CN106651341A - On-line payment method and apparatus - Google Patents

On-line payment method and apparatus Download PDF

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Publication number
CN106651341A
CN106651341A CN201610857580.5A CN201610857580A CN106651341A CN 106651341 A CN106651341 A CN 106651341A CN 201610857580 A CN201610857580 A CN 201610857580A CN 106651341 A CN106651341 A CN 106651341A
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China
Prior art keywords
terminal
payment
server
mark
operation information
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CN201610857580.5A
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Chinese (zh)
Inventor
江波
史春晓
任明月
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Beijing Xiaomi Mobile Software Co Ltd
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Beijing Xiaomi Mobile Software Co Ltd
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Priority to CN201610857580.5A priority Critical patent/CN106651341A/en
Publication of CN106651341A publication Critical patent/CN106651341A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The disclosure relates to an on-line payment method and apparatus. The method comprises the following steps: a payment request message of a first terminal is obtained; according to a corresponding relation between an identification of the first terminal and an identification of a second terminal, a payment response message is sent to the second terminal; the payment response message is used for opening a payment page on the second terminal, and therefore on-line payment can be conducted; payment efficiency can be improved, and user experience can be enhanced.

Description

On-line payment method and device
Technical field
It relates to on-line payment field, more particularly to a kind of on-line payment method and device.
Background technology
With the continuous development of network technology, the on-line payment function of intelligent terminal is also more and more important to user.
A kind of on-line payment method is currently, there are, the method is that user can select commodity in a terminal, waits to select After good, can accordingly be paid by the Quick Response Code of the above-mentioned terminal of another terminal scanning.For example:User is in electricity Commodity are chosen in brain Taobao, after user submits order to, computer can generate payment Quick Response Code, in this case, Yong Huke Last payment is carried out directly by mobile phone to scan the Quick Response Code.
The content of the invention
To overcome problem present in correlation technique, the disclosure to provide a kind of.The technical scheme is as follows:
According to the first aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment method, in being applied to first server, bag Include:
The payment request message of first terminal is obtained, payment request message is included:The mark of first terminal;
According to the corresponding relation of the mark of the mark and second terminal of first terminal, send payment response to second terminal and disappear Breath, payment response message is used to be opened in second terminal the payment page to carry out on-line payment.
The technical scheme that embodiment of the disclosure is provided can include following beneficial effect:So that second terminal is without the need for the One server sends any payment request message, as long as the mark of the mark of second terminal and first terminal has corresponding relation, Then first server directly sends payment response message to second terminal.So as to improve payment efficiency, and Consumer's Experience sense.
Alternatively, according to the corresponding relation of the mark of the mark and second terminal of first terminal, send to second terminal Before response message is paid to carry out on-line payment, also include:
Judge the mark of first terminal and identifying whether to there is identical user account for second terminal;
If the mark of the mark of first terminal and second terminal is to there is identical user account, it is determined that first terminal The mark of mark and second terminal has corresponding relation;
Otherwise, it is determined that the mark of first terminal and the mark of second terminal do not have corresponding relation.
By judging the mark of first terminal and identifying whether to there is identical user account for second terminal, can be true Determine the mark of first terminal and identifying whether with corresponding relation for second terminal.
Alternatively, before sending payment response message to carry out on-line payment to second terminal, also include:
Operation information of the user to second terminal is obtained, operation information is following any one:Slide, clicking operation and Lift operation;
Accordingly, to second terminal payment response message is sent to carry out on-line payment, including:
According to user the operation information of second terminal is sent payment response message to carry out on-line payment to second terminal.
The operation information can be relatively simple operation information, to realize the effect by paying efficiency.Certainly, the behaviour The information of work can also when complex operation information, payment safety has been improved.
Alternatively, operation information of the user to the second terminal is obtained, including:Directly receive the second terminal to send The operation information.
Alternatively, operation information of the user to second terminal is obtained, including:Receive the operation of second server forwarding Information;Wherein, the first server is the server in payment system, and the second server is pacified by the second terminal The corresponding server of operating system of dress.
According to the second aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment method, in being applied to second terminal, bag Include:
Receive the payment that first server sends according to the corresponding relation of the mark of the mark and second terminal of first terminal Response message;
Opened according to payment response message and pay the page to carry out on-line payment.
The technical scheme that embodiment of the disclosure is provided can include following beneficial effect:By receiving first server root According to the payment response message that the corresponding relation of the mark of the mark and second terminal of first terminal sends, according to payment response message Open and pay the page to carry out on-line payment, so as to improve payment efficiency.
Alternatively, opened according to payment response message and pay the page to carry out on-line payment, including:Directly open described Pay the page to carry out on-line payment;Or, two-dimensional code scanning function is directly opened, and scan Quick Response Code on the first terminal To open the payment page, and carry out on-line payment.
Alternatively, corresponding relation of the first server according to the mark of the mark and the second terminal of first terminal is received Before the payment response message of transmission, also include:Operation of the user to the second terminal is sent to the first server to believe Breath, the operation information is following any one:Slide, clicking operation and operation is lifted, the operation information is used to trigger The first server to the second terminal sends the payment response message.
The operation information can be relatively simple operation information, to realize the effect by paying efficiency.Certainly, the behaviour The information of work can also when complex operation information, payment safety has been improved.
Alternatively, operation information of the user to the second terminal is sent to first server, including:To the described first clothes Business device directly transmits the operation information.
Alternatively, operation information of the user to the second terminal is sent to first server, including:To second server The operation information is sent, the second server is used to forward the operation information to the first server;Wherein, it is described First server is the server in payment system, the operating system pair that the second server is installed by the second terminal The server answered.
Inventive embodiments are explained below a kind of on-line payment device are provided, wherein device part is corresponding with said method, Corresponding content technique effect is identical, will not be described here.
According to the third aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment device, including:
First acquisition module, is configured to obtain the payment request message of first terminal, and the payment request message is included: The mark of the first terminal;
Sending module, is configured to the corresponding relation according to the mark of the first terminal and the mark of second terminal, to The second terminal sends payment response message, and the payment response message is used to open the payment page in the second terminal To carry out on-line payment.
Alternatively, also include:Judge module, is configured to judge the mark of the first terminal and the second terminal Identify whether to there is identical user account;
Determining module, if being configured to the mark of the first terminal and the mark of the second terminal to there is identical User account, it is determined that the mark of the first terminal and the mark of the second terminal have corresponding relation;
Otherwise, it is determined that the mark of the first terminal and the mark of the second terminal do not have corresponding relation.
Alternatively, also include:Second acquisition module, is configured to obtain operation information of the user to the second terminal, The operation information is following any one:Slide, clicking operation and lift operation;
Accordingly, the sending module, it is to institute according to the user to the operation information of the second terminal to be coordinated State second terminal and send payment response message to carry out on-line payment.
Alternatively, the second acquisition module, is configured to directly receive the operation information that the second terminal sends.
Alternatively, the second acquisition module, is configured to receive the operation information of second server forwarding;Wherein, institute First server is stated for the server in payment system, the operating system that the second server is installed by the second terminal Corresponding server.
According to the fourth aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment device, including:
Receiver module, is configured to receive mark and the mark of the second terminal of the first server according to first terminal Corresponding relation send payment response message;
Module is opened, is configured to open the payment page to carry out on-line payment according to the payment response message.
Alternatively, the opening module is configured to:The payment page is directly opened to carry out on-line payment;Or,
Two-dimensional code scanning function is directly opened, and Quick Response Code is scanned on the first terminal to open the payment page Face, and carry out on-line payment.
Alternatively, also include:Sending module, is configured to send user to the second terminal to the first server Operation information, the operation information be following any one:Slide, clicking operation and operation is lifted, the operation information The payment response message is sent for triggering the first server to the second terminal.
Alternatively, the sending module, is configured to directly transmit the operation information to the first server.
Alternatively, the sending module, is configured to send the operation information, the second service to second server Device is used to forward the operation information to the first server;
Wherein, the first server is the server in payment system, and the second server is the second terminal The corresponding server of operating system installed.
According to the 5th aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment device, including:
Processor;
For storing the memory of the executable instruction of the processor;
Wherein, the processor is configured to:
The payment request message of first terminal is obtained, the payment request message is included:The mark of the first terminal;
According to the corresponding relation of the mark of the mark and second terminal of the first terminal, send to the second terminal and prop up Response message is paid, the payment response message is used to be opened in the second terminal payment page to carry out on-line payment.
According to the 6th aspect of the embodiment of the present disclosure, there is provided a kind of on-line payment device, including:
Processor;
For storing the memory of the executable instruction of the processor;
Wherein, the processor is configured to:
Receive what first server sent according to the corresponding relation of the mark of the mark and the second terminal of first terminal Payment response message;
Opened according to the payment response message and pay the page to carry out on-line payment.
The technical scheme that embodiment of the disclosure is provided can include following beneficial effect:A kind of on-line payment method and dress Put, the method includes:The payment request message of first terminal is obtained, according to the mark of the mark of first terminal and second terminal Corresponding relation, to second terminal payment response message is sent, and the payment response message is used to open payment page in second terminal Face is to carry out on-line payment, so that second terminal to first server without the need for sending any payment request message, as long as second is whole The mark at end and the mark of first terminal have corresponding relation, then first server directly sends payment response and disappears to second terminal Breath.So as to improve payment efficiency, and Consumer's Experience sense.
It should be appreciated that the general description of the above and detailed description hereinafter are only exemplary and explanatory, not The disclosure can be limited.
Description of the drawings
Accompanying drawing herein is merged in specification and constitutes the part of this specification, shows the enforcement for meeting the disclosure Example, and be used to explain the principle of the disclosure together with specification.
Fig. 1 is a kind of flow chart of the on-line payment method according to an exemplary embodiment;
Fig. 2 is a kind of flow process of the on-line payment method for implementing to exemplify according to another exemplary;
Fig. 3 is a kind of flow chart of the on-line payment method according to another exemplary embodiment;
Fig. 4 is a kind of flow chart of the on-line payment method according to further example embodiment;
Fig. 5 is a kind of block diagram of the on-line payment device according to an exemplary embodiment;
Fig. 6 is a kind of block diagram of the on-line payment device for implementing to exemplify according to another exemplary;
Fig. 7 is a kind of block diagram of the on-line payment device according to another exemplary embodiment;
Fig. 8 is a kind of block diagram of the on-line payment device according to further example embodiment;
Fig. 9 is a kind of block diagram of the on-line payment device 900 according to an exemplary embodiment;
Figure 10 is a kind of block diagram of the on-line payment device 1000 for implementing to exemplify according to another exemplary.
By above-mentioned accompanying drawing, it has been shown that the clear and definite embodiment of the disclosure, hereinafter will be described in more detail.These accompanying drawings It is not intended to limit the scope of disclosure design by any mode with word description, but is by reference to specific embodiment Those skilled in the art illustrate the concept of the disclosure.
Specific embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Explained below is related to During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous key element.Following exemplary embodiment Described in embodiment do not represent all embodiments consistent with the disclosure.Conversely, they be only with it is such as appended The example of the consistent apparatus and method of some aspects described in detail in claims, the disclosure.
Fig. 1 is a kind of flow chart of the on-line payment method according to an exemplary embodiment, the present embodiment with this Line method of payment is applied in first server illustrate, and wherein the first server is the server in payment system, For example:The first server can be the server of bank side.The on-line payment method can include following several steps:
In step S101:Obtain the payment request message of first terminal;
The payment request message is included:The mark of the first terminal;First terminal can be mobile phone, and computer is counted Word broadcast terminal, messaging devices, game console, tablet device, Medical Devices, body-building equipment, personal digital assistant etc., When the first terminal is computer, the mark of the first terminal can be Internet protocol (Internet Protocol, letter Claim IP) address, or the mark of the first terminal can be the unique sequence numbers on the computer, when the first terminal is mobile During phone, then the mark can be cell-phone number, international mobile subscriber identity (International Mobile Subscriber Identification Number, abbreviation IMSI) etc., the disclosure is not limited to the mark of first terminal.
In step s 102:According to the corresponding relation of the mark of the mark and second terminal of first terminal, to second terminal Send payment response message.
The payment response message is used to be opened in second terminal the payment page to carry out on-line payment, the second terminal Can be mobile phone, computer, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices, Body-building equipment, personal digital assistant etc., similarly, when the second terminal is computer, the mark of the second terminal can also It is IP address, or the unique sequence numbers on the computer, when the second terminal is mobile phone, then the mark can be Cell-phone number, IMSI etc..So-called " corresponding relation " can be:The corresponding user account of mark of first terminal and the mark of second terminal Know that corresponding user account is identical, then the mark of first terminal and the mark of second terminal have corresponding relation, in this case, First server can send payment response message to second terminal, so that second terminal can beat according to the payment response message The page is paid in spending, to realize on-line payment.
For example:When it is mobile phone that first terminal is computer, second terminal, when user browses Taobao on first terminal During page, user is chosen after required commodity, and user clicks on " immediate payment " operation, i.e. first server and receives first terminal and send Payment request message, once first server determines that the mark of first terminal and the mark of second terminal have corresponding relation, Then first server sends payment response message to second terminal, and second terminal can directly display the payment page, for example:Pay Treasured pays the page or the bank paying page etc., and user then directly can realize paying in second terminal.
The embodiment of the present disclosure provides a kind of on-line payment method, including:First server obtains the payment of first terminal please Message, and the corresponding relation of the mark of the mark according to first terminal and second terminal are asked, to second terminal payment response is sent Message, so that second terminal to first server without the need for sending any payment request message, as long as the mark of second terminal and the The mark of one terminal has corresponding relation, then first server directly sends payment response message to second terminal.So as to improve Pay efficiency, and Consumer's Experience sense.
Further, on the basis of a upper embodiment, the disclosure further provides for how judging the mark of first terminal There is the method for corresponding relation with the mark of second terminal, and step S102 is further expanded.Specifically, Fig. 2 It is a kind of flow chart of the on-line payment method for implementing to exemplify according to another exemplary, the present embodiment is in the on-line payment method It is applied in first server illustrate, wherein the first server is the server in payment system, for example:This first Server can be the server of bank side.The on-line payment method can include following several steps:
In step s 201:Obtain the payment request message of first terminal;
Wherein, step S201 is identical with step S101, then will not be described here.
In step S202:Judge the mark of first terminal and identifying whether to there is identical user's account for second terminal Number;If so, then execution step S203;Otherwise, then execution step S204;
Wherein, first server according to the history payment record of user, can judge mark and second end of first terminal That what is held identifies whether to there is identical user account, for example:User once realized propping up in first terminal login user account Pay, and once log in same user account in second terminal and realize paying, then history of the first server according to the user Payment record, it may be determined that the mark of first terminal and the mark of second terminal are to there is identical user account.
In step S203:According to the corresponding relation of the mark of the mark and second terminal of first terminal, to second terminal Send payment response message;
Alternatively, operation information of the user to second terminal is obtained, accordingly, to second terminal payment response message is sent To carry out on-line payment, including:Payment response is sent according to user to the second terminal to the operation information of second terminal to disappear Cease to carry out on-line payment.That is, user to the operation information of second terminal equivalent to a trigger message, when the first clothes Business device gets the operation information of the second terminal, just sends payment response message to second terminal, contrary, works as first service Device does not get the operation information of the second terminal, just not to second terminal transmission payment response message.In this way Payment safety can be improved.
The operation information is following any one:Slide, clicking operation and lift operation;For example:Touch when predefining Clockwork spring part is:When user performs clicking operation in second terminal, number of clicks can for arbitrarily time or for default time, then one Denier meets the condition, then first server sends payment response message to user.
What deserves to be explained is, the operation information can be relatively simple operation information, to realize by paying efficiency Effect.Certainly, the operation information can also when complex operation information, payment safety has been improved.
Alternatively, operation information of the user to the second terminal is obtained, including:Directly receive the second terminal to send The operation information.Or, receive the operation information of second server forwarding;Wherein, the first server is to prop up Server in the system of paying, the second server is by the corresponding server of operating system that the second terminal is installed.
In step S204:Determine that the mark of first terminal and the mark of second terminal do not have corresponding relation.
Further, when first server determines that the mark of first terminal and the mark of second terminal do not have corresponding relation When, then payment response message can be sent to first terminal, i.e. the directly realization payment on first terminal.
The embodiment of the present disclosure provides a kind of on-line payment method, including:It is whole by the mark and second that judge first terminal What the identifying whether of end determined the mark of first terminal and second terminal to there is identical user account identifies whether have Corresponding relation, when with corresponding relation, then first server sends payment response message to second terminal so that second terminal without Any payment request message need to be sent to first server, as long as the mark of the mark of second terminal and first terminal has correspondence Relation, then first server is directly to second terminal transmission payment response message.So as to improve payment efficiency, and Consumer's Experience Sense.
Fig. 3 is a kind of flow chart of the on-line payment method according to another exemplary embodiment, and the present embodiment is with this On-line payment method is applied in second terminal illustrate, and wherein the second terminal can be mobile phone, and computer is counted Word broadcast terminal, messaging devices, game console, tablet device, Medical Devices, body-building equipment, personal digital assistant etc., Preferably, the second terminal is mobile phone.The on-line payment method can include following several steps:
In step S301:Receive first server to be closed according to the correspondence of the mark of the mark and second terminal of first terminal The payment response message that system sends;
In step s 302:Opened according to payment response message and pay the page to carry out on-line payment.
A kind of optional mode:Second terminal directly opens the payment page to carry out on-line payment;By this way can be fast The payment page of the opening second terminal of speed, so as to improve payment efficiency.
Another kind of optional mode:Second terminal directly opens two-dimensional code scanning function, and two dimension is scanned on first terminal Code carries out on-line payment to open the payment page.User is eliminated relative to prior art which to open in second terminal The step of Quick Response Code page, it is also possible to improve and pay efficiency.
The disclosure provides a kind of on-line payment method, including:First server is received according to the mark of first terminal and the The payment response message that the corresponding relation of the mark of two terminals sends, opens according to payment response message and pays the page to carry out Line pays, so as to improve payment efficiency.
Based on the basis of an above-mentioned upper embodiment, further, Fig. 4 is the one kind according to further example embodiment The flow chart of on-line payment method, the present embodiment is applied in second terminal illustrate in the on-line payment method, wherein The second terminal can be mobile phone, and computer, digital broadcast terminal, messaging devices, game console, flat board sets It is standby, Medical Devices, body-building equipment, personal digital assistant etc., it is preferable that the second terminal is mobile phone.The on-line payment side Method can include following several steps:
In step S401:Operation information of the user to second terminal is sent to first server;
The operation information is following any one:Slide, clicking operation and operation is lifted, the operation information is used to trigger The first server to the second terminal sends the payment response message.
What deserves to be explained is, the operation information can be relatively simple operation information, to realize by paying efficiency Effect.Certainly, the operation information can also when complex operation information, payment safety has been improved.
Alternatively, second terminal directly transmits the operation information to first server.Or, second terminal is to the second clothes Business device sends the operation information, and the second server is used to forward the operation information to the first server.Wherein, institute First server is stated for the server in payment system, the operating system that the second server is installed by the second terminal Corresponding server.
In step S402:Receive first server to be closed according to the correspondence of the mark of the mark and second terminal of first terminal The payment response message that system sends;
In step S403:Opened according to payment response message and pay the page to carry out on-line payment.
The disclosure provides a kind of on-line payment method, and wherein second terminal can send user to second to first server The operation information of terminal, the operation information can be relatively simple operation information, to realize the effect by paying efficiency.When So, the operation information can also when complex operation information, payment safety has been improved.
Fig. 5 is a kind of block diagram of the on-line payment device according to an exemplary embodiment, and the on-line payment device can With by software, hardware or both be implemented in combination with become comprising some or all of of above-mentioned first server.Such as Fig. 5 institutes Show, the device includes:
First acquisition module 51, is configured to obtain the payment request message of first terminal, and the payment request message is included: The mark of the first terminal;
Sending module 52, the mark and second terminal of the first terminal being configured to according to acquired in the first acquisition module 51 Mark corresponding relation, to second terminal send payment response message, the payment response message be used in the second terminal Upper opening pays the page to carry out on-line payment.
With regard to the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant the method Embodiment in be described in detail, explanation will be not set forth in detail herein.
Based on the basis of a upper embodiment, further, Fig. 6 is to implement the one kind for exemplifying online according to another exemplary The block diagram of payment mechanism, the on-line payment device can pass through software, hardware or both be implemented in combination with become comprising above-mentioned First server it is some or all of.As shown in fig. 6, the device also includes:
Judge module 53, is configured to judge the mark of the first terminal and identifying whether correspondingly for the second terminal There is identical user account;
Determining module 54, if the mark for being configured to the first terminal is identical to having with the mark of the second terminal User account, it is determined that the mark of the first terminal and the mark of the second terminal have corresponding relation;
Otherwise, it is determined that the mark of the first terminal and the mark of the second terminal do not have corresponding relation.
Alternatively, the device also includes:Second acquisition module 55, is configured to obtain behaviour of the user to the second terminal Make information, the operation information is following any one:Slide, clicking operation and lift operation;
Accordingly, the sending module 52, coordinated be according to the user to the operation information of the second terminal to The second terminal sends payment response message to carry out on-line payment.
Alternatively, the second acquisition module 55 is configured to directly receive the operation information that the second terminal sends.
Alternatively, the second acquisition module 55, is configured to receive the operation information of second server forwarding;Wherein, The first server is the server in payment system, the operation system that the second server is installed by the second terminal Unite corresponding server.
With regard to the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant the method Embodiment in be described in detail, explanation will be not set forth in detail herein.
Fig. 7 is a kind of block diagram of the on-line payment device according to another exemplary embodiment, the on-line payment device Can pass through software, hardware or both be implemented in combination with become comprising some or all of of above-mentioned second terminal.Such as Fig. 7 institutes Show, the device includes:
Receiver module 71, is configured to receive mark and the mark of the second terminal of the first server according to first terminal The payment response message that the corresponding relation of knowledge sends;
Module 72 is opened, the payment response message for being configured to be received according to receiver module 71 opens the payment page to enter Row on-line payment.
With regard to the device in above-described embodiment, wherein modules perform the concrete mode of operation in relevant the method Embodiment in be described in detail, explanation will be not set forth in detail herein.
Based on the basis of a upper embodiment, further, Fig. 8 is that the one kind according to further example embodiment is online The block diagram of payment mechanism, the on-line payment device can pass through software, hardware or both be implemented in combination with become comprising above-mentioned First server it is some or all of.As shown in figure 8, open module 72, be configured to directly to open the payment page with Carry out on-line payment;Or, two-dimensional code scanning function is directly opened, and Quick Response Code is scanned on the first terminal to open The payment page is stated, and carries out on-line payment.
Alternatively, also include:Sending module 73, is configured to whole to described second to first server transmission user The operation information at end, the operation information is following any one:Slide, clicking operation and operation is lifted, the operation letter Cease and send the payment response message to the second terminal for triggering the first server.
Alternatively, the sending module 73, is configured to directly transmit the operation information to the first server.
Alternatively, the sending module 73, is configured to send the operation information, second clothes to second server Business device is used to forward the operation information to the first server;
Wherein, the first server is the server in payment system, and the second server is the second terminal The corresponding server of operating system installed.
Fig. 9 is a kind of block diagram of the on-line payment device 900 according to an exemplary embodiment.For example, device 900 can To be mobile phone, computer, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices are good for Body equipment, personal digital assistant etc..
With reference to Fig. 9, device 900 can include following one or more assemblies:Process assembly 902, memory 904, power supply Component 906, multimedia groupware 908, audio-frequency assembly 910, the interface 912 of input/output (I/O), sensor cluster 914, and Communication component 916.
The integrated operation of the usual control device 900 of process assembly 902, such as with display, call, data communication, phase Machine operates and records the associated operation of operation.Process assembly 902 can refer to including one or more processors 920 to perform Order, to complete all or part of step of above-mentioned method.Additionally, process assembly 902 can include one or more modules, just Interaction between process assembly 902 and other assemblies.For example, process assembly 902 can include multi-media module, many to facilitate Interaction between media component 908 and process assembly 902.
Memory 904 is configured to store various types of data to support the operation in device 900.These data are shown Example includes the instruction of any application program for operating on device 900 or method, and contact data, telephone book data disappears Breath, picture, video etc..Memory 904 can be by any kind of volatibility or non-volatile memory device or their group Close and realize, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM) is erasable to compile Journey read-only storage (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash Device, disk or CD.
Power supply module 906 provides electric power for the various assemblies of device 900.Power supply module 906 can include power management system System, one or more power supplys, and other generate, manage and distribute the component that electric power is associated with for device 900.
Multimedia groupware 908 is included in the touch-control of one output interface of offer between described device 900 and user and shows Screen.In certain embodiments, touching display screen can include liquid crystal display (LCD) and touch panel (TP).Touch panel bag One or more touch sensors are included with the gesture on sensing touch, slip and touch panel.The touch sensor can not The only border of sensing touch or sliding action, but also the detection duration related to the touch or slide and pressure Power.In certain embodiments, multimedia groupware 908 includes a front-facing camera and/or post-positioned pick-up head.At device 900 In operator scheme, such as screening-mode or during video mode, front-facing camera and/or post-positioned pick-up head can receive many matchmakers of outside Volume data.Each front-facing camera and post-positioned pick-up head can be a fixed optical lens systems or with focal length and optics Zoom capabilities.
Audio-frequency assembly 910 is configured to output and/or input audio signal.For example, audio-frequency assembly 910 includes a Mike Wind (MIC), when device 900 is in operator scheme, such as call model, logging mode and speech recognition mode, microphone is matched somebody with somebody It is set to reception external audio signal.The audio signal for being received can be further stored in memory 904 or via communication set Part 916 sends.In certain embodiments, audio-frequency assembly 910 also includes a loudspeaker, for exports audio signal.
, to provide interface between process assembly 902 and peripheral interface module, above-mentioned peripheral interface module can for I/O interfaces 912 To be keyboard, click wheel, button etc..These buttons may include but be not limited to:Main bar button, volume button, start button and lock Determine button.
Sensor cluster 914 includes one or more sensors, and the state for providing various aspects for device 900 is commented Estimate.For example, sensor cluster 914 can detect the opening/closed mode of device 900, and the relative positioning of component is for example described Component is the display and keypad of device 900, and sensor cluster 914 can be with 900 1 components of detection means 900 or device Position change, user is presence or absence of with what device 900 was contacted, the orientation of device 900 or acceleration/deceleration and device 900 Temperature change.Sensor cluster 914 can include proximity transducer, be configured to be detected when without any physical contact The presence of object nearby.Sensor cluster 914 can also include optical sensor, such as CMOS or ccd image sensor, for into As used in application.In certain embodiments, the sensor cluster 914 can also include acceleration transducer, gyro sensors Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 916 is configured to facilitate the communication of wired or wireless way between device 900 and other equipment.Device 900 can access based on the wireless network of communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary enforcement In example, communication component 916 receives the broadcast singal or broadcast related information from external broadcasting management system via broadcast channel. In one exemplary embodiment, the communication component 916 also includes near-field communication (NFC) module, to promote junction service.Example Such as, NFC module can be based on RF identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology, Bluetooth (BT) technology and other technologies are realizing.
In the exemplary embodiment, device 900 can be by one or more application specific integrated circuits (ASIC), numeral letter Number processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components realizations, for performing above-mentioned on-line payment method.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instruction, example are additionally provided Such as include the memory 904 of instruction, above-mentioned instruction can be performed to complete said method by the processor 920 of device 900.For example, The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk With optical data storage devices etc..
A kind of non-transitorycomputer readable storage medium, when the instruction in the storage medium is by the process of device 900 When device is performed so that device 900 is able to carry out a kind of on-line payment method.
For storing the memory of the executable instruction of the processor;
Wherein, the processor is configured to:
The payment request message of first terminal is obtained, the payment request message is included:The mark of the first terminal;
According to the corresponding relation of the mark of the mark and second terminal of the first terminal, send to the second terminal and prop up Response message is paid, the payment response message is used to be opened in the second terminal payment page to carry out on-line payment.
Figure 10 is a kind of block diagram of the on-line payment device 1000 for implementing to exemplify according to another exemplary.For example, device 1000 can be mobile phone, and computer, digital broadcast terminal, messaging devices, game console, tablet device is medical Equipment, body-building equipment, personal digital assistant etc..
With reference to Figure 10, device 1000 can include following one or more assemblies:Process assembly 1002, memory 1004, Power supply module 1006, multimedia groupware 1008, audio-frequency assembly 1010, the interface 1012 of input/output (I/O), sensor cluster 1014, and communication component 1016.
The integrated operation of the usual control device 1000 of process assembly 1002, such as with display, call, data communication, The associated operation of camera operation and record operation.Process assembly 1002 can include one or more processors 1020 to perform Instruction, to complete all or part of step of above-mentioned method.Additionally, process assembly 1002 can include one or more moulds Block, the interaction being easy between process assembly 1002 and other assemblies.For example, process assembly 1002 can include multi-media module, To facilitate the interaction between multimedia groupware 1008 and process assembly 1002.
Memory 1004 is configured to store various types of data to support the operation in device 1000.These data Example include on device 1000 operate any application program or method instruction, contact data, telephone book data, Message, picture, video etc..Memory 1004 can by any kind of volatibility or non-volatile memory device or they Combination realizes, such as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), it is erasable can Program read-only memory (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash memory Reservoir, disk or CD.
Power supply module 1006 provides electric power for the various assemblies of device 1000.Power supply module 1006 can include power management System, one or more power supplys, and other generate, manage and distribute the component that electric power is associated with for device 1000.
Multimedia groupware 1008 is included in the touch-control of one output interface of offer between described device 1000 and user and shows Display screen.In certain embodiments, touching display screen can include liquid crystal display (LCD) and touch panel (TP).Touch panel Including one or more touch sensors with the gesture on sensing touch, slip and touch panel.The touch sensor can be with The not only border of sensing touch or sliding action, but also the detection duration related to the touch or slide and pressure Power.In certain embodiments, multimedia groupware 1008 includes a front-facing camera and/or post-positioned pick-up head.When device 1000 In operator scheme, such as screening-mode or during video mode, front-facing camera and/or post-positioned pick-up head can receive many of outside Media data.Each front-facing camera and post-positioned pick-up head can be a fixed optical lens systems or with focal length and light Learn zoom capabilities.
Audio-frequency assembly 1010 is configured to output and/or input audio signal.For example, audio-frequency assembly 1010 includes a wheat Gram wind (MIC), when device 1000 is in operator scheme, such as call model, logging mode and speech recognition mode, microphone quilt It is configured to receive external audio signal.The audio signal for being received can be further stored in memory 1004 or via communication Component 916 sends.In certain embodiments, audio-frequency assembly 1010 also includes a loudspeaker, for exports audio signal.
I/O interfaces 1012 are that interface, above-mentioned peripheral interface module are provided between process assembly 1002 and peripheral interface module Can be keyboard, click wheel, button etc..These buttons may include but be not limited to:Main bar button, volume button, start button and Locking press button.
Sensor cluster 1014 includes one or more sensors, and the state for providing various aspects for device 1000 is commented Estimate.For example, sensor cluster 1014 can detect the opening/closed mode of device 1000, such as relative positioning of component, institute Display and keypad that component is device 1000 are stated, sensor cluster 1014 can be with detection means 1000 or device 1,000 1 The position of individual component changes, and user is presence or absence of with what device 1000 was contacted, the orientation of device 1000 or acceleration/deceleration and dress Put 1000 temperature change.Sensor cluster 1014 can include proximity transducer, be configured to without any physics The presence of object nearby is detected during contact.Sensor cluster 1014 can also include optical sensor, and such as CMOS or ccd image are sensed Device, for used in imaging applications.In certain embodiments, the sensor cluster 1014 can also include acceleration sensing Device, gyro sensor, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 1016 is configured to facilitate the communication of wired or wireless way between device 1000 and other equipment.Dress Putting 1000 can access based on the wireless network of communication standard, such as WiFi, 2G or 3G, or combinations thereof.It is exemplary at one In embodiment, communication component 1016 receives the broadcast singal or broadcast correlation from external broadcasting management system via broadcast channel Information.In one exemplary embodiment, the communication component 1016 also includes near-field communication (NFC) module, to promote short distance Communication.For example, RF identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra broadband can be based in NFC module (UWB) technology, bluetooth (BT) technology and other technologies are realizing.
In the exemplary embodiment, device 1000 can be by one or more application specific integrated circuits (ASIC), numeral Signal processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components realizations, for performing above-mentioned on-line payment method.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instruction, example are additionally provided Such as include the memory 1004 of instruction, above-mentioned instruction can be performed to complete said method by the processor 1020 of device 1000.Example Such as, the non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, soft Disk and optical data storage devices etc..
A kind of non-transitorycomputer readable storage medium, when the instruction in the storage medium is by the process of device 900 When device is performed so that device 1000 is able to carry out a kind of on-line payment method.
For storing the memory of the executable instruction of the processor;
Receive what first server sent according to the corresponding relation of the mark of the mark and the second terminal of first terminal Payment response message;
Opened according to the payment response message and pay the page to carry out on-line payment.
Those skilled in the art will readily occur to its of the disclosure after considering specification and putting into practice invention disclosed herein Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modifications, purposes or Person's adaptations follow the general principle of the disclosure and including the undocumented common knowledge in the art of the disclosure Or conventional techniques.Description and embodiments are considered only as exemplary, and the true scope of the disclosure and spirit are by following Claims are pointed out.
It should be appreciated that the disclosure is not limited to the precision architecture for being described above and being shown in the drawings, and And can without departing from the scope carry out various modifications and changes.The scope of the present disclosure is only limited by appending claims System.

Claims (22)

1. a kind of on-line payment method, in being applied to first server, it is characterised in that include:
The payment request message of first terminal is obtained, the payment request message is included:The mark of the first terminal;
According to the corresponding relation of the mark of the mark and second terminal of the first terminal, send to pay to the second terminal and ring Message, the payment response message is answered to be used to be opened in the second terminal payment page to carry out on-line payment.
2. method according to claim 1, it is characterised in that the mark and second terminal according to the first terminal Mark corresponding relation, to the second terminal send payment response message to carry out on-line payment before, also include:
Judge the mark of the first terminal and identifying whether to there is identical user account for the second terminal;
If the mark of the mark of the first terminal and the second terminal is to there is identical user account, it is determined that described the The mark of one terminal and the mark of the second terminal have corresponding relation;
Otherwise, it is determined that the mark of the first terminal and the mark of the second terminal do not have corresponding relation.
3. method according to claim 1 and 2, it is characterised in that described to send payment response to the second terminal and disappear Before breath is to carry out on-line payment, also include:
Operation information of the user to the second terminal is obtained, the operation information is following any one:Slide, click behaviour Make and lift operation;
Accordingly, it is described to send payment response message to carry out on-line payment to the second terminal, including:
According to the user operation information of the second terminal is sent payment response message to carry out to the second terminal On-line payment.
4. method according to claim 3, it is characterised in that operation of the acquisition user to the second terminal is believed Breath, including:
Directly receive the operation information that the second terminal sends.
5. method according to claim 3, it is characterised in that operation of the acquisition user to the second terminal is believed Breath, including:
Receive the operation information of second server forwarding;
Wherein, the first server is the server in payment system, and the second server is pacified by the second terminal The corresponding server of operating system of dress.
6. a kind of on-line payment method, in being applied to second terminal, it is characterised in that include:
Receive the payment that first server sends according to the corresponding relation of the mark of the mark and the second terminal of first terminal Response message;
Opened according to the payment response message and pay the page to carry out on-line payment.
7. method according to claim 6, it is characterised in that described opening according to the payment response message pays the page To carry out on-line payment, including:
The payment page is directly opened to carry out on-line payment;Or,
Two-dimensional code scanning function is directly opened, and Quick Response Code is scanned on the first terminal to open the payment page, and Carry out on-line payment.
8. the method according to claim 6 or 7, it is characterised in that the reception first server is according to first terminal Before the payment response message that the corresponding relation of the mark of mark and the second terminal sends, also include:
Operation information of the user to the second terminal is sent to the first server, the operation information is following arbitrary :Slide, clicking operation and operation is lifted, the operation information is used to triggering the first server to described second eventually End sends the payment response message.
9. method according to claim 8, it is characterised in that described to send user to described the to the first server The operation information of two terminals, including:
The operation information is directly transmitted to the first server.
10. method according to claim 8, it is characterised in that described to send user to described to the first server The operation information of second terminal, including:
The operation information is sent to second server, the second server is used to forward the behaviour to the first server Make information;
Wherein, the first server is the server in payment system, and the second server is pacified by the second terminal The corresponding server of operating system of dress.
11. a kind of on-line payment devices, it is characterised in that include:
First acquisition module, is configured to obtain the payment request message of first terminal, and the payment request message is included:It is described The mark of first terminal;
Sending module, is configured to the corresponding relation according to the mark of the first terminal and the mark of second terminal, to described Second terminal sends payment response message, and the payment response message is used to be opened in the second terminal payment page to enter Row on-line payment.
12. devices according to claim 11, it is characterised in that also include:
Judge module, be configured to judge the first terminal mark and the second terminal identify whether it is identical to having User account;
Determining module, if being configured to the mark of the first terminal and the mark of the second terminal to there is identical user Account, it is determined that the mark of the first terminal and the mark of the second terminal have corresponding relation;
Otherwise, it is determined that the mark of the first terminal and the mark of the second terminal do not have corresponding relation.
13. devices according to claim 11 or 12, it is characterised in that also include:
Second acquisition module, is configured to obtain operation information of the user to the second terminal, and the operation information is following Any one:Slide, clicking operation and lift operation;
Accordingly, the sending module, it is to described according to the user to the operation information of the second terminal to be coordinated Two terminals send payment response message to carry out on-line payment.
14. devices according to claim 13, it is characterised in that second acquisition module, are configured to directly receive The operation information that the second terminal sends.
15. devices according to claim 13, it is characterised in that second acquisition module, are configured to reception second The operation information of server forwarding;
Wherein, the first server is the server in payment system, and the second server is pacified by the second terminal The corresponding server of operating system of dress.
16. a kind of on-line payment devices, it is characterised in that include:
Receiver module, the mark for being configured to reception first server according to first terminal is right with the mark of the second terminal The payment response message of transmission should be related to;
Module is opened, is configured to open the payment page to carry out on-line payment according to the payment response message.
17. devices according to claim 16, it is characterised in that the opening module is configured to:
The payment page is directly opened to carry out on-line payment;Or,
Two-dimensional code scanning function is directly opened, and Quick Response Code is scanned on the first terminal to open the payment page, and Carry out on-line payment.
18. devices according to claim 16 or 17, it is characterised in that also include:
Sending module, is configured to send operation information of the user to the second terminal, the behaviour to the first server Make information for following any one:Slide, clicking operation and operation is lifted, the operation information is used to trigger first clothes Business device to the second terminal sends the payment response message.
19. devices according to claim 18, it is characterised in that the sending module, are configured to the described first clothes Business device directly transmits the operation information.
20. devices according to claim 18, it is characterised in that the sending module, are configured to second server The operation information is sent, the second server is used to forward the operation information to the first server;
Wherein, the first server is the server in payment system, and the second server is pacified by the second terminal The corresponding server of operating system of dress.
21. a kind of on-line payment devices, it is characterised in that include:
Processor;
For storing the memory of the executable instruction of the processor;
Wherein, the processor is configured to:
The payment request message of first terminal is obtained, the payment request message is included:The mark of the first terminal;
According to the corresponding relation of the mark of the mark and second terminal of the first terminal, send to pay to the second terminal and ring Message, the payment response message is answered to be used to be opened in the second terminal payment page to carry out on-line payment.
22. a kind of on-line payment devices, it is characterised in that include:
Processor;
For storing the memory of the executable instruction of the processor;
Wherein, the processor is configured to:
Receive the payment that first server sends according to the corresponding relation of the mark of the mark and the second terminal of first terminal Response message;
Opened according to the payment response message and pay the page to carry out on-line payment.
CN201610857580.5A 2016-09-27 2016-09-27 On-line payment method and apparatus Pending CN106651341A (en)

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