CN106600277A - Method and terminal for adjusting ordering result of payment platforms - Google Patents
Method and terminal for adjusting ordering result of payment platforms Download PDFInfo
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- CN106600277A CN106600277A CN201611019452.XA CN201611019452A CN106600277A CN 106600277 A CN106600277 A CN 106600277A CN 201611019452 A CN201611019452 A CN 201611019452A CN 106600277 A CN106600277 A CN 106600277A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention discloses a method and a terminal thereof for adjusting the ordering result of payment platforms. The method comprises the steps of acquiring a current ordering result between a current payment amount initiated by a user and a plurality of payment platforms; according to the current payment amount and a mapping relationship, determining a target ordering result, wherein the mapping relationship contains a corresponding relation between the payment amount and an ordering scheme and the ordering scheme contains the ordering result of the plurality of payment platforms; on the condition that the current ordering result is not consistent with a target ordering result, updating the current ordering result to be the target ordering result. According to the embodiments of the invention, the current payment amount is associated with the ordering result of a plurality of payment platforms, so that the ordering result of payment platforms is dynamically adjusted. Meanwhile, the ordering result is associated wit the amount to be paid, so that the payment failure probability of users is reduced.
Description
Technical field
The present invention relates to network payment technical field, more particularly to a kind of method and terminal of adjustment payment platform sequence.
Background technology
With the continuous development of network technology, due to the convenience of on-line payment, its application is more and more extensive.Correspondingly,
Also increasing payment platform has been emerged.But, sequence of the user when on-line payment is carried out, between multiple payment platforms
It is fixed, and the sequence is not associated with the current amount of money to be paid, therefore the probability that user pays failure can be improved.
The content of the invention
Embodiment of the present invention technical problem to be solved be provide it is a kind of adjustment payment platform sequence method and its
Terminal, to reduce the probability that user pays failure.
In order to solve above-mentioned technical problem, a kind of method of adjustment payment platform sequence, bag are embodiments provided
Include：
Obtain user and initiate current current sequence between the amount of money to be paid and multiple payment platforms；
Goal ordering is determined according to the current amount of money to be paid and mapping relations, the mapping relations include payment with sequence
Corresponding relation between scheme, the sequencing schemes include the sequence between multiple payment platforms；
It is goal ordering by current ranking replacement if currently sequence is inconsistent with goal ordering.
Specifically, determine that goal ordering is specifically included according to the current amount of money to be paid and mapping relations：
Obtain the difference between payment in the current amount of money to be paid and mapping relations；
If difference is less than predetermined threshold value, it is determined that the sequencing schemes corresponding to payment are goal ordering.
It is preferred that the method also includes：
The multiple payment record of user is obtained to set up mapping relations.
Specifically, the multiple payment record for obtaining user is specifically included with setting up mapping relations：
The amount of money initial to be paid of user is obtained to enter sequence interface, the multiple payment platforms of sequence interface display；
The initial sequence of multiple payment platforms is obtained according to sequence interface；
User is obtained to the selection operation at interface of sorting to determine platform to be paid, the platform to be paid is used to pay initial
The amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and platform to be paid；
When payment result is to fail, adjustment is initial to sort to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and initial sequencing schemes to set up mapping relations.
It is preferred that the method also includes：
By goal ordering or current sequencing display in sequence interface, the multiple payment platforms of sequence interface display.
Correspondingly, the embodiment of the present invention additionally provides a kind of terminal of adjustment payment platform sequence, including：
Acquisition module, for obtaining, Client-initiated is current to work as front row between the amount of money to be paid and multiple payment platforms
Sequence；
Determining module, for determining goal ordering according to the current amount of money to be paid and mapping relations, the mapping relations include
Corresponding relation between payment and sequencing schemes, the sequencing schemes include the sequence between multiple payment platforms；
Update module, for if current sequence it is inconsistent with goal ordering, if by current ranking replacement be goal ordering.
Specifically, it is determined that module specifically for：
Obtain the difference between payment in the current amount of money to be paid and mapping relations；
If difference is less than predetermined threshold value, it is determined that the sequencing schemes corresponding to payment are goal ordering.
It is preferred that the acquisition module is additionally operable to obtain the multiple payment record of user to set up mapping relations.
Specifically, the acquisition module is additionally operable to：
The amount of money initial to be paid of user is obtained to enter sequence interface, the multiple payment platforms of sequence interface display；
The initial sequence of multiple payment platforms is obtained according to sequence interface；
User is obtained to the selection operation at interface of sorting to determine platform to be paid, the platform to be paid is used to pay initial
The amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and platform to be paid；
When payment result is to fail, adjustment is initial to sort to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and initial sequencing schemes to set up mapping relations.
It is preferred that the terminal also includes：
Display module, for by goal ordering or current sequencing display in sequence interface, multiple of the sequence interface display
Pay platform.
In the embodiment of the present invention, current current sequence between the amount of money to be paid and multiple payment platforms, then root are first obtained
Determine goal ordering according to the current amount of money to be paid and mapping relations, if currently sequence is inconsistent with goal ordering, ought be front-seat
Sequence is updated to goal ordering.The present embodiment is associated the current amount of money to be paid with the sequence of payment platform, is realized and is propped up
Pay the dynamic adjustment of platform sequence.And the sequence is relevant with the amount of money to be paid, therefore the probability that user pays failure can be reduced.
Description of the drawings
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
The accompanying drawing to be used needed for having technology description is briefly described, it should be apparent that, drawings in the following description are only this
Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can be with
Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is a kind of schematic flow sheet of the method for adjustment payment platform sequence that first embodiment of the invention is provided；
Fig. 2 is a kind of schematic flow sheet of the method for adjustment payment platform sequence that second embodiment of the invention is provided；
Fig. 3 is the sub-process schematic diagram of step S201 in Fig. 2；
Fig. 4 is the schematic diagram at sequence interface；
Fig. 5 is a kind of structural representation of the terminal of adjustment payment platform order that first embodiment of the invention is provided；
Fig. 6 is a kind of structural representation of the terminal of adjustment payment platform order that second embodiment of the invention is provided；
Fig. 7 is a kind of structural representation of user equipment provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than the embodiment of whole.It is based on
Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of creative work is not made
Embodiment, belongs to the scope of protection of the invention.
Fig. 1 is referred to, is a kind of schematic flow sheet of the method for adjustment payment platform order provided in an embodiment of the present invention,
As illustrated, the method comprises the steps：
S101, obtains the current sequence between the current payment of Client-initiated and multiple payment platforms.Wherein, pay
Platform includes that Alipay, wealth pay the Third-party payment platforms such as logical and wechat.Specifically, when user selectes in shopping websites such as Taobaos
During one commodity, order is submitted to according to the prompting operation on website, that is, represent that initiating one to user terminal pays request, the payment
The current amount of money to be paid is contained in request.Now, terminal obtain the current amount of money to be paid and obtain multiple payment platforms it
Between current sequence.For example, the current amount of money to be paid is 300 yuan, is currently ordered as：1 wealth pays logical, 2 Alipays and 3 wechats.
S102, according to the current amount of money to be paid and mapping relations goal ordering is determined.Wherein, mapping relations include paying gold
Corresponding relation between volume and sequencing schemes, the sequencing schemes include the sequence between multiple payment platforms, for example as previously mentioned
Current sequence.For example, mapping relations include：Payment 1 is corresponding to sequencing schemes one, payment 2 corresponding to row
Sequence scheme two, payment 3 correspond to sequencing schemes three.Wherein, the particular content of sequencing schemes one is：1 Alipay, 2 wealth are paid
Logical and 3 wechats；The particular content of sequencing schemes two is：1 wealth pays logical, 2 wechats and 3 Alipays；The particular content of sequencing schemes three
It is：1 wechat, 2 Alipays and 3 wealth are paid logical.Terminal can be compared the current amount of money to be paid with the payment in mapping relations
Compared with to obtain both difference, when difference is less than predetermined threshold value, it is determined that the corresponding sequencing schemes of the payment are target
Sequence.For example, the current amount of money to be paid is 300 yuan, and predetermined threshold value is 10,305 yuan of correspondences of payment in mapping relations
Sequencing schemes three are corresponded in sequencing schemes one, 350 yuan of payment corresponding to sequencing schemes two, 200 yuan of the amount of money.To currently treat
305 yuan of payment in 300 yuan of payment and mapping relations is compared and obtains both difference for 5, and the difference is less than
Predetermined threshold value 10, it is thus determined that the corresponding sequencing schemes one of payment 305 are specifically included for goal ordering, i.e. goal ordering：1
Alipay, 2 wealth pay logical and 3 wechats.It should be noted that mapping relations are specifically set up process and will be carried out in next embodiment
Describe in detail.
S103, judges whether current sequence is consistent with goal ordering, if so, then execution step S104, conversely, then performing step
Rapid S105.
S104, keeps current sequence, i.e., do not change the current sequence of payment platform, remains as 1 wealth and pays logical, 2 Alipays and 3
Wechat.
S105, is goal ordering by current ranking replacement.In the present embodiment, currently it is ordered as 1 wealth and pays logical, 2 Alipays
And 3 wechats, and goal ordering to be 1 Alipay, 2 wealth pay logical and 3 wechats, both are inconsistent, therefore, now will currently sort
This is initiated after 300 yuan of the amount of money to be paid to be updated to goal ordering, i.e. user, and the payment platform for being presented is ordered as：1
Fu Bao, 2 wealth pay logical and 3 wechats.
In the embodiment of the present invention, current current sequence between the amount of money to be paid and multiple payment platforms, then root are first obtained
Determine goal ordering according to the current amount of money to be paid and mapping relations, if currently sequence is inconsistent with goal ordering, ought be front-seat
Sequence is updated to goal ordering.The present embodiment is associated the current amount of money to be paid with the sequence of payment platform, is realized and is propped up
Pay the dynamic adjustment of platform sequence.And the sequence is relevant with the amount of money to be paid, therefore the probability that user pays failure can be reduced.
Fig. 2 is referred to, is a kind of schematic flow sheet of the method for adjustment payment platform order provided in an embodiment of the present invention,
As illustrated, the method comprises the steps：
S201, obtains the multiple payment record of user to set up mapping relations.
Specifically, as shown in figure 3, step S201 is specifically included：
S301, obtains the amount of money initial to be paid of user to enter sequence interface, and the sequence interface display is multiple to pay flat
Platform.Specifically, when user have selected a commodity in shopping websites such as Taobaos, order is submitted to according to the prompting operation on website,
Represent that initiating one to user terminal pays request, in the payment request the current amount of money to be paid is contained.Now, terminal is obtained
The current amount of money to be paid simultaneously enters sequence interface.As shown in figure 4, show on the sequence interface Alipay, wealth pay it is logical and
Multiple Third-party payment platforms such as wechat.
S302, according to sequence interface the initial sequence of multiple payment platforms is obtained.Specifically, obtain multiple on sequence interface
Payment platform is initially ordered as：1 wealth pays logical, 2 Alipays and 3 wechats.
S303, obtains user to the selection operation at interface of sorting to determine platform to be paid, and the platform to be paid is used to prop up
Pay the initial amount of money to be paid.Specifically, the wealth on user's selected and sorted interface pays logical as this platform to be paid, therefore will be logical
Cross wealth pay it is logical pay this amount of money to be paid, i.e., the initial amount of money to be paid, such as 300 yuan.
S304, according to the initial amount of money to be paid and platform to be paid payment result is determined.Specifically, wealth is selected to pay in user
After leading to as this platform to be paid, the delivery operations such as card number and Password Input will be completed according to prompting, afterwards wealth pays logical being closed
The bank of connection will feed back corresponding payment result, including payment fails and pays successfully two kinds.Further, if user input
Be deposit card card number, when remaining sum is less than this amount of money to be paid in the card, it will feedback pays the result of failure, conversely, then
Feedback pays successful result.If user input is credit card number, when the remaining amount of the credit card is waited to prop up less than this
When paying the amount of money, it will feedback pays the result of failure, conversely, then feedback pays successful result.
S305, according to payment result initial sequencing schemes are determined.Specifically, when payment result is to fail, adjustment is initial
Sort to obtain initial sequencing schemes；When payment result is successfully, then initial sequence is kept, and will initially be sorted as initial
Sequencing schemes.For example, it is logical as this platform to be paid when selecting wealth to pay, and when paying successfully, then initial sequence is kept,
Initial sequence will not be made any adjustments, now determined by initial sequencing schemes be：1 wealth pays logical, 2 Alipays and 3 wechats.
When failure is paid, can will arrange and be moved to finally in primary wealth pair catharsis, Alipay and wechat are correspondingly above moved, i.e., to initial
Sequence is adjusted, now determined by initial sequencing schemes be：1 Alipay, 2 wechats and 3 wealth are paid logical.
S306, arranges the corresponding relation of the initial amount of money to be paid and initial sequencing schemes to set up mapping relations.Specifically,
The mapping relations set up include：(1) the initial amount of money to be paid 300 corresponds to initial sequencing schemes：1 wealth pay logical, 2 Alipays and
3 wechats；(2) the initial amount of money to be paid 300 corresponds to initial sequencing schemes：1 Alipay, 2 wechats and 3 wealth Fu Tong etc..Herein may be used
To find out, the identical amount of money may correspond to different sequencing schemes, i.e., two resulting initial sequence sides according to payment result
The particular content of case is different.In this regard, doing following process in the present embodiment：Choose and pay the resulting initial sequence side of failure
Case, mapping relations are set up by it with the amount of money.Repeat the above steps, can obtain including reflecting for different amount of money correspondence difference sequencing schemes
Penetrate relation, mapping relations such as resulting in step S102：305 yuan of payment corresponds to sequencing schemes one (specially：1
Fu Bao, 2 wealth pay logical and 3 wechats), 350 yuan of payment corresponding to sequencing schemes two (specially：1 wealth pays logical, 2 wechats and 3
Pay treasured), 200 yuan of the amount of money corresponding to sequencing schemes three (specially：1 wechat, 2 Alipays and 3 wealth are paid logical).
S202, obtains the current sequence between the current payment of Client-initiated and multiple payment platforms.Specifically, use
Family is operated to initiate payment request in terminal, and in the payment request the current amount of money to be paid is contained.Now, terminal is obtained
Take the current amount of money to be paid and obtain the current sequence between multiple payment platforms.For example, the current amount of money to be paid is 300
Unit, is currently ordered as：1 wealth pays logical, 2 Alipays and 3 wechats.
S203, according to the current amount of money to be paid and mapping relations goal ordering is determined.Specifically, terminal will can currently be waited to prop up
Pay the amount of money to be compared to obtain both difference with the payment in mapping relations, when difference is in default predetermined threshold value
When, it is determined that the corresponding sequencing schemes of the payment are goal ordering.For example, the current amount of money to be paid is 300 yuan, in advance
If threshold value is 10,305 yuan of payment corresponds to sequence side corresponding to sequencing schemes one, 350 yuan of payment in mapping relations
Case two, 200 yuan of the amount of money correspond to sequencing schemes three.By the payment 305 in 300 yuan of the current amount of money to be paid and mapping relations
It is 5 that unit is compared and obtains both difference, and the difference is less than predetermined threshold value 10, it is thus determined that the corresponding row of payment 305
Sequence scheme one is specifically included for goal ordering, i.e. goal ordering：1 Alipay, 2 wealth pay logical and 3 wechats.
It should be noted that may determine out two goal orderings in the step.For example, the amount of money in mapping relations
305 correspond to sequencing schemes one, and the amount of money 295 corresponds to sequencing schemes two.Between the amount of money 305 and 295 and the amount of money to be paid 300
Difference is all 5, be smaller than predetermined threshold value 10, according to preceding method, now determined by goal ordering have sequencing schemes one
And sequencing schemes two.In this regard, doing following process in the present embodiment：Arrange that high corresponding sequencing schemes of the amount of money as target
Sequence.Through such process, it is ensured that this pays successful probability, reduce user's invalid operation and pay the general of failure
Rate, improves the Consumer's Experience of payment platform.
S204, judges whether current sequence is consistent with goal ordering, if so, then execution step S205, conversely, then performing step
Rapid S206.
S205, keeps current sequence, i.e., do not change the current sequence of payment platform, remains as 1 wealth and pays logical, 2 Alipays and 3
Wechat.
S206, is goal ordering by current ranking replacement.In the present embodiment, currently it is ordered as 1 wealth and pays logical, 2 Alipays
And 3 wechats, and goal ordering to be 1 Alipay, 2 wealth pay logical and 3 wechats, both are inconsistent, therefore, now will currently sort
It is updated to goal ordering, i.e. 1 Alipay, 2 wealth and pays logical and 3 wechats.
S207, by goal ordering or current sequencing display in sequence interface.Specifically, if current sequence and goal ordering one
Cause, then holding is currently sorted and is shown in sequence interface for users and selects；If currently sequence is inconsistent with goal ordering,
It is goal ordering by current ranking replacement, and goal ordering is shown in into sequence interface for users selection.
The embodiment of the present invention first obtains the multiple payment record of user to set up mapping relations, when user initiates again new
When paying request, terminal obtains the current sequence between the amount of money to be paid that payment request included and multiple payment platforms,
Then, goal ordering is determined according to the amount of money to be paid and mapping relations, if currently sequence is consistent with goal ordering, keeps current
Sequence is simultaneously shown in sequence interface for users selection；If currently sequence is inconsistent with goal ordering, will currently sort more
It is newly goal ordering, and goal ordering is shown in into sequence interface for users selection.The present embodiment will the current amount of money to be paid with
The sequence of payment platform is associated, and realizes the dynamic adjustment of payment platform sequence.And the sequence has with the amount of money to be paid
Close, therefore the probability that user pays failure can be reduced.
Further, the row in the present embodiment when mapping relations are set up, according to the payment result of user to payment platform
Sequence is adjusted.Specifically, when user pays failure, the sequence of payment platform can be adjusted, and when user pays successfully,
The sequence of payment platform will not then be adjusted.After so processing, come foremost typically can ensure that payment successfully pays
Platform, is also payment platform that user most often selects.Therefore, after user selects to come the payment platform of foremost, can improve
Successful probability is paid, so as to reducing user's invalid operation and paying the probability of failure, the user's body of payment platform is improve
Test.
Fig. 5 is referred to, is that a kind of structure of the terminal of adjustment payment platform order that first embodiment of the invention is provided is shown
It is intended to.As shown in figure 5, the terminal can include：
Acquisition module 10, for obtaining, Client-initiated is current to work as front row between the amount of money to be paid and multiple payment platforms
Sequence；
Determining module 11, for determining goal ordering according to the current amount of money to be paid and mapping relations, the mapping relations bag
The corresponding relation between payment and sequencing schemes is included, the sequencing schemes include the sequence between multiple payment platforms；
Update module 12, for if current sequence it is inconsistent with goal ordering, if by current ranking replacement be goal ordering.
Specifically, it is determined that module 11 specifically for：
Obtain the difference between payment in the current amount of money to be paid and mapping relations；
If difference is in predetermined threshold value, it is determined that the sequencing schemes corresponding to payment are goal ordering.
Further, the acquisition module 11 is additionally operable to obtain the multiple payment record of user to set up mapping relations.
Specifically, the acquisition module 11 specifically for：
The amount of money initial to be paid of user is obtained to enter sequence interface, the multiple payment platforms of sequence interface display；
The initial sequence of multiple payment platforms is obtained according to sequence interface；
User is obtained to the selection operation at interface of sorting to determine platform to be paid, the platform to be paid is used to pay initial
The amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and platform to be paid；
When payment result is to fail, adjustment is initial to sort to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and initial sequencing schemes to set up mapping relations.
The terminal of the embodiment of the present invention, first passes through acquisition module 10 and obtains the multiple payment record of user to set up mapping pass
System, then obtain current current sequence between the amount of money to be paid and multiple payment platforms, afterwards by determining module 11 according to working as
The front amount of money to be paid and mapping relations determine goal ordering, if currently sequence is inconsistent with goal ordering, by update module
Current ranking replacement is goal ordering by 12.The present embodiment is closed the current amount of money to be paid with the sequence of payment platform
Connection, realizes the dynamic adjustment of payment platform sequence.And the sequence is relevant with the amount of money to be paid, therefore user's payment can be reduced
The probability of failure.
Further, the acquisition module 10 in the present embodiment is when mapping relations are set up, according to the payment result pair of user
The sequence of payment platform is adjusted.Specifically, when user pays failure, the sequence of payment platform can be adjusted, and works as and use
When family pays successfully, then the sequence of payment platform will not be adjusted.After so processing, come typically can ensure that for foremost and prop up
Successful payment platform is paid, is also the payment platform that user most often selects.Therefore, when user selects the payment for coming foremost to put down
After platform, the successful probability of payment can be improved, so as to reducing user's invalid operation and paying the probability of failure, improve payment platform
Consumer's Experience.
Fig. 6 is referred to, is that a kind of structure of the terminal of adjustment payment platform order that second embodiment of the invention is provided is shown
It is intended to.As shown in fig. 6, on the basis of terminal shown in Fig. 5, the terminal can include：
Display module 23, for by goal ordering or current sequencing display in sequence interface.
It should be noted that the acquisition module 20, determining module 21 and update module 22 and aforementioned enforcement in the present embodiment
Acquisition module 10, determining module 11 and update module 12 in example is similar, will not be described here.
The embodiment of the present invention first pass through acquisition module 20 obtain user multiple payment record to set up mapping relations, when with
When family is initiated again new payment and asked, then obtain between the amount of money to be paid and multiple payment platforms that payment request included
Current sequence, then, goal ordering is determined according to the amount of money to be paid and mapping relations by determining module 21, if current sequence
It is consistent with goal ordering, then keep current sequence and be shown in sequence interface for users selection；If current sequence and target
Sequence is inconsistent, then by current ranking replacement be goal ordering by update module 22, and is arranged target by display module 23
Sequence is shown in sequence interface for users and selects.The present embodiment is closed the current amount of money to be paid with the sequence of payment platform
Connection, realizes the dynamic adjustment of payment platform sequence.And the sequence is relevant with the amount of money to be paid, therefore user's payment can be reduced
The probability of failure.
It should be noted that the terminal shown in Fig. 5 and Fig. 6, its workflow to describe in detail in preceding method item, here
Repeat no more.
It is a kind of structural representation of user equipment provided in an embodiment of the present invention referring to Fig. 7.Specifically, such as Fig. 7 institutes
Show, the user equipment of the embodiment of the present invention can include：At least one processor 100, at least one input equipment 200, at least
One output device 300, the grade component of memorizer 500.Wherein, these components carry out communication link by one or more bus 400
Connect.It will be understood by those skilled in the art that the structure of the user equipment illustrated in Fig. 7 does not constitute the limit to the embodiment of the present invention
Fixed, it both can be busbar network, or hub-and-spoke configuration, can also include part more more or less of than diagram, or
Person combines some parts, or different part arrangements.Wherein：
Processor 100 for user equipment control centre, using each of various interfaces and the whole user equipment of connection
Individual part, by operation or performs the program and/or module in memorizer 500 of being stored in, and calls and be stored in memorizer 500
Interior data, to perform the various functions and processing data of user equipment.Processor 100 can be by integrated circuit
(Integrated Circuit, abbreviation IC) is constituted, for example, can be made up of the IC of single encapsulation, it is also possible to by many of connection
The encapsulation IC of identical function or difference in functionality and constitute.For example, processor 100 can only include central processing unit
(Central Processing Unit, abbreviation CPU), or CPU, digital signal processor (digital signal
Processor, abbreviation DSP), graphic process unit (Graphic Processing Unit, abbreviation GPU) and various control chips
Combination.In embodiments of the present invention, CPU can be single arithmetic core, it is also possible to including multioperation core.
Input equipment 200 can be first-class including the touch screen of standard, keyboard, shooting, it is also possible to including wireline interface, wirelessly
Interface etc..
Output device 300 can include display screen, speaker etc., it is also possible to including wireline interface, wave point etc..
Memorizer 500 can be used to store software program and module, processor 100, input equipment 200 and output device
300 by calling the software program and module being stored in memorizer 500, so as to perform the various functions application of user equipment
And realize data processing.Memorizer 500 mainly includes program storage area and data storage area, wherein, program storage area can deposit
Application program needed for storage operating system, at least one function etc.；Data storage area can store the use institute according to user equipment
Data of establishment etc..In embodiments of the present invention, operating system can be android system, iOS system or Windows operation
System etc..
Specifically, processor 100 calls the application program being stored in memorizer 500, for performing following steps：
Obtain the current sequence that user is initiated between several multiple payment platforms of the current amount of money to be paid；
Goal ordering is determined according to the current amount of money to be paid and mapping relations, the mapping relations include payment with sequence
Corresponding relation between scheme, the sequencing schemes include the sequence between multiple payment platforms；
It is goal ordering by current ranking replacement if currently sequence is inconsistent with goal ordering.
Specifically, determine that goal ordering is specifically included according to the current amount of money to be paid and mapping relations：
Obtain the difference between payment in the current amount of money to be paid and mapping relations；
If difference is in predetermined threshold value, it is determined that the sequencing schemes corresponding to payment are goal ordering.
Further, the processor 100 is additionally operable to：
The multiple payment record of user is obtained to set up mapping relations.
Specifically, the processor 100 is used for：
The amount of money initial to be paid of user is obtained to enter sequence interface, the multiple payment platforms of sequence interface display；
The initial sequence of multiple payment platforms is obtained according to sequence interface；
User is obtained to the selection operation at interface of sorting to determine platform to be paid, the platform to be paid is used to pay initial
The amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and platform to be paid；
When payment result is to fail, adjustment is initial to sort to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and initial sequencing schemes to set up mapping relations.
It is preferred that the processor 100 is additionally operable to：
By goal ordering or current sequencing display in sequence interface, the multiple payment platforms of sequence interface display.
One of ordinary skill in the art will appreciate that realizing all or part of flow process in above-described embodiment method, can be
Related hardware is instructed to complete by computer program, described program can be stored in a computer read/write memory medium
In, the program is upon execution, it may include such as the flow process of the embodiment of above-mentioned each method.Wherein, described storage medium can be magnetic
Dish, CD, read-only memory (Read-Only Memory, ROM) or random access memory (Random Access
Memory, RAM) etc..
Above disclosed is only a kind of preferred embodiment of the invention, can not limit the power of the present invention with this certainly
Sharp scope, one of ordinary skill in the art will appreciate that all or part of flow process of above-described embodiment is realized, and according to present invention power
Profit requires made equivalent variations, still falls within the covered scope of invention.
Claims (10)
1. a kind of method that adjustment payment platform sorts, it is characterised in that include：
Obtain the current current sequence between the amount of money to be paid and multiple payment platforms of Client-initiated；
Goal ordering is determined according to the current amount of money to be paid and mapping relations, the mapping relations include payment with row
Corresponding relation between sequence scheme, the sequencing schemes include the sequence between multiple payment platforms；
It is the goal ordering by the current ranking replacement if the current sequence is inconsistent with the goal ordering.
2. the method for claim 1, it is characterised in that mesh is determined according to the current amount of money to be paid and mapping relations
Mark sequence is specifically included：
Obtain the difference between payment in the current amount of money to be paid and the mapping relations；
If the difference is less than predetermined threshold value, it is determined that the sequencing schemes corresponding to the payment are target row
Sequence.
3. method as claimed in claim 1 or 2, it is characterised in that also include：
The multiple payment record of the user is obtained to set up the mapping relations.
4. method as claimed in claim 3, it is characterised in that obtain the multiple payment record of the user to set up described reflecting
The relation of penetrating is specifically included：
Obtain the amount of money initial to be paid of the user to enter sequence interface, the sequence interface display is multiple described to pay flat
Platform；
The initial sequence of multiple payment platforms is obtained according to the sequence interface；
The user is obtained to the selection operation at the sequence interface to determine platform to be paid, the platform to be paid is used to prop up
Pay the initial amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and the platform to be paid；
When the payment result is to fail, the initial sequence is adjusted to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and the initial sequencing schemes to set up the mapping relations.
5. the method for claim 1, it is characterised in that also include：
By the goal ordering or the current sequencing display in sequence interface, the sequence interface display is multiple described to pay flat
Platform.
6. the terminal that a kind of adjustment payment platform sorts, it is characterised in that include：
Acquisition module, for obtaining the current current sequence between the amount of money to be paid and multiple payment platforms of Client-initiated；
Determining module, for determining goal ordering, the mapping relations bag according to the current amount of money to be paid and mapping relations
The corresponding relation between payment and sequencing schemes is included, the sequencing schemes include the row between multiple payment platforms
Sequence；
Update module, for if the current sequence it is inconsistent with the goal ordering, if by the current ranking replacement be institute
State goal ordering.
7. terminal as claimed in claim 6, it is characterised in that the determining module specifically for：
Obtain the difference between payment in the current amount of money to be paid and the mapping relations；
If the difference is less than predetermined threshold value, it is determined that the sequencing schemes corresponding to the payment are target row
Sequence.
8. terminal as claimed in claims 6 or 7, it is characterised in that the acquisition module is additionally operable to obtain many of the user
Secondary payment record is setting up the mapping relations.
9. terminal as claimed in claim 8, it is characterised in that the acquisition module is additionally operable to：
Obtain the amount of money initial to be paid of the user to enter sequence interface, the sequence interface display is multiple described to pay flat
Platform；
The initial sequence of multiple payment platforms is obtained according to the sequence interface；
The user is obtained to the selection operation at the sequence interface to determine platform to be paid, the platform to be paid is used to prop up
Pay the initial amount of money to be paid；
Payment result is determined according to the initial amount of money to be paid and the platform to be paid；
When the payment result is to fail, the initial sequence is adjusted to obtain initial sequencing schemes；
Arrange the corresponding relation of the initial amount of money to be paid and the initial sequencing schemes to set up the mapping relations.
10. terminal as claimed in claim 6, it is characterised in that also include：
Display module, for by the goal ordering or the current sequencing display in sequence interface, the sequence interface display
Multiple payment platforms.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611019452.XA CN106600277B (en) | 2016-11-18 | 2016-11-18 | Method and terminal for adjusting payment platform sequencing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611019452.XA CN106600277B (en) | 2016-11-18 | 2016-11-18 | Method and terminal for adjusting payment platform sequencing |
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| Publication Number | Publication Date |
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| CN106600277A true CN106600277A (en) | 2017-04-26 |
| CN106600277B CN106600277B (en) | 2021-05-18 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201611019452.XA Active CN106600277B (en) | 2016-11-18 | 2016-11-18 | Method and terminal for adjusting payment platform sequencing |
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| CN109214797A (en) * | 2017-07-04 | 2019-01-15 | 优信数享（北京）信息技术有限公司 | A kind of method of payment, device and the platform with payment function |
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| CN106600277B (en) | 2021-05-18 |
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