CN106875273A - A kind of implementation of online activation debit card and processes financial business - Google Patents
A kind of implementation of online activation debit card and processes financial business Download PDFInfo
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- CN106875273A CN106875273A CN201710152253.4A CN201710152253A CN106875273A CN 106875273 A CN106875273 A CN 106875273A CN 201710152253 A CN201710152253 A CN 201710152253A CN 106875273 A CN106875273 A CN 106875273A
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- 230000004913 activation Effects 0.000 title claims abstract description 18
- 238000000034 method Methods 0.000 title claims abstract description 15
- 230000008569 process Effects 0.000 title claims abstract description 12
- 238000012795 verification Methods 0.000 claims description 8
- 230000001755 vocal effect Effects 0.000 claims description 4
- 230000008901 benefit Effects 0.000 abstract description 4
- 238000011161 development Methods 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 3
- 238000007726 management method Methods 0.000 description 2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
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Abstract
The present invention relates to financial business management domain, the implementation of specifically a kind of online activation debit card and processes financial business.Main services object of the invention is bank-user, and help solves network information safety problem.Due to debit card activation, lose make up, the business such as block trade, to carry out the reliability that web handling must assure that information source.The present invention encloses the Dynamic Graph of true man by filling in the personal information of correlation, or true man's faithful record video, bank's aspect can be helped to confirm that the object information of this business handling is genuine and believable.Generally speaking, the present invention has the advantages that quick flexible, safe and reliable, information truth.
Description
Technical field
The present invention relates to financial business management domain, the reality of specifically a kind of online activation debit card and processes financial business
Applying method.
Background technology
Electronic banking refers to bank by the communication channel of the public visit that gears to the needs of the society or opening public network, with
And be the modes such as the dedicated network of specific self-help service facility or client's foundation, to client's offer from cabinet financial service.However,
Its mainly include Web bank, telephone bank, Mobile banking, self-help bank and other from cabinet business.
For the small amount online transaction of B2C, such as agency pays the shopping of cell-phone fee, telephone charge and small amount, each business bank
Typically by the use of credit card, deposit card as the means of payment, for the signed client of one's own profession provides online payment service, substantially meet
The online payment demand of signed client；But the wholesale for B2B pays, and also maintains the situation of " shopping on net, off the net payment ",
And B2B transaction typically constitutes from 90% of the turnovers of e-commerce or so, therefore, the development an urgent demand business bank of ecommerce is complete
Kind online payment means.
On the other hand, fund security for client, businessman and bank all it is critical that, therefore safety problem is online
The key problem of bank.The security of online transaction relates generally to three below aspect：One is the security of client, if objective
Family end is common browser client, then there is a possibility that client is imitated；Two is the peace in message transmitting procedure
Quan Xing, traditional means of payment, payment information is transmitted on the internal network of bank, and in-house network takes phase with extranets
When security isolation measure, therefore the security of in-house network is comparing high, online payment antithesis, payment information be
Open transmission on INTERNENT, therefore there is a possibility that payment information is tampered and steals；Three is website of bank and electricity
The security of sub- business web site, although each home Web site takes the safety measure such as fire wall and network detection, for super "
For hacker ", there are still hard to guard against problem.There is investigation to show, carry out online transaction, what user most worried is also safety
Problem.
At present, with the continuous progressive development with electronic equipment of science and technology, the business of Web bank's offer is relative to be increased
Plus, safety issue is tackled, its authenticity is verified using various relevant informations, but there are some business to still need live parent all the time
From handling.To promote e-bank's development, for masses provide various safe, convenience good operational line, having must
Study a kind of new management method.
The content of the invention
In view of the shortcoming in above-mentioned prior art, debit card is activated it is an object of the invention to provide one kind and gold is handled on the net
Melt the implementation of business.The present invention has greatly benefit for bank and user, mainly solves network information safety problem.
Generally speaking, the present invention has the advantages that quick flexible, safe and reliable, information truth.
The present invention is implemented by following technical scheme：A kind of online activation debit card and processes financial business
Implementation, it comprises the following steps：
S1：The online official website of bank is logged in using electronic equipment, and downloads safe control；
S2：The page is activated into debit card, the prompting of the page, the personal information of typing, including debit card are activated according to debit card
Account, the debit card term of validity, ID card No., the phone number that prestores, verification codes of pages；
S3：Fill in and submit to and finish, into authentication work：User shoots the upper half that a hand takes identity card against camera
Body dynamic picture；
S4：Setting personal security's password, including login password, trading password, the identifying code that then input handset is received again, most
Hou Dai banks confirm just to complete debit card activation work after personal information is true and reliable；
S5：When handling personal vocational work, into bank official website and personal account is logged in, select the corresponding business page；
S6：Enter Qualify Phase after having filled in information according to business need：Personal voice, identity card are carried against camera typing
With the video of head portrait；
S7：Then the identifying code on input handset, bank is committed to by personal business handling request, personal submission information it is true
Property through examination ＆ verification pass through, you can finishing service handles work.
Wherein, the electronic equipment of described S1 is mobile phone, computer.
Wherein, the personal business of described S5 include debit card lose make up, wholesale is transferred accounts/is consumed, Investment ＆ Financing, automatic
Paying service.
Wherein, the personal account log-on message of described S5 is tested for phone number/debit card account number, login password and mobile phone
Card code.
Wherein, the video invitation of described S6 is personal identity card information shooting clear, and understands what oral account to be handled
Business.
Compared with prior art, the obvious advantage that the present invention has：Key technology part of the invention is information
Collection and the authenticity of guarantee information, for debit card activation, lose make up, the business such as block trade, to be done on the net
Reason must assure that the reliability of information source.The present invention encloses the Dynamic Graph of true man by filling in the personal information of correlation, or
The video of person true man's faithful record, so as to bank's aspect confirm the object information of this business handling be it is very true, it is with a high credibility,
This is also for later dispute provides a powerful evidence simultaneously.If to information stealth, modifying unilaterally, also not part easy thing,
Text information is many-sided, including bank card information, personal call, ID card information, and also Dynamic Graph or video is used as having
The reference data of power, both are combined, and can prevent the implementation of the unfavorable attempt of illegal molecule, so as to ensure the peace of personal information
Entirely, while also providing one safe and efficient handles channel.
Specific embodiment
Design of the invention and the technical scheme for being used are described in detail below by an embodiment, with more clear
Chu expressly illustrates the purpose of the present invention with produced technique effect.
Embodiment 1.
The implementation of a kind of online activation debit card and processes financial business, it comprises the following steps：
S1：The online official website of bank is logged in using electronic equipment, and downloads safe control；
S2：The page is activated into debit card, the prompting of the page, the personal information of typing, including debit card are activated according to debit card
Account, the debit card term of validity, ID card No., the phone number that prestores, verification codes of pages；
S3：Fill in and submit to and finish, into authentication work：User shoots the upper half that a hand takes identity card against camera
Body dynamic picture；
S4：Setting personal security's password, including login password, trading password, the identifying code that then input handset is received again, most
Hou Dai banks confirm just to complete debit card activation work after personal information is true and reliable；
S5：When handling personal vocational work, into bank official website and personal account is logged in, select the corresponding business page；
S6：Enter Qualify Phase after having filled in information according to business need：Personal voice, identity card are carried against camera typing
With the video of head portrait；
S7：Then the identifying code on input handset, bank is committed to by personal business handling request, personal submission information it is true
Property through examination ＆ verification pass through, you can finishing service handles work.
Specifically, the electronic equipment of described S1 is mobile phone, particular with the smart mobile phone of camera.
Specifically, the personal business of described S5 include debit card lose make up, wholesale is transferred accounts, Investment ＆ Financing, automatic
Paying service.
Specifically, the personal account log-on message of described S5 is phone number, login password and mobile phone identifying code.
Specifically, the video invitation of described S6 is personal identity card information shooting clear, and understands that oral account will be done
The business of reason.
Embodiment 2.
The implementation of a kind of online activation debit card and processes financial business, it comprises the following steps：
S1：The online official website of bank is logged in using electronic equipment, and downloads safe control；
S2：The page is activated into debit card, the prompting of the page, the personal information of typing, including debit card are activated according to debit card
Account, the debit card term of validity, ID card No., the phone number that prestores, verification codes of pages；
S3：Fill in and submit to and finish, into authentication work：User shoots the upper half that a hand takes identity card against camera
Body dynamic picture；
S4：Setting personal security's password, including login password, trading password, the identifying code that then input handset is received again, most
Hou Dai banks confirm just to complete debit card activation work after personal information is true and reliable；
S5：When handling personal vocational work, into bank official website and personal account is logged in, select the corresponding business page；
S6：Enter Qualify Phase after having filled in information according to business need：Personal voice, identity card are carried against camera typing
With the video of head portrait；
S7：Then the identifying code on input handset, bank is committed to by personal business handling request, personal submission information it is true
Property through examination ＆ verification pass through, you can finishing service handles work.
Specifically, the electronic equipment of described S1 is computer, can be panel computer, laptop computer, configuration camera
Desktop computer.
Specifically, the personal business of described S5 include debit card lose make up, wholesale consumption, Investment ＆ Financing, automatically
Paying service.
Specifically, the personal account log-on message of described S5 is debit card account number, login password and mobile phone identifying code.
Specifically, the video invitation of described S6 is personal identity card information shooting clear, and understands that oral account will be done
The business of reason.
The above embodiments are merely illustrative present disclosure, not limit the present invention.For the skill of this area
For art personnel, if making various equivalence replacements, simplification under without departing substantially from Spirit Essence disclosed in this invention or know-why
Or modification, should completely include within protection scope of the present invention.
Claims (5)
1. it is a kind of it is online activation debit card and processes financial business implementation, it is characterised in that it comprises the following steps：
S1：The online official website of bank is logged in using electronic equipment, and downloads safe control；
S2：The page is activated into debit card, the prompting of the page, the personal information of typing, including debit card are activated according to debit card
Account, the debit card term of validity, ID card No., the phone number that prestores, verification codes of pages；
S3：Fill in and submit to and finish, into authentication work：User shoots the upper half that a hand takes identity card against camera
Body dynamic picture；
S4：Setting personal security's password, including login password, trading password, the identifying code that then input handset is received again, most
Hou Dai banks confirm just to complete debit card activation work after personal information is true and reliable；
S5：When handling personal vocational work, into bank official website and personal account is logged in, select the corresponding business page；
S6：Enter Qualify Phase after having filled in information according to business need：Personal voice, identity card are carried against camera typing
With the video of head portrait；
S7：Then the identifying code on input handset, bank is committed to by personal business handling request, personal submission information it is true
Property through examination ＆ verification pass through, you can finishing service handles work.
2. the implementation of a kind of online activation debit card according to claim 1 and processes financial business, its feature exists
In the electronic equipment of described S1 is mobile phone, computer.
3. the implementation of a kind of online activation debit card according to claim 1 and processes financial business, its feature exists
In the personal business of, described S5 include debit card lose make up, wholesale is transferred accounts/is consumed, Investment ＆ Financing, automatic fee service.
4. the implementation of a kind of online activation debit card according to claim 1 and processes financial business, its feature exists
In the personal account log-on message of described S5 is phone number/debit card account number, login password and mobile phone identifying code.
5. the implementation of a kind of online activation debit card according to claim 1 and processes financial business, its feature exists
In the video invitation of described S6 is personal identity card information shooting clear, and understands the business to be handled of oral account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710152253.4A CN106875273A (en) | 2017-03-15 | 2017-03-15 | A kind of implementation of online activation debit card and processes financial business |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710152253.4A CN106875273A (en) | 2017-03-15 | 2017-03-15 | A kind of implementation of online activation debit card and processes financial business |
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| Publication Number | Publication Date |
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| CN106875273A true CN106875273A (en) | 2017-06-20 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710152253.4A Pending CN106875273A (en) | 2017-03-15 | 2017-03-15 | A kind of implementation of online activation debit card and processes financial business |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108280642A (en) * | 2018-01-24 | 2018-07-13 | 平安科技（深圳）有限公司 | Debit card Activiation method, equipment, system and computer readable storage medium |
| CN110929906A (en) * | 2019-11-28 | 2020-03-27 | 交通银行股份有限公司 | Online and offline integrated business system and business interaction method for bank outlets |
| CN111062798A (en) * | 2019-11-26 | 2020-04-24 | 泰康保险集团股份有限公司 | Policy video loan processing method, device and system |
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| CN102082903A (en) * | 2010-12-21 | 2011-06-01 | 张有成 | Camera device having identification function and identification method |
| CN105303439A (en) * | 2015-05-11 | 2016-02-03 | 罗卫东 | Bank system adopting human face recognition to enter account and confirming service through fingerprint |
| CN106060019A (en) * | 2016-05-20 | 2016-10-26 | 张宇川 | Bank account management system and method based on intelligent client |
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2017
- 2017-03-15 CN CN201710152253.4A patent/CN106875273A/en active Pending
Patent Citations (3)
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|---|---|---|---|---|
| CN102082903A (en) * | 2010-12-21 | 2011-06-01 | 张有成 | Camera device having identification function and identification method |
| CN105303439A (en) * | 2015-05-11 | 2016-02-03 | 罗卫东 | Bank system adopting human face recognition to enter account and confirming service through fingerprint |
| CN106060019A (en) * | 2016-05-20 | 2016-10-26 | 张宇川 | Bank account management system and method based on intelligent client |
Non-Patent Citations (1)
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108280642A (en) * | 2018-01-24 | 2018-07-13 | 平安科技（深圳）有限公司 | Debit card Activiation method, equipment, system and computer readable storage medium |
| WO2019144526A1 (en) * | 2018-01-24 | 2019-08-01 | 平安科技（深圳）有限公司 | Method, device, and system for debit card activation, and computer-readable storage medium |
| CN111062798A (en) * | 2019-11-26 | 2020-04-24 | 泰康保险集团股份有限公司 | Policy video loan processing method, device and system |
| CN110929906A (en) * | 2019-11-28 | 2020-03-27 | 交通银行股份有限公司 | Online and offline integrated business system and business interaction method for bank outlets |
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Application publication date: 20170620 |