CN106651565A - Recharge transferring method, processing method and recharge transferring platform - Google Patents
Recharge transferring method, processing method and recharge transferring platform Download PDFInfo
- Publication number
- CN106651565A CN106651565A CN201611109178.5A CN201611109178A CN106651565A CN 106651565 A CN106651565 A CN 106651565A CN 201611109178 A CN201611109178 A CN 201611109178A CN 106651565 A CN106651565 A CN 106651565A
- Authority
- CN
- China
- Prior art keywords
- money
- platform
- party
- account
- accounts information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The embodiment of the invention relates to the technical field of electronic payment, and particularly relates to a recharge transferring method, a processing method and a recharge transferring platform. The recharge transferring method comprises the steps that: the recharge transferring platform receives a recharge request sent by a transaction platform, wherein the recharge request carries first account information, and the recharge request is generated by the transaction platform when a balance corresponding to the first account information is smaller than a transaction amount; the recharge transferring platform determines a third-party platform to which a third-party account corresponding to the first account information belongs; and the recharge transferring platform forwards the recharge request to the third-party platform, so that the third-party platform carries out recharging on an account corresponding to the first account information by the third-party account. Therefore, the transaction platform can be connected with the third-party platform by the recharge transferring platform, i.e., by the recharge transferring platform, the transaction platform can be compatible to an account system of each third-party card issuer, so that transaction efficiency can be promoted.
Description
Technical field
The present embodiments relate to pay technical field by mails, more particularly to one kind supplement with money forwarding method, processing method and
Supplement transfer platform with money.
Background technology
In prior art, when user is consumed using bank card, if Sorry, your ticket has not enough value in the bank card account of user
When, it is non-due to existing in prior art even if now there is consumption fund used enough in third party's account of user
Across the mechanism switching problem of bank electric payment Accounting system, i.e., not by the compatible each third party of transaction system in prior art
The Accounting system of mechanism for card, so as to have impact on trading efficiency.
The content of the invention
The embodiment of the present invention provides one kind and supplements forwarding method, processing method with money and supplement transfer platform with money, to by compatibility
The Accounting system of each third party's card sending mechanism, lifts trading efficiency.
The embodiment of the present invention provides one kind and supplements forwarding method with money, including：
Supplement transfer platform with money and receive the charging request that transaction platform sends, the first account letter is carried in the charging request
Breath, and the charging request is that the transaction platform is given birth to when the corresponding remaining sum of first accounts information is less than dealing money
Into；
The transfer platform of supplementing with money determines third-party platform belonging to the corresponding third party's account of first accounts information；
The charging request is forwarded to the third-party platform by the transfer platform of supplementing with money, so that the third-party platform
The corresponding account of first accounts information is supplemented with money by third party's account.
Preferably, it is described supplement with money transfer platform determine belonging to the corresponding third party's account of first accounts information the 3rd
Fang Pingtai, including：
The transfer platform of supplementing with money determines the corresponding multiple third party's accounts of first accounts information, and determines described many
The priority of individual third party's account；
According to the priority of the plurality of third party's account, the corresponding third party's account institute of first accounts information is determined
The third-party platform of category.
Preferably, the transfer platform of supplementing with money is received before the charging request that transaction platform sends, also include：
The transfer platform of supplementing with money receives transaction request and the transaction request is forwarded to into the transaction platform, the friendship
The friendship for easily carrying first accounts information and being traded using account corresponding to first accounts information in request
The easy amount of money.
Preferably, the transfer platform of supplementing with money is forwarded to the charging request after the third-party platform, also include：
It is described to supplement the successful recharging message or supplement with money unsuccessfully that transfer platform sends the third-party platform for receiving with money
Message is forwarded to the transaction platform.
Preferably, also including：
The transfer platform of supplementing with money is receiving the supplementing with money including first accounts information that the transaction platform sends
After revocation request, the third party's account in the corresponding third-party platform of first accounts information is determined；
The third party's account supplemented with money in the corresponding third-party platform of first accounts information that transfer platform will determine
Family returns to the third-party platform, so that the third-party platform cancels first accounts information and is directed to the charging request
Supplement with money.
The embodiment of the present invention also provides a kind of based on the processing method for supplementing forwarding method with money, including：
After supplementing the transaction request of transfer platform transmission with money according to receiving, judge that the first accounts information institute is right
Answer whether account belongs to joint account, if so, then to it is described supplement with money transfer platform send charging request so that described supplement switching with money
Platform is forwarded to the charging request after third-party platform, by third-party platform to account corresponding to first accounts information
Supplemented with money；
Wherein, carry in the transaction request first accounts information and using first accounts information institute it is right
The dealing money that account is traded, the joint account is answered to refer to that the remaining sum of accounts information can be carried out when being less than dealing money
The account supplemented with money.
Preferably, sending after charging request to the transfer platform of supplementing with money, also include：
Supplement the successful recharging of transfer platform forwarding described in receiving with money or supplement failed message with money.
Preferably, also including：
Reception include first accounts information supplement with money revocation request, and by this supplement with money revocation request be forwarded to described in fill
Value transfer platform.
The embodiment of the present invention also provides a kind of based on the processing method for supplementing forwarding method with money, including：
Supplement the charging request of transfer platform forwarding with money according to receiving, determine corresponding to first accounts information
Third party's account, and account corresponding to first accounts information is supplemented with money according to third party's account, it is described to fill
The first accounts information carried in value request.
Preferably, after third party's account is supplemented with money to account corresponding to first accounts information, also wrapping
Include：
To it is described supplement transfer platform with money and send successful recharging or supplement failed message with money.
Preferably, also including：
That supplements transfer platform transmission described in receiving with money supplements revocation request with money including first accounts information, and revocation is directed to
The charging request is supplemented with money.
The embodiment of the present invention provides one kind and supplements transfer platform with money, including：
First receiver module, for receiving the charging request of transaction platform transmission, in the charging request first is carried
Accounts information, and the charging request is that the transaction platform is less than dealing money in the corresponding remaining sum of first accounts information
When generated；
Determining module, for determining the third-party platform belonging to the corresponding third party's account of first accounts information；
First forwarding module, for the charging request to be forwarded to into the third-party platform, so that the third party is flat
Platform is supplemented with money by third party's account to the corresponding account of first accounts information.
Preferably, the determining module, specifically for：
Determine the corresponding multiple third party's accounts of first accounts information, and determine the excellent of the plurality of third party's account
First level；
According to the priority of the plurality of third party's account, the corresponding third party's account institute of first accounts information is determined
The third-party platform of category.
Preferably, first receiver module, is additionally operable to：Before the charging request that transaction platform sends is received, receive
The transaction request is simultaneously forwarded to the transaction platform by transaction request, and the first account letter is carried in the transaction request
Breath and the dealing money being traded using account corresponding to first accounts information.
Preferably, first forwarding module, be additionally operable to by the charging request be forwarded to the third-party platform it
Afterwards, the successful recharging message that the third-party platform for receiving sent is supplemented failed message with money to be forwarded to the transaction flat
Platform.
Preferably,
First receiver module, is additionally operable to receiving that the transaction platform sends including first accounts information
Supplement with money after revocation request, indicate that the determining module determines the in the corresponding third-party platform of first accounts information the 3rd
Square account；
First forwarding module, the be additionally operable in the corresponding third-party platform of first accounts information that will be determined
Tripartite's account returns to the third-party platform, so that the third-party platform cancels first accounts information and fills for described
What value was asked supplements with money.
The embodiment of the present invention also provides a kind of based on the transaction platform for supplementing transfer platform with money, including：Second receives mould
Block, the second forwarding module；
Second receiver module, for receiving the transaction request for supplementing transfer platform transmission with money；
Second forwarding module, for after the transaction request for supplementing transfer platform transmission with money according to receiving, sentencing
Break first accounts information corresponding to account whether belong to joint account, if so, then to it is described supplement with money transfer platform send fill
Value request, so that the transfer platform of supplementing with money is forwarded to the charging request after third-party platform, by third-party platform to institute
Account corresponding to stating the first accounts information is supplemented with money；
Wherein, carry in the transaction request first accounts information and using first accounts information institute it is right
The dealing money that account is traded, the joint account is answered to refer to that the remaining sum of accounts information can be carried out when being less than dealing money
The account supplemented with money.
Preferably, second receiver module, is additionally operable to：To it is described supplement with money transfer platform send charging request after, connect
Supplement the successful recharging of transfer platform forwarding described in receiving with money or supplement failed message with money.
Preferably, second receiver module, is additionally operable to：
Reception includes that the revocation of supplementing with money of first accounts information is asked, and indicates that second forwarding module supplements with money this
Revocation request supplements transfer platform with money described in being forwarded to.
The embodiment of the present invention also provides a kind of third-party platform for supplementing transfer platform with money, including：3rd receiver module
With the 3rd forwarding module；
3rd receiver module, for receiving the charging request for supplementing transfer platform forwarding with money；
3rd forwarding module, for supplementing the charging request of transfer platform forwarding with money according to receiving, it is determined that
Third party's account corresponding to first accounts information, and it is right to first accounts information institute according to third party's account
Account is answered to be supplemented with money, the first accounts information carried in the charging request.
Preferably, the 3rd forwarding module, be additionally operable to according to third party's account to first accounts information
After corresponding account is supplemented with money, to it is described supplement transfer platform with money and send successful recharging or supplement failed message with money.
Preferably, the 3rd receiver module, is additionally operable to：
That supplements transfer platform transmission described in receiving with money supplements revocation request with money including first accounts information, and revocation is directed to
The charging request is supplemented with money.
Above-described embodiment provides one kind and supplements forwarding method, processing method with money and supplement transfer platform with money, including：Supplement switching with money flat
Platform receives the charging request that transaction platform sends, and the first accounts information, and the charging request are carried in the charging request
The transaction platform is generated when the corresponding remaining sum of first accounts information is less than dealing money；It is described to supplement switching with money
Platform determines the third-party platform belonging to the corresponding third party's account of first accounts information；The transfer platform of supplementing with money is by institute
State charging request and be forwarded to the third-party platform so that the third-party platform by third party's account to described first
The corresponding account of accounts information is supplemented with money.As can be seen that transaction platform can be put down with third party by supplementing transfer platform with money
Platform is attached, i.e., be capable of the Accounting system of compatible each third party's card sending mechanism by supplementing transfer platform with money such that it is able to lifted
Trading efficiency.
Description of the drawings
Technical scheme in order to be illustrated more clearly that the embodiment of the present invention, below will be to making needed for embodiment description
Accompanying drawing is briefly introduced.
Fig. 1 supplements forwarding method schematic flow sheet with money for one kind provided in an embodiment of the present invention；
Fig. 2 supplements forwarding method schematic flow sheet with money for another kind provided in an embodiment of the present invention；
Fig. 3 is the schematic flow sheet for supplementing cancelling method with money provided in an embodiment of the present invention；
Fig. 4 is a kind of method flow schematic diagram of processing method provided in an embodiment of the present invention；
Fig. 5 is the method flow schematic diagram of another processing method provided in an embodiment of the present invention；
Fig. 6 is a kind of structural representation for supplementing transfer platform with money provided in an embodiment of the present invention；
Fig. 7 is a kind of structural representation of transaction platform provided in an embodiment of the present invention；
Fig. 8 is a kind of structural representation of third-party platform provided in an embodiment of the present invention.
Specific embodiment
In order that the purpose of the present invention, technical scheme and beneficial effect become more apparent, below in conjunction with accompanying drawing and enforcement
Example, the present invention will be described in further detail.It should be appreciated that specific embodiment described herein is only to explain this
It is bright, it is not intended to limit the present invention.
Fig. 1 illustrates one kind provided in an embodiment of the present invention and supplements forwarding method schematic flow sheet with money, such as Fig. 1 institutes
Show, the method may include：
S101, the charging request for supplementing transfer platform reception transaction platform transmission with money, carry the first account in the charging request
Family information, and the charging request is that transaction platform is generated when the corresponding remaining sum of the first accounts information is less than dealing money.
S102, supplement transfer platform with money and determine third-party platform belonging to the corresponding third party's account of the first accounts information.
S103, supplement transfer platform with money charging request is forwarded to into third-party platform, so that third-party platform passes through third party
Account is supplemented with money to the corresponding account of the first accounts information.
Optionally, before the charging request that transfer platform reception transaction platform sends is supplemented with money, supplement transfer platform with money and may be used also
Transaction request is received, the first accounts information can be carried in the transaction request and is entered using account corresponding to the first accounts information
The dealing money of row transaction.Then, supplement transfer platform with money and the transaction request is forwarded to into transaction platform, when transaction platform receives this
After transaction request, judge that the corresponding remaining sum of the first accounts information, whether less than the dealing money in transaction request, is if so, then generated
The charging request of generation is simultaneously sent to and supplements transfer platform with money by charging request.
In above-mentioned steps S102, supplementing transfer platform with money can pass through the binding relationship table that inquiry pre-sets, and determine first
Third-party platform belonging to the corresponding third party's account of accounts information.Pass through the binding that inquiry pre-sets when transfer platform is supplemented with money
Relation table determine the corresponding third party's account of the first accounts information for it is multiple when, can first determine that the preferential of multiple third party's accounts
Level, then according to the priority of multiple third party's accounts, determines the 3rd belonging to the corresponding third party's account of the first accounts information
Fang Pingtai.Optionally, after supplementing transfer platform with money and charging request is forwarded to third-party platform, if third-party platform completes right
Account corresponding to first accounts information is supplemented with money, and third-party platform can send successful recharging message to transfer platform is supplemented with money；If the
Tripartite's platform does not complete and account corresponding to the first accounts information is supplemented with money, i.e., third-party platform is to corresponding to the first accounts information
Account charging fails, then third-party platform can supplement failed message with money to transfer platform transmission is supplemented with money.
Transfer platform, transaction platform and third-party platform will be supplemented with money below by the method flow shown in Fig. 2 to combine
Come, detailed explanation is carried out to above-mentioned method flow.
S201, transaction platform receive transaction request, and the first accounts information and dealing money are carried in the transaction request.
Specifically, transaction platform can receive transaction request from single system is received, and also can receive transaction request from side joint is accepted.
S202, transaction platform judge that the corresponding account balance of the first accounts information, whether less than dealing money, if so, then turns
To step S203, otherwise terminate flow process.
S203, transaction platform generate charging request, and recharge amount is carried in charging request.
Wherein, in charging request carry recharge amount can be dealing money remaining sum corresponding with the first accounts information it
Between difference, now, recharge amount is calculated according to dealing money remaining sum corresponding with the first accounts information by transaction platform.
Additionally, in order to reduce amount of calculation, improve processing speed, the recharge amount carried in charging request can also with transaction request in take
The dealing money of band is identical, now, transaction platform without calculate recharge amount, directly using the dealing money in transaction request as
Recharge amount.
The charging request for carrying recharge amount is sent to and supplements transfer platform with money by S204, transaction platform.
S205, supplement the transfer platform binding relationship table that pre-sets of inquiry with money, determine the first accounts information the corresponding 3rd
Third-party platform belonging to square account.
Wherein, in the binding relationship table for pre-setting, the first accounts information can correspond to multiple third party's accounts, when first
During the accounts information multiple third party's accounts of correspondence, supplementing transfer platform with money can select the according to the priority of multiple third party's accounts
The corresponding third party's account of one accounts information, so as to select third party belonging to the corresponding third party's account of the first accounts information to put down
Platform.That is, supplement transfer platform with money and charging request is first sent to third-party platform belonging to third party's account of highest priority, if
The account balance of third party's account of highest priority is less than recharge amount, the 3rd belonging to third party's account of highest priority
Fang Pingtai supplements failed message with money to transfer platform transmission is supplemented with money, supplements transfer platform with money and is receiving third party's account of highest priority
When supplementing failed message with money of third-party platform transmission belonging to family, the charging request is continued to be sent to the priority is taken second place the 3rd
Third-party platform belonging to square account.
S206, supplement transfer platform with money the charging request for carrying recharge amount is sent to into the first accounts information corresponding
Third-party platform belonging to tripartite's account.
S207, third-party platform judge whether the remaining sum of the corresponding third party's account of the first accounts information is more than and supplement gold with money
Volume, if so, then goes to step S208, otherwise goes to step S211.
S208, third-party platform are supplemented with money to the corresponding account of the first accounts information.
S209, third-party platform generate successful recharging after completing to supplement the corresponding account of the first accounts information with money
Message, and the successful recharging message of generation is sent to supplements transfer platform with money.
S210, supplement with money transfer platform receive third-party platform transmission successful recharging message after, by the successful recharging
Message is forwarded to transaction platform.
S211, when third-party platform judge the corresponding third party's account of the first accounts information remaining sum be less than recharge amount
When, failed message is supplemented in generation with money, and is sent to and supplements transfer platform with money the failed message of supplementing with money for generating.
S212, supplement with money transfer platform receive third-party platform transmission supplement failed message with money after, judge to pre-set
Binding relationship table in the first accounts information whether correspond to multiple third party's accounts, if so, then go to step S213, otherwise, turn
To step S214.
S213, supplement with money transfer platform the charging request is transmitted to belonging to third party's account that priority is taken second place the 3rd
Fang Pingtai.
S214, supplement transfer platform with money and will supplement failed message with money and be transmitted to transaction platform.
Optionally, for the viscosity for providing the user with more humane service to lift user, user can also be flat to transaction
Platform send include accounts information supplement with money revocation request, transaction platform receive user transmission supplement with money revocation ask after, can
Judge whether the user handled charging request, if the user once handled charging request, this can be supplemented with money revocation request forwarding
To transfer platform is supplemented with money, supplement transfer platform with money and ask in the revocation of supplementing with money including accounts information for receiving transaction platform transmission
Afterwards, determine the third party's account in the corresponding third-party platform of accounts information, supplement the accounts information pair that transfer platform will determine with money
Third party's account in the third-party platform answered returns to third-party platform, so that third-party platform revocation accounts information is for filling
What value was asked supplements with money.
Below by the method flow shown in Fig. 3, the method flow to supplementing revocation with money carries out detailed explanation.
S301, transaction platform are received includes that the revocation of supplementing with money of the first accounts information is asked.
Specifically, transaction platform can pass through to receive single system or accept supplementing with money for side receive user transmission to cancel request, for example,
When user triggers merchandise return request, can generate and supplement revocation request with money.
S302, transaction platform judge whether the first accounts information was once handled and supplement with money, if so, then goes to step S303, no
Then terminate flow process.
In the specific implementation, in order to reduce amount of calculation, processing speed is improved, transaction platform can also pre-set the time period,
And judge the first accounts information whether layer was handled within the time period to supplement with money.For example, transaction platform is by the time for pre-setting
Section is set to 30 days, then transaction platform receive including the first accounts information supplement revocation request with money after, only need to judge nearly 30
For the first accounts information, whether layer was handled supplements with money in it data.
S303, transaction platform will be sent to and supplement transfer platform with money including the revocation request of supplementing with money of the first accounts information.
S304, supplement with money transfer platform determine once handled the third-party platform supplemented with money for the first accounts information.
S305, supplement transfer platform with money and will supplement revocation request with money and be forwarded to the including the revocation request of supplementing with money of the first accounts information
Tripartite's platform.
After receiving and supplementing revocation request with money, revocation being supplemented with money for first accounts information for S306, third-party platform.
Supplemented with money on the basis of forwarding method based on what above-described embodiment was provided, the embodiment of the present invention also provides a kind of process side
Method.
Fig. 4 illustrates a kind of method flow schematic diagram of processing method provided in an embodiment of the present invention, such as Fig. 4 institutes
Show, the processing method may include：
S401, reception supplement with money transfer platform transmission transaction request, the first accounts information is carried in the transaction request with
And the dealing money being traded using account corresponding to the first accounts information.
The transaction request for supplementing transfer platform transmission with money that S402, basis are received, judges account corresponding to the first accounts information
Whether family belongs to joint account, if so, then goes to step S403, otherwise terminates flow process.
Wherein, joint account refers to the account that can be supplemented with money when the remaining sum of accounts information is less than dealing money.
S403, charging request is sent to supplementing transfer platform with money, so that supplement transfer platform with money is forwarded to the by the charging request
After tripartite's platform, account corresponding to the first accounts information is supplemented with money by third-party platform.
It is optional to supplementing with money after transfer platform sends charging request, can also receive and supplement supplementing with money for transfer platform forwarding with money
Failed message is supplemented in success with money.
Optionally, for the viscosity for providing the user with more humane service to lift user, can also receive including first
Accounts information supplements revocation request with money, and supplements this with money revocation request and be forwarded to and supplement transfer platform with money.
Supplemented with money on the basis of forwarding method based on what above-described embodiment was provided, the embodiment of the present invention is also provided at another
Reason method.
Fig. 5 illustrates the method flow schematic diagram of another processing method provided in an embodiment of the present invention, such as
Shown in Fig. 5, the processing method may include：
S501, reception supplement the charging request of transfer platform forwarding, the first accounts information carried in the charging request with money.
Wherein, recharge amount can be also carried in charging request.
The charging request for supplementing transfer platform forwarding with money that S502, basis are received, determines corresponding to the first accounts information
Third party's account, and account corresponding to the first accounts information is supplemented with money according to third party's account.
Optionally, after being supplemented with money to account corresponding to the first accounts information according to third party's account, can also be to supplementing with money
Transfer platform sends successful recharging or supplements failed message with money.
Optionally, for the viscosity for providing the user with more humane service to lift user, can also receive and supplement switching with money
What platform sent supplements revocation request with money including first accounts information, and revocation is supplemented with money for the charging request.
According to the above as can be seen that can be connected transaction platform with third-party platform by supplementing transfer platform with money
Connect, so as to integrate to multiple systems such as transaction platform, third party's Accounting systems, can be compatible each by supplementing transfer platform with money
The Accounting system of third party's card sending mechanism, therefore, solve non-banking E-Payment Accounting system by supplementing transfer platform with money
Across mechanism switching problem, can lift trading efficiency.Additionally, the embodiment of the present application has also been multiplexed the single network of existing receipts, so as to
Avoid repeated construction.
Based on identical technology design, the embodiment of the present invention also provides one kind and supplements transfer platform, transaction platform and the 3rd with money
Fang Pingtai.
Fig. 6 illustrates a kind of structural representation for supplementing transfer platform with money provided in an embodiment of the present invention, such as Fig. 6 institutes
Show, this is supplemented transfer platform with money and may include：
First receiver module 601, for receiving the charging request of transaction platform transmission, carries the in the charging request
One accounts information, and the charging request is that the transaction platform is less than trade gold in the corresponding remaining sum of first accounts information
Generated during volume；
Determining module 602, for determining the third-party platform belonging to the corresponding third party's account of first accounts information；
First forwarding module 603, for the charging request to be forwarded to into the third-party platform, so that the third party
Platform is supplemented with money by third party's account to the corresponding account of first accounts information.
Preferably, determining module 602, specifically for：
Determine the corresponding multiple third party's accounts of first accounts information, and determine the excellent of the plurality of third party's account
First level；
According to the priority of the plurality of third party's account, the corresponding third party's account institute of first accounts information is determined
The third-party platform of category.
Preferably, the first receiver module 601, is additionally operable to：Before the charging request that transaction platform sends is received, receive and hand over
Easily ask and the transaction request is forwarded to into the transaction platform, first accounts information is carried in the transaction request
And the dealing money being traded using account corresponding to first accounts information.
Preferably, the first forwarding module 603, be additionally operable to by the charging request be forwarded to the third-party platform it
Afterwards, the successful recharging message that the third-party platform for receiving sent is supplemented failed message with money to be forwarded to the transaction flat
Platform.
Preferably,
First receiver module 601, is additionally operable to receiving that the transaction platform sends including first accounts information
Supplement with money after revocation request, indicate that the determining module determines the in the corresponding third-party platform of first accounts information the 3rd
Square account；
First forwarding module 603, the be additionally operable in the corresponding third-party platform of first accounts information that will be determined
Tripartite's account returns to the third-party platform, so that the third-party platform cancels first accounts information and fills for described
What value was asked supplements with money.
Fig. 7 illustrates a kind of structural representation of transaction platform provided in an embodiment of the present invention, as shown in fig. 7,
The transaction platform may include：
Second receiver module 701, the second forwarding module 702；
Second receiver module 701, for receiving the transaction request for supplementing transfer platform transmission with money；
Second forwarding module 702, for after the transaction request for supplementing transfer platform transmission with money according to receiving, judging
Whether account corresponding to first accounts information belongs to joint account, if so, then to it is described supplement with money transfer platform send supplement with money
Request, so that the transfer platform of supplementing with money is forwarded to the charging request after third-party platform, by third-party platform to described
Account corresponding to first accounts information is supplemented with money；
Wherein, carry in the transaction request first accounts information and using first accounts information institute it is right
The dealing money that account is traded, the joint account is answered to refer to that the remaining sum of accounts information can be carried out when being less than dealing money
The account supplemented with money.
Preferably, the second receiver module 701, is additionally operable to：To it is described supplement with money transfer platform send charging request after, receive
The successful recharging for supplementing transfer platform forwarding with money supplements failed message with money.
Preferably, the second receiver module 701, is additionally operable to：
Reception includes that the revocation of supplementing with money of first accounts information is asked, and indicates that second forwarding module supplements with money this
Revocation request supplements transfer platform with money described in being forwarded to.
Fig. 8 illustrates a kind of structural representation of third-party platform provided in an embodiment of the present invention, such as Fig. 8 institutes
Show, the third-party platform may include：
3rd receiver module 801 and the 3rd forwarding module 802；
3rd receiver module 801, for receiving the charging request for supplementing transfer platform forwarding with money；
3rd forwarding module 802, for supplementing the charging request of transfer platform forwarding with money according to receiving, determines institute
The third party's account corresponding to the first accounts information is stated, and according to third party's account to corresponding to first accounts information
Account is supplemented with money, the first accounts information carried in the charging request.
Preferably, the 3rd forwarding module 802, be additionally operable to according to third party's account to the first accounts information institute
After corresponding account is supplemented with money, to it is described supplement transfer platform with money and send successful recharging or supplement failed message with money.
Preferably, the 3rd receiver module 801, is additionally operable to：
That supplements transfer platform transmission described in receiving with money supplements revocation request with money including first accounts information, and revocation is directed to
The charging request is supplemented with money.
To sum up, the embodiment of the present invention provides one kind and supplements forwarding method, processing method with money and supplement transfer platform with money, including：Fill
Value transfer platform receives the charging request that transaction platform sends, and the first accounts information is carried in the charging request, and described
Charging request is that the transaction platform is generated when the corresponding remaining sum of first accounts information is less than dealing money；It is described
Supplement transfer platform with money and determine third-party platform belonging to the corresponding third party's account of first accounts information；It is described to supplement switching with money
The charging request is forwarded to the third-party platform by platform, so that the third-party platform is by third party's account pair
The corresponding account of first accounts information is supplemented with money.As can be seen that can by supplement with money transfer platform by transaction platform with
Third-party platform is attached, i.e., be capable of the Accounting system of compatible each third party's card sending mechanism by supplementing transfer platform with money, so as to
Trading efficiency can be lifted.
Those skilled in the art are it should be appreciated that embodiments of the invention can be provided as method or computer program.
Therefore, the present invention can be using complete hardware embodiment, complete software embodiment or with reference to the embodiment in terms of software and hardware
Form.And, the present invention can be adopted to be can use in one or more computers for wherein including computer usable program code and deposited
The shape of the computer program implemented on storage media (including but not limited to magnetic disc store, CD-ROM, optical memory etc.)
Formula.
The present invention is the flow process with reference to method according to embodiments of the present invention, equipment (system) and computer program
Figure and/or block diagram are describing.It should be understood that can be by computer program instructions flowchart and/or each stream in block diagram
The combination of journey and/or square frame and flow chart and/or the flow process in block diagram and/or square frame.These computer programs can be provided
The processor of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced for reality by the instruction of computer or the computing device of other programmable data processing devices
The device of the function of specifying in present one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable data processing devices with spy
In determining the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory is produced to be included referring to
Make the manufacture of device, the command device realize in one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or
The function of specifying in multiple square frames.
These computer program instructions also can be loaded in computer or other programmable data processing devices so that in meter
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented process, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow process of flow chart or multiple flow processs and/or block diagram one
The step of function of specifying in individual square frame or multiple square frames.
, but those skilled in the art once know basic creation although preferred embodiments of the present invention have been described
Property concept, then can make other change and modification to these embodiments.So, claims are intended to be construed to include excellent
Select embodiment and fall into having altered and changing for the scope of the invention.
Obviously, those skilled in the art can carry out the essence of various changes and modification without deviating from the present invention to the present invention
God and scope.So, if these modifications of the present invention and modification belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising these changes and modification.
Claims (22)
1. one kind supplements forwarding method with money, it is characterised in that include：
Supplement transfer platform with money and receive the charging request that transaction platform sends, the first accounts information is carried in the charging request,
And the charging request is that the transaction platform is generated when the corresponding remaining sum of first accounts information is less than dealing money
's；
The transfer platform of supplementing with money determines third-party platform belonging to the corresponding third party's account of first accounts information；
The charging request is forwarded to the third-party platform by the transfer platform of supplementing with money, so that the third-party platform passes through
Third party's account is supplemented with money to the corresponding account of first accounts information.
2. the method for claim 1, it is characterised in that the transfer platform of supplementing with money determines first accounts information pair
The third-party platform belonging to third party's account answered, including：
The transfer platform of supplementing with money determines the corresponding multiple third party's accounts of first accounts information, and determines the plurality of
The priority of tripartite's account；
According to the priority of the plurality of third party's account, determine belonging to the corresponding third party's account of first accounts information
Third-party platform.
3. the method for claim 1, it is characterised in that it is described supplement that transfer platform receives that transaction platform sends with money supplement with money
Before request, also include：
The transfer platform of supplementing with money receives transaction request and the transaction request is forwarded to into the transaction platform, and the transaction please
Seek the trade gold for carrying first accounts information and being traded using account corresponding to first accounts information
Volume.
4. the method for claim 1, it is characterised in that the charging request is forwarded to institute by the transfer platform of supplementing with money
After stating third-party platform, also include：
It is described to supplement the successful recharging message or supplement failed message with money that transfer platform sends the third-party platform for receiving with money
It is forwarded to the transaction platform.
5. the method for claim 1, it is characterised in that also include：
It is described to supplement transfer platform with money and supplement revocation with money including first accounts information receive that the transaction platform sends
After request, the third party's account in the corresponding third-party platform of first accounts information is determined；
The third party's account supplemented with money in the corresponding third-party platform of first accounts information that transfer platform will determine is returned
Back to the third-party platform, so that the third-party platform cancels first accounts information filling for the charging request
Value.
6. a kind of processing method for supplementing forwarding method with money based on described in any one of Claims 1 to 5, it is characterised in that include：
After supplementing the transaction request of transfer platform transmission with money according to receiving, account corresponding to first accounts information is judged
Whether family belongs to joint account, if so, then to it is described supplement with money transfer platform send charging request so that described supplement transfer platform with money
The charging request is forwarded to after third-party platform, account corresponding to first accounts information is carried out by third-party platform
Supplement with money；
Wherein, first accounts information is carried in the transaction request and using account corresponding to first accounts information
The dealing money that family is traded, the joint account refers to that the remaining sum of accounts information can be supplemented with money when being less than dealing money
Account.
7. method as claimed in claim 6, it is characterised in that send after charging request to the transfer platform of supplementing with money, also wrap
Include：
Supplement the successful recharging of transfer platform forwarding described in receiving with money or supplement failed message with money.
8. method as claimed in claim 6, it is characterised in that also include：
What reception included first accounts information supplements revocation request with money, and supplements this with money revocation request and be forwarded to described supplement with money turn
Connect platform.
9. a kind of processing method for supplementing forwarding method with money based on described in any one of Claims 1 to 5, it is characterised in that include：
Supplement the charging request of transfer platform forwarding with money according to receiving, determine the corresponding to first accounts information
Tripartite's account, and account corresponding to first accounts information is supplemented with money according to third party's account, described supplementing with money please
Seek the first accounts information of middle carrying.
10. method as claimed in claim 9, it is characterised in that according to third party's account to first accounts information
After corresponding account is supplemented with money, also include：
To it is described supplement transfer platform with money and send successful recharging or supplement failed message with money.
11. methods as claimed in claim 9, it is characterised in that also include：
That supplements transfer platform transmission described in receiving with money supplements revocation request with money including first accounts information, and revocation is for described
Charging request is supplemented with money.
12. one kind supplements transfer platform with money, it is characterised in that include：
First receiver module, for receiving the charging request of transaction platform transmission, carries the first account in the charging request
Information, and the charging request is that the transaction platform is less than dealing money when institute in the corresponding remaining sum of first accounts information
Generate；
Determining module, for determining the third-party platform belonging to the corresponding third party's account of first accounts information；
First forwarding module, for the charging request to be forwarded to into the third-party platform, so that the third-party platform is logical
Cross third party's account to supplement the corresponding account of first accounts information with money.
13. supplement as claimed in claim 12 transfer platform with money, it is characterised in that the determining module, specifically for：
Determine the corresponding multiple third party's accounts of first accounts information, and determine the preferential of the plurality of third party's account
Level；
According to the priority of the plurality of third party's account, determine belonging to the corresponding third party's account of first accounts information
Third-party platform.
14. supplement as claimed in claim 12 transfer platform with money, it is characterised in that first receiver module, are additionally operable to：Connecing
Before receiving the charging request that transaction platform sends, receive transaction request and the transaction request be forwarded to into the transaction platform,
First accounts information is carried in the transaction request and is handed over using account corresponding to first accounts information
Easy dealing money.
15. supplement as claimed in claim 12 transfer platform with money, it is characterised in that first forwarding module, are additionally operable to inciting somebody to action
The charging request is forwarded to after the third-party platform, and the successful recharging that the third-party platform for receiving sends is disappeared
Cease or supplement failed message with money and be forwarded to the transaction platform.
16. supplement as claimed in claim 12 transfer platform with money, it is characterised in that
First receiver module, is additionally operable to receiving the filling including first accounts information that the transaction platform sends
After value revocation request, indicate that the determining module determines the third party's account in the corresponding third-party platform of first accounts information
Family；
First forwarding module, the third party being additionally operable in the corresponding third-party platform of first accounts information that will be determined
Account returns to the third-party platform, so that the third-party platform cancels first accounts information and asks for described supplementing with money
That what is asked supplements with money.
A kind of 17. transaction platforms for supplementing transfer platform with money based on described in any one of claim 12～16, it is characterised in that bag
Include：Second receiver module, the second forwarding module；
Second receiver module, for receiving the transaction request for supplementing transfer platform transmission with money；
Second forwarding module, for after the transaction request for supplementing transfer platform transmission with money according to receiving, judging institute
State whether account corresponding to the first accounts information belongs to joint account, if so, then to it is described supplement with money transfer platform send supplement with money please
Ask, so that the transfer platform of supplementing with money is forwarded to the charging request after third-party platform, by third-party platform to described
Account corresponding to one accounts information is supplemented with money；
Wherein, first accounts information is carried in the transaction request and using account corresponding to first accounts information
The dealing money that family is traded, the joint account refers to that the remaining sum of accounts information can be supplemented with money when being less than dealing money
Account.
18. transaction platforms as claimed in claim 17, it is characterised in that second receiver module, are additionally operable to：To described
Supplement transfer platform with money to send after charging request, supplement the successful recharging of transfer platform forwarding described in reception with money or supplement failed message with money.
19. transaction platforms as claimed in claim 17, it is characterised in that second receiver module, are additionally operable to：
Reception includes that the revocation of supplementing with money of first accounts information is asked, and indicates that second forwarding module supplements this with money revocation
Request supplements transfer platform with money described in being forwarded to.
A kind of 20. third-party platforms for supplementing transfer platform with money based on described in any one of claim 12～16, it is characterised in that
Including：3rd receiver module and the 3rd forwarding module；
3rd receiver module, for receiving the charging request for supplementing transfer platform forwarding with money；
3rd forwarding module, for supplementing the charging request of transfer platform forwarding with money according to receiving, it is determined that described
Third party's account corresponding to first accounts information, and according to third party's account to account corresponding to first accounts information
Family is supplemented with money, the first accounts information carried in the charging request.
21. third-party platforms as claimed in claim 20, it is characterised in that the 3rd forwarding module, are additionally operable in basis
After third party's account is supplemented with money to account corresponding to first accounts information, to it is described supplement with money transfer platform send fill
Failed message is supplemented in value success with money.
22. third-party platforms as claimed in claim 20, it is characterised in that the 3rd receiver module, are additionally operable to：
That supplements transfer platform transmission described in receiving with money supplements revocation request with money including first accounts information, and revocation is for described
Charging request is supplemented with money.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611109178.5A CN106651565A (en) | 2016-12-06 | 2016-12-06 | Recharge transferring method, processing method and recharge transferring platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611109178.5A CN106651565A (en) | 2016-12-06 | 2016-12-06 | Recharge transferring method, processing method and recharge transferring platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106651565A true CN106651565A (en) | 2017-05-10 |
Family
ID=58819210
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611109178.5A Pending CN106651565A (en) | 2016-12-06 | 2016-12-06 | Recharge transferring method, processing method and recharge transferring platform |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106651565A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110852752A (en) * | 2019-09-27 | 2020-02-28 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing withdrawal exception of recharging order |
| CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1524245A (en) * | 2001-06-29 | 2004-08-25 | ���ܿ���ϵͳ����˾ | Munnangi Suresh Kumar |
| CN102411760A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Method and system of bank card rechargeable payment over air based on third-party information platform |
| US20160117681A1 (en) * | 2013-10-08 | 2016-04-28 | Baidu Online Network Technology (Beijing) Co., Ltd. | Electronic trading method and system, and payment platform system |
-
2016
- 2016-12-06 CN CN201611109178.5A patent/CN106651565A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1524245A (en) * | 2001-06-29 | 2004-08-25 | ���ܿ���ϵͳ����˾ | Munnangi Suresh Kumar |
| CN102411760A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Method and system of bank card rechargeable payment over air based on third-party information platform |
| US20160117681A1 (en) * | 2013-10-08 | 2016-04-28 | Baidu Online Network Technology (Beijing) Co., Ltd. | Electronic trading method and system, and payment platform system |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110852752A (en) * | 2019-09-27 | 2020-02-28 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing withdrawal exception of recharging order |
| CN110852752B (en) * | 2019-09-27 | 2023-10-13 | 威富通科技有限公司 | Method, device, equipment and storage medium for processing recharge order withdrawal exception |
| CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107491948B (en) | Transfer payment method based on block chain technology | |
| US8751392B1 (en) | Method for transferring funds | |
| US10636031B2 (en) | Networked authentication | |
| AU2005226634A1 (en) | Equipment to facilitate money transfers into bank accounts | |
| CN106408294A (en) | IC card automatic recharge method and system | |
| CN103186852A (en) | Payment method, payment device and payment system of networked transaction | |
| CN107622387B (en) | Public number payment method based on block chain technology | |
| CN105469297A (en) | Fund processing method for electronic commerce system and fund processing system for electronic commerce system | |
| RU2006104445A (en) | METHOD AND COMPUTERIZED SYSTEM FOR MANAGING A FINANCIAL ACCOUNT, METHOD FOR ADJUSTING THE AMOUNT OF ACCESSIBLE BALANCE ON ACCOUNT, METHOD FOR CASHING MONEY TO THE ACCOUNT, THE CALCULATION CALCULATION LIST | |
| CN107341729B (en) | Computer webpage payment method based on block chain technology | |
| CN107369014A (en) | A kind of prepaid card method of payment, network payment platform and prepaid card systems | |
| CN107451812B (en) | APP payment method on mobile terminal based on block chain technology | |
| CN105678546A (en) | Digital asset processing method based on distributed shared general ledger | |
| CN105931038A (en) | Method and system for transferring between IC card electronic cash accounts | |
| CN106651565A (en) | Recharge transferring method, processing method and recharge transferring platform | |
| CN106960323A (en) | A kind of distribution method and device of electronics red packet | |
| CN107808206A (en) | It is a kind of to pay out processing method, server and passenger terminal with car order | |
| CN110348859A (en) | A kind of complaint processing method and system | |
| CN102034184A (en) | Method and device for configuring payment platform account as well as payment method and payment device | |
| CN108960461A (en) | A kind of reservation method based on ideal money | |
| CN113592473A (en) | Inter-bank fund clearing processing method and device | |
| CN105447980B (en) | Intelligent self-service is sold goods type rice mill husk rice method | |
| CN108537520A (en) | A kind of method and apparatus of access Third-party payment transaction | |
| CN108876594A (en) | A kind of repayment method, device, terminal and computer-readable medium | |
| CN106462854A (en) | Automatic data transfer |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |