CN106845613A - The contactless application module method for closing of smart card and device - Google Patents
The contactless application module method for closing of smart card and device Download PDFInfo
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- CN106845613A CN106845613A CN201710071765.8A CN201710071765A CN106845613A CN 106845613 A CN106845613 A CN 106845613A CN 201710071765 A CN201710071765 A CN 201710071765A CN 106845613 A CN106845613 A CN 106845613A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/0719—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
- G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07743—External electrical contacts
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07749—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
- G06K19/07766—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement
- G06K19/07769—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The present invention provides a kind of contactless application module method for closing of smart card and device, and the method includes that smart card control terminal is set up with smart card and is connected；Smart card control terminal obtains the instruction of the contactless application module for closing smart card；Smart card control terminal obtains the authentication information of user, and the identity to user is verified；After subscriber authentication passes through, smart card control terminal sends the out code for closing contactless application module to smart card；After smart card receives out code, contactless application module is closed.The device includes link block, instruction acquisition module, authentication module, out code sending module and closedown module, the method for closing for realizing the contactless application module of above-mentioned smart card.The present invention can allow user it is autonomous be turned on or off the contactless function of smart card, it is not necessary to perform associative operation to bank, and the data of smart card can be prevented effectively from and stolen by lawless person.
Description
Technical field
The present invention relates to the control field of smart card, more particularly, to non-in a kind of smart card with contactless function
The method of closing and the unlatching of contact application module, further relates to realize the device of this method.
Background technology
Smart card is also called chip, IC-card or CPU card, and a chip is generally integrated in smart card, and chip can run
The operating system COS of smart card, and various application modules can be run in the operating system of smart card, such as pay
Application module so that smart card possesses payment function.The common smart card with payment function includes bank card, public affairs
Hand over card etc..
In recent years, with the development of the non-connection technology of the smart card of financial class, the double interface intelligence of smart card of domestic finance class
Card extensive use.The smart card at double interfaces is the smart card with contact function and contactless function, generally this
Plant and be provided with multiple contacts on smart card, when smart card is inserted into the machine with contact such as POS, the contact on smart card
Can with the contact in POS, so as to realize the connection of contact.POS reads the data of smart card and carries out phase
The transactional operation answered.Meanwhile, coil is additionally provided with smart card, it is contactless when smart card is near contactless formula equipment
Equipment is sent electromagnetic signal and makes the coil on smart card produce electric current, contactless device to be used as by the coil on smart card
Medium carries out data read-write operation with the chip of smart card.
This pair of smart card at interface can both realize contact function, and contactless function can be realized again.Therefore, exist
In operating system will the multiple application modules of operation, including contact application module and contactless application module so that
The function of paying is realized under different payment environments.
As the popularization for paying smart card is dodged by Unionpay, domestic finance class smart card contactless payment function is widely used,
The function that such as small amount exempts to be input into password is just popular, and is used widely.The fiscard of distribution at present is most of all
Acquiescence has opened noncontact small amount and has exempted to be input into cryptographic function.
However, with the popularization of financial class smart card contactless payment function, many lawless persons use contactless devices
The Transaction Information of smart card is obtained in the way of radio communication in short distance, is that the security of smart card brings hidden danger.Therefore,
Many users wish to avoid such case from occurring by closing contactless payment function.But, finance class smart card is non-at present
Contact payment function open and close be required for the operation of issuing bank could realize opening with closing, user can not be according to
Itself need quickly to realize either on or off, this all makes troubles in terms of security and convenience to user.
The content of the invention
Above-mentioned in order to solve the problems, such as, the main object of the present invention is to provide one kind can allow user easily to close intelligence
The method for blocking contactless application module.
User can be allowed easily to close the contactless application module of smart card it is a further object of the present invention to provide one kind
Device.
To realize above-mentioned main purpose, the contactless application module method for closing of smart card that the present invention is provided includes intelligence
Energy card control terminal is set up with smart card and is connected；Smart card control terminal obtains the contactless application module of closing smart card
Instruction；Smart card control terminal obtains the authentication information of user, and the identity to user is verified；In subscriber authentication
By rear, smart card control terminal sends the out code for closing contactless application module to smart card；Smart card is received
After out code, contactless application module is closed.
From such scheme, user is in the contactless application module of closing smart card, it is only necessary to connect smart card
To smart card control terminal, and the instruction for closing contactless application module is sent to smart card control terminal, by body
After part checking, you can send out code to smart card with from smart card control terminal, so as to the contactless of smart card be answered
Closed with module.So, user only needs to can voluntarily close the contactless application module of smart card by shirtsleeve operation,
Enter the behaviors such as pirate brush so as to avoid lawless person from obtaining intelligent card data by contactless mode.
One preferred scheme is, after smart card closes contactless application module, smart card control terminal is obtained to be opened
The instruction of the contactless application module of smart card；Smart card control terminal obtains the authentication information of user, to user's
Identity is verified；After subscriber authentication passes through, smart card control terminal sends to smart card and opens contactless application
The open command of module；After smart card receives open command, contactless application module is opened.
As can be seen here, user is after the contactless application module of smart card is closed, it is also possible to autonomous by shirtsleeve operation
Unlatching smart card contactless application module, so as to realize the voluntarily open and close of contactless function, user is needing
Will using contactless function when just open contactless application module, so as to avoid lawless person obtain smart card data.
Further scheme is that smart card control terminal carries out checking to the identity of user to be included：By acquired identity
Checking information sends the authentication information prestored to the authentication server of smart card issuing side, authentication server contrast smart card
With the authentication information uniformity for receiving, and to smart card control terminal return the result.
It can be seen that, when closing or opening the contactless application module of smart card, it is required to the authentication of user
Information is sent to the authentication server of card issuer and is verified, non-connecing can be just closed or opened after being only verified
The operation of touch application module.This way it is possible to avoid lawless person is voluntarily turned on or off the contactless application of smart card
Module, it is effective to ensure that user's is safe with card.
Further scheme is that out code and/or open command are Application Protocol Data Unit instruction；Intelligent control
When terminal processed sends Application Protocol Data Unit instruction, with transmission cipher-text information.
As can be seen here, out code and open command are set to Application Protocol Data Unit instruction, it can be ensured that intelligence
Card can correctly be obtained and perform these instructions, meanwhile, may insure that closing refers to by way of with transmission cipher-text information
Order and the transmission security of open command, it is to avoid lawless person forges and sends out code and open command and cause smart card
Contactless application module is closed or opened by mistake.
Further scheme is that smart card control terminal is set up after being connected with smart card, confirms that smart card is with non-
The smart card of contact application module.
It can be seen that, after smart card control terminal connection smart card, automatic identification is carried out to smart card, and in identification intelligent card
After with contactless application module, the function of closing and open contactless application module is just performed, it is to avoid mistake sends pass
Close instruction or open command.
To realize above-mentioned another object, the contactless application module shutoff device of smart card that the present invention is provided includes connecting
Connection module, is connected for being set up with smart card；Instruction acquisition module, the contactless application module of smart card is closed for obtaining
Instruction；Authentication module, the authentication information for obtaining user, the identity to user is verified；Out code
Sending module, the out code of contactless application module is closed for being sent to smart card；Closedown module, in smart card
Contactless application module is closed after receiving out code.
From such scheme, user is when needing to close the contactless application module of smart card, it is only necessary to by smart card
Realize being connected with smart card control terminal, and the instruction for closing contactless application module sent to smart card control terminal,
By after authentication, you can send out code to smart card with from smart card control terminal, so as to by the non-of smart card
Contact application module is closed.So, user only needs to can voluntarily to close smart card by shirtsleeve operation contactless
Application module, the behaviors such as pirate brush are entered so as to avoid lawless person from obtaining intelligent card data by contactless mode.
Brief description of the drawings
Fig. 1 is the smart card and intelligent control using the contactless application module method for closing embodiment of smart card of the present invention
Terminal processed, the connection diagram of server.
Fig. 2 is to close contactless application module in the contactless application module method for closing embodiment of smart card of the present invention
Flow chart.
Fig. 3 is to open contactless application module in the contactless application module method for closing embodiment of smart card of the present invention
Flow chart.
Fig. 4 is the structured flowchart of the contactless application module shutoff device embodiment of smart card of the present invention.
Below in conjunction with drawings and Examples, the invention will be further described.
Specific embodiment
The contactless application module method for closing of smart card of the invention apply smart card and smart card control terminal it
Between and realize the autonomous closing of the contactless application module of smart card, smart card control terminal can be smart mobile phone, calculate
The smart machine such as machine or panel computer, as long as the smart machine can carry out data interaction with smart card.It is of the invention
The shutoff device of the contactless application module of smart card can operate in the application journey on smart card and smart card control terminal
Sequence, and for realizing the method for closing of the contactless application module of above-mentioned smart card.
Referring to Fig. 1, the method for the present invention is applied between smart card 30 and smart card control terminal 20, in the present embodiment,
Smart card control terminal 20 is smart mobile phone, it is preferred that smart card control terminal 20 has wireless communication module, such as bluetooth module
Or WIFI module, radio frequency signal transceiver module etc., smart card control terminal 20 can by way of radio communication with
Smart card 30 is attached.Also, smart card control terminal 20 can carry out data interaction with authentication server 10, for example, intelligence
Energy card control terminal 20 passes through network connection to authentication server 10, and certificate data is sent to authentication server
10, and obtain the result from authentication server 10.
The method for closing flow of the contactless application module of smart card is introduced with reference to Fig. 2.First, smart card 30 is set up
With the connection between smart card control terminal 20, that is, perform step S1.In the present embodiment, smart card 30 can be by bluetooth connection
Mode etc. wireless connection is connected with the foundation of smart card control terminal 20.Certainly, smart card 30 and smart card control terminal 20 it
Between connection be not limited to bluetooth connection, can also be WIFI connections or the connection such as twireless radio-frequency communication.In addition, if smart card
Control terminal 20 is provided with contact, then can be set up with smart card 30 by way of the directly contact of contact and be connected, will be intelligent
Card 30 is installed on smart card control terminal 20 and causes the contact on the contact and smart card control terminal 30 of smart card 20
Directly contact and set up connection.
Preferably, being run on smart card control terminal 20 has for closing or opening the contactless application mould of smart card
The application program of block, after smart card control terminal 20 and smart card 30 are set up to be connected, will transport on smart card control terminal 20
The row application program and operation display interface, can now show that closing the virtual of the contactless application module of smart card presses
Key.
Certainly, if smart card control terminal 20 is connected to many sheet smart cards simultaneously, smart card control terminal 20 will be aobvious
Show the information of many sheet smart cards, determined to need the smart card of operation by user.Or, the identification of smart card control terminal 20 is connected
Smart card whether there is contactless application module, that is, recognize whether connected smart card has contactless work(
Can, the smart card for only having connected has contactless function, just performs follow-up operation.
Then, step S2 is performed, smart card control terminal 20 obtains the instruction for closing contact application module.Due in intelligence
The virtual key for closing the contactless application module of smart card is shown on the display screen of energy card control terminal 20, therefore is used
Family can send the instruction for closing the contactless application module of smart card by clicking on the button.
Certainly, send and close the behaviour that the instruction of the contactless application module of smart card is not limited to by clicking on virtual key
Make, can be sent out acoustic control instruction, or press specific physical button etc., it is also possible to which sending that closing smart card is contactless should
With the instruction of module.After smart card control terminal 20 receives the instruction, the identity to user is verified, step is first carried out
S3, or user authentication information, and acquired authentication information is sent to authentication server.
In the present embodiment, obtain subscriber authentication information can be obtain user input password, by being arranged on intelligence
Fingerprint scanner in energy card control terminal 20 obtains the fingerprint of user, or by being arranged on smart card control terminal 20
The identity card of video camera shooting user or the photo of user, or obtain the retina identification data of user etc..Work as smart card
After control terminal 20 obtains the authentication information of user, acquired subscriber authentication information is sent to authentication server
10, verified by 10 pairs of authentication informations for being received of authentication server.
In the present embodiment, the server that authentication server 10 is set for the card issuer of smart card 30, in authentication server 10
Internal memory contains the identity information of the user of smart card 30, and user carries when such as the personal information of the user of smart card 30, smart card 30 are registered
ID card information, finger print information of friendship etc., therefore, the identity that authentication server 10 receives the transmission of smart card control terminal 20 is tested
After card information, will contrast card issuer in advance retain the smart card 30 subscriber identity information whether with the authentication for receiving
Information match, whether such as contrast the finger print data that receives identical with the finger print data that the smart card is retained in advance, that is,
Uniformity judgement is carried out, and judged result is returned to smart card control terminal 20.
After smart card control terminal 20 receives judged result, step S4 is performed, it is true according to received judged result
The identity for determining user is confirmed, i.e., if it is determined that what received authentication information and authentication server were retained in advance
Subscriber identity information is consistent, then perform step S5, otherwise, performs step S7, sends the information that authentication does not pass through, now intelligence
The inconsistent prompt message of authentication information can will be shown on the display screen of card control terminal 20.
In step S5, smart card control terminal 20 sends the pass for closing the contactless application module of smart card to smart card 30
Close instruction, it is preferred that out code is that Application Protocol Data Unit (APDU) is instructed, also, smart card control terminal 20 sends
When the Application Protocol Data Unit is instructed, also with transmission cipher-text information.Certainly, it is used for, it is necessary to define one group in the present embodiment
Application Protocol Data Unit instruction or the instruction group of the contactless application module of smart card are closed, is received in order to smart card 30
To after the instruction or instruction group, you can to identify the meaning of received instruction.
Finally, after smart card 30 receives out code, step S7 is performed, closes the contactless application module of smart card,
So as to close the contactless function of smart card 30.So, if smart card 30 is connected to contactless device, such as it is connected to
During contactless POS, then smart card 30 cannot realize contactless payment function.If lawless person is set by contactless
During the data of standby acquisition smart card 30, then cannot be obtained because the contactless function of smart card 30 is closed.
Preferably, each application module has oneself unique mark, i.e. AID, intelligent card control end in smart card 30
End 20 should include the mark AID of the contactless application module of closing in need to the out code that smart card 30 sends, from
And after allowing smart card 30 to receive out code, the contactless application module of closing required for being capable of identify that.
Need explanation when, smart card 30 is only to close contactless application module, be not delete smart card 30
The user data for being stored, when user opens contactless application module, can still be continuing with contactless function, such as
Contactless payment function.Also, it is also adjoint when sending out code due to smart card control terminal 20 to send cipher-text information, with
It is easy to smart card 30 to receive pass through received cipher-text information after out code and verify out code, such that it is able to protect
The data for protecting smart card will not be illegally modified.Also, the form of smart card can have various, such as common entity card, SE cards,
The forms such as special-shaped card.
After the contactless application module of smart card is closed, if user needs to use contactless application module
When, can voluntarily open, the operating process of the contactless application module of smart card is opened with reference to Fig. 3 introductions.
Step S11 is first carried out, smart card control terminal 20 is set up with smart card 30 and is connected, and such as passes through radio communication mold
Block, such as bluetooth module set up connection.Certainly, it is connected if smart card control terminal 20 is established with smart card 30,
Step S12 can directly be performed.
In step S12, smart card control terminal 20 obtains the instruction for opening the contactless application module of smart card, for example,
A virtual key is shown on smart card control terminal 20, represents that user have issued out when user clicks on the virtual key
Open the instruction of contactless application module.Certainly, user can also by other means send the contactless application module of unlatching
Instruction, for example send acoustic control instruction, or press other buttons on smart card control terminal 20.
Then, smart card control terminal 20 performs step S13, obtains the authentication information of user, such as obtains user defeated
Identity card picture of password, finger print information, retinal information or shooting user for entering etc., and the user identity of acquisition is tested
Card information is sent to authentication server 10.Authentication server 10 receives the authentication information of the transmission of smart card control terminal 20
Afterwards, will contrast card issuer in advance retain the smart card 30 subscriber identity information whether with the authentication information phase for receiving
Matching, whether such as contrast the finger print data that receives identical with the finger print data of the advance retention of the smart card, and to smart card
Control terminal 20 returns to judged result.
Then, smart card control terminal 20 performs step S14, judges that received result indicates whether the identity of user
Checking information passes through checking, if by authentication, performing step S15, is sent to smart card 30 and opens contactless answering
With the open command of module, if received result indicates whether that the authentication information of user fails by checking,
Step S17 is performed, the information that authentication does not pass through is sent.
In step S15, smart card control terminal 20 sends open command to smart card 30, it is preferred that open command is also
Application Protocol Data Unit is instructed, also, during the transmission Application Protocol Data Unit instruction of smart card control terminal 20, it is also adjoint
Send cipher-text information.Finally, after smart card 30 receives open command, step S17 is performed, opens the contactless application of smart card
Module, so as to open the contactless function of smart card 30.So, if smart card 30 is connected to contactless device, such as
When being connected to contactless POS, then smart card 30 can realize contactless payment function.
Preferably, each application module has oneself unique mark in smart card 30, smart card control terminal 20 to
The open command that smart card 30 sends should include the mark AID of the contactless application module of unlatching in need, so as to allow intelligence
30 can be blocked and receive the contactless application module that can determine that needs are opened after open command.
The device that the contactless application module of smart card is closed and opened is introduced with reference to Fig. 4, the device includes fortune
Link block 21 of the row on smart card control terminal 20, authentication module 22, out code sending module 23 and open
Instruction sending module 24, also including operating in the closedown module 21 on smart card 20 and opening module 22.
Link block 21 on smart card control terminal 20 is used to be connected with the foundation of smart card 30, such as by way of bluetooth
Set up connection.Authentication module 22 is used to obtain the authentication information of user input, such as password, the fingerprint of input, and
And send to authentication server 10 received authentication information, by authentication server to received authentication
Information is verified.
Authentication information received by authentication server 10 pairs is verified, such as believes received authentication
Whether the subscriber identity information for ceasing the smart card 30 retained in advance with card issuer is compared, and determines above-mentioned two information
Unanimously, and to smart card control terminal 20 judged result is returned.
Out code sending module 23 is used to send out code to smart card 30, that is, close the contactless application of smart card
The instruction of module, and open command sending module 24 is used to send open command to smart card 30, that is, open smart card noncontact
The instruction of formula application module.Preferably, out code and open command are that Application Protocol Data Unit is instructed, also, intelligence
It is intelligent for protection also with transmission cipher-text information when energy card control terminal 20 sends Application Protocol Data Unit instruction
The data of card will not be illegally modified.
The closedown module 31 of smart card 30 performs the behaviour for closing contactless application module after out code is received
Make, and opening module 32 performs the operation for opening contactless application module after open command is received.Preferably, intelligence
Each application module has oneself unique mark, i.e. AID in card 30, and smart card control terminal 20 sends to smart card 30
The mark AID of out code and open command comprising closing in need or the contactless application module opened, so that
After allowing smart card 30 to receive out code or open command, closed required for being capable of identify that or the contactless of unlatching should
Use module.
Due to the present invention can allow the autonomous closing of user or open smart card contactless application module, user is not
Need to bank to handle corresponding formality, and user can easily be turned on or off according to actual needs it is contactless
Application function, substantially increases user's card safety.Further, since user is when closing or opening contactless function,
It is required to carry out authentication, such as by the checking of fingerprint authentication or ID card information, so as to avoid lawless person from arbitrarily changing
Become the function of smart card and carry out the situation generation for stealing brush.
Certainly, above-described embodiment is only the preferred embodiment of the present invention, and during practical application, the present invention also has more
Change, for example, subscriber authentication information can include other information, such change can also realize the purpose of the present invention.
Claims (10)
1. the contactless application module method for closing of smart card, it is characterised in that including：
Smart card control terminal is set up with smart card and is connected；
The smart card control terminal obtains the instruction of the contactless application module for closing the smart card；
The smart card control terminal obtains the authentication information of user, and the identity to user is verified；
After subscriber authentication passes through, the smart card control terminal to the smart card send close it is described it is contactless should
With the out code of module；
After the smart card receives the out code, the contactless application module is closed.
2. the contactless application module method for closing of smart card according to claim 1, it is characterised in that：
After the smart card closes the contactless application module, the smart card control terminal is obtained opens the smart card
Contactless application module instruction；
The smart card control terminal obtains the authentication information of user, and the identity to user is verified；
After subscriber authentication passes through, the smart card control terminal to the smart card send open it is described it is contactless should
With the open command of module；
After the smart card receives the open command, the contactless application module is opened.
3. the contactless application module method for closing of smart card according to claim 1 and 2, it is characterised in that：
The smart card control terminal carries out checking to the identity of user to be included：Acquired authentication information is sent to institute
State the authentication server of smart card issuing side, the authentication server contrasts authentication information that the smart card prestores and connects
The authentication information uniformity for receiving, and return to the result to the smart card control terminal.
4. the contactless application module method for closing of smart card according to claim 3, it is characterised in that：
The authentication information at least includes following one：Checking password, fingerprint, ID card information, user picture, view
Film.
5. the contactless application module method for closing of smart card according to claim 2, it is characterised in that：
The out code and/or the open command are Application Protocol Data Unit instruction；
When the smart card control terminal sends the Application Protocol Data Unit instruction, with transmission cipher-text information.
6. the contactless application module method for closing of smart card according to claim 1 and 2, it is characterised in that：
The smart card control terminal is set up after being connected with smart card, confirms that the smart card is with contactless application module
Smart card.
7. the contactless application module shutoff device of smart card, including
Link block, is connected for being set up with smart card；
Instruction acquisition module, the instruction for obtaining the contactless application module for closing the smart card；
Authentication module, the authentication information for obtaining user, the identity to user is verified；
Out code sending module, the out code of the contactless application module is closed for being sent to the smart card；
Closedown module, for closing the contactless application module after the smart card receives the out code.
8. the contactless application module shutoff device of smart card according to claim 7, it is characterised in that：
The instruction acquisition module is additionally operable to obtain the instruction of the contactless application module for opening the smart card；
The contactless application module shutoff device of smart card also includes：
Open command sending module, the open command of the contactless application module is opened for being sent to the smart card；
Opening module, for opening the contactless application module after the smart card receives the open command.
9. the contactless application module shutoff device of smart card according to claim 8, it is characterised in that：
The authentication module specifically for：Acquired authentication information is sent into testing to the smart card issuing side
Server is demonstrate,proved, and obtains the authentication server contrast smart card authentication information for prestoring and the identity for receiving and tested
The result returned after card consistency on messaging.
10. the contactless application module shutoff device of smart card according to claim 8, it is characterised in that：
The out code and/or the open command are Application Protocol Data Unit instruction；
When the out code sending module or the open command sending module send the Application Protocol Data Unit instruction,
With transmission cipher-text information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710071765.8A CN106845613A (en) | 2017-02-09 | 2017-02-09 | The contactless application module method for closing of smart card and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710071765.8A CN106845613A (en) | 2017-02-09 | 2017-02-09 | The contactless application module method for closing of smart card and device |
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| CN106845613A true CN106845613A (en) | 2017-06-13 |
Family
ID=59122980
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710071765.8A Pending CN106845613A (en) | 2017-02-09 | 2017-02-09 | The contactless application module method for closing of smart card and device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN114358223A (en) * | 2021-12-23 | 2022-04-15 | 深圳市魔力信息技术有限公司 | Method and device for realizing non-contact fingerprint bank card |
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