CN106973032A - A kind of information authentication method, server, terminal device and system - Google Patents
A kind of information authentication method, server, terminal device and system Download PDFInfo
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- CN106973032A CN106973032A CN201610023589.6A CN201610023589A CN106973032A CN 106973032 A CN106973032 A CN 106973032A CN 201610023589 A CN201610023589 A CN 201610023589A CN 106973032 A CN106973032 A CN 106973032A
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- credit card
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
- H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3228—One-time or temporary data, i.e. information which is sent for every authentication or authorization, e.g. one-time-password, one-time-token or one-time-key
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- Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
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- General Business, Economics & Management (AREA)
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- Signal Processing (AREA)
- General Engineering & Computer Science (AREA)
- Computing Systems (AREA)
- Computer Hardware Design (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of information authentication method, server, terminal device and system, wherein method includes：The delivery operation of credit card is detected, the delivery operation generation based on the credit card pays request, transmission is described to pay request to server so that the server is based on described pay and asks generation authentication password；Wherein, described pay asks at least to include user's information of the credit card；Receive the authentication password that server is sent；The certification request that second terminal equipment is sent is detected, wherein, the second terminal equipment is at least to include password to be certified in terminal device with user's information association of the credit card, the certification request；The authentication password sent based on the password to be certified and the server in the certification request, is authenticated to the delivery operation, is handled based on authentication result.
Description
Technical field
The present invention relates to the information security management technology in the communications field, more particularly to a kind of information authentication method,
Server, terminal device and system.
Background technology
At present, when using credit card, such as user A lost a credit card, or others is believed with this
User A certain credit card is forged with the information of card magnetic stripe, others, which has taken, goes to certain shop to swipe the card, user A
The SMS notification after the completion of paying may be received, calls back and says it is not the branch performed in person to credit card company
Operation is paid, the loss of user has now been had resulted in；Or, can in order to ensure that user avoids the occurrence of loss
It can be accomplished by waiting the processing that credit card company performs artificial short message certification, so can also be made to the operation of user
Into inconvenience.
The content of the invention
In view of this, it is an object of the invention to provide a kind of information authentication method, server, terminal device
And system, it can at least solve the above-mentioned problems in the prior art.
To reach above-mentioned purpose, the technical proposal of the invention is realized in this way：
The embodiments of the invention provide a kind of information authentication method, applied to first terminal equipment, methods described
Including：
The delivery operation of credit card is detected, the delivery operation generation based on the credit card pays request, hair
Described pay is sent to ask to server so that the server is based on described pay and asks generation authentication password；
Wherein, described pay asks at least to include user's information of the credit card；
Receive the authentication password that server is sent；
Detect the certification request that second terminal equipment is sent, wherein, the second terminal equipment be with it is described
At least include password to be certified in the terminal device of user's information association of credit card, the certification request；
The authentication password sent based on the password to be certified and the server in the certification request,
The delivery operation is authenticated, handled based on authentication result.
The embodiments of the invention provide a kind of information authentication method, applied to second terminal equipment, methods described
Including：
Receive the password to be certified for the Credit Card Payments operation for user that server is sent；Its
In, the second terminal equipment at least possesses identical user's information with the credit card；
Based on the password generation certification request to be certified；
The certification request is sent to first terminal equipment, to cause the first terminal equipment is based on described
The password to be certified in certification request and its receive the authentication password of server transmission, to the branch
Pay operation to be authenticated, handled based on authentication result；Wherein, the first terminal equipment is detection
To the terminal device of the delivery operation of the credit card.
The embodiments of the invention provide a kind of information authentication method, applied to server, methods described includes：
Receive first terminal equipment send for delivery operation payment request, wherein, the credit card
Payment request at least include user's information of credit card, the first terminal equipment is detects
The terminal device of the delivery operation of credit card；
Request generation authentication password and password to be certified are paid based on described；
Determined based on the user's information paid in request associated with the user of the credit card
Second terminal equipment, the password to be certified is sent to the second terminal equipment, and send described
Authentication password is to the first terminal equipment so that the first terminal equipment is based on the authentication password pair
The certification request for including the password to be certified of second terminal equipment transmission is authenticated, and is based on recognizing
Card result is handled delivery operation.
The embodiments of the invention provide a kind of terminal device, including：
Detection unit, the delivery operation for detecting credit card, the delivery operation life based on the credit card
Into request is paid, send described pay and ask to server；Wherein, it is described to pay request at least including described
User's information of credit card；
First communication unit, for receiving the authentication password that server is sent；
Second communication unit, for detecting the certification request that second terminal equipment is sent, wherein, described
Two terminal devices be in terminal device with user's information association of the credit card, the certification request extremely
Include password to be certified less；
Authentication unit, for based on the password to be certified in the certification request and server hair
The authentication password come, is authenticated to the delivery operation, is handled based on authentication result.
The embodiments of the invention provide a kind of terminal device, including：
Third communication unit, is operated for receiving the Credit Card Payments for user that server is sent
Password to be certified；Wherein, the second terminal equipment at least possesses identical with the credit card and used
Person's information；
Processing unit, for based on the password generation certification request to be certified；
Second communication unit, for sending the certification request to first terminal equipment.
The embodiments of the invention provide a kind of server, including：
Communication unit, for receive first terminal equipment send for delivery operation payment request, its
In, user's information of credit card is at least included in the payment request of the credit card, described first eventually
End equipment is the terminal device for the delivery operation for detecting credit card；Based on the use paid in request
Person's information determines the second terminal equipment associated with the user of the credit card, will be described to be certified close
Code is sent to the second terminal equipment, and sends the authentication password to the first terminal equipment；
Password generation unit, for paying request generation authentication password and password to be certified based on described.
The embodiments of the invention provide a kind of authentification of message system, including：
First terminal equipment, the delivery operation for detecting credit card, the payment behaviour based on the credit card
Make generation and pay request, transmission is described to pay request to server；Wherein, described pay asks at least to include
User's information of the credit card；Receive the authentication password that server is sent；Second terminal is detected to set
The certification request that preparation is come, wherein, the second terminal equipment is user's information pass with the credit card
At least include password to be certified in the terminal device of connection, the certification request；Based in the certification request
The password to be certified and the authentication password sent of the server, the delivery operation is authenticated,
Handled based on authentication result；
Second terminal equipment, at least possesses identical user's information, for receiving with the credit card
The password to be certified for the Credit Card Payments operation for user that server is sent；Based on described to be certified
Password generates certification request；The certification request is sent to first terminal equipment；
Server, for receive first terminal equipment send for delivery operation payment request；It is based on
It is described to pay request generation authentication password and password to be certified；Based on the user paid in request
Information determines the second terminal equipment associated with the user of the credit card, by the password to be certified
Send to the second terminal equipment, and send the authentication password to the first terminal equipment；
The embodiments of the invention provide information authentication method, server, terminal device and system, in credit card
When performing delivery operation, first terminal device-to-server side initiates to pay request, and receives server
The authentication password of feedback, the certification request sent based on authentication password to second terminal equipment is authenticated,
And subsequent treatment is carried out based on authentication result.It so, it is possible so that first terminal equipment is based on server
The authentication password sent completes authentication processing for the certification request of second terminal equipment automatically, so as to ensure
Automation mechanized operation for delivery operation reduces the manually operated or stand-by period of user, and is based on
The corresponding authentication password of delivery operation also ensures the security that credit card is paid.
Brief description of the drawings
Fig. 1 is information authentication method of embodiment of the present invention schematic flow sheet one；
Fig. 2 is information authentication method of embodiment of the present invention schematic flow sheet two；
Fig. 3 is information authentication method of embodiment of the present invention schematic flow sheet three；
Fig. 4 is that terminal device of the embodiment of the present invention constitutes structural representation one；
Fig. 5 is that terminal device of the embodiment of the present invention constitutes structural representation two；
Fig. 6 is server group of the embodiment of the present invention into structural representation；
Fig. 7 is that system of the embodiment of the present invention constitutes structural representation；
Fig. 8 is that system of the embodiment of the present invention constitutes schematic diagram of a scenario.
Embodiment
Below in conjunction with the accompanying drawings and specific embodiment the present invention is further described in more detail.
Embodiment one,
The embodiments of the invention provide a kind of information authentication method, applied to first terminal equipment, such as Fig. 1
It is shown, including：
Step 101：The delivery operation of credit card is detected, the delivery operation generation branch based on the credit card
Request is paid, transmission is described to pay request to server so that the server is based on described pay and asks generation
Authentication password；Wherein, described pay asks at least to include user's information of the credit card；
Step 102：Receive the authentication password that server is sent；
Step 103：The certification request that second terminal equipment is sent is detected, wherein, the second terminal is set
At least include in the standby terminal device for user's information association of the credit card, the certification request
Password to be certified；
Step 104：Sent based on the password to be certified and the server in the certification request
Authentication password, is authenticated to the delivery operation, is handled based on authentication result.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The delivery operation for detecting credit card, can be to detect user card punching by the swiping card equipment
Operation.Further, after the operation for detecting user card punching, the swiping card equipment of the credit card is except can be with
Get outside user's information of credit card, can also get the card number of credit card, the amount of credit card,
The information such as this spending amount of credit card, are not discussed here.
The generation pays request：The information generation got by delivery operation is paid into request,
It is sent to the server side that the corresponding bank of the credit card is set；
Its corresponding, the server can be got described according to the user's information paid in request
The Mobile Directory Number that user leaves when registering bank card, when close based on the payment request generation certification
While code, the password to be certified being ready for sending to the mobile phone of user can also be generated, certification is sent
Password sends password to be certified to mobile terminal to first terminal equipment.
Preferably, it is described to receive the authentication password that server is sent, including：Received based on the first communication link
The authentication password sent to server；Wherein, first communication connection can be wired network connection,
Or, can be wIFI communication connections.
It is described to detect the certification request that second terminal equipment is sent, including：Connect in the communication connection of detection second
The information received, the certification request that the second terminal equipment is sent is detected based on the second communication connection；Its
In, first communication function is different from second communication function.Second communication connection can be indigo plant
Tooth is communicated to connect.Specifically, detecting the certification request that second terminal equipment sends can be：When sending out
Go after payment request, open second and communicate to connect, be exactly Bluetooth communication connection；Then second is monitored in real time
The information received in communication connection.
Described pay of the transmission is asked to server, and methods described also includes：Open timer；
Accordingly, it is described detect the certification request that second terminal equipment is sent after, methods described also includes：
Get the timing duration of the timer；
Judge whether the timing duration is less than predetermined threshold value, if less than predetermined threshold value, recognizing described
Card request is authenticated processing；If not less than the predetermined threshold value, not to the certification request at
Reason.
Wherein, the predetermined threshold value can be 5 seconds, when recognizing of receiving that second terminal equipment sends
After card request, whether middle interval duration is judged more than 5 seconds, if exceeding can refuse to be located
Reason, further, can also resend payment request, so that server side can be again to server
Authentication password and password to be certified are generated, so as to ensure security.
It should be noted that be authenticated described in the present embodiment can be：Judge authentication password and treat
Whether authentication password is identical, if identical, it is determined that delivery operation certification passes through, otherwise, and delivery operation is recognized
Card does not pass through.
When certification by when, the first terminal equipment can perform payment processes, such as, can include
Fee deduction treatment is sent to server, to cause consumption of the server side to credit card to operate.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Embodiment two,
The embodiments of the invention provide a kind of information authentication method, applied to second terminal equipment, such as Fig. 2
It is shown, including：
Step 201：Receive the to be certified of the Credit Card Payments operation for user that server is sent
Password；Wherein, the second terminal equipment at least possesses identical user's information with the credit card；
Step 202：Based on the password generation certification request to be certified；
Step 203：The certification request is sent to first terminal equipment, to cause the first terminal to set
It is standby based on the password to be certified in the certification request and its receive server transmission certification it is close
Code, is authenticated to the delivery operation, is handled based on authentication result；Wherein, the first terminal
Equipment is the terminal device for the delivery operation for detecting the credit card.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The second terminal equipment can be user in the mobile terminal that server side is credit card binding.
The server can according to first terminal equipment payment request in user's information, get institute
The Mobile Directory Number that user leaves when registering bank card is stated, asks to generate certification when based on described pay
While password, the password to be certified being ready for sending to the mobile phone of user can also be generated, transmission is recognized
Password is demonstrate,proved to first terminal equipment, password to be certified is sent to mobile terminal.
Preferably, it is described to send the certification request to first terminal equipment, including：
The second communication connection is set up with the first terminal equipment；
The certification request is sent to the first terminal equipment based on the described second communication connection.Described
Two communication connections can be Bluetooth communication connection.Please specifically, detecting certification that second terminal equipment sends
Asking to be：After payment request is sent, open second and communicate to connect, be exactly Bluetooth communication connection；
Then the information received in the second communication connection is monitored in real time.
What deserves to be explained is, the credit card branch for user that server is sent is received in the present embodiment
The password to be certified of operation is paid, can be to be received based on the third communication, the third communication connection
It can be the same or different with the first communication connection in embodiment one, such as, third communication connection can
Think that mobile communication is connected, that is to say, that the side of password to be certified is received in the present embodiment step 201
Formula can be short message.
Further, received in the present embodiment after password to be certified, second terminal equipment can not show
Show the password to be certified, and the password generation certification request to be certified is only used only.In this way, can also
The security of authentication operation is enough further ensured that, because in second terminal equipment side, will not directly show
Show password to be certified, reduce the possibility of password leakage, also, similar prior art can also be avoided
In see password after, user is operated manually brought mistake in the POS side of cashier manually
The rate of mistake.
When certification by when, the first terminal equipment can perform payment processes, such as, can include
Fee deduction treatment is sent to server, to cause consumption of the server side to credit card to operate.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Embodiment three,
A kind of information authentication method is present embodiments provided, applied to server, as shown in figure 3, including：
Step 301：Receive first terminal equipment send for delivery operation payment request, wherein,
At least include user's information of credit card in the payment request of the credit card, the first terminal is set
Standby is the terminal device for the delivery operation for detecting credit card；
Step 302：Request generation authentication password and password to be certified are paid based on described；
Step 303：The use with the credit card is determined based on the user's information paid in request
The second terminal equipment that person is associated, the password to be certified is sent to the second terminal equipment, and
The authentication password is sent to the first terminal equipment so that the first terminal equipment is recognized based on described
The certification request for including the password to be certified that card password is sent to second terminal equipment is authenticated,
And delivery operation is handled based on authentication result.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The second terminal equipment can be user in the mobile terminal that server side is credit card binding.
The delivery operation for detecting credit card, can be to detect user card punching by the swiping card equipment
Operation.Further, after the operation for detecting user card punching, the swiping card equipment of the credit card is except can be with
Get outside user's information of credit card, can also get the card number of credit card, the amount of credit card,
The information such as this spending amount of credit card, are not discussed here.
The generation pays request：The information generation got by delivery operation is paid into request,
It is sent to the server side that the corresponding bank of the credit card is set；
Its corresponding, the server can be got described according to the user's information paid in request
The Mobile Directory Number that user leaves when registering bank card, when close based on the payment request generation certification
While code, the password to be certified being ready for sending to the mobile phone of user can also be generated, certification is sent
Password sends password to be certified to mobile terminal to first terminal equipment.
Request generation authentication password and password to be certified is paid based on described, wherein, two passwords can be with
It is identical, only it is sent respectively to different equipment.
In addition, sending password to be certified to the second terminal equipment with sending authentication password to first terminal
The sending method of equipment can be different, such as, and the mode for sending authentication password can be by the first communication
Connection, it can be third communication connection to send password to be certified.Wherein, first communication connection can be with
For wired network connection, or, can be WIFI communication connections.The third communication connection is with implementing
The first communication connection in example one can be the same or different, such as, and third communication connection can be shifting
Dynamic communication connection.
The server can according to first terminal equipment payment request in user's information, get institute
The Mobile Directory Number that user leaves when registering bank card is stated, asks to generate certification when based on described pay
While password, the password to be certified being ready for sending to the mobile phone of user can also be generated, transmission is recognized
Password is demonstrate,proved to first terminal equipment, password to be certified is sent to mobile terminal.
Further, the present embodiment can also include：When certification by after, can also preserve this branch
The payment request received in operation is paid, and preserves the authentication password in this delivery operation and waits to recognize
Demonstrate,prove password.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Example IV,
The embodiments of the invention provide a kind of terminal device, as shown in figure 4, including：
Detection unit 41, the delivery operation for detecting credit card, the delivery operation based on the credit card
Generation pays request, sends the payment request to server；Wherein, it is described to pay request at least including institute
State user's information of credit card；
First communication unit 42, for receiving the authentication password that server is sent；
Second communication unit 43, for detecting the certification request that second terminal equipment is sent, wherein, it is described
During second terminal equipment is terminal device with user's information association of the credit card, the certification request
At least include password to be certified；
Authentication unit 44, for based on the password to be certified and the server in the certification request
The authentication password sent, is authenticated to the delivery operation, is handled based on authentication result.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The delivery operation for detecting credit card, can be to detect user card punching by the swiping card equipment
Operation.Further, after the operation for detecting user card punching, the swiping card equipment of the credit card is except can be with
Get outside user's information of credit card, can also get the card number of credit card, the amount of credit card,
The information such as this spending amount of credit card, are not discussed here.
The generation pays request：The information generation got by delivery operation is paid into request,
It is sent to the server side that the corresponding bank of the credit card is set；
Its corresponding, the server can be got described according to the user's information paid in request
The Mobile Directory Number that user leaves when registering bank card, when close based on the payment request generation certification
While code, the password to be certified being ready for sending to the mobile phone of user can also be generated, certification is sent
Password sends password to be certified to mobile terminal to first terminal equipment.
Preferably, it is described to receive the authentication password that server is sent, including：Received based on the first communication link
The authentication password sent to server；Wherein, the first communication connection of first communication unit can be to have
The network connection of line, or, can be WIFI communication connections.
It is described to detect the certification request that second terminal equipment is sent, including：Connect in the communication connection of detection second
The information received, the certification request that the second terminal equipment is sent is detected based on the second communication connection；Its
In, first communication function is different from second communication function.Second communication unit, Ke Yiwei
Bluetooth communication is connected.Specifically, detecting the certification request that second terminal equipment sends can be：Work as transmission
Go out after payment request, open the second communication connection of second communication unit, be exactly that Bluetooth communication connects
Connect；Then the information received in the second communication connection is monitored in real time.
Described pay of the transmission is asked to server, the authentication unit, for sending the payment
After request to server, timer is opened；Accordingly, it is described detect that second terminal equipment sends recognize
After card request, the timing duration of the timer is got；Judge whether the timing duration is less than default
Threshold value, if less than predetermined threshold value, processing is authenticated to the certification request；If not less than described
Predetermined threshold value, then do not handled the certification request.
Wherein, the predetermined threshold value can be 5 seconds, when recognizing of receiving that second terminal equipment sends
After card request, whether middle interval duration is judged more than 5 seconds, if exceeding can refuse to be located
Reason, further, can also resend payment request, so that server side can be again to server
Authentication password and password to be certified are generated, so as to ensure security.
It should be noted that be authenticated described in the present embodiment can be：Processing unit, judges certification
Whether password and password to be certified are identical, if identical, it is determined that delivery operation certification passes through, otherwise,
Delivery operation certification does not pass through.
When certification by when, the first terminal equipment can perform payment processes, such as, can include
Fee deduction treatment is sent to server, to cause consumption of the server side to credit card to operate.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Embodiment five,
The embodiments of the invention provide a kind of terminal device, as shown in figure 5, including：
Third communication unit 51, for receiving the Credit Card Payments for user that server is sent
The password to be certified of operation；Wherein, the second terminal equipment at least possesses identical with the credit card
User's information；
Processing unit 52, for based on the password generation certification request to be certified；
Second communication unit 53, for sending the certification request to first terminal equipment.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The second terminal equipment can be user in the mobile terminal that server side is credit card binding.
The server can according to first terminal equipment payment request in user's information, get institute
The Mobile Directory Number that user leaves when registering bank card is stated, asks to generate certification when based on described pay
While password, the password to be certified being ready for sending to the mobile phone of user can also be generated, transmission is recognized
Password is demonstrate,proved to first terminal equipment, password to be certified is sent to mobile terminal.
Preferably, second communication unit, for setting up the second communication link with the first terminal equipment
Connect；The certification request is sent to the first terminal equipment based on the described second communication connection.Described
Two communication connections can be Bluetooth communication connection.Please specifically, detecting certification that second terminal equipment sends
Asking to be：After payment request is sent, open second and communicate to connect, be exactly Bluetooth communication connection；
Then the information received in the second communication connection is monitored in real time.
What deserves to be explained is, the credit card branch for user that server is sent is received in the present embodiment
The password to be certified of operation is paid, can be to be received based on the third communication, the third communication connection
It can be the same or different with the first communication connection in embodiment one, such as, third communication connection can
Think that mobile communication is connected, that is to say, that the mode for receiving password to be certified can be short message.
Further, received in the present embodiment after password to be certified, second terminal equipment can not show
Show the password to be certified, and the password generation certification request to be certified is only used only.In this way, can also
The security of authentication operation is enough further ensured that, because in second terminal equipment side, will not directly show
Show password to be certified, reduce the possibility of password leakage, also, similar prior art can also be avoided
In see password after, user is operated manually brought mistake in the POS side of cashier manually
The rate of mistake.
When certification by when, the first terminal equipment can perform payment processes, such as, can include
Fee deduction treatment is sent to server, to cause consumption of the server side to credit card to operate.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Embodiment six,
A kind of server is present embodiments provided, as shown in fig. 6, including：
Communication unit 61, for receive first terminal equipment send for delivery operation payment request,
Wherein, user's information of credit card, described first are at least included in the payment request of the credit card
Terminal device is the terminal device for the delivery operation for detecting credit card；Based on making in the payment request
User's information determines the second terminal equipment associated with the user of the credit card, will be described to be certified
Password is sent to the second terminal equipment, and sends the authentication password to the first terminal equipment；
Password generation unit 62, for paying request generation authentication password and to be certified close based on described
Code.
First terminal equipment described in the present embodiment can be the swiping card equipment for the credit card for being arranged on cashier.
The second terminal equipment can be user in the mobile terminal that server side is credit card binding.
The delivery operation for detecting credit card, can be to detect user card punching by the swiping card equipment
Operation.Further, after the operation for detecting user card punching, the swiping card equipment of the credit card is except can be with
Get outside user's information of credit card, can also get the card number of credit card, the amount of credit card,
The information such as this spending amount of credit card, are not discussed here.
The generation pays request：The information generation got by delivery operation is paid into request,
It is sent to the server side that the corresponding bank of the credit card is set；
Its corresponding, the server can be got described according to the user's information paid in request
The Mobile Directory Number that user leaves when registering bank card, when close based on the payment request generation certification
While code, the password to be certified being ready for sending to the mobile phone of user can also be generated, certification is sent
Password sends password to be certified to mobile terminal to first terminal equipment.
Request generation authentication password and password to be certified is paid based on described, wherein, two passwords can be with
It is identical, only it is sent respectively to different equipment.
In addition, sending password to be certified to the second terminal equipment with sending authentication password to first terminal
The sending method of equipment can be different, such as, and the mode for sending authentication password can be by the first communication
Connection, it can be third communication connection to send password to be certified.Wherein, first communication connection can be with
For wired network connection, or, can be WIFI communication connections.The third communication connection is with implementing
The first communication connection in example one can be the same or different, such as, and third communication connection can be shifting
Dynamic communication connection.
The server can according to first terminal equipment payment request in user's information, get institute
The Mobile Directory Number that user leaves when registering bank card is stated, asks to generate certification when based on described pay
While password, the password to be certified being ready for sending to the mobile phone of user can also be generated, transmission is recognized
Password is demonstrate,proved to first terminal equipment, password to be certified is sent to mobile terminal.
Further, the server also includes：Information holding unit 63, for preserving this payment
The payment request received in operation, and preserve the authentication password in this delivery operation and to be certified
Password.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
Embodiment seven,
The embodiments of the invention provide a kind of authentification of message system, as shown in fig. 7, comprises：
First terminal equipment 71, the delivery operation for detecting credit card, the payment based on the credit card
Operation generation pays request, and transmission is described to pay request to server；Wherein, described pay asks at least to wrap
Include user's information of the credit card；Receive the authentication password that server is sent；Detect second terminal
The certification request that equipment is sent, wherein, the second terminal equipment is user's information with the credit card
At least include password to be certified in the terminal device of association, the certification request；Based on the certification request
In the authentication password sent of the password to be certified and the server, the delivery operation is recognized
Card, is handled based on authentication result；
Second terminal equipment 72, at least possesses identical user's information, for connecing with the credit card
Receive the password to be certified for the Credit Card Payments operation for user that server is sent；Treated based on described
Authentication password generates certification request；The certification request is sent to first terminal equipment；
Server 73, for receive first terminal equipment send for delivery operation payment request；
Request generation authentication password and password to be certified are paid based on described；Based on making in the payment request
User's information determines the second terminal equipment associated with the user of the credit card, will be described to be certified
Password is sent to the second terminal equipment, and sends the authentication password to the first terminal equipment.
With reference to Fig. 8, the payment scene based on credit card is illustrated, wherein, include in scene
The POS 81 of cashier, i.e. first terminal equipment, the server 82 of credit card company, and use
The mobile phone 83 of the user of credit card, i.e. second terminal equipment, it is specific as follows：
Credit card is brushed in cashier, and credit card company server receives payment request, can send short messages one
Disposable temporary password is to mobile phone；The temporary password is dealt into the certification software module of cashier simultaneously, received
Silver-colored platform can listen to certification of the bluetooth channel waiting from neighbouring mobile phone simultaneously；One respective application of mobile phone is received
The password is sent with blueteeth network after to short message temporary password；The certification that cashier is received near each is close
Code can all be compared with the password for the credit card company's hair being currently received.Once there is corresponding password in 5 seconds
Just pass through current transaction.Retain corresponding communication record simultaneously to be used to compare confirmation in the future.
It can be seen that, by using such scheme, it becomes possible to when credit card performs delivery operation, first terminal
Device-to-server side initiates to pay request, and receives the authentication password of server feedback, based on certification
The certification request that password is sent to second terminal equipment is authenticated, and is carried out subsequently based on authentication result
Processing.It so, it is possible so that the authentication password sent based on server of first terminal equipment is automatically for the
The certification request of two terminal devices completes authentication processing, so as to ensure that the automation behaviour for delivery operation
Make, and the security that credit card is paid is also ensured based on the corresponding authentication password of delivery operation.
If integrated module described in the embodiment of the present invention realized using in the form of software function module and as
Independent production marketing in use, can also be stored in a computer read/write memory medium.Base
Understand in such, the technical scheme of the embodiment of the present invention substantially contributes to prior art in other words
Part can be embodied in the form of software product, the computer software product is stored in a storage
In medium, including some instructions to cause a computer equipment (can be personal computer, base station,
Or the network equipment etc.) perform all or part of each embodiment methods described of the invention.And it is foregoing
Storage medium includes：USB flash disk, mobile hard disk, read-only storage (ROM, Read-Only Memory),
Random access memory (RAM, Random Access Memory), magnetic disc or CD etc. are various
Can be with the medium of store program codes.So, the embodiment of the present invention be not restricted to any specific hardware and
Software is combined.
The foregoing is only a preferred embodiment of the present invention, is not intended to limit the protection model of the present invention
Enclose.
Claims (14)
1. a kind of information authentication method, applied to first terminal equipment, it is characterised in that methods described includes：
The delivery operation of credit card is detected, the delivery operation generation based on the credit card pays request, hair
Described pay is sent to ask to server so that the server is based on described pay and asks generation authentication password；
Wherein, described pay asks at least to include user's information of the credit card；
Receive the authentication password that server is sent；
Detect the certification request that second terminal equipment is sent, wherein, the second terminal equipment be with it is described
At least include password to be certified in the terminal device of user's information association of credit card, the certification request；
The authentication password sent based on the password to be certified and the server in the certification request,
The delivery operation is authenticated, handled based on authentication result.
2. according to the method described in claim 1, it is characterised in that it is described receive that server sends recognize
Password is demonstrate,proved, including：The authentication password that server is sent is received based on the first communication connection；
It is described to detect the certification request that second terminal equipment is sent, including：Connect in the communication connection of detection second
The information received, the certification request that the second terminal equipment is sent is detected based on the second communication connection；
Wherein, first communication connection is different from the described second communication connection.
3. according to the method described in claim 1, it is characterised in that described to send the payment request to clothes
It is engaged in after device, methods described also includes：
Open timer；
Accordingly, it is described detect the certification request that second terminal equipment is sent after, methods described also includes：
Get the timing duration of the timer；
Judge whether the timing duration is less than predetermined threshold value, if less than predetermined threshold value, recognizing described
Card request is authenticated processing；If not less than the predetermined threshold value, not to the certification request at
Reason.
4. a kind of information authentication method, applied to second terminal equipment, it is characterised in that methods described includes：
Receive the password to be certified for the Credit Card Payments operation for user that server is sent；Its
In, the second terminal equipment at least possesses identical user's information with the credit card；
Based on the password generation certification request to be certified；
The certification request is sent to first terminal equipment, to cause the first terminal equipment is based on described
The password to be certified in certification request and its receive the authentication password of server transmission, to the branch
Pay operation to be authenticated, handled based on authentication result；Wherein, the first terminal equipment is detection
To the terminal device of the delivery operation of the credit card.
5. method according to claim 4, it is characterised in that the transmission certification request
To first terminal equipment, including：
The second communication connection is set up with the first terminal equipment；
The certification request is sent to the first terminal equipment based on the described second communication connection.
6. a kind of information authentication method, applied to server, it is characterised in that methods described includes：
Receive first terminal equipment send for delivery operation payment request, wherein, the credit card
Payment request at least include user's information of credit card, the first terminal equipment is detects
The terminal device of the delivery operation of credit card；
Request generation authentication password and password to be certified are paid based on described；
Determined based on the user's information paid in request associated with the user of the credit card
Second terminal equipment, the password to be certified is sent to the second terminal equipment, and send described
Authentication password is to the first terminal equipment so that the first terminal equipment is based on the authentication password pair
The certification request for including the password to be certified of second terminal equipment transmission is authenticated, and is based on recognizing
Card result is handled delivery operation.
7. method according to claim 6, it is characterised in that methods described also includes：
The payment request received in this delivery operation is preserved, and preserves recognizing in this delivery operation
Demonstrate,prove password and password to be certified.
8. a kind of terminal device, it is characterised in that including：
Detection unit, the delivery operation for detecting credit card, the delivery operation life based on the credit card
Into request is paid, send described pay and ask to server；Wherein, it is described to pay request at least including described
User's information of credit card；
First communication unit, for receiving the authentication password that server is sent；
Second communication unit, for detecting the certification request that second terminal equipment is sent, wherein, described
Two terminal devices be in terminal device with user's information association of the credit card, the certification request extremely
Include password to be certified less；
Authentication unit, for based on the password to be certified in the certification request and server hair
The authentication password come, is authenticated to the delivery operation, is handled based on authentication result.
9. terminal device according to claim 8, it is characterised in that the authentication unit, for sending out
Send described pay to ask to server, open timer；Accordingly, the second terminal that detects is set
After the certification request that preparation is come, the timing duration of the timer is got；Judging the timing duration is
It is no to be less than predetermined threshold value, if less than predetermined threshold value, processing is authenticated to the certification request；If
Not less than the predetermined threshold value, then the certification request is not handled.
10. a kind of terminal device, it is characterised in that including：
Third communication unit, is operated for receiving the Credit Card Payments for user that server is sent
Password to be certified；Wherein, the second terminal equipment at least possesses identical with the credit card and used
Person's information；
Processing unit, for based on the password generation certification request to be certified；
Second communication unit, for sending the certification request to first terminal equipment.
11. terminal device according to claim 10, it is characterised in that second communication unit
Member, for setting up the second communication connection with the first terminal equipment；Based on the second communication link sending and receiving
The certification request is sent to the first terminal equipment.
12. a kind of server, it is characterised in that including：
Communication unit, for receive first terminal equipment send for delivery operation payment request, its
In, user's information of credit card is at least included in the payment request of the credit card, described first eventually
End equipment is the terminal device for the delivery operation for detecting credit card；Based on the use paid in request
Person's information determines the second terminal equipment associated with the user of the credit card, will be described to be certified close
Code is sent to the second terminal equipment, and sends the authentication password to the first terminal equipment；
Password generation unit, for paying request generation authentication password and password to be certified based on described.
13. server according to claim 12, it is characterised in that the server also includes：
Information holding unit, the payment request received for preserving in this delivery operation, and preserve
Authentication password and password to be certified in this delivery operation.
14. a kind of authentification of message system, it is characterised in that including：
First terminal equipment, the delivery operation for detecting credit card, the payment behaviour based on the credit card
Make generation and pay request, transmission is described to pay request to server；Wherein, described pay asks at least to include
User's information of the credit card；Receive the authentication password that server is sent；Second terminal is detected to set
The certification request that preparation is come, wherein, the second terminal equipment is user's information pass with the credit card
At least include password to be certified in the terminal device of connection, the certification request；Based in the certification request
The password to be certified and the authentication password sent of the server, the delivery operation is authenticated,
Handled based on authentication result；
Second terminal equipment, at least possesses identical user's information, for receiving with the credit card
The password to be certified for the Credit Card Payments operation for user that server is sent；Based on described to be certified
Password generates certification request；The certification request is sent to first terminal equipment；
Server, for receive first terminal equipment send for delivery operation payment request；It is based on
It is described to pay request generation authentication password and password to be certified；Based on the user paid in request
Information determines the second terminal equipment associated with the user of the credit card, by the password to be certified
Send to the second terminal equipment, and send the authentication password to the first terminal equipment.
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