CN106600269B - Payment method and platform based on two-dimensional code - Google Patents

Payment method and platform based on two-dimensional code Download PDF

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Publication number
CN106600269B
CN106600269B CN201611237237.7A CN201611237237A CN106600269B CN 106600269 B CN106600269 B CN 106600269B CN 201611237237 A CN201611237237 A CN 201611237237A CN 106600269 B CN106600269 B CN 106600269B
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payment
dimensional code
payee
user
client
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CN106600269A (en
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曾阳
林冠峰
卢文青
樊祥伟
包竹苇
陈淼
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China Minsheng Banking Corp Ltd
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China Minsheng Banking Corp Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

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  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a payment method and a payment platform based on a two-dimensional code, wherein the method comprises the following steps: receiving a connection establishment request sent by a payment user through a payment client; the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee; establishing connection between a payment platform based on the two-dimension code and a payment platform corresponding to a payment client of a payment user; acquiring order information and sending the order information to a payment platform corresponding to a payment client of a payment user; receiving order form elements sent by a payment platform corresponding to a payment client of a payment user; and calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements.

Description

Payment method and platform based on two-dimensional code
Technical Field
The embodiment of the invention relates to the technical field of internet, in particular to a payment method and platform based on two-dimension codes.
Background
With the development of mobile internet, the internet has gone deep into people's work and life. The payment function based on the two-dimensional code has been widely used. The two-dimensional code is a black and white image which is distributed on a plane according to a certain rule by using a specific geometric figure. It uses several geometric shapes corresponding to binary system to represent literal numerical information, and utilizes photoelectric scanning equipment to automatically recognize and read so as to implement information automatic processing function.
The payment platforms based on the two-dimensional codes in the prior art are various, such as WeChat payment, Paibao payment, Baidu wallet, Jingdong wallet, telecom wing payment, Unionpay, and the like. These payment platforms based on two-dimensional code require the customer to install corresponding payment application software, and the corresponding two-dimensional code is scanned through the scanning function in the application software, so that the payment transaction is realized in the closed loop of the payment platform.
However, since not every customer has every payment application software installed, when the customer conducts two-dimensional code payment transaction, because some payment application software provided by the merchant is not installed, the payment transaction based on the two-dimensional code cannot be conducted, and the payment platform is not universal.
Disclosure of Invention
The embodiment of the invention provides a payment method and a payment platform based on a two-dimensional code, which solve the technical problems that the payment transaction based on the two-dimensional code cannot be carried out and the payment platform does not have universality because certain payment application software provided by a merchant is not installed when a customer carries out the two-dimensional code payment transaction in the conventional payment method.
The embodiment of the invention provides a payment method based on a two-dimensional code, which comprises the following steps:
receiving a connection establishment request sent by a payment user through a payment client;
the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee;
establishing connection between a payment platform based on the two-dimension code and a payment platform corresponding to the payment client of the payment user;
acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user;
receiving order form elements sent by a payment platform corresponding to the payment client of the payment user;
and calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements.
The embodiment of the invention provides a payment platform based on a two-dimensional code, which comprises:
the receiving module is used for receiving a connection establishment request sent by a payment user through a payment client;
the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee;
the connection establishing module is used for establishing the connection between the payment platform based on the two-dimension code and the payment platform corresponding to the payment client of the payment user;
the acquisition module is used for acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user;
the receiving module is also used for receiving order form elements sent by a payment platform corresponding to the payment client of the payment user;
and the payment module is used for calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and finish the payment of the order form elements.
The embodiment of the invention provides a payment method and a payment platform based on two-dimensional codes, which are used for receiving a connection establishment request sent by a payment user through a payment client; the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee; establishing connection between a payment platform based on the two-dimension code and a payment platform corresponding to the payment client of the payment user; acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user; receiving order form elements sent by a payment platform corresponding to the payment client of the payment user; and calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements. The payment platform has the advantages that the payment function can be completed by aiming at all the existing payment clients, the smooth proceeding of payment transaction is ensured, and the payment platform has universality.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
FIG. 1 is a flowchart of a first embodiment of a payment method based on two-dimensional codes according to the present invention;
FIG. 2 is a flowchart of a second embodiment of a payment method based on two-dimensional codes according to the present invention;
FIG. 3 is a schematic structural diagram of a two-dimensional code-based payment platform according to a first embodiment of the present invention;
fig. 4 is a schematic structural diagram of a second payment platform based on two-dimensional codes according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be understood that the term "and/or" as used herein is merely one type of association that describes an associated object, meaning that three relationships may exist, e.g., a and/or B may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.
The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination" or "in response to a detection", depending on the context. Similarly, the phrases "if determined" or "if detected (a stated condition or event)" may be interpreted as "when determined" or "in response to a determination" or "when detected (a stated condition or event)" or "in response to a detection (a stated condition or event)", depending on the context.
Fig. 1 is a flowchart of a first payment method based on a two-dimensional code according to an embodiment of the present invention, and as shown in fig. 1, an execution main body of the present embodiment is a payment platform based on a two-dimensional code, and the payment method based on a two-dimensional code according to the present embodiment includes the following steps.
Step 101, receiving a connection establishment request sent by a payment user through a payment client.
The connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee.
The payment client of the payer may be a client of a payment platform in the prior art, such as: WeChat client, Payment client, Internet banking and code payment client and the like. The identification information of the payment client of the payer may be the name, number, etc. of the payment client.
Specifically, in this embodiment, the connection establishment request may be sent by scanning the two-dimensional code of the payee after the scan function of the payment client is opened by the payer. The two-dimensional code of the payee carries a Uniform Resource Locator (URL) of the two-dimensional code-based payment platform provided by this embodiment. The uniform resource locator carries identification information of the payee. The identification information of the payer is information uniquely representing the payee. Such as the information of the mobile phone number of the money receiving user, the mailbox, the shop name and address of the money receiving user, and the like. And the connection establishment request also carries identification information of the payment client of the payment user, and the identification information of the payment client of the payment user can be carried in a message header and is represented as a user-agent field.
And 102, establishing connection between the payment platform based on the two-dimension code and a payment platform corresponding to the payment client of the payment user.
Specifically, according to the identification information of the payment client of the payment user, the two-dimensional code-based payment platform in this embodiment is connected to the payment platform corresponding to the payment client of the payment user.
And 103, acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user.
Specifically, the order information may include: identification information of the payer, identification information of the payee, payment amount information, and the like. In this embodiment, the manner of obtaining the order information is not limited. The identification information of the payment user can be information such as a user name, a mailbox, a mobile phone number and the like of the payment user logged in the payment client.
And after the order information is acquired, sending the order information to a payment platform corresponding to the payment client of the payment user, so that the payment platform corresponding to the payment client of the payment user places an order according to the order information.
And 104, receiving order form elements sent by a payment platform corresponding to the payment client of the payment user.
The order element may be an order number or other element identifying the order.
And 105, calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client to obtain the authorization of the payment user and complete the payment of the order form elements.
Specifically, in this embodiment, the identification information of the payment platform corresponding to the payer client and the identification information of the corresponding payment control are stored in association in advance, so that after the order element is obtained, the payment control corresponding to the payment platform corresponding to the payer client is called, a page for inputting a payment password is sent to the payer, and after the payer inputs the payment password to obtain authorization, the payment of the order element is completed.
The payment method based on the two-dimensional code provided by the embodiment receives a connection establishment request sent by a payment user through a payment client; the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee; establishing connection between a payment platform based on the two-dimension code and a payment platform corresponding to a payment client of a payment user; acquiring order information and sending the order information to a payment platform corresponding to a payment client of a payment user; receiving order form elements sent by a payment platform corresponding to a payment client of a payment user; and calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements. The payment platform has the advantages that the payment function can be completed by aiming at all the existing payment clients, the smooth proceeding of payment transaction is ensured, and the payment platform has universality.
Fig. 2 is a flowchart of a payment method based on two-dimensional code according to a second embodiment of the present invention, and as shown in fig. 2, the payment method based on two-dimensional code according to the second embodiment of the present invention is further refined in step 103 on the basis of the payment method based on two-dimensional code according to the first embodiment of the present invention, and a step of acquiring the two-dimensional code of the payer by the payer is added. The two-dimensional code-based payment method provided by the embodiment includes the following steps.
Step 201, receiving a two-dimensional code acquisition request sent by a payee through a mobile terminal, where the two-dimensional code acquisition request carries identification information of the payee.
Specifically, in this embodiment, the mobile terminal of the payee may send the two-dimensional code acquisition request to the two-dimensional code-based payment platform by paying attention to the two-dimensional code-based payment platform public number or opening a web page of the two-dimensional code-based payment platform. The two-dimensional code acquisition request carries identification information of the payee, such as a mobile phone number of the payee, a mailbox, a shop name and an address of the payee, and the like.
Step 202, generating a two-dimensional code of the payee according to the two-dimensional code acquisition request, wherein the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee.
Further, the two-dimensional code of the payee represents unique identification information of the payee in the two-dimensional code-based payment platform provided by the embodiment.
It should be noted that, in order to ensure the security of the two-dimensional code of the payee, the identifier information of the payee in the uniform resource locator may also be encoded, and after the two-dimensional code of the payee is received by the two-dimensional code-based payment platform, the two-dimensional code is decoded to determine the identity of the payee.
And step 203, sending the two-dimensional code of the payee to the payee.
Further, in this embodiment, the payee may receive the corresponding two-dimensional code in various manners, such as an internet manner, a mailing manner, and the like. After receiving the two-dimensional code, the payee can print the two-dimensional code and place the two-dimensional code in a shop, so that the payer can scan the two-dimensional code of the payee through the payment client.
Step 204, receiving a connection establishment request sent by the payment user through the payment client.
The connection establishment request carries the two-dimensional code of the payee scanned by the payment client of the payer and the identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee.
And step 205, establishing connection between the payment platform based on the two-dimensional code and a payment platform corresponding to the payment client of the payment user.
In this embodiment, the implementation manners of steps 204 to 205 are the same as the implementation manners of steps 101 to 102 in the first embodiment of the payment method based on the two-dimensional code, and are not described in detail here.
And step 206, obtaining the order information and sending the order information to a payment platform corresponding to the payment client of the payment user.
Further, in this embodiment, the order information includes: identification information of the payer, identification information of the payee, and the payment amount.
Further, if the order information is identification information of the payment user, acquiring the order information, which specifically includes:
and acquiring the identification information of the payment user from a payment platform corresponding to the payment client of the payment user.
Specifically, in this embodiment, the payment platform based on the two-dimensional code calls a user login interface of the payment platform corresponding to the payment client of the payer, and obtains the identification information of the payer, where the identification information of the payer is login information of the payer, such as login user name, mobile phone, mailbox, and other information of the payer.
Further, if the order information is the payment amount, the obtaining of the order information specifically includes:
sending a payment page to a payment client of a payment user, wherein the payment page carries a payment amount input box; and receiving the payment amount sent by the payment client of the payment user.
Specifically, after the connection between the two-dimension code-based payment platform and the payment platform corresponding to the payment client of the payer is established, the two-dimension code-based payment platform sends a payment page to the payment client of the payer, the payment page carries a payment amount input box, and the payment page can also carry identification information of a payee and the like. The payee inputs the payment amount through the payment amount input box, sends the payment amount to the two-dimensional code-based payment platform, and the two-dimensional code-based payment platform receives the payment amount sent by the payment client of the payer.
And step 207, receiving order elements sent by a payment platform corresponding to the payment client of the payment user.
And step 208, calling a payment control or a payment page corresponding to the payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements.
In this embodiment, the implementation manners of steps 207 to 208 are the same as the implementation manners of steps 104 to 105 in the first embodiment of the payment method based on the two-dimensional code, and are not described in detail here.
It should be noted that, after the payment of the payer is completed, the two-dimensional code-based payment platform sends the prompt information of the order element to the payee, so as to prompt the payee that the payment of the payer is completed.
The two-dimensional code-based payment method provided by this embodiment receives a two-dimensional code acquisition request sent by a payee through a mobile terminal, where the two-dimensional code acquisition request carries identification information of the payee, generates a two-dimensional code of the payee according to the two-dimensional code acquisition request, where the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee, sends the two-dimensional code of the payee to the payee through the mobile terminal, receives a connection establishment request sent by a payer through a payment client, establishes a connection between the payment platform based on the two-dimensional code and a payment platform corresponding to the payer payment client, acquires order information, sends the order information to the payment platform corresponding to the payer payment client, and receives order elements sent by the payment platform corresponding to the payer payment client, the payment control or the payment page corresponding to the payment platform corresponding to the client of the payment user is called to obtain the authorization of the payment user and complete the payment of the order form elements, so that the payment function can be completed for all the existing payment clients, the smooth proceeding of the payment transaction is ensured, the payment platform has universality, the payment convenience is brought to the collection user and the payment user, and the user experience is improved.
Those of ordinary skill in the art will understand that: all or a portion of the steps of implementing the above-described method embodiments may be performed by hardware associated with program instructions. The foregoing program may be stored in a readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
Fig. 3 is a schematic structural diagram of a first payment platform based on a two-dimensional code according to an embodiment of the present invention, and as shown in fig. 3, the payment platform based on a two-dimensional code provided in this embodiment includes: a receiving module 31, a connection establishing module 32, an obtaining module 33 and a payment module 34.
The receiving module 31 is configured to receive a connection establishment request sent by a payment client by a payment user. The connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee. And the connection establishing module 32 is used for establishing connection between the payment platform based on the two-dimensional code and a payment platform corresponding to the payment client of the payment user. And the obtaining module 33 is configured to obtain the order information and send the order information to a payment platform corresponding to the payment client of the payment user. The receiving module 31 is further configured to receive the order elements sent by the payment platform corresponding to the payment client of the payment user. And the payment module 34 is configured to invoke a payment control or a payment page corresponding to the payment platform corresponding to the payment user client, so as to obtain the authorization of the payment user and complete the payment of the order form element.
The payment platform based on the two-dimensional code provided by this embodiment may execute the technical scheme of the method embodiment shown in fig. 1, and the implementation principle and the technical effect are similar, which are not described herein again.
Fig. 4 is a schematic structural diagram of a second payment platform embodiment based on two-dimensional codes, as shown in fig. 4, this embodiment further includes, on the basis of the first payment platform embodiment based on two-dimensional codes of the present invention: a generating module 41 and a sending module 42.
Wherein, the order information includes: identification information of the payer, identification information of the payee, and the payment amount.
Further, if the order information is the identification information of the payment user, the obtaining module 33 is specifically configured to: and acquiring the identification information of the payment user from a payment platform corresponding to the payment client of the payment user.
Further, if the order information is a payment amount, the obtaining module 33 is specifically configured to: sending a payment page to a payment client of a payment user, wherein the payment page carries a payment amount input box; and receiving the payment amount sent by the payment client of the payment user.
Further, the receiving module 31 is further configured to receive a two-dimensional code obtaining request sent by the payee through the mobile terminal, where the two-dimensional code obtaining request carries identification information of the payee. The generating module 41 is further configured to generate a two-dimensional code of the payee according to the two-dimensional code obtaining request, where the two-dimensional code of the payee carries a uniform resource locator of the payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee. And the sending module 42 is further configured to send the two-dimensional code of the payee to the payee.
The payment platform based on the two-dimensional code provided by this embodiment may execute the technical scheme of the method embodiment shown in fig. 2, and the implementation principle and the technical effect are similar, which are not described herein again.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.

Claims (6)

1. A payment method based on two-dimension codes is characterized by comprising the following steps:
receiving a connection establishment request sent by a payment user through a payment client;
the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee; wherein, the identification information of the payee is coded;
establishing connection between a payment platform based on the two-dimension code and a payment platform corresponding to the payment client of the payment user;
acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user;
receiving order form elements sent by a payment platform corresponding to the payment client of the payment user;
calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and complete the payment of the order form elements;
wherein the order information comprises: identification information of the paying user, identification information of the receiving user and payment amount;
before receiving a connection establishment request sent by a payment client, the method further includes:
receiving a two-dimensional code acquisition request sent by a payee through a mobile terminal, wherein the two-dimensional code acquisition request carries identification information of the payee;
generating a two-dimensional code of a payee according to the two-dimensional code acquisition request, wherein the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee;
and sending the two-dimensional code of the payee to the payee.
2. The method as claimed in claim 1, wherein if the order information is identification information of the paying user, acquiring the order information specifically comprises:
and acquiring the identification information of the payment user from a payment platform corresponding to the payment client of the payment user.
3. The method according to claim 1, wherein if the order information is a payment amount, acquiring the order information specifically comprises:
sending a payment page to a payment client of a payment user, wherein the payment page carries a payment amount input box;
and receiving the payment amount sent by the payment client of the payment user.
4. The utility model provides a payment platform based on two-dimensional code which characterized in that includes:
the receiving module is used for receiving a connection establishment request sent by a payment user through a payment client;
the connection establishment request carries information contained in the two-dimensional code of the payee scanned by the payment client of the payer and identification information of the payment client of the payer; the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee; wherein, the identification information of the payee is coded;
the connection establishing module is used for establishing the connection between the payment platform based on the two-dimension code and the payment platform corresponding to the payment client of the payment user;
the acquisition module is used for acquiring order information and sending the order information to a payment platform corresponding to the payment client of the payment user;
the receiving module is also used for receiving order form elements sent by a payment platform corresponding to the payment client of the payment user;
the payment module is used for calling a payment control or a payment page corresponding to a payment platform corresponding to the payment user client so as to obtain the authorization of the payment user and finish the payment of the order form elements;
wherein the order information comprises: identification information of the paying user, identification information of the receiving user and payment amount;
the payment platform further comprises: the device comprises a generating module and a sending module;
the receiving module is also used for receiving a two-dimensional code acquisition request sent by a payee through the mobile terminal, wherein the two-dimensional code acquisition request carries identification information of the payee;
the generation module is further used for generating a two-dimensional code of a payee according to the two-dimensional code acquisition request, wherein the two-dimensional code of the payee carries a uniform resource locator of a payment platform based on the two-dimensional code, and the uniform resource locator carries identification information of the payee;
the sending module is further used for sending the two-dimensional code of the payee to the payee.
5. The two-dimensional code-based payment platform of claim 4, wherein if the order information is identification information of the payer, the obtaining module is specifically configured to:
and acquiring the identification information of the payment user from a payment platform corresponding to the payment client of the payment user.
6. The two-dimensional code-based payment platform of claim 4, wherein if the order information is a payment amount, the obtaining module is specifically configured to:
sending a payment page to a payment client of a payment user, wherein the payment page carries a payment amount input box; and receiving the payment amount sent by the payment client of the payment user.
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