CN106557980A - Fund financing method and device based on SDK - Google Patents
Fund financing method and device based on SDK Download PDFInfo
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- CN106557980A CN106557980A CN201611106537.1A CN201611106537A CN106557980A CN 106557980 A CN106557980 A CN 106557980A CN 201611106537 A CN201611106537 A CN 201611106537A CN 106557980 A CN106557980 A CN 106557980A
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Abstract
The invention discloses a kind of fund financing method and device based on SDK, the method includes：First application is applied first by the second provided interface of application to transaction request and perform in account finance product transactional operation, and interface is that the second application is set up according to the SDK SDK of the first application；After finance product transactional operation is completed, the account password that acquisition second is used for after paying the encryption corresponding to finance product transactional operation in applying account；Account password is sent to into the second application, for the correctness of the second application verification account password, when the second application determines that account password is correct, second using the payment operation of execution fund.Present invention achieves by with internet finance ability, mobile Internet marketing ability bank, combine with the region management ability of small and medium-sized commercial banks, reduce the cost of serving of general favour finance, small and medium-sized commercial banks are made to possess the service ability of mobile Internet finance, there is provided the financial service of more high-quality.
Description
Technical field
The present invention relates to financial technology field, more particularly to a kind of fund financing method and device based on SDK.
Background technology
Under the background of mobile Internet, more and more users are transferred to mobile terminal to use financial service.Therefore, it is many
Many internet financial platforms, by without regional limitation, abundant product, higher income, managing by site to regional
Bank cause very big impact.The strong bank of technical strength, also builds the direct selling bank of oneself, one after another also by good
Prestige and abundant product impact regional bank.Therefore, contact how regional bank and internet financial platform
Come, enable regional bank to provide low cost, quickly possess the service ability of mobile Internet finance, have to be solved
Problem.
The above is only used for auxiliary and understands technical scheme, does not represent and recognizes that the above is existing skill
Art.
The content of the invention
Present invention is primarily targeted at providing a kind of fund financing method and device based on SDK, it is intended to which solution how
Business bank is made in the case of low cost, possesses the technical problem of the service ability of mobile interchange finance.
For achieving the above object, a kind of fund financing method based on SDK that the present invention is provided, the money based on SDK
Golden financing method includes：
When the first application passes through the second provided interface of application to transaction request, existed according to the transaction request
First using execution finance product transactional operation in account, wherein, the interface is that second application should according to described first
SDK SDK is set up；
After the finance product transactional operation is completed, second is obtained using the account password in account for payment, its
In, the account password is the account password after encryption；
The account password is sent to into second application, for account password described in second application verification just
True property, when the described second application determines that the account password is correct, described second operates using the payment of execution fund.
Preferably, being encrypted step to the account password includes：
The account password is encrypted using RSA Algorithm, obtains the account password after RSA Algorithm encryption；
The account password after RSA Algorithm encryption is carried out turning encryption using 3DES algorithms, it is described after being encrypted
Account password.
Preferably, it is described when the first application passes through the second provided interface of application to transaction request, according to institute
State transaction request first using account in perform finance product transactional operation the step of include：
When the first application passes through the second provided interface of application to transaction request, judge that first using account is
It is no and described second using account bind；
If described first binds using account using account and described second, should first according to the transaction request
With execution finance product transactional operation in account.
Preferably, it is described when the first application by the second provided interface of application to transaction request when, judge the
After one the step of bind using account using account whether with the second, also include：
If described first applies account and described second to apply account unbound, described first is bound using account and institute
State second and apply account；
When successfully bind described first using account and described second using account when, according to the transaction request first
Using execution finance product transactional operation in account.
Preferably, it is described that the account password is sent to into second application, for described in second application verification
The correctness of account password, when the described second application determines that the account password is correct, described second gives using execution fund
After the step of paying operation, also include：
The prompting message that second application sends is received, points out user successfully to pay the finance product transactional operation
Corresponding fund, wherein, the prompting message is that second application completes to generate during fund payment behaviour.
Additionally, for achieving the above object, the present invention also provides a kind of fund financing device based on SDK, described based on SDK
Fund financing device include：
Performing module, for when first application by second application provided interface to transaction request when, according to
The transaction request performs finance product transactional operation in applying account first, wherein, the interface is second application
Set up according to the SDK SDK of the described first application；
Acquisition module, applies in account for paying for after the finance product transactional operation is completed, obtaining second
Account password, wherein, the account password be encryption after account password；
Sending module, for the account password is sent to second application, for the second application verification institute
The correctness of account password is stated, when the described second application determines that the account password is correct, described second applies execution fund
Payment operation.
Preferably, the fund financing device based on SDK also includes：
Encrypting module, for being encrypted to the account password using RSA Algorithm, obtains the institute after RSA Algorithm encryption
State account password；The account password after RSA Algorithm encryption is carried out turning encryption, the institute after being encrypted using 3DES algorithms
State account password.
Preferably, the performing module includes：
Judging unit, for when the first application passes through the second provided interface of application to transaction request, judging
Whether first bind using account with described second using account；
Performance element, if being bound using account using account and described second for described first, according to the friendship
Easily request performs finance product transactional operation in applying account first.
Preferably, the performing module also includes：
Binding unit, if applying account and described second unbound using account for described first, binds described the
One applies account using account and described second；
The performance element be additionally operable to when successfully bind described first using account and described second using account when, according to
The transaction request performs finance product transactional operation in applying account first.
Preferably, the fund financing device based on SDK also includes：
Receiver module, for receiving the prompting message that second application sends, points out user successfully to pay the reason
Fund corresponding to property product transactional operation, wherein, the prompting message is that second application completes to give birth to during fund payment behaviour
Into.
When the first application of the present invention passes through the second provided interface of application to transaction request, please according to the transaction
Ask first using finance product transactional operation is performed in account, wherein, the interface is second application according to described the
What the SDK SDK of one application was set up.After the finance product transactional operation is completed, obtain second and apply account
In family be used for pay account password, wherein, the account password be encryption after account password, by account password be sent to
Second application, for the correctness of account password described in second application verification, when described in the described second application determination
When account password is correct, described second using the payment operation of execution fund.Realize by SaaS (Software-as-a-
Service, software are serviced)+(i.e. S＆T business incubator+optimal Internet bank is put into practice) pattern, will have the financial ability in internet,
The bank of mobile Internet marketing ability, is combined with the region management ability of small and medium-sized commercial banks, reduces the clothes of general favour finance
Business cost, makes small and medium-sized commercial banks possess the service ability of mobile Internet finance.For regionality, particularly two remote retions away from the coastal areas
Client, there is provided the financial service of more high-quality.
Description of the drawings
Fig. 1 is schematic flow sheet of the present invention based on the preferred embodiment of the fund financing method of SDK；
Fig. 2 is by applying the interface for providing to transaction request when the first application passes through second in the embodiment of the present invention
When, according to the transaction request in a kind of the first schematic flow sheet for applying execution finance product transactional operation in account；
Fig. 3 is the high-level schematic functional block diagram of the preferred embodiment of fund financing device of the present invention based on SDK；
Fig. 4 is a kind of high-level schematic functional block diagram of performing module in the embodiment of the present invention.
The realization of the object of the invention, functional characteristics and advantage will be described further in conjunction with the embodiments referring to the drawings.
Specific embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
With reference to Fig. 1, Fig. 1 is schematic flow sheet of the present invention based on the preferred embodiment of the fund financing method of SDK.
In the present embodiment, the fund financing method based on SDK includes：
Step S10, when the first application passes through the second provided interface of application to transaction request, according to the friendship
Easily request performs finance product transactional operation in applying account first, wherein, the interface is second application according to institute
State what the SDK SDK of the first application was set up；
When User logs in second is applied, second application is by built-in interface into the first application.May be appreciated
It is, the APP (Application, application program) of first application and the described second application difference Shi Liangge banks.Described
One application applies provided interface transaction request by described second, and should first according to the transaction request for being received
With corresponding finance product transactional operation is performed in account.It should be noted that the interface be it is described second application according to institute
State what the SDK (Software Development Kit, SDK) of the first application was set up, i.e., described first should
Application program is embedded in the application program of second application in the form of SDK.Described first is II class using account
Account, the II class account can pass through electronically to handle funds transfer, purchase investment and financing products, handle the restriction amount of money
Consumption and payment etc. of paying the fees.
Further, when the described first application and the described second application are carried out in finance product process of exchange, described first
Network communication is carried out using special line using and second application between, to guarantee that first application and described second applies it
Between safety.HTTPS (Hyper Text Transfer Protocol are adopted between first application and second application
Over Secure Socket Layer, procotol) carry out data transmission.In data transmission procedure, can be to the number of transmission
According to being encrypted, to prevent data to be tampered.
Further, second application needs the registration in the described first application apply using described first
SDK, to obtain the service of first application.When the described second application is not registered in the described first application, described second
Using cannot be using first SDK for applying.
Step S20, after the finance product transactional operation is completed, obtains second using the account in account for paying
Password, wherein, the account password is the account password after encryption；
After the described first application and the described second application complete the finance product transactional operation, first application is obtained
Take described second using in account for payment account password.Wherein, the account is input into by the SDK in the user close
During code, the account password is encrypted, i.e., described first using the account that acquired account password is after encryption
Family password.Described second is I class account using account, and the I class account is Full Featured bank settlement account, and depositor can be with
Handle deposit, purchase investment and financing products, Cash Out, payment etc. of transferring accounts, consume and pay the fees.
The account password is sent to second application, for account described in second application verification by step S30
The correctness of password, when the described second application determines that the account password is correct, described second using execution fund payment behaviour
Make.
When the described first application obtains the account password, the account password is sent to described by first application
Second application.After the described second application receives the account password, account password described in second application verification is just
True property.When the described second application determines that the account password is correct, described second using the payment operation of execution fund, Zhi Fuyu
The corresponding fund of the finance product transactional operation.It is understood that user only needs to the application program of the second application, one
User, a password, it is possible to carry out finance product transaction in the described first application and the described second application, institute need not be downloaded
State the application program of the first application, it is not required that corresponding account password is applied with described first.
Further, the fund financing method based on SDK, also includes：
Step a, is encrypted to the account password using RSA Algorithm, and the account obtained after RSA Algorithm encryption is close
Code；
Step b, is encrypted to the account password after RSA Algorithm encryption using 3DES algorithms, after being encrypted
The account password.
Further, it is described first application to the process that the account password is encrypted be：First application is adopted
RSA Algorithm is encrypted to the account password, obtains the account password after RSA Algorithm encryption.Add when RSA Algorithm is obtained
After the account password after close, first application is entered to the account password after RSA Algorithm encryption using 3DES algorithms
Row turns encryption, the account password after being encrypted.The RSA Algorithm is public-key encryptosystem, it is so-called disclose it is close
It, using different encryption keys and decruption key, is that one kind " is gone out to decrypt by known encryption key derivation close that key cipher system is exactly
Key is computationally infeasible " cipher system.The 3DES, also known as Triple DES, is a kind of pattern of des encryption algorithm,
It carries out Tertiary infilling using the data key of 3 56.Wherein, the encryption key and decruption key of the 3DES algorithms is
What first application and the described second application were consulted in advance.
When described first application encrypt after the account password when, it is described first apply by encryption after the account
Family password is sent to second application.After account password after the described second application receives encryption, described second
Using the account password after decryption encryption, the correctness of the account password is verified according to the account password of decryption gained.
When the described second application determines that the account password is correct, described second operates using the payment of execution fund, described in Zhi Fuyu
The corresponding fund of finance product transactional operation.
Described second using the detailed process of the account password after decryption encryption is：Second application is using described
3DES algorithms are decrypted, the account password after being decrypted.When the described second application decryption obtains the account of user input
During the password of family, second application will be the account password of decryption gained and described second for prestoring close using the account of account
Code is contrasted.When the account password of decryption gained applies the account password of account different with described second for prestoring
When, second application determines the account password mistake, does not perform fund payment operation, and exports information to described the
One application, so that the described first application points out user cipher input error according to the information；When the account of decryption gained
When as account password of the password with described second for prestoring using account, second application determines the account password
Correctly, there is provided interface is paid in withholding for interbank standard, perform fund payment operation.
Further, the fund financing method based on SDK also includes：
Step c, receives the prompting message that second application sends, and points out user successfully to pay the finance product and hands over
Corresponding fund easy to operate, wherein, the prompting message is that second application completes to generate during fund payment behaviour.
After the described second application completes fund payment operation, second application generates prompting message, and carries described
Show that message is sent to first application, when the described first application receives the prompting message, described first applies basis
The prompting message prompting user has successfully paid the fund corresponding to the finance product transactional operation.
The present embodiment provides interface to the described first application by the second application, so that user is applied described by second
First application carries out finance product transactional operation, and applies the account password of account with reality by the input second in the first application
Checking of existing second application to the account password.When the account password is correct, in applying account described second
The fund of carrying out payment operation.Realize by SaaS+ (i.e. S＆T business incubator+optimal Internet bank is put into practice) pattern, using single-point
Login techniques, by the bank with internet finance ability, mobile Internet marketing ability, the region Jing with small and medium-sized commercial banks
Battalion's ability combines, and reduces the cost of serving of general favour finance, enables small and medium-sized commercial banks to possess the service of mobile Internet finance
Power.For regional, particularly two remote retions away from the coastal areas client, there is provided the financial service of more high-quality.
Further, with reference to Fig. 2, Fig. 2 is by applying what is provided to connect when the first application passes through second in the embodiment of the present invention
When mouth receives transaction request, according to the transaction request in first one kind for applying execution finance product transactional operation in account
Schematic flow sheet, proposes second embodiment of the present invention based on the fund financing method of SDK based on first embodiment.
In the present embodiment, step S10 includes：
Step S11, when the first application passes through the second provided interface of application to transaction request, judges that first should
Whether bound using account with described second with account；
Step S12, if described first binds using account using account and described second, according to the transaction request
Finance product transactional operation is performed during account is applied first.
When described first using by the described second provided interface of application to transaction request, described first should
With judge first using account whether with the second using account binding.Account is applied using account and described second when described first
When binding, first application is applied first according to the transaction request and perform in account finance product transactional operation.Need
It is noted that second application needs the registration in the described first application use the SDK of the first application, to obtain
State the service of the first application.When described second application not described first application in register when, it is described second application can not so that
With the SDK of the described first application.
Step S13, if described first applies account and described second to apply account unbound, binds first application
Account and described second applies account；
Step S14, when successfully bind described first using account and described second using account when, according to the transaction please
Ask in account being applied first perform finance product transactional operation.
When described first applies account and described second is unbound using account, first application then binds described the
One applies account using account and described second.When account and described second is applied in first application success binding described first
During using account, first application is applied described first according to the transaction request and perform in account finance product transaction behaviour
Make.
It should be noted that described first is invisible to user using account.It was traded when applying described second
Cheng Zhong, fund described second using account in proceeded to or produced, and described first to be only used as transaction using account logical
Road.
Further, after the described first application and the described second application complete finance product transactional operation, described first
Income is sold according to the pro rate finance product transactional operation for pre-setting using with the described second application, be described the
Two applications increase middle health service revenue.First application sells income time using distribution with described second can be according to concrete
Situation and arrange, such as may be configured as every other month, or every 50 days, first application and the described second application distribution one
It is secondary to sell income on a commission basis.
Further, the transaction of data mining and analytical technology analysis user of first application using big data platform
Data, obtain analysis result, and according to analysis result accurately control user data, are that user pushes according to analysis result related
Information, meets demand of the user to financial service.
The present embodiment described first applies account using account and described second by binding, in process of exchange, by the
Two carry out proceeding to or producing for fund using account, and described first is only used as trading channel using account, it is to avoid described
The phenomenon that the deposit of two applications is lost in occurs.
The present invention further provides a kind of fund financing device based on SDK.
With reference to Fig. 3, Fig. 3 is the high-level schematic functional block diagram of the preferred embodiment of fund financing device of the present invention based on SDK.
In the present embodiment, the fund financing device based on SDK includes：
Performing module 10, for when first application by second application provided interface to transaction request when, root
According to the transaction request first using finance product transactional operation is performed in account, wherein, the interface is described second should
With what is set up according to the SDK SDK of the described first application；
When User logs in second is applied, second application is by built-in interface into the first application.May be appreciated
It is, the APP (Application, application program) of first application and the described second application difference Shi Liangge banks.Described
One application applies provided interface transaction request by described second, and should first according to the transaction request for being received
With corresponding finance product transactional operation is performed in account.It should be noted that the interface be it is described second application according to institute
State what the SDK (Software Development Kit, SDK) of the first application was set up, i.e., described first should
Application program is embedded in the application program of second application in the form of SDK.Described first is II class using account
Account, the II class account can pass through electronically to handle funds transfer, purchase investment and financing products, handle the restriction amount of money
Consumption and payment etc. of paying the fees.
Further, when the described first application and the described second application are carried out in finance product process of exchange, described first
Network communication is carried out using special line using and second application between, to guarantee that first application and described second applies it
Between safety.HTTPS (Hyper Text Transfer Protocol are adopted between first application and second application
Over Secure Socket Layer, procotol) carry out data transmission.In data transmission procedure, can be to the number of transmission
According to being encrypted, to prevent data to be tampered.
Further, second application needs the registration in the described first application apply using described first
SDK, to obtain the service of first application.When the described second application is not registered in the described first application, described second
Using cannot be using first SDK for applying.
Acquisition module 20, applies in account for propping up for after the finance product transactional operation is completed, obtaining second
The account password paid, wherein, the account password is the account password after encryption；
After the described first application and the described second application complete the finance product transactional operation, first application is obtained
Take described second using in account for payment account password.Wherein, the account is input into by the SDK in the user close
During code, the account password is encrypted, i.e., described first using the account that acquired account password is after encryption
Family password.Described second is I class account using account, and the I class account is Full Featured bank settlement account, and depositor can be with
Handle deposit, purchase investment and financing products, Cash Out, payment etc. of transferring accounts, consume and pay the fees.
Sending module 30, for the account password is sent to second application, for second application verification
The correctness of the account password, when the described second application determines that the account password is correct, second application performs money
Gold payment operation.
When the described first application obtains the account password, the account password is sent to described by first application
Second application.After the described second application receives the account password, account password described in second application verification is just
True property.When the described second application determines that the account password is correct, described second using the payment operation of execution fund, Zhi Fuyu
The corresponding fund of the finance product transactional operation.It is understood that user only needs to the application program of the second application, one
User, a password, it is possible to carry out finance product transaction in the described first application and the described second application, institute need not be downloaded
State the application program of the first application, it is not required that corresponding account password is applied with described first.
Further, the fund financing device based on SDK also includes：
Encrypting module, for being encrypted to the account password using RSA Algorithm, obtains the institute after RSA Algorithm encryption
State account password；The account password after RSA Algorithm encryption is encrypted using 3DES algorithms, it is described after being encrypted
Account password.
Further, it is described first application to the process that the account password is encrypted be：First application is adopted
RSA Algorithm is encrypted to the account password, obtains the account password after RSA Algorithm encryption.Add when RSA Algorithm is obtained
After the account password after close, first application is entered to the account password after RSA Algorithm encryption using 3DES algorithms
Row turns encryption, the account password after being encrypted.The RSA Algorithm is public-key encryptosystem, it is so-called disclose it is close
It, using different encryption keys and decruption key, is that one kind " is gone out to decrypt by known encryption key derivation close that key cipher system is exactly
Key is computationally infeasible " cipher system.The 3DES, also known as Triple DES, is a kind of pattern of des encryption algorithm,
It carries out Tertiary infilling using the data key of 3 56.Wherein, the encryption key and decruption key of the 3DES algorithms is
What first application and the described second application were consulted in advance.
When described first application encrypt after the account password when, it is described first apply by encryption after the account
Family password is sent to second application.After account password after the described second application receives encryption, described second
Using the account password after decryption encryption, the correctness of the account password is verified according to the account password of decryption gained.
When the described second application determines that the account password is correct, described second operates using the payment of execution fund, described in Zhi Fuyu
The corresponding fund of finance product transactional operation.
Described second using the detailed process of the account password after decryption encryption is：Second application is using described
3DES algorithms are decrypted, the account password after being decrypted.When the described second application decryption obtains the account of user input
During the password of family, second application will be the account password of decryption gained and described second for prestoring close using the account of account
Code is contrasted.When the account password of decryption gained applies the account password of account different with described second for prestoring
When, second application determines the account password mistake, does not perform fund payment operation, and exports information to described the
One application, so that the described first application points out user cipher input error according to the information；When the account of decryption gained
When as account password of the password with described second for prestoring using account, second application determines the account password
Correctly, there is provided interface is paid in withholding for interbank standard, perform fund payment operation.
Further, the fund financing device based on SDK also includes：
Receiver module, for receiving the prompting message that second application sends, points out user successfully to pay the reason
Fund corresponding to property product transactional operation, wherein, the prompting message is that second application completes to give birth to during fund payment behaviour
Into.
After the described second application completes fund payment operation, second application generates prompting message, and carries described
Show that message is sent to first application, when the described first application receives the prompting message, described first applies basis
The prompting message prompting user has successfully paid the fund corresponding to the finance product transactional operation.
The present embodiment provides interface to the described first application by the second application, so that user is applied described by second
First application carries out finance product transactional operation, and applies the account password of account with reality by the input second in the first application
Checking of existing second application to the account password.When the account password is correct, in applying account described second
The fund of carrying out payment operation.Realize by SaaS+ (i.e. S＆T business incubator+optimal Internet bank is put into practice) pattern, using single-point
Login techniques, by the bank with internet finance ability, mobile Internet marketing ability, the region Jing with small and medium-sized commercial banks
Battalion's ability combines, and reduces the cost of serving of general favour finance, enables small and medium-sized commercial banks to possess the service of mobile Internet finance
Power.For regional, particularly two remote retions away from the coastal areas client, there is provided the financial service of more high-quality.
With reference to Fig. 4, Fig. 4 is a kind of high-level schematic functional block diagram of performing module in the embodiment of the present invention, is implemented based on first
Example proposes the second embodiment of fund financing device of the present invention based on SDK.
In the present embodiment, the performing module 10 includes：
Judging unit 11, for when the first application passes through the second provided interface of application to transaction request, sentencing
Whether disconnected first bind using account with described second using account；
Performance element 12, if being bound using account using account and described second for described first, according to described
Transaction request performs finance product transactional operation in applying account first.
When described first using by the described second provided interface of application to transaction request, described first should
With judge first using account whether with the second using account binding.Account is applied using account and described second when described first
When binding, first application is applied first according to the transaction request and perform in account finance product transactional operation.Need
It is noted that second application needs the registration in the described first application use the SDK of the first application, to obtain
State the service of the first application.When described second application not described first application in register when, it is described second application can not so that
With the SDK of the described first application.
Binding unit 13, if applying account and described second to apply account unbound for described first, binding is described
First applies account using account and described second；
The performance element 12 be additionally operable to when successfully bind described first using account and described second using account when, root
Apply first according to the transaction request and perform in account finance product transactional operation.
When described first applies account and described second is unbound using account, first application then binds described the
One applies account using account and described second.When account and described second is applied in first application success binding described first
During using account, first application is applied described first according to the transaction request and perform in account finance product transaction behaviour
Make.
It should be noted that described first is invisible to user using account.It was traded when applying described second
Cheng Zhong, fund described second using account in proceeded to or produced, and described first to be only used as transaction using account logical
Road.
Further, after the described first application and the described second application complete finance product transactional operation, described first
Income is sold according to the pro rate finance product transactional operation for pre-setting using with the described second application, be described the
Two applications increase middle health service revenue.First application sells income time using distribution with described second can be according to concrete
Situation and arrange, such as may be configured as every other month, or every 50 days, first application and the described second application distribution one
It is secondary to sell income on a commission basis.
Further, the transaction of data mining and analytical technology analysis user of first application using big data platform
Data, obtain analysis result, and according to analysis result accurately control user data, are that user pushes according to analysis result related
Information, meets demand of the user to financial service.
The present embodiment described first applies account using account and described second by binding, in process of exchange, by the
Two carry out proceeding to or producing for fund using account, and described first is only used as trading channel using account, it is to avoid described
The phenomenon that the deposit of two applications is lost in occurs.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.Embodiment party by more than
The description of formula, it is required general that those skilled in the art can be understood that above-described embodiment method can add by software
The mode of hardware platform is realizing, naturally it is also possible to by hardware, but the former is more preferably embodiment in many cases.It is based on
Such understanding, the part that technical scheme is substantially contributed to prior art in other words can be with software products
Form embody, the computer software product is stored in a storage medium (such as ROM/RAM, magnetic disc, CD), including
Some instructions are used so that a station terminal equipment (can be mobile phone, computer, server, or network equipment etc.) performs this
Method described in bright each embodiment.
The preferred embodiments of the present invention are these are only, the scope of the claims of the present invention is not thereby limited, it is every using this
Equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of fund financing method based on SDK, it is characterised in that the fund financing method based on SDK includes：
When the first application by the second provided interface of application to transaction request when, according to the transaction request first
Using execution finance product transactional operation in account, wherein, the interface is second application according to the described first application
SDK SDK is set up；
After the finance product transactional operation is completed, second is obtained using the account password in account for payment, wherein, institute
It is the account password after encryption to state account password；
The account password is sent to into second application, it is correct for account password described in second application verification
Property, when the described second application determines that the account password is correct, described second using the payment operation of execution fund.
2. the fund financing method based on SDK as claimed in claim 1, it is characterised in that the account password is carried out plus
Close step includes：
The account password is encrypted using RSA Algorithm, obtains the account password after RSA Algorithm encryption；
The account password after RSA Algorithm encryption is carried out turning encryption, the account after being encrypted using 3DES algorithms
Password.
3. the fund financing method based on SDK as claimed in claim 1, it is characterised in that described when the first application is by the
When two the provided interfaces of application are to transaction request, applied first according to the transaction request and perform in account financing to produce
The step of product transactional operation, includes：
When the first application by the second provided interface of application to transaction request when, judge first apply account whether with
Described second binds using account；
If described first binds using account using account and described second, account is applied first according to the transaction request
Finance product transactional operation is performed in family.
4. the fund financing method based on SDK as claimed in claim 3, it is characterised in that described when the first application is by the
When two the provided interfaces of application are to transaction request, the first step bound using account using account whether with the second is judged
After rapid, also include：
If described first applies account and described second unbound using account, described first is bound using account and described the
Two apply account；
When successfully bind described first using account and described second using account when, according to the transaction request first application
Finance product transactional operation is performed in account.
5. the fund financing method based on SDK as described in any one of Claims 1-4, it is characterised in that described by the account
Family password is sent to second application, for the correctness of account password described in second application verification, when described second
During using determining that the account password is correct, after described second pays the step of operating using execution fund, also include：
The prompting message that second application sends is received, points out user successfully to pay the finance product transactional operation institute right
The fund answered, wherein, the prompting message is that second application completes to generate during fund payment behaviour.
6. a kind of fund financing device based on SDK, it is characterised in that the fund financing device based on SDK includes：
Performing module, for when the first application passes through the second provided interface of application to transaction request, according to described
Transaction request first using finance product transactional operation is performed in account, wherein, the interface is described second to apply basis
What the SDK SDK of first application was set up；
Acquisition module, for after the finance product transactional operation is completed, obtaining second using the account in account for paying
Family password, wherein, the account password is the account password after encryption；
Sending module, for the account password is sent to second application, for account described in second application verification
The correctness of family password, when the described second application determines that the account password is correct, described second pays using execution fund
Operation.
7. the fund financing device based on SDK as claimed in claim 6, it is characterised in that the fund based on SDK is managed money matters
Device also includes：
Encrypting module, for being encrypted to the account password using RSA Algorithm, obtains the account after RSA Algorithm encryption
Family password；The account password after RSA Algorithm encryption is carried out turning encryption, the account after being encrypted using 3DES algorithms
Family password.
8. the fund financing device based on SDK as claimed in claim 6, it is characterised in that the performing module includes：
Judging unit, for when the first application passes through the second provided interface of application to transaction request, judging first
Whether bind using account with described second using account；
Performance element, if being bound using account using account and described second for described first, please according to the transaction
Ask in account being applied first perform finance product transactional operation.
9. the fund financing device based on SDK as claimed in claim 8, it is characterised in that the performing module also includes：
Binding unit, if applying account and described second to apply account unbound for described first, binding described first should
Account is applied with account and described second；
The performance element be additionally operable to when successfully bind described first using account and described second using account when, according to described
Transaction request performs finance product transactional operation in applying account first.
10. as described in any one of claim 6 to 9 based on SDK fund financing device, it is characterised in that it is described based on SDK
Fund financing device also include：
Receiver module, for receiving the prompting message that second application sends, points out user successfully to pay the financing and produces
Fund corresponding to product transactional operation, wherein, the prompting message is that second application completes to generate during fund payment behaviour.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611106537.1A CN106557980B (en) | 2016-12-05 | 2016-12-05 | Fund financing method and device based on SDK |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611106537.1A CN106557980B (en) | 2016-12-05 | 2016-12-05 | Fund financing method and device based on SDK |
Publications (2)
| Publication Number | Publication Date |
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| CN106557980A true CN106557980A (en) | 2017-04-05 |
| CN106557980B CN106557980B (en) | 2020-08-04 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611106537.1A Active CN106557980B (en) | 2016-12-05 | 2016-12-05 | Fund financing method and device based on SDK |
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| CN102591705A (en) * | 2011-01-17 | 2012-07-18 | 腾讯科技（深圳）有限公司 | Open platform agent access method and open platform agent access device |
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| US20150339664A1 (en) * | 2014-05-21 | 2015-11-26 | Erick Wong | Offline authentication |
| CN105373923A (en) * | 2015-11-13 | 2016-03-02 | 广东网金控股股份有限公司 | Unified payment method for investment and financing platform |
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| CN102591705A (en) * | 2011-01-17 | 2012-07-18 | 腾讯科技（深圳）有限公司 | Open platform agent access method and open platform agent access device |
| US20150339664A1 (en) * | 2014-05-21 | 2015-11-26 | Erick Wong | Offline authentication |
| CN104809611A (en) * | 2015-04-20 | 2015-07-29 | 王宏旭 | Mobile financial payment method and system based on Internet of Things under cloud platform |
| CN104881777A (en) * | 2015-05-04 | 2015-09-02 | 深圳市新一代信息技术研究院有限公司 | Payment method based on mobile terminal |
| CN105373923A (en) * | 2015-11-13 | 2016-03-02 | 广东网金控股股份有限公司 | Unified payment method for investment and financing platform |
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| Publication number | Publication date |
|---|---|
| CN106557980B (en) | 2020-08-04 |
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