CN106875176A - One kind is paid in cash method and system - Google Patents
One kind is paid in cash method and system Download PDFInfo
- Publication number
- CN106875176A CN106875176A CN201710085340.2A CN201710085340A CN106875176A CN 106875176 A CN106875176 A CN 106875176A CN 201710085340 A CN201710085340 A CN 201710085340A CN 106875176 A CN106875176 A CN 106875176A
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- CN
- China
- Prior art keywords
- payment
- cash
- business platform
- electric business
- user
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
Abstract
Paid in cash method and system the invention discloses one kind, the method for paying in cash includes：Step S1：User logs in electric business platform using user terminal, and pay-us-you-go plan is selected after user terminal generation order, and user terminal sends to electric business platform and pays request；Step S2：Electric business platform sends the payment code of correspondence order according to the payment request of user terminal to user terminal；Step S3：User submits payment code to payment terminal under line, payment terminal validation of payment code information under line, and correspondence sequence information is inquired after checking is correct；Step S4：User completes cash transaction according to the order amount of money, and payment terminal sends to electric business platform and pays successful information under line；Step S5：Electric business platform is received and pays successful information post processing order, and order processing information is sent to user terminal.
Description
Technical field
The present invention relates to shopping at network and payment technical field, more particularly to one kind is paid in cash method and device.
Background technology
In the existing means of payment, otherwise it is pure off-line transaction, such as POS or cash, otherwise it is online trading, example
As webpage pays or operator's Electronic Transfer payment, seldom wired single up and down, the means of payment paid under line.For being unfamiliar with
The elderly of the user group paid on line, resident such as from far-off regions or non-remote districts, they want to enjoy what is done shopping on line
It is convenient but without the related means of payment, or due to without bank card or being unfamiliar with net of the online payment flow for prevalence
It is upper pay have certain difficulty, for this kind of crowd urgently occur on a kind of achievable line do shopping facilitate and avoid online electricity
The difficult means of payment that son pays.
The content of the invention
In order to overcome the above-mentioned deficiency of prior art, even if the invention reside in a kind of user for being unfamiliar with payment on line of offer
The easily new method and system of paying in cash of shopping at network can also be enjoyed.
To realize object above, the invention provides following technical scheme：
Paid in cash method the invention provides one kind, including：
Step S1：User logs in electric business platform using user terminal, and the side of paying in cash is selected after user terminal generation order
Formula, user terminal sends to electric business platform and pays request；
Step S2：Electric business platform sends the payment code of correspondence order according to the payment request of user terminal to user terminal；
Step S3：User submits payment code to payment terminal under line, payment terminal validation of payment code information under line, and checking is just
Correspondence sequence information is inquired after really；
Step S4：User completes cash transaction according to the order amount of money, and payment terminal sends to electric business platform and pays under line
Work(information；
Step S5：Electric business platform is received and pays successful information post processing order, and order processing information is sent to user terminal.
Preferably, user terminal inquires about the address information of payment terminal under the line on the webpage of electric business platform.
Preferably, payment terminal timing carries out cash statistics under line, and then payment terminal passes through payment way under line
The settlement amounts that cash is counted are transferred accounts and gives electric business platform.
Preferably, when payment terminal validation of payment code information is incorrect under line, inquiry is less than correspondence sequence information or orders
When single information is incorrect, the page of payment terminal produces prompting and cash transaction stops under line, and user purchases in user terminal again
Thing simultaneously generates new order.
Preferably, payment terminal is obtained under line sequence information and electric business platform corresponding data real-time synchronization.
Present invention also offers payment terminal under a kind of cash payment system, including user terminal, line and electric business platform：
User terminal, shopping webpage and operation interface for providing a user with electric business platform, the user terminal includes：
Order generation module：For generating order according to the shopping need of user；
First sending module：Request is paid for being sent to electric business platform after user selects pay-us-you-go plan；
First acquisition module：For obtaining the payment code that electric business platform is generated at random according to order；
Payment terminal under line：Order is carried out for carrying out cash transaction with user, after concluding the business successfully and pays successfully to confirm, institute
Payment terminal includes under stating line：
Authentication module：Payment code inquiry sequence information whether correct for validation of payment code and according to user's offer, if
Sequence information is correctly then verified and carries out cash transaction；
Pay successfully module：Successfully instructed for sending to pay to electric business platform after cash transaction success；
Electric business platform：Successfully instruction post processing order is paid for receiving, while send order status to user terminal believing
Breath.
Preferably, state during electric business platform includes shipped state, transport to the order status information that user terminal sends
And addressee state.
Preferably, there is corresponding prompt message when payment terminal validation of payment code is incorrect under line.
Preferably, payment module includes cash statistical module and module of transferring accounts under line；The cash statistical module is used to unite
Transaction amount of cash in meter certain hour, the module of transferring accounts to electric business platform clectronic for transferring accounts.
Preferably, user terminal includes smart mobile phone, panel computer, desktop computer and/or notebook.
Compared with prior art, one kind that the present invention is provided is paid in cash method and system, is had the advantages that：
Method and system of the paying in cash means of payment of the present invention that the present invention is provided have in the electric business of rural area it is wide before
Scape, does not have bank card for those, does not have to be undoubtedly Gospel on line for the user of payment accounts.They can be heartily enjoyment
Happy, the reduction purchase cost of shopping at network, obtains the shopping material benefit of maximum.
Brief description of the drawings
By the detailed description made to non-limiting example made with reference to the following drawings of reading, it is of the invention other
Feature, objects and advantages will become more apparent upon：
Fig. 1 is that the embodiment of the present invention is paid in cash the method and step schematic diagram of method；
Fig. 2 is the operational flowchart of the method for paying in cash of the embodiment of the present invention；
Fig. 3 is the principle schematic of the cash payment system of the embodiment of the present invention.
Specific embodiment
To make the purpose, technical scheme and advantage of the embodiment of the present invention clearer, below in conjunction with the embodiment of the present invention
In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is
A part of embodiment of the present invention, rather than whole embodiments.Present invention implementation generally described and illustrated in accompanying drawing herein
The component of example can be arranged and designed with a variety of configurations.Therefore, reality of the invention below to providing in the accompanying drawings
The detailed description for applying example is not intended to limit the scope of claimed invention, but is merely representative of selected implementation of the invention
Example.Based on the embodiment in the present invention, what those of ordinary skill in the art were obtained under the premise of creative work is not made
Every other embodiment, belongs to the scope of protection of the invention.
In addition, the technical scheme between each embodiment of the invention can be combined with each other, but must be general with this area
Logical technical staff can be implemented as basis, when the combination appearance of technical scheme is conflicting or cannot realize it will be understood that this
The combination of technical scheme does not exist, not within the protection domain of application claims yet.
This explanation is further described with exemplary embodiment below in conjunction with the accompanying drawings, wherein if it is known that technology it is detailed
Carefully describe for showing that this explanation is characterized in unnecessary, then omitted.
Fig. 1 is that the embodiment of the present invention is paid in cash the method and step schematic diagram of method.The method of paying in cash includes：
Step S1：User logs in electric business platform using user terminal, and the side of paying in cash is selected after user terminal generation order
Formula, user terminal sends to electric business platform and pays request；
Step S2：Electric business platform sends the payment code of correspondence order according to the payment request of user terminal to user terminal；
Step S3：User submits payment code to payment terminal under line, payment terminal validation of payment code information under line, and checking is just
Correspondence sequence information is inquired after really；
Step S4：User completes cash transaction according to the order amount of money, and payment terminal sends to electric business platform and pays under line
Work(information；
Step S5：Electric business platform is received and pays successful information post processing order, and order processing information is sent to user terminal.
Wherein, the address information of user terminal payment terminal under information trunk on the webpage of electric business platform.
Payment terminal timing carries out cash transaction statistics within a certain period of time under line, and then payment terminal passes through online under line
Electric business platform is given in the settlement amounts Electronic Transfer that the means of payment counts cash.
In step s3, under line payment terminal validation of payment code information it is incorrect when, inquiry less than correspondence sequence information or
When person's sequence information is incorrect, the page of payment terminal produces prompting and cash transaction stops under line, and user is again at user's end
Hold and do shopping and generate new order；The sequence information that payment terminal is obtained under line and electric business platform corresponding data real-time synchronization.
Fig. 2 is the operational flowchart of the method for paying in cash of the embodiment of the present invention.
User selects the pay-us-you-go plan when being done shopping on the website of partner's electric business platform；User initiates to pay request
To payment gateway；Order is created in the payment platform of electric business platform and random payment code is generated, while transaction data is deposited
In the database of the payment platform for storing up electric business platform；Sequence information and payment code are shown to the user terminal page of user, use
Family also could fill out cell-phone number and random payment code be sent on designated mobile phone to preserve；User is on the page of user terminal
The node address of the off-line transaction terminal cooperated under the line near searching；
User carries payment code and is paid in cash to collaboration network point under cash to related line；Specifically, cooperation site
Staff log in off-line transaction terminal system, according to user provide payment code find respective orders and check order
Information and the amount of money.After user confirms, staff collects cash, while carrying out payment affirmation operation to the order；
After acknowledgement of orders pays, the system of off-line transaction terminal is notified that electric business platform this order of partner has been propped up
Pay, the electric business platform of partner carries out delivery flow；
Cooperation site periodically carries out cash statistics, and the cash settlement that will be received by payment way is to electric business platform
Payment platform.
Verify obstructed out-of-date as collaboration network point carries out payment code, the system page of off-line transaction terminal has corresponding prompting letter
Breath, now cash transaction stops, and user does shopping generation order again.
Wherein, random payment code can only issue associated user, can reaffirm whether sequence information accords with during user-pay
Close.
Fig. 3 is the principle schematic of the cash payment system of the embodiment of the present invention.Cash payment system includes user terminal
10th, payment terminal 20 and electric business platform 30 under line：
User terminal 10, shopping webpage and operation interface for providing a user with electric business platform, user terminal includes：
Order generation module：For generating order according to the shopping need of user；
First sending module：Request is paid for being sent to electric business platform after user selects pay-us-you-go plan；
First acquisition module：For obtaining the payment code that electric business platform is generated at random according to order；
Payment terminal 20 under line：Order is carried out for carrying out cash transaction with user, after concluding the business successfully and pays successfully to confirm,
Payment terminal includes under line：
Authentication module：Payment code inquiry sequence information whether correct for validation of payment code and according to user's offer, if
Sequence information is correctly then verified and carries out cash transaction；
Pay successfully module：Successfully instructed for sending to pay to electric business platform after cash transaction success；
Electric business platform 30：Successfully instruction post processing order is paid for receiving, while sending order status to user terminal
Information.
The order status information that electric business platform 30 is sent to user terminal 10 includes in shipped state, transport state and
Addressee state.
There is corresponding prompt message when the validation of payment of payment terminal 20 code is incorrect under line.
Payment terminal 20 also includes cash statistical module and module of transferring accounts under line；Cash statistical module is used to count a timing
Interior transaction amount of cash, module of transferring accounts is used to be transferred accounts to electric business platform clectronic.
User terminal 10 includes smart mobile phone, panel computer, desktop computer and/or notebook.
These are only present pre-ferred embodiments, be not used to limitation the present invention, it is all the spirit and principles in the present invention it
Interior done modification, equivalent and improvement etc., are required to be included within protection scope of the present invention.
Claims (10)
1. one kind is paid in cash method, it is characterised in that including：
Step S1：User logs in electric business platform using user terminal, and pay-us-you-go plan is selected after user terminal generation order, uses
Family terminal sends to electric business platform and pays request；
Step S2：Electric business platform sends the payment code of correspondence order according to the payment request of user terminal to user terminal；
Step S3：User submits payment code to payment terminal under line, payment terminal validation of payment code information under line, after checking is correct
Inquire correspondence sequence information；
Step S4：User completes cash transaction according to the order amount of money, and payment terminal sends to pay and successfully believes to electric business platform under line
Breath；
Step S5：Electric business platform is received and pays successful information post processing order, and order processing information is sent to user terminal.
2. method of paying in cash according to claim 1, it is characterised in that webpage of the user terminal in electric business platform
The address information of payment terminal under the upper inquiry line.
3. method of paying in cash according to claim 1, it is characterised in that payment terminal timing carries out cash under the line
Statistics, then the settlement amounts that cash is counted are transferred accounts and give electric business platform by payment terminal by payment way under line.
4. method of paying in cash according to claim 1, it is characterised in that in step S3, payment terminal is tested under the line
When card payment code information is incorrect, when inquiry is less than correspondence sequence information or incorrect sequence information, payment terminal under line
The page produces prompting and cash transaction stops, and user does shopping in user terminal and generates new order again.
5. method of paying in cash according to claim 1, it is characterised in that in step S3, payment terminal is obtained under the line
The sequence information for taking and electric business platform corresponding data real-time synchronization.
6. a kind of cash payment system, it is characterised in that including payment terminal under user terminal, line and electric business platform：
User terminal, shopping webpage and operation interface for providing a user with electric business platform, the user terminal includes：
Order generation module：For generating order according to the shopping need of user；
First sending module：Request is paid for being sent to electric business platform after user selects pay-us-you-go plan；
First acquisition module：For obtaining the payment code that electric business platform is generated at random according to order；
Payment terminal under line：Order is carried out for carrying out cash transaction with user, after concluding the business successfully and pays successfully to confirm, the line
Lower payment terminal includes：
Authentication module：Payment code inquiry sequence information whether correct for validation of payment code and according to user's offer, if order
Information is correctly then verified and carries out cash transaction；
Pay successfully module：Successfully instructed for sending to pay to electric business platform after cash transaction success；
Electric business platform：Successfully instruction post processing order is paid for receiving, while sending order status information to user terminal.
7. cash payment system according to claim 6, it is characterised in that what the electric business platform sent to user terminal
Order status information addressee state including state in shipped state, transport and.
8. cash payment system according to claim 6, it is characterised in that payment terminal validation of payment code is not under the line
There is corresponding prompt message when correct.
9. cash payment system according to claim 6, it is characterised in that payment terminal includes cash statistics under the line
Module and module of transferring accounts；The cash statistical module is used to count transaction amount of cash in certain hour, the module use of transferring accounts
Transferred accounts in electric business platform clectronic.
10. cash payment system according to claim 6, it is characterised in that the user terminal includes smart mobile phone, flat
Plate computer, desktop computer and/or notebook.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710085340.2A CN106875176A (en) | 2017-02-17 | 2017-02-17 | One kind is paid in cash method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710085340.2A CN106875176A (en) | 2017-02-17 | 2017-02-17 | One kind is paid in cash method and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106875176A true CN106875176A (en) | 2017-06-20 |
Family
ID=59166219
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710085340.2A Pending CN106875176A (en) | 2017-02-17 | 2017-02-17 | One kind is paid in cash method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106875176A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101930570A (en) * | 2009-06-26 | 2010-12-29 | 海南新生信息技术有限公司 | E-business offline payment method |
| CN103077455A (en) * | 2013-01-08 | 2013-05-01 | 金欣煜 | Electronic commerce order offline payment technique |
| CN104463577A (en) * | 2014-12-04 | 2015-03-25 | 李政德 | Offline payment and exchange system based on terminal |
| CN105894257A (en) * | 2016-04-21 | 2016-08-24 | 深圳市优讯信息技术有限公司 | On-line and off-line fusion payment method and payment platform, and bank transfer system |
-
2017
- 2017-02-17 CN CN201710085340.2A patent/CN106875176A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101930570A (en) * | 2009-06-26 | 2010-12-29 | 海南新生信息技术有限公司 | E-business offline payment method |
| CN103077455A (en) * | 2013-01-08 | 2013-05-01 | 金欣煜 | Electronic commerce order offline payment technique |
| CN104463577A (en) * | 2014-12-04 | 2015-03-25 | 李政德 | Offline payment and exchange system based on terminal |
| CN105894257A (en) * | 2016-04-21 | 2016-08-24 | 深圳市优讯信息技术有限公司 | On-line and off-line fusion payment method and payment platform, and bank transfer system |
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| PB01 | Publication | ||
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| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
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Application publication date: 20170620 |