CN106934684A - Declaration form generates system and method - Google Patents
Declaration form generates system and method Download PDFInfo
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- CN106934684A CN106934684A CN201710050991.8A CN201710050991A CN106934684A CN 106934684 A CN106934684 A CN 106934684A CN 201710050991 A CN201710050991 A CN 201710050991A CN 106934684 A CN106934684 A CN 106934684A
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- data
- declaration form
- monitoring
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
Abstract
A declaration form of the invention generates system, and for the insurance of auto parts and components, including a monitoring unit, the monitoring unit is located at monitored parts, for monitoring the real-time loss of the parts；One data statistics unit, the data statistics unit includes a data inputs and a contrast data module, the dataware is for receiving the Monitoring Data of the monitoring unit, the Monitoring Data is analyzed and generates declaration form by the correction data module with the initial data being stored in the correction data module, and the method for being related to the system production declaration form simultaneously.
Description
Technical field
The present invention relates to declaration form generation system and method, more particularly to a declaration form generation system on automobile, it is obtained
With the use habit according to driver, the generation of intelligent optimization ground meets the declaration form option of self-demand.
Background technology
Automobile is widely used in daily life as the vehicles of modernization, and automobile causes people's
Trip life is more convenient, and to meet allegro life style, automobile plays indispensable role in the life of people.
With the popularization of automobile, the species of the insurance of automobile also by variation, to meet automobile demand for insurance in use.It is many
The kind of insurance of sample causes that people are felt more relieved using automobile, because unavoidably there is traffic thing during automobile use
Therefore or auto parts and components the maintenance problem such as loss, and insurance can reduce automobile application risk.With the swift and violent hair of automobile industry
Exhibition, diversified car insurance will also serve market, meet people and select different insurance types according to the demand of oneself.
Car insurance species on the market, generally comprises pressure danger and optional danger, wherein optional danger is further at present
Including vehicle loss danger, the 3rd liability insurance, driver passenger's personal accidental death and injury insurance, natural loss danger, disregard free contributing danger, glass
The various insurance types such as danger, full car robber danger, vehicle body cut danger.But not to the parts of automobile in the insurance of this class
Insurance, such as tire, other parts such as brake, engine, speed changer, brake block are single as the kind of insurance.As
For driver, especially new hand, due to the driving habit or severe driving road conditions of mistake under, automobile is non-in use
Often easily cause the loss of auto parts and components.Different people is due to the difference of driving habit, or drives the difference of road conditions, can be to not
Same auto parts and components cause loss.Although the parts of automobile have certain quality guarantee time, automaker is in actual inspection
During survey, it is difficult to prolonged guarantee is provided to the parts of easy loss, so this needs to undertake height for human pilot
High maintenance risk, improves cost of use.
The content of the invention
A purpose of the invention is to provide a kind of declaration form generation system and method, and its parts for being able to monitor automobile exists
The loss situation of the different driving habit of driver and road conditions, by the contrast with initial data, automatically generates declaration form.
Another object of the present invention is to provide a kind of declaration form generation system and method, the declaration form generation system includes one
Monitoring unit, the monitoring unit is able to monitor respectively the different parts on automobile, and the data obtained by monitoring are counted with one respectively
The initial data in unit is contrasted according to statistics, then automatically generates the declaration form of rationalization.
Another object of the present invention is to provide a kind of declaration form generation system and method, the declaration form generation system includes one
Adjustment unit, the insured or insurance company can voluntarily adjust the option content of declaration form according to the actual requirements, strengthen practicality.
Another object of the present invention is to provide a kind of declaration form generation system and method, the monitoring unit includes one group of prison
Part and a data acquisition part are surveyed, located at monitored parts, the data acquisition part is used to gather institute each monitoring part
The Monitoring Data of monitoring part is stated, the data acquisition part Electricity Federation is in the data inputs.
Another object of the present invention is to provide a kind of declaration form generation system and method, the data statistics unit includes one
Data inputs and a contrast data module, the dataware are described for receiving the Monitoring Data of the monitoring unit
The Monitoring Data is analyzed and generates declaration form by correction data module with the initial data.
Another object of the present invention is to provide a kind of declaration form generation system and method, the correction data module includes one
Mantenance data module and one use data module, the mantenance data module is the personal maintenance record of user, described to make
With the maintenance record that data module is 4S shops or each parts of maintenance store, the mantenance data module and the use number
According to the data of both modules as initial data, for being analyzed with the Monitoring Data.
Another object of the present invention is to provide a kind of declaration form generation system and method, the regulating part includes that one first adjusts
Section part and one second regulating part, the insured adjust the declaration form option content of the parts by first regulating part；Institute
The declaration form option content that insurance company adjusts the parts by second regulating part is stated, insured person or insurance company are able to
The suitable declaration form of oneself is chosen in regulation respectively.
To realize object above, a declaration form generates system, for the insurance of auto parts and components, including a monitoring unit,
The monitoring unit is located at monitored parts, for monitoring the real-time loss of the parts；One data statistics unit,
The data statistics unit includes a data inputs and a contrast data module, and the dataware is for the reception prison
The Monitoring Data of unit is surveyed, the correction data module is by the Monitoring Data and be stored in the correction data module
Initial data analyzes and generates declaration form.
In a preferred embodiment, wherein declaration form generation system includes an adjustment unit, the insured or insurance are public
Take charge of the option content that the declaration form is adjusted by the adjustment unit.
In a preferred embodiment, wherein the monitoring unit includes one group of monitoring part and a data acquisition part, respectively
The monitoring part is located at monitored parts, and the data acquisition part is used to gather the Monitoring Data of the monitoring part, described
Data acquisition part Electricity Federation is in the data inputs.
In a preferred embodiment, wherein the correction data module uses number including a maintenance data module and one
According to module, the mantenance data module is used to be input into the mantenance data of the parts, and the use data module is for defeated
Enter the production rating data of the parts, the mantenance data and the production rating data are used as initial data.
In a preferred embodiment, wherein the adjustment unit includes that one first adjustment unit and one second regulation are single
Unit, the insured adjusts the declaration form by first regulating part；The related admissibility staff of the insurance company is by described the
Two regulating parts adjust declaration form.
In a preferred embodiment, wherein adjustment unit includes a display part, and the display part is used to show generation
The information of declaration form.
The method that one declaration form generation system generates declaration form, including：
A, the loss that each parts on automobile are monitored by a monitoring unit；
B, by a data statistics unit, Monitoring Data is made with the mantenance data and production rating data of parts respectively
Contrast, generates the declaration form；
C, the option content that declaration form is adjusted by an adjustment unit.
In a preferred embodiment, wherein the step a further includes a step：A.1, one group of monitoring part is located at
The monitored parts, the Monitoring Data that a data acquisition part feeds back for monitoring part described in collection analysis.
In a preferred embodiment, wherein the step b further includes a step：B.1, by data inputs electricity
The data acquisition part is coupled to, the Monitoring Data and initial data are done comparative analysis by the data inputs, and generate guarantor
It is single.
In a preferred embodiment, wherein the step b.1 in the data statistics unit further include a pair
Than data module, the correction data module uses data module, the Monitoring Data including a maintenance data module and one
Analyzed with the mantenance data and production rating data, for the applicable declaration form of generation.
In a preferred embodiment, the adjustment unit in the step c includes a regulating part and a display part,
The regulating part for adjusting the option content of the declaration form, the display part for display generation the declaration form.
In a preferred embodiment, the regulating part includes one first regulating part and one second regulating part, the insured
The declaration form is adjusted by first regulating part, the related admissibility staff of the insurance company is adjusted by second regulating part
Section declaration form.
Brief description of the drawings
Fig. 1 and Fig. 2 are schematic block diagrams according to a preferred embodiment of the present invention.
Fig. 3 is the flow chart of declaration form generation middle according to a preferred embodiment of the present invention.
Fig. 4 is declaration form generation interface schematic diagram according to a preferred embodiment of the present invention.
Specific embodiment
Hereinafter describe for disclosing the present invention so that those skilled in the art can realize the present invention.It is excellent in below describing
Embodiment is selected to be only used as citing, it may occur to persons skilled in the art that other obvious modifications.Define in the following description
General principle of the invention can apply to other embodiments, deformation program, improvement project, equivalent and without the back of the body
From the other technologies scheme of the spirit and scope of the present invention.
As illustrated, declaration form generation system 1 is able to the loss according to each parts of monitoring automobile and automatically generates symbol
The declaration form of insurer or insurance company is closed, the declaration form generation system 1 is by monitoring custom or vapour of the driver in driving
The road conditions of car traveling, monitor the loss situation of each parts, data and the initial data of monitoring be analyzed after from
Dynamic generation declaration form.Wherein the insured or company of insuring are able to the demand according to oneself respectively, adjust the choosing of insuring of the parts
Item content.In other words, for the insured, for new hand driver, some wrong driving habits will be damaged seriously
The bad parts, so the insured wishes correspondingly to select declaration form content according to the actual conditions of oneself, and it is easy to some
The declaration form amount of money of the parts for damaging is improved, and reduces the use cost of oneself.And for insurance company, by monitoring
Data can be correspondingly improved or reduce insured amount, reduce insurance risk, increase benefit.
The declaration form generation system 1 includes a monitoring unit 10, a data statistics unit 20 and an adjustment unit 30, drives
During driving, the monitoring unit 10 is able to monitor each described parts on automobile, such as the wheel of automobile the person of sailing
The parts such as tire, brake, engine, speed changer, brake block, and Monitoring Data is fed back in the data statistics unit 20.
It is selective that wherein described monitoring unit 10 monitors the parts, and user can be zero according to needed for the selection monitoring of oneself demand
The loss situation of part, and then select corresponding declaration form.The insured or insurance company are able to pass through institute according to actual conditions respectively
The species or insured amount for stating the insured option of 30 pairs of declaration forms of adjustment unit are changed accordingly, to meet actual need
Ask.
The monitoring unit 10 includes one group of data acquisition part 12 of monitoring part 11 and, and each monitoring part 11 sets respectively
In monitored each auto parts and components, the monitoring part 11 is able to the loss situation of each parts of real-time monitoring, and will prison
Data transfer to the data acquisition part 12 is surveyed, the data acquisition part 12 is used to carry out data summarization analysis.Driver is opening
During electrical automobile, each monitoring part 11 is able to the working condition in monitoring, when automobile is in the working condition of traveling, each institute
State monitoring part 11 and be able to the loss situation of the parts that real time record is monitored, and Monitoring Data is real-time transmitted to the data
Collection part 12, the integration for data is compared.It is each it is described monitoring part 11 be able to be located at tire respectively, brake, engine,
The parts of the daily well damage such as speed changer, brake block, for monitoring the option of insuring required for the declaration form.
The data statistics unit 20 includes a data inputs 21 and a contrast data module 22, the monitoring unit
The Monitoring Data of each described parts that 10 monitorings are obtained is transferred to the data inputs 21.The data inputs 21 connect
The Monitoring Data for receiving, and carry out Data Comparison with the initial data in the correction data module 22.Wherein described data
Contrast can be understood as monitoring 11 pairs of Monitoring Datas of part and the original number being stored in the correction data module 22
According to being analyzed.Wherein described initial data is the maintenance number of each described parts that other maintenace points such as 4S shops are obtained
According to or each parts production loss parameter enter.The Monitoring Data and the contrast of initial data, reflect each parts
Loss situation, and then determine the insured amount of the insured parts.The insured or insurance company are able to according to each described
The difference of the extent of deterioration of parts, the setting of insuring for being matched so that benefit.The correction data module 22
Data module 222 is used including a maintenance data module 221 and, user is by the maintenance of 4S shops or other auto repair websites
Data are all summarized in the mantenance data module 221, and the mantenance data module 221 is able to by the data of input integrate divide
Analysis, and the repair and replacement frequency of each parts in different types of vehicle is counted, for raw data base as a comparison.
The use data module 222 is able to store the production loss parameter of each parts, and the production loss parameter can be managed
Solve as the specified setting of each parts is lost parameter.By the mantenance data module 221 and the use data mould
Block 222 both as initial data, after Analysis on monitoring data contrast, can reflect exactly driver driving habit or
The traveling road conditions of automobile, the driver during driving, by the road conditions that oneself operating habit or automobile are exercised
Cause the loss to each parts.And insurer or insurance company refer to these Monitoring Datas, it is able to formulation and meets oneself
The declaration form of demand, strives for that number one is maximized.
Wherein described adjustment unit 30 includes a regulating part 31 and a display part 32, and the insured or insurer officer are logical
The option content that the regulating part 31 adjusts the declaration form is crossed, wherein the option content includes the amount of money, the insured items of declaration form
Deng declaration form parameter.The display part 32 is able to show the policy information for having generated, and is easy to user to be directly viewable.The regulating part
31 include one first regulating part 311 and one second regulating part 312, and the insured is able to be used for by first regulating part 311
Adjust the option content of the declaration form；The related declaration form setting personnel of the insurance company are able to by second regulating part
312 option contents for being used to adjust the declaration form.
Driver after declaration form generation system 1 is assembled, when driver starts the vehicle, each monitoring part 11 pairs
The parts of the automobile are in monitoring state.When automobile starting, the monitoring part 11 respectively to brake, engine, from
The automobiles such as clutch are in related components during starting state, and the loss state of each parts is monitored respectively；When the car
During road traveling, it is related zero that the monitoring part 11 is able to monitoring tire, brake block, speed changer and circuit system etc.
The monitoring of part.
It is noted that the monitoring part 11 is not limited by the use of parts, it is able to according to user's request to required
The parts to be monitored install the monitoring part 11, and the real-time loss data of the parts are monitored for obtaining.Each institute
State monitoring part 11 and monitor the data that obtain and all feed back in the data acquisition part 12, the data acquisition part 12 is able to carry out data
Integration classification, and be finally transferred to the data inputs 21, the data statistics unit 20 is able to the Monitoring Data
It is analyzed, and declaration form is automatically generated according to the frequency of the loss of the parts.The data acquisition part 12 is according to adopting
The Monitoring Data for collecting is able to analyze the driving habit of driver, such as one frequency of the loss of parts is more than this zero
The loss frequency of the production standard of part, illustrates that the driver can cause the loss of the parts due to some wrong driving habits
Improve, increase the use cost of automobile.On the other hand, the data statistics unit 20 also can be according to analyze data, to driving car
Traveling road conditions make contrast, user can reasonably select track according to analyze data, and one ensures the good of automobile
Use habit.According to the analyze data of the data statistics unit 20, driver can also improve oneself maintenance to automobile, note
Anticipate the bad driving habit of oneself.
The insured or insurance company are able to check that the declaration form generates the declaration form that system 1 is generated by the display part 32
Content options, show the relevant informations such as the insured amount and the proportion of goods damageds of each parts, for declaration form adjustment reference according to
According to.
The method that the declaration form generation system 1 generates the declaration form：100th, it is located at by a monitoring unit 10 and is used for prison
Each auto parts and components surveyed, for monitoring the loss of the parts；200th, by a data statistics unit 20, by the prison
Survey data to be compared with the ordinary maintenance data of parts and the nominal loss data of production, generate the declaration form；300th, pass through
One adjustment unit 30 adjusts the option content of declaration form.
Wherein, the step 100 further includes a step：101st, by one group of monitoring part 11 located at monitored described zero
Part, the Monitoring Data that a data acquisition part 12 feeds back for monitoring part 11 described in collection analysis.
Wherein, the step 200 further includes a step：201st, the Electricity Federation of a data inputs 21 is adopted in the data
Collection part 12, the data inputs 21 generate declaration form for the Monitoring Data and initial data are done into comparative analysis.Institute
State the data statistics unit 20 in step 201 and further include a contrast data module 22, the correction data module 22
Data module 222 is used including a maintenance data module 221 and, the Monitoring Data and the mantenance data and use number
According to analysis of making comparisons, for the applicable declaration form of generation.
Wherein, the adjustment unit 30 in the step 300 includes a regulating part 31 and a display part 32, the tune
Part is saved for adjusting the option content of the declaration form, the declaration form that the display part 32 is generated for display.The tune
Section part 31 includes one first regulating part 311 and one second regulating part 312, and the insured is adjusted by first regulating part 311
The declaration form；The related admissibility staff of the insurance company adjusts declaration form by second regulating part 312.
It should be understood by those skilled in the art that the embodiments of the invention shown in foregoing description and accompanying drawing are only used as citing
And it is not intended to limit the present invention.The purpose of the present invention completely and is effectively realized.Function of the invention and structural principle exist
Show in embodiment and illustrate, under without departing from the principle, embodiments of the present invention can have any deformation or modification.
Claims (12)
1. a declaration form generates system, for the insurance of auto parts and components, it is characterised in that including：
One monitoring unit, the monitoring unit is located at monitored parts, for monitoring the real-time loss of the parts；
One data statistics unit, the data statistics unit includes a data inputs and a contrast data module, the number
According to part for receiving the Monitoring Data of the monitoring unit, the correction data module by the Monitoring Data be stored in institute
The initial data in correction data module is stated to analyze and generate declaration form.
2. declaration form as claimed in claim 1 generates system, wherein declaration form generation system includes an adjustment unit, the insured
Or insurance company adjusts the option content of the declaration form by the adjustment unit.
3. declaration form as claimed in claim 2 generates system, wherein the monitoring unit includes one group of monitoring part and a data
Collection part, located at monitored parts, the data acquisition part is used to gather the monitoring of the monitoring part to each monitoring part
Data, the data acquisition part Electricity Federation is in the data inputs.
4. declaration form as claimed in claim 3 generation system, wherein the correction data module include a maintenance data module with
And one use data module, the mantenance data module is used to be input into the mantenance data of the parts, the use data mould
For being input into the production rating data of the parts, the mantenance data and the production rating data are used as original block
Data.
5. declaration form as claimed in claim 4 generates system, wherein the adjustment unit includes one first adjustment unit and one
Second adjustment unit, the insured adjusts the declaration form by first regulating part；The related admissibility staff of the insurance company
Declaration form is adjusted by second regulating part.
6. declaration form as claimed in claim 5 generates system, and wherein adjustment unit includes a display part, and the display part is used to show
Show the information of the declaration form of generation.
7. the method that declaration form generation system generates declaration form, it is characterised in that including：
A, the loss that each parts on automobile are monitored by a monitoring unit；
B, by a data statistics unit, Monitoring Data is opposed with the mantenance data and production rating data of parts respectively
Than generating the declaration form；
C, the option content that declaration form is adjusted by an adjustment unit.
8. declaration form as claimed in claim 7 generates system generation method, wherein the step a further includes a step：
A.1, by one group of monitoring part located at the monitored parts, a data acquisition part is anti-for monitoring part described in collection analysis
The Monitoring Data of feedback.
9. the method that declaration form generation system as claimed in claim 8 generates declaration form, wherein the step b further includes a step
Suddenly：B.1, by a data inputs Electricity Federation in the data acquisition part, the data inputs by the Monitoring Data with it is original
Data do comparative analysis, and generate declaration form.
10. the method that declaration form as claimed in claim 8 generation system generates declaration form, wherein the step b.1 in the number
Unit further includes a contrast data module according to statistics, and the correction data module makes including a maintenance data module and one
With data module, the Monitoring Data analyzes with the mantenance data and production rating data, applicable for generation
Declaration form.
The method that 11. declaration form generation systems as claimed in claim 7 generate declaration form, the adjustment unit in the step c
Including a regulating part and a display part, the regulating part for adjusting the option content of the declaration form, the display part with
The declaration form for showing generation.
The method that 12. declaration form generation systems as claimed in claim 7 generate declaration form, the regulating part includes one first regulating part
And one second regulating part, the insured adjusts the declaration form by first regulating part, and the correlation of the insurance company accepts
Personnel adjust declaration form by second regulating part.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710050991.8A CN106934684A (en) | 2017-01-23 | 2017-01-23 | Declaration form generates system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710050991.8A CN106934684A (en) | 2017-01-23 | 2017-01-23 | Declaration form generates system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106934684A true CN106934684A (en) | 2017-07-07 |
Family
ID=59422885
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710050991.8A Pending CN106934684A (en) | 2017-01-23 | 2017-01-23 | Declaration form generates system and method |
Country Status (1)
| Country | Link |
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| CN (1) | CN106934684A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108846765A (en) * | 2018-06-19 | 2018-11-20 | 上海博泰悦臻电子设备制造有限公司 | Vehicle maintenance insurance fee payment method and system based on vehicle driving big data |
| CN108874961A (en) * | 2018-06-05 | 2018-11-23 | 北京智行者科技有限公司 | Method for processing report data |
| CN108921975A (en) * | 2018-07-05 | 2018-11-30 | 北京智行者科技有限公司 | Logistic car running data classification processing method |
| CN109377392A (en) * | 2018-09-29 | 2019-02-22 | 北京优全智汇信息技术有限公司 | A kind of monitoring and managing method and device |
| CN110871757A (en) * | 2018-08-31 | 2020-03-10 | 比亚迪股份有限公司 | Vehicle-mounted data processing method and device and vehicle |
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Application publication date: 20170707 |