CN106651348A - Electronic clearing management method and system - Google Patents

Electronic clearing management method and system Download PDF

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Publication number
CN106651348A
CN106651348A CN201611221462.1A CN201611221462A CN106651348A CN 106651348 A CN106651348 A CN 106651348A CN 201611221462 A CN201611221462 A CN 201611221462A CN 106651348 A CN106651348 A CN 106651348A
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CN
China
Prior art keywords
buyer
electronic
card
center
electronic accounting
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201611221462.1A
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Chinese (zh)
Inventor
韩几何
王宇峰
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Shenzhen Valley Technology Co Ltd
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Shenzhen Valley Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Priority to CN201611221462.1A priority Critical patent/CN106651348A/en
Publication of CN106651348A publication Critical patent/CN106651348A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/208Input by product or record sensing, e.g. weighing or scanner processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an electronic clearing management method and system. The electronic clearing management method comprises the steps that a buyer and a seller apply transaction IC cards through valid identities; the buyer buys agricultural products needing to be bought at an entity shop terminal; the agricultural products are transported to an electronic clearing management center through a vehicle; before entrance, the buyer carries out identity information identification through the valid identity, records entrance information, gets a parking card and enters the electronic clearing management center; the buyer carries out cleaning through an electronic terminal of a smart electronic scale based on the IC card; a cleaning center provides a cleaning bill for the buyer and uploads cleaning details to the electronic clearing management center; after receiving the bill, the buyer records exit information, pays for parking charge and leaves the electronic clearing management center. The electronic clearing management method is high in efficiency and is convenient for management.

Description

A kind of electronic accounting management method and system
Technical field
The present invention relates to a kind of electronic accounting management method and system.
Background technology
Agricultural products in China wholesale market is fast-developing after the nineties in 20th century, then into market presence adjustment, manages The new stage that breed structure readjustment and market infrastructure transformation and upgrade, marketing management are strided forward to standardization modernization.By right Multiple marketing datas recognize that the growth rate of market commission income will be significantly faster than that rent is taken in.Because rent income has Rigidity, and adjustment commission means are then much more flexible, as long as degree brisk in the market and trading volume rise, income increase is by water to canal Into.Wholesale market of agricultural products informatization resolve scheme using electronization clearing with commission pattern, boosting wholesale market of agricultural products from The change of " landlord " to " exchange ".
The puzzlement of wholesale market of agricultural products:1st, income increase problem:Traditionally holotype, rent and the more difficult increasing of administration fee It is long;2nd, problem of management:Food safety is had a great responsibility, it is impossible to which trade company is supervised in very refinement;3rd, information RELEASE PROBLEM:By on higher level request Count off evidence, but data artificially collect, and accuracy is not high;4th, more governmental supports are obtained:Traditional Agricultural batch market is difficult to obtain more Many subsidies.The puzzlement of agricultural product trade company:1st, fund can only conclude the business in cash, and odd is intercepted, given change, counterfeit money;2nd, it is difficult to obtain Finance support, the such as loan of low cost, to deal with capital turnover;3rd, basis of price has no way of referring to;4th, in the face of manually with rent not It is disconnected to increase, it is difficult to reduce fixed overhead.
Agriculture batch electronic accounting management system is also referred to as " clearing of wholesale market all-purpose card " system, is the information-based system in wholesale market The core of system. the effectiveness of operation and marketing management of wholesale market are directly influenced, will also pass be played to the development and growth in market The effect of key, while also the data for food safety and offer of tracing to the source are supported.System solve wholesale market fund circle deposit, Businessman's cash receipt and payment, the problems such as credit extending channel cannot be added, for wholesale market a new business model is provided.Electronics is tied It is to claim to combine by computer system and conditional electronic to complete the information-based settlement system of transaction to calculate management system.Electronic accounting Management system improves traditional transaction way, and by electronic accounting management system transaction electronic is realized, market transaction is cash-free, The trading efficiency and management quality of wholesale market are improved, while ensureing the fair and just of transaction.
At present main problems faced is to carry out vehicle in agriculture batch market gate gateway, garden underground parking etc. to go out Enter management system construction, therefore, design a kind of electronic accounting management system for agriculture batch market and the market operation is criticized still to agriculture The users such as trade company are highly profitable.
The content of the invention
Present invention is primarily targeted at solution agriculture batch settlement for market trade is risky, efficiency is low, the technology of inconvenience management Problem.
For achieving the above object, the electronic accounting management method that the present invention is provided, comprises the following steps:Both parties pass through Perfect instrument handles trade IC card, and the agricultural product of buyer's buying needed for the terminal buying of entity retail shop, the agricultural product pass through car Transport is to electronic accounting administrative center;
Before admission, buyer carries out identity information identification by perfect instrument, records admission information, and gets parking card, enters Enter electronic accounting administrative center;
Charging of weighing is carried out to the agricultural product of buyer procurement by intelligent electronic-scale, after buyer's confirmation is errorless, order is generated Information, buyer is settled accounts by the electric terminal of the intelligent electronic-scale with the IC-card, and settlement center provides honour the bill of exchange To buyer, and clearing detail is uploaded to into electronic accounting administrative center;
Buyer is received after bill, and by the bill agricultural product of buying can be got, and before appearance, parking card record stops Time, record appearance information, and collect parking fee, buyer leaves electronic accounting administrative center.
Preferably, buyer before clearing, the agricultural product to being purchased are reaffirmed, such as agricultural product select all to move back Return, buyer leaves electronic accounting administrative center, only collects parking fee;As agricultural product selected section is return, buyer is by the intelligence The electric terminal of energy electronic scale is settled accounts with the IC-card to the agricultural product for confirming.
Preferably, the identity confidence of buyer, admission information, sequence information and appearance information are uploaded to by the network terminal Electronic accounting administrative center.
Preferably, the intelligent electronic-scale is provided with various charge methods.
Preferably, the electronic accounting administrative center is connected with entity retail shop terminal and the settlement center by wireless network Connect.
Additionally, for achieving the above object, the present invention also provides a kind of electronic accounting management system, including electric business platform, pipe At reason, system centre, settlement center, vehicle room entry/exit management center, Weighing module and retail shop's management module, the electric business platform point It is not connected with the administrative office, system centre, settlement center, the administrative office is connected with the vehicle room entry/exit management center, institute State system centre to be connected with the Weighing module, the settlement center is connected with retail shop's management module.
Preferably, the vehicle room entry/exit management center includes handset identification module, Car license recognition module, IC-card identification module With banister module, the administrative office respectively with the handset identification module, the Car license recognition module, the IC-card identification module With banister module connection.
Preferably, the administrative office is provided with IC-card delivery apparatus, and both parties provide perfect instrument and can handle IC-card.
Preferably, also including daily toll administration module, the daily toll administration module is connected with the settlement center.
Preferably, the Weighing module includes intelligent electronic-scale, and the intelligent electronic-scale is provided with IC-card read write line, described to buy Side carries out bankcard consumption by IC-card.
The present invention passes through to provide a kind of electronic accounting management method and system, by the centrally disposed car of vehicle room entry/exit management Board/mobile phone/IC-card identification/banister control, is docked with electric business platform, gets through order-off-line transaction/logistics-line from line The commodities trading link of upper payment, using electronic transaction, realization carries out scientific and normal, orderly to activities such as market vehicles while passing High-efficiency management;Lift market operation management level, raising efficiency.
Description of the drawings
Fig. 1 is the schematic flow sheet of the embodiment of electronic accounting management method one of the present invention;
Fig. 2 is the high-level schematic functional block diagram of the embodiment of electronic accounting management system one of the present invention.
The realization of the object of the invention, functional characteristics and advantage will be described further referring to the drawings in conjunction with the embodiments.
Specific embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
The present invention provides a kind of electronic accounting management method.
With reference to Fig. 1, Fig. 1 is the schematic flow sheet of the embodiment of electronic accounting management method one of the present invention;
In one embodiment, the electronic accounting management method is comprised the following steps:
S10:Both parties handle trade IC card, buyer's buying needed for the terminal buying of entity retail shop by perfect instrument Agricultural product, the agricultural product are by vehicle transport to electronic accounting administrative center;
S20:Before admission, buyer carries out identity information identification by perfect instrument, records admission information, and gets parking Card, into electronic accounting administrative center;
S30:Charging of weighing is carried out to the agricultural product of buyer procurement by intelligent electronic-scale, after buyer's confirmation is errorless, is generated Sequence information, buyer is settled accounts by the electric terminal of the intelligent electronic-scale with the IC-card, and settlement center provides clearing Clearing detail is uploaded to electronic accounting administrative center by bill to buyer;
S40:Buyer is received after bill, and by the bill agricultural product of buying can be got, before appearance, parking card record The time of parking, appearance information is recorded, and collect parking fee, buyer leaves electronic accounting administrative center.
Specifically, both parties handle trade IC card by identity card or driver's license perfect instrument, and cash is stored in into IC In card, client can at any time deposit, withdraw money, realize cashless transactions, both saved the time changed mutually and turn avoid appearance The phenomenon of counterfeit money, has effectively avoided unsafe incidents, it is ensured that the fund security of both parties.Buyer before clearing, to institute The agricultural product of buying are reaffirmed that such as agricultural product select all to return, and buyer leaves electronic accounting administrative center, only collects Parking fee;As agricultural product selected section is return, buyer is by the electric terminal of the intelligent electronic-scale with the IC-card to confirming Agricultural product settled accounts.Intelligent electronic-scale is weighed, not only accurately but also quick, embodies the principle of fair deal.Dealing is double Side deserves to be called in smart electronicses after concluding the transaction and is settled accounts with IC-card (or bank card), and both sides keep the change without bargaining Money, is that client has saved the substantial amounts of time.Electronic accounting administrative center records this transaction details of buyer, IC-card brush by IC-card After card clearing are paid dues, with effective honour the bill of exchange of settlement center, you can get goods, buyer's changeable before clearing to the seller Item buying, it is convenient, flexible.
The present invention handles trade IC card by both parties by perfect instrument, after agricultural product are chosen, by intelligence Electronic scale carries out clearing of swiping the card, and electronic accounting administrative center records detailed transaction details, and method is simple, efficiency high, for dealing Both sides save the plenty of time.
Further, the identity confidence of buyer, admission information, sequence information and appearance information are uploaded by the network terminal To electronic accounting administrative center.It is convenient to count in the future and manage.
Preferably, the intelligent electronic-scale is provided with various charge methods.Buyer can be micro- as desired by handset binding Letter/Alipay, then IC-card is bound, settled accounts by the network terminal, without the need for cash.
Preferably, the electronic accounting administrative center is connected with entity retail shop terminal and the settlement center by wireless network Connect.Electronic accounting administrative center can provide the inquiry of every detail and statistics, convenient comprehensive, can at any time grasp market transaction feelings Condition, counts market volume, promotes market development.By effective management of electronic accounting administrative center and convenient and swift transaction, The loaded down with trivial details and insecurity that conventional transaction is brought is solved, market volume is lifted.
The present invention further provides a kind of electronic accounting management system.
With reference to Fig. 2, Fig. 2 is the high-level schematic functional block diagram of the embodiment of electronic accounting management system one of the present invention.
In one embodiment, in the electronic accounting management system, including electric business platform, administrative office, system centre, clearing The heart, vehicle room entry/exit management center, Weighing module and retail shop's management module, the electric business platform respectively with the administrative office, system Center, settlement center's connection, the administrative office is connected with the vehicle room entry/exit management center, and the system centre is weighed with described Module connects, and the settlement center is connected with retail shop's management module.
Specifically, electric business platform is connected with administrative office, system centre, settlement center by wireless network, realizes that network is mutual It is logical, management can be easy to, also including daily toll administration module, institute by information Stores such as the accounts of both parties in systems State daily toll administration module to be connected with the settlement center.Further, vehicle room entry/exit management center includes handset identity mould Block, Car license recognition module, IC-card identification module and banister module, the administrative office respectively with the handset identification module, described The connection of Car license recognition module, the IC-card identification module and the banister module.
The electronic accounting management system of the present invention is realized carrying out vehicles while passing scientific and normal, orderly high-efficiency management;Lifted Market operation management level, raising efficiency.
Further, the administrative office is provided with IC-card delivery apparatus, and both parties provide perfect instrument and can handle IC-card. Perfect instrument is identity card or driver's license etc..
Further, Weighing module includes intelligent electronic-scale, and the intelligent electronic-scale is provided with IC-card read write line, the buyer Bankcard consumption is carried out by IC-card.Wherein Weighing module provides interface, including bar code scanner, electronic platform scale, IC for plurality of devices Card reader, identity card reader, cipher small keyboard, POS terminal, BBS, LED display, touch screen computer etc.;Can To meet different user's needs.The preferred independent research of the present embodiment intelligent electronic-scale deeply convinces that weighing all-in-one machine terminal of tracing to the source makes With, soft or hard integration is realized, operating experience is good, reaches low-cost high-efficiency benefit.
The electronic accounting management method and system of the present invention realizes IC-card transaction, safe and efficient;Smart electronicses are weighed, Fairly and accurately;The detailed inquiry of electronic accounting administrative center, controls comprehensively;Transaction is convenient, lifts exchange hand;Electronic accounting management system System is also docked with bank, supports that POS, bank's circle deposit the various modes such as machine.
The present invention has further the advantage that:1st, agriculture batch market transformation business model:Rent pattern-> exchanges commission is received, Income increase has expection;2nd, trade company is easier the quick financial support that financial department is obtained according to flowing water;3rd, food safety Regulation Can refine, electronics account;4th, Government supports are easily obtained;5th, trade company's totality fixed overhead is reduced, and becomes increased turnover many Pay dues, business is light to pay dues less.
The preferred embodiments of the present invention are these are only, the scope of the claims of the present invention is not thereby limited, it is every using this Equivalent structure or equivalent flow conversion that bright description and accompanying drawing content are made, or directly or indirectly it is used in other related skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of electronic accounting management method, it is characterised in that comprise the following steps:Both parties handle friendship by perfect instrument Easy IC-card, the agricultural product of buyer's buying needed for the terminal buying of entity retail shop, the agricultural product are by vehicle transport to electronics knot Calculate administrative center;
Before admission, buyer carries out identity information identification by perfect instrument, records admission information, and gets parking card, into electricity Sub- settlement management center;
Charging of weighing is carried out to the agricultural product of buyer procurement by intelligent electronic-scale, after buyer's confirmation is errorless, sequence information is generated, Buyer is settled accounts by the electric terminal of the intelligent electronic-scale with the IC-card, and settlement center provides honour the bill of exchange to buying Side, and clearing detail is uploaded to into electronic accounting administrative center;
Buyer is received after bill, and by the bill agricultural product of buying can be got, before appearance, parking card record stop when Between, appearance information is recorded, and parking fee is collected, buyer leaves electronic accounting administrative center.
2. electronic accounting management method as claimed in claim 1, it is characterised in that agriculture of the buyer before clearing, to being purchased Product is reaffirmed that such as agricultural product select all to return, and buyer leaves electronic accounting administrative center, only collects parking fee; As agricultural product selected section is return, agricultural product of the buyer by the electric terminal of the intelligent electronic-scale with the IC-card to confirmation Settled accounts.
3. electronic accounting management method as claimed in claim 1, it is characterised in that the identity confidence of buyer, admission information, order Single information and appearance information are uploaded to electronic accounting administrative center by the network terminal.
4. electronic accounting management method as claimed in claim 1, it is characterised in that the intelligent electronic-scale is provided with various charges Mode.
5. electronic accounting management method as claimed in claim 1, it is characterised in that the electronic accounting administrative center and entity Retail shop's terminal and the settlement center are connected by wireless network.
6. a kind of electronic accounting management system, it is characterised in that including electric business platform, administrative office, system centre, settlement center, Vehicle room entry/exit management center, Weighing module and retail shop's management module, the electric business platform respectively with the administrative office, system in The heart, settlement center's connection, the administrative office is connected with the vehicle room entry/exit management center, the system centre and the mould of weighing Block connects, and the settlement center is connected with retail shop's management module.
7. electronic accounting management system as claimed in claim 6, it is characterised in that the vehicle room entry/exit management center includes handss Machine identification module, Car license recognition module, IC-card identification module and banister module, the administrative office respectively with the handset identity mould The connection of block, the Car license recognition module, the IC-card identification module and the banister module.
8. electronic accounting management system as claimed in claim 6, it is characterised in that the administrative office is provided with IC-card granting and sets Standby, both parties provide perfect instrument and can handle IC-card.
9. electronic accounting management system as claimed in claim 6, it is characterised in that also including daily toll administration module, institute State daily toll administration module to be connected with the settlement center.
10. electronic accounting management system as claimed in claim 6, it is characterised in that the Weighing module includes smart electronicses Scale, the intelligent electronic-scale is provided with IC-card read write line, and the buyer carries out bankcard consumption by IC-card.
CN201611221462.1A 2016-12-06 2016-12-06 Electronic clearing management method and system Pending CN106651348A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201611221462.1A CN106651348A (en) 2016-12-06 2016-12-06 Electronic clearing management method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201611221462.1A CN106651348A (en) 2016-12-06 2016-12-06 Electronic clearing management method and system

Publications (1)

Publication Number Publication Date
CN106651348A true CN106651348A (en) 2017-05-10

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Application Number Title Priority Date Filing Date
CN201611221462.1A Pending CN106651348A (en) 2016-12-06 2016-12-06 Electronic clearing management method and system

Country Status (1)

Country Link
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109146456A (en) * 2018-07-16 2019-01-04 江苏无锡朝阳集团股份有限公司 All-purpose card settlement of transactions traceability system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109146456A (en) * 2018-07-16 2019-01-04 江苏无锡朝阳集团股份有限公司 All-purpose card settlement of transactions traceability system

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