
Embodiment
Fig. 1 is the flow chart of safety information interaction method according to an embodiment of the invention.As shown in figure 1, of the invention Disclosed safety information interaction method comprises the following steps:(A1)The user interface provided in user by merchant server Safety information interaction request is initiated first(For example pay request)When, the merchant server instruction user input is pacified with this The associated safety information carrier of full property information interactive process(Such as financial IC card)Carrier identification information(Such as fiscard Card number), and safety information mutual message is built based on the safety information interaction request and the carrier identification information, with The safety information mutual message is sent to access gateway(Such as payment gateway);(A2)The access gateway is based on institute State safety information mutual message trigger data processing server(Such as fiscard card issuer server)Implement asked peace Full property information operation simultaneously returns to tying up for token form after the safety information is operated and successfully completed to the merchant server Calibration is known(For example pay mark), wherein, the binding logo safety associated with this safety information interaction Property information carrier is mutually bound;(A3)Initiate to pacify in the non-user interface provided by the merchant server first of the user During full property information exchange request, the merchant server shows the binding logo to the user, and the confirmation based on user and The safety information carrier mutually bound to the binding logo is automatically selected as related with current safety information interactive process The safety information carrier of connection, to complete follow-up safety information interaction.
Preferably, in safety information interaction method disclosed in this invention, the safety information mutual message bag Include the traffic data field containing the business managing detailed catalogue associated with this safety information interaction and additional mark Field, the additional tag field indicates whether application binding logo and the contextual information related to binding logo.
Preferably, in safety information interaction method disclosed in this invention, the step(A2)Further comprise: Receive after the safety information mutual message, the access gateway is by the business number in the safety information mutual message Sent according to the content of field to the data processing server and implement asked safety to trigger the data processing server Property information operation, and only receive the instruction safety information that the data processing server feeds back to operate executed into The content of additional tag field in the case of the message of work(in the safety information mutual message judges whether Shen The please binding logo associated with the safety information carrier being being currently used, if the additional tag field indicates Shen Please binding logo, then by the identifier for the safety information carrier being being currently used and it is related to binding logo it is necessary on Context information send to binding logo provider server with trigger binding logo provider server generation with it is current just The binding logo being associated in the safety information carrier used.
Preferably, in safety information interaction method disclosed in this invention, the step(A2)Further comprise: Receive after the binding logo that the binding logo provider server is returned, the access gateway by the binding logo and its The implementing result that attribute information is operated together with safety information returns to the merchant server.
Preferably, in safety information interaction method disclosed in this invention, the step(A2)Further comprise: Receive after the binding logo, the merchant server stores the binding logo and its incidence relation with user, for Subsequently use.
Preferably, in safety information interaction method disclosed in this invention, the step(A1)Further comprise: When building the safety information mutual message, the merchant server prompts the user whether application and and sheet via user interface The binding logo that the associated safety information carrier of secondary safety information interaction is mutually bound, and only confirm Shen in user Please in the case of the value of the additional tag field is set with indicate apply binding logo.
Preferably, in safety information interaction method disclosed in this invention, it is described it is related to binding logo above and below Literary information includes one or more of following:Merchant identifiers, the grade of the provider of apllied binding logo(For example carry on a shoulder pole Safeguarding grades is other), binding logo preserve positional information, the facility environment information associated with apllied binding logo, applied Binding logo type.
Preferably, in safety information interaction method disclosed in this invention, the attribute information bag of the binding logo Include:The interlock account unique identification of the period of validity of binding logo, the application cryptogram of binding logo and binding logo.
Therefore, safety information interaction method disclosed in this invention has following advantages:Due in the non-head of user The user interface that is there is provided secondaryly by the merchant server initiate need not to be manually entered during safety information interaction request with The carrier identification information of the associated safety information carrier of current safety information interactive process, therefore with high easy to use Property and system data treatment effeciency.
Although the present invention is described by above-mentioned preferred embodiment, its way of realization is not limited to Above-mentioned embodiment.It should be realized that:In the case where not departing from spirit and scope of the present invention, those skilled in the art can be with Different change and modifications is made to the present invention.

Claims (8)

1. a kind of safety information interaction method, the safety information interaction method comprises the following steps:
(A1)When the user interface that user is provided by merchant server initiates safety information interaction request first, the business Family server instruction user inputs the signal of carrier of the safety information carrier associated with this safety information interaction Information, and safety information mutual message is built based on the safety information interaction request and the carrier identification information, with The safety information mutual message is sent to access gateway;
(A2)The access gateway implements what is asked based on the safety information mutual message trigger data processing server Safety information operates and returns to token form to the merchant server after the safety information is operated and successfully completed Binding logo, wherein, the binding logo safety information carrier phase associated with this safety information interaction Binding;
(A3)Safety information is initiated in the non-user interface provided by the merchant server first of the user to interact During request, the merchant server shows the binding logo to the user, and automatically selected based on the confirmation of user with The safety information carrier that the binding logo is mutually bound is believed as the security associated with current safety information interactive process Carrier is ceased, to complete follow-up safety information interaction.
2. safety information interaction method according to claim 1, it is characterised in that the safety information mutual message Including the traffic data field containing the business managing detailed catalogue associated with this safety information interaction and additional mark Remember field, the additional tag field indicates whether application binding logo and the contextual information related to binding logo.
3. safety information interaction method according to claim 2, it is characterised in that the step(A2)Further wrap Include:After the safety information mutual message is received, the access gateway is by the safety information mutual message The content of traffic data field is sent to the data processing server to be implemented to be asked to trigger the data processing server Safety information operation, and only receiving instruction safety information operation that the data processing server feeds back to The content of additional tag field in the case of the message run succeeded in the safety information mutual message judges Whether with the safety information carrier that is being currently used associated binding logo is applied for, if the additional tag field Indicate application binding logo, then by the identifier for the safety information carrier being being currently used and it is related to binding logo must The contextual information wanted send to binding logo provider server with trigger binding logo provider server generation with The binding logo that the safety information carrier being being currently used is associated.
4. safety information interaction method according to claim 3, it is characterised in that the step(A2)Further wrap Include:After the binding logo that the binding logo provider server is returned is received, the access gateway marks the binding The implementing result that knowledge and its attribute information are operated together with safety information returns to the merchant server.
5. safety information interaction method according to claim 4, it is characterised in that the step(A2)Further wrap Include:After the binding logo is received, the merchant server stores the binding logo and its incidence relation with user, For subsequently using.
6. safety information interaction method according to claim 5, it is characterised in that the step(A1)Further wrap Include:When building the safety information mutual message, the merchant server prompts the user whether application via user interface The binding logo that the safety information carrier associated with this safety information interaction is mutually bound, and only in user Confirm to set the value of the additional tag field in the case of application to indicate to apply for binding logo.
7. safety information interaction method according to claim 6, it is characterised in that described related to binding logo upper Context information includes one or more of following:Merchant identifiers, the grade of the provider of apllied binding logo, binding Identify the positional information, the facility environment information associated with apllied binding logo, apllied binding logo of preservation Type.
8. safety information interaction method according to claim 7, it is characterised in that the attribute information of the binding logo Including:The interlock account unique identification of the period of validity of binding logo, the application cryptogram of binding logo and binding logo.
CN201611256089.3A 2016-12-30 2016-12-30 Safety information interaction method Pending CN106982201A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201611256089.3A CN106982201A (en) 2016-12-30 2016-12-30 Safety information interaction method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201611256089.3A CN106982201A (en) 2016-12-30 2016-12-30 Safety information interaction method

Publications (1)

Publication Number Publication Date
CN106982201A true CN106982201A (en) 2017-07-25

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN201611256089.3A Pending CN106982201A (en) 2016-12-30 2016-12-30 Safety information interaction method

Country Status (1)

Country Link
CN (1) CN106982201A (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101059853A (en) * 2006-04-21 2007-10-24 赵壮 Safe mobile macro-payment data processing system
CN101071490A (en) * 2007-03-23 2007-11-14 田小平 Member name and bank card binding electronic business system and method
CN102880959A (en) * 2012-09-18 2013-01-16 汇付天下有限公司 Quick internet payment method and system
CN103489095A (en) * 2013-10-08 2014-01-01 百度在线网络技术(北京)有限公司 Electronic transaction method and system and payment platform system
CN104751335A (en) * 2013-12-31 2015-07-01 腾讯科技(深圳)有限公司 Service handling method, device and terminal

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101059853A (en) * 2006-04-21 2007-10-24 赵壮 Safe mobile macro-payment data processing system
CN101071490A (en) * 2007-03-23 2007-11-14 田小平 Member name and bank card binding electronic business system and method
CN102880959A (en) * 2012-09-18 2013-01-16 汇付天下有限公司 Quick internet payment method and system
CN103489095A (en) * 2013-10-08 2014-01-01 百度在线网络技术(北京)有限公司 Electronic transaction method and system and payment platform system
CN104751335A (en) * 2013-12-31 2015-07-01 腾讯科技(深圳)有限公司 Service handling method, device and terminal

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Application publication date: 20170725