CN106934594A - Business handling method and system on a kind of line - Google Patents

Business handling method and system on a kind of line Download PDF

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Publication number
CN106934594A
CN106934594A CN201710098457.4A CN201710098457A CN106934594A CN 106934594 A CN106934594 A CN 106934594A CN 201710098457 A CN201710098457 A CN 201710098457A CN 106934594 A CN106934594 A CN 106934594A
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China
Prior art keywords
business
client
line
handling
information
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Pending
Application number
CN201710098457.4A
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Chinese (zh)
Inventor
罗宇辉
杨汝巍
唐辰
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Jin Zheng Science And Technology Co Ltd Of Shenzhen
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Jin Zheng Science And Technology Co Ltd Of Shenzhen
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Priority to CN201710098457.4A priority Critical patent/CN106934594A/en
Publication of CN106934594A publication Critical patent/CN106934594A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/14Session management

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Strategic Management (AREA)
  • Human Resources & Organizations (AREA)
  • Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

The invention belongs to the Internet, applications field, there is provided business handling method and system on a kind of line, to improve business handling efficiency, reduce and link up cost and form good interaction.Methods described includes:Customer side sends business packet to trigger handling for business on client's initial to client;The situation of business on line is handled to contact staff displaying client in when the handling of business on client's initial, customer side;Contact staff is in the way of business is accompanied by customer side and customer interaction information.The technical scheme one side contact staff that the present invention is provided encounters problem when speculating or finding client's transacting business, can be with pro-active intervention, so as to improve business handling efficiency;On the other hand, contact staff is in the way of business is accompanied by customer side and customer interaction information, without by cross-platform acquisition help information, so as to reduce the time cost of communication and with client form good interaction, the efficiency of business handling objectively can be also provided.

Description

Business handling method and system on a kind of line
Technical field
The invention belongs to business handling method and system on the Internet, applications field, more particularly to a kind of line.
Background technology
Handling for the finance class business such as security, fund, bank and insurance under traditional mode needs customer to face cabinet, faces cabinet Benefit is that can have corresponding staff to instruct when business handling, while doing examination, improves disposable The success rate of business handling, but such mode can also expend the travel time of user, and financial institution's needs are substantial amounts of Xian Xia business office and substantial amounts of employee.
With the development of internet (Internet) tide, financial institution has begun to dispose online customer service system, by original The service that first call center undertakes is transferred on line, however, these services are largely similar to after-sale service, financial institution is also It is to need the mode under substantial amounts of marketing personnel and throwing Gu personnel's line to found business.For example, when client is flat in the net Room, store etc. Need to jump to other intercourse platforms when platform encounters problems and inquired, during inquiry, user needs to carry out detailed asking Topic description, contact staff carries out answer according to the description of client.For abnormal problem, need to be guided by other channels.
The pattern of business handling on above-mentioned line, its defect be it will be apparent that specific manifestation in the following areas:
1) inefficiency, because client needs cross-platform acquisition to service, causes current business to be interrupted, and is in particular in and works as Client, if initiating counsel requests to contact staff, can jump to brand-new platform and be linked up in transacting business, purchase commodity;
2) high cost is linked up, is in particular in that client needs the problem that will be run into be described in detail, contact staff needs Problem place is determined by the description of client, there is provided solution, this process linked up can expend many times, increase Plus link up cost;
3) good interaction can not be formed, if for example, client does not ask for help actively during business handling, customer service Personnel can only check after the completion of business handling and handle result, if business handling fails, contact staff can only be by other canals Further follow up in road.
The content of the invention
It is an object of the invention to provide business handling method and system on a kind of line, to improve business handling efficiency, drop Low communication cost simultaneously forms good interaction.
First aspect present invention provides a kind of business handling method on line, and methods described includes:
Customer side sends business packet to trigger handling for business on client's initial to client;
When the handling of business on client's initial, the customer side shows that the client handles institute to contact staff State the situation of business on line;
The contact staff is in the way of business is accompanied by the customer side and the customer interaction information.
Second aspect present invention provides business handling system on a kind of line, and the system includes customer side and client, institute Stating customer side includes the first sending module, display module, the first interactive module, and the client includes the second interactive module;
First sending module, for sending business packet to trigger handling for business on client's initial to client;
The display module, for when the handling of business on client's initial, the visitor is shown to contact staff Handle the situation of business on the line in family;
First interactive module, for the contact staff by business accompany in the way of by the customer side with it is described Customer interaction information;
Second interactive module, for the first interactive module described in the client response, letter is interacted with the customer side Breath.
Knowable to the invention described above technical scheme, on the one hand, when the handling of business on client's initial, customer side can be with The situation of business on the line is handled to contact staff displaying client, therefore, contact staff is speculating or is finding that client handles industry Problem is encountered during business, (can be comprised querying whether to want help and help is directly provided) with pro-active intervention, so as to improve industry Efficiency is handled in business;On the other hand, contact staff passes through customer side and customer interaction information in the way of business is accompanied, without passing through Cross-platform acquisition help information, so as to reduce the time cost of communication and with client form good interaction, objectively The efficiency of business handling can be provided.
Brief description of the drawings
Fig. 1 is that business handling method realizes schematic flow sheet on line that the embodiment of the present invention one is provided;
Fig. 2 is the structural representation of business handling system on the line of the offer of the embodiment of the present invention two;
Fig. 3 is the structural representation of business handling system on the line of the offer of the embodiment of the present invention three;
Fig. 4 is the structural representation of business handling system on the line of the offer of the embodiment of the present invention four;
Fig. 5 is the structural representation of business handling system on the line of the offer of the embodiment of the present invention five;
Fig. 6-a are the structural representations of business handling system on the line of the offer of the embodiment of the present invention six;
Fig. 6-b are the structural representations of business handling system on the line of the offer of the embodiment of the present invention seven;
Fig. 6-c are the structural representations of business handling system on the line of the offer of the embodiment of the present invention eight;
Fig. 6-d are the structural representations of business handling system on the line of the offer of the embodiment of the present invention nine.
Specific embodiment
In order that the purpose of the present invention, technical scheme and beneficial effect become more apparent, below in conjunction with accompanying drawing and implementation Example, the present invention will be described in further detail.It should be appreciated that specific embodiment described herein is only used to explain this hair It is bright, it is not intended to limit the present invention.
The embodiment of the present invention provides a kind of business handling method on line, and methods described includes:Customer side sends to client Business packet is triggering handling for business on client's initial;When the handling of business on client's initial, the customer side Show that the client handles the situation of business on the line to contact staff;The contact staff passes through in the way of business is accompanied The customer side and the customer interaction information.The embodiment of the present invention also provides business handling system on a kind of corresponding line.With It is lower to be described in detail respectively.
Accompanying drawing 1 is referred to, is that business handling method realizes schematic flow sheet on line that the embodiment of the present invention one is provided, it is main S101 to step S103 is comprised the following steps, is described in detail as follows:
S101, customer side sends business packet to trigger handling for business on client's initial to client.
In embodiments of the present invention, so-called business packet, refers to the packet for being integrated into the packing of each business, and it includes industry Entrance is introduced and handled in business, and fill data by client's click is handled according to the guiding finishing service in business packet.
Business on line is handled to contact staff displaying client in S102, when the handling of business on client's initial, customer side Situation.
Specifically, industry on line is handled to contact staff displaying client in when the handling of business on client's initial, customer side The situation of business includes showing on whole line operation flow and client when handling business on the line in each step to contact staff Residence time, and offer check that client handles the entrance of the information filled in during business on line, by this entrance, customer service people Member can view client and handle the information filled in during business on line, and can specifically refine to each field fills in situation.
It should be noted that being not that all of information of client can be transferred through entrance displaying or find.In order to protect client Privacy, in embodiments of the present invention, if client handles the privacy information that the information filled in during business on line is related to the client, For example, password of account etc., then customer side hides the privacy information being related to, for example, not showing that the privacy being related to is believed Breath, or, the privacy information being related to is replaced with " * ", " " or other spcial characters.
S103, contact staff is in the way of business is accompanied by customer side and customer interaction information.
In embodiments of the present invention, contact staff is main with customer interaction information by customer side in the way of business is accompanied Including two aspects, one is the real time problem run into when client is sent and handle business on line by chat interface to customer side, two It is that customer side sends the business handling real-time instruction information that contact staff provides to client.Wherein, client passes through chat interface The real time problem run into when sending and handle business on line to customer side is specifically included:Client is on line is handled during business, if felt Must encounter problems, may return to chat interface consulting contact staff, i.e. sent to customer side by chat interface and handle industry on line The real time problem run into during business, business handling progress is kept on current line;After contact staff completes to teach, client can return Business handling interface on to line, continues subsequent step, and customer side is real-time to the business handling that client sends contact staff's offer Tutorial message is specifically included:Contact staff sees that client handles the content of the action and input carried out during business on line in real time, When contact staff sees that the input of client is problematic, real-time session can be carried out by chat interface and client, be referred in real time Lead.
As it was previously stated, contact staff can be when customer side sees that client handles business on line during the stop of each step Between, therefore, if client handles business on line, and, when certain step residence time is long, contact staff can speculate that client may meet To problem, therefore, actively inquire, i.e. the information whether inquiry client wants help is sent to client by customer side. To after affirmative answer, help information can be shown, in this way, client need not do excessively to the new prompting message of client push Explain that contact staff can just deduce specific problem points and propose solution, reduce the time wasted in linking up, together When also shorten and present business handling duration, improve proprietary efficiency.
Knowable to business handling method on the line of the example of above-mentioned accompanying drawing 1, on the one hand, business handles on client's initial When, customer side can handle the situation of business on the line to contact staff displaying client, therefore, contact staff is speculating or is sending out Problem is encountered during existing client's transacting business, (can be comprised querying whether to want help and help is directly provided) with pro-active intervention, So as to improve business handling efficiency;On the other hand, contact staff passes through customer side and customer interaction in the way of business is accompanied Information, without by cross-platform acquisition help information, so as to reduce the time cost of communication and with client form good Interaction, objectively can also provide the efficiency of business handling.
Accompanying drawing 2 is referred to, is the structural representation of business handling system on the line of the offer of the embodiment of the present invention two.In order to just In explanation, accompanying drawing 2 illustrate only the part related to the embodiment of the present invention.Business handling system can be with the line of the example of accompanying drawing 2 It is the executive agent of business handling method on the line of the example of accompanying drawing 1, it mainly includes customer side 201 and client 202, wherein, Customer side 201 includes the first sending module 203, display module 204, the first interactive module 205, and client 202 includes that second hands over Mutual module 206, describes in detail as follows:
First sending module 203, for sending business packet to trigger doing for business on client's initial to client 202 Reason;
Display module 204, for when the handling of business on client's initial, handles on line to contact staff displaying client The situation of business;
First interactive module 205, customer side and customer interaction information are passed through for contact staff in the way of business is accompanied;
Second interactive module 206, for the first interactive module of client response 205, with the interactive information of customer side 201.
It should be noted that on the line of the example of the figures above 2 in the implementation method of business handling system, each functional module Division is merely illustrative of, can as needed in practical application, such as the realization of the configuration requirement or software of corresponding hardware Convenient consideration, and above-mentioned functions distribution is completed by different functional modules, will on the line business handling system it is interior Portion's structure is divided into different functional modules, to complete all or part of function described above.And, in practical application, Corresponding functional module in the present embodiment can be realized by corresponding hardware, it is also possible to be performed by corresponding hardware corresponding Software is completed, for example, the first foregoing sending module, can have execution foregoing to send business packet to trigger visitor to client The hardware handled of business on the initial of family, such as the first transmitter, or be able to carry out corresponding computer program so as to Complete the general processor or other hardware devices of foregoing function;Display module as the aforementioned, can start in client again When handling of business on line, the hardware of the situation of business on line, such as display device are handled to contact staff displaying client, it is also possible to It is to be able to carry out corresponding computer program so as to complete the general processor or other hardware device (this specification of foregoing function Each embodiment for providing can all apply foregoing description principle).
The display module 204 of the example of accompanying drawing 2 can include information display unit 301 and check unit 302, such as the institute of accompanying drawing 3 Show business handling system on the line that the embodiment of the present invention three is provided, wherein:
Information display unit 301, for showing that operation flow and client handle business on line on whole line to contact staff When each step residence time;
Unit 302 is checked, the entrance of the information filled in when checking that client handles business on line for providing.
The customer side 201 of the example of accompanying drawing 3 can also include information hiding module 401, as shown in Figure 4 the embodiment of the present invention Business handling system on four lines for providing.If information hiding module 401 is handled the information filled in during business on line and is related to for client And the privacy information of client, then hide the privacy information being related to.
First interactive module 205 of the example of accompanying drawing 2 includes tutorial message transmitting element 501, and the second interactive module 206 includes Real time problem transmitting element 502, business handling system on the line that the embodiment of the present invention five is provided as shown in Figure 5, wherein:
Tutorial message transmitting element 501, for sending the business handling real-time instruction information that contact staff provides to client;
Real time problem transmitting element 502, runs into during for being sent and handle business on line to customer side 201 by chat interface Real time problem.
The customer side 201 of any example of accompanying drawing 2 to 5 can also include the second sending module 601, such as accompanying drawing 6-a to accompanying drawing Business handling system on the line that 6-d embodiments six to nine are provided.Second sending module 601 handles on line business at certain for client When individual step residence time is long, the information whether inquiry client wants help is sent to client 202.
It should be noted that the content such as information exchange, implementation procedure between each module/unit of said apparatus, due to The inventive method embodiment is based on same design, and the technique effect that it brings is identical with the inventive method embodiment, particular content Reference can be made to the narration in the inventive method embodiment, here is omitted.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can Completed with instructing the hardware of correlation by program, the program can be stored in a computer-readable recording medium, storage Medium can include:Read-only storage (ROM, Read Only Memory), random access memory (RAM, Random Access Memory), disk or CD etc..
Business handling method and system is described in detail on a kind of line for being provided the embodiment of the present invention above, this Apply specific case in text to be set forth principle of the invention and implementation method, the explanation of above example is only intended to Help understands the method for the present invention and its core concept;Simultaneously for those of ordinary skill in the art, according to think of of the invention Think, will change in specific embodiments and applications, in sum, it is right that this specification content should not be construed as Limitation of the invention.

Claims (10)

1. a kind of business handling method on line, it is characterised in that methods described includes:
Customer side sends business packet to trigger handling for business on client's initial to client;
When the handling of business on client's initial, the customer side shows that the client handles the line to contact staff The situation of upper business;
The contact staff is in the way of business is accompanied by the customer side and the customer interaction information.
2. the method for claim 1, it is characterised in that when the handling of business on client's initial, institute State customer side and show that the client handles the situation of business on the line to contact staff, including:
At each when handling business on the line to operation flow on the contact staff whole line of displaying and the client The residence time of step;And
Offer checks that the client handles the entrance of the information filled in during business on the line.
3. method as claimed in claim 2, it is characterised in that if the client handles the information filled in during business on the line It is related to the privacy information of the client, then methods described also includes:
The customer side hides the privacy information being related to.
4. the method for claim 1, it is characterised in that the contact staff passes through the visitor in the way of business is accompanied End and the customer interaction information are taken, including:
The real time problem that the client runs into when being sent and handle business on the line to the customer side by chat interface;With And
The customer side sends the business handling real-time instruction information that the contact staff provides to the client.
5. the method as described in Claims 1-4 any one, it is characterised in that methods described also includes:
The client handles business on the line, and, when certain step residence time is long, the customer side is sent out to the client Send the inquiry the information whether client wants help.
6. business handling system on a kind of line, it is characterised in that the system includes customer side and client, the customer side bag The first sending module, display module, the first interactive module are included, the client includes the second interactive module;
First sending module, for sending business packet to trigger handling for business on client's initial to client;
The display module, for when the handling of business on client's initial, shows that the client does to contact staff Manage the situation of business on the line;
First interactive module, the customer side and the client are passed through for the contact staff in the way of business is accompanied Interactive information;
Second interactive module, for the first interactive module described in the client response, with the customer side interactive information.
7. system as claimed in claim 6, it is characterised in that the display module includes:
Information display unit, for handling described to operation flow on the whole line of contact staff displaying and the client Residence time on line during business in each step;And
Unit is checked, the entrance of the information filled in when checking that the client handles business on the line for providing.
8. system as claimed in claim 7, it is characterised in that the customer side also includes:
Information hiding module, if the information filled in when handling business on the line for the client is related to the privacy of the client Information, then hide the privacy information being related to.
9. system as claimed in claim 6, it is characterised in that first interactive module includes tutorial message transmitting element, Second interactive module includes real time problem transmitting element;
The tutorial message transmitting element, for sending the business handling real-time instruction that the contact staff provides to the client Information;
The real time problem transmitting element, meets during for being sent to the customer side and handle business on the line by chat interface The real time problem for arriving.
10. the system as described in claim 6 to 9 any one, it is characterised in that the customer side also includes:
Second sending module, business is handled on the line when certain step residence time is long, to described for the client Client sends the information whether the inquiry client wants help.
CN201710098457.4A 2017-02-22 2017-02-22 Business handling method and system on a kind of line Pending CN106934594A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
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Application Number Priority Date Filing Date Title
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Publication Number Publication Date
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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109741035A (en) * 2019-01-03 2019-05-10 深圳壹账通智能科技有限公司 Data processing method, device, computer equipment and storage medium
CN110019693A (en) * 2017-07-25 2019-07-16 百度在线网络技术(北京)有限公司 Information recommendation method, server and the computer-readable medium of intelligent customer service
CN113393332A (en) * 2021-07-26 2021-09-14 上海摩莱信息科技有限公司 Multi-terminal interaction system and method based on insurance information
CN114358717A (en) * 2021-12-22 2022-04-15 深圳市金证科技股份有限公司 Mobile exhibition method, equipment and computer readable storage medium
CN114500420A (en) * 2021-12-24 2022-05-13 浙江融象数字科技有限公司 Chat communication system integrating business processing

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CN203786752U (en) * 2014-03-19 2014-08-20 北京兆维电子(集团)有限责任公司 Bank remote virtual service business hall terminal
CN104680671A (en) * 2015-02-11 2015-06-03 邢浩 Banking business handling system and banking business handling method
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WO2011129932A1 (en) * 2010-04-14 2011-10-20 Bank Of America Corporation Online customization of information using a site management module
CN203786752U (en) * 2014-03-19 2014-08-20 北京兆维电子(集团)有限责任公司 Bank remote virtual service business hall terminal
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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110019693A (en) * 2017-07-25 2019-07-16 百度在线网络技术(北京)有限公司 Information recommendation method, server and the computer-readable medium of intelligent customer service
CN109741035A (en) * 2019-01-03 2019-05-10 深圳壹账通智能科技有限公司 Data processing method, device, computer equipment and storage medium
CN113393332A (en) * 2021-07-26 2021-09-14 上海摩莱信息科技有限公司 Multi-terminal interaction system and method based on insurance information
CN113393332B (en) * 2021-07-26 2024-10-15 上海摩莱信息科技有限公司 Multi-terminal interaction system and method based on insurance information
CN114358717A (en) * 2021-12-22 2022-04-15 深圳市金证科技股份有限公司 Mobile exhibition method, equipment and computer readable storage medium
CN114500420A (en) * 2021-12-24 2022-05-13 浙江融象数字科技有限公司 Chat communication system integrating business processing

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