CN106557976A - It is a kind of based on the bank capital at wechat end, flowing water information query method and system - Google Patents

It is a kind of based on the bank capital at wechat end, flowing water information query method and system Download PDF

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Publication number
CN106557976A
CN106557976A CN201611073238.2A CN201611073238A CN106557976A CN 106557976 A CN106557976 A CN 106557976A CN 201611073238 A CN201611073238 A CN 201611073238A CN 106557976 A CN106557976 A CN 106557976A
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bank
flowing water
wechat
capital
user
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CN201611073238.2A
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CN106557976B (en
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曾革
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Qianhai Shenzhen Wan Lian Nationwide Financial Services Inc
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Qianhai Shenzhen Wan Lian Nationwide Financial Services Inc
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
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  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention discloses a kind of based on the bank capital at wechat end, flowing water information query method and system, and its method includes:User sends inquiry bank capital, the solicited message of flowing water to wechat server by wechat client;The solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by wechat server;Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, and the user profile carried out with each bank bank is direct-connected, directly by fund, the pipelined data of each bank of the user are obtained in each bank interface server;The fund of each bank of the user for getting, pipelined data are sent to wechat client by wechat server by Financial Management platform;Display shows fund, the pipelined data of each bank of the user, allows user to be apparent from its bank capital, pipelined data so as to reach realization by wechat client, so as to user can preferably control financial risks, improve Consumer's Experience.

Description

It is a kind of based on the bank capital at wechat end, flowing water information query method and system
Technical field
The present invention relates to communication terminal technology field, more particularly to it is a kind of based on the bank capital at wechat end, flowing water information Querying method and system.
Background technology
At present user is if it is desired to the balance of funding for checking in itself each bank account and flowing water, need by logging in each bank Net silver independent could understand the balance of funding and pipelined data in each account, and each interbank U-shield is different and each account is equal There is plural U-shield, cause user and be difficult to be apparent from its bank capital, pipelined data, cause financial risks to be difficult to handle Control, Consumer's Experience be not good.
The content of the invention
The technical problem to be solved in the present invention is to provide a kind of based on the bank capital at wechat end, flowing water information query method And system, reaching realization allows user to be apparent from its bank capital, pipelined data, so as to user preferably control can provide Golden risk, improves Consumer's Experience.
It is an object of the invention to provide it is a kind of based on the bank capital at wechat end, flowing water information query method, including:
User sends inquiry bank capital, the solicited message of flowing water to wechat server by wechat client;
The solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by wechat server;
Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, by the user profile and each silver Row carries out that bank is direct-connected, directly by fund, the pipelined data of each bank of the user are obtained in each bank interface server;
Financial Management platform passes through wechat server, by the fund of each bank of the user for getting, flowing water Data is activation is to wechat client;
Display shows fund, the pipelined data of each bank of the user by wechat client.
Wherein, the solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management and is put down by the wechat server Platform, including:
The wechat server receives the inquiry bank capital, the solicited message of flowing water, and the inquiry bank is provided Gold, the solicited message of flowing water are forwarded to Financial Management platform.
Wherein, the Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, and the user is believed Breath carries out with each bank that bank is direct-connected, directly by obtain in each bank interface server each bank of the user fund, Pipelined data, including:
The Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, by bank safety certificate The user profile carried out with each bank bank is direct-connected, directly by each of the user being obtained in each bank interface server The fund of bank, pipelined data.
Wherein, the Financial Management platform, including:Ten thousand enterprise's connection Financial Management platforms.
It is an object of the invention to also provide a kind of based on the bank capital at wechat end, flowing water information query system, including: Wechat client, wechat server, the Financial Management platform, display;
The wechat client, for sending the solicited message of user's inquiry bank capital, flowing water to the wechat service Device;
The wechat server, for the solicited message of the inquiry bank capital, flowing water is forwarded to the finance pipe Platform;
The Financial Management platform, for receiving the solicited message of the inquiry bank capital, flowing water, the user is believed Breath carries out with each bank that bank is direct-connected, directly by obtain in each bank interface server each bank of the user fund, Pipelined data;For by the wechat server, by the fund of each bank of the user for getting, pipelined data It is sent to the wechat client;
The display, for by the wechat client, showing fund, the flowing water number of each bank of the user According to.
Wherein, the wechat server, for the solicited message of the inquiry bank capital, flowing water is forwarded to the gold Melt management platform, including:
The wechat server, for receiving the solicited message of the inquiry bank capital, flowing water, and will be the inquiry silver-colored Row fund, the solicited message of flowing water are forwarded to the Financial Management platform.
Wherein, the Financial Management platform, for receiving the solicited message of the inquiry bank capital, flowing water, will be described User profile carries out with each bank that bank is direct-connected, directly by each bank of the user is obtained in each bank interface server Fund, pipelined data, including:
The Financial Management platform, for receiving the solicited message of the inquiry bank capital, flowing water, by bank safety It is direct-connected that the user profile and each bank are carried out bank by certificate, directly by obtaining the user in each bank interface server The fund of each bank, pipelined data.
Wherein, the Financial Management platform, including:Ten thousand enterprise's connection Financial Management platforms.
The present invention provide based on the bank capital at wechat end, flowing water information query method, including:User is by wechat visitor Family end sends inquiry bank capital, the solicited message of flowing water to wechat server;Wechat server by the inquiry bank capital, stream The solicited message of water is forwarded to Financial Management platform;Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, The user profile carried out with each bank bank is direct-connected, directly by each bank of the user is obtained in each bank interface server Fund, pipelined data;Financial Management platform by wechat server, by the fund of each bank of the user for getting, Pipelined data is sent to wechat client;Display shows fund, the flowing water number of each bank of the user by wechat client According to, allow user to be apparent from its bank capital, pipelined data so as to reach realization, so as to user can preferably control money Golden risk, improves Consumer's Experience.
The present invention provide based on the bank capital at wechat end, flowing water information query system, including:Wechat client, uses The solicited message of bank capital, flowing water is inquired about to wechat server in user is sent;Wechat server, for by the inquiry bank Fund, the solicited message of flowing water are forwarded to Financial Management platform;Financial Management platform, for receiving the inquiry bank capital, stream The user profile and each bank are carried out bank direct-connected, directly by obtaining in each bank interface server by the solicited message of water The fund of each bank of the user, pipelined data;For by wechat server, by each bank of the user for getting Fund, pipelined data are sent to wechat client;Display, for by wechat client, showing each bank of the user Fund, pipelined data, allow user to be apparent from its bank capital, pipelined data so as to reach realization, so as to user can be with Preferably control financial risks, improve Consumer's Experience.
Description of the drawings
Fig. 1 is the present invention based on the bank capital at wechat end, the schematic diagram of flowing water information query method;
Fig. 2 is the present invention based on the bank capital at wechat end, the schematic diagram of flowing water information query system.
Specific embodiment
The present invention provides a kind of based on the bank capital at wechat end, flowing water information query method and system, is applied to communication Field of terminal technology, the present invention based on the bank capital at wechat end, flowing water information query method, including:User is by wechat visitor Family end sends inquiry bank capital, the solicited message of flowing water to wechat server;Wechat server by the inquiry bank capital, stream The solicited message of water is forwarded to Financial Management platform;Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, The user profile carried out with each bank bank is direct-connected, directly by each bank of the user is obtained in each bank interface server Fund, pipelined data;Financial Management platform by wechat server, by the fund of each bank of the user for getting, Pipelined data is sent to wechat client;Display shows fund, the flowing water number of each bank of the user by wechat client According to, allow user to be apparent from its bank capital, pipelined data so as to reach realization, so as to user can preferably control money Golden risk, improves Consumer's Experience.
In order that the objects, technical solutions and advantages of the present invention become more apparent, it is below in conjunction with drawings and Examples, right The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the present invention, and It is not used in the restriction present invention.
The present invention provides a kind of based on the bank capital at wechat end, flowing water information query method.
Fig. 1 is referred to, Fig. 1 is the present invention based on the bank capital at wechat end, the schematic diagram of flowing water information query method, sheet Invention based on the bank capital at wechat end, flowing water information query method, including:
S11, user send inquiry bank capital, the solicited message of flowing water to wechat server by wechat client;
The solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by S12, wechat server;
S13, Financial Management platform receive the inquiry bank capital, the solicited message of flowing water, by the user profile and each silver Row carries out that bank is direct-connected, directly by fund, the pipelined data of each bank of the user are obtained in each bank interface server;
S14, Financial Management platform pass through wechat server, by the fund of each bank of the user for getting, flowing water Data is activation is to wechat client;
S15, display show fund, the pipelined data of each bank of the user by wechat client.
Wherein, the solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by wechat server, bag Include:
Wechat server receives the inquiry bank capital, the solicited message of flowing water, and by the inquiry bank capital, flowing water Solicited message is forwarded to Financial Management platform.
Wherein, Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, by the user profile and each silver Row carries out that bank is direct-connected, directly by fund, the pipelined data of each bank of the user, bag are obtained in each bank interface server Include:
Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, uses this by bank safety certificate Family information carries out with each bank that bank is direct-connected, directly by the money of each bank of the user is obtained in each bank interface server Gold, pipelined data.
Wherein, Financial Management platform, including:Ten thousand enterprise's connection Financial Management platforms etc..
The present invention also provides a kind of based on the bank capital at wechat end, flowing water information query system.
Fig. 2 is referred to, Fig. 2 is the present invention based on the bank capital at wechat end, the schematic diagram of flowing water information query system, sheet Invention based on the bank capital at wechat end, flowing water information query system 20, including:Wechat client 201, wechat server 202, Financial Management platform 203, display 204;
Wechat client 201, for sending the solicited message of user's inquiry bank capital, flowing water to wechat server 202;
Wechat server 202, for the solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform 203;
Financial Management platform 203, for receiving the solicited message of the inquiry bank capital, flowing water, by the user profile with Each bank carries out that bank is direct-connected, directly by fund, the flowing water number of each bank of the user are obtained in each bank interface server According to;For by wechat server 202, the fund of each bank of the user for getting, pipelined data being sent to wechat Client 201;
Display 204, for by wechat client 201, showing fund, the pipelined data of each bank of the user.
Wherein, wechat server 202, for the solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management Platform 203, including:
Wechat server 202, for receiving the solicited message of the inquiry bank capital, flowing water, and the inquiry bank is provided Gold, the solicited message of flowing water are forwarded to Financial Management platform 203.
Wherein, Financial Management platform 203, for receiving the solicited message of the inquiry bank capital, flowing water, the user is believed Breath carries out with each bank that bank is direct-connected, directly by fund, the stream of each bank of the user are obtained in each bank interface server Water number evidence, including:
Financial Management platform 203, for receiving the solicited message of the inquiry bank capital, flowing water, is demonstrate,proved by bank safety The user profile carried out with each bank book bank is direct-connected, directly by each silver of the user is obtained in each bank interface server Capable fund, pipelined data.
Wherein, Financial Management platform 203, including:Ten thousand enterprise's connection Financial Management platforms etc..
The present invention provide based on the bank capital at wechat end, flowing water information query method, including:User is by wechat visitor Family end sends inquiry bank capital, the solicited message of flowing water to wechat server;Wechat server by the inquiry bank capital, stream The solicited message of water is forwarded to Financial Management platform;Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, The user profile carried out with each bank bank is direct-connected, directly by each bank of the user is obtained in each bank interface server Fund, pipelined data;Financial Management platform by wechat server, by the fund of each bank of the user for getting, Pipelined data is sent to wechat client;Display shows fund, the flowing water number of each bank of the user by wechat client According to, allow user to be apparent from its bank capital, pipelined data so as to reach realization, so as to user can preferably control money Golden risk, improves Consumer's Experience.
The present invention provide based on the bank capital at wechat end, flowing water information query system 20, including:Wechat client 201st, wechat server 202, Financial Management platform 203, display 204;Wechat client 201, for sending user's inquiry silver Row fund, the solicited message of flowing water are to wechat server 202;Wechat server 202, for by inquiry bank capital, the flowing water Solicited message be forwarded to Financial Management platform 203;Financial Management platform 203, for receiving the inquiry bank capital, flowing water The user profile and each bank are carried out bank direct-connected, directly by obtaining the use in each bank interface server by solicited message The fund of each bank at family, pipelined data;For by wechat server 202, by each bank of the user for getting Fund, pipelined data are sent to wechat client 201;Display 204, for by wechat client 201, showing the user's The fund of each bank, pipelined data, allow user to be apparent from its bank capital, pipelined data so as to reach realization, so as to User can preferably control financial risks, improve Consumer's Experience.
It should be noted that herein, such as first and second or the like relational terms are used merely to a reality Body or operation are made a distinction with another entity or operation, and are not necessarily required or implied between these entities or operation There is any this actual relation or order.And, term "comprising", " including " or its any other variant are intended to contain Lid nonexcludability is included, so that process, method, article or equipment including a factor of system not only will including those Element, but also including other key elements being not expressly set out, or also include for this process, method, article or equipment Intrinsic key element.In the absence of more restrictions, by sentence " including one,,, " key element that limits, it is not excluded that Also there is other identical element in the process including the key element, method, article, equipment or device.
For the present invention is based on the bank capital at wechat end, flowing water information query method and system, the form of realization is many Plant various.All any modification, equivalent substitution and improvements within the spirit and principles in the present invention, made etc., should be included in Within protection scope of the present invention.

Claims (8)

1. it is a kind of based on the bank capital at wechat end, flowing water information query method, it is characterised in that to include:
User sends inquiry bank capital, the solicited message of flowing water to wechat server by wechat client;
The solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by wechat server;
Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, and the user profile is entered with each bank Row bank is direct-connected, directly by fund, the pipelined data of each bank of the user are obtained in each bank interface server;
Financial Management platform passes through wechat server, by the fund of each bank of the user for getting, pipelined data It is sent to wechat client;
Display shows fund, the pipelined data of each bank of the user by wechat client.
2. it is as claimed in claim 1 based on the bank capital at wechat end, flowing water information query method, it is characterised in that described The solicited message of the inquiry bank capital, flowing water is forwarded to Financial Management platform by wechat server, including:
The wechat server receives the inquiry bank capital, the solicited message of flowing water, and inquires about bank capital, stream by described The solicited message of water is forwarded to Financial Management platform.
3. it is as claimed in claim 1 or 2 based on the bank capital at wechat end, flowing water information query method, it is characterised in that institute State Financial Management platform and receive the inquiry bank capital, the solicited message of flowing water, the user profile is carried out with each bank Bank is direct-connected, directly by fund, the pipelined data of each bank of the user are obtained in each bank interface server, including:
The Financial Management platform receives the inquiry bank capital, the solicited message of flowing water, by bank safety certificate by institute Stating user profile carries out with each bank that bank is direct-connected, directly by each bank of the user is obtained in each bank interface server Fund, pipelined data.
4. as described in claims 1 to 3 any one based on the bank capital at wechat end, flowing water information query method, which is special Levy and be, the Financial Management platform, including:Ten thousand enterprise's connection Financial Management platforms.
5. it is a kind of based on the bank capital at wechat end, flowing water information query system, it is characterised in that to include:It is wechat client, micro- Telecommunications services device, the Financial Management platform, display;
The wechat client, for sending the solicited message of user's inquiry bank capital, flowing water to the wechat server;
The wechat server, puts down for the solicited message of the inquiry bank capital, flowing water is forwarded to the Financial Management Platform;
The Financial Management platform, for receive it is described inquiry bank capital, flowing water solicited message, by the user profile with Each bank carries out that bank is direct-connected, directly by fund, the flowing water of each bank of the user are obtained in each bank interface server Data;For by the wechat server, the fund of each bank of the user for getting, pipelined data being sent To the wechat client;
The display, for by the wechat client, showing fund, the pipelined data of each bank of the user.
6. it is as claimed in claim 5 based on the bank capital at wechat end, flowing water information query system, it is characterised in that described Wechat server, for the solicited message of the inquiry bank capital, flowing water is forwarded to the Financial Management platform, including:
The wechat server, for receiving the solicited message of the inquiry bank capital, flowing water, and the inquiry bank is provided Gold, the solicited message of flowing water are forwarded to the Financial Management platform.
7. as described in claim 5 or 6 based on the bank capital at wechat end, flowing water information query system, it is characterised in that institute Financial Management platform is stated, for receiving the solicited message of the inquiry bank capital, flowing water, by the user profile and each bank Carry out that bank is direct-connected, directly by fund, the pipelined data of each bank of the user, bag are obtained in each bank interface server Include:
The Financial Management platform, for receiving the solicited message of the inquiry bank capital, flowing water, by bank safety certificate The user profile carried out with each bank bank is direct-connected, directly by each of the user being obtained in each bank interface server The fund of bank, pipelined data.
8. as described in claim 5 to 7 any one based on the bank capital at wechat end, flowing water information query system, which is special Levy and be, the Financial Management platform, including:Ten thousand enterprise's connection Financial Management platforms.
CN201611073238.2A 2016-11-29 2016-11-29 WeChat end-based bank fund and flow information query method and system Active CN106557976B (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107071057A (en) * 2017-05-19 2017-08-18 武汉票据交易中心有限公司 A kind of user's request processing method and system based on bank's API server
CN111415187A (en) * 2019-01-04 2020-07-14 连株式会社 Computer system, recording medium, and account transaction history providing method

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CN101908179A (en) * 2010-08-17 2010-12-08 中国建设银行股份有限公司 Inter-bank capital account collection management method
CN103177361A (en) * 2011-12-21 2013-06-26 上海博路信息技术有限公司 Unified bill and payment system
CN103944805A (en) * 2014-04-24 2014-07-23 天脉聚源(北京)传媒科技有限公司 Information updating method and system based on Wechat platform
CN104408611A (en) * 2014-10-29 2015-03-11 中国建设银行股份有限公司 Method and system for electronic banking transactions of other bank cards
CN105427093A (en) * 2015-12-29 2016-03-23 宁波博赢环深互联网科技有限公司 Order account payment system applied to electronic commerce

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101908179A (en) * 2010-08-17 2010-12-08 中国建设银行股份有限公司 Inter-bank capital account collection management method
CN103177361A (en) * 2011-12-21 2013-06-26 上海博路信息技术有限公司 Unified bill and payment system
CN103944805A (en) * 2014-04-24 2014-07-23 天脉聚源(北京)传媒科技有限公司 Information updating method and system based on Wechat platform
CN104408611A (en) * 2014-10-29 2015-03-11 中国建设银行股份有限公司 Method and system for electronic banking transactions of other bank cards
CN105427093A (en) * 2015-12-29 2016-03-23 宁波博赢环深互联网科技有限公司 Order account payment system applied to electronic commerce

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107071057A (en) * 2017-05-19 2017-08-18 武汉票据交易中心有限公司 A kind of user's request processing method and system based on bank's API server
CN111415187A (en) * 2019-01-04 2020-07-14 连株式会社 Computer system, recording medium, and account transaction history providing method

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